Answer:
B. giving loans
Explanation:
Banks use a large proposition of their deposits to create loans for other customers. The federal reserve requires commercial banks to hold a small percentage of deposits as reserves. The reserve requirement is one of the monetary policy tools of the Federal Reserve.
In most cases, the reserve requirement is around 10 percent or below of the total deposits. As a fraction, 10 Percent is a tenth (1/10), which is a small proportion of the total deposits. The bigger percentage, 90 percent, is used to create loans to other customers.
Savings accounts are different from investments in that they
Is (typically have lower interest rates)
Answer:
True.
Explanation:
Savings accounts can be defined as as an account operated by a financial institution which offer its holders lower interest rates.
Savings accounts are different from investments in that they typically have lower interest rates.
Investments such as real estate properties, bonds, and stocks generally offer higher interest rates to the investors. Therefore, investors are usually more likely to invest their money in these investments rather than have their money remain in a savings account.
A merger of two firms may increase economic efficiency by A decreasing average total cost through an increase in economies of scale B decreasing output to reduce marginal cost and equalize price C increasing economic profits but decreasing consumer surplus D increasing consumer surplus by decreasing economic profits E increasing consumer surplus by shifting the demand curve for the product to the right
Answer:
A decreasing average total cost through an increase in economies of scale
Explanation:
In the case when two firms would be merged so this would rise in economic efficiency this would result in reduction in the average total cost via rise in the economies of scale
So according to the given situation, the option A is correct
And the remaining options are incorrect
The same would be relevant
A merger of two firms may increase economic efficiency by decreasing average total cost through an increase in economies of scale. Thus, option (a) is correct.
When a bigger company with more output can lower average costs, economies of scale happen. Prices for customers can be reduced thanks to decreased average costs.
A merger can help a business grow in size and benefit from a variety of reasons, including financial economies, organizational economies, technological economies, and economies of scale when purchasing goods.
A merger can result in increased earnings for the company by lowering expenses, which can then be put toward R&D expenditures, enhancing product quality, and commercial expansion.
As a result, the significance of the merger of two firms may increase economic efficiency are the aforementioned. Therefore, option (a) is correct.
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In capital budgeting, the accounting rate of return (ARR) decision model: Incorporates the timing of cash flows. Considers the time value of money. Does not provide an unambiguous decision criterion (rule) regarding the acceptance of capital investment projects. Ignores accounting income generated after the break-even point. Ignores cash outflows after the initial investment.
Answer:
Incorporates the timing of cash flows.
Explanation:
The Accounting Rate of Return uses accrual accounting in order to determine net income instead of actual cash flows like the NPV, payback period or IRR.
ARR = average annual income / average investment.
For example, an increase in accounts receivable is not considered an increase in net cash flows, but it is considered part of total revenue which increases net income
Aunt Mabel promised to give you $9000 when you successfully complete your freshman year, $6000 when you successfully complete your sophomore year, $1000 when you successfully complete your junior year, and $8000 when you successfully complete your senior year. Aunt Mabel made this promise when you graduated from High School and let's assume you go directly to the University of Illinois and graduate in four years. Aunt Mabel expects the interest rates to be 5.250% during your freshman year, 2.500% during your sophomore year, 3.250% during your junior year, and 9.250% during your senior year. If Aunt Mable can predict interest rates accurately, she will deposit into her bank account $____________. (dollars, rounded to two places after the decimal)
Solution :
At every stage the formula used will be :
[tex]$\frac{\text{available balance}}{(1+\text{interest rate})}= \text{required bank balance}$[/tex]
After the junior year, Aunt Mabel's bank balance will be :
[tex]$=\frac{8000}{1.0925}$[/tex]
= $ 7,322.65
Aunt Mabel's bank balance after sophomore year will be :
7,322.65 + 1000 = $ 8,322.65
[tex]$=\frac{8,322.65}{1.0325} $[/tex]
= $ 8060.677
After the freshman year, bank balance of Aunt Mable's will be :
8060.677 + 6000 = $ 14,060.677
[tex]$=\frac{14,060.677}{1.0250} $[/tex]
= $ 14.0606
If Aunt Mabel can predict the interest rate with accuracy, she will have to deposit :
$ 14.0606 + $ 9000 = $ 9,014.06
[tex]$=\frac{9014.06}{1.0525}$[/tex]
= $ 8,565.241
During 2019, Zigma Company earned service revenue amounting to $800,000, or which $645,000 was collected in cash; the balance will be collected in January 2020. Also in 2019, there were collections of cash prior to the delivery of goods/services totaling $11,100. What amount should the 2019 income statement report for service revenue
Answer:
$800,000
Explanation:
Given that;
Sales revenue = $800,000
Cash collected = $645,000
Remaining amount cash collected in January = $155,000
And the delivery of goods is $11,100
Here, since the service revenue earned is $800,000 and same amount would be reported under the income statement, other items given would be ignored.
It therefore means that the sum of $800,000 should be the 2019 income statement report for service revenue.
Suppose you know that a company's stock currently sells for $57 per share and the required return on the stock is 10.4%. You also know that the total return on the stock is evenly divided between capital gains yield and dividend yield. If it's the company's policy to always maintain a constant growth rate in its dividends, what is the current dividend per share?
What is the dividend per share in Year 4?
Answer:
$2.82
Explanation:
Calculation for what is the current dividend per share
First step is to calculate the Dividend yield
Dividend yield= 1/2 (.104)
Dividend yield= .052
Now let calculate the current dividend per share
Current dividend per share=(.052*57 per share)/(1+0.052)
Current dividend per share= 2.964/1.052
Current dividend per share=$2.82
Therefore the Current dividend per share will be $2.82
Assume the equivalent units of production for materials and conversion are 5,200 units and 5,000 units, respectively, using the weighted-average method. If 4,660 units were completed and transferred to the next department, then what is the total cost assigned to the units completed and transferred out of the Milling Department
Question Completion:
Milling Department Materials Conversion Total Cost of beginning work in process inventory $ 10,000 $ 15,000 $ 25,000 Costs added during the period 291,600 385,000 676,600 Total cost $ 301,600 $ 400,000 $ 701,600
Answer:
Milling Department
The total cost assigned to the units completed and transferred out is:
= $643,080
Explanation:
a) Data and Calculations:
Milling Department
Cost of production:
Materials Conversion Total Cost
Beginning work in process inventory $ 10,000 $ 15,000 $ 25,000
Costs added during the period 291,600 385,000 676,600
Total cost $ 301,600 $ 400,000 $ 701,600
Equivalent units of production 5,200 5,000
Cost per equivalent unit $58 $80
Cost Assignment:
Units completed and transferred out:
Materials = $270,280 (4,660 * $58)
Conversion 372,800 *4,660 * $80)
Total costs $643,080
Therefore, the costs assigned to ending work in process = $ 58,520 ($701,600 - 643,080)
Flax Corp. uses the direct method to prepare its Statement of Cash Flows. Flax's trial balances at December 31, 20X4 and 20X3, are as follows: December 31 20X4 20X3 Debits: 33,000 30,000 Cash $35,000 $32,000 Accounts receivable 33,000 30,000 Inventory 31,000 47,000 Property, plant, & equipment 100,000 95,000 Unamortized bond discount 4,500 5,000 Cost of goods sold 250,000 380,000 Selling expenses 141,500 172,000 General & administrative expenses 137,000 151,300 Interest expense 4,300 2,600 Income tax expense 20,400 61,200 $756,700 $976,100 Credits: Allowance for uncollectible accounts $1,300 $1,100 Accumulated depreciation 16,500 15,000 Trade accounts payable 25,000 17,500 Income taxes payable 21,000 27,100 Deferred income taxes 5,300 4,600 8% callable bonds payable 45,000 20,000 Common stock 50,000 40,000 Additional paid-in capital 9,100 7,500 Retained earnings 44,700 64,600 Sales 538,800 778,700 $756,700 $976,100 Flax purchased $5,000 in equipment during 20X4. Flax allocated one-third of its depreciation expense to selling expenses and the remainder to general and administrative expenses. What amounts should Flax report in its Statement of Cash Flows for the year ended December 31, 20X4, for cash paid for goods to be sold?
Answer:
the cash paid for goods to be sold is $226,500
Explanation:
The computation of the cash paid for goods to be sold is shown below:
= Cost of goods sold + Opening trade account payable - closing trade account payable + closing inventory - beginning inventory
= $250,000 + $17,500 - $25,000 + $31,000 - $47,000
= $226,500
Hence, the cash paid for goods to be sold is $226,500
International monetary analysis focuses on Group of answer choices the international trade side of the international economy. the real side of the international economy. the issues of international cooperation between Central Banks. the monetary side of the international economy, such as currency exchange. the international investment side of the international economy.
Answer:
the monetary side of the international economy, such as currency exchange.
Explanation:
Globalization can be defined as the strategic process which involves the integration of various markets across the world to form a large global marketplace. Basically, globalization makes it possible for various organizations to produce goods and services that is used by consumers across the world.
An exchange rate can be defined as a number used to represent the value of one country's currency in comparison to another.
International monetary analysis focuses on the monetary side of the international economy, such as currency exchange.
The systems theory Multiple Choice emphasizes that an organization is one system in a series of subsystems. implements a piecerate system in which workers are paid additional wages when they exceed a standard level of output for each job. enforces a system that suggests that frontline supervisors should receive a bonus for each of their workers who completed their assigned daily tasks. develops a system to lower costs and increase worker productivity by showing how employees could work smarter, not harder. suggests that organizations are effective when they have the social system and the technical system to make products and services that are valued by customers.
Answer:
The systems theory:
emphasizes that an organization is one system in a series of subsystems.
Explanation:
A systems theory approach is a theoretical perspective that focuses on the interactions and relationships between parts of a whole. The theory helps to understand how an entity is organized, functions, and produces outcomes, which impact its growth. It also explains how rules and regulations are applied to govern an organization towards the achievement of its goals.
The systems theory is emphasizing that an organization is one system in a series of subsystems. Thus, option (a) is correct.
The systems theory of organization asserts that organizations are composed of many subsystems that are not necessarily related to one another but work together to form the whole.
The systems approach to management looks at a business as a series of systems and subsystems that interact with one another to create the overall organizational system.
In the systems approach to management, employees are more focused on achieving a collective goal for an organization rather than operational output.
Therefore, option (a) is correct
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Your question is incomplete, but most probably the full question was.
The systems theory:
Multiple Choice
A. Emphasizes that an organization is one system in a series of subsystems.
B. Implements a piece rate system in which workers are paid additional wages when they exceed a standard level of output for each job.
C. Enforces a system that suggests that frontline supervisors should receive a bonus for each of their workers who completed their assigned daily tasks.
D. Develops a system to lower costs and increase worker productivity by showing how employees could work smarter, not harder.
E. Suggests that organizations are effective when they have the social system and the technical system to make products and services that are valued by customers.
The current spot exchange rate is $1.55/€ and the three-month forward rate is $1.50/€. Based on your analysis of the exchange rate, you are confident that the spot exchange rate will be $1.52/€ in three months. Assume that you would like to buy or sell €1,000,000. What actions do you need to take to speculate in the forward market? Group of answer choices Sell euro today at the spot rate, buy them forward. Take a long position in a forward contract on €1,000,000 at $1.50/€. Buy euro today at the spot rate, sell them forward. Take a short position in a forward contract on €1,000,000 at $1.50/€.
Answer:
The answer is "Take a long position in a forward contract on €1,000,000 at $1.50/€".
Explanation:
In the long position cause the purchasing of the money, and it will be paying: [tex](1.5 \times 1,000,000) = \$ 1,500,000[/tex]
And you're also planning to sell and get on the markets: [tex](1.52 \times 1,000) = \$ 1,520,000.[/tex]
Therefore, you'll get: [tex]\$1,520,000 - \$1,500,000 = \$20,000.[/tex]
Use the following data to calculate the cost of goods sold for the period: Beginning Raw Materials Inventory $ 30,000 Ending Raw Materials Inventory 70,000 Beginning Work in Process Inventory 40,000 Ending Work in Process Inventory 46,000 Beginning Finished Goods Inventory 72,000 Ending Finished Goods Inventory 68,000 Cost of Goods Manufactured for the period 246,000
Answer:
the cost of goods sold is $250,000
Explanation:
The computation of the cost of goods sold is given below:
= Opening finished goods inventory + cost of goods manufactured - ending finished goods inventory
= $72,000 + $246,000 - $68,000
= $250,000
Hence, the cost of goods sold is $250,000
What type of wave is sound?
A. Electromagnetic
B. Longitudinal
C. Transverse
D none of the above
Answer:
b longitudinal
Explanation:
it is b longitudinal. I just know
Answer:
Your answer is B
Explanation:
Sound waves in air (and any fluid medium) are longitudinal waves because particles of the medium through which the sound is transported vibrate parallel to the direction that the sound wave moves. A vibrating string can create longitudinal waves as depicted in the animation below.
How important are communication skills in project management? 2. Was Herb the right person to be assigned as the project manager? 3. There were communications issues with Alice, Bob, Betty, and Frank. For each communication issue, where was the breakdown in communications: encoding, decoding, feedback, and so on?
Answer:
1)
Communication plays a very important role in any of the project.
1.Good communication helps the project to complete in hassle free way.
2.If communication is clear, the project complete its deadline without any failure of delivering .
3.Proper communication also reduces the redundancy of data and ensures effective working of project.
If the present case study is considered, there is a communication gap between the team members because of which Herb faced a lot of problems.
If the communication is clear, then it surely helped Herb to do things better.
Hence communication skills are very important part in any project management.
2)
Yes, herb is the right person to be assigned as the project manager.
Because he has experience of 8 years due to which his company has believed in him. Herb is considered a subject matter expert and a Ph.D holder with knowledge of working in both R&D and manufacturing projects earlier. His experience and knowledge would definitely be an asset to the project, if the communication gets better. This will also help the company to enhance their business.
3)
Yes, there were communication issues with all the four team members.
In the case of Alice, there is a encoded message that she expects that Herb would be writing a recommendation mail for her promotion.
In case of Bob, there is a lack of feedback as Herb didn’t get the required follow up from the technicians.
In case of Betty, there is a problem in decoding Herb’s message of just determining the cost of procurement because of which Betty has actually procured the materials.
The case of Franck , there is feedback issue and that could been better in procuring the materials which did not actually happen.
In March, Stinson Company completes Jobs 10 and 11. Job 10 cost $23,300 and Job 11 $31,500. On March 31, Job 10 is sold to the customer for $36,400 in cash. Journalize the entries for the completion of the two jobs and the sale of Job 10.
Answer and Explanation:
The journal entries are given below:
On Mar-31
Finished Goods $54,800($23,300 + $31,500)
To Work in Process $54,800
(Being two completed jobs are recorded)
On Mar-31
Cash $36,400
To Sales $36,400
(Being the sale of JOb 10 is recorded)
On Mar-31
Cost of goods sold $23,300
To Finished goods $23,300
(Being the cost of job 10 is recorded)
Answer:The journal entries are given below:
On Mar-31
Finished Goods $54,800($23,300 + $31,500)
To Work in Process $54,800
(Being two completed jobs are recorded)
On Mar-31
Cash $36,400
To Sales $36,400
(Being the sale of JOb 10 is recorded)
On Mar-31
Cost of goods sold $23,300
To Finished goods $23,300
(Being the cost of job 10 is recorded)
Which of the following values should be inserted to correctly balance the ledger shown below?
Date Description Deposit Withdrawal Balance
8-13-18 Balance $120.74
8-14-18 Automatic Deposit – Paycheck $343.52
8-14-18 City payment – Water, Trash (Monthly) $53.90
8-14-18 Internet payment (Monthly) $86.40
$222.78
$323.96
$410.36
$464.26
On January 1, 2021, Glanville Company sold goods to Otter Corporation. Otter signed an installment note requiring payment of $19,500 annually for six years. The first payment was made on January 1, 2021. The prevailing rate of interest for this type of note at date of issuance was 10%. Glanville should record sales revenue in January 2021 of: (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.) Multiple Choice $117,000 $84,928 None of these answer choices are correct. $93,420
Answer:
the amount of sales revenue recorded is $86,234
Explanation:
The computation of the amount of sales revenue recorded is shown below:
= Annual payments × PVAD of $1
= $19,500 × 1+(1 - (1.10)^-5) ÷ 0.10
= $86,234
Hence, the amount of sales revenue recorded is $86,234
We simply applied the above formula
You are considering an investment of $10,000 in a mutual fund with a 2% front load and an annual expense ratio of 0.5%. You are also considering an investment in a bank CD paying 2% interest per year. Assuming risk is constant across the two investments, if you plan to invest for four years, what annual rate of return must the mutual fund earn for you to be better off in the mutual fund than in the bank CD
Answer:
r > 3.02%
Explanation:
Mutual fund wealth index after N years = (1+front load)*(1+r-expenses)^N
CD wealth index after N years = (1+rate)N
If investment is 4 years
(1+0.02)*(1+r-0.005)^4 = (1+0.02)^4
0.98*(1+r-0.005)^4 = 1.08243216
(1+r-0.005)^4 = 1.08243216/0.98
(1+r-0.005)^4 = 1.10452261
Taking 4th root both side
(1+r-0.005) = 1.10452261^(1/4)
1 + r - 0.005 = 1.02516472
r = 1.02516472 - 1 + 0.005
r = 0.03016472
r = 3.02%, r > 3.02%
Seasons Construction is constructing an office building under contract for Cannon Company and uses the percentage-of-completion method. The contract calls for progress billings and payments of $1,550,000 each quarter. The total contract price is $18,600,000 and Seasons estimates total costs of $17,750,000. Seasons estimates that the building will take 3 years to complete, and commences construction on January 2, 2018.At December 31, 2018, Seasons estimates that it is 30% complete with the construction, based on costs incurred. What is the total amount of Revenue and Profit from Long-Term Contracts recognized for 2018?
Answer:
The correct answer is "$5,580,000".
Explanation:
The given values are:
Total contract price,
= $18,600,000
Completion percentage,
= 30%
Seasons estimates,
= $17,750,000
Now,
In 2018,
The total amount of revenue will be:
= [tex]Total \ contract \ price\times Completion \ percentage[/tex]
On substituting the given values, we get
= [tex]18,600,000\times 30 \ percent[/tex]
= [tex]5,580,000[/tex] ($)
Two examples of factors of production
Answer:
land, labor, entrepreneurship, and capital
Explanation:
6. Microeconomics and macroeconomics Determine whether each of the following topics would more likely be studied in microeconomics or macroeconomics. Microeconomics Macroeconomics The effect of an increase in the money supply on the rate of inflation The effect of government regulation on a monopolist's production decisions The effect of federal government spending on the national unemployment rate
Answer:
Microeconomics has to do with individual households and firms and the decisions they make in an economic setting.
Macroeconomics on the other hand deals with the economy as a whole which means that figures are more aggregated here.
The effect of an increase in the money supply on the rate of inflation. MACROECONOMICS.
This has to do with how the entire economy will be affected as a result of a change in money supply so is Macroeconomics.
The effect of government regulation on a monopolist's production decisions. MICROECONOMICS.
This relates to how government regulation will affect an individual monopolist so is Microeconomics.
The effect of federal government spending on the national unemployment rate. MACROECONOMICS.
This has to do with the national unemployment rate which is an aggregated figure to represent unemployment as a whole in the economy so this is most definitely Macroeconomics.
Zeke shares the company’s organizational chart with employees during an all-staff meeting
The correct answer to this open question is the following.
We have no question here. It is a statement. You forgot to include the question. What is it that you want to know?
Although you forgot to include the question we can help you with the following comments.
If Zeke shares the company’s organizational chart with employees during an all-staff meeting, the intention of Zerek is to inform the employees of the structure of the company in order for them to be familiar with the hierarchy of the company.
This is very important so employees know the lines of communication and the different roles people play in the company so they can know who refer to or who to contact in case they need it.
The types of charts in an organization are the Divisional Structure, the Matrix Organizational chart, the Functional Top-Down, and the Flat chart.
4-8 A manufacturing firm spends $350,000 annually for a required safety inspection program. A new monitoring technology would eliminate the need for such inspection. If the interest rate is 8% per year, how much can the firm afford to spend on this new technology
Answer:
$3,436,351.59
Explanation:
The computation of the amount that could be afforded to spend is shown below:
= Amount × (P/A, 8%, 20 years)
= $350,000 × 9.8181
= $3,436,351.59
We simply applied the above formula so that the correct value could come
And, the same is relevant too
A key feature of business is that it facilitates an exchange of
Answer:
type ''value''
Explanation:
i took the test
Tiger Inc. has total sales of $35,821, cost of goods sold is $10,832, general and administrative expenses are $8,240, and depreciation is $523. The tax rate is 21 percent. The firm does not have any interest expense. What is the operating cash flow
Answer:
the operating cash flow is $13,342
Explanation:
The computation of the operating cash flow is shown below:
Operating cash flow = (sales - Cost of goods sold - G&A expenses - depreciation expense) × (1 - tax rate) + Depreciation expense
= ($35,821 - $10,832 - $8,240 - $523) × (1 - 0.21) + $523
= $13,342
Hence, the operating cash flow is $13,342
Virginia owns 100% of Goshawk Company. In the current year, Goshawk Company sells a capital asset (held for three years) at a loss of $40,000. In addition, Goshawk has a short-term capital gain of $18,000 and net operating income of $90,000 during the year. Virginia has no recognized capital gain (or loss) before considering her ownership in Goshawk. How much of the capital loss may be deducted for the year, and how much is carried back or forward if Goshawk is (a) a proprietorship and (b) a C corporation
Answer:
a. IF Goshawk Company is a sole proprietorship, it will deduct a total of $21,000 ($18,000 offset against the capital gain and $3,000 deducted from net operating income) of the $40,000 capital loss and carry forward the remaining $19,000 to subsequent years.
b. IF Goshawk Company is a C corporation, it will carry back and forward the remaining $22,000 to be deducted from its net operating income for previous or future years, after offsetting $18,000 from the $18,000 short-term capital gain.
Explanation:
a) Data and Calculations:
Long-term capital loss = $40,000
Short-term capital gain = $18,000
Capital loss remaining = $22,000 ($40,000 - $18,000)
Net operating income = $90,000
For the backpack buyer, note the importance of each of the five main characteristics under PREFERENCES and consider each in terms of the five steps. Why are CAPACITY and WATERPROOF the most influential preferences in buyer behavior for the Outdoor Enthusiast?
Answer:
Outdoor enthusiasts love to spend time in nature. One of the ways they do so is by traveling, hiking, cycling, etc. Many times they need to carry equipment that's heavy and are exposed to all manner of weather elements such as fog, rain, heat, etc.
So if the bag cannot contain many items, it's usually a put-off for them. Also, any outdoor person would want their personal items to remain dry regardless of the weather.
This is the reason why for them, both Capacity and Waterproof scores as high as 83% amongst the other factors that influence their demand for a backpack.
Cheers
Outdoor Enthusiasts can consider a large backpack—one that can handle the elements—since they are likely hiking or camping for more than a day.
What are the outdoor enthusiasts ?The outdoor enthusiast is those who like to travel outside their country and loves recreation. They take part in various activities like sports, music, outdoor adventure sports like Bungy rope, scuba diving and thus take on with themselves a backpack that consists of all stuff that is required for the adventurous destination. Their backpacks include all-weather camping gear and emergency equipment.
Find out more information about the backpack buyer.
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Two-Asset Portfolio Stock A has an expected return of 12% and a standard deviation of 35%. Stock B has an expected return of 17% and a standard deviation of 60%. The correlation coefficient between Stocks A and B is 0.2. What is the expected return of a portfolio invested 20% in Stock A and 80% in Stock B
Answer: 16%
Explanation:
Expected return of a portfolio is the weighted average of the returns of the individual stocks given the proportion of the portfolio invested in them:
= (Return on stock A * Percentage invested in stock A) + ( Return on Stock B * Percentage invested in Stock B)
= (12% * 20%) + (17% * 80%)
= 2.4% + 13.6%
= 16%
you are the accounts receivable clerk for fast and friendly shipping . the friendly shipping the balance of the accounts receivable account is $25,000 for six months you have been trying to collect the amount owned by three companies: ABC company, $450; XYZ company, $500; and nice try company, $350. these accounts are still unpaid. your supervisor asked you to write off these accounts using the direct write off method. what is the balance of accounts receivable after you write off these accounts as uncollective?
Answer:
Thats a lot of money
Explanation:
can I have some
Offering 30 points and brainliest
Answer:
b
Explanation:
