Answer:
It drives economic growth, enhanced efficiency, increased innovation, and the greater fairness that accompanies a rules-based system.
one of the four primary functions of management is
Roberto Sanchez, CFA, and Andreas Lopez, CFA, worked as financial analysts for OneWorld Analytics for years. While at OneWorld, Lopez created a highly complex financial valuation model with Sanchez making small contributions to its development. Recently, Lopez left OneWorld to start his own company using a simplified model he developed prior to joining OneWorld. Over a six-month period, he improves this software, duplicating features he used at OneWorld. His upgraded program produces predictions similar to the results of the OneWorld program. At OneWorld, Sanchez continues to use the complex model he and Lopez developed and attains superior results. Whose behavior most likely conforms to the CFA Institute Standards of Professional Conduct?
a. Lopez but not Sanchez
b. Sanchez but not Lopez
c. Both Lopez and Sanchez
When Federal Reserve Banks purchase government from commercial banks, they increase the reserves in the banking system, which then increases the lending ability of the commercial banks.
When Federal reserve banks purchase government securities from commercial banks, they increase the reserves in the banking system and they also increase the lending ability of the commercial banks.
If the Federal reserves want to increase the reserves, what they do is to buy securities. They then make a deposit to the account held at the commercial bank.
An example is if the Feds should buy securities of 1000 dollars, the bank would be having an excess of 1000 dollars to lend.
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A couple has a joint net worth of $12,000,000. If one dies in 2021, the taxable amount of the estate is:
Once you are signed up for overdraft protection, you cannot opt out?
True or False
The statement that once you are signed up for overdraft protection, you cannot opt out is false.
What is Overdraft protection?
Overdraft protection serves as an option that is been given by the bank accounts which prevents check, ATM as well as debit card transactions.
This protection helps the individual, from causing the account's balance to fall below zero.
It should be noted that with this protection, an overdraft fee or a non-sufficient funds can be triggered.
We can conclude that if you sign up for overdraft protection, you can as well opt out.
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Government and nonprofit accounting involves working for organizations whose purpose is to serve ______. (Select all that apply)
The people that benefit from the work done by government and nonprofit accountants are:
Ratepayers TaxpayersGovernments are funded by the taxes paid by its people which means that accounting that is done to ensure proper records of the way this money is spent, benefits the taxpayers.
Other nonprofit accounting such as those related to public utility provides such as water and electricity, will benefit those who are paying to use those services. These people are called rate payers.
In conclusion, the accounting mentioned serves ratepayers and taxpayers.
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Online calculators and worksheets can help you find answers to financial planning and investing questions. Group of answer choices True False
True, the various online calculators and worksheets can help one to find answers to financial planning and investing question.
Today, the computer application which are programmed to provided the solutions to different level of financial planning and investing question can not be assessed online.
For instance, the MS Excel which was one of the earliest wroksheet can not be used online in form of G.oogle Spreadsheet etc
Therefore, it is true that various online calculators and worksheets can help one to find answers to financial planning and investing question.
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What is the most important factor of producing goods
Answer:
Human capital is the most important factor of production because it puts together land, labour and physical Capital and produce an output either to use for self consumption or to sell in the market. It includes the skilled and unskilled work force of a nation.
A natural monopoly exists when.
A natural monopoly exists when a single firm has economies of scale over the entire range of production that is relevant to its market.
They come into existence when industries are in need of some unique products or technology hence runs best when one firm produces all the output.
Also, a natural monopoly is the one that has only one company or service provider in an industry or geographic location.
Example is of a natural monopolist is electricity provider.
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A company's debt-to-assets ratio is 0.7 or 70%. If the company issues common stock for cash, then the debt-to-assets ratio will ______.
Answer:decrease
Explanation:
A company's debt-to-assets ratio is 0.7 or 70%. If the company issues common stock for cash, then the debt-to-assets ratio will be decreased.
What do you mean by debt-to-assets ratio?
The primary purpose of the debt-to-total assets ratio is to assess a company's capacity for borrowing additional funds. By comparing the ratio to other businesses in the same industry, that assessment is made.
Debt capacity measures a company's power to service its existing debt as well as its capacity to borrow money if necessary from additional sources of debt.
A corporation is said to be more leveraged the higher its debt-to-total assets ratio. If their revenues fall, highly leveraged businesses have a higher risk of missing loan payments, and it is more difficult to obtain additional debt to weather a slump.
Therefore, a company's debt-to-assets ratio is 0.7 or 70%. If the company issues common stock for cash, then the debt-to-assets ratio will be decreased.
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A producer of pottery is considering the addition of a new plant to absorb the backlog of demand that now exists. The primary location being considered will have fixed costs of $9,200 per month and variable costs of 70 cents per unit produced. Each item is sold to retailers at a price that aver- ages 90 cents. a. What volume per month is required in order to break even? b. What profit would be realized on a monthly volume of 61,000 units? 87,000 units? c. What volume is needed to obtain a profit of $16,000 per month? d. What volume is needed to provide a revenue of $23,000 per month? e. Plot the total cost and total revenue lines.
Based on the information that is given, the volume per month that will be required to break-even will be 46000 units.
The breakeven quantity will be:
= 9200 / (0.90 - 0.70)
= 9200 / 0.20
= 46000 units.
The profit that would be realized on a monthly volume of 61,000 units will be;
= 0.90(61000) - [9200 + 0.70(61000)]
= 54900 - 51900
= 3000
The profit that would be realized on a monthly volume of 87000 units will be;
= 0.90(87000) - [9200 + 0.70(87000)]
= 78300 - 70100
= 8200
The volume that is needed to obtain a profit of $16,000 per month will be:
= (16000 + 9200) / (0.90 - 0.70)
= 25000/0.20
= 126000 units
The volume that is needed to provide a revenue of $23,000 per month will be:
Quantity = Total revenue / Price
Quantity = 23000/0.90
Quantity = 25556 units
Lastly, the total cost will be:
= Fixed cost + Variable cost .
= 9200 + 70000
= 79200
The total revenue will be:
= Price × Quantity
= 0.90 × 100000
= 90000
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Zach buys most of his day-to-day household provisions from a local supermarket. During one of his visits to the store, he found it unusually crowded. He did not want to wait in the long checkout queue, so he decided to go to another store. Zach's decision is a result of a(n) _____ influence.
Trainor Sports recently issued 25,000 shares of its $12 par value common stock for $450,000. Which amounts represent legal capital and total paid-in capital, respectively
The amount that represents legal capital is $300,000 and the amount that represents total paid-in capital is $450,000.
The legal capital is the amount that is based on the par value or stated value of the common stock per share. For example, in this case, the par value per share is $12.
The legal capital is obtained as the sum of 25,000 shares x $12, which is $300,000. The difference of $150,000 ($450,000 - $300,000) is the additional paid-in capital.
Thus, the total amount of $450,000 is the recently issued total paid-in capital for Trainor Sports.
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The amounts that represent legal capital and total paid-in capital, respectively are: $300,000; $450,000.
a. Legal fees
Using this formula
Legal capital=Number of shares× Per value
Let plug in the formula
Legal capital=25,000×$12
Legal capital=$300,000
b. The total paid-in capital is $450,000 reason being that $12 par value common stock was issued at cost of $450,000.
Inconclusion the amounts that represent legal capital and total paid-in capital, respectively are: $300,000; $450,000.
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NYSE MARKET DIARY
Yesterday Prev. Day
Advanced 577 827
Declined 1963 1757
Unchanged 455 388
Total Issues 2995 2972
New Highs 10 13
New Lows 91 78
Based on the information presented for both days, a technical analyst would conclude that the market:
A. is in a consolidation phase
B. breadth indicates a strong bullish trend
C. breadth indicates a strong bearish trend
D. is peaking and will soon enter a downturn
In order to overcome the ________ problem, interest groups often provide ________ to their members. free-rider; collective goods free-rider; selective benefits principal-agent; collective goods principal-agent; selective benefits
The selective benefits are regarded as benefits given only to group members. In order to overcome the free-rider problem, many interest groups offer selective benefits.
The free-rider problem is often known as a type of market failure. It takes place when individuals who benefit from resources, public goods or services of a benefit to all nature do not pay for them or they under pay.
They are problem because they do not pay for the goods but still continue to access or use it.
This problem in social science deals with how to limit free riding and its negative effects in the society.
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What is the marketing objective for the introduction stage of the product life cycle?.
The marketing objective for the introduction stage of the product life cycle is to create consumer awareness and encourage the first purchase of the new product.
The product life cycle can be understood as the phases that a product goes through from its introduction on the market, until the product is withdrawn from the market.
There are four stages in the product life cycle, they are:
IntroductionGrowthMaturityDeclineTherefore, the introduction is the first stage of the product lifecycle, in this phase marketing will focus on stimulating the experimentation of the new product available for sale, through advertising and promotion.
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Reuben Garza just graduated from high school and had begun a five year apprenticeship as a machinist. His starting wage is $8.25 an hour and he receives a paycheck every two weeks.
Compute his biweekly net pay using the following directions. Found all answers to the nearest cent.
Biweekly Grossy pay $____
Withholding:
Fed income tax (5.0%) $___
State income tax (5.6%) $___
Social security (6.20%) $___
Medicare (1.45%) $____
Union dues (1.0%) $____
Total $___
Biweekly gross pay $____
Minus total withholding -$___
Biweekly net pay $____
Answer:
tax (5.0%) $___
State income tax (5.6%)
Minus total withholding -$___
Biweekly net pay
Explanation:
and had begun a five year apprenticeship as a machinist. His starting wage ... https://brainly.com/question/25586250
the graph shows the curves facing a profit maximizing monopolistic competitor. label each curve with the appropriate term.
A monopoly is a market situation in which a good or service is offered by only one company. The existence of a monopoly presupposes that there are no other exchangeable products on the market for buyers.
The conditions that can cause the creation of a monopoly are many: state legislation that prohibits other companies from operating in a market, the overwhelming superiority of a company over its competitors, the neutralization of rivals with appropriate strategies by the monopoly company, and special market characteristics that allow profitably running just one business, between others.
The monopoly company has the ability to influence the quantity or price of a good, as it wants, since it can and does control the market.
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Hurry up and help…..
Answer:
1. A luxury brand of automobile that appeals to peoples need for prestige. psychographic segmentacion
2. a company marking their range of raincoats and umbrellas just before the onset of spring. geographic segmentation
3. a company marketing its kitchen appliances to affluent woman. demographic segmentation
4. a gym offering annual memberships to regular customers at cheaper rates with added benefits. behavioral segmentation
EconomicsAlthough GDP is a reasonably good measure of a nation's output, it does not necessarily include all transactions and production for that nation. Which of the following scenarios are either not accounted for or measured inaccurately by either the income or the expenditure methods of calculating GDP for the United States?
a. The value of baby-sitting services, when the babysitter is paid in cash and the transaction isn't reported to the government.b. The costs of air and water pollution.c. Funds spent by city governments to renovate their buildings.d. The leisure time they have.
When a U.S. company purchases and imports wood from Brazil to use to build new houses within the United States, this purchase increases the_____component of GDP while also_____net exports by the same amount. Therefore, the purchase of wood from Brazil_____in US GDP.
The following scenarios are either not accounted for or measured inaccurately by either the income or the expenditure methods of calculating GDP for the United States:
a. The value of baby-sitting services, when the babysitter is paid in cash and the transaction isn't reported to the government.
b. The costs of air and water pollution
d. The leisure time they have
The purchase of wood from Brazil, the import component of GDP increases whole net exports decreases by the same amount. The purchase of wood from Brazil decreases US GDP.
Gross domestic product is the sum of final products produced in a country within a given period. GDP can be determined using the expenditure, income or value added product.
GDP calculated using the expenditure approach = Consumption spending + Investment spending + Government spending + Net export
Items not included in the calculation of GDP includes:
1. Activities not reported to the government
2. illegal activities
3. sale or purchase of used products
4. externalities
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Trudy’s monthly expenses are outlined in the chart below. Trudy’s job pays her $36,000 annually. Determine Trudy’s DTI (debt-to-income) ratio. Trudy's Debt and Income Income: $36,000 (annually) Rent: $695 (monthly) Car Payment $265 (monthly) Student Loan $200 (monthly) Credit Cards $160 (monthly) a. 28% b. 35% c. 37% d. 44%.
Trudy's Debt-to-income ratio is 44%.
Debt-to-income ratio is an example of a debt ratio. It measures the ability of income to cover debt.
Debt-to-income ratio = debt / income
Total Debt = monthly debt x 12
Monthly debt = rent + car payment + student loan + credit cards
$695 + $265 + $200 + $160 = $1320
Total Debt = $1320 x 12 = $15,840
Debt-to-income ratio = $1320 / $36,000 = 0.44 = 44%
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You work as the inventory manager at a golf pro shop. The club pro has reviewed and approved a new golf club collection, and you proceed to complete the purchase by negotiating a price and finalizing paperwork with the manufacturer. In this scenario, you are in the role of ______. Multiple choice question. influencer initiator user buyer
Answer:
Buyer
Explanation:
I did this question
The banking crisis of 2008 is quite interesting to analyze. The factors that led to this near banking collapse are intriguing to say the least. In this exercise you will be evaluating the factors that led up to the crisis and determining which ones could have created this scenario.
There is no simple answer to what led to the banking crisis, as there were many factors that contributed over a long period of time. Understanding the factors that led to the crisis is very important, as such an understanding will help regulators prevent similar situations in the future.
Please analyze the factors that are given to determine which ones could have potentially worked together to have created the banking crisis of 2008, and then place each factor in the category of either “Major Contributor” or “Little or No Contribution.”
Banking crisis of 2008 was due to thr global financial crisis that occure during the period
The global financial crisis was a severe worldwide economic crisis.The financial crisis was rated the most serious financial crisis since after the Great Depression that happened in the 1920s to 1930..1. Repeal of some provisions of the Glass-Steagall Act of 1933 is a Major contributor to the Banking crisis of 2008.
2. Savvy individual investors is not a Major contributor to the Banking crisis of 2008.
3. The Community Reinvestment Act (CRA) is a Major contributor to the Banking crisis of 2008.
4. Borrowers’ lack of financial knowledge is a Major contributor to the Banking crisis of 2008.
5. The Troubled Asset Relief Program (TARP) is a not a Major contributor to the Banking crisis of 2008.
6. Mortgage-backed securities (MBSs) is a Major contributor to the Banking crisis of 2008.
7. Electronic Fund Transfer System (EFTS) is not a Major contributor to the Banking crisis of 2008.
8. Looser governance of loan requirements is a Major contributor to the Banking crisis of 2008.
9. Loans with variable interest rates is a Major contributor to the Banking crisis of 2008.
10. The creation of the FDIC is a Major contributor to the Banking crisis of 2008.
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Answer:
Explanation:
quick way to get the answer your looking for took a pic of the diagram!
______ is a sum of money that a producer gives to a reseller for each unit the reseller buys after an initial promotional deal is over.
The term that describes the sum of money given to the reseller after initial promotional deal in addition to each unit, and it is been given by the producer is buy back allowance.
Buy back allowance serve as initial incentive, it can be regarded as form of trade sales promotion whereby there is ;
offering of incentive to channel members.so they can restock their store.It is been given by the producer to the reseller to motivate the reseller.
Therefore, buy back allowance is the correct term
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If you invest $15,000 at 3.1% annual interest compounded monthly, how much will be in the account after 16 years
Answer:
The final balance would be $24,616.34 at the end of 16 years of monthly compounded interest
Explanation:
The total compound interest would be $9,616.34 after 16 years.
When you purchase a new computer from apple. Com for yourself to use at school, you are using which model of e-commerce?.
The model of e-commerce i am using is Business to consumer sales (B2C)
B2C is where buying and selling takes place between buyers and retailers without any middle person.
In B2C, online retailers sells products and services to consumers through the Internet. Here, businesses sell products or services directly to consumers online.
Therefore, when you purchase a new computer from apple. Com for yourself to use at school, you are using Business to consumer sales (B2C) model of e-commerce.
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esearch on transformational and transactional leadership shows a. transactional leadership is more effective than transformational leadership. b. transactional leaders have little to no influence on employee attitudes. c. transformational leaders create higher levels of commitment to organizational change efforts. d. transactional leaders increase the intrinsic motivation of their followers.
Based on various study analyses, the research on transformational and transactional leadership shows that "transformational leaders create higher levels of commitment to organizational change efforts."
This is because transformational leaders are the type of leaders that encourage and motivate their followers to make effective changes.
On the other hand, transactional leaders are types of leaders that mainly promote changes that favor their self-interest.
Hence, in this case, it is concluded that the correct answer is option C. "transformational leaders create higher levels of commitment to organizational change efforts."
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When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond?.
Samra should react professionally and sympathetically in the event that a patient, like Ms. McConnley, is unable to pay the $25 copayment.
Samra might approach the matter in the following manner:
Remain Calm and Empathetic: Speak to Ms. McConnley patiently and with an understanding of her predicament.Offer Alternative Payment Options: Mention any accessible payment plans or assistance programs, as well as alternative payment options like credit/debit cards.Ask whether she may postpone the payment due to anticipated short-term financial problems. Discuss Delayed Payment.Communication with Supervisor: If necessary, seek guidance from a supervisor, especially if the circumstance calls for special treatment.Note the Interaction: Detail the talk, any agreements, and any subsequent actions in detail in the patient's chart.Respect patient privacy by handling sensitive information discreetly and securely when recording.Share contact information with the billing department or patient financial services to get more information about payment plans and financial aid.Hence, maintaining empathy, looking for solutions, and professionally recording interactions when dealing with Ms. McConnley's condition all contribute to a patient-centered approach and accurate record-keeping for efficient healthcare administration.
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The given question is incomplete; below is the full question.
How should Samra handle the situation with Ms. McConnley? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? Is it necessary for Samra to make any notations in the patient’s chart?
the definition of workplace teams includes the requirement that team members _____.
Explanation:
I dont know sorry have a good day
why do most businesses have no employees other than the owner
Most businesses have no employees other than the owner because it is the easiest form of business to run. I believe most of the business owners don't earn their entire income from the business because they have to pay all the bills for it, and etc.
