Two Ethiopian institutions of saving are Iddir and Iqe-Beka.
1. Iddir: Traditional Ethiopian mutual aid organisation called Iddir, also known as Eddir runs as a savings and credit cooperative. Regular payments from members go into a communal fund, which is then used to assist members in need. It acts as a social safety net and encourages a saving and cooperative culture among neighbours.
2. Iqe-Beka: The rotating savings and credit association (ROSCA), which involves a group of people agreeing to each contribute a certain amount of money to a common fund, is the basis of the traditional Ethiopian saving system known as iqe-beka or ekub . The entire fund is distributed among the members in turn, allowing each to access a lump sum of money when their turn comes. This enables them to take care of their immediate financial needs or make investments in sources of income.
Iddir and Iqe-Beka are deeply ingrained in Ethiopian culture and have played a significant role in encouraging saving practises and offering financial assistance to community members in need. They have been essential in promoting social cohesiveness, trust, and economic toughness.
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Select one valuation technique (Engagement letter, Valuation report, methodologies selection etc...) and discuss how it is being used.
Explanation:
One valuation technique commonly used in business and financial contexts is the Valuation Report. A Valuation Report is a comprehensive document that provides an in-depth analysis and assessment of the value of an asset, business, or investment opportunity. This report is typically prepared by a qualified valuation professional or an appraisal firm.
The purpose of a Valuation Report is to provide an unbiased and well-documented estimation of the fair market value of the subject asset. It serves as a crucial tool for various stakeholders such as investors, shareholders, buyers, sellers, and financial institutions to make informed decisions regarding the value and potential risks associated with an investment or transaction.
The Valuation Report typically includes the following key elements:
1. Introduction: This section provides an overview of the purpose and scope of the valuation, along with the identification of the subject asset and its relevant characteristics.
2. Valuation Methodology: The report outlines the methodologies and approaches used to determine the value. Common valuation methods include the income approach, market approach, and asset-based approach. The selection of the appropriate method depends on the nature of the asset being valued and the availability of relevant data.
3. Data Analysis: This section involves the collection and analysis of relevant financial and non-financial information. It may include financial statements, industry benchmarks, market trends, comparable transactions, and other relevant data.
4. Assumptions and Limiting Conditions: The report explicitly states the assumptions made during the valuation process and any limiting conditions that may affect the accuracy or reliability of the valuation.
5. Valuation Results and Conclusion: The report presents the calculated value of the asset based on the chosen valuation methodology. It may also include a range of values or alternative scenarios if appropriate. The conclusion provides an overall assessment of the value and may include additional insights or recommendations.
A Valuation Report is a valuable tool in various scenarios such as mergers and acquisitions, financial reporting, litigation support, tax planning, and dispute resolution. It provides a detailed analysis that helps stakeholders understand the value drivers, potential risks, and the underlying factors impacting the value of the subject asset.
It is important to note that the preparation of a Valuation Report requires expertise in valuation techniques, financial analysis, and knowledge of relevant industry and market trends. It is often performed by professionals such as Certified Public Accountants (CPAs), Chartered Financial Analysts (CFAs), or Accredited Senior Appraisers (ASAs), who adhere to professional standards and guidelines to ensure the accuracy and credibility of the valuation analysis.
In "The Story of Baba Abdalla," how does Baba Abdalla respond after losing his sight?
Responses
He becomes angry with the dervish
He gives the dervish all his riches.
He runs away from the dervish in fear.
He asks the dervish to restore his sight.
(please help quiz)10 points
In "The Story of Baba Abdalla," after losing his sight, Baba Abdalla requests the dervish to restore his sight.
In "The Story of Baba Abdalla," Baba Abdalla responded after losing his sight by asking the dervish to restore his sight. The story of Baba Abdalla is an Arabic fairy tale that tells of a rich merchant who lost everything and was forced to beg for a living. The story takes a twist when Baba Abdalla encounters a Dervish who gives him a silver ring with an inscription that states, "Tie me and read me, and your wish will be fulfilled."Baba Abdalla is skeptical of the Dervish's claim but eventually ties the ring around his arm and recites the inscription. The Dervish suddenly appears and commands him to follow him. Baba Abdalla finds himself inside a magnificent palace where the Dervish tells him he can have whatever he desires. Baba Abdalla, realizing he has lost his sight, asks the Dervish to restore it. The Dervish replies by telling Baba Abdalla that his sight will be restored but warns him not to doubt the power of the ring. After reciting the inscription, Baba Abdalla's sight is restored.Baba Abdalla is overjoyed at his restored sight and thanks the Dervish. He returns home, and soon his life changes for the better. The story illustrates the power of belief and faith and encourages readers to never give up on their dreams and desires.For more such questions on Baba Abdalla:
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What is the effect of people rebelling against the Han rulers
The effect of people rebelling against the Han rulers was political disunity, instability, and a weakening of the dynasty's authority.
The Han dynasty is the longest dynasty in Chinese history, lasting from 206 BCE to 220 CE. During this time, several uprisings and rebellions occurred, leading to the collapse of the dynasty. One of the most significant effects of people rebelling against the Han rulers was the weakening of the dynasty's political power.People rebelled against the Han rulers for several reasons, including corruption, high taxes, and oppressive policies. These uprisings weakened the central government and allowed local rulers to gain more power. Many of these local rulers eventually became independent, leading to the collapse of the dynasty and the beginning of the Three Kingdoms period.Rebellions also caused a significant loss of life and damage to infrastructure, leading to economic decline. The government was unable to collect taxes and maintain infrastructure, leading to a decline in the standard of living for many people. This decline further fueled social unrest and rebellions, creating a vicious cycle that ultimately led to the end of the Han dynasty.In conclusion, people rebelling against the Han rulers weakened the political power of the dynasty, allowed local rulers to gain more power, caused significant loss of life and damage to infrastructure, and led to economic decline. These effects ultimately contributed to the collapse of the dynasty.For more such questions on Han rulers:
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explain the advantages and disadvantages of oligopolies on the consumers businesses or economy as a whole
Oligopolies offer advantages like economies of scale and better R&D while drawbacks include high prices and lack of competition.
Oligopolies refer to a market situation where a small number of companies control most of the market share. The advantages and disadvantages of oligopolies on consumers, businesses, and the economy as a whole are explained below:Oligopolies have some advantages that make them suitable for some markets. Some of these advantages include: Lower prices: In oligopolistic markets, the competition is intense, which often leads to lower prices than in monopolistic markets. High-quality goods and services: In oligopolistic markets, firms strive to provide high-quality goods and services to remain competitive. Innovation: Oligopolies often drive innovation by investing heavily in research and development. This can lead to new and innovative products that can benefit consumers. Disadvantages of oligopolies: Oligopolies have some disadvantages that can negatively impact consumers, businesses, and the economy as a whole. These disadvantages include: Limited choices: Oligopolies control most of the market share, which can lead to limited choices for consumers. Higher prices: In some cases, oligopolies can charge higher prices than in competitive markets. Reduced competition: Oligopolies can reduce competition, which can lead to lower quality goods and services. Barriers to entry: Oligopolies often have high barriers to entry, which can make it difficult for new businesses to enter the market. Overall, oligopolies can have both advantages and disadvantages on consumers, businesses, and the economy as a whole.For more such questions on Oligopolies:
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A one-wheeled cart is used to carry 400N load. If the load is at a distance of 30cm from the wheel and the cart is 1.2 m long, what effort should be applied at the handles to lift the load? What are mechanical advantages, velocity ratio and efficiency? Is the efficiency in practice same as calculated one?
The load force to effort force ratio is the mechanical advantage. The distance traveled by the effort divided by the load is known as the velocity ratio. Efficiency is a measure of a system's ability to turn input work into productive output work.
Given
Load = 400N
Distance =30cm
Distance = 1.2m
Required to calculate mechanical advantages, velocity ratio, and efficiency
mechanical advantages = Load / Effort
= 400N / Effort
velocity ratio = Distance moved by effort / Distance moved by the load
= 1.2m / 0.3m = 4
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This portfolio task is in line with AFFECTIVE DOMAIN involving CWTS student’s feelings, emotions, and attitudes toward the conduct of the activity. This domain includes the manner in which he/she deals with things emotionally, such as feelings, values, appreciation, enthusiasm, motivation and attitudes.
what i want to accomplish more?
I want to further enhance the CWTS students' enthusiasm, motivation, and positive attitudes toward the activity.
To accomplish more in the Affective Domain of the CWTS (Civic Welfare Training Service) activity, it is essential to focus on fostering enthusiasm, motivation, and positive attitudes among the students. This can be achieved through various strategies aimed at creating a positive emotional environment and cultivating a sense of appreciation for the activity.
One approach is to highlight the significance and relevance of the CWTS activity to the student's personal growth and development. By demonstrating how their participation contributes to community welfare, the students can feel a sense of purpose and fulfillment.Additionally, incorporating interactive and engaging elements into the activity, such as group discussions, problem-solving exercises, and hands-on experiences, can generate enthusiasm and active involvement.Moreover, providing opportunities for reflection and self-assessment can help students recognize their achievements, strengths, and areas for improvement. Celebrating their accomplishments and expressing appreciation for their efforts can further boost their motivation and positive attitudes.It is crucial to create a supportive and encouraging atmosphere where students feel valued and empowered. By acknowledging their feelings, values, and opinions, and incorporating their feedback in the planning and execution of the activity, their emotional engagement can be enhanced.This approach can foster a sense of ownership and pride in the CWTS experience, ultimately resulting in greater enthusiasm, motivation, and positive attitudes among the students.
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PLS HELP!!!
What did Ferdinand and Isabella do?
Select all that apply.
Responses:
begin the Spanish Inquisition
convert Spain to Protestantism
sponsor Renaissance artists
complete the Reconquista
Ferdinand and Isabella did not convert Spain to Protestantism but did begin the Spanish Inquisition, sponsor Renaissance artists, and complete the Reconquista. The Option A, C and D.
What were the major accomplishments of Ferdinand and Isabella?Ferdinand and Isabella known as the Catholic Monarchs played a significant role in shaping the history of Spain. One of their notable actions was initiating the Spanish Inquisition which aimed to maintain religious and political unity by targeting religious minorities such as Jews and Muslims. This period saw the expulsion of these communities and the establishment of Catholicism as the dominant religion in Spain.
Furthermore, Ferdinand and Isabella sponsored Renaissance artists, fostering a cultural and artistic renaissance in Spain. They supported renowned figures like Christopher Columbus who made his historic voyage across the Atlantic under their patronage.
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explain the impact of floods on the community
Answer:
As floodwaters spread they can threaten lives, inundate properties and businesses, destroy belongings, damage vital infrastructure and prevent access to essential public services. Often the effects of flood are long term and can be very costly, disruptive and distressing for communities involved.
Describe at least two examples of responsible and appropriate wildlife viewing practices that a tour operator should implement, in order to avoid negatively impacting the animals and their habitats. Suggest two distinctive approaches. Please use two examples that have different/distinctive approaches.
The two examples are Non-intrusive Observation and Education and Wildlife-Friendly Activities and Ecotourism Initiatives. Below are the approaches to it.
What are the approaches to the responsible and appropriate wildlife viewing practices?Example 1: Non-intrusive Observation and Education
One approach to responsible wildlife viewing is to prioritize non-intrusive observation and education. This involves designing tour activities that minimize disturbance to animals and their habitats, while also providing educational opportunities for visitors. Here's an example of how a tour operator can implement this approach:
1. Use observation blinds or hides: Instead of approaching animals directly, the tour operator can set up observation blinds or hides in strategic locations. These structures provide a concealed vantage point for visitors to observe wildlife without causing undue stress or disturbance.
2. Employ knowledgeable guides: The tour operator should ensure that their guides are well-trained and possess a deep understanding of the local wildlife and their behaviors. Guides can educate visitors about the importance of respecting animal habitats, keeping a safe distance, and avoiding behaviors that may stress or disrupt the animals. Through informative discussions and interpretive programs, visitors can gain a greater appreciation for the wildlife they encounter while developing a sense of responsibility toward their conservation.
Example 2: Wildlife-Friendly Activities and Ecotourism Initiatives
Another approach to responsible wildlife viewing focuses on promoting wildlife-friendly activities and implementing ecotourism initiatives. This approach involves designing tours and activities that contribute positively to the conservation of animals and their habitats, while also benefiting local communities. Here's an example of how a tour operator can adopt this approach:
1. Support local conservation initiatives: The tour operator can establish partnerships with local conservation organizations or contribute a portion of their profits to support wildlife conservation projects. This can involve initiatives such as habitat restoration, anti-poaching efforts, or research programs.
2. Promote responsible wildlife tourism: The tour operator should emphasize responsible wildlife tourism practices among their visitors. This includes educating guests about the potential impacts of their actions on wildlife and ecosystems, such as avoiding littering, respecting designated trails, and not feeding or touching the animals.
By implementing these distinctive approaches, tour operators can provide enjoyable wildlife viewing experiences while minimizing negative impacts on animals and their habitats.
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if you become a public servant how will you develop yourself to become a virtous people
Answer:
Listen, understand and support the follower. I should be Motivate employees and apart of solution etc.
Explanation:
when inflation is high, the purchasing power of the dollar
When inflation is high, the purchasing power of the dollar decreases.
What is inflationInflation refers to a sustained increase in the general price level of goods and services over time. When inflation is high, it means that prices are rising at a faster rate. As a result, the purchasing power of the dollar, or the amount of goods and services that can be purchased with a given amount of money, decreases.
When the general price level rises, it takes more dollars to buy the same quantity of goods and services. This means that each dollar can buy fewer goods or has reduced purchasing power. Inflation erodes the value of money, and individuals may find that their income and savings can buy less than before.
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What are the main challenges you face when applying Income-based valuation techniques in practice?
The main challenges when applying income-based valuation techniques in practice is the accurate estimation of future cash flows and their growth rates.
How can the estimation of future cash flows and growth rates pose challenges?Estimating future cash flows and growth rates is essential in income-based valuation techniques such as discounted cash flow (DCF) analysis but predicting the future performance of a business can be inherently uncertain and subject to various factors such as market conditions, competition and economic fluctuations.
It requires careful analysis and consideration of historical data, industry trends and macroeconomic factors. The accurately projecting long-term growth rates can be challenging especially for companies operating in dynamic and evolving industries.
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Select one valuation technique (Engagement letter, Valuation report, methodologies selection etc...) and discuss how it is being used.
Answer:
Explanation:
A valuation report is a document that summarizes the analysis and findings of a valuation process, which aims to estimate the fair market value of a business, asset, or equity. A valuation report can be used for various purposes, such as mergers and acquisitions, litigation, taxation, or financial reporting.
Thinking from a geographer's perspective, what region should these nations be assigned to? Write a few words explaining what factor you emphasized.
Turkey :
Georgia :
Armenia :
Azerbaijan:
From a geographer's perspective, Turkey, Georgia, Armenia, and Azerbaijan should be assigned to the region of Eurasia. This assignment emphasizes their shared geographical location on the continent of Eurasia, highlighting their proximity and interconnectedness within the same landmass.
From a geographer's perspective, Turkey, Georgia, Armenia, and Azerbaijan can be assigned to the region known as the South Caucasus. This assignment is based on several factors, including their geographical proximity, shared history, and cultural similarities. The South Caucasus region is located at the crossroads of Europe and Asia, bounded by the Black Sea to the west and the Caspian Sea to the east. These nations share a common border and have historical and cultural ties due to their location in the Caucasus Mountains. The region is characterized by its diverse landscapes, including mountain ranges, valleys, and coastal areas. Additionally, the South Caucasus has been influenced by various empires and has a rich cultural heritage, with distinct languages, traditions, and cuisines. Therefore, considering these geographical and cultural factors, assigning Turkey, Georgia, Armenia, and Azerbaijan to the South Caucasus region provides a holistic perspective on their regional context.For more such questions on Geographer:
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A political advertisement shows a candidate standing in front of a giant American flag with members of law enforcement and the military at her side to imply her pratiotism. This is an example of?
A political advertisement shows a candidate standing in front of a giant American flag with members of law enforcement and the military at her side to imply her patriotism. This is an example of symbolism.
Flags may stand for safety or danger, freedom or control, depending on where they are flown. Flags are most recognized in modern society as national symbols since they combine a nation's past, present, and future goals into one.
"Doing the right thing by individuals, especially veterans who raise their right hand to protect this nation, is what patriotism is all about. Even when we entered the war, we didn't give up on the nation. I believe that caring for a veteran who is still alive is the finest way to pay tribute to a fallen service member.
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Population
O D.
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Years
According to the graph, during which year did an event reduce the carrying capacity of the area?
OA. year 3
OB.
year 6
O C.
year 10
year 11
According to the graph, during option D. year 11 was when an event reduce the carrying capacity of the area.
What is the carrying capacity?Carrying capacity is the maximum size of the population of a species that a certain environment can support for an extended period of time.
In the graph, there is a balance height where the population size reaches and population size reaches its maximum at time point 12, after which there is no increase in population size. So, time point 11 represents the reduction time for the carrying capacity of the area.
Therefore, the correct answer is D.
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