Credit unions are not focused on making a profit as much as banks are, so they are able to offer their members lower fees, better interest rates on loans and higher yields on savings.
A bank is a sort of financial organisation that accepts deposits from the general public, makes demand deposits, and loans money. Since banks are crucial to a nation's financial stability and economic health, they are often subject to strict supervision.
Proportional reserve banking, in which banks keep liquid assets that are only partially comparable to their present commitments, has become institutionalised in the majority of nations. In addition to extra constraints to ensure liquidity, banks are frequently subject to minimum capital requirements based on the Basel Agreement, an international capital rule set.
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how long does it take for tax refund to show in bank account after approved
Answer:
Assuming no issues, IRS issues tax refunds in less than 21 calendar days after IRS receives the tax return. IRS has an on-line tool, "Where's My Tax Refund", at www.irs.gov that will provide the status of a tax refund using the taxpayer's SSN, filing status, and refund amount.
Explanation:
What is the role of the producer in the free enterprise system?.
Answer:
Entrepreneurship
( I guess)
What situation helped cause the stock market crash of 1929 ?
The stock market crash of 1929 was caused by a combination of factors, including excessive speculation, market overvaluation, and weak economic fundamentals.
The stock market crash of 1929 was a result of a combination of several factors. Firstly, investors were engaging in excessive speculation, which means buying stocks with borrowed money in hopes of quickly selling them at a higher price.
As the market became more and more overvalued, investors began to worry that stocks were too expensive and that the stock market had reached its peak. This caused many investors to sell their stocks, which further decreased the market’s value.
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It is the function of the _____ to take the strategic plan and develop actionable short-term goals that a business can achieve.
A. tactical plan
B. mission statement
C. vision statement
D. operating plan
If you make monthly payments of $1,000 for 10 years, determine the total payment over the lifetime of the loan. A. $10,000 c. $120,000 b. $100,000 d. $130,000 please select the best answer from the choices provided a b c d.
Over the course of the loan, there will be (C) 120,000 in total payments.
What do we mean by payment?When one party (such as a person or business) freely offers money, its equivalent, or other assets to another in return for services provided, things obtained, or the fulfillment of a legal duty, that transaction is referred to as payment.
The party receiving the payment is referred to as the payee, whilst the one making the payment is frequently referred to as the payer.
So, the total payment would be:
A year has 12 months.
Count the number of months in ten years.
Multiply: 12 * 10
12×10=120 months
Thus, the total amount owed during the course of the loan is:
1,000×120= $120,000
Therefore, over the course of the loan, there will be (C) 120,000 in total payments.
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Good credit give you option. Bad credit take away your option. Chooe the one correct anwer
The correct answer is good credit gives you options.
What is Credit?An official business document that a seller issues to a buyer are a credit note or credit memo. The credit note serves as the sales return journal's primary source document.The credit note, therefore, provides evidence of the sales drop. A credit memo, sometimes known as a "credit memorandum," is a document that details a decrease in the amount that a buyer owes a seller in accordance with an earlier invoice.In the absence of a deposit, such as when the bank collects the depositor's note due, it can also take the form of a letter from a bank to a depositor confirming that the depositor's balance is being kept.To learn more about Credit from the given link
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1. Four electricians are discussing special requirements for health care facilities. Electrician A says that a nursing home is required to include an emergency system circuit. Electrician B says that GFCI outlets are required in the bathroom area of some critical-care patient rooms. Electrician C says that a nursing home is not required to include an emergency system circuit. Electrician D says that GFCI outlets are required in the bathroom area of the critical-care patient rooms. Which of the following statements is correct?
A. Electrician C is correct.
B. Electrician A is correct
C. Electrician D is correct
D. Electrician B is correct.
2. Four electricians are discussing wiring under raised floors in information technology equipment rooms. Electrician A says that wiring under the raised floor requires fire-resistant walls, floors, and ceilings between other occupancies. Electrician B says that wiring under the raised floor requires fire resistant halfway up the walls and floors between other occupancies. Electrician C says that the room must employ a disconnecting means that removes half of the power to all equipment in the room. Electrician D says that a disconnecting means isn't necessary for the room. Which of the following statements is correct?
A. Electrician B is correct.
B. Electrician C is correct.
C. Electrician D is correct.
D. Electrician A is correct.
3. Five electricians are discussing grounding. Electrician A says that 6" of an 8' rod or pipe electrode is allowed to extend above the finished grade. Electrician B says that a "made" grounding electrode constructed from copper rod that’s 5/8" in diameter and 100" long is acceptable per the NEC. Electrician C says that 6" of a 16' rod or pipe electrode is allowed to extend above the finished grade. Electrician D says that a "made" grounding electrode constructed from copper rod that's 5/8" in diameter and 50" long is acceptable per the NEC. Which of the following statements is correct?
A. Electrician C is correct.
B. Electrician B is correct.
C. Electrician D is correct.
D. Electrician A is correct.
4. Where resistance to ground of a single-made electrode exceeds 25 ohms,
A. additional electrodes must be added until the resistance to ground is lower than 25 ohms.
B. the electrode can be omitted.
C. no additional electrodes are required.
D. one additional electrode must be added.
5. According to the NEC, what type of threadless connectors and couplings must be used with rigid metal conduit if installed in masonry?
A. Rain tight.
B. Concrete tight.
С. Weatherproof.
D. Wet/damp listed.
6. Four electricians are discussing NEC requirements for common appliances.
Electrician A says that new, cord-and-plug, single-phase room A/C units must have factory-installed LCDI or AFCI protection. Electrician B says that the cord for a household refrigerator must be visible and readily accessible to be used as a disconnect switch. Electrician C says that the cord and plug don't have to be new. Electrician D says that an old cord with a spliced new plug can be used. Which of the following statements is correct?
A. Electrician A is correct.
B. Electrician B is correct.
С.Electrician C is correct.
D.Electrician D is correct.
7. Four electricians are discussing switchboards and panelboards. Electrician A says that switchboards and panelboards must provide front and rear access to meet accessibility requirements. Electrician B says that unused circuit breakers mounted in a panelboard should not be identified on the circuit directory until they're actually connected for a circuit application. Electrician C says that switchboards can be installed in cabinets. Electrician D says that switchboards aren't intended to be installed in cabinets. Which of the following statements is correct?
A. Electrician C is correct.
B. Electrician D is correct.
C. Electrician A is correct.
D. Electrician B is correct.
8. Four electricians are discussing the installation of a luminaire in a clothes closet.
Electrician A says that because the clothes-hanging rod is located five inches from the ceiling, the light fixture that's to be mounted directly over the rod must be recessed.
Electrician B says that a surface-mounted incandescent fixture must be placed at least six inches from the storage area. Electrician C says that a surface-mounted incandescent fixture must be placed at least 12 inches away from the storage space. Electrician D says that a surface-mounted incandescent fixture must be placed at least nine inches away from the storage space. Which of the following statements is correct?
A. Electrician B is correct.
B. Electrician A is correct.
С. Electrician C is correct.
D. Electrician D is correct.
The correct options are
B. Electrician A is correct.
D. Electrician A is correct.
B. Electrician B is correct.
A. Additional electrodes must be added until the resistance to ground is lower than 25 ohms.
B. Concrete tight.
A. Electrician A is correct.
C. Electrician A is correct.
A. Electrician A is correct.
What are electricians?Generally, An electrician is a skilled laborer who specializes in the electrical wiring of structures, transmission lines, stationary machinery, and other apparatus that is connected to the field.
Installing new electrical components, repairing and maintaining existing electrical infrastructure, and maintaining and repairing existing electrical infrastructure are all possible jobs for electricians.
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What is the main difference between a retail bank and a credit union?.
A line pae through the point(2, 18) and (6, 22) Write a linear function rule in term of x and y for thi line
A line passes through the point(2, 18) and (6, 22) .The linear function rule for the given line is y=2x+14.
What do you mean by linear function rule ?
Linear function rule is a mathematical concept used to describe a linear relationship between two variables. It states that for any two variables x and y, if y is a function of x, then the rate of change between y and x is constant. This means that if x increases, then y will also increase, but at a fixed and consistent rate. This rule is often used in algebraic equations to determine the slope of a line and to help solve for unknown variables. Linear function rule is an important concept in mathematics, and is used frequently in real-world applications.
So, The required linear function rule is y=2x+14.
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how to get hard inquiries removed from your credit report
If you find an unauthorized or inaccurate hard inquiry, you can file a dispute letter and request that the bureau put off it from your report. The consumer credit score bureaus must investigate dispute requests until they determine your dispute is frivolous.
Does Your Credit Score Improve When a Hard Inquiry Is Removed?If a hard inquiry has been on your credit score record for less than a year, you could perchance achieve a few factors via having it removed if you disputed it due to fraud. The greater current the inquiry, the extra factors you stand to gain.
Can you get tough inquiries eliminated early?A respectable challenging inquiry generally can not be removed. But it disappears from your deposit file after two years, and usually solely influences your rating for about one year. If you discover an unauthorized difficult inquiry on your report you can file a dispute and request that it be removed.
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https://brainly.com/question/1618296#SPJ4Why did William Jennings Bryan attack the Gold Standard?
He owned a controlling interest in a silver mining firm.
He believed that the Gold Standard was inhibiting American exports.
He wanted to increase inflation to lower the burden on farmers debts.
He wanted to decease inflation to stabilize the economy.
The correct answer is option 2. William Jennings Bryan attacked the Gold Standard because he believed that the Gold Standard was inhibiting American exports.
The Gold Standard is referred as a system under which nearly all countries fixed the value of their currencies in terms of a specified amount of gold. The fixed price is used to determine the value of the currency. For example, if the U.S. sets the price of gold at $500 an ounce, the value of the dollar would be 1/500th of an ounce of gold.
William Jennings Bryan was an American lawyer, orator and politician. He emerged as a dominant force in the Democratic Party, running three times as the party's nominee for President of the United States in the 1896, 1900, and the 1908. The Cross of Gold speech was delivered by William Jennings Bryan.
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Complete question
Why did William Jennings Bryan attack the Gold Standard?
He owned a controlling interest in a silver mining firm.He believed that the Gold Standard was inhibiting American exports.He wanted to increase inflation to lower the burden on farmers debts.He wanted to decease inflation to stabilize the economy.Jada dog wa 5 1/2 inche tall when it wa a puppy. Now her dog i 14 1/2 inche taller than that. How tall i jada’ dog now?
Jada's dog is now 20 inches tall. To arrive at this answer, we need to add the puppy's height of 5 1/2 inches to the 14 1/2 inches that Jada's dog has grown since being a puppy. We do this by using the addition equation 5 1/2 + 14 1/2 = 20.
It is important to note that the amount of growth for any given dog can vary depending on breed, nutrition, and exercise. For example, smaller breeds such as Chihuahuas and Dachshunds tend to have a maximum height of around 12 inches, while larger breeds such as German Shepherds and Great Danes can reach heights of 30 inches or more.
In addition, the age and health of the dog also play a role in determining how much a dog grows. Puppies generally reach their full height by around 12 to 18 months of age, while some dogs may take up to two years to reach their full height.
Finally, nutrition and exercise can also play a role in how much a dog grows. Dogs that are fed a balanced diet and get regular exercise can reach their full height faster than those that do not. In conclusion, Jada's dog has grown 14 1/2 inches since being a puppy and is now 20 inches tall. This is a typical amount of growth for a medium-sized breed, but smaller and larger breeds may not reach the same height. Additionally, the age and health of the dog, as well as diet and exercise, can all play a role in determining how much a dog grows.
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What is an example of an account classification?
The chart of accounts organizes your finances into five major account types called accounts
assetsliabilities equityrevenue expenses.
According to the traditional approach, accounts are classified into three types:
real accounts, nominal accounts, and personal accounts. Given that it is an old system for classifying accounts, it is used rarely in practice.
Different types of accounts in accounting are Real, Personal, and Nominal Accounts. The real account is then classified into two subcategories – Intangible real account, and Tangible real account. Also, three different sub-types of Personal accounts are Natural, Representative, and Artificial. In this article, we will see the 3 golden rules of accounting.
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Mr. Aakah Verma i the Regional Head of an etablihed Software company. Aakah ha been working with thi company for 4 year now. The company i on the verge of expanion and collaboration with other companie with high potential buine and having their wing in foreign location too. Aakah being enior and experience i expected to repreent hi company, during formal meeting and preentation. He eek uggetion and guidance to be an effective preenter. Define the qualitie of a preenter that make the preentation effective. Alo define the 4 Cornertone of making a memorable preentation
The most important quality of the presenter which makes the presentation effective are oratory skills, in depth awareness about the topic on which they are presenting and confidence to answer the query wisely.
Presentations are the part of routine culture in any organization because it is considered as a unique way of giving information about certain topic to the members and other executives. It is important for the presenter to be a quick learner, confident and dedicated person because the expert will certainly look for the qualities of presenter first before actually taking note of the presentation. The four cornerstones of making a memorable presentation are:
Including images and then explaining the related content.Use the examples which target the listening audience. Keep the content crisp and to the point. Use bullet points wherever possible. Use colors in a sensible manner. Over use of extreme colors can make even the subtle presentation ineffective.Learn more about presentations at:
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mel, macy, and maggie work together to achieve a specific purpose, so they are part of an organization.
The statement 'Mel, Macy, and Maggie work together to achieve a specific purpose, so they are part of an organization' is true as they are working together.
Mel, Macy, and Maggie are a united team, working together to achieve a common goal. They are part of an organization that allows them to collaborate and realize their potential. Together, they can create a meaningful impact on the world around them. Hence, the statement above is true.
Mel, Macy, and Maggie are an organization that works together to achieve a specific purpose.
They are united in their mission, and through their collaboration, they are able to achieve their goals.
Working together, they are able to make a true difference in their community.
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how does cost-benefit analysis help make economic decisions?
Cost-benefit analysis (CBA) is a tool that helps make economic decisions by comparing the costs and benefits of a particular project or policy.
CBA helps to identify the net benefits of a project or policy by subtracting the costs from the benefits. This allows decision-makers to see whether the benefits of a project or policy outweigh the costs and whether it is worth investing in or implementing. By using CBA, decision-makers can make informed choices about how to allocate resources and can ensure that they are using them in the most efficient and effective way possible.
CBA is a quantitative tool that helps decision-makers to weigh the costs and benefits of different options, it also helps to identify potential trade-offs and helps to prioritize among alternative options. It is widely used by government agencies, private organizations, and international bodies to evaluate the impact of proposed projects and policies.
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The debits and credits for each journal entry are posted to the accounts a) in no specific order b) in alphabetical order
The debits and credit for each journal entry are posted to the accounts in the order in which they occur in the journal.
Journal entries is the book which list the vital data such as what was credited and debited and from which accounts and then each journal entry corresponds to one business transaction and is posted to the general ledger. It is crucial to accurately enter complete journal data so that the general ledger and financial reports based on this information are also accurate and complete. With modern accounting software, recurring journal entries may be templatized and automatically executed, minimizing the potential for error. Journal entries are in chronological order and follow the double entry accounting system, meaning each will have both a credit and a debit column. Even when debits and credits are linked to multiple accounts, the amounts in both columns must be equal. For example, say a company spends $27 catering lunch for employees. The expenses account increases by that amount, while the cash account, which is an asset, decreases by $27 because that money is now spent.
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a business leader can cultivate a sense of community by
A business leader can cultivate a sense of community by having a communication style that is we-oriented, not me-oriented.
The style of communication to be used by a business person is probably the most required thing for every business firm that ever exists in the market. This communication takes place between the leader of the business and other members that are a part of his or her team. Thus, it becomes essential for the person to develop and communicate in a style by group-oriented approach, and at the same time, avoid a self-oriented approach.
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You have a credit card account with a previous balance of $635. You added two additional purchases for $75 and $50 during this billing period. You made a payment of $150. Your APR is 16.5%. Using the previous balance method, what is your new balance?
By using the adjusted balance method, your new credit card balance will be $618.39.
What is the Adjusted Balance Method?The adjusted balance method calculates your finance charge by subtracting any payments and credits made during the current billing cycle from the previous balance at the end of the previous billing cycle.
Calculations:
Previous balance = $635
Additional purchases = $125 ($75 + $50)
Payment = $150
APR = 16.5%
Computation of Finance charge:
= ($635 - $150 - $125) x 16.5%/12
= $8.39
Computation of Adjusted balance:
= ($635 - $150 + $125 + $8.39
= $618.39
Therefore, by using the adjusted balance method, the new balance on the credit card is $618.39.
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Jordan is making a decision about how the products his business sells are transported to his store. This decision would fall under this one of the four Ps
As 'Jordan is making a decision about how the products his business sells are transported to his store, this decision would fall under 'Place' of the four Ps.
Jordan is a business owner who is considering how to best get his products to his store. This decision falls under the ‘Place’ of the four Ps of marketing: Product, Price, Place and Promotion.
Jordan needs to decide which shipping and delivery option makes the most sense for his business.
He must consider the cost, speed and reliability of the options available. Ultimately, the decision Jordan makes needs to be the one that suits his business the best.
Jordan is facing a big decision - how to get the products his business sells to his store. This is a critical part of the marketing mix known as 'Place'.
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T/F Mixed economies can evolve when societies with different kinds of economies interact
The given statement "mixed economies can emerge in civilizations with several economies" is TRUE.
What are mixed economies?An economic system that combines parts of a market economy with elements of a planned economy, markets with state interventionism, or private enterprise with public enterprise is referred to as a mixed economy.
A blend of free-market and socialist ideals characterizes all mixed economies.
While there is no one definition of a mixed economy, one definition focuses on a mix of markets with state interventionism, specifically referring to a capitalist market economy with strict regulatory monitoring and significant market interventions.
When societies with several economies interact, mixed economies can result.
Another is the active fusion of socialist and capitalist ideologies.
Therefore, the given statement "mixed economies can emerge in civilizations with several economies" is TRUE.
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Match each career with the task that a person in that job completes.
The career matching will be:
Software Developer = B. creates computer applications based on the specifications published by clients
Information Security Analyst = A. plans and implements security measures
Graphic Designer = C.identifies an audience and message to convey through art
What is a career?Your chosen line of work is your career, which typically involves ongoing training and development. In contrast, a job is work you perform for which you are paid. The majority of people work to support themselves and pay their bills, but there may not be a clear long-term trajectory.
A career is the ongoing development you make in order to advance your profession, which may require time and effort from you personally. The process of career planning continues throughout a person's working years.
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Match each career with the task that a person in that job completes.
1) Software developer
2) Information Security Analyst
3) Graphic Designer
A) plans and implements security measures
to protect computer networks and information
B) creates computer applications based on the
specifications outlined by clients
C) identifies an audience and message to
convey through art
How can the use of new technology in industry benefit the government?.
The adoption of new technology in industry helps the government since it enables a quicker response to changes in the economy and promotes its expansion.
The government benefits from the usage of new technology because it helps the economy with innovative products and advancements that can spur growth and assist create new jobs.
Additionally, advances in information technology can aid the government in monitoring and managing the economy to come up with better solutions to economic change, minimize negative effects, or deal with them better. Technology can also help the government operate more effectively and better manage any crises that might develop anywhere in the territory.
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Which is the most accurate definition of the study of economics economics is the study of a the distribution of surplus goods to those in need?
A. the distribution of surplus goods to those in need.
B. affluence in a morally bankrupt world.
C. ways to reduce wants to eliminate the problem of scarcity.
D. the choices we make because of scarcity.
Economics is the study of how societies use scarce resources to produce valuable commodities and distribute them among different people. Hence, option (d) is correct.
Economics is the study of how individuals interact with one another and with the natural world in order to earn a living. Households, like firms, produce goods and services, but unlike firms, they may not sell their outputs in the market.
Households not only produce goods and services, but they also produce people—the next generation of workers.
The labor of parents, caregivers, and others is combined with structures (such as your home) and equipment (such as your home's oven) to reproduce and raise the future labor force working in firms, as well as the people who will work and reproduce in future households.
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Which of these operations and supply chain management career paths works closely with manufacturing, marketing, and purchasing to create timely, cost-effective import/export supply chains?Logistics and Material PlannerInternational logistics managerAnalystSourcing manager
The International Logistics Manager's work closely with manufacturing, marketing, and purchasing to create timely, cost-effective import/export supply chains.
What is Operation and Supply Chain ?Operations management is a branch of management that focuses on planning, organizing, and redesigning the production process for goods or services as well as corporate operations.
Supply chain management is concerned with a system of logistics, marketing, operations management, and purchasing so that raw materials may be transformed into completed goods and supplied to the final consumer.
Operations and Supply Chain Management (OSCM) is a vast field that encompasses tasks including sourcing, materials management, operations planning, distribution, logistics, retail, demand forecasting, order fulfillment, and more. It covers both manufacturing and service sectors.
To satisfy service level standards, work with international vendors to handle import activity. Create and implement a supply chain plan for expanding your business internationally. assist in overseeing customs and shipping management for import services.
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How much wealth does the top 1 percent have in the USA?.
The wealth does the top 1 percent have in the USA is $11.1 million.
The term wealth in business is defined as an accumulation of valuable economic resources that can be measured in terms of either real goods or money value.
Here we need to identify the amount of wealth does the top 1 percent have in the USA.
Here we have to know that the minimum net worth of the top 1% is roughly $11.1 million.
The study said that a person would need to earn an average of $823,763 per year in order to join the top 1%.
That one is also said that the median salary for all workers in the United States in 2021 was $45,470.
Through the study we want to know that the widening gaps in wealth and income stem from a variety of factors, thus including the wealthiest' s increasing dominance of public and private equity, and tax breaks.
Therefore, here were 927 billionaires in the United States while China had more than 400 billionaires.
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how are economic resources allocated in a market economy?
In a market economy, resources are distributed according to the most productive usage by market pricing.
Resources are distributed in a free market economy through the interaction of free and self-directed market forces. This means that producers decide how to produce, consumers decide what to produce, and customers decide who gets the products based on their purchasing power. by decisions made by businesses and households interacting in markets. an economy in which interactions between buyers and sellers in markets account for the majority of economic decisions, but resource allocation is heavily influenced by the government.
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Expert tetimony identifie the doctor a being the one who knowingly intalled pacemaker that contained faulty part. The tetimony could lead to charge of _____
Expert tetimony identifie the doctor a being the one who knowingly intalled pacemaker that contained faulty part. The testimony could lead to charge of Negligence.
What do you mean by Negligence?
Negligence is a type of civil wrong or a tort. It is a failure to exercise a certain standard of care that is to be exercised under particular circumstances that causes damage, harm or loss to another person. It is a type of carelessness or recklessness that is considered to be a breach of a legal obligation. Negligence can involve a person's conduct in a variety of situations, including the failure to use reasonable care to avoid causing injury to another person or the failure to warn others of any danger that the person knew or should have known about. Negligence is generally determined by a court of law, and is based on the facts of the case.
So, The required answer is Negligence.
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What are the two bet reource for quetion or upport regarding buine continuity from cutomer
Regarding a business continuity from a customer, there are two major aspect, such as team work and communication. In here, communication can be defined as a communication between each person and team and also between customer and organization.
In economic and business, Business continuity generally can be defined as a condition after an emergency or disruption where a business's level of readiness to maintain critical functions. Business continuity including several aspects, such as Security breaches. Natural disasters. Power outages. In business continuity, there are 3 major elements, such as Resilience, recovery and contingency.
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Explain the concept of market and market identification.
Identify communications channels used in sales promotion.
Explain types of advertising media.
Describe effective advertising layouts.
Write copy for advertisements.
Copywriting for advertisements should be concise and to the point, utilize descriptive language, use active voice, include an attention-grabbing headline, and provide a clear call-to-action.
What is Copywriting?Copywriting is the practice of crafting words and phrases in order to create promotional materials that are designed to sell products or services. It requires a great deal of creativity and an ability to write in an engaging and persuasive manner. Copywriting involves researching, understanding the target audience, creating attention-grabbing headlines and crafting persuasive copy to persuade readers to take action. It is an essential part of the marketing process and can be used to effectively reach potential customers and increase sales. Copywriters use a variety of techniques to create effective copy, such as using powerful words, creating vivid imagery, and making use of persuasive language. Copywriters must be able to understand the needs of their target audience, create compelling headlines and body copy, and be able to effectively target the right people. In addition, copywriters must be able to measure the success of their copy and make adjustments based on the results.
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