what criteria must be met before a whistleblower goes public? multiple choice the unreported act would do some amount of harm to others. the employee has not yet tried to resolve the issue internally. reporting the problem publicly may or may not resolve the issue. there is enough potential harm to justify the possible costs of disclosure.

Answers

Answer 1

Criteria must be met before a whistleblower goes public is option B. the employee has not yet tried to resolve the issue internally.

A whistleblower (additionally written as whistle-blower or whistle blower) is a person, regularly an worker, who exhibits records approximately activity inside a non-public or public company this is deemed illegal, immoral, illicit.

Although whistleblowers are not required to provide proof, they should be able to give an explanation for their challenge, why they're making the disclosure and any relevant historical past records that they have got.

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Related Questions

how is the burden of a tax divided?(i)when the tax is levied on the sellers, the sellers bear a higher proportion of the tax burden.(ii)when the tax is levied on the buyers, the buyers bear a higher proportion of the tax burden.(iii)regardless of whether the tax is levied on the buyers or the sellers, the buyers and sellers bear an equal proportion of the tax burden.(iv)regardless of whether the tax is levied on the buyers or the sellers, the buyers and sellers bear some proportion of the tax burden.

Answers

The burden of a tax divided, regardless of whether the tax is levied on the buyers or the sellers, the buyers and sellers bear some proportion of the tax burden.

What does Tax mean ?

A tax is a mandatory financial charge or other type of levy imposed by a governmental organization on a taxpayer (an individual or legal entity) to fund various public expenditures. Failure to pay, as well as evasion or resistance to taxation, is illegal and punishable by law. Taxes can be direct or indirect, and they can be paid in cash or in labor equivalents.

What does Expenditure mean?

Expenditure is an outlay of money, typically on goods or services. It is the act of spending money, time, or resources. Expenditure can refer to either capital or operating costs incurred by a business or individual.

Therefore the correct option is IV.regardless of whether the tax is levied on the buyers or the sellers, the buyers and sellers bear some proportion of the tax burden.

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The MR curve of a perfectly competitive firm is horizontal. The MR curve of a monopoly firm is:

multiple choice

upward sloping.

downward sloping.

horizontal, too.

it depends.

Answers

The MR curve of a monopoly firm is downward sloping.

While a monopolist's marginal revenue curve slopes downward, that of a competitive firm is horizontal and straight. A completely competitive firm has a marginal revenue that is equal to its price. One way to represent this is as a horizontal straight line. Whereas, monopolists, have a marginal revenue curve that slopes downward.

The MR curve of a monopoly is downward-sloping as a monopolist is typically the only seller in the market. As the monopolist increases the quantity of goods sold, the price of the goods must be reduced to find buyers for the additional units. This means that the revenue earned from each additional unit sold is less than the revenue earned from the previous unit, resulting in a downward-sloping MR curve.

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The primary purpose of the mean absolute deviation (MAD) in forecasting is to: estimate the trend line. eliminate forecast errors. measure forecast accuracy. seasonally adjust the forecast. remove random variations.

Answers

The primary purpose of the mean absolute deviation is to measure the accuracy of the forecast.

The average distance between every information value and the median is characterized as the mean absolute deviation (MAD) of a set of data. A measurement of variability in a given dataset is the mean absolute deviation. We can estimate what "spread out" the variables in a data gathering are by checking at the mean absolute deviation. Determine the average of the data set firstly, then utilize that number to determine the median absolute deviation of the data. Divide the entire amount of information elements by the amount of the specific data values. And using the formula |data value - mean|, determine the exact number of each data value's variance from the mean.

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Which of the following is NOT part of strategic human resource management?Training employeesConducting a job analysisRecruiting the right peopleFormulating strategic plans and goals

Answers

Formulating strategic plans and goals is not part of strategic human resource management.

What is human resources management?

The strategic and cohesive approach to managing people in an organization or company in a way that gives them a competitive advantage is known as human resource management. In support of a company's strategic goals, it is made to maximize staff performance. It strives to foster and support staff members and provide a positive work environment.

Despite varying depending on the organizations and industries, its typical duties include hiring, paying salaries and benefits, providing training and development, and managing employee relations. The goals of HRM are to support each organization's unit in achieving its goals by attracting and retaining productive employees. Utilize each employee's talents and capabilities in an efficient manner.

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teri works in the secretarial pool of a large law firm. she compares her ratio of outcomes and inputs with that of the other secretaries in the firm. what type of comparison is teri performing?

Answers

Teri works in the secretarial pool of a large law firm. she compares her ratio of outcomes and inputs with that of the other secretaries in the firm. Here Teri is performing job equity.

What is equity?

Equity, also known as shareholders' equity or owners' equity for privately owned businesses, is the sum of money that would remain in the hands of a company's shareholders in the event that all of its assets were sold off and its liabilities were fully settled. It is the worth of company sales less any obligations owing by the firm that were not transferred with the sale in the case of an acquisition.

Additionally, a company's book value may be represented through shareholder equity. Equity may occasionally be given in exchange for cash. Additionally, it symbolizes the proportionate ownership of a company's shares.

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ilk incorporated's contribution margin ratio is 62% and its fixed monthly expenses are $46,500. assuming that the fixed monthly expenses do not change, what is the best estimate of the company's net operating income in a month when sales are $135,000?

Answers

The most accurate projection of the company's net operating profit for a month with $135,000 in sales is $37,200

Define Profit.

Economic theory states that profit is the excess over the typical return on investment. Profits are what are left over after the opportunity cost of making the product is subtracted from the overall income. As a result, even if a business does not make any money, its return is still respectable or competitive.

The computation of the best estimate of the company net operating income:

Profit = (Contribution margin ratio × Sales) - Fixed monthly Expenses

         = (0.62 × $135,000) - $46,500

         = $83,700 - $46,500

         = $37,200

The most accurate projection of the company's net operating profit for a month with $135,000 in sales is $37,200

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as a result of its annual fundraising program, a nonprofit receives pledges in the amount of $300,000 based on its previous history regarding pledges, the nonprofit believes that about $250,000 will be collected in the first 60 days of the next fiscal year; $35,000 will trickle in during the rest of the next fiscal year; and $15,000 will not be collected at all. how much should the nonprofit report as net contributions receivable on its current period financial statements?

Answers

The nonprofit should report $285,000 as net contributions receivable on its current period financial statements.

This is calculated by subtracting the estimated $15,000 that will not be collected at all from the $300,000 of pledges received. Of the remaining $285,000, the nonprofit expects to collect $250,000 within the first 60 days of the next fiscal year and the remaining $35,000 in the rest of the fiscal year.

Net contributions receivable is a current asset that is reported on the balance sheet and is the amount of money a nonprofit organization expects to receive from its fundraising activities. It represents money that the nonprofit expects to collect in the short-term, usually within 12 months. The amount reported as net contributions receivable should be the amount of money the nonprofit believes it will actually collect, and not just the amount of pledges or promises that have been made.

In this case, the nonprofit has estimated that $15,000 of the pledges will not be collected at all, and should therefore not be reported as net contributions receivable. The remaining $285,000 should be reported as net contributions receivable, as this is the amount the nonprofit believes it will actually collect.

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men's warehouse offers four versions of suits that vary in fabric composition and price. the first version is a polyester blend and retails for $99. the second version is a wool blend and retails for $199. the third version is a tropical wool blend designed for year-round wear and retails for $499. the fourth version is crafted of imported wool from the united kingdom and retails for $999. what type of pricing tactic is men's warehouse using?

Answers

Product-line pricing is the style of pricing strategy employed by men's warehouses.

To generate distinct perceived quality levels in consumers' eyes, product line pricing entails dividing goods and services into priced groups. The terms "price lining" and "product line pricing" are sometimes used interchangeably, but they refer to the same procedure.

Product line pricing is a common strategy used by businesses to increase sales and broaden their customer base. It's a typical strategy used by marketers to boost sales traffic and profits. Learning about product line pricing can be useful if you're interested in pricing and advertising tactics or work in the marketing or sales industries.

Captive pricing, leader pricing, bait pricing, price lining, and price bundling are the five most popular product line pricing techniques.

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Which of the following is not a right possessed by common stockholders of a corporation?

a. the right to vote in the election of the board of directors

b. the right to receive a minimum amount of dividends

c. the right to sell their stock to anyone they choose

d. the right to share in assets upon liquidation

Answers

Answer:

b

Explanation:

Why is the accrual-based income statement superior to a cash-based income statements in measuring profitability? (Select all that apply.)

It reflects well the operating activities of the business and the best measure of a company’s profitability during the period.

It reports the expenses incurred in generating the revenues regardless of when the cash was paid.

It reports the revenues generated regardless of when the cash was collected.

Answers

The accrual-based income statement superior to a cash-based income statements in measuring profitability because It reports the expenses incurred in generating the revenues regardless of when the cash was paid.

What distinguishes the accrual basis of accounting from the cash basis of accounting?

When money is received or spent, it is recorded as revenue using the cash foundation of accounting. When using the accrual basis of accounting, revenues are recorded as they are earned and expenses as they are incurred.

What is an income statement with an accrual basis?

Accounting on an accrual system records revenue and corresponding costs as they are incurred, rather than when money is exchanged. Accordingly, businesses report revenue when it is earned rather than when it is received.

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on 1/1/2020, abc company borrowed $600,000 on 10%, 10-year mortgage note from a local bank. each annual payment, $97,647, contains both interest and principal. what is the total interest amount that abc will be paying over the 10-year period?

Answers

The per day balance of the most recent and previous timeframes is used in the double billing cycle.

What exactly do you mean by paying?

Giving a person cash to finish a undertaking or repay a debt is called paying them. Exchanging budget for some thing is called paying. Salary or wages are any other definition of compensation. There are many exceptional verbal and nominal contexts in which pay may be utilized. Paying an bill or probable a debt calls for wearing out movements like paying your strength invoice or your eating place tab.

What does the noun paying look like?

The sum of money one gets for appearing normal task is uncountable. Although her task is labor-intensive, it will pay well and an increase in pay income boom a income provide of 3%.

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If the output rate is increased but the average unit costs also increase we are experiencing:

-step-function scale up.
-diseconomies of scale.
-value added accounting.
-economies of scale.
-market share erosion.

Answers

When the output rate is increased but the average unit costs also increase, then we can say that we are experiencing Diseconomies of scale.

The diseconomies of scale usually happen because more inputs are produced at the same time more outputs are produced. This concept follows the theory of decreasing marginal returns since an increase in inputs produces an increase in output.

It is caused due to communication breakdown, lack of motivation, coordination, and focus by the organization on its employees. It may result from technical issues in a production process, organizational management issues, or resource constraints on productive inputs.

Sometimes, diseconomies of scale occur within an organization when a company's plant cannot produce the same quantity of output as another plant. They mainly occur when the management of the workforce in an organization becomes unmanageable.

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a decision based on extensive information gathering, careful analysis, and generation of alternatives is called

Answers

A choice primarily based totally on great records gathering, cautious analysis, and technology of options is called: b. Reasoned judgment.

The required details for Information  in given paragraph

Information is an summary concept that refers to that which has the strength to inform. At the maximum essential degree records relates to the interpretation of that which can be sensed. Any herbal method that isn't absolutely random, and any observable sample in any medium may be stated to bring a few quantity of records. Whereas virtual signals and different data use discrete signs to bring records, different phenomena and artifacts such as analog signals, poems, pictures, music or different sounds, and currents bring records in a greater non-stop form. Information isn't knowledge itself, however the meaning that can be derived from a representation thru interpretation.

Information is regularly processed iteratively: Data to be had at one step are processed into records to be interpreted and processed at the following step.

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Complete question

A decision based on extensive information gathering, careful analysis, and generation of alternatives is called:

Select one:

a. Intuitive decision

b. Reasoned judgment

c. Bounded rationality

d. Dialectical inquiry

hegg assume that the equipment was depreciated under macrs for a seven-year property class. in the first month of the fourth year, the equipment was traded in for similar equipment priced at $65,000. the trade-in allowance on the old equipment was $10,000, and cash was paid for the balance. what is the cost basis of the new equipment for computing the amount of depreciation for income-tax purposes? (consider the book value as the real value of the equipment)

Answers

The cost basis of the new equipment for computing the amount of depreciation for income tax purposes is $55,000.

Calculate the remaining depreciable basis of the old equipment.

The remaining depreciable basis of the old equipment can be calculated by subtracting the accumulated depreciation from the original cost of the equipment. Since the equipment was depreciated under MACRS for the seven-year property class, the accumulated depreciation would be 28.57% of the original cost of the equipment.

The original cost of the equipment = $100,000

Accumulated depreciation = 28.57% of $100,000 = $28,570

Remaining depreciable basis = $100,000 - $28,570 = $71,430

Calculate the cost basis of the new equipment.

The cost basis of the new equipment can be calculated by subtracting the trade-in allowance from the purchase price of the new equipment.

Purchase price of new equipment = $65,000

Trade-in allowance = $10,000

Cost basis of new equipment = $65,000 - $10,000 = $55,000

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he plant and production benchmarking cost data on p. 6 of each issue of the Footwear Industry Report
a. provide solid indication of whether a company's total manufacturing costs are low enough to enable the company to earn profits that are above investors' expectations. b. are most useful to the managers of companies that are pursuing a strategy to be a low-cost provider of branded footwear.
c. are most useful to the managers of companies that are employing a strategy to produce premium quality branded footwear d. provide managers with solid evidence regarding the degree to which various costs at the company's plants are competitive with the costs at the plants of rival companies
e. are less useful than the operating benchmarks in determining whether a company is managing certain aspects of its plants in a cost efficient manner.

Answers

The complete statement is "provide managers with solid evidence regarding the degree to which various costs at the company's plants are competitive with the costs at the plants of rival companies" Option D

What is production benchmarking cost data?

Generally, The production benchmarks data that can be found on page 6 of the FIR is highly essential information.

This data discusses the production operations and production costs of the firm in relation to the various geographic locations that have 'low,"medium,' and 'high' industries.

Reviewing this information helps to determine whether or not the operations are cost-competitive, whether or not managers are able to take necessary steps as and when they are required, and whether or not there are new places where competing organizations have lower expenses.

Provide management with credible proof indicating the degree to which certain expenses at the company's facilities are competitive with the costs at the plants of competing firms. This is the whole statement. The D Option

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a 1000 bond with semi-annual coupons at 6% compounded semi-annually matures at par on october 15, 2020. the bond is purchased on june 28, 2005 to yield the investor 7% convertible semi-annually. what is the purchase price?

Answers

By dividing the total annual coupon payments made on a bond by its par value, one may determine the bond's coupon rate.

How is the coupon rate calculated?

A bond's annual payments are totaled up and divided by the bond's face value (also known as its "par value") to determine the coupon rate.

How can I determine the yield to maturity using semi-annual payments?

Say, for illustration, that a shareholder now owns a bond with a par value of $100. The bond has a current discount price of $95.92, has a 30-month maturity, and offers a 5% semi-annual coupon. Consequently, the bond's current yield is calculated as follows: (5% coupon x $100 par value) / ($95.92 market price) = 5.21%.

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physical goods can be differentiated from services in the operations management process by: group of answer choices longer lead times and they can be inventoried. more capital intensive and short lead times. more labor intensive and longer lead times. more expensive and easier to control.

Answers

Physical goods can be differentiated from services in the operations management process by Longer lead times and they can be inventoried.

In order to ensure the smooth flow of physical goods, an effective management process must be in place. This process includes the coordination of various activities such as procurement, warehousing, transportation, and distribution.

By managing these activities in a efficient and effective manner, businesses can ensure that physical goods are delivered to customers in a timely and satisfactory manner. Proper management of physical goods is essential in order to ensure that they are available when needed and that they are in good condition.

Hence, the correct option is "First".

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what is the journal entry to record the purchase of materials on account? a. raw materials inventory $xxx accounts payable $xxx b. raw materials inventory $xxx cash $xxx c. accounts payable $xxx raw materials inventory $xxx d. accounts receivable $xxx accounts payable $xxx

Answers

The correct journal entry to record the purchase of materials on account is accounts payable $xxx raw materials inventory $xxx. This journal entry is necessary to record the purchase of materials on account.

This means that the materials were purchased on credit. The first account is the accounts payable account which is debited for the amount of the purchase. The other account is the raw materials inventory account which is credited for the same amount. This journal entry reflects the fact that the materials have been purchased and are now part of the company’s inventory but have not yet been paid for.

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which part of the result block should you evaluate to determine the needs met rating for that result?

Answers

You always need to evaluate both the block and the landing page. For a Special Content Result Block, you only need to evaluate the content inside the block and nothing else.

The quality of the web page and the material inside the block are both taken into account when determining if a requirement is met. The Needs fulfilled rating would not succeed if the landing page's quality was acceptable but the desired content was not delivered.

Videos, live cricket scores, and sports videos are all included in the special content result block and may be seen right away after entering the search term.

When a user searches in websites that are related to their search query, the possibility of finding distinct content that seems irrelevant to them exists in the online search result block.

In particular content result blocks, only the content inside the block is evaluated.

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Why are special Journals more efficient than a general ledger for most types


of transactions?


O A. Because entries can be made in one line instead of multiple lines


B. Because general ledgers don't use columns


C. Because journals can be set up digitally


D. Because journal totals don't have to balance like ledgers do

Answers

Special Journals more efficient than a general ledger for most types of transactions because entries can be made in one line instead of multiple lines.

Accounting professionals refer to specialised listings of financial transaction records as journal entries. Each special journal, as opposed to a general one, keeps track of transactions of a particular kind, such sales or purchases.

What is a special journal?

In a manual accounting or bookkeeping system, a special journal, often referred to as a specialised journal, is helpful to eliminate the laborious job of writing both the debit and credit general ledger account names and amounts in a general journal.

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Kathy writes a check on her checking account with a bank. Kathy is the payee here. True or False

Answers

Kathy writes a check on her checking account with a bank. Kathy is the payee here is false.

What does the term "checking account" mean?

An easy way to deposit and withdraw cash for daily transactions is through a checking account, a sort of bank account. You could do this by setting up direct deposit for your paychecks, depositing a check you get, using your debit card to withdraw cash or all of the above.

Receiving your paycheck or sending money to someone else is just a couple of the numerous ways that checking accounts are essential in daily life. A checking account's main function is to secure your funds for a brief period of time so that they are accessible when you need them to cover expenses like bills.

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suppose there were call options and forward contracts available on coal, but no put options. show how a financial engineer could synthesize a put option using the available contracts. what does your answer tell you about the general relationship between puts, calls, and forwards?

Answers

A financial engineer could synthesize a put option using the available call options and forward contracts by shorting the call option and simultaneously entering into a long forward contract.

What does Call option mean?

A call option is a type of derivative financial contract that grants the holder the right but not the obligation to purchase a predetermined amount of an underlying asset at a predetermined price (the strike price) within a specified time period. If the buyer of the option decides to exercise the option, the seller of the call option is obligated to sell the underlying asset.

What does Asset means?

An asset is anything of value that a person or business owns. Intangible assets such as intellectual property, goodwill, and copyrights can be considered assets, as well as tangible items such as cash, stocks, bonds, property, and equipment. Assets can generate income, produce goods or services, or be held for future use.

What does your answer tell you about the general relationship between puts, calls, and forwards?

This strategy results in a payoff profile similar to that of a put option. This illustrates the general relationship between puts, calls, and forwards, which is that the payoff profiles of these three different types of derivatives can be replicated by combining two of the three.

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in 5 years, a father wants to accumulate $ 105 , 000 to pay for his daughter's college expenses. if he can get 10 % interest, compounded quarterly, how much must he invest now to achieve his goal?

Answers

In 5 years, a father wants to accumulate $ 105, 000 to pay for his daughter's college expenses: (Cormpommotd quakt¢)

Solution:-

essay

[esoo=: P fee ss) oF

“foses - P (1-» LF) 5 Pose Pw |-6 34016

fo= to $00

fot ae: <64o7.8¢es} , £ C4077 ge 9 Ge

In finance and economics, interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum, at a particular rate. It is distinct from a fee that the borrower may pay the lender or some third party.

Your interests are the activities that you enjoy doing and the subjects that you like to spend time learning about. of interest. If something is of interest, it holds your attention and makes you want to learn more about it: Nothing much of interest was discussed.

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With _____________ authority, important decisions are made up by middle-level and supervisory-level managers.

a.
matrix

b.
centralized

c.
decentralized

d.
classical

e.
wide

Answers

With Decentralized authority important decisions are made by middle-level and supervisory-level managers. Thus, the correct answer is C.

What is a decentralized authority?

When everyday operations and decision-making authority are transferred from top management to middle- and lower-level managers—and occasionally even team members—this is known as decentralization of operations in a business.

Organizations with decentralized structures allow upper management to focus more on strategic areas and growth prospects than on routine tasks.

While radical decentralization widens the scope of decision-making, traditional decentralized systems may nevertheless apply tight frameworks with checks and controls. As a result of their closer proximity to the activities being conducted, middle and lower management are given the independence to make the most of organizational choices. Due to the capability for workers to be segregated between middle- and lower-level leaders, decentralized authority offers a larger range of control.

Thus, the desired answer is decentralized authority.

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esther watson has recently been hired by robinson, ibbotson, carlson and hanson (rich), an investment adviser registered with the sec. rich has offices in 17 states and esther works in the branch located in state a. if no exemption is available, esther will have to register as an iar with a) the administrators of each of the 17 states. b) the administrator of state a. c) the finra. d) the sec because rich operates in more than 15 states.

Answers

Esther watson has recently been hired by robinson, ibbotson, carlson and hanson (rich), an investment adviser registered with the sec. the administrators of each of the 17 states.

An investment adviser is an individual or business enterprise who is paid for providing recommendation about securities to their customers. even though the phrases sound comparable.

Investment advisers aren't the same as economic “funding adviser” approach any individual who, for repayment, engages within the commercial enterprise of advising others, both at once or via courses or writings, as to the cost of securities or as to the advisability of investing in, purchasing, or selling securities, or who, for reimbursement and as part of a everyday .

Investment recommendation is simply what it seems like. It way to offer recommendations or steering that tries to tell, guide, or teach a person approximately a selected funding product or series of merchandise. investment advice may be professional, or it could be novice, relying on who is giving the advice.

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Why launch an ART using the quick start approach?

· It makes it much clearer to stakeholder that waterfall is not a good investment

· It increases engagement and focuses everyone all at once and with purpose and intent

· It reduces the number of scrum masters required to support SAFe teams

· It allows the teams to being with PI planning and then reinforcing the knowledge by learning SAFe for teams the next day

Answers

Option D is correct, it allows the teams to being with PI planning and then reinforce the knowledge by learning SAFe for teams the next day.

PI planning assists in creating the teams' backlogs during the Quickstart based on current priorities. Additionally, it strengthens the instruction they just got. The success of the first PI depends heavily on how well the PI planning is executed in the beginning. It shows a dedication to the new working method for all the teams and stakeholders.

A successful session will: Increase enthusiasm and confidence in the new method of working and Teach the teams how they may take ownership of planning and delivery. Begin to develop the ART as a team of Agile teams and the social network that it depends on. Therefore, the first planning meeting is a crucial occasion for SPCs, other leaders, and change agents.

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penelope has five credit cards with a $5,000 limit on each for a total credit available of $25,000. she owes $5,500 (total) on four of the cards. since she does not owe anything on the fifth card, she decided that she would cancel the card, which she thought would improve her credit score. is she correct?

Answers

No. She will actually have a lower credit score as a result because it raises her credit use.

What is a respectable credit score?

Although ranges vary based on the scoring methodology, generally speaking, credit scores between 580 and 669 are regarded fair, 670 through 739 are considered good, 740 and 799 are deemed very good, and 800 and higher are considered exceptional.

How fast does your credit score rise?

Your credit score can rise in one month or several years, depending on your particular financial circumstances. Don't be discouraged by the fact that raising your credit score won't happen overnight. With a little dedication and persistence, any credit history can be raised.

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in the equation to calculate the present value of a stream of cash flows, what does the subscript 0 refer to when attached to pv?

Answers

The present value, or PV, of an amount of money or stream of cash flows in the future is the total of those amounts at a given rate of return in the present.

How does present value work?

The worth of a future financial asset or stream of cash flows is known as its present value (PV), which is its current value at a particular rate of return. The present value is calculated by subtracting the future value from the discount rate or potential investment interest rate.

What are future and current values?

The amount of cash that has to be put into investments in order to accomplish a particular future objective is known as the present value. The amount that would increase in value over time if it were invested is called the future value. The investment needed to acquire the future worth is equivalent to the current value.

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of the following choices, which would be the easiest brand name to legally protect? a. tarzink yogurt b. learn and grow daycare c. western county distributors d. sullivan water filtering systems e. scout camping supplies

Answers

Tarzink Yogurt would be the easiest brand name to legally protect.

legal product

To begin, select an issue that you wish to address. It can be in any area of the legal world that interests you: consumer conflicts, labor law, inefficiencies in the way attorneys operate, and so on. Once the problem has been recognized, it is essential to create a prototype to begin envisioning the solution. When it comes to prototyping, there are many levels of realism. Prototypes with low quality are less lifelike. High quality prototypes are more lifelike and resemble the actual thing. Now that you've completed your paper prototype, it's time to seek feedback.

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a payday loan company charges 3.2 percent interest for a four-week period. what would be the annual interest rate from that company?

Answers

The rate of return earned, or actual interest charged on the loan as a result of compounding is known as the effective interest rate. The nominal interest rate is typically lower than the effective rate. The following is the formula that was used to determine the effective interest rate:

The effective annual interest rate is equal to 1 minus the nominal interest rate multiplied by the number of compounding periods.

The annual interest rate is equal to the rate for each period divided by the number of periods. The annual interest rate is equal to 5% divided by 52.

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