What describes a lump sum payment that is made to the lender at closing that usually comes from the builder as an incentive to the buyer or a family member trying to help out?

Answers

Answer 1

A "buydown" is the term used to denote a one-time payment paid to the lender at closing by the builder, typically as a perk for the buyer or a relative attempting to assist.

Who is a "buyer" in marketing terminology?

The primary focus of the market is the consumer, and everything that is done is done to satisfy them. It is one of the most crucial features of the market. The term "buyer" refers to a person or an organization that purchases goods or services.

Purchasing things for a firm to use or sell in their own enterprise falls under the purview of buyers. In-depth research, the capacity to manage an inventory, assess the quality of products, stay within a budget, and contract negotiations with suppliers are all necessary for this role.

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Related Questions

Corporate strategy, business unit strategies, innovative thinking, and technology innovations are all _____.

Answers

A corporate strategy, business unit strategies, innovative thinking, and technology innovations are all the main drivers that set the organizational strategy and determine the future IT investment.

What is an organizational strategy?

In a business, this kind of strategy are often a long-term plan that allocates how a company plans to use its resources to support business activities. An organizational strategy serves as a guidance for how a company can achieve its objectives; firm also use these strategies to help them meet their goals and develop strategic plan

In conclusion, the corporate strategy, business unit strategies, innovative thinking, and technology innovations are all the main drivers that set the organizational strategy and determine the future IT investment.

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The law of diminishing returns states that as additional increments of resources ______________, the marginal benefit from those additional increments _______________.

Answers

The law of diminishing returns states that as additional increments of

resources are added, the marginal benefit from those additional

increments will decline eventually.

Explanation:

When the maximum capacity is reached, the point of diminishing returns begins. Any additional unit of production would result in a fall in output or little change at this point.

When we increase one input while maintaining the other production factors constant or fixed, we eventually reach a point where additional additions of this input by one unit would only result in a decrease in output or cause output to fall.

In conclusion, this law states that the marginal benefit of increments eventually decreases as more are added.

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The normal balance of an expense account is a ________ while the normal balance of a revenue account is a ________.

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The normal balance of an expense account is a debit while the normal balance of a revenue account is a credit.

What are the differences between a debit and a credit?

The way money transfers throughout a corporation determines the distinction between debit and credit in accounting.

A debit occurs when money leaves an account, whereas a credit occurs when money enters the account. In an accounting transaction, a debit is typically abbreviated as dr., whereas a credit is typically abbreviated as cr.

A debit transaction, such a credit card purchase, boosts an asset's worth or lowers a liability's total.

A credit account, on the other hand, has the opposite result. It raises the amount of the liability while decreasing the value of an asset.

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Extraversion, conscientiousness, and positive affectivity tend to have a substantial effect on becoming employed and coping with unemployment.
true/ false

Answers

Answer:

Explanation:

true

Money is invested into an account earning 4.25% interest compounded annually. if the accumulated value after 18 years will be $25,000, approximately how much money is presently in the account? a. $5,875 b. $11,820 c. $19,125 d. $23,960 please select the best answer from the choices provided a b c d

Answers

The principal amount currently in the account is $11820. Hence, b is the correct option.

This is a question of compound interest. The interest on a loan or deposit that is calculated using both the initial principal and the accrued interest from prior periods is known as compound interest.

Rate of interest compounded annually = 4.25%

The time period in years = 18 years

Accumulated value = $25000

The formula for compound interest:

A = P(1 + r/100)^n

where A = total amount after n years

P = principal amount invested

r = rate of interest

n = number of years

Substituting the values in the formula we get:

25000 = P(1 + 4.25/100)^18

25000 = P(1.0425)^18

25000 = P*2.1152

P = 11819.21 or 11820

The principal amount currently in the account is $11820

So, the correct answer is b. $11820

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Answer:

B

Explanation:

With fixed costs of $200, a firm has average total costs of $5 and average variable costs of $3. its output is:_____.
a. need more information
b. 40 units.
c. 100 units.
d. 66.67 units.

Answers

The Output is 100 units

How do you find the average total cost from variable and fixed costs?

The formula for calculating average total cost is:

(Total fixed costs + total variable costs) / number of units produced = average total cost.

(Total fixed costs + total variable costs)

New cost - old cost = change in cost.

New quantity - old quantity = change in quantity.

The average total cost is the per-unit cost of the number of products that are made. This information is integral for making any decisions regarding product pricing. The product must be priced above the average total cost for the company to be profitable.

The average total costs include both fixed and variable costs.

Fixed costs are expenses that are necessary for production but which don't change based on the number of products the company is producing.

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E. if the debit column total of the trial balance is $166,950 before correcting the error, what is the total of the credit column before correction?

Answers

The total of the credit column before correction is $304950.

The trial balance is a list of all the general ledger accounts contained in the general ledger of the company. This list will contain the name of each nominal ledger account and the value of that nominal ledger balance. Each nominal ledger account will have either a debit balance or a credit balance.

Trial Balance is an accounting spreadsheet where the balances of all ledgers are aggregated into equal totals of debit and credit account columns.

Accounts Payable posting which needs to be posted correctly as credit with an amount of $ 16050 instead of that accounts payable is posted with a debit of $ 16050. This has resulted in a double impact on the debit balance with an amount of $32100 (16050*2).

So, the total of the credit column before correction

= $337050-$32100

=$304950

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Sho needs to purchase a dress shirt for an upcoming job interview. He shops at kohl’s and sees that he can choose from different brands, including apt. 9, chaps, arrow, croft & barrow, and many more. The dress shirts come in a variety of colors, materials, and price points. Which type of competitor structure is illustrated?.

Answers

What type of competitor structure is illustrated is Monopolistic Competition.

Monopolistic competition market can be defined as one of imperfect competition market. This monopolistic competition market theory was deliberately developed because of dissatisfaction with the analysis of the perfect market competition model or the monopoly market.

However, if viewed from a monopolistic market structure, a monopolistic market is closer to a perfectly competitive market, but companies will participate more in that market to produce a product that is different and also has its own characteristics compared to other products.

This competitive market is one type of market with many consumers who produce different commodities and can also be referred to as a market where there are many sellers who offer one type of goods with many different products in terms of quality, shape, and also the size of the product.

In this competitive market, every consumer who buys a product will feel the difference in the characteristics of each product produced by a company with products produced by other companies.

The existence of these differences will reflect the actual differences between the products they will consume or just differences in consumer perceptions that the various products produced by various companies operating in the market are indeed very different.

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A 15-year corporate bond pays $40 interest every six months. what is the bond's price if the bond's promised ytm is 5.5 percent?

Answers

A future sum of money or stream of cash flows' present value, or PV, is their current value at a particular rate of return.

1,253.12

Using FV $1,000,

PMT $40, N 15 years,

P/Y2 for semiannual,

I/Y 5.5 percent.

Bond price (PV) = 1,253.12 must be solved.

Calculator Formula:

N = 30

PMT = 40,

I/Y = 2

FV = 1,000.

The result is PV = $1,253.12.

What Is Present Value (PV)?

Future cash flows are discounted at the discount rate, so the higher the discount rate, the lower the present value of the future cash flows will be. Determining the appropriate discount rate is essential for appropriately valuing future cash flows, including earnings and debt obligations.

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Given a discount rate of 4.9 percent per year, what is the value at year 5 of a perpetual stream of $3,300 annual payments that begins at year 10?

Answers

The value of a permanent stream of $3,300 monthly payments that starts at year 10 at a discount rate of 4.9 percent per year? The answer to the question is 55618.07.

In order to calculate the value, we must first determine the PMT, which is displayed below:

= Payment ÷ Interest rate

= 3300 ÷ 4.9%

= 67346.9387755

Now the value at year 5 would be

= PMT + [tex](1 + interest rate)^{number of years}[/tex]

= 67346.9387755 ÷ [tex](1 + 4.9)^{5}[/tex]

= 55618.07

What is Annual payment?

The total amount of money you make from a job each year is your annual pay. Typically, this amount is determined per calendar year, which includes the months of January through December. And alternative is for a business to use the financial or fiscal year, which can run from October to September and is used for accounting and tax purposes. Your yearly income will be prorated if you start a job later in the year, which means that it will be lowered in proportion to the months that you actually worked.A corporation will pay you a yearly wage in exchange for the work you complete throughout the year.

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Pcm, inc. will need to purchase new servers for a system. this would be a _______.

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PKM, LLC must purchase a new server for the system. development costs.

Development is defined as the process of the growth of new information or events. An example of development is the transformation of a caterpillar into a butterfly. An example of development is pop-up details about local robberies. An example of development is an apartment community designed for the elderly. In addition to creating better jobs, development is important to the country as it improves business and trade. As countries develop, more international companies emerge, and trade with other countries increases. This further improves the national economy and increases the number of good jobs provided.

Development is the method the writer chooses to develop a core idea. In general, we associate development with details. This is because specificity helps to make generalizations (main ideas, statements, or papers) more specific. We support continuous improvement and career growth.

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Economists refer to the series of induced increases in consumption spending that result from an initial increase in autonomous expenditures as the ________ effect.

Answers

Economists refer to the series of induced increases in consumption spending that result from an initial increase in autonomous expenditures as the multiplier effect.

The expenditure multiplier effect occurs when an initial increase in spending cycles through the economy and has a greater impact than the initial dollar funds spent. The reason for this is that a change in accumulated expenditures ripples through the economy: firms pay workers and suppliers, households buy from firms, workers and suppliers purchase goods from other firms, and so on. The original change in accumulated expenditures is thus spent more than once.

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The worldwide trend toward fuller and more standardized disclosure rules should ________ the cost of equity capital.

Answers

The worldwide trend toward fuller and more standardized disclosure rules should decrease the cost of equity capital, according to the U.S. school of thought.

What is equity capital?

Equity in the context of finance refers to ownership of assets that may be accompanied by debts or other liabilities. Liabilities are subtracted from asset values to calculate equity for accounting purposes.

Equity share capital, also called share capital, is the money a company raises by selling shares. It is the money that business owners and investors put toward a company's capital and use to grow or expand the operations of their venture.

By offering an investor a piece of your company, you can raise equity capital. You don't have to pay interest on a loan because the investor owns a portion of the company and receives a cut of the profits.

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Markets comprised of securities with maturities of one year or less are generally referred to as:_________

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Markets comprised of securities with maturities of one year or less are generally referred to as money markets or capital markets.

What are Money markets?

A part of the economy that offers short-term funding is the money market. Short-term loans are often made on the money market for a year or less.

The money market emerged as a segment of the financial market for assets involved in short-term borrowing, lending, purchasing, and selling with original maturities of one year or less when short-term securities turned into a commodity. Money market trading is wholesale and over the counter.

Most Western nations use a variety of money market products, such as federal funds, short-term mortgage- and asset-backed securities, commercial paper, banker's acceptances, deposits, certificates of deposit, bills of exchange, and treasury bills.

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In a process with rework, we find the bottleneck as the resource with the highest implied utilization. True or false?.

Answers

In a process with rework, we find the bottleneck as the resource with the highest implied utilization.

The given statement is True

What is bottleneck process?

Products are usually produced through a lot of processes in a factory, but takes a lot of time and cost to plan the capacities for all processes. Bottleneck process refers to the process where products that require focused plans and controls are manufactured, and includes the processes requiring the machine/equipment whose quantity is limited, mold tool, and special skills. It makes the control more effective than across-the-board control to intensively control these processes by setting them as bottleneck process.

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You wish to buy a $20,000 car. the dealer offers you a 6-year loan with an 8 percent apr. what are the monthly payments?

Answers

To buy a $20,000 car. the dealer offers you a 6-year loan with an 8 percent apr.

$72.88 are the monthly payments.

Given Amount = $20000

Months or time = 72 months

Rate of Interest = 8%

EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

EMI = 20000* 0.0066667 * (1.0066667)^72)/ (1.006667)^72 -1

EMI = 133.334 * 1.6135/1.6135-1

EMI = 133.334 * 16135/0.6135

EMI = 350.66

So monthly payments are = $350.66

If I pay Interest only than payment would be = 350.66 - (20000/72) = 350.66 - 277.77 = $72.88.

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals and organizations, etc. The beneficiary incurs a debt and is generally required to pay interest on that debt until the debt is repaid as well as the principal amount borrowed.

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Based on the post-employment conflict of interest, over time regulatory agencies can develop a bias to support the.

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Based on the post-employment conflict of interest, with time regulatory agencies can develop a bias to support the desires of the firms being regulated.

A conflict of interest arises when an employee's personal interests could improperly affect how well they carry out their official duties and obligations or when they misuse their position at the workplace for their own gain.

Governmental or quasi-governmental organizations that create, oversee, and uphold laws in their purview are referred to as regulatory agencies.

Regulations are in place to safeguard people and businesses, address market inefficiencies, and simplify many areas of our lives. Hence, Agencies should be impartial, except if impartiality is impractical or undesirable.

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Which company generated higher cash flow from each dollar of sales in the current year?

Answers

Which company generated higher cash flow from each dollar of sales in the current year: Integrated Devices with 21.4%

What is a fixed cost?Fixed costs, sometimes referred to as indirect costs or overhead costs in accounting and economics, are costs incurred by a corporation that are independent of the volume of goods or services the company produces. They frequently occur again and again, like monthly rent or interest payments. These expenses are often capital expenses as well.Costs that are fixed are those that don't change based on volume. Most fixed costs are expenses that depend more on time than on how much your company produces or sells. Rent and leasing charges, salary, energy prices, insurance, and loan repayments are a few examples of fixed costs.Rent and mortgage payments are two examples of fixed expenses. Auto loans. Additional loan paymentsTotal production costs — (Variable cost per unit multiplied by the number of units produced) = Fixed costs.

Cash return on assets = Operating cash flows /Average total assets

Integrated devices

= 150,000/[(800,000+600,000)/2] = 21.4%

Allied corporation

= 120,000/[(750,000+500,000)/2] = 19.2%

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When one material weakness is present at the end of the year, management of a public company must conclude that internal control over financial reporting is:__________

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When one material weakness is present at the end of the year, management of a public company must conclude that internal control over financial reporting is ineffective.

What happens when a company has a material weakness?

Material weaknesses can unfavourably influence a company's reputation and, hence, its value. A company's stock cost may drop as a few investors regard the company as a risky investment. Depending on the result of the weakness, the company may use expansive sums to cover legal and extra outside auditing expenses.

A material weakness may be a lack, or a combination of deficiencies, in internal control over financial detailing, such that there's a sensible plausibility that a material error of the company's yearly or between times financial statements will not be anticipated or identified on a timely premise.

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Suppose again that furniture production is more​ capital-intensive relative to clothing​ production, which is more​ labor-intensive. If the relative price of furniture to clothing​ rises, this will.

Answers

Suppose again that furniture production is more capital-intensive relative to clothing production, which is more labour intensive. If the relative price of furniture to clothing rises, this will raise the income of capital owners

 

Along with raw materials, labour and capital are the two main agents of production. Even the resources of the planet cannot be used without labour, which is the main agent in satisfying human needs. Despite being indispensable, labour is comparatively unable to provide the necessities of a civilised existence without the help of capital. Labour needs supplies to work with, as well as accommodation, equipment, technology, and other productive tools, in order to produce successfully. These all require capital, which is a collection of prior earnings. It follows that whereas labour cannot advance past a condition of barbarism without capital, capital cannot function without labour.

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It is not important to determine who is a taxpayer’s dependent because taxpayers are not allowed to claim a deduction for dependents. True or false?.

Answers

This statement is false.

Who are Taxpayer’s Dependents?A person who lives with the taxpayer and is a tax dependent can be their child, spouse, parent, or even an unrelated acquaintance. A taxpayer may use dependents as an exemption to lower the amount of taxes that must be paid. Each one will reduce the amount of income that the taxpayer will be required to pay taxes on. The Internal Revenue Service refers to this as a dependent exemption.

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Apple pay is marketed at both consumers and retailers who choose to accept it for payment. retailers represent which type of business market?

Answers

Reseller markets is the type of business market as Apple pay is marketed at both consumers and retailers who choose to accept it for payment .

What is meant by Reseller markets ?

An organization that purchases products or services to resell rather than use itself. This generally holds true for affiliate marketers in e-commerce. Retailers are regarded as resellers because they sell products to final customers. The fact that wholesalers sell the products they buy to retailers again makes them resellers as well.

A retailer will purchase items from a producer that he would then sell on to his consumer for a marked-up price, making a profit as a reseller. From the manufacturer through the merchant to the customer, each link in the reselling chain will notice an increase in price, with them all profiting from the resale of the items.

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A decrease in the price of ice cream is likely to cause a(n) _____ in the demand for ice cream cones, due to a change in _____.

Answers

When the price of ice cream rises, so does the demand for ice cream cones.

Explanation:

Ice cream prices are said to have risen:

Price increases are inversely proportional to demand.

As a result, as the price of ice cream rises, so does the demand for it.

This is due to the fact that people prefer to eat or consume more items that are less expensive. Things with higher prices, on the other hand, are consumed less.

As a result, as the price of ice cream rises, so does the demand for ice cream cones.

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Network design is a serious tactical concern for operations and supply chain management. true false

Answers

Answer:

true

Explanation:

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A.+if+the+bond+is+priced+at+$,+the+current+yield+is+8.09%.+(round+to+two+decimal+places.)+the+annual+yield-to-maturity+with+semiannual+compounding+is:_________

Answers

To calculate the semi-annual bond fee, take 2% of the par price of $1,000, or $20, and divide it with the aid of two. The bond, consequently, will pay $10 semiannually. Divide $10 by using $900, and you get a semi-annual bond yield of 1.1%.

Yield to maturity = [Annual Interest + {(FV-Price)/Maturity}] / [(FV+Price)/2]

Annual hobby = Annual hobby Payout by the Bond.

FV = Face price of the Bond.

rate = contemporary marketplace price of the Bond.

adulthood = Time to adulthood i.e. wide variety of years till adulthood of the Bond.

Yield is a determine that suggests the return you get on a bond. The best version of yield is calculated through the following formula yield = coupon amount/fee. when the charge modifications, so do the yield.

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Explain why manufacturing overhead cost shifts from model n500 to model n800 xl under activity-based costing

Answers

Overheads are transferred from the high-volume product The Boot to the low-volume product Club. Allocating overhead in ABC usually results in higher unit prices for lower volume products.

When activity-based costing is used, traditional costing systems assign product-level costs to all products using direct labor hours or other relevant Cost shifts from high-volume products to low-volume products. volume.

The cost flow is the same as in activity-based costing systems with one exception. Instead of using factory-wide overhead rates to allocate or apply overhead to products, the ABC system uses multiple overhead rates to allocate overhead. Activity-Based Costing ABC allocates manufacturing overheads to products in a more logical way than the traditional approach of simply allocating costs based on machine hours.

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Economic development that meets the needs of the present generation without compromising the ability of future generations to meet their own needs, whether environmentally, socially or economically is called ______.

Answers

The correct answer is sustainable development.

Economic development that meets the needs of the present generation without compromising the ability of future generations to meet their own needs, whether environmentally, socially or economically is called sustainable development.

Sustainable development is a strategy to a nation's economic growth without sacrificing the environment's quality for present and future generations. The cost of environmental harm is paid in the form of deforestation, air and water pollution, soil erosion, and other environmental deterioration in the name of economic progress. The negative effects can outweigh the benefits of producing more high-quality goods and services.

The clearance of forested land is known as deforestation. Forests have been cleared throughout history and into the present era to make room for agriculture and animal grazing as well as to obtain wood for fuel, manufacture, and construction.

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WHO EVER ANSWERS CORRECT I GIVE BRAINLIEST
As a last step before Mario hits send on a company press release, what should he do to ensure it is accurate
produce an outline to organize the content in the document
double-check all spellings and numbers in the document
evaluate the logic and persuasiveness of the document
change the font that is used in the document

Answers

Answer: Produce and outline

Explanation:

Suppose it costs $50 to roll a pair of dice. you get paid 7 dollars times the sum of the numbers that appear on the dice. what is the expected payoff of the game? is it a fair game?

Answers

Expected Payoff will be 49 and it is not a fair game.

Let X = Payoff on the game

X = Y - 50

where, Y = Gain during the game

Therefore, Expected Payoff = E(X) = E(Y) - 50

E(Y) = ?

E(Y) = ∑yPr {Y=y}

E(Y) = (14 x 1/36) + (21 x 2/36) + (28 x 3/36) + (35 x 4/36) + (42 x 5/36) + (49 x 6/36) + (56 x 5/36) + (63 x 4/36) + (70 x 3/36) + (77 x 2/36) + (84 x 1/36)

= 882/18

= 49

Therefore, Expected Payoff = E(X) = 49 - 50 = (-1)

Expected Value = (-1) < 0

An event's expected value is calculated by dividing its likelihood by the number of times it will occur. By dividing the likelihood of each event by the amount of money earned or lost, you may determine the expected value of money made when expected value problems involve money. Each possible result must have an equal chance of occurring, or the expected value must be zero, for a game to be fair.

Therefore, it clearly states that it's not a fair game.

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The chief financial officer of gigabite company has asked you to recalculate the following accounts and report to him by week's end. what should be the amount of total manufacturing cost?

Answers

$350,000 is the amount of total manufacturing cost.

What is manufacturing cost?

Manufacturing costs are the costs incurred during the production of a product. These costs include the costs of direct material, direct labor, and manufacturing overhead. The costs are typically presented in the income statement as separate line items. An entity incurs these costs during the production process.Manufacturing overhead costs are applied to units of production based on a variety of possible allocation systems, such as by direct labor hours or machine hours incurred.

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Control elements located far from the genes they regulate are also called __________. Conflict can be defined as a struggle between two or more people over perceived differences regarding what types of issues?. Which scientist is responsible for determining that matter is neither created nor destroyed? If PL=10 and PK=8, find the length KN. Type an equation for the following pattern. TRUE or FALSE: As temperature increases, the speed of sound decreases. What management, organization, and technology issues did the city of mississauga have to address in developing a solution? what areas of the law can a private detective specialize in If crime rates have declined significantly since the 1990s, why has political rhetoric directed toward harsher sentencing increased? What will be the result of administering a highly protein-bound drug to a patient with liver failure? Solve each system by elimination. 3u+3v = 15 , -2u+3v = -5 1. How did the fact that Great Britain is an island nation impact its history? amplitude and period of y = 1 + cos 0 what is the answer to -33/11? I want you to compare the economy today ______ the situation 20 years ago.Which one should I use To, from, for, with, at on, in, about how to Share $490 in the ratio of 4:3. The area of the garden is 289 square feet, how many feet of fencing needs to be brought? If fencing costs $9, how much will it cost? HELP ASP YOULL GET BRAINLEST for number 3 . If given the choice, would you purchase an unusual car such as a hearse for everyday use? How would your friends, family, or significant other react? Since deviance is culturally defined, most of the decisions we make are dependent on the reactions of others. Is there anything the people in your life encourage you to do that you dont? Why dont you? A delicatessen delivers a gigantic sandwich for the members of a jury who have been unable toreach a verdict. The sandwich of bread, meat and cheese costs 50, 60 per pound for the bread, $3 perpound for the meat, and $1.50 per pound for the cheese. A pound of bread supplies 10g of protepound of meat supplies 50g of protein, and a pound of cheese supplies 40g of protein. If each memberof the jury eats a pound of sandwich, receives 30g of protein, and pays $1.50 ($18 total), how mucheach ingredient went into the sandwich?