Send a written request to the debt collector and "contest" the debt if you don't think you should be responsible for it or if you don't even think you owe the debt .
What does it entail to purchase someone's debt?Major Takeaways. A particular kind of debt collector called a debt buyer buys a creditor's debt at a discount in order to collect on it. As a tax deduction, creditors occasionally opt to sell their obligations to debt purchasers at a loss.
How can I tell if you owe me money?It's best to visit all three credit bureaus, retrieve your credit reports, review them, and compare them to the debts you are certain are yours. Additionally, underline the answers you are unsure of.
To know more about owe the debt visit :-
https://brainly.com/question/21424108
#SPJ1
statives of the
LEFT
That the
tified by three
t of the
ates to vote shall
or by any State on
servitude-
to enforce this
institution has
05.
ourt Decision in
3)
mxas, sued to
white citizens could
actions. Lower courts
arganizations and
Court's landmark
atic Party primarios
racy. Its organic law
Read the excerpts. Then choose the correct way to complete the sentence.
The Supreme Court decision
the Fifteenth Amendment by stating that
"Constitutional rights would be of little value."
"The United States is a constitutional democracy."
This grant to the people of the opportunity for choice is not to be nullified by a state."
Answer: the answer is B but it could also be A because A is similar to C and D so then it’s basically C
Explanation:
n 150 words, write a paragraph in which you use a pathos-based argument to explain why a city-wide curfew for teenagers should or should not be instituted in your town.
A city-wide lockdown shouldn't be implemented because it restricts teenagers' nighttime activity and participation in outside world. Many youths would irritated by curfew but they would unable to ride their bikes.
What exactly is a paragraph?A paragraph is a collection of sentences that elaborate on a single idea. To be effective, a paragraph must initiate with a main point, contain sentences that sustain the principal idea of the paragraph, and keep a flow. informs and amuse your audience about your publication's overall idea.
What exactly is a paragraph and what is an example?A paragraph is a group of sentences that are all related to the same topic and are organized and coherent.
To know more about paragraph visit:
https://brainly.com/question/24460908
#SPJ1
Women’s style of communication has often involved ____________. a. telling others what to do b. thinking only about themselves c. understanding others’ emotions d. trying not to get involved with others
Women’s style of communication has often involved understanding others’ emotions.
Hence, Option C is correct.
Speaking, writing, listening, and reading are all forms of communication.Clear speakers and writers who respect different points of view are good communicators. Passive, aggressive, passive-aggressive, and assertive are the four fundamental communication styles. It's critical to comprehend each communication method and the reasons behind its use.By enabling us to connect with others and share our needs and experiences, communication supports relationship-building in daily life. The ability to communicate our thoughts, share information, and express our emotions is at the core of life.emotional responsesFeelingsEmotional statesThoughts and feelingsEmotional reactionsFeelings and thoughtsEmotional experiencesTo know more about communication here
https://brainly.com/question/26152499
#SPJ4
What is one possible disadvantage of hearing the characters voices as opposed to silently reading the scene it does not allow listeners to interpret?
Hearing the characters' voices rather than passively reading the scene could have several drawbacks. It prevents listeners from going back and reading what each character has said.
A person, animal, or object/thing portrayed as a person in a story is referred to as a literary character. A story must have two essential components: characters and the plot, or the events that take place in the story.
There must be a character in every story, even if most stories feature multiple characters interacting with one another. The characters play the part of those for whom the events of the story occur as they go through the turmoil of the story. The experiences of the primary characters can either be internal or external, as in:
Internal: The protagonist's struggle with bereavement
Characters engaged in external conflict or those who have survived a natural calamity.
To know more about character click here,
https://brainly.com/question/15229018
#SPJ4
It is a good idea to prepare for possible layoffs by making sure ______. a. your cubicle is clean b. your boss likes you a lot c. your résumé is up to date d. your vacation is planned
It is a good idea to keep your resume current in order to be ready for any layoffs.
The labor market is changing quickly. While automation and technology have made it easier for firms to run, they have also occasionally led to positions being eliminated. Changes in the economy cause organizations to alter their staff. It should come as no surprise that many employees express fear over losing their employment.
It is also important to note that despite having less financial obligations, such as mortgages and children, people between the ages of 18 and 34 reported feeling more anxious about being laid off than older workers did. This might be because millennials remember what it was like to watch their parents lose their jobs during the Great Recession, or because younger workers are worried about their lack of experience.
To know more about layoffs click here,
https://brainly.com/question/15202950
#SPJ4
There was a perpetual smile in his eyes, which seldom failed to awaken a corresponding cheerfulness in any one who looked into them and listened to his good-humored voice. His manner was quiet, and at times a little insolent. He possessed a good figure, a pleasing face, not overburdened with depth of thought or feeling; and his dress was that of the conventional man of fashion. Which statement best summarizes the explicit message in the excerpt?Edna's knowledge of the track is legitimate.
Edna is unsatisfied.
Arobin is a social man.
Arobin is a social man. A social man is one who is well-groomed, interacts with others, tells lighthearted jokes, and maintains a positive attitude at all times.
It is clear from the sentence above that Arobin possesses traits and demonstrates manners that will enable him to fit in with society. Kate Chopin's 1899 work The Awakening was published. The book's original title, A Solitary Soul, described a young mother's battle for personal and sexual freedom in the restrictive postbellum American South. Grand Isle, Louisiana's island is where The Awakening begins. The 28-year-old Edna Pontellier, her Creole husband Léonce, and their two kids, Etienne and Raoul, are on vacation.
To know more about The Awakening:
https://brainly.com/question/24240123
#SPJ4
What was the social contract 1973?
The Social Contract was a program of Harold Wilson's Labour government in Britain in the 1970s.
The Social Contract of 1973 is what?The Social Contract was a program of Harold Wilson's Labour government in Britain in the 1970s. The Trade Union Congress agreed to support a voluntary wage restraint program in exchange for the repeal of the Industrial Relations Act of 1971, food subsidies, and a freeze on rent increases.
By permitting employers—who in nationalized industries became the state—to treat different groups differently in wage negotiations, the Social Contract attempted to circumvent the challenges of previous income policies.
To avoid repeated wage demands and give the state some level of predictability in future wage expenses, there would be a 12-month gap between wage settlements. Negotiated wage increases should be limited to making up for inflation since the previous settlement or for anticipated future price increases before the next settlement.
Learn more about the social contract with the help of the given link:
brainly.com/question/18024573
#SPJ4
In "Tableau," the poet Countee Cullen describes an
unlikely pair of friends. How does the poet use specific stanzas and lines to focus
on the topic of friendship? Identify and explain the theme of this poem,
In "Tableau," the poet Countee Cullen uses the data on friendship and the way people love irrespective of color and gender.
What is the theme?A theme is a key, overarching concept. As the characters work toward their objectives, the broader problem becomes apparent. It is more associated with the inner issues of identity, logic, or moral that emerge throughout their endeavors and fewer to do with if they'll succeed in winning the race, getting the date, or discovering the wealth.
The poet uses specific stanzas and lines
Locked arm in arm they cross the way,From lowered blinds the dark folk stare,Indignant that these two should dareLearn more about the theme, Here:
brainly.com/question/11108997
#SPJ1
Which sentence from the passage is an adage?
Responses
A You can eat them all
B All’s well that ends well
C Like you have nice things anyway
D Sounds waffle
questionread the passage.after serving the community for 30 years, kids first academy (forest glen campus) will close this friday. the owners of the preschool cited low enrollment and increasing building costs as reasons for their decision. this school year 63 students were enrolled, compared with 75 students the previous school year.which language feature does this passage contain?responsescolloquialismcolloquialism,personal experiencepersonal experience,precise wordsprecise words,imagery
Option c: precise words. The language feature is that this passage contains precise words.
Precise words are short alternative words for long sentences. They are clear, understandable and constructive language. For example, the correct word for "majority" is "most".
Precise words convey a similar meaning to longer sentences but are clearer. Skilled writers know that using certain and precise words influences their audience.
Everything is very clear in this excerpt, as no vague words are used. However, there are also no images associated with creating vivid images.
The excerpts are truly objective and reflect only facts, no personal experience. No colloquial language.
To learn more about 'Precise words', here:
https://brainly.com/question/3540264
#SPJ4
Lousie ……………………………. Told her dad she was going to the park, so he wasn’t surprised when she went.
Louise's father wasn't surprised when she went to the park because she had told him she was going there.
Had is used where?The past tense or past participle of the verb have1 is had. Sometimes, instead of starting a word with "if," the word "had" is used to refer to an event that might have occurred but did not. For instance, "had she been elected" has the same meaning as "if she had been elected."
had been used in a sentence?Here is an illustration of how the word "has had" uses in a sentence: David had a lovely vehicle. This sentence may be referring to a previous event depending on the particular situation. David has, thus, owned a nice automobile (in the past).
To know more about had visit:
https://brainly.com/question/74246
#SPJ1
2. what more do we learn about the witches in i.iii? can they change the outcome of the future, or are they only able to forecast it? what evidence of this does the scene provide?
The three predictions of the witches in Macbeth are that Macbeth will become Thane of Cawdor, that Macbeth will become king thereafter, and that though Banquo never be king, his descendants will become kings.
Act 1, Scene 3 of the play, which takes place as Macbeth and Banquo are walking over the heath, contains the first three witches' prophecies. The three witches emerge out of nowhere and give Macbeth and Banquo seemingly encouraging prophesies. By referring to Macbeth as the Thane of Cawdor and future King of Scotland, the witches make two prophecies to him. The witches then speak to Banquo and tell him that even though he will never be king, his descendants will. Macbeth is simply the Thane of Glamis at the present, and he wonders how he would rise to become the Thane of Cawdor and the future king. Soon after the witches vanish, King Duncan's emissaries show up and confirm one of the witches' forecasts by telling Macbeth that he has been given the title Thane of Cawdor.
On the heath, Macbeth and Banquo run into the witches. When Banquo inquires about his future, the witches tell him that Banquo's descendants will rule as kings. They also foretell that Macbeth would be appointed Thane of Cawdor and subsequently King of Scotland. Astonished by the forecasts, Macbeth Witches vanish, and the King's messenger informs Macbeth that he is the new Thane of Cawdor. Banquo alerts Macbeth of the danger, leaving him speechless. Macbeth tries to conceal his preoccupation with becoming king.
To learn more about Macbeth Please click on the given link:
https://brainly.com/question/1720128
#SPJ4
What do birds singing symbolize?
Birds singing can symbolize many different things. It can represent joy and happiness, freedom, or even a sign of good luck.
What do you mean by happiness?
Happiness is a feeling of contentment, satisfaction, and joy. It is a state of mind that comes from within, rather than from external factors. Happiness is a positive emotion that can be experienced in different ways by different people. It can be a result of achieving goals, overcoming obstacles, or simply finding contentment in everyday life.
To some people, birds singing can represent a sense of peace and tranquility. In many cultures, birds singing is seen as a sign of good luck or a message from the gods. To others, birds singing may symbolize a new beginning or change.
To know more about happiness,
https://brainly.com/question/16502946
#SPJ4
What are the three types of poetry The Japanese brought?
Japanese poetic styles. The three main types of Japanese poetry since the middle of the 19th century have been tanka (the current name for waka), haiku, and shi or western-style poetry.
What are the three categories of poetry?The three basic categories of poetry are lyrical, dramatic, and narrative. Making a distinction between them isn't always achievable. For instance, a lyrical poem may have narrative sections, as may an epic poem.
What genre of poetry is Japanese?Haiku: The most well-known type of Japanese poetry is the haiku. A different type of poetry known as renga once used the haiku as the first stanza.
To know more about Japanese poetic styles visit :-
https://brainly.com/question/30122664
#SPJ4
what is a codon and what is its role in protein synthesis?
A codon is a segment of DNA or RNA that consists of three nucleotides (a trinucleotide) and encodes an individual amino acid or indicates the end of protein production (stop signals). There are 64 distinct codons, 61 of which designate amino acids, and 3 of which serve as stop signals.
In eukaryotic cells, what function do codons play in the production of proteins?A particular amino acid is coded for by sets of three nucleotides known as codons. Each codon is read by the ribosome one at a time as tRNA attempts to match the codon's anticodon to the anticodon of the tRNA.
What are the final three codons in the synthesis of proteins?The stop codons, UAA, UAG, and UGA, are used to indicate when translation has finished.
To Know more about individual
https://brainly.com/question/19537863
#SPJ4
What is the main reason for the lack of access to fresh water?
Water and weather patterns are changing as a result of climate change, resulting in shortages and droughts in some regions and floods in others.
What Leads to a Deficit of Fresh Water?Lack of fresh water is a result of water pollution, excessive water usage, rising water demand, climatic changes, poor management of water resources, and poverty.The term "water scarcity" is used to characterise how readily available freshwater is becoming. It occurs when the regular water demand cannot be met due to a lack of clean water resources. It happens as a result of a physical water deficit or a poor water supply brought on by economic causes.
To know more about fresh water visit:
https://brainly.com/question/4381433
#SPJ4
What lesson can we learn from Martin Luther King Jr?
Answer: A lesson that we can learn from Martin Luther King Jr is to never give up on your thoughts and dreams. Your opinions are important, and they truly matter. Besides, you should make constant efforts to evaluate and present your words before people.
Don’t give up on your ideas if people do not believe in them. Always remember that you need to stand up for yourself. You should stop expecting that people will stand up for you. Also, to never support a wrong action, no matter how tense the situation is. At the same time, always stand up for the right no matter how many are ignoring it. Be remembered as a supporter of truth rather than a concealer of the truth.
To know more about Martin Luther King Jr visit :
https://brainly.com/question/8560787?referrer=searchResults
Four Skinny Trees
In what ways is Esperanza similar to the four skinny trees?
Physical appearance ?
Place /belonging?
Personality traits?
Sense of community?
Physical appearance is the ways that is Esperanza similar to the four skinny trees. Hence, option A is correct.
What is Physical appearance?Physical appearance refers to a person's exterior look, including their hair, beard, clothing, weight, height, facial features, and other physical characteristics, regardless of their gender.
height, weight, size, shape, or other physical characteristics make up your physical features. These also include birthmarks, hair, scars, and facial traits. Besides piercings and tattoos, physical characteristics can also involve body alterations.
Thus, option A is correct.
For more information about Physical appearance, click here:
https://brainly.com/question/30226740
#SPJ1
Hamlet knows Roseneraptz and Guildenstem were sent by the Queen and king to spy on him: However; he stillireveals true, information to them, such as his eloquent speech about his deep sadness with life and that he is only mad sometimes. Why do you think he chooses to show them some honestly even though he knows they are spies
Even though Hamlet is aware that they are spies because they were close friends when they were younger and he is assaulted by Hamlet's madness, Hamlet resolves to be honest about them.
When Hamlet comes, Polonius, Rosencrantz and Guildenstern see him first, and he immediately recognizes them as Claudius's spies. A troupe of traveling performers walks in as they are conversing. When Hamlet persuades one of them to give a speech, he realizes much to his shame that he has not been as fervent in seeking revenge for his father's death as the actor has been in acting. Hamlet tries to ascertain whether Claudius is accountable for the death of King Hamlet when the actors perform The Murder of Gonzaga for the court.
What is the most well-known passage from Hamlet?
Since that time, it has spread throughout the English language. A choice is whether to be or not to be. Said by Hamlet in the soliloquy for the nunnery scene. It's one of Shakespeare's most well-known quotations even today.
Why is Hamlet so distinctive?
Shakespeare does this through the soliloquy, a monologue in which a character speaks exclusively to himself on stage in order to examine his thoughts; Hamlet does this more than any other character. The intricacy of the mind is seen as a result. This is one of the reasons why people revere the drama.
To learn more about Shakespeare please click on the given link: https://brainly.com/question/18849112
#SPJ4
NEED HELP ASAP
In 'In the Lake of the Woods,' John reacts to circumstances and makes decisions that lead to his
eventual downfall. Could it be that the novel suggests, with such a bleak ending, that life is a matter of
dealing with circumstances that arise and taking responsibility for these decisions? Could it be that life
is about simply surviving the 'hand we are dealt?' John's overarching and ever-present desire to be
loved builds up from his childhood and leads him to deal with circumstances in peculiar ways. In what
ways does he later take responsibility for these decisions and how do they contribute to his
demise?
Answer:
Explanation:
John's lifelong struggle to be loved leads him to make decisions that ultimately contribute to his demise. He comes to believe in the power of love and forgiveness, believing that if he could just show his love, he could find redemption. This leads him to try to cover up the murder of his wife Kathy, believing that if he could hide the truth, he would be able to keep his family together and be loved.
However, John's attempts to cover up the truth eventually backfire, leading to his own downfall. He is unable to accept responsibility for his actions and instead tries to shift the blame onto others. He is unable to tell the truth about what happened to Kathy and instead tries to blame it on an unknown assailant. He also tries to blame his own psychological issues for his actions, believing that if he could just get help, he could be redeemed.
John's attempts to cover up the truth and shift the blame eventually lead to his own downfall. As the novel progresses, he is unable to live with the guilt of what he has done and eventually decides to take his own life. In this way, the novel suggests that life is a matter of dealing with circumstances that arise and taking responsibility for our decisions. It suggests that life is about simply surviving the 'hand we are dealt' and that if we are unable to accept responsibility for our actions, they will ultimately lead to our own downfall.
1.
In your notebook, make a table, and write in it the subject, verb and object of the sentenc
below. You may leave out words that do not form part of the subject or the object.
Example: A cat has entered the room.
a.
Subject
A cat
Verb
has entered
The packers packed all the boxes.
C.
I pulled a couple of toys from the box.
e. We entered the playroom.
b.
d.
He carried the box into the playroom. h.
Object
the room.
My sister blamed me for their moodiness.
I felt the breeze again.
f. Mother explained what had happened.
Someone had used the doorway quite re-
Find the verb and the object in the following sentences.
a. Matilda scolded her brother.
b. The woman wanted medicine.
The verb in the following sentences are scolded and wanted, and objects are brother and medicine.
What is verb?A verb is a term that denotes a mental or physical activity, such as "think" or "drive," or a state of being, such as "exist." A verb is present in every phrase. When a noun or pronoun is used to describe what the noun or pronoun is doing, verbs are nearly usually employed as well.
A polymorphic and inheritable abstract data type is what makes up an object. Therefore, The verbs scolded and wanted are used in the phrases below, and the objects are my brother and medicine.
Learn more about verb here;
https://brainly.com/question/14574299
#SPJ1
consider the following two sentences: sentence 1: although dogs are popularly known as 'man's best friend,' cats are actually the most popular pet in the united states. sentence 2: cats are stereotyped as standoffish and mysterious, while dogs are more commonly seen as enthusiastic and loyal, living up to their nickname as 'man's best friend.' what is the relationship between sentences 1 and 2?
The two sentences are neither summaries or repetitions of one another.
The act of utilizing a word or phrase repeatedly is known as repetition. In writing and speaking, it is a common rhetorical device for emphasizing ideas. Repetition is a common literary device that appears in both poetry and prose, in all literary genres and forms, as well as in oral tradition. Authors and presenters can use repetition as a potent strategy to develop their style, tone, and rhythm in addition to highlighting or reinforcing important ideas and concepts.
An executive summary is a succinct statement that informs the reader of the key points of a lengthy piece of writing. The summary is essentially a condensed version of a lengthy material.
To know more about sentences click here,
https://brainly.com/question/552895
#SPJ4
HELP PLS!!!!!!! Read the following sentence that a student wrote in an essay. How should the sentence be written correctly?
Bamboo is definitely one of the most interesting plants, it is valued for its beauty and usefulness.
Question 5 options:
correct as written
Bamboo is definitely one of the most interesting plants, it is valued for its beauty, and usefulness.
Bamboo is definitely, one of the most interesting plants, it is valued for its beauty and usefulness.
Bamboo is definitely one of the most interesting plants, and it is valued for its beauty and usefulness.
The option containing the correct version of the sentence is C, "Bamboo is definitely one of the most interesting plants, and it is valued for its beauty..."
What is the problem with the sentence?The problem with the original sentence is simply a matter of punctuation. It consists of two independent clauses which are joined only by a comma, thus creating a run-on sentence. To correct it, we have the following options:
Separate the clauses with a period.Separate the clauses with a semicolon.Add a conjunction after the comma.That is why option C is correct. It is the option that adds a conjunction after the comma. Since the other two options do not do any of the things mentioned above, we can discard them.
Learn more about punctuation here:
https://brainly.com/question/1224394
#SPJ1
ANSWER RIGHT AWAY PLS!!! What must happen at the end of any play?
At least one of its conflicts must be resolved.
At least two events must lead to a tragedy.
At least two scenes must occur in the same setting.
At least one of its characters must disappear.
Answer:
I think it's B because there is alot of things that can happen in a play and B is most likely to happen
Which Cold War leader was known for opposing detente and promoting an aggressive foreign policy toward the Soviet Union?
margaret thatcher was the Cold War leader was known for opposing detente and promoting an aggressive foreign policy toward the Soviet Union. The Option A is correct.
What was margaret thatcher known for?Ronald Reagan, who became President of the United States in January 1981, proved to be Thatcher's ideological soul mate in both domestic and foreign policy. This ideological closeness resulted in intense transatlantic cooperation between the United States and Britain, particularly on Soviet-related issues.
Thatcher met with Gorbachev in December 1984, shortly before he was appointed general secretary of the Communist Party. "I like Mr. Gorbachev — we can do business together," she declared after the discussions.
She delivered this message to Reagan, who had previously referred to the Eastern Bloc as the "Evil Empire." Thatcher declared in the fall of 1988 that "the Cold War is over."
Read more about margaret thatcher
brainly.com/question/16374106
#SPJ1
1. what is life compared to in the two metaphors?
2. suppose you do hold onto your dreams. using the same metaphors, how might langston hughes describe life then?
1. Life can be compared to a journey in two different metaphors. In one metaphor, life is like a journey on a road, where the individual is the traveler, and the path is the journey. In this metaphor, life is a journey with obstacles to overcome, destinations to reach, and lessons to learn along the way.
In the other metaphor, life is likened to a river, where the individual is the boat, and the current of the river is life. This metaphor suggests that life is an ever-changing, unpredictable journey that can take unexpected turns and have unexpected outcomes.
2. Langston Hughes might describe life as a journey where you hold onto your dreams like a traveler holds onto a map. The map is a symbol of hope and can help guide you in the right direction.
He might also describe life as a river, in which you can still move through it with courage and determination, even when the current is strong. He might emphasize the importance of resilience and perseverance, as these are essential in order to keep moving forward and make progress despite the ever-changing nature of life.
Learn more about metaphors:
https://brainly.com/question/10170227
#SPJ4
From what did the rock that makes up the Hawaiian islands form? 
Answer: The Hawaiian Islands are built almost entirely of basaltic lava, the most abundant rock on Earth.
Which sentence uses the
underlined academic
vocabulary word incorrectly?
A. There is a proven link between "caring"
and "thriving" in human beings.
B. There is a link between having a family
and living a longer life.
C. She is definitely an intrinsic due to the
fact that she is never on time.
D. The scientist had an intrinsic sense for
just what experiments to run each time.
Answer: The sentence "She is definitely an intrinsic due to the fact that she is never on time" uses the underlined academic vocabulary word "intrinsic" incorrectly.
Intrinsic means innate, inherent or internal and it is not used to describe a person's behaviour or characteristic.
It should be replaced with another word that better describes the intended meaning.
From a prior scene, the audience knew that the lead was hysterical because of the contemptible villain. Suffixes help a reader understand the meanings of words. Which words in the sentence have suffixes
In the sentence, "From a prior scene, the audience knew that the lead was hysterical because of the contemptible villain." the suffix is hysterical.
A suffix is an addition that is essentially glued onto a word; you start with the fundamental form of the word (for instance, play), and then you add the suffix at the end (-ing), and you obtain a new term (playing).
Given this, the words hysterical (derived from hysteric + suffix -al) and contemptible (derived from contempt + suffix -ible) are both acceptable choices.
From the above explanation the correct answer is Hysterical.
The given question is incomplete, the complete question is:
Read the sentence.
From a prior scene, the audience knew that the lead was hysterical because of the contemptible villain.
Suffixes help a reader understand the meanings of words. Which words in the sentence have suffixes? Check all that apply.
prior
audience
hysterical
contemptible
villain
To learn more about suffix here:
brainly.com/question/12938984
#SPJ4
What is the oldest punctuation?
The oldest punctuation mark is believed to be the interpunct, which dates back to ancient Greece. It was used to separate words and to indicate pauses in a sentence.
The oldest known punctuation mark is the colon, which dates back to ancient Greece in the 4th century BC. The colon was used to separate a main clause from a subordinate clause, much like the modern semicolon. Other ancient punctuation marks included the period, the question mark, and the dash. These marks were used to indicate pauses, emphasize words and phrases, and mark the end of a sentence.
To learn more about oldest punctuation
https://brainly.com/question/92653
#SPJ4
