A collateral is a property given as security for a loan. Thus, the correct answer is option B.
What is a collateral?A valuable asset that a borrower offers as collateral for a loan is known as collateral in the financial industry.
The house is used as collateral for the financing when a home buyer gets a mortgage. The automobile is the security for a car loan. When a company seeks bank financing, it may use valuable assets like real estate or machinery as collateral for the loan.
An unsecured loan has a higher interest rate than one that is backed by collateral. If there is a default, the lender has the right to transfer the collateral to make up the difference.
Therefore, property given as security for a loan is a collateral
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In liability insurance, the maximum amount that the coverage will pay for loss to any one person regardless of overall policy limits, is known as the:
Answer:
Insurance coverage limit
Explanation:
have a good day
Product differentiation makes the demand for a monopolistically competitive firm's product: a. perfectly elastic. b. more elastic than for a monopoly. c. more inelastic than for a monopoly. d. perfectly inelastic
On January 1, Forward Company issues bonds that have a $27,000 par value, mature in 6 years, and pay 10% interest per year. Interest payments are paid to bondholders semiannually on June 30 and December 31. How much interest does Forward Company pay to bondholders every six months if the bonds are sold at par
The amount of interest that Forward Company pays to bondholders every six months if the bonds are sold at par is $1,350.
What is bond interest?The bond interest is the finance expense that Forward Company, the issuer of the bonds, pays to bondholders periodically.
It is computed as the Face value multiplied by the interest rate multiplied by 1/2 if interest is paid semi-annually.
See detailed calculations below.
Data and Calculations:Face or par value of bonds = $27,000
Interest rate = 10%
Maturity period = 6 yars
Interest payment = semiannually
Interest per semi-annual = $1,350 ($27,000 x 10% x 1/2)
Thus, the amount of interest that Forward Company pays to bondholders every six months if the bonds are sold at par is $1,350.
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How many gallons of oil does the us have in reserve.
Answer:
43.8 billion barrels
Explanation:
Msi is considering outsourcing the production of the handheld control module used with some of its products. the company has received a bid from monte legend co. (mlc) to produce 11,000 units of the module per year for $17.00 each. the following information pertains to msi’s production of the control modules: direct materials $ 8 direct labor 4 variable manufacturing overhead 4 fixed manufacturing overhead 8 total cost per unit $ 24 msi has determined that it could eliminate all variable costs if the control modules were produced externally, but none of the fixed overhead is avoidable. at this time, msi has no specific use in mind for the space that is currently dedicated to the control module production. required: 1. compute the difference in cost between making and buying the control module. 2. should msi buy the modules from mlc or continue to make them? 3-a. suppose that the msi space currently used for the modules could be utilized by a new product line that would generate $41,000 in annual profit. recompute the difference in cost between making and buying under this scenario. 3-b. does this change your recommendation to msi?
Msi should continue to make control module because buying the control module will result into incremental cost of $11,000 to the msi.
Differential analysis1. Differential analysis
Buy control module (Alt 1) or Make control module (Alt 2)
Buy control module Make control module Differential effect on cost
(Alt 1) (Alternative 2) (Alternative 2)
Purchase price $187,000 - ($187,000)
(11,000×$17)
Direct materials $0 $88,000 $88,000
(11,000×$8)
Direct labor $0 $44,000 $44,000
(11,000×$4)
Variable overhead $0 $44,000 $44,000
(11,000×$4)
Fixed overhead $44,000 $44,000 $0
(11,000×$8)
Total cost $231,000 $220,000 ($11,000)
Difference in cost $11,000
2. Based on the above differential anaylsis msi should continue to make control module reason being that buying the control module will result into incremental cost of $11,000 to the msi.
3a. Differential analysis
Buy control module (Alt 1) or Make control module (Alt 2)
Buy control module Make control module Differential effect on cost
(Alt 1) (Alternative 2) (Alternative 2)
Purchase price $187,000 - ($187,000)
(11,000×$17)
Direct materials $0 $88,000 $88,000
(11,000×$8)
Direct labor $0 $44,000 $44,000
(11,000×$4)
Variable overhead $0 $44,000 $44,000
(11,000×$4)
Fixed overhead $44,000 $44,000 $0
(11,000×$8)
Less profit from new product line
($41,000) $0 $41,000
Total cost $190,000 $220,000 $30,000
Difference in cost $30,000
3b. Based on the above differential anaylsis msi should buy the control module reason being that buying the control module will result into incremental savings of $30,000 to the msi. The recommendation to msi is changed based on the new scenario.
Inconclusion Msi should continue to make control module because buying the control module will result into incremental cost of $11,000 to the msi.
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A pay-for-performance plan in which employees are paid according to their productivity is referred to as
A pay-for-performance plan in which employees are paid according to their productivity is referred to as piece rate.
What is piece rate?Piece rate can be defined as the process in which employee are being paid based on the number of product produced by the employee.
Some companies or employer tend to make use of piece rate pay by paying their employee based on the quantity of goods the company manufacture on a daily basis.
Inconclusion a pay-for-performance plan in which employees are paid according to their productivity is referred to as piece rate.
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What is the primary purpose of a trading bloc? (5 points) group of answer choices to foster political and social unity to lower manufacturing costs to reduce or eliminate tariffs to create free market economies
The primary purpose of a trading bloc is to reduce or to eliminate the tariffs. Option C is correct.
What is the trading blog?A trading bloc is a kind of intergovernmental agreement, frequently part of a regional intergovernmental organization, in which trade restrictions between participating governments are decreased or totally abolished.
Trade blocs can arise as independent agreements between states or as part of a regional organization. The fundamental purpose of that type of blog is to reduce or eliminate the tariff.
Therefore, option C is correct.
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Why is it important to have communication in a job ?
Answer:
Good communication can boost teamwork and lead to better project collaboration.
Answer:
- Good communication can boost teamwork and lead to better project collaboration. It applies to practically every industry.
- Workplace communication is important for streamlining internal communication. Maintaining effective communication ensures that management and the team below them are on the same page
- It disseminates the information needed by employees to get things done and builds relationships of trust and commitment.
- Workplace communication is vital to an organization's ability to be productive and operate smoothly.
- Workplace communication improves worker productivity.
I hope my answer helps you.
Is the process of identifying customers for whom the company will optimize its offering a. searching b. research c. targeting d. deciphering e. customizing
Targeting is the process of identifying customers for whom the company will optimize its offering.
What is targeting?Targeting is the ability to identify individual or group of people that needs a required service or goods.
These are the people a business aims its marketing efforts and resources at.
Therefore, Targeting is the process of identifying customers for whom the company will optimize its offering.
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What is the reason for using progressive taxes on income?
A) Lower-income individuals have a lower cost of living and can afford to pay more in taxes.
B) Higher-income individuals are more likely to spend their income on consumption of goods, and paying more taxes discourages spending.
C) Higher-income individuals are more likely to afford their standard of living and can afford to pay more in taxes.
D) Individuals of all incomes pay the same percentage of their income toward the tax, making it a fair tax.
The reason for the progressive tax is because the Higher-income individuals can afford a good standard of living and can pay more in taxes.
What is a progressive tax?This is a type of tax imposed based on a taxpayer's ability to pay, that is, the higher the income. the higher the taxrate applicable to the taxpayer's income.
The reason for progressive tax is that a tax would be a disproportionate burden for people with low incomes.
Therefpre, the Option C is correct.
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What is the primary reason for us government bond yields.
Answer: Government bonds form a large proportion of investor holdings, and corporate bonds are often priced relative to corporate bonds.
Explanation:
A drop in which of the following measures would typically send a government bond price down? U.S. government bonds offer higher returns than corporate bonds, so investors find government bonds a more attractive investment. All governments mandate interest rates as part of their economic policy. Non-government borrowers are slightly less safe and therefore must offer slightly lower yields.
If government land is leased or sold for oil and coal exploration at lower-than-market rates, it is an example of a(n) Group of answer choices earmark. subsidy. tax expenditure. earned income tax credit.
If government land is leased or sold for oil and coal exploration at lower-than-market rates, it is an example of subsidy.
What is subsidy?A subsidy serves as the direct or indirect payment to individuals or firms from the government.
Therefore, government used subsidy to to achieve greater economic efficiency.
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Fidelity investments is one of the largest mutual fund and brokerage services providers worldwide. it has various offices in cities across the united states. in each office customer, contact personnel have a well-groomed, professional appearance. the inside of the office is clean and attractive. these visible cues are an attempt to deal with the problem of _______ common to service organizations
These visible cues are an attempt to deal with the problem of trust common to service organizations. Hence, the purpose of these cues is to generate much trust from the customers.
Common Customer Service ProblemsThe following are the common customer service problems encountered by the customers:
Long time in responseImpatience on the part of the Customer representative to Listen to the Needs of the customerCustomer Transfer from one department to anotherRudeness on the part of Customer Service agent towards the ClientsInability to offer a solution to the CustomerInability of the Customer Service agent to fulfil Promises.Therefore, these cues are in place to earn trust from the customers.
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Currently the FTC and industry leaders are discussing measures to curb robocalls, or the use of autodialers to deliver a prerecorded message, further impeding the use of
There will be an impediment of telemarketing when industry leaders are discussing various measures to curb a robocalls or autodialers to deliver a prerecorded message.
What is an telemarketing?It is a form of direct marketing because network promotes a goods or services to potential customers over the telephone or through the Internet.
In conclusion, because the industry leaders are discussing various measures to curb a robocalls or autodialers to deliver a prerecorded message, then, there will be an impediment of telemarketing.
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If the planned budget revenue for 5,000 units is $120,000, the flexible budget revenue for 4,500 units is ______.
Based on the planned budget revenue, the flexible budget revenue for 4,500 units will be $108,000.
What is the flexible budget revenue?First find the selling price under the planned budget:
= 120,000 / 5,000
= $24
The flexible budget revenue will be:
= 24 x 4,500 units
= $108,000
In conclusion, the flexible budget revenue is $108,000.
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List some of the things that you believe that are affecting businesses and our economy:
Answer:
I believe that the pandemic is what is affecting our businesses and economy
Billy Witz sells vacuum cleaners door-to-door. After showing Mrs. Davis several models and demonstrations, Billy can tell she is hesitant but interested. Which trial closing is Billy likely to use to ensure a sale
The trial closing that Billy is most likely to use to ensure a sale will be:
"Do you want the standard model or one with the special options package?What is a trial closing?In sales negotiation, this technique is employed by the seller to assess the buyer's readiness to make a purchase decision.
The technique usually comes in the form of questions that ask for decisions on minor selling points.
Therefore, the technique are used in a way to ensure and finalize a sale with the intending buyer.
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The two most common pricing alternatives for products in the introduction stage of the product life cycle are:.
Answer:
penetration pricing and skimming pricing
______________________ include both the private costs incurred by firms and also costs incurred by third parties outside the production process
Social costs include both the private costs incurred by firms and also costs incurred by third parties outside the production process. Therefore, below is a further explanation.
What are Social costs and its inclusion?Social costs are costs that include both the private costs incurred by firms and also additional external costs incurred by third parties outside the production process.
Therefore, the answer is social costs.
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When creating video marketing content on a budget, what is the first thing you should consider doing?
Answer:Shooting as much as you can and culling it later
Explanation:
A food worker washes his hands and puts on new gloves before taking tomatoes from a box and slicing them for burgers
What the food worker, who washes his hands and puts on new gloves before taking tomatoes from a box and slicing them for burgers, has done is an example of practicing good personal hygiene.
What is personal hygiene?Personal hygiene involves the following activities: bathing, washing hands, brushing teeth, etc.
The purpose of personal hygiene, especially for a food worker or handler is to prevent biological, chemical, and physical hazards that make food unsafe.
Thus, since food workers come into contact with millions of germs and viruses daily, they must practice personal hygiene.
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Bookmark question for later Which of the following is not one of the seven rights of an empowerment culture? a. Communicate the right expectations b. Provide the right training c. Measure the right things d. Demand the right behavior e. Give employees the right opportunity f. None of the above; i.e., they are all elements of an empowerment culture
The Demand the right behavior is not one of the seven rights of an empowerment culture
What is empowerment culture?Empowerment culture can be defined as the rules and regulation that is used to govern a company including their policy, value and norms.
Empowerment culture is important as it enables employee to know and understand the culture of the organization they work for as well as the goals and objective of the organization.
Therefore the Demand the right behavior is not one of the seven rights of an empowerment culture
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advise businesses on the difference between the public sector and private sector
A financial institution or commercial bank that purchases a business' accounts receivable at a discount and then keeps what they collect is a(n) ______.
A financial institution that purchases a business' accounts receivable at a discount and then keeps what they collect is a(n) factor.
What is account receivable?Account receivable is an asset and can be defined as the amount a company is expected to receive from their client for the service they rendered to the client.
When a financial institution buy a business account receivable at a discounted price or rate by keeping the amount they collected this is tend to be known as a factor.
Therefore a financial institution that purchases a business' accounts receivable at a discount and then keeps what they collect is a(n) factor.
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Pete has met with a group of professional investors to raise funds for his new legal research technology company, Techlaw Pros. The professional investors focus exclusively on funding technology companies in the legal field and are demanding substantial control over Techlaw Pros through sitting on the board of directors. Pete is seeking money from
Pete is seeking money from a venture capital firm by meeting with a group of professional investors to raise funds for his new legal research technology company, Techlaw Pros.
What is venture capital firm?Venture capital firm is a private equity investor that gives the capital to those companies who have high growth and in return for an equity stake in the company.
It give preference to the startup companies or the small companies that wants to diversify their business.
Hence, Pete is seeking money from a venture capital firm by meeting with a group of professional investors to raise funds for his new legal research technology company, Techlaw Pros.
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At the end of 20 years, an initial investment of $10,000 grows to $51,551.70. Use the continuous compounding formula to determine the annual rate of return. Write your answer in decimal form rounded to three decimal places. Do NOT convert your answer to a percentage.
Answer:
6
Explanation:
The annual rate of retutn is 0.823.
What is compoud interest?
The mathematical formula for calculating compound hobby, A=P(1+r/n)^nt.Compound interest genuinely approach earning hobby in our savings, and also, in the end, at the hobby that those savings earn.continuously compounded interest way that an account stability is continuously incomes hobby, in addition to refeeding that interest lower back into the balance so that it, too, earns.
continuous compounding is similar in idea to annual compounding, besides the compounding intervals are infinitely small. even though the yearly compounding system can be without difficulty changed to accommodate smaller durations.
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When the members of a marketing channel operate to satisfy their own objectives and maximize their own profits, often at the expense of the other members, the channel operates as:.
Name the three major credit reporting agencies
Answer:
Transunion, Equifax, Experian
Explanation:
These are three credit reporting agencies that i can give you.
What does a company do during the post-IPO stage?
a)uses proceeds to expand
b)sells stock to the public
c)files paperwork with the government
d)seeks financing from an angel investor
Answer:
A.Uses proceeds to expand.
Explanation:
Which factor would be most likely to lead to an unsuccessful IPO?
Helpful hardware sells windows (80% of sales) and doors (20% of sales). the selling price of each window is $580 and of each door is $1,180. the variable cost of each window is $385 and of each door is $880. fixed costs are $1,737,720. the weighted-average contribution margin is:
The weighted-average contribution margin of Helpful hardware which sells windows and doors is $216.
Calculation of Weighted-Average Contribution MarginThe weighted-average contribution margin can be calculated using the following formula:
Weighted-average contribution margin = (Contribution margin of windows * Percentage sales contribution of windows) + (Contribution margin of doors * Percentage sales contribution of doors) ……….. (1)
Where:
Contribution margin of windows = Selling price of each window - Variable cost of each window = $580 - $385 = $195
Percentage sales contribution of windows = 80%
Contribution margin of doors = Selling price of each door - Variable cost of each door = $1,180 - $880 = $300
Percentage sales contribution of doors = 20%
Substituting all the values into equation (1), we have:
Weighted-average contribution margin = ($195 * 80%) + ($300 * 20%) = $216
Therefore, the weighted-average contribution margin is $216.
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