A) A niche market is a segment of consumers with a relatively limited number of customers who have unique demands or goals.
What does niche marketing mean?Often, niche marketing is simpler than advertising to a large audience. Niche audiences have very particular requirements and desires. A company that only sold handbags, for instance, would have to cater to a wide range of preferences and standards.
However, a company that sells handbags for new mothers that double as diaper bags has a lot more focus. Tools like Face-book ad targeting and social media monitoring have made niche marketing simpler as well.
Companies can speak directly to their audience by using niche marketing to understand the particular needs of that audience. Since niche marketing is all about forming the right connections, numerous social media platforms have improved their niche-specific targeting capabilities.
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assume that the new zealand inflation rate is higher than the u.s. inflation rate. this will cause u.s. consumers to
The New Zealand inflation rate being higher that the US inflation rate will cause US consumers to increase their imports from New Zealand and New Zealand consumers to reduce their imports from the United States.
What is the definition of inflation?Inflation is defined to be the rate of increase in prices over a given period of time. Typically, inflation is a broad measure, such as the increase in the cost of living in a country or the overall increase in prices. However, it can also be more narrowly calculated—for certain goods, such as electronics, or for services, such as a wedding organizer, for instance. Inflation, whatever the context, represents how much more expensive the relevant set of goods and/or services has become over a certain period.
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Why would tmcc be willing to accept such a small amount today ($24,099) in exchange for a promise to repay about four times that amount ($100,000) in the future?.
It's a reflection of the time value of money. TMCC gets to use the $24,099. If TMCC uses it wisely, it will be worth more than $100,000 in thirty years.
Because they understand that the present value of $100,000 is the same or lower than the current $24,099 if discounting rate is≥ 4.86%
To find this discounting rate:
Present value of $100,000 payment 30 years ≤ $24,099
Interest Rate:
$100,000/(1+rate)^30 ≤ $24,099
(1+rate)^30 ≥ 100,000/24,099
(1+rate)^30 ≥ 4.15
(1+rate) ≥ 4.15^(1/30)
(1+rate) ≥ 1.05
rate ≥ 1.0486 – 1
rate ≥ 0.0486
Rate ≥ 4.86 %
Thus, TMCC gets to use the $24,099. If TMCC uses it wisely, it will be worth more than $100,000 in thirty years.
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The net profit margin ratio can mathematically be broken down as "tax impact x capital structure impact x. ".
Tax impact x Capital structure impact x EBIT / Sales are the components that make up the net profit margin ratio.
What is EBIT / Sales?EBIT, or earnings before interest and taxes, is a measure of how profitable a business is. Revenue less expenses, without taxes and interest, is EBIT. Operating earnings, operating profit, and profit before interest and taxes are other names for EBIT.The net income is obtained when expenses are subtracted from revenues, and the net income could be calculated by dividing the net income from sales.Additionally, the capital structure combines debt, preferred shares, and equity. It is divided primarily into three categories: net profit margin ratio, capital structure impact, and tax impact.Operating income, or EBIT, is another name for the amount that remains after all operating costs (both production and non-production costs) are subtracted from sales.To learn more about EBIT / Sales refer to:
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washington city recognizes as revenues/expenditures those amounts collected/paid during the year or within 60 days of fiscal year-end. the city offers a pension benefit to its employees who meet certain age and years of employment criteria. the city participates in the state pension plan. the city's actuarially determined contribution requirement to the state pension plan for the fiscal year ended 6/30/18 is $4 million. due to cash inflow shortages the city, which budgeted $4 million for pension payments, paid only $3.5 million in the fiscal year ended 6/30/18. the city paid the remaining amount on september 30, 2018. assuming the city maintains its books and records in a manner that facilitates the preparation of its fund financial statements, what is the appropriate entry to record the pension payments and recognize any associated liability? a)debit expenditures $4 million; credit cash $3 million and pension payable $1 million. b)debit expenses $3.5 million; credit cash $3.5 million and pension payable $0 million. c)debit expenses $3 million; credit cash $3 million. d)debit expenditures $3 million; credit cash $3 million.
A. The journal entry will be debit expenditures $4 million; To credit cash $3 million and pension payable $1 million ($3 million + $1 million = $4 million).
The journal entry will be recorded on 09/90/18 including the pension payables of $1 million and cash credit $3 million and on debit side expenses of $4 million.
A debit is an accounting entry that affects a company's balance sheet by increasing assets or decreasing liabilities. In basic accounting, credits that operate in the inverse direction of debits balance each other out.
Every double-entry accounting system has a debit option. The polar opposite of credits is a debit. Credits represent money coming into an account, while debits represent money leaving it.
The crucial accounting entries known as journal entries show the costs incurred by the entity. The foundation of accounting are journal entries.
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A product in the maturity stage will most likely require FILL IN THE BLANK advertising. A) informativeB) comparativeC) persuasiveD) reminderE)
A product in the maturity stage will often require reminder advertising.
What exactly is the advertising maturity stage?
Maturity.Sales slow down during the maturity stage, indicating that the market has begun to become saturated.Pricing becomes competitive at this point in the product life cycle as well.The profit margins shrink as a result.
Which phase of the product life cycle calls for a lot of marketing?
Market Introduction and Development During this stage of the product life cycle, a market strategy is created, typically by investing in advertising and marketing to raise consumer awareness of the product's benefits.As demand is created at this point, sales tend to be slow.
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Hill advertising agency has been hired by gillian’s grocery to develop television ads for the food chain’s new same-day delivery service. Hill represents which component of the communication process?.
Hill advertising agency's task is to develop television ads for Gillian grocery. Therefore, it acts as an communication channel.
What is a communication channel?In telecommunications and computer networking, a communication channel is a physical transmission medium such as a wire or a logical connection over a multiplexed medium such as a radio channel. A pathway or medium is required to send an information signal over a long distance. These paths are known as communication channels.
Hill advertising agency acts as a communication channel for Gillian grocery as it develops television ads for the company's new new same-day delivery service campaign. Hill is helping the company in communicating their new campaign through televison ads.
Thus Hill represents the communication channel component of the communication process.
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If one were to examine all the producers, consumers, and apex predators in an ecosystem, and define their relationships to one another, this would be a ___ analysis. If one were to examine one phytoplankton species and identify an herbivore that consumes it, and then identify a predator that consumes that herbivore, then this would be an example of a ___ study.
The correct answers are Food web; food chain thus If one were to examine all the producers, consumers, and apex predators in an ecosystem, and define their relationships to one another, this would be a Food web analysis.
If one were to examine one phytoplankton species and identify an herbivore that consumes it and then identify a predator that consumes that herbivore, then this would be an example of a food chain study.
All the food networks in a single ecosystem make up a food web. Each organism in an ecosystem is a link in a number of food chains. Energy and nutrients can go along different food chains as they move through the ecosystem.
Both food chains and food webs demonstrate how energy is transferred through many consumers. Food chains display one set of predator/prey relationships, while food webs display all predator/prey links in an ecosystem.
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a tax on consumers of a good would shift the curve down and cause the price paid by consumers to .
A tax imposed on consumers of a good would cause the demand curve to shift downward and raise consumer prices.
The relationship between the price of an item or service and the quantity demanded over a specific time period is represented graphically by the demand curve. The price will typically be shown on the left vertical axis and the amount needed on the horizontal axis in a depiction.
The law of demand states that when the price of a given good rises, the quantity required falls, all other things being equal. This is expressed by the demand curve moving downward from the left to the right. It should be noted that this formula suggests that quantity is the dependent variable and price is the independent variable.
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more than 80 percent of mcdonald's restaurants worldwide are owned and operated by franchisees. this illustrates a(n) marketing system.
Around the world, franchisees own and run more than 80% of McDonald's restaurants. This serves as an example of a contractual vertical marketing system.
An agreement between the tiers of marketing associated with a certain product is introduced by the contractual vertical marketing system. Businesses that operate through franchising, for instance, employ this strategy to profit from the general marketing of the brand name in a way that benefits each particular location. Chain stores have this benefit, among others.
In order for the benefits to accrue cumulatively for each firm engaged, this contractual distribution system strives to synchronize advertising at each level - manufacturing, shipping, wholesale, and distribution.
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if a firm in a perfectly competitive market is producing at a level of output where marginal costs exceed marginal revenue,when a firm faces a perfectly competitive market and buys its inputs from perfectly competitive markets, the only choice the firm has to affect its profits is to:the firm's profits:
When a company faces a perfectly competitive market and sources its inputs from perfectly competitive markets, if it is producing at a level of output where marginal costs are greater than marginal revenues.
At the output level where MR=MC, a perfectly competitive firm will make the decision that maximizes profits. Through the interaction of market supply and demand, the equilibrium price of raspberries is established at $4.00. The marginal returns start.
At the time where marginal revenue equals marginal cost (MR=MC), a fully competitive firm will maximize profit or minimize loss.
As a result, the firm's profits are maximized when it selects an output level where its marginal revenue and marginal cost are identical.
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Hasbro views the toy market as composed of four age groupings, each with different needs and desires. Hasbro is using a(n) targeting strategy for its groups, which are known as
A target market strategy is a business plan that aims to increase sales and brand recognition within a certain demographic of customers.
What is a target market strategy?A target market strategy is a business plan that aims to increase sales and brand recognition within a certain demographic of customers. To do this, firms develop their strategies depending on the demography of the market, which is the area or group targeted for the selling of products. Target markets offer the chance for more business and higher sales.Companies identify potential target markets by breaking down big markets into smaller segments based on traits shared by current or potential clients. Businesses can create specialized marketing strategies, make thorough sales projections, and boost profits by increasing product sales by concentrating on a certain market segment.To Learn more About target market strategy refer to:
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Given a stock index with a value of $1,125, an anticipated dividend of $33, and a risk-free rate of 4%, what should be the value of one futures contract on the index?.
The fair value of a futures contract is the price of the contract that is neutral between a stock buyer buying on a physical exchange and actually buying the stock and agreeing to buy the futures contract.
An index futures contract is a legally binding contract between a buyer and a seller that tracks the price of the underlying stock of the index. It allows traders to buy and sell contracts on financial indices and settle at a later date. A futures lot size is the minimum ticket size of a stock that can be traded on a futures contract. When trading futures and options, these instruments may only be bought or sold in at least 1 lot or multiples of the lot size. For example, Nifty's lot size is 75 units, so Nifty can only trade in multiples of 75.
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what is the likely result for a country of rapidly increasing population and limited economic development?
More widespread poverty is the likely result for a country of rapidly increasing population and limited economic development.
Economic and social development is the process through which the economic well-being and quality of life of a country, region, local community, or an individual are enhanced in accordance with specific aims and objectives, according to the economics study of the public sector.
An improvement in a nation's wealth and standard of living is referred to as economic development. Improvements in productivity, literacy rates, and public education, for instance, are all effects of economic development in a nation. Land, labor, capital, and entrepreneurship are the four main drivers of economic growth.
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what sourcing decision for the x73 materials is in the best interest of: a. the imaging systems division? b. the heidelberg division? c. the electronic components division? d. zumwald ag?
Sourcing decision for the x73 materials is in the best interest of the imaging systems division.
What is imaging?Imaging is the representation or reproduction of the shape of an object. Especially visual representation. Imaging technology is the application of materials and methods for creating, storing, or reproducing images. Imaging Science is an interdisciplinary field concerned with the creation, collection, reproduction, analysis, interest, and visualization of images, including imaging what the human eye cannot see. Evolving fields include researchers and researchers in physics, mathematics, electrical engineering, computer vision, computer science, and perceptual psychology. Region of Interest (ROI) Imaging uses a central aperture filter to significantly reduce patient dose outside the ROI while maintaining or improving image quality within the ROI.The benefits of ROI imaging can be realized using standard imaging equipment.To learn more about imaging from the given link:
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leads and lags are evaluated and, if necessary, modified as part of which process? a. scope development b. duration estimation c. analogous cost estimating d. schedule development
Leads and lags are evaluated and, if necessary, modified as part of which process schedule development.
Lead and lag are each used withinside the improvement of the mission schedule. Lead is an acceleration of the successor interest and may be used most effective on finish-to-begin interest relationships. Lag is a put off withinside the successor interest and may be discovered on all interest dating types.The Lead Time is an improve in wearing out the activities. The Lead Time corresponds to the time “saved”. The Lag Time is a put off in wearing out activities.
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true or false? the burden of managing the investment is one of the reasons why real property investors typically demand higher yields
The answer is true. To make up for the higher risk of owning shares, investors must receive a premium in the form of a higher average return.
The equity is the additional return received for holding shares as opposed to secure government debt. the portion of the investment that you have paid cash for.
A real estate investment group is a collection of investors who buy a single piece of property with the intention of managing it and turning a profit. It alludes to the organization that primarily focuses on real estate. Real estate investors decide which properties to buy, sell, renovate, and finance on a large or small scale in order to maximize their profits.
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During the economic downturn, alejandro’s neighbor, a successful accountant, lost his job and had to sell his house. Alejandro decided that this neighbor "must have really messed up at his work. " this is an example of.
During the economic downturn, alejandro’s neighbor, a successful accountant, lost his job and had to sell his house. Alejandro decided that this neighbor "must have really messed up at his work. " this is an example of just world belief.
What is meant by just world belief?This refers to the idea that, generally speaking, everyone gets what they deserve, is treated fairly, and will be made up for any injustices they have faced.
The idea that if anything unpleasant happens to someone, they must have done something wrong to deserve it is a simple illustration of the just-world theory. For instance, if someone gets a rare illness, this implies that they must have committed a sin for which they are now paying the price.
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imagine you own your own business. how would you evaluate opportunity costs and comparative advantage when making business decisions?
When evaluating opportunity costs, it's important to keep these three things in mind to make well-informed business decisions.
The value of the opportunity should be evaluated based on both the benefits and costs involved. Investors calculate the opportunity cost by comparing the returns of the two options. This can be done by estimating future earnings during the decision-making process. Alternatively, the opportunity cost can be calculated retroactively by comparing returns since the decision was made. The concept of opportunity cost is used in decision making to help individuals and organizations make better decisions, primarily by considering alternatives. Opportunity cost includes the costs and benefits of each decision, which can be difficult to estimate. Opportunity cost is positive.
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if people demand more netflix subscriptions when the price of hulu subscriptions falls, then netflix and hulu are:
Netflix and Hulu are substitutes if more individuals desire Netflix memberships as the cost of Hulu subscriptions decreases.
In microeconomics, two things are considered substitutes if customers may use them for the same purpose. Having more of one thing makes a buyer want less of the other good because they regard both goods as similar or equivalent.
Contrary to independent and complementary products, substitute goods may displace one another in usage as a result of shifting economic conditions. Coca-Cola and Pepsi are two examples of substitute commodities; they may be used interchangeably because they both meet the same need, which is the demand of customers for a soft drink. These replacements are referred to as "near substitutes."
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a call option with 6 months to expiration currently sells for $2.05. a put option with the same expiration sells for $.60. the options are european style. the risk-free rate is 3.0% and the strike price of both options is $50. what is the current stock price? multiple choice $47.89 $52.08 $49.19 $51.29 $50.72
A call option with 6 months to expiration currently sells for $2.05. A put option with the same expiration sells for $0.60. The options are European style. The risk-free rate is 3.0 percent and the strike price of both options is $50.
Stock price = $2.05 - $0.60 + $50 / (1 + 0.03)^(6 / 12) = $50.72
The risk-free rate of return are mostly shortened to the risk-free rate, is the rate of return of a hypothetical investment with scheduled payments over a fixed period of time that is assumed to meet all payment obligations.
How do you calculate risk-free rate?
Risk Free Rate Formula: Real vs. Nominal
Real Rf Rate = (1 + Nominal Rf Rate) / (1 + Inflation Rate)Nominal Rf Rate = (1 + Real Rf Rate) * (1 + Inflation Rate) – 1.Equity Risk Premium (ERP) = Expected Market Return – rf Rate.What is an example of a risk-free rate?
United States Treasuries are a good example of a risk-free investment since the government cannot default on its debt. As such, the interest rate on a three month United States Treasury bill is often used as a stand in for the short term risk-free rate, since it has almost no risk of default.
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corn call options with a $1.75 strike price are trading for a $0.14 premium. farmer donald decides to hedge his 20,000 bushels of corn by selling short call options. the continuously compounded risk-free interest rate is 7.84% and he plans to close his position in 6 months. what is the total premium he will earn on his short position? g
the total premium he will earn on his short position is:
Actual Premium Earned
= 20,000*$0.14
= $2,800
Total Premium earned Including Interest Earned on the Premium
= $2,800*e(4%*1/2)
= $2,856.56
A top rate is the charge of the insurance you've chosen, charged via your coverage organization. A deductible is a quantity you have to pay earlier than your coverage business enterprise initiates coverage. For instance, if your vehicle insurance premium is $800 according to 12 months, you ought to pay your insurer $800 consistent with yr to have the coverage.
The premium rate is calculated by using dividing the sum insured by the sum assured. Because of this if you have a sum insured of Rs 10,000 and a sum confident of Rs 1,000 then your premium charge might be 10%. Calculating the insurance top rate is a critical step in the method of buying insurance.
Top-class merchandise is generally described as products that price 20% extra than the common category price. The reality that calls for developing more luxurious products would possibly appear counterintuitive, but it is true.
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a gas company in massachusetts charges $1.30 for 22.7 ft3 of natural gas. convert this rate to dollars per liter of gas.
We may calculate the rate in $ per liter by changing the units: R = $0.0027 per liter.
How should the rate be converted?We have a rate of $ per cubic foot that we wish to convert to dollars per liter. So all we need to do is adjust the units.
The original tariff is provided in dollars per square foot as R = $1.30 for 16.7ft3.
We know that 1ft3 = 28.32 L is the relationship between cubic feet and liters.
The volume can then be rewritten as follows if we alter the units:
∴16.7ft^3 = 16.7*(28.32) L
∴472.9 L.
The rate is then $1.30 per 472.9 L, and the quotient is R = ($1.30/472.9 L) = $0.0027 liter.
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g a registered trademark used in interstate is only protected under state common law. true false
This assertion is accurate. Only state common law provides protection for an interstate use of an officially registered brand.
Can a common law trademark be transferred?Common-law trademarks are exempt from written assignment requirements, however it is still preferable for practical reasons. Tinnerman Products Inc. v. Speed Products Co., 179 F.
State common law provides protection for intrastate trademark usage. Under the Lanham Act, trademarks used in interstate commerce may be protected. If a mark is registered, the owner of the mark may seek compensation from a violator who misrepresents products as being theirs.
Can a trademark exist without being registered?If you don't register your trademark, your legal rights will only apply to the regions in which you conduct business. This indicates that you might be able to prevent a later user of the mark from using it exclusively in your region, even if that user is a larger corporation.
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what rate of return results in a present value of $432 for $250 received one year from now and another $250 received two years from now?
In financial analysis, the internal rate of return (IRR) is a statistic used to calculate the profitability of possible investments.
What Is Internal Rate of Return (IRR)?IRR is a discount rate that, in a discounted cash flow analysis, reduces all cash flows' net present values (NPV) to zero.The same formula is used for NPV calculations and IRR calculations. Remember that the project's actual dollar value is not represented by the IRR. The annual return is what brings the NPV to a negative value.Generally speaking, an investment is more Favourable to make the greater the internal rate of return. IRR can be used to rank a variety of potential investments or projects on a relatively even basis because it is consistent for investments of all types. Generally speaking, the investment with the highest IRR would be regarded as the best when comparing options with other similar characteristics.To Learn more About internal rate of return Refer to:
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FILL IN THE BLANK focuses on using information about the customer to create marketing strategies that develop and sustain desirable customer relationships.
Customer Relationship Management (CRM) focuses on using information about the customer to create marketing strategies that develop and sustain desirable customer relationships.
What does Customer Relationship Management (CRM) entail?
A technology for managing all of your company's interactions with customers and potential customers is customer relationship management (CRM). The objective is clear: Enhance business connections. A CRM system aids businesses in enhancing profitability, streamlining procedures, and maintaining customer contact.
With an example, what is Customer Relationship Management?
Client relationship the executives (CRM) is the blend of practices, techniques and advancements that organizations use to oversee and examine client cooperations and information all through the client lifecycle. The objective is to boost sales, assist in customer retention, and enhance relationships with customers.
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what are the main assets of the federal reserve banks? multiple choice question. cash and checks securities and loans checkable deposits stocks and bonds
Option (b) is the best choice. Securities and loans make up the bulk of the Federal Reserve Banks' assets.
What are the Federal Reserve Bank's key assets?Securities and loans to commercial banks make up the Federal Reserve Banks' two primary assets. The Federal Reserve Bank has acquired the assets, which are government bonds, in order to raise the amount of money available to the economy. Commercial bank loans also assist banks in building up their reserves.
What is the largest holding of the Federal Reserve?About 95% of the Fed's overall balance sheet is made up of securities that are held outright. Treasury securities, such as shorter-term Treasury bills, notes, and bonds, make up over two thirds of the total. Another approximately one-third is made up of mortgage-backed securities.
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suppose your personal financial goal is to retire with $1 million in your savings account. how much must you deposit monthly in an account paying 5% a year (with interest being compounded monthly and your deposits occurring at the end of the month), to accumulate $1,000,000 by your 65th birthday if you begin your deposits on your 22nd birthday? (note: assume that you started with no savings in the account prior to your first deposit at age 22 and you do not make a deposit on your 65th birthday.
The amount of money that should be deposited monthly in order to have $1,000,000 by your 65th birthday is $551.50.
How much should be deposited monthly?An annuity is when money is paid or received over a period of time. An ordinary annuity is when the payments occur at the end of the period.
The formula that can be used to determine the amount to be deposited today is:
Present value = future value / annuity factor
Annuity factor = {[(1+r)^n] - 1} / r
Where:
r - monthly interest rate = 5 / 12 = 0.417%n = number of periods = number of years x number of compounding period in a yearNumber of years = 65 - 22 = 43
n = 43 x 12 = 516
Present value = 1 million / [{(1.00417^516)-1} / 0.00417] = $551.50
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which of the following documents will a project manager use to evaluate the impact of a project? scope document risk register final budget final schedule
Project manager will use Scope document to evaluate the impact of a project.
What is Scope document?
A scope document is just a formal piece of writing that outlines the project's and the product's scope. You must decide on the project's scope before you and your team (as well as any other stakeholders) get started. You can create a basic scope document by listing those requirements.
A scope document enables you and your team to establish expectations up front, promotes accountability throughout the project life cycle, and aids in keeping the project's expenses, needs, and timeframe under control. Specificity is important while drafting a project scope document.
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Compared to a single-price monopoly, a firm that operates in a perfectly competitive market is similar to a monopoly firm that is able to perfectly price discriminate in which of the following ways?
Deadwieght loss is eliminated
Price charged would be the same
Quantitiy sold would be the same
Total surplus is maximized
They are able to perfectly price discriminate in the following ways like
Deadweight loss is eliminatedQuantity sold would be the sameTotal surplus is maximizedHence, Option 1 , Option 2 and Option 3 is correct.
What is single price monopoly ?
A single-price monopoly can be determined as a firm that needs to sell each unit of output for the same price to all its customers.It never produces an output at which demand is inelastic.It helps to determine price where the marginal revenue equals the marginal cost.Examples include Natural gas, electricity companies, and other utility companies.By analyzing the case Option 1, 3 and 4 is correct.
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Which type of market structure is characterized by the smallest number of firms?.
An oligopoly is a market with a small number of businesses that are aware of their interdependence in terms of price and output practices. Each company has some market power because there aren't many businesses.
What is an oligopoly market?A small number of providers control oligopoly marketplaces, which are dominated by them. All nations and a wide range of industries contain them. Other oligopoly markets are substantially less competitive, though they may at first appear to be so in some cases.In a market arrangement known as an oligopoly, a few major sellers or manufacturers control the majority of the market or industry. Oligopolies frequently arise as a result of corporate collaboration and the drive to maximize profits.An oligopoly is a market with a small number of businesses that are aware of their interdependence in terms of price and output practices. Each company has some market power because there aren't many businesses.To learn more about Oligopoly refer to:
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