What mistake did SVB make?

Answers

Answer 1
By loading up on long-term bonds, SVB had taken an enormous unhedged bet on interest rates staying low. That bet went wrong, leaving the bank insolvent (or near enough). The fact that shareholders have been wiped out and bondholders will take big losses is not a failure of the financial system.
Answer 2

Answer:

Explanation:

pointssorry


Related Questions

Which statement describes Africa immediately after the end of World War ll?

Answers

Answer:

Many African nations demanded that colonial governments grant them their independence.

Explanation:

Question 5 of 15 The necessary and proper clause in Article I of the U.S. Constitution gives Congress: A. the right to collect taxes. OB. the right to use implied powers. OC. the right to declare war. D. the right to use expressed powers. SUBMIT​

Answers

The necessary and proper clause in Article I of the U.S. Constitution, often referred to as the "Elastic Clause," grants Congress the right to use implied powers. Therefore, option B, "the right to use implied powers," is the correct answer.

The necessary and proper clause, also known as the elastic clause, is found in Article I, Section 8, Clause 18 of the U.S. Constitution. It states that Congress has the power “to make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.”

The clause grants Congress the authority to pass laws that are not explicitly listed in the Constitution but are necessary and proper to carry out its enumerated powers. These implied powers allow Congress to take actions that are essential for effectively exercising its expressed powers.

By using the necessary and proper clause, Congress can justify legislation that is reasonably related to its constitutional powers, even if those powers are not specifically mentioned. It provides flexibility and adaptability to address changing circumstances and challenges that were not foreseen by the framers of the Constitution.

In 1899 the "Open Door Policy" was started in China. Which of the following describes the actions of this policy? A. The United States and its allies started open trade in China. B. The United States replaced the government in China with a democracy.​

Answers

Answer:

The Open Door policy was a statement of principles initiated by the United States in 1899 and 1900. It called for the protection of equal privileges for all countries trading with China and for the support of Chinese territorial and administrative integrity.

which major cities were not under roman control in 44 bce

Answers

In 44 BCE, several major cities in various parts of the world were not under Roman control, including:

1. Athens: Although Athens had been conquered by the Romans in 146 BCE, it had regained its independence in 88 BCE during the Roman civil war and was not re-conquered by the Romans until 27 BCE.

2. Alexandria: Although Egypt was under Roman control by this time, the city of Alexandria, which was one of the largest and most important cities in the Mediterranean world, was not fully under Roman control until the Battle of Actium in 31 BCE.

3. Jerusalem: Jerusalem was under the control of the Hasmonean dynasty at this time, which was a Jewish state that had been established after the Maccabean Revolt against the Seleucid Empire. It was not fully brought under Roman control until the First Jewish-Roman War in 66-73 CE.

4. Chang'an: Chang'an, which is now modern-day Xi'an in China, was the capital of the Han dynasty and was not under Roman control. Although there were some trade relations between the Han dynasty and the Roman Empire, there was no direct political control over each other's territories.

5. Teotihuacan: Teotihuacan was a major city in ancient Mesoamerica, located in what is now modern-day Mexico. It was not under Roman control, as there was no direct contact between the Roman Empire and the cultures of Mesoamerica at this time.

How was Dodd-Frank weakened?

Answers

Dodd - Frank was weakened as a result of a rollback of certain regulations.

What weakened Dodd - Frank ?

The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted in 2010 in response to the 2008 financial crisis, with the goal of promoting financial stability.

In 2018, Congress passed the Economic Growth, Regulatory Relief, and Consumer Protection Act, which rolled back some of the regulations put in place by Dodd-Frank. Specifically, it exempted small and mid-sized banks from certain capital and liquidity requirements, reduced the frequency of stress tests for some banks, and raised the threshold for enhanced regulatory supervision from $50 billion to $250 billion in assets.

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What were the Nazi ideas about race and eugenics.How did they apply to them in Germany​

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Answer:

The Nazi ideas about race and eugenics were these:

We must support the more "deserving', more "productive' members of society (based on race)People with mental illness are not "worthy" to be part of our society, and could be potentially dangerousPeople deemed less valuable are a menace to society and we may as well get rid of them

Of course, for the Nazis themselves, they were part of the "pure" Aryan race and thought that they were the "worthy" in society.

What was one cause of post world war 2 economic growth in the US?

Answers

One cause of post World War 2 economic growth in the US was government spending (option b).

- After World War 2, the US government implemented policies that encouraged economic growth. One of these policies was increased government spending on infrastructure, education, and defense.

- The government spent billions of dollars on the construction of highways, bridges, and other public works, which created jobs and stimulated economic growth.

- The GI Bill of Rights, passed in 1944, also provided financial assistance to veterans returning from the war, enabling them to attend college and buy homes, which further boosted the economy.

- In addition, the US government invested heavily in research and development, particularly in the fields of science and technology, which led to numerous innovations and breakthroughs in medicine, electronics, and other industries.

- These investments in government spending helped to create a strong and stable economy, which in turn attracted businesses and investors, leading to further growth and prosperity.

In summary, government spending was a major cause of post World War 2 economic growth in the US, as it provided the necessary resources and infrastructure to support a thriving economy.

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What did other countries do to help with the holocaust?

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The activities of other countries  in helping the holocaust is that they help the victims of the genocide.

What was the Holocaust?

The Holocaust, can as ell be regarded as the Shoah,  which was the genocide of European Jews that took place World War II it should b noed that during ths time, Nazi Germany as well as its collaborators systematically murdered some six million Jews .

One of the country and the people that helped was the Raoul Wallenberg,  who was a Swedish diplomat in Hungary, that was able to give thousands of protective passports to Jewish people so secure their lives from the danger of that time.

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state five (5) reasons why the traditional rulers embraced the indirect rule.​

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The reasons the traditional rulers embraced indirect rule are

Economic benefitsCulturePersonal gain

Traditional kings frequently had deep cultural and linguistic ties to their societies with the indirect rule, and their people regarded them as legitimate leaders in order to maintain better relationships.

Traditional monarchs reaped economic gains through indirect rule since they were able to keep control over their territory and obtain tributes from their subjects.

For personal advantage, certain historic monarchs may have accepted indirect rule. They may have viewed it as a chance to expand their own power and influence or to get access to new resources and opportunities.

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Which of the following nations did the United States occupy (have control over) after the Spanish-American War? A. Philippines B. Mexico C. Spain​

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The United States occupied the Philippines (a) after the Spanish-American War.

Following the Spanish-American War in 1898, the United States gained control over several territories from Spain. Among these territories, the Philippines was the nation that the United States occupied.

As a result of the Treaty of Paris, which officially ended the war, Spain ceded the Philippines, Guam, and Puerto Rico to the United States.

The U.S. continued to have control over the Philippines until 1946, when the Philippines gained its independence. It is important to note that Mexico and Spain were not occupied by the United States after the Spanish-American War.

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What are the two examples of pioneer group who used cooperation to overcome hardship?

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Two examples of pioneering organizations that overcame adversity by working together

1. The Pilgrims

In 1620, a group of English colonists called the Pilgrims established the Plymouth Colony in Massachusetts. They had to deal with bad weather, illness, and food shortages, among other difficulties.

2. Mormon Pioneers

During the middle of the 19th century, a number of members of the Church of Jesus Christ of Latter-day Saints moved from Illinois to Utah in the west. They had to deal with unfriendly non-Mormon communities, harsh weather, and a lack of resources, among other challenges.

Explain the causes and effects of the Civil War?

Answers

Explanation:

What were the causes and effects of the Civil War? The divide in the United States over the issue of slavery caused the Civil War. The southern states seceded from the north and tried to establish themselves as independent nation. In 1864, the south surrendered and the states reunited and Slavery was abolished

Answer:

For more than 80 years, people in the Northern and Southern states had been debating the issues that ultimately led to war: economic policies and practices, cultural values, the extent and reach of the Federal government, and, most importantly, the role of slavery within American society.

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What is the purpose of the keynote speaker?

Answers

The purpose of a keynote speaker is to deliver a speech that sets the tone and establishes the main theme of an event, such as a conference, seminar, or other type of gathering. The keynote speaker is often a prominent individual who is an expert in their field and is invited to speak in order to share their knowledge, insights, and experiences with the audience.

The keynote speaker's speech is usually longer than other speeches at the event and is intended to be inspirational, thought-provoking, or informative. The goal is to engage the audience, generate interest in the event, and provide attendees with valuable insights that they can apply to their own lives or work.

In addition to setting the tone and theme of the event, the keynote speaker may also serve as a draw to attract attendees, and may help to raise the profile of the event by lending their expertise and reputation to the proceedings. Overall, the keynote speaker is an important part of many events and can help to ensure their success by providing a memorable and engaging speech.

Provide four examples of how the US Constitution principles are relative to one another.

Answers

Answer: The principles of the US Constitution are interrelated and interdependent. Here are four examples of how these principles relate to each other:

Separation of Powers and Checks and Balances: The principle of separation of powers divides the government into three separate branches: legislative, executive, and judicial. This principle ensures that no one branch of government becomes too powerful. The principle of checks and balances, on the other hand, allows each branch of government to check the power of the other two branches. This principle ensures that no one branch of government can become dominant over the others.

Federalism and Limited Government: The principle of federalism divides power between the federal government and the state governments. This principle ensures that power is not concentrated in the hands of the federal government alone. The principle of limited government places restrictions on the powers of government, ensuring that it cannot become too powerful or infringe upon the rights of citizens.

Due Process and Equal Protection: The principle of due process ensures that individuals are treated fairly and that their rights are protected by the legal system. The principle of equal protection guarantees that all individuals are entitled to the same legal protections and that discrimination based on race, gender, or other characteristics is not permitted.

Popular Sovereignty and Republicanism: The principle of popular sovereignty holds that the people are the ultimate source of government authority. Republicanism, on the other hand, holds that power should be exercised through elected representatives rather than through direct democracy. These two principles work together to ensure that the government is accountable to the people and that the rights and interests of all citizens are protected.

how was life different for athenian women and foreign women in athens? why do you think foreign women had more freedom?

Answers

The life was different for Athenian women as they had limited rights and were confined to the domestic sphere while foreign women had more opportunities for social and economic mobility.

How did experiences of Athenian women and foreign women differ?

The athenian women were primarily responsible for household duties and had limited rights such as the inability to own property or participate in public life. They were expected to marry and bear children and their primary purpose was to produce male heirs to continue the family line.

The foreign women in Athens had more freedom and opportunities for social and economic mobility. They worked as prostitutes or entertainers and could accumulate wealth and power through their professions. They often married wealthy Athenian men.

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Which of the following is NOT true of television journalism?
Television is even more effective than the radio as an agency for influencing public opinion.
We should form our opinions by listening to network commentators to get a well-rounded perspective.
You must pay millions of dollars to build up and project the proper television image for their candidates.
Television media performs a public service in the field of political education.
As you can assemble from different sources we should listen to more than one commentator and read background articles in books and magazines.

Answers

Answer: The statement that is NOT true of television journalism is: "We should form our opinions by listening to network commentators to get a well-rounded perspective."

While television journalism can provide valuable information and insights, it is important to not rely solely on network commentators for a well-rounded perspective. It is important to seek out multiple sources of information and viewpoints, including reading articles in books and magazines, and considering the perspectives of a range of commentators and experts. By doing so, we can develop a more nuanced understanding of the issues and avoid being influenced by any one particular bias or agenda.

How did social inequality in France contribute to the French Revolution?
OA. It gave French aristocrats the funds to raise armies that could
challenge the French monarchy.

OB. It prevented poor French citizens from participating in
organizations like the Estates General.

OC. It made the majority of France's population resentful toward
French aristocrats and royalty.

OD. It encouraged the French monarchy to pass taxes that only
affected wealthy aristocrats.
SUBMIT

Answers

OC. It made the majority of France's population resentful toward French aristocrats and royalty.

Social inequality in France during the 18th century meant that the vast majority of the population, particularly the peasants and working class, faced significant economic hardship and were excluded from political power. At the same time, the French aristocracy enjoyed enormous wealth, privileges, and exemptions from taxes. This inequality and resentment among the lower classes contributed to the French Revolution, as people began to demand more rights and representation in government, and ultimately led to the overthrow of the monarchy and the execution of many aristocrats.

Lawmakers elected after 2012 are allowed to serve
a total of 12 years in one or both houses
O 14 years in either house, and after they take a break for
6 years, they can restart their own clock and serve
another 14 years
O 6 years in the Assembly, and 6 years in the Senate
O as many terms as they want; there are no restrictions on
service

Answers

Here's the correct answer:

Lawmakers elected after 2012 are allowed to serve a total of 12 years in one or both houses. However, they can serve the entire 12 years in one house or split the 12 years between the two houses. Once they have served the maximum of 12 years, they are not allowed to run for another term in that house.

Which statement best describes the American Indian Movement (AIM)?
O A. It failed to change federal laws regarding American Indian rights.
OB.
It was a response to the federal policy of termination.
OC. Its members were mostly from rural reservations.
OD. Its leaders approved of the strategies of the Civil Rights Movement?

Answers

The statement that describes the American Indian Movement (AIM) is option D. Its leaders approved of the strategies of the Civil Rights Movement.

The American Indian Movement (AIM) was started in 1968 in Minneapolis, Minnesota. It's an activists association devoted to guarding indigenous peoples' rights around the world. It was innovated to address the issues of poverty, demarcation, and police brutality against Native Americans.  

America Indian Movement's original purpose was to  give aid and help to Native people in metropolises who had been displaced US Federal government program. It was involved in numerous largely publicized protests.  

The American Indian Movement's goals were, the recognition of Indian  covenants by the US government. It also included the sovereignty and the protection of Native Americans.

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What should I write down for each empty, the question for each column is Why it was important or how it led to the fall of the Soviet Union

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The creation of the Congress of People's Deputies by Gorbachev was important in the fall of the Soviet Union because it marked a significant shift towards greater political openness and democratization.

How did the creation of the Congress of People's Deputies affect the Soviet Union ?

The Congress came into existence in 1989 as a part of Mikhail Gorbachev's reform initiative, with the objective to bring about a more responsible and representative system of governance.

The subsequent year saw significant changes coming through owing to Congress commissions passing a set of laws that limited Communist Party powers and paved the way for multiparty elections. These amendments weakened the Soviet government's authority and contributed to its eventual downfall.

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1. The end of World War I in Europe
was followed by several important
developments, including totalitarian
governments, a decreased money
supply, lowered demand for
manufactured goods and
widespread unemployment. Which
of these developments was a result
of the other three? 7
a. Totalitarianism
b. Decreased money supply
c. Lowered demand for goods
d. Widespread unemployment

Answers

Answer:

widespread unemployment

based on the given description, Widespread unemployment developments were a result of the other three. Thus the correct option is D.

Unemployment refers to a condition when there is no availability of job opportunities in the market when a person is willing to or has enough qualifications for the job.

Unemployment is a result of totalitarian governments, a decreased money supply, lowered demand which plays a significant role in strengthening the economy of any country.

This includes policies like social security, medical claims, retiremnt policy, and so on. These programs were funded by taxes and are not subject to the annual budget process.

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How did the abolition of slavery impact the women’s rights movement in the United States?


a. It led feminists to search for new ways to make the promise of free labor real for women.

b. It led the Radical Republicans to take up the cause of women’s rights as strongly as that of black rights.


c. It led to the Fifteenth Amendment outlawing discrimination based on not only race but also gender.

d. It led Elizabeth Cady Stanton and Susan B. Anthony to favor the abolitionist cause over women’s rights.

e. It led women’s suffrage to first be achieved in the South before spreading to other regions.

Answers

Answer:

a. It led feminists to search for new ways to make the promise of free labor real for women.

Final answer:

The abolition of slavery impacted the women's rights movement by inspiring feminists to find new ways to achieve equality, leading the Radical Republicans to support women's rights, and culminating in the Fifteenth Amendment outlawing discrimination based on gender.

Explanation:

The abolition of slavery had a significant impact on the women's rights movement in the United States. One of the ways it influenced the movement was by leading feminists to explore new ways to achieve equality for women after the freedom of slaves. Additionally, the Radical Republicans, who played a crucial role in the abolition of slavery, also took up the cause of women's rights with similar fervor. Finally, the abolition of slavery eventually led to the passage of the Fifteenth Amendment, which outlawed discrimination based on both race and gender.

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What is Krugman's assessment of the state of inflation? This is despite what?

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A well-known economist named Paul Krugman is written extensively about inflation stating his perspective.

Inflation seeks to depreciate a currency since it is related to a decrease in a currency's purchasing power. When the government raises the value of the currency, it indicates that it is attempting to reduce inflation by keeping the prices of goods and services low.

Inflation is a severe problem that can have a detrimental impact on the economy according to teh opinion of Krugman who researched about it. Inflationary pressures, according to Krugman, can reduce consumer spending and investment.

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The two main people in the fall of the Berlin Wall

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The two main people in the fall of the Berlin Wall were East German Communist Party leader Egon Krenz and the West German Chancellor Helmut Kohl.

The peaceful protests of the people in East Germany and the policies of Soviet leader Mikhail Gorbachev also played significant roles in bringing about the fall of the wall.

While Egon Krenz and Helmut Kohl played important roles in the fall of the Berlin Wall, it was ultimately the result of a confluence of factors. Krenz, who succeeded Erich Honecker as the East German Communist Party leader, had promised reforms but failed to deliver, leading to widespread dissatisfaction among the people.

Meanwhile, Kohl was a staunch advocate for German reunification and worked to improve relations with the Soviet Union. Gorbachev's policies of glasnost (openness) and perestroika (restructuring) also paved the way for change in Eastern Europe.

The fall of the Berlin Wall in November 1989 was the culmination of months of protests and demonstrations by the people of East Germany, who were demanding greater political freedom and the right to travel.

The peaceful protests, combined with the changing political climate and the leadership of key figures like Krenz, Kohl, and Gorbachev, created a tipping point that led to the fall of the wall and the reunification of Germany.

The two main people in the fall of the Berlin Wall were East German leader Erich Honecker and Soviet Premier Mikhail Gorbachev.

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Which of the following describes European and English feudalism? Select all that apply.


A- existed only in southern Europe and England

B- continued into present times in parts of England

C- moved from continental Europe to England and stopped there

D- Obegan in northern Europe but was strongest in England

E- subjected peasants to the often harsh rule of lords

F- made it possible for knights to gain property

Answers

The following options describe European and English feudalism:

E- subjected peasants to the often harsh rule of lords  

F- made it possible for knights to gain property

None  of the other options are accurate.
Feudalism originated in continental Europe and spread to England, it did not only exist in southern Europe and England, nor did it continue into present times in parts of England. Additionally, while feudalism was present in northern Europe, it was not necessarily strongest in England.

Final answer:

European and English feudalism refers to a hierarchical system where lands were given in exchange for services, often subjecting peasants to the harsh rule of lords and enabling knights to gain property.

Explanation:

Feudalism, both in European and English history, is a system where lands were given in exchange for services. Choices E and F correctly describe it. In this system, peasants or serfs were subjected to the often harsh rule of lords (E), and knights could gain property in return for their allegiance and military service (F). The other options (A, B, C, D) contain misleading or inaccurate information. Feudalism was not limited to southern Europe and England nor it continues into present times in parts of England. It didn't exclusively move from continental Europe to England and stop there and it cannot be said that it began in northern Europe but was strongest in England. This oversimplifies its complexity and distribution.

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When was the first gasoline -powered American automobile made? the late 1700s the mid-1800s the late 1800s the mid-1900s

Answers

Answer:

late 1800s

Explanation:

The first successful American gasoline-powered automobile was made in 1893. From that answer, it would by made in the late 1800s.

Explain in your own words why when SVB needed to raise cash to pay customers' withdrawals, . these investments became a problem.

Answers

SVB (Silicon Valley Bank) needed to raise cash to pay customers' withdrawals, but the investments they had made became a problem because they were not easily convertible to cash.

This means that they could not sell these investments quickly to raise cash to pay customers' withdrawals.

As a result, SVB was forced to sell other assets, which may have resulted in losses or missed investment opportunities.

Additionally, the lack of liquidity in these investments made it difficult for SVB to accurately value their portfolio and assess their financial position.

Therefore, the illiquid nature of the investments made it difficult for SVB to meet its immediate financial obligations, leading to financial difficulties and potential risks to its customers.

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need answer and explanation ​

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It was sometimes used to justify European imperialism in the late nineteenth century is statements about the theory of Social Darwinism is correct. Thus, option (c) is correct.

According to the social Darwinism idea, racial and ethnic groupings inside society are subject to the same natural selection laws that Charles Darwin believed to govern plants and animals in the natural world.

This hypothesis holds that although the weak were weakened and their cultures vanished, the strong survived and spread. In Europe in the late nineteenth century, social Darwinism served as a logical justification for imperialist, colonialist, and racist goals.

As a result, the significance of the statements about the theory of Social Darwinism are the aforementioned. Therefore, option (c) is correct.

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how did booker t washington feel about how african americans were used by whites in the north during reconstruction

Answers

Booker T. Washington believed that African Americans were exploited by whites in the North during Reconstruction.

Booker T. Washington was critical of how African Americans were used by whites in the North during Reconstruction. He believed that African Americans were exploited for their labor and political support without receiving proper compensation or representation in return.

Washington also criticized the Northern white politicians who claimed to support African American rights but were more concerned with their own political power.

He believed that African Americans should focus on self-improvement and education to achieve economic and social equality, rather than relying on the support of white politicians.

Overall, Washington believed that the exploitation of African Americans in the North was a major obstacle to their progress and advocated for self-reliance and education as the key to success.

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what did the church do for galileo 350 years after his death

Answers

Answer:

Pope John Paul II gave an address on behalf of the Catholic Church in which he admitted that errors had been made by the theological advisors in the case of Galileo.

Explanation:

More than 350 years after the Roman Catholic Church condemned Galileo for heresy, Pope John Paul II officially rectified one of the Church’s most infamous wrongs – the persecution of the Italian astronomer and physicist for proving the Earth moves around the Sun. With a formal statement at the Pontifical Academy of Sciences on October 31, 1992, Vatican officials said the Pope formally closed a 13-year investigation into the Church’s condemnation of Galileo in 1633.

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