Whole life insurance is paid out to a beneficiary or beneficiaries upon the insured's death, provided the policy was in force.
What is insurance?
Insurance is a legal agreement between two parties – the insurer and the insured, also known as insurance coverage or insurance policy. The insurer provides financial coverage for the losses of the insured that s/he may bear under certain circumstances.Different types of general insurance include motor insurance, health insurance, travel insurance, and home insurance.Insurance is a financial safety net, helping you and your loved ones recover after something bad happens — such as a fire, theft, lawsuit or car accident. When you purchase insurance, you'll receive an insurance policy, which is a legal contract between you and your insurance provider.To learn more about life insurance refers to:
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buying a car math quiz question 3 of 10: over its first two years a new car loses at least 30% of its resale value. what will the average resale value of a new car costing $22,000 be after two years?
The average resale value of a new car costing $22,000 after two years will be $15,400.
To calculate the resale value after two years, we first need to determine the amount of value that the car will lose over that time period. Over its first two years, a new car loses at least 30% of its resale value.
Since the car loses at least 30% of its value, we can multiply the original cost of $22,000 by 70% (100% - 30%) to find the remaining value after two years. $22,000 x 70% = $15,400. So, the average resale value of a new car costing $22,000 after two years will be $15,400.
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which generation is often challenged with relying on others to complete a job, which makes it more difficult for them to share leadership?
Baby Boomers are more likely to want to do the work themselves than to rely on someone's leadership who may not have the same work ethic as they have. They tend to see the younger generations as less dedicated to excellence and less willing to work as hard as they do.
A person is said to be in a leadership position when they guide a certain group or community. The purpose of a leader's motivation is to help others reach their goals within a given time frame. In contrast, a leader is always present in an organisation, and strong authority assigns the leader the job of motivating their team to accomplish the desired outcome. Because leaders must motivate their teams, leadership should be a shared process.
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Brief Exercise 13-2 (Static) Noninterest-bearing note; accrued interest (LO13-2) On October 1, Eder Fabrication borrowed $60 million and issued a nine-month promissory note. Interest was discounted at issuance at a 12% discount rate. Prepare the journal entry for the issuance of the note and the appropriate adjusting entry for the note at December 31, the end of the reporting period. (If no entry is required for a transaction/event, select "No journal entry required" In the first account field. Enter your answers in whole dollars.) View transaction list Journal entry worksheet Record the issuance of the note. Note Enter debits before credits Event General Journal Dabit Credit 1 Journal entry worksheet < 1 2 7 Record the appropriate adjusting entry for the note at December 31. Note: Enter debits before credits. Event General Journal Debit Credit 2 Record entry Clear entry View general journal
Interest already paid: 56,694,670.95 less 55,110,929.18 equals 1.583.741,77
What is Interest record?55,110,929 in cash debit
credit note payable 55,110,929
Promissory note with discounted interest to be recorded
debt 1.583.741,77 in interest
Credit Card Amount Due: 1.583.741,77 Note
—to record interest that has accumulated on a payable note —
Explanation:
The note will be for 60 million dollars, plus interest.
Therefore, to determine the note's issuance, we must determine the present value of a lump amount using a 12% discount rate:
[tex]\frac{maturity}{(1+time)^{time} }[/tex] = PV
60,000,000.00 Maturity
time 0.75
rate 0.12
[tex]\frac{60,000,000}{(1+0.12)^{0.75} }[/tex].00 Maturity
PV = 55,110,929.18
then, on December 31st, we solve for the interest that has accrued:
principal (1+r)[tex]^{time}[/tex]
55,110,929.18 principal
time 0.25 (3 months over 12 month a year) (3 months over 12 month a year)
rate 0.12000
55,110,929.18 (1 + 0.12 ) [tex]^{0.75}[/tex]
56,694,670.95 in total
Interest already paid: 56,694,670.95 less 55,110,929.18 equals 1.583.741,77
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a country encourages individuals to own and operate the majority of businesses, but its government passes laws to enforce fair business practices such as labor laws, antitrust legislation, and laws against deceptive advertising. this is an example of
The given situation is an example of modified capitalism.
What is modified capitalism?A political system that serves and defends the interests of a capitalist class of "new elites" and "old elites" is known as a "modern capitalist society," and it refers to a particular form of capitalist society where the rise of a wage-earning class is the result.
(In a capitalist society, no economic choices are influenced by the government.
Modified capitalism involves some government intervention and company regulation.)
A business's willingness to sell a certain amount of goods or services at a given moment is examined by an economist.
Only one other large nation, the United States of America, adheres to capitalism.
Therefore, the given situation is an example of modified capitalism.
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what is the most important value and opportunity that supply chains provide to firms who partner and collaborate inside them (i.e., inside supply chains)?
The ability to specialize is the most important value and opportunity that supply chains provide to firms who partner and collaborate inside them (i.e., inside supply chains).
The network of all the people, businesses, resources, tasks, activities, and technological advancements involved in the production and distribution of a good is known as a supply chain. A supply chain includes every step of the process, from the delivery of raw materials from the supplier to the manufacturer to the final delivery to the customer.A company, its suppliers, and those companies' customers make up the simplest supply chain. A producer of raw materials; a manufacturer; a distributor; a retailer; and a retail customer.What are the parts of your supply chain that you ought to be concentrating on right now?INTEGRATION. Integrating your communications, information sharing, data analysis, and storage is crucial from the beginning of your strategic planning process onward. ... OPERATIONS... BUYING... DISTRIBUTION...To know more about supply chain here
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The rate that yields a net present value of zero for an investment is the:
(a) Internal rate of return
(b) Accounting rate of return
(c) Net present value rate of return
(d) Zero rate of return
(e) Payback rate of return
The rate that yields the net present value of an investment to zero is the internal rate of return (IRR). IRR is the rate of return at which the net present value of all cash flows from a project or investment equals zero.
This is calculated by discounting all cash flows at an interest rate until they all equal the initial investment. In addition to NPV, IRR is also used to make investment decisions. It is a valuable tool for assessing return on investment because it takes into account both the time value of money and the cash flows associated with the investment. IRR is also a useful measure of profitability because it allows investors to compare the returns of different investments.
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for a closed economy, gdp is $62 trillion, consumption is $14 trillion, taxes are $6 trillion and the government runs a surplus of $8 trillion. what are private saving and national saving?
In a closed economy with $31 trillion in GDP, $7 trillion in consumption, $3 trillion in taxes, and a $4 trillion surplus for the government.
what are private saving and national saving?The total of household and company savings including private savings. Additionally, the sum of private sector and public sector deposits equals national savings. They stand in for a nation's domestic pool of available capital for loans. High savings therefore translate into additional funds for economic investment.
Unlike the personal savings rate, which only measures household savings, the higher savings rate takes into account savings by individuals, corporations, and the government. People occasionally refer to the country's overall savings rate in terms of personal savings rates. The personal savings rate is represented as a percentage and is defined as the proportion of personal savings to personal disposable income, or income less taxes.
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you buy a new car for $46,000. what do you think is the average dollar amount of depreciation after 1 year
It is difficult to estimate the average dollar amount of depreciation after 1 year on a new car, as it can vary depending on several factors such as the make and model of the car, the condition of the car, the mileage driven, and the local market conditions.
The first few years of ownership are typically when new cars depreciate the most noticeably. A new car can lose between 20 and 30 percent of its value in the first year alone, with an average loss of roughly 20 percent, according to Kelley Blue Book. The average dollar amount of depreciation in your situation would therefore be $46,000*20% = $9,200. It's crucial to keep in mind that this is only an estimate and that the actual depreciation may vary depending on the aforementioned factors. It's also vital to remember that expensive and luxury vehicles may lose value more slowly.
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redesigning and automating business processes can be seen as a double-edged sword because:
Because job losses may accompany efficiency gains, redesigning and automating business processes can be viewed as a double-edged sword.
Job loss refers to the disappearance of jobs as a result of fundamental economic structural changes, as opposed to brief fluctuations in demand.Imports, trade deficits, offshore outsourcing, direct foreign investment, and restructuring are just a few of the many reasons cited for job losses. However, according to economic theory, each of these results in a net loss of jobs, not a net loss of jobs.Along with the obvious financial hardship it can bring, losing a job can be extremely stressful for your mood, relationships, and general mental and emotional health. Most of the time, our jobs are more than just a means of support. They affect howTo know more about Job loss here
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the project sponsor is question 2 options: 1) responsible for ensuring that all management and technical processes are in place and carried out. 2) the client, customer, or organizational manager who acts as the project champion and provides organizational resources and direction. 3) the user or client who has specific knowledge, expertise, or insight in a specific functional area needed to support the project. 4) provides the technical solution to the organizational problem and may include systems analysts, network specialists, or programmers.
Option 2 is correct here that is the client, customer, or organizational manager who acts as the project champion and provides organizational resources and direction.
A project sponsor is a person or an entity that provides funding, resources, and support to execute and complete a project.
What does a project sponsor do?A mission sponsor is a senior management function that gives resources, support, and leadership to the mission crew and typically “owns” the project. This man or woman additionally serves as a link between the task supervisor and different decision-making groups.
The sponsor presents training on the opportunity's objectives, constraints, and trade-offs. Documented sponsor roles and obligations support better FEL 1 decision quality, making it lots more in all likelihood that the proper undertaking will subsequently be selected.
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B) Increases
C) Decreases
D) None of the above
As you move up a linear demand curve, the price elasticity of demand in absolute value decreases
A line reflecting the relationship between the demand for a good or service and its price is called a linear demand curve. Everyone is aware that sales are inversely correlated with price: the higher the price you ask for an item, the less you may anticipate selling. A demand curve in economics is a graph that shows the relationship between the cost of a certain good (the y-axis) and the amount of that good that is desired at that cost (the x-axis). Demand curves may be used to both the price-quantity connection for a single customer (a single demand curve) and for all consumers in a given market.
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the most significant disadvantage to owning a franchise is that . a. the franchisee may have to pay a high start-up cost b. the risks involved in franchising are higher compared to starting a business from scratch c. the franchisee does not receive any management consultation d. the franchisee is required to create an operations process from scratch e. the franchisee will have to set up the business from scratch
The greatest disadvantage of purchasing a franchise is that you are required to follow the franchisor's policies and procedures. Some franchisors have a level of power over your business that, as a theoretically independent business owner, you could find agonizing.
Which of the following statements best describes a franchise's drawback?The Drawbacks of Owning Franchise Due to the fact that they must pay royalties to the parent firm, franchisees must endure greater operating franchise costs. The franchisor, who owns a large portion of your future earnings, must also abide by the restrictions they have established.
The biggest drawback of owning a franchise firm is the sense of being controlled and dictated by another party, as rights are never actually intended for the individual who acquires franchising.
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What was one reason that jefferson wanted to purchase land within the louisiana territory?
During this period, French Emperor Napoleon suddenly gave the United States the entire Louisiana Territory for $15 million.
Jefferson felt Napoleon's offer of $15 million for this enormous piece of land was a steal, and he didn't want too much time to pass in case Napoleon changed his mind. He desired that the United States be permitted to freely use the Mississippi River and the Port of New Orleans to transport products to market. Jefferson wished to prevent numerous European countries from acquiring additional land in North America. Louisiana was rich in natural resources such as gold and silver, which would contribute to the country's riches.
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what is interactive leadership? a leadership approach that helps others use their talents to benefit society. a leadership approach that focuses on communication, participation and teamwork. a leadership approach that is inspirational and arouses extraordinary effort. a leadership approach that directs the work of others through tasks, rewards and structures.
Interactive leadership is a leadership approach that focuses on communication, participation, and teamwork. Hence, the correct option is (B).
What Is Interactive Leadership?Leadership is an important element in a company because leadership is related to creating motivation for every workforce in the company so that it can increase productivity in order to achieve company goals. One form of leadership is interactive leadership. Interactive leadership is basically when a leader tries to involve the entire workforce in the company's work. This creates interactive leadership that is highly focused on communication, participation, and teamwork.
The question is incomplete, but most probably your question was:
Interactive leadership is
A. A leadership approach that helps others use their talents to benefit society
B. A leadership approach that focuses on communication, participation, and teamwork
C. A leadership approach that is inspirational and arouses extraordinary effort
D. A leadership approach that directs the work of others through tasks, rewards, and structures
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you and three friends went out to eat. before you left you bought two dozen cookies to go. the cost of the cookies totaled $10.56. the following is ow much each person contributed: you -- $2.20 friend 1 -- $3.52 friend 2 -- $3.08 friend 3 -- $1.76 you all agree that you should keep it fair and split the cookies on the basis of how much each person paid. how many cookies should each person get?
The money that a company has spent to offer an item or service is referred to as the cost in both business and accounting. Four cookies should be given to each person.
What one word best describes cost?Cost is the sum of money that a company spends to create or offer products or services. The net profit markup is not included.
How do I define "cost"?A cost is the value of money that was used on the creation or provision of a good or service and is now unavailable for use in manufacturing, research, retail, or accounting. The whole cost of the transaction is considered when determining the acquisition cost.
Divide the cost by 24 for two dozen
10.56/24=$0.44 per cookie
you=2.2/.44
you=5
friend 1=3.52/.44
f1=8
f2=3.08/.44
f2=7
f3=1.76/.44
f3=4
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which term refers to the shift toward a more integrated and interdependent world economy? multiple choice question. globalization nationalism democracy isolationism
Globalization. refers to the transition toward a world economy that is more interconnected and reliant. The globalisation of markets and manufacturing are just two of the many aspects of this phenomenon.
Economic interdependence refers to the mutual reliance of those involved in an economic system who trade in order to receive the goods they are unable to create effectively on their own.The process of quickly integrating or connecting many nations is known as globalisation. MNCs are actively contributing to the globalisation process. The movement of investments, technology, and products across nations is accelerating. Economic interdependence's key benefit is that it makes nations more concerned about one another. Because each depends on the trade of products, countries that are interdependent might be concerned about one another. Each is providing a loan to the other.
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Suppose an economy is in long-run equilibrium. An increase in consumption expenditure will?
a. shift the short-run aggregate supply curve rightward and increase both the price level and real output in the long run.
b. increase the price level in the long run but have no effect on real gross domestic product.
c. decrease both the price level and real gross domestic product in the long run.
d. shift the aggregate demand curve rightward and increase the real output in the long run.
Option (b). Increase the price level in the long run but have no effect on real gross domestic product.
What are the domestic products?
GDP measures monetary value of the final goods and services produced in a country (i.e. purchased by final consumers) over a specified period of time (such as a quarter or a year). Counts all electricity generated within a country's borders.
What is the good domestic product?
GDP is sum of all value added produced in the economy. Value added is the value of the goods and services produced minus the value of the goods and services required to produce them, known as intermediate consumption.
What are the domestic product growth?
GDP is sum of gross value added of all producers residing in the economy plus product taxes minus subsidies not included in the value of their products. This is calculated without depreciation of manufactured assets or deductions for depletion and deterioration of natural resources.
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which measurement product is designed for brick-and-mortar retailers that collect shopper purchase data in a customer relationship management system?
Store sales direct is designed for brick-and-mortar retailers that collect shopper purchase data in a customer relationship management system A customer (also known as a client, buyer, or purchaser).
customer is the recipient of an item, service, product, or idea gained from a seller, vendor, or supplier through a financial transaction or exchange for money or another valuable consideration. Early communities relied on a favor-based gift economy. Later, when commerce grew, fewer lasting human relationships were created, based on temporary wants rather than long-term social goals. Customers are those who buy products and services, whereas clients are those who receive specialized advise and answers. [3] Although such differences have little modern semantic weight, agencies such as legal companies, film studios, and health care providers choose client, whereas grocery shops, banks, and other financial institutions prefer customer.
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the kind of business that would use the specific identification method of inventory costing includes: multiple choice question. a grocery store a car dealership a department store
The kind of business that would use the specific identification method of inventory costing includes:
Car dealershipsJewelry storesArt galleriesFurniture storesWhat is specific identification method to inventory?Specific identification method to inventory are often use by companies and be defined as the process in which each inventory is specify or identify for easy tracking.
specific identification method relates to inventory valuation, specifically keeping track of each specific item in inventory and assigning costs individually instead of grouping items together.
Companies tend to use this method when they want to track each items they have in their inventory.
Therefore the kind of business that would use the specific identification method of inventory costing includes: car dealerships.
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Answer:a car dealership
Explanation:
Mercenary Culture Definition
Mercenary culture is a type of organizational structure where the priority is given to the work over the social life of employees. In such a type of organizational structure the employees and subordinates think alike but are not friendly with each other.
A sort of organisational structure known as a mercenary culture is one in which employees' professional lives are prioritised over their social lives.
What is mercenary organizational culture?Strict objectives are prioritised in the mercenary culture. Goals should be achieved, and the work should be finished fast. Everyone concentrates on objectives and objectivity. On the down side, people who perform poorly could experience cruel treatment.The right method to conduct oneself inside an organisation is determined by its culture. In order to shape employee perceptions, behaviours, and understanding, leaders must first develop common beliefs and values that are then conveyed and reinforced using a variety of channels.Through similar values, customs, and expectations, culture binds members of one society together. The two primary categories of culture are nonmaterial culture, which refers to intangible items generated by a community, and material culture, which refers to tangible items produced by a society.To learn more about mercenary refer to:
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g emphasis on the quantitative aspects of products sold (ie: portion size, price) and services offered (the time it takes to get the product) is known as
The emphasis on the quantitative features of goods sold (such as portion size and price) and services provided (such as the length of time it takes to receive the good) is known by the name
Calculability
Calculability refers to the capacity to compute the costs of the items that a business transacts at any given time and the nature of the services it provides, such as the time it takes to get a product.
In light of this, we are aware that in a capitalist society, the primary goal of any business is to generate a profit, and calculability is used to demonstrate the quantitative features of the goods and services that are sold and provided in order to calculate profit.
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idaho farmers can sell as large a quantity of their potato crop as they wish,
In the short term, Idaho farmers can sell as much of their crop of potatoes as they like if they set their own price; however, in the long term, the market determines the price.
Competing businesses will put pressure on you to accept the current market price. Why are some manufacturers compelled to sell their goods at the going rate? They resemble rival brands' products in great detail.The term "price taker" refers to a perfectly competitive firm that is compelled by pressure from other firms to accept the market's current equilibrium price. If a business in a highly competitive market raises the cost of its product by a certain amount.There are different ways through which farmers can sell a large amount of potato crop to grow and tradeTo know more about farming here
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The overall process of​ strategy, organization, concept​ generation, product and marketing plan creation and​ evaluation, and commercialization of a new​ product is the definition of?
The definition of the product development process is the total procedure of strategy, organization, concept generation, product and marketing plan formulation and evaluation, and commercialization of a new product.
What is the process of developing a product?Every step needed to bring a product from inception to market availability is included in the product development process. This involves identifying a market need, researching the competitive environment, imagining a solution, developing a product roadmap, developing a minimum viable product, etc.
Because they are ultimately responsible for the success or failure of the company's products, product managers serve as the strategic driving force behind the product development process.
However, this procedure is not purely a product management task. Numerous teams from within an organization must collaborate on and contribute to product development, including:
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otal contribution margin less total fixed expenses equals question content area bottom part 1 a. gross profit. b. contribution margin ratio. c. operating income. d. sales revenue.
Total contribution margin less total fixed expenses equals question content area bottom part 1 is operating income.
How Is Contribution Margin Calculated? Revenue less variable costs equals contribution margin. The formula for calculating the contribution margin ratio is (Revenue - Variable Costs) / Revenue.Revenue minus variable costs equals contribution margin.Your gross profit margin less any "variable" overhead costs, such as sales commissions, is your operating margin. When fixed expenses and contribution margins are equal, a firm becomes profitable. When contribution margin dollars surpass fixed costs dollars, your profit begins.A business's contribution margin ratio is calculated by dividing its total revenue by its variable costs.There won't be a profit or loss if the contribution margin is equal to the fixed cost. The profits are zero at the break-even point.
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marie will deposit a payment at the end of every three months so that she will have $15,400 available in five years. the account will pay 2.5% interest per year, compounded quarterly (every three months). how much should she deposit every three months?
The amount she should deposit every three months is $6160.
What is a deposit?Money kept in bank is referred to in the financial lexicon as a deposit. A deposit is transaction in which money is transferred to a different party for safekeeping. Yet another definition of deposit is a sum of money used as security or collateral for the delivery of a good. There are two definitions for a deposit. One type of deposit entails transferring money to a different party for the safekeeping. By this definition, a deposit is any cash that an investor deposits into a savings or checking account with a bank or credit union. In this case, the money that was deposited still belongs to the individual or organization that made the deposit, and they are free to withdraw it whenever they choose or move it to another person's account.
Amount= 15400/2.5= $6160
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(b) find what the interest rate must be in order for the investment to be increasing at a rate of $17,300 per every one unit change in the interest rate. express your answer as a decimal and do not round your answer. g
Applying its method, the accumulated money equals $2,088 because the simple interest is $288.
Find the interest rate ?Basic Interest.When there is only one compounding every time period, simple interest is applied.
The following equation models the quantity of money after t years:
A(t) = A(0)(1 + rt)
that where:
A(0) is the investment's initial sum.
The interest rate on the investment is r, given as a decimal.
The following parameters are taken from the text provided for this problem:
A(0) = 1800, r = 0.08, t = 2.
As a result, using the parameters of the formula, the total is provided as follows:
A(2) = 1800(1 + 2 x 0.08) = $2,088.
The accumulating sum less the initial investment is the simple interest, so:
I(2) = A(2) - A(0) (0)
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why do salespeople who play the role of client relationship managers need to work with other company employees? (check all that apply.) multiple select question. to make sure that selling is seller-centric to ensure that operators are trained to use equipment to make sure that deliveries are made on time to ensure the proper installation of equipment to make sure that questions or complaints are resolved quickly to learn and use the same sales approach with all customers
The salespeople who play role of the client relationship managers need to work with other company employees to use the equipment to make sure that deliveries are made on time.
What is a client relationship manager?A career as a customer relations manager could be a wonderful fit for you if you appreciate working with others and establishing long-lasting relationships. Managers of client relationships check on clients to make sure they are happy with the services provided by their business and attempt to resolve any issues they may be having. Client relations managers are experts who work to develop, preserve, and improve a business's relationship with a client. They interact with customers to learn more about their objectives and how their company's product or service may support them in achieving them. This helps the customers' businesses. The sales team may receive assistance from some client relations managers in prospecting for potential customers and building rapport with them prior to their conversion to paying clients.
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A ________ is made up of a company, its suppliers, distributors, and, ultimately, customers who "partner" with each other to improve the performance of the entire system.A) manufacturing chain
B) distribution center
C) marketing intermediary
D) value delivery network
E) disintermediation system
A D) value delivery network is made up of a company, its suppliers, distributors, and, ultimately, customers who "partner" with each other to improve the performance of the entire system.
A value delivery network is a component of a company's supply chain that encompasses all direct actors involved in production, distribution, marketing, customer service, and so on for a certain geographical area.
It is a chain of systems in which more value is added to the product or service with each system, hence improving its overall value for the consumer.
Each system collaborates with another to give higher value to the customer. The production system uses sales history feedback to produce the right product in the desired amount. The value provided by such collaboration is determined by the quality of the relationships between the systems.
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question:which of the following funds must be closed end? a nav - $20.00 /purchase price - $20.00 b nav - $20.00 /purchase price - $20.50 c nav - $20.00 /purchase price - $19.50 d nav - $20.00 /purchase price - $20.25
The SEC, the exchanges where their shares are listed, and other regulatory bodies have strict regulations that apply to all US-registered closed-end funds.
What does the SEC do now?
Every year, the SEC files a large number of civil enforcement cases against companies and people who violate securities laws. Every significant case of financial malfeasance involves it, either directly or in collaboration with the Justice Department. In an effort to encourage ethical business practises, the disclosure of critical market information, and the prevention of fraud, the Securities and Exchange Commission regulates securities exchanges, securities brokers and dealers, investment advisors, and mutual funds.
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Shifts in supply or demand I The following oraph shows the market for hot dogs in Detroit, where there are over 1,000 hot dog stands at any given moment. Suppose a new scientific study shows that Detroit is the most polluted city in the world. Due to health concerns, a significant number of families move out of the city Show the effect of this change on the market for hot dogs by shifting one or both of the curves on the following graph, holding all else constant
The term "supply" refers to the overall quantity of a certain commodity that is made available to the market for consumption.
Demand and supply have a strong relationship that influences market equilibrium, which determines the number of items available on the market and their selling prices.
The supply is graphically represented, and the supply curve, which is represented as an upward-sloping line, maps the link between price and quantity.
Market demand, financial limitations, customer preferences, and governmental policy all affect supply.
Despite the fact that there are different types of supply, supply is frequently divided into short-term and long-term supply.
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