Present value is the value today of an amount of money in the future. If the appropriate interest rate is 10 percent, then the present value of $100 spent or earned one year from now is $100 divided by 1.10, which is about $91.
Since the bond is a discount bond, its only payment is the repayment of the par value at maturity, i.e., in one year. The current price is $800, so the yield to maturity is calculated as follows: 800 = 1000 / (1 + yield to maturity) 1 + Yield to maturity = 1.25.
Par value, also known as a nominal value, is the face value of a bond or the stock value stated in the corporate charter. The Par value for a bond is usually $1,000 (or to a lesser degree $100), as these are the most common denominations in which they are issued.
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In france, income taxes are reduced so that individuals will have more income to spend, which in turn will stimulate the economy. This is an example of?
That exemplifies fiscal policy.
Fiscal policy is the use of public spending and taxation to affect the economy, particularly macroeconomic conditions. These include employment, inflation, economic expansion, and the total demand for goods and services.
The government may reduce tax rates or boost spending during a recession to boost demand and the economy. On the other hand, it might increase rates or reduce spending to slow down the economy in order to combat inflation.
Monetary policy, which is implemented by central bankers rather than elected government officials, is frequently contrasted with fiscal policy. John Maynard Keynes, a British economist, is largely credited with influencing U.S. fiscal policy (1883-1946).
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In a market system, how does society decide who will receive the goods and services produced?.
According to society, it depends largely on how income is distributed.
Income is money that a man or woman or commercial enterprise gets in trade for imparting labor, generating an excellent or provider, or making an investment capital. Individuals usually earn income through wages or income, whilst companies earn earnings from selling goods or offerings above their value of manufacturing.
Numerous combinations of income resources may be used to derive this classification. For instance, on the maximum unique level, the income resources are mixed into five components: wages and salaries, self-employment profits (farm and non-farm), government switch payments, funding profits, and different incomes.
In line with the census, the median household earnings in 2020 become $ sixty-seven,521. A dwelling wage might fall below this variety at the same time as an excellent salary might exceed this quantity. Given this, an amazing income could be $ seventy-five,000.
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A payday loan company charges 6 percent interest for a two-week period. what would be the annual interest rate from that company?
A payday loan company charges 6 percent interest for a two-week period. The yearly interest rate is 156% if the company charges 6% interest.
What is Interest Rate?An interest rate is the portion of the principal that the lender charges for the usage of its funds. The loaned sum of money is known as the principle.
The price of loans is impacted by interest rates. They can therefore make the economy grow or shrink. To promote the best possible economic growth, the Federal Reserve controls interest rates.
The cost of borrowing money or the incentive to save it is represented by an interest rate. It is determined as a percentage of the borrowed or saved sum.
When you take out a mortgage on a home, you borrow money from banks. A car, an appliance, or education financing are all possible with other loans. Banks borrow money from you in the form of deposits, and they compensate you for the use of the funds deposited by paying interest.
Loans are funded with the money from deposits.
Banks charge depositors a somewhat lower interest rate than they do borrowers. Their profit accounts for the discrepancy. Interest rates remain in a small range because banks compete with one another for both depositors and borrowers.
Therefore, Interest is the charge for borrowing money.
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Which combination of shifts of aggregate demand and supply would definitely cause an increase in real gdp?
The demand shifts to right and supply shifts to the right.As a result, aggregate demand and GDP increase or decrease together.
Productivity increase is ultimately the most significant factor affecting the Supply curve. How much production can be produced with a given amount of work is known as productivity in the economics world. GDP per capita, which is one metric for this, is production per worker. Productivity increases throughout time, allowing the same amount of work to create more output.
Because businesses may produce more output at all price levels with increased productivity, the Supply curve moves to the right as productivity rises.
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In the ______ economy, instead of buying or renting in the usual ways, we share goods and services at low cost and free of charge.
In the sharing economy, instead of buying or renting in the usual ways, we share goods and services at low cost and free of charge.
Supply and demand are the foundation of the free market, which has little to no governmental intervention. It is a concise description of every voluntary exchange that occurs in a specific economic setting. Free markets are a spontaneous and decentralized series of arrangements by which people make economic decisions. Depending on its political and legal system, a nation's free market economy may be of varying size or altogether outlawed. Laissez-faire capitalism is sometimes referred to as the "free market." The "free market" is typically used to refer to an economy with unrestricted competition and exclusively private exchanges between buyers and sellers. Any voluntary economic activity should be included in a broader definition, provided that it is not governed by coercive central authorities.
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Fancy bags co. Prepaid 5 months of rent on april 1. Monthly rent costs $1,000. What is the balance in prepaid rent at the end of may after adjusting entries are recorded?.
Rent Expense 1,000 Cr. Prepaid Rent 1,000.
How is rent calculated?The rent that landlords demand typically ranges from 0.8% to 1.1% of the value of the property. A landlord might charge between $2,000 and $2,750 per month for a house worth $250,000. It's recommended to charge rent that is close to 1% of your home's value if it is worth $100,000 or less.
Who invented Rent?In economics, the word "rent" was first used by David Ricardo. It refers to the payment made to a production factor that is greater than what is necessary to maintain that factor's current use. So, for instance, if my current work pays me $150,000 but I would stay there for any income over $130,000, I am making $20,000 a month in rent.
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Your bank is offering a certificate of deposit with an apr of 3.85ompounded monthly. what is the effective annual rate?
We were expecting that we kept the interest when we received it while dealing with simple interest. In a typical bank account, any interest that is earned is automatically added to the account's balance, where it is compounded annually. Compounding is the name for this process of reinvested interest.
In essence, exponential growth is produced by interest on interest. When interest on an investment compounds, your initial investment might rise more quickly, which is fantastic. However, it's not so fantastic when compound interest is applied to a loan or credit card debt because you now owe more money.
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How would capital one merge the codebase of a company they bought into their own codebase?
Capital one merges the codebase of a company they bought into their codebase using the Account Combination feature.
What is Codebase?A codebase is a group of source code used to create a certain software system, application, or software component in software development. As binary library files (object files) and source code files generated by tools (generated files) can be created from the human-written source code, a codebase typically only contains human-written source code files. A source control repository in a version control system is often where a codebase is kept. Source code repositories are mostly used for backups and versioning, as well as to manage different source code versions on projects with several developers and to help resolve conflicts that occur when developers make overlapping patches.To learn more about Codebase, refer to:
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In its 1st month of business, brewed awakenings, inc. Purchased $1,000 of supplies of which it had paid $700 and owes the rest. At the end of the month, it had $400 of supplies available for use. What is the amount of supplies expense on the income statement?.
Brewed Awakenings, Inc. completed its first month of operation. bought $1,000 worth of materials, of which it paid $700 and is still liable for the balance. It has $400 worth of supplies available at the conclusion of the month. There will be a $600 charge for materials on the income statement.
It spent $600 on items it had spent $1,000 on but only had $400 left. Supplies Expense is the amount used, and it is recorded as an adjusting entry with a debit of $600 to Supplies Expense and a credit of $600 to Supplies. One of the three crucial financial statements used to describe a company's financial performance throughout a certain accounting period is the income statement. An income statement offers useful information about a company's operations, managerial effectiveness, underperforming industries, and performance in comparison to competitors.
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Which one of these factors generally has the greatest impact on a firm's pe ratio?
Required rate of return are factors generally has the greatest impact on a firm's pe ratio.
Future business potential for the company have an impact on the PE ratio.
The firm's growth prospects have an effect on the PE ratio.
Due to investors' larger expectations for future growth, the majority of companies have high PE ratios.
The price-to-earnings ratio (PE ratio) compares share price to share earnings. This statistical analysis is frequently used to determine whether a stock has the right market price. This is accomplished by contrasting a stock's PE ratio with a benchmark PE ratio.
The dividend growth model may be used to determine a stock's price in the manner shown below:
Price per share is profits per share times the anticipated dividend payment (required return - growth rate)
When we rearrange the formula above, we get:
Price/earnings per share equals anticipated dividend payment/price per share (required return - growth rate)
Expected dividend distribution divided by PE ratio (required return - growth rate)
With everything else being equal, the PE ratio decreases as the desired return increases.
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You are at the checkout counter at the local supermarket, use your debit card to pay for your groceries, and select "credit" when the cashier asks "debit or credit?" where does the money for this purchase come from?.
This transaction will be funded by a direct debit from your checking account.
An account with a financial institution called a checking accounts both deposits and withdrawals. Checking accounts, also known as demand accounts or transactional accounts, are relatively liquid and can be accessed in a variety of ways, including through cheques, automated teller machines (ATMs), and electronic debits.
In contrast to other bank accounts, a checking account typically allows limitless withdrawals and deposits, whereas savings accounts might occasionally impose restrictions on both. Having a checking account is advantageous for anyone who frequently has to withdraw money or conduct transactions from a bank account.
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Which section directly manages tactical activities and oversees the staging area?
This means that all of the tactical or response resources assigned to the incident are organised, delegated, and overseen by the Operations Section Chief.
What is Operation section?
All incident tactical operations are carried out by the Operations Section. The Operations Section's activities address important concerns such life safety, incident stabilisation, property preservation, and the return of regular roadway operations. Every time ICS is established at a roadway incident, organisational components of the Operations Section will be present.The levels of the complete organisational hierarchy for the Operations Section are depicted in Exhibit 2-4. A resource is the name given to the lowest organisational unit, which can be a crew of people or a single piece of machinery. Resources can be divided into functional Groups or geographical Divisions as needed. Divisions and groups can be arranged under many Branches for very large events.The Operations Section and the organisational components that make it up change as needed.To know more about Operation section visit:
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You want to purchase gm stock at $40 from your broker using as little of your own money as possible. if initial margin is 50 nd you have $4,000 to invest, how many shares can you buy?
You can buy ($4000/$40) = 100 shares outright and you can borrow $4,000 to buy another 100 shares.
Shares signify ownership in a corporation. An individual becomes a shareholder in your business when they purchase shares. Shareholders decide who runs a business and participate in important decisions like whether a company should be sold.
The capital of a company is split up into tiny, equal units of a finite number. Shares are the name given to each unit. A share, to put it simply, is a portion of ownership in a business or a financial asset. Shareholders are investors who own stock in a company. Shares are fractional ownership interests in a corporation. For some businesses, shares are a type of financial asset that allows for the equal distribution of any declared residual profits in the form of dividends.
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Drag the tiles to the correct boxes to complete the pairs.
Match the given situations to the different types of stress that it could cause.
fatigue
environmental stress
internal stress
Al and his colleague are stuck in an elevator for an hour.
Sally's neighborhood is becoming increasingly polluted
because of ongoing construction work.
Ron has to put in long hours of work as his exams are
scheduled next month.
Sonia's company is sending her on an assignment to
London; she has no friends and relatives there.
survival stress
Reset
Next
1000
The situations and the different types of stress that they can cause are:
Al and his colleague are stuck in an elevator for an hour. - internal stressSally's neighborhood is becoming increasingly polluted because of ongoing construction work. - environmental stressRon has to put in long hours of work as his exams are scheduled next month. - fatigue Sonia's company is sending her on an assignment to London; she has no friends and relatives there. - survival stress What are types of stress?There is internal stress which come as a result of us being in situations that we did not expect like being stuck in an elevator. There is fatigue that comes from working for long hours.
Environmental stress comes from us being exposed to stressors from events around us and survival stress relates to moving to a place we are not familiar with.
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To prevent payments to fictitious vendors, who should have access to the vendor master file?
To prevent payments to fictitious vendors, Segregation of duties between the controller (accounts payable) and the cashier (who receives checks) Allows payments only to approved vendors who have access to the vendor master file.
A master vendor file, also known as a supplier portfolio, is a comprehensive list of all of an organization's vendors and suppliers from every division. Data such as vendor contact details, diversity status, Tax ID, corporate hierarchy, expenditure amount, and more are contained in master vendor files.
The integration of ERP and e-sourcing tools as well as the easy application of technology are made possible by accurate, clear vendor master data. Employees find it less difficult to keep track of the digital supply chain, maintain vendor accounts, and adhere to tax reporting and other rules.
The vendor's name, address, contact details, and tax identification number are typically included in this vendor file. The data is utilized to speed up transactions and payments to suppliers when buying products and services.
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When eaton worked with the university of notre dame on its new engineering building to improve its energy efficiency and earn leed credits, both actors were working together for the first time. Therefore, the university’s buying situation can be classified as a ________.
When Eaton worked with the university of Notre dame on its new engineering building to improve its energy efficiency and earn leed credits, both actors were working together for the first time. Therefore, the university’s buying situation can be classified as a derived demand.
Notre Dame could be a good place to figure for. They need great benefits. lots of job opportunities for anyone with no experience. Appreciate the love and support they offer back to the staff. 81% of job seekers rate their interview experience at University of Notre Dame as positive.
Candidates give a median difficulty score of two.5 out of 5 (where 5 is that the highest level of difficulty) for his or her interview at University of Notre Dame. The University of Notre Dame is the nation's leading Catholic research university, providing a particular voice in instruction that's directly rigorously intellectual, unapologetically moral in orientation, and firmly embracing a service ethos.
The University of Notre Dame, having high acceptance rates and graduation rates, high rankings and lots of prestigious alumni remains NOT a league school. The league schools are a consortium of eight private universities based within the northeast region of the US. The academics at Notre Dame are very tough, especially within the engineering and science fields.
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In april 2015, blue bell laid off 37% of its 3,900 employees while also furloughing 1,400 more. If the justification was that a "cost-benefit" analysis shows the company’s bottom line will be improved in the short run, which approach to deciding ethical dilemmas has been utilized?.
In april 2015, blue bell laid off 37% of its 3,900 employees while also furloughing 1,400 more. If the justification was that a "cost-benefit" analysis shows the company’s bottom line will be improved in the short run, which approach to deciding ethical dilemmas has been utilized Utilitarian Approach.
The Utilitarian Approach assesses an action in terms of its consequences or outcomes; i.e., the web benefits and cost to any or all stakeholders on a personal level. It strives to attain the best good for the best number while creating the smallest amount of harm or preventing the best amount of suffering.
For example, if you're choosing a frozen dessert for yourself, the utilitarian view is that you simply should choose the flavor that may provide you with the foremost cost-benefit pleasure. If you enjoy chocolate but hate vanilla, you ought to choose chocolate for the pleasure it'll bring and avoid vanilla because it'll bring displeasure.
Utilitarianism is an ethical theory that determines right from wrong by specializing in outcomes. it's a cost-benefit variety of consequentialism. Utilitarianism holds that the foremost ethical choice is that which will produce the best good for the best number.
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Which one of the following is a privately held corporation?
a. intel
b. general electric
c. caterpillar inc.
d. cargill inc.
Cargill Inc. is a privately help corporation so the correct answer is letter D.
Cargill Incorporated is under the consumer staple industry that offers foods as products. This company is privately owned by an American family (Cargill Family), founded during 1865, and is based in Minnesota but incorporated in Delaware.
Intel is a public multinational corporation under technology industry and sector.
General Electric is a public conglomerate company operating in power and digital industry sector.
Caterpillar Inc. is publicly traded company in heavy equipment and engines sectors.
Thus, only Cargill Inc. among the choices is the privately held corporation.
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The theory of ________ states that the primary obligation of business leaders is to serve the interests of stockholders by maximizing profits.
The theory of Managerial capitalism states that the primary obligation of business leaders is to serve the interests of stockholders by maximizing profits.
What is Managerial capitalism?Managerial Capitalism is known to be a system that brought a new way or system of getting to know of the changing structure of a given economy via the introduction and behavior of a new class which are the managers.
Note that based on the above, The theory of Managerial capitalism states that the primary obligation of business leaders is to serve the interests of stockholders by maximizing profits.
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Managerial capitalism theory states that the primary obligation of business leaders is to serve the interests of stockholders by maximizing profits.
Managerial Capitalism introduces a new way of understanding the changing structure of the economy through the emergence and behavior of a new class that is, managers.
In the past years, managers tended to form compromises with workers. However, under neoliberalism, allegiances have shifted.
This therefore draws us to an understanding that, the theory of managerial capitalism states that the primary obligation of business leaders is to serve the interests of stockholders by maximizing profits.
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Keeping separate financial records for a business and for its owner’s personal belongings is an application of the business entity accounting concept. True or false?.
Keeping separate financial records for a business and for its owner's personal belongings is an application of the business accounting entity concept is a True Statement.
Financial records are written records that detail or attest to business transactions. An accounting department's financial records must be well-organized in order to function. Financial records might comprise invoices and receipts at the most detailed level.
A distinct economic unit known as an accounting entity separates the accounting of specific transactions from those of other subdivisions or accounting entities. A corporation, a single proprietorship, or a subsidiary within a corporation are all examples of accounting entities. To distinguish its assets and liabilities from those of the owner, the accounting entity must maintain a separate set of books or records.
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According to taylor's principles, which of these might help to improve workers' productivity?
According to Taylors principles the option that wouldn't help to improve the productivity of workers would be to carefully select workers according to their abilities and give workers training.
What does it mean to give workers training?This has to do with all of the activities that the business would have to carry out by carefully choosing to ensure that the workers are well trained in all of the departments that they are to work. The business would do this by organizing trainings and other forms of seminars foir the the workers.
What it means to work according to ability?This means getting people to work in the areas that they are known to be best suited. Based on the ways that they have shown their skills and their experiences, they can be selected to work in the departments.
Hence we can say that According to Taylors principles the option that wouldn help to improve the productivity of workers would be to carefully select workers according to their abilities and give workers training.
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Lacking any exposure to language before adolescence, a person will never master any language because of the ________ of unemployed neural connections.
Lacking any exposure to language before adolescence, a person will never master any language because of the pruning of unemployed neural connections.
Lack of linguistic stimuli, which are important for an individual's language learning processes, is known as language deprivation. Early exposure to a first language can predict future language results, according to research. Due of the ethical debate surrounding language deprivation, few studies have been conducted in this area. Language deprivation research was dubbed "The Forbidden Experiment" by American author Roger Shattuck because it involved the deprivation of a normal human. Similar studies on psychosis were done on animals by depriving them of social stimulation. There are several instances of language deprivation, despite the lack of professional research on the subject. Research on the crucial period hypothesis and the sensitive period in language learning has advanced thanks to the joint study of these situations.
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When you are bidding during a treasury auction, what must you consider if you enter a higher price?
Bidding during a treasury auction, The yield will be higher must you consider if you enter a higher price.
Why are Treasury auctions important?
Treasury auctions encourage broad, competitive bidding and active secondary market trade in an effort to reduce the cost of financing the national debt. How these goals have been attained can be seen by reviewing the entire auction process, from the declaration of a new issue to the distribution of securities.
On the news release announcing the results of the auction, customers that submit competitive bids through a direct submitter—such as the Federal Reserve Bank of New York—are referred to as "Indirect Bidders."
Specifically, Treasury notes (T-bills), with maturities ranging from one month to one year, are the subject of a weekly public auction by the U.S. Treasury. Your institution may put in a bid for the security after the auction is announced. With the exception of Cash Management Bills, you can place your bids directly through Treasury Direct, TAAPS, or by arranging to buy securities through a broker, dealer, or financial institution.
Hence, Competitive bidding is limited to 35% of the offering amount for each bidder, and a bidder specifies the rate, yield, or discount margin that is acceptable.
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Find the present value of $12,075 if money was invested at 7.2% compounded continuously for
8 years, 9 months.
The present value of $12,075 is $22672.14 if the money is invested at 7.2% compounded continuously for 8 years and 9 months.
The formula for continuously compounded interest is obtained by computing the limit of this formula as n approaches infinity (according to the notion of continuous compounding):
Continuously compound interest formula
[tex]A = Pe^{rt}[/tex]
A - Amount
P - Principal
r - Rate
t - Time
P = $12075
r = 7.2 % = 7.2/100 = 0.072
t = 8 years 9 months
= 8 + 9/12 years
= 8 + 0.75
= 0.75 years
A = 12075 × [tex]e^{(0.072 * 0.75)}[/tex]
= 12075 × [tex]e^{0.63}[/tex]
= 12075 × 1.87761
= 22672.1408 $
So, the final amount is $22672.14
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The accounting equation remains in balance for every accounting transaction because of the dual effects concept whereby something of equal value is received and given in exchange. True or false
The given statement is true.
The balance sheet is where the accounting equation is recorded, where the quantity of total assets should match the sum of the company's liabilities and equity and the owners equity of a person or business. The duality principle is another name for the dual aspect notion. Assets are calculated by the sum of liabilities and Equity.
According to the Dual Aspect Concept, each transaction must be documented in two separate accounts to accurately reflect the movement of funds. The Idea serves as the cornerstone of double-entry accounting. Use a dual-entry accounting system if you want your financial statements audited.
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When firms in a market expect the price of their product to rise, the supply curve of their good:_________
When firms in a market expect the price of their product to rise, the supply curve of their good rise upward from left to right.
The supply curve depicts the relationship between the cost of a good or service and the quantity supplied over a given time period. The supply curve will rise from left to right, expressing the law of supply: as the price of a given commodity rises, so will the quantity supplied (all else being equal).
Some features of supply curve are as follows:
On most supply curves, as the price of a good rises, so does the quantity of goods supplied.Supply curves can often predict whether a commodity's price will rise or fall in response to demand, and vice versa.For products with more elastic supply, the supply curve is shallower (closer to horizontal) and steeper (closer to vertical) for products with less elastic supply.The supply and demand curves are essential components of the law of supply and demand.Learn more about supply curve here:
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What must a firm keep in mind when taking actions to increase the efficiency of its service package?
A firm should confine mind when taking actions to increase the efficiency of its service package is Standardization may have a negative impact on perceived quality by customers. Streamlining product offerings may reduce customers' desired product options.
What does one mean by standardization?
Standardization is that the process of developing, promoting and possibly mandating standards-based and compatible technologies and processes within a given industry. Standards for technologies can mandate the standard and consistency of technologies and ensure their compatibility, interoperability and safety.
Why is standardization important?
The goal of standardization is to make sure uniformity to certain practices within the industry. Standardization focuses on the merchandise creation process, operations of companies , technology in use, and the way specific compulsory processes are instituted or carried out.
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A seller buys an item from a manufacturer for $9,500. he increases the cost by 5 percent. what is the markup value? markup = original cost × percentage markup a. $475 b. $595 c. $950
Using the same quiz format, steps required to answer questions, and submission deadlines for both pars and kcs are examples of which of the eight golden rules for hci design?.
Submission deadlines for both PARs and KCs are examples of which of the Eight Golden Rules for HCI Design Strive for consistency.
Presenting something in action (as for consideration or inspection) also: the state of being submissive, meek, or compliant; something submitted (such as a manuscript). an action of yielding to another's power or control.A submission is something that is sent in or something that is given up. A contest entry is an illustration of a submission. One instance of submission is when a criminal surrenders to the authorities.
Between pages of one application or between still-related applications, Strive for consistency is required. The key is that authorized users, including the majority of inexperienced users, can still view sites that are seen as still being in dialogue or as still having a connection to the program in use. Users won't be afraid to switch applications as a result of feeling at ease with the application.
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The question was incomplete. Check below the full question.
Using the same quiz format, steps required to answer questions, and submission deadlines are examples of which of the Eight Golden Rules for HCI Design?
a. Supporting internal locus of control
b. Offering informative feedback
c. Strive for consistency
d. Reducing short-term memory load
Gold corp. has an roe of 8 percent and a payout ratio of 16 percent. what is its sustainable growth rate?
Hence the sustainable growth rate is 6.72%
Given:
ROE= 8%
PAYOUT RATION= 16%
Sustainable Growth Rate:
SGR= ROE×(1−PayoutRatio)
Substituting the values we have:
SGR= 8%×(1−0.16)
SGR = 6.72%
Hence the sustainable growth rate is 6.72%
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