When do you usually have to begin paying back federal loans?.

Answers

Answer 1

Information in General Regarding Starting Repayment the majority of federal student loans require repayment to start six months after you graduate from college or stop taking classes full-time. You get a six-month grace period (sometimes nine months for Perkins Loans)

After you graduate, quit school, or drop below half-time enrollment for the majority of federal student loan types before you have to start making payments. A lot of loans are repaid over time with a series of payments. These payments often include a portion of the loan's unpaid sum as well as interest calculated on the outstanding balance.

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Related Questions

a. imelda company budgets sales of $1,090,000, fixed costs of $66,200, and variable costs of $294,300. what is the contribution margin ratio for imelda company? (enter your answer as a whole number.) fill in the blank 1 % b. if the contribution margin ratio for peppa company is 66%, sales were $805,000, and fixed costs were $361,280, what was the income from operations? $fill in the blank 2

Answers

The income from operations for Peppa Company is $170,020.

a. To find the contribution margin ratio for Imelda Company, follow these steps:

1. Calculate the total revenue: $1,090,000 (given as sales)
2. Calculate the total variable costs: $294,300 (given)
3. Calculate the contribution margin: Total revenue - Total variable costs = $1,090,000 - $294,300 = $795,700
4. Calculate the contribution margin ratio: (Contribution margin / Total revenue) x 100 = ($795,700 / $1,090,000) x 100 = 72.94%

The contribution margin ratio for Imelda Company is approximately 73%.

b. To find the income from operations for Peppa Company, follow these steps:

1. Calculate the contribution margin: Sales x Contribution margin ratio = $805,000 x 0.66 = $531,300
2. Subtract fixed costs from the contribution margin: Contribution margin - Fixed costs = $531,300 - $361,280 = $170,020

The income from operations for Peppa Company is $170,020.

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answer the following question as it relates to the 2013 louisiana residential agreement to buy or sell: real property consisting of one to four residential dwelling units, which are buildings or structures, each of which are occupied or intended for occupancy as single family residences is known as:

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The term used in the 2013 Louisiana Residential Agreement to buy or sell for real property consisting of one to four residential dwelling units is "single family residences".

"Single family residences" refers to a type of housing unit that is designed for one family to live in, with no shared walls or common areas. This term is used to distinguish these types of properties from multi-family residences, such as apartment buildings or townhouses, which are designed for multiple families to live in.

In terms of the Louisiana Residential Agreement, this designation is important because it may affect certain legal and financial aspects of the transaction, such as zoning laws, property taxes, and insurance requirements. Therefore, it is important for both buyers and sellers to be aware of the specific designation of the property they are dealing with, and to understand the implications of this designation.

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the following data are available relating to the performance of rand stock fund and the market portfolio: rand market portfolio average return 19% 12% standard deviations of returns 35% 15% beta 1.5 1.0 residual standard deviation 3.0% 0.0% the risk-free return during the sample period was 6%. what is the sharpe measure of performance evaluation for rand stock fund?

Answers

Relating to the performance of rand stock fund and the market portfolio. 0.39, is the Sharpe measure of performance evaluation for rand stock fund.

To calculate the Sharpe measure of performance assessment for the Rand Stock Fund, use the following equation:

Sharpe ratio is equal to the standard deviation of portfolio return divided by the average portfolio return.

Inputting the values provided yields:

Sharpe ratio is equal to (0.19 - 0.06)/0.35

0.39 is the Sharpe ratio.

Therefore, the Sharpe measure of performance evaluation for Rand Stock Fund is 0.39. The Sharpe ratio and its use in evaluating portfolio performance.

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if information in the listing agreement needs to be changed, who must give written consent to the changes?

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If there is a need to change the information in the listing agreement, then all the parties to agreement, including the seller and the listing broker, must give written consent to the changes to ensure that everyone is aware of changes and agrees to them.

The "listing-agreement" is referred as a contract between "seller" and "real-estate broker" which authorizes the broker to represent seller and market their property for sale. It includes details such as property's address, listing price, duration of agreement, broker's commission, and other terms and conditions of sale.

If any of information in agreement needs to be changed, such as the listing price or commission rate, all parties must agree to the changes in writing. Any changes made to the listing agreement should be documented in writing and signed by all parties to the agreement to avoid any misunderstandings later on.

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amari has two jobs, one for the winter and one for the summer. in the winter, he works as a lift attendant at a ski resort where he earns $18 per hour. during the summer, he drives a tour bus around the ski resort, earning $13 per hour. During the summer month, what is the Amari's opportunity cost of taking an hour off work to go enjoy some leisure time? a. $13 b. between $13 and $`8 c. $18 d) less than $13

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The correct option is A, Amari's opportunity cost of taking an hour off work to go enjoy some leisure time during the summer is $13.

Opportunity cost refers to the cost of an alternative that must be given up in order to pursue a certain action or decision. It is the value of the next best alternative that is forgone as a result of choosing one option over another.

For example, if a business decides to invest its resources in a particular project, the opportunity cost would be the potential revenue or profit it could have generated by investing in an alternative project. Similarly, if an individual chooses to pursue a career in one field, the opportunity cost would be the potential earnings and benefits they could have received by choosing another career path.

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A few years ago, when Coca-Cola introduced Fruitopia beverage, it spent $30 million and set what it thought was achievable sales goals. Since its introduction, Fruitopia has not been able to achieve its sales goals and has lost money for Coke. When top management decided to cease production of Fruitopia for its U.S. market, it was intended to help the company operate more __________________ and reach organizational objectives.

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When top management decided to cease production of Fruitopia for its U.S. market, it was intended to help the company operate more efficiently and reach organizational objectives.

Ceasing production of Fruitopia for the U.S. market is an example of a strategic decision made by Coca-Cola's top management in response to the brand's poor performance. The decision to discontinue Fruitopia was based on the realization that the brand was not achieving its sales goals and was losing money for the company.

By ceasing production of Fruitopia, Coca-Cola could reallocate the resources it had previously dedicated to the brand to other areas of the business that were performing better.

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if the reserve requirement is 15 percent and a customer makes a new cash deposit of $50,000, how much new excess reserves are created? group of answer choices

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If, for example, a person sells the Federal Reserve a $1,000 U.S. Treasury asset, the Federal Reserve will pay for the sale with a check drawn on a Federal Reserve bank.

The demand deposits at that person's bank, Central Security, will rise by $1,000 if he deposits this cheque there. Demand deposits are a part of the money supply, therefore a rise in demand deposits leads to an increase in the total amount of money in circulation.

The maximum money supply can be increased with the excess reserves of $5000.

Total money supply = (money multiplier)(excess reserves)

Total money supply = (1 required reserve)

(excess reserve)

Total money supply = (1/10%) ($ 5000)

Total Money supply = $ 50000

There will also be further increases in the money supply. The Federal Reserve will credit Central Security's deposits at the Federal Reserve bank with $1,000 when Jonathan's cheque clears.

The reserves of Central Security will be increased by $1,000. Let's say the necessary reserve ratio is 25%. With a 25% increase in reserves, Central Security is required to enhance its

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The price of a widget decreases from $60 to $50, and in response to the price change the quantity demanded increases from 80 to 120 units. Therefore, demand for widgets in this price range: (Use the midpoint formula and write your answer in absolute terms, meaning as a positive number)

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Demand Elasticity is the responsive change in demand because of a change in price. To determine the demand elasticity of widgets in this price range, we can use the midpoint formula.

The formula is (Q2 - Q1) / [(Q1 + Q2) / 2] ÷ (P2 - P1) / [(P1 + P2) / 2].

Plugging in the values, we get (120 - 80) / [(80 + 120) / 2] ÷ ($50 - $60) / [($60 + $50) / 2].

Simplifying this, we get 0.4 ÷ -0.1667, which is equal to -2.4.

The absolute value of -2.4 is 2.4. This means that the demand for widgets in this price range is relatively elastic. A change in price results in a greater change in the quantity demanded. In this case, a 16.67% decrease in price resulted in a 50% increase in quantity demanded.

In summary, the demand elasticity of widgets in this price range is 2.4. This indicates that consumers are very sensitive to changes in price and will respond with a significant change in the quantity demanded. This information is helpful for businesses to make informed decisions about pricing and production levels.

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according to the big five factors of personality, which of the following personality supertraits describes an individual as either secure or insecure?

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According to the Big Five model of personality, the super trait that describes an individual as either secure or insecure is Neuroticism. Here option E is the correct answer.

Neuroticism refers to the tendency for an individual to experience negative emotions such as anxiety, depression, and vulnerability. Individuals who score high on the Neuroticism dimension tend to be more sensitive to stress and are prone to experience a range of negative emotions more frequently than individuals who score low on this dimension.

In contrast, individuals who score low on the Neuroticism dimension tend to be more emotionally stable, confident, and resilient. They are less likely to experience negative emotions and are better equipped to cope with stress and challenging situations.

Thus, the level of Neuroticism can play a crucial role in determining an individual's level of emotional security and stability.

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Complete question:

Which of the following Big Five personality super traits describes an individual as either secure or insecure?

A) Openness

B) Conscientiousness

C) Extraversion

D) Agreeableness

E) Neuroticism

In a financial​ panic, you would expect the money multiplier to _____________ and the money supply to ____________​, which would cause the excess reserves ratio to ______________. Thus depositors are likely to ___________________their holdings of currency.

Answers

In a financial panic, you would expect the money multiplier to decrease and the money supply to contract, which would cause the excess reserves ratio to increase. Thus depositors are likely to increase their holdings of currency.

During a financial panic, there is a rush among depositors to withdraw their funds from banks, which causes a decrease in bank deposits. This, in turn, reduces the amount of reserves available to banks, which limits their ability to lend and create new money. As a result, the money multiplier decreases, and the money supply contracts. In order to meet the demand for cash withdrawals, banks must increase their excess reserves ratio, which means holding a larger proportion of deposits as cash. This can lead to a shortage of reserves, making it harder for banks to lend and create new money. To protect themselves, depositors may increase their holdings of currency, further reducing the amount of reserves available to banks and exacerbating the contraction in the money supply.

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A monopolistic competitor is currently producing 2,000 units of output; price is $100, marginal revenue is $80, average total cost is $130, marginal cost is $60, and average variable cost is $60. The firm should
raise price because the firm is losing money.
keep the price the same because the firm is producing at minimum average variable cost.
raise price because the last unit of output decreased profit by $30.
lower price because the next unit of output increases profit by $20.

Answers

A monopolistic competitor is currently producing 2,000 units of output with a price of $100, marginal revenue of $80, average total cost of $130, marginal cost of $60, and average variable cost of $60. The firm should lower the price because the next unit of output increases profit by $20.

Here's a step-by-step explanation:

1. Calculate the current profit: Profit = Total Revenue - Total Cost. Total Revenue is Price × Quantity (100 × 2,000 = $200,000), while Total Cost is Average Total Cost × Quantity (130 × 2,000 = $260,000). Profit = $200,000 - $260,000 = -$60,000, indicating a loss.

2. Analyze marginal revenue and marginal cost: Marginal revenue is $80, and marginal cost is $60. As long as marginal revenue exceeds marginal cost, producing additional units increases profit.

3. Determine the profit-maximizing output: Since marginal revenue is higher than marginal cost ($80 > $60), the firm should produce more units to maximize profit. Producing an additional unit generates $80 in revenue while incurring only $60 in cost, increasing profit by $20.

4. Adjust the price: As the firm produces more units and moves closer to the profit-maximizing output, demand may decrease due to the law of diminishing marginal utility. To sell more units and maximize profit, the firm should lower the price.

In conclusion, the monopolistic competitor should lower the price because producing and selling the next unit of output increases profit by $20, moving the firm closer to its profit-maximizing output.

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Regarding the question of whether health insurance provides people with an incentive to become obese, the finding of Bhattacharya and Bundorf seems A. irrelevant since a multitude of other factors besides the presence of health insurance can cause obesity. B. "off the wall," because it's common knowledge that obesity is a disease, like cancer. C. irrelevant since correlation does not establish causation. D. relevant since the link between insurance and obesity was established while holding many other variables constant.

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The finding of Bhattacharya and Bundorf regarding whether health insurance provides an incentive to become obese is relevant since they established a link between insurance and obesity while holding many other variables constant. Option D.

However, it is important to note that there are a multitude of other factors besides the presence of health insurance that can cause obesity, making their finding not necessarily a definitive answer to the question.

In addition, correlation does not establish causation, so it is important to be cautious in interpreting their findings. While obesity is a disease like cancer, it is also influenced by lifestyle and environmental factors, making it a complex issue to understand.

Ultimately, more research is needed to fully understand the relationship between health insurance and obesity, and it is important to consider all factors that contribute to this complex issue. So the Option D is correct.

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Financial advisors suggest having about how much in savings?.

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Financial advisors suggest having anywhere from three to six months' worth of living expenses saved in an emergency fund. This is typically considered to be a good amount of savings to have on hand in case of unexpected expenses or a loss of income.

The exact amount you should aim to save depends on your individual financial situation. Factors such as your monthly expenses, income, job stability, and overall financial goals can all impact how much you need to save.For example, if you have a stable job with a steady income and few expenses, you may be able to get by with a smaller emergency fund. On the other hand, if you have a more volatile job or higher expenses, you may need to save more to ensure you can weather any financial storms that come your way.Ultimately, the goal of having savings is to provide a safety net for yourself and your family in case of emergencies or unexpected expenses. By having a solid emergency fund in place, you can feel more secure in your financial situation and better prepared to handle any challenges that may come your way.

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Performance reports for cost centers:
Multiple choice question.
are significantly different than reports prepared for other departments
do not include revenues or net income
are not common in most organizations

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Performance reports for cost centers do not include revenues or net income.

Performance reports for cost centers are an essential tool for evaluating the efficiency and effectiveness of a company's different departments. These reports help managers understand how much money is being spent in each department, how that spending compares to budgeted amounts, and what the results of that spending have been.

Unlike reports prepared for other departments, such as sales or marketing, cost center reports do not include revenues or net income. This is because cost centers are not responsible for generating revenue. Instead, they are responsible for supporting other areas of the business that generate revenue.

For example, a manufacturing department might be responsible for producing products that are sold by the sales department. The manufacturing department would be a cost center, and its performance report would focus on metrics such as production volume, efficiency, and cost per unit.

In most organizations, performance reports for cost centers are a common and important part of the management process. By tracking and analyzing cost center performance, managers can identify areas where costs can be reduced or efficiencies can be improved, ultimately leading to a more profitable and successful business.

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consider the payoff matrix between a low-price and a high-price strategy for two firms. the payoff (or benefit) that firm a (blue) and firm b (red) receive for each strategy is represented above. what is the dominant strategy for firm a?

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Considering the payoff matrix between a low-price and a high-price strategy for two firms, Firm A (Blue) and Firm B (Red), the dominant strategy for Firm A can be determined by comparing the payoffs for each strategy. A dominant strategy is one that provides the highest payoff for a firm, regardless of the other firm's actions.

To identify the dominant strategy for Firm A, we must examine the payoffs for both the low-price and high-price strategies. If the payoff for the low-price strategy is consistently higher than the high-price strategy, regardless of Firm B's actions, then the low-price strategy is the dominant strategy for Firm A. Conversely, if the payoff for the high-price strategy is consistently higher, then the high-price strategy is the dominant strategy.
It is important to consider the potential outcomes and payoffs for each firm in the matrix to make an informed decision. By doing so, Firm A can adopt the dominant strategy that will maximize its benefits and potentially outperform its competitor, Firm B.

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what are some of the results companies like bitly, american airlines, ubank, and activtrades achieve with cloud adoption? a. better customer service b. remove barriers to innovation c. demand for enterprise scale d. accelerating growth

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Cloud adoption has become a critical component for businesses in today's fast-paced digital age. Companies like bitly, American Airlines, ubank, and ActivTrades have been able to achieve various benefits by leveraging cloud technology. Here are some of the results they have achieved:

a. Better Customer Service: With cloud adoption, businesses can offer more reliable, faster, and secure services to their customers. Bitly, for example, improved their service uptime and response times to customer requests, resulting in better customer satisfaction.
b. Remove Barriers to Innovation: Cloud technology enables businesses to innovate faster and experiment with new ideas. ActivTrades, for instance, was able to launch new products and services faster, which helped them to stay ahead of the competition.
c. Demand for Enterprise Scale: As businesses grow, they need to scale their infrastructure to handle increasing demand. Cloud adoption enables companies to scale their operations quickly and efficiently. American Airlines, for example, was able to move their massive workload to the cloud, which helped them to handle millions of transactions every day.
d. Accelerating Growth: Cloud adoption can help businesses to achieve rapid growth. Ubank, for example, was able to expand their services to new markets quickly, which helped them to grow their customer base and revenue.
In summary, cloud adoption offers numerous benefits to businesses. From improving customer service to accelerating growth, companies like bitly, American Airlines, ubank, and Activ Trades have leveraged cloud technology to achieve their goals and remain competitive in their respective industries.

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Suppose there is a surge in stock market values. In the short run, we would expect the price level to and the unemployment rate to increase; increase decrease; decrease O decrease; increase increase; decrease O remain unchanged; decrease

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Suppose there is a surge in stock market values. In the short run, we would expect the price level to and the unemployment rate Remain unchanged; or decrease.

In the short run, a surge in stock market values is unlikely to have a significant impact on the price level, as it is not directly related to the production or consumption of goods and services. However, it may lead to a decrease in the unemployment rate as companies may experience increased profits and decide to expand their operations and hire more workers. Therefore, the most likely outcome is that the price level remains unchanged, while the unemployment rate decreases.

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which of the following commercial real estate investment ownership structures provides investors with a high degree of liquidity, small minimum investment commitment, competitive dividends, corporate governance, and transparency, while dividends are treated as pass-through cash flows to investors (avoiding double-taxation)?

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The following commercial real estate investment ownership structures provide investors with a high degree of liquidity, small minimum investment commitment, competitive dividends, corporate governance, and transparency, while dividends are treated as pass-through cash flows to investors (avoiding double-taxation) called Listed REITs.

The option (A) is correct.

Listed REITs create a consistent revenue source and make them high liquidity dissimilar to unlisted REITs. Pay is liberated from twofold tax assessment pay available close by of REITs is absolved in the hands of financial backers. Pay absolved container hands of REITs is available in the hands of financial backers accordingly killing twofold tax collection impact.

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This question is not complete, Here I am attaching the complete question:

Which of the following commercial real estate investment ownership structures provides investors with a high degree of liquidity, small minimum investment commitment, competitive dividends, corporate governance, and transparency, while dividends are treated as pass-through cash flows to investors (avoiding double-taxation)?

(A) Listed REITs.

(B) C corporation

(C) LLCs

Which skill would be categorized as an innate skill? Which skill would be categorized as a learned skill?



Answers

The skill that would be categorized as an innate skill are inborn skills, the skill that would be categorized as a learned skill is one that is being taught such as reading, handcraft .

What are innate skill and  learned skill?

Innate skills  can be regarded as the inborn skills whioch can be seen to be based on the  genetic makeup of an individual  and this can be seen to affect their behaviour instance of this is whenyou see someone having a naturally charismatic.

It should be noted that the learnt skill serves as one that  is been  acquired  or which requires one to go for teaching  which could be learning of fashion designing.

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community-supported agriculture (csa) farms generally ____________ . multiple choice question. provide food at higher prices than buying organic food in a grocery store depend on synthetic fertilizers practice organic or low-input agriculture

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Community-supported agriculture (CSA) farms generally practice organic or low-input agriculture.

Community-supported agriculture (CSA) is a system where consumers pay upfront for a share of a local farm's harvest, receiving regular deliveries of fresh, seasonal produce. In order to maintain the quality and sustainability of their crops, CSA farmers often rely on organic or low-input agriculture practices, which minimize the use of synthetic fertilizers and other harmful chemicals.

Therefore, the correct answer to the multiple choice question is that CSA farms generally practice organic or low-input agriculture. While the price of CSA shares may be higher than buying organic food in a grocery store, consumers are supporting local farmers and receiving fresher, more diverse produce in return.

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A deposit made by a company will appear on the bank statement as a.

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The information on the bank statement. Any discrepancies should be investigated and corrected to ensure that the company's financial records are accurate and up-to-date.

A deposit made by a company will appear on the bank statement as a credit transaction. When a company deposits funds into its bank account, it is increasing the balance of funds held at the bank. This increase is reflected on the bank statement as a credit, which is a positive entry in the account ledger. The credit entry will show the date of the deposit, the amount of the deposit, and any relevant information such as the source of the deposit.

It is important for a company to reconcile its bank statement regularly to ensure that all transactions, including deposits, are accurately reflected. This involves comparing the company's records of deposits made.

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The Two Sisters has a 15 percent return on assets and a 29 percent retention ratio. What is the internal growth rate?
10.65 percent
4.16 percent
4.55 percent
10.19 percent
19.55 percent

Answers

The correct answer is (b). The internal growth rate for The Two Sisters is 4.16 percent.

The internal growth rate (IGR) is the maximum growth rate a company can achieve without any external financing while maintaining a constant debt-equity ratio. It can be calculated using the following formula:IGR = (Return on Assets × Retention Ratio) / (1 − (Return on Assets × Retention Ratio))Given that The Two Sisters has a 15 percent return on assets and a 29 percent retention ratio, we can calculate the IGR as:IGR = (0.15 × 0.29) / (1 − (0.15 × 0.29)) = 0.0416 or 4.16 percent

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jt engineering wants to purchase a machine to make widgets. the machine has a six-year expected life, and jt anticipates that over that time the demand for widgets will decrease, creating unequal annual cash flows. how will the calculation for this project differ from that for a project with equal annual cash flows? select answer from the options below jt estimates higher cash flows in the early years of the project and lower cash flows in the later years, rather than consistent flows throughout. jt estimates lower cash flows in the early years of the project and higher cash flows in the later years, rather than consistent flows throughout. jt estimates consistent flows throughout the project, rather than higher cash flows in the early years of the project and lower cash flows in the later years. jt estimates consistent flows throughout the project, rather than lower cash flows in the early years of the project and higher cash flows in the later years.

Answers

correct answer to the question is that JT estimates higher cash flows in the early years of the project and lower cash flows in the later years, rather than consistent flows throughout. This estimation of cash flows will require the use of the NPV method to calculate the project's expected profitability.

The calculation for a project with unequal annual cash flows, such as in the case of JT Engineering purchasing a machine to make widgets with an expected decrease in demand over six years, will differ from that of a project with equal annual cash flows. Specifically, the calculation will involve the use of a different method of cash flow analysis called the net present value (NPV) method.The NPV method takes into account the time value of money and calculates the present value of all cash inflows and outflows associated with the project. In the case of JT Engineering, the company estimates higher cash flows in the early years of the project and lower cash flows in the later years due to the expected decrease in demand for widgets. As a result, the cash flows for each year will need to be discounted using a discount rate that reflects the time value of money.In contrast, a project with equal annual cash flows would use a simpler method of cash flow analysis called the payback period method, which calculates the amount of time it takes for the project's cash inflows to equal its initial investment. This method assumes that the cash flows are consistent throughout the project's life, which is not the case for JT Engineering'sproject.

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on december 1, victoria company signed a 90-day, 8% note payable, with a face value of $9,000. what amount of interest expense is accrued at december 31 on the note?

Answers

According to the matching and accrual accounting ideas, expenses and revenue must be recorded in the accounts at the time they are incurred and are unrelated to the actual outlay or receipt of cash.

The right response is (a) $26.

At the conclusion of the month, the accrued expense adjusting entry is passed to create the accurate financials.The right response is (a) $26.

The note's description includes the following details:

1) It was released on December 1st.

2) The note's duration is 90 days.

3) The note has a $7,800 face value or principal amount.

4) The required interest rate is 4% annually, or for 360 days.

5) From December 1 to December 31, there has been an accrued interest expense of $30.

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for u.s. investors, which of the following is a source of risk involved with international investments, but not with domestic investments?

Answers

The correct option is B, Currency risk is a source of risk involved with international investments that are not present with domestic investments for U.S. investors.

Currency risk, also known as exchange rate risk, is the potential financial loss that can occur from changes in the exchange rate between two currencies. It is a common risk faced by individuals, businesses, and investors who operate across borders or engage in international transactions.

Currency risk arises when a party has assets, liabilities, revenues, or expenses in a currency other than their home currency. Fluctuations in exchange rates can impact the value of these assets and liabilities, and can also affect the cost and revenue streams of businesses. For example, if a business purchases goods from a foreign supplier and the value of the supplier's currency depreciates against the business's home currency, the business may end up paying more for the same goods.

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Complete Question:

for u.s. investors, which of the following is a source of risk involved with international investments, but not with domestic investments?

A). Global markets.

B). Currency risk

C). Equity price risk

D). Foreign exchange risk

in a market economy, the relationship between the price of a good and amount of a good that buyers tend to buy is

Answers

In a market economy, the relationship between the price of a good and the amount of a good that buyers tend to buy is known as the law of demand.

According to this law, there is an inverse relationship between the price of a good and the quantity of the good that consumers are willing and able to purchase. This means that as the price of a good increases, the quantity demanded of the good decreases and vice versa. This relationship is driven by the concept of diminishing marginal utility, which states that as a consumer purchases more of a good, the satisfaction derived from each additional unit consumed decreases.

As a result, consumers are only willing to pay a higher price for a good if they perceive that the marginal utility gained from the good is worth the additional cost. Overall, the law of demand helps to inform businesses and policymakers about how changes in price will impact the quantity of goods that consumers are willing and able to buy, allowing for more efficient allocation of resources in the economy.

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It is paradoxical that politicians who argue that capitalism defeated Communism in Eastern Europe also talk of defeating the business of drugs.
T/F

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False. The remark that "it is paradoxical that politicians who argue that capitalism defeated Communism in Eastern Europe also talk about defeating the business of drugs" is untrue.

Even though capitalism and democracy have flourished in many nations, including those in Eastern Europe, the problem of drug use and trafficking is complex and multifaceted, necessitating a variety of solutions.

Because they encourage individual liberty and economic freedom, which have been shown to increase prosperity and well-being, capitalism and democracy have been successful in Eastern Europe in part because of these factors. The efficiency of these systems, however, is influenced by a variety of other variables in addition to their economic principles.

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The listing of cash received via mail should be sent to each of the following individuals:
a. Cashier b. Customer c. Recordkeeper d. Mall clerk e. Treasure

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The listing of cash received via mail should be sent to the following individuals:

1. Cashier: The cashier is responsible for handling cash transactions, so they should be informed of the received cash to ensure accurate recording and handling.

2. Recordkeeper: The recordkeeper maintains the financial records and documents, so they should receive the listing of cash received to update the books accordingly.

3. Treasurer: The treasurer is responsible for managing the organization's finances, so they should be aware of the cash received to ensure proper allocation and budget management.

The customer and mall clerk are not typically involved in handling or documenting cash transactions, so they do not need to receive the listing of cash received via mail.

What is proof of cash received?

A bank reconciliation that compares the book receipts and expenditures for the periods with the bank statements, as well as the prior-period and current-period balances, is a proof of cash.

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the success of unions associated with service jobs and the decline of unions associated with manufacturing jobs that have moved overseas suggests that group of answer choices industries most subject to global labor competition are those in which workers are the most vulnerable. corporations are likely to try to eliminate service positions first during times of economic hardship. service sector work is far more desirable than work in the manufacturing sector. antagonism between workers and employers in the manufacturing sector has greatly receded.

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The success of unions associated with service jobs and the decline of unions associated with manufacturing jobs that have moved overseas suggests that the industries most subject to global labor competition are those in which workers are the most vulnerable.

This vulnerability stems from the fact that corporations are likely to try to eliminate service positions first during times of economic hardship. While service sector work may be more desirable than work in the manufacturing sector, the decline in manufacturing jobs has created a shift towards service jobs, which puts more pressure on the service sector to remain competitive.

This can result in a decline in unionization rates in the service sector, which makes workers more vulnerable to exploitation by corporations. As a result, it is important for unions to continue to advocate for workers' rights and protections, regardless of the industry in which they work.

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a bond has a coupon rate of 8%, pays interest semiannually, sells for $960, and matures in 3 years. what is its yield to maturity?

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The yield to maturity of the bond is 9.28%. To calculate the yield to maturity (YTM) of the bond, we need to use the following formula:
YTM = (C + (F + P) / n) / ((F + P) / 2)
Where:
C = annual coupon payment = 8% x face value
F = face value = $1,000
P = price of the bond = $960
n = number of semiannual periods until maturity = 3 years x 2 = 6


First, we need to calculate the semiannual coupon payment:
C / 2 = 0.08 x $1,000 / 2 = $40
Next, we need to calculate the semiannual yield:
(YTM / 2) / 100 = (C / 2 + (F - P) / n) / ((F + P) / 2)
(YTM / 2) / 100 = ($40 + ($1,000 - $960) / 6) / (($1,000 + $960) / 2)
(YTM / 2) / 100 = ($40 + $6.67) / ($980)
(YTM / 2) / 100 = 0.0464
YTM / 2 = 4.64
YTM = 9.28%

Therefore, the yield to maturity of the bond is 9.28%.

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