When we are marketing a medicare advantage, we can offer that the program provide gifts or prizes to all potential enrollees during an event that do not exceed $15 in retail value.
What is a medicare program?This is a public program that provides a health insurance to individuals that are aged 65 and over or with a disabilities.
As a marketer of this program, we can offer to people that the program provide gifts or prizes to all potential enrollees during an event that do not exceed $15 in retail value.
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A study by carnegie mellon university showed that drivers talking on cell phones can miss seeing ......% of their driving environment, including pedestrians and green lights (strayer, d. l. 2007). 20 10 50
(Strayer, D. L. 2007), A study by Carnegie Mellon University showed that drivers talking on cell phones can miss seeing 50 % of their driving environment, including pedestrians and green lights.
What are the risks of using cell phones while driving?There are studies, which have found that drivers who use cell phones while driving are more likely to face accidents resulting in injuries and there is a correlation that exists between phone use and accountability for crashes.
Therefore, (Strayer, D. L. 2007), A study by Carnegie Mellon University showed that drivers talking on cell phones can miss seeing 50 % of their driving environment, including pedestrians and green lights.
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Gus' Grill, a food truck restaurant in an urban city, worked with a local bank for a __________. This unsecured source of funds was available for Gus to tap into if he needed immediate funds for the business. He liked the fact that he had a cushion and only used it if he fell short of funds. Multiple Choice promissory note trade credit revolving credit agreement line of credit
As per the given situation, Gus' Grill, a food truck restaurant in an urban city, worked with a local bank for a line of credit. Thus the correct answer is D.
What is a line of credit?A Line of Credit is a contract that a financial institution mainly a bank has with a customer that specifies the largest loan amount the customer is permitted to take out.
The borrower is permitted to draw money from the LOC whenever they need it, as long as they don't go over the maximum limit mentioned in the agreement.
Gus Grill may even use the unsecured source of money if he required quick cash for the company; this is referred to as the Line of Credit.
Therefore, the option D line of credit is the appropriate answer.
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Cody is a first-time buyer making an offer on a property that will include the appliances. The seller accepts the offer and includes a document that will protect the owner if the furnace breaks. Which kind of protection did Cody receive
the kind of protection Cody received is a security guard protection
Company A wants to issue 60 bonds. Each bond has a 7% coupon bond with semi-annual payments, a par value of $1000, 30 years to maturity, and a yield to maturity of 6.7%. How much will Company A receive when it sells the bonds
Company A receive when it sells the bonds $62, 314.54
What is yield to maturity?
The annualized return that a bond investor would get from keeping the bond until maturity is referred to as the “yield to maturity” (YTM) of a bond.
Face value $1000, Coupon rate 7%, 30 years to maturity, yield to maturity of 6.7%, frequency 2
Nper = 30×2 = 60 (indicates the remaining maturity period of bonds), Rate = 0.067/2 (indicates semi-annual YTM), PMT = 1000 7%1/2 = 35 (indicates the amount of semi-annual interest payment), FV = 1000 (indicates the face value of bonds), PV = ? (indicates the current price of the bond), Current Price of the Bond = PV(Rate, Nper, PMT, FV) = PV(0.067/2,60,35, 1000) = $1038.58
=$62, 314.54
Hence, $62, 314.54 is the correct answer.
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Cinnamon Toast Crunch cereal and Just Right cereal are considered substitute goods. Accordingly, one could predict that, holding all else constant, if the price of Cinnamon Toast Crunch cereal increases, we would see: Select one: a. the demand curve for Just Right cereal shift to the left. b. the demand curve for Just Right cereal shift to the right. c. the demand curve for Cinnamon Toast Crunch cereal shift to the left. d. the demand curve for Cinnamon Toast Crunch cereal shift to the right.
b. the demand curve for Just Right cereal shifts to the right
What causes the demand curve to shift to the right?
When a factor other than price affects demand, the demand curve will shift. It happens when the price doesn't change but the demand for goods and services does.
If the determinant raises demand, the curve moves to the right. This indicates that even while the price remains the same, there is a greater demand for the commodity or service. The incomes of consumers will increase as the economy is flourishing. Despite the fact that prices haven't increased, people will purchase more of everything.
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The following table presents information on four different open-end mutual funds. use the information in the table to answer the questions that follow.
fund nav net chg ytd % ret
brrt 38.21 0.37 9.9
glbex p 13.32 0.04 3.4
pwrsl r 19.77 0.14 6.3
gmar 30.81 0.28 8.8
a. the mutual fund (brrt, pwrsl, glbex, or gmar) _______ charges a back-end load fee.
b. true or false: you can generally expect funds that charge back-end load fees to outperform funds that do not charge these fees.
t / f _________
c. suppose brrt has a front-end load fee of 7%. if you purchase 100 shares of this fund at the nav, you will pay a commission of _________. if, in one month, you sell the shares, you (will not or will also) _________ pay a redemption fee at that time.
d. if you are interested only in funds without any fee, you (will need or do not need) ___________ to use additional online resources to find no-load funds, because using on ly the quotations as listed in the table, it is (very easy or impossible) to determine the amount of any front-end load fee that the fund may charge.
Mutual Fund Net Asset Value (NAV) depicts a fund's per share market value. On this basis, the answers are: a. glbex; b. false; c. 7.7%: will not; d. do not need: very easy. Read below about Mutual Fund Net Asset Value.
What is the nature Mutual Fund Net Asset Value?a. the mutual fund (brrt, pwrsl, glbex, or gmar) brrt charges a back-end load fee.
b. true or false: you can generally expect funds that charge back-end load fees to outperform funds that do not charge these fees.
t / f False
c. suppose brrt has a front-end load fee of 7%. if you purchase 100 shares of this fund at the nav, you will pay a commission of 7.7%. if, in one month, you sell the shares, you (will not or will also) will not pay a redemption fee at that time.
d. if you are interested only in funds without any fee, you (will need or do not need) do not need to use additional online resources to find no-load funds, because using on ly the quotations as listed in the table, it is (very easy or impossible) to determine the amount of any front-end load fee that the fund may charge.
Therefore, the correct answers are as given above.
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In the circular flow model, households provide
to firms. This is represented by the letter A.
Households would provide factors of production to firms.
The circular flow demonstrates the movement of money in the economy.The two-sector model of circular flow comprises households and firms.Money first flows from producers to households in return for production services in the form of wages. Finally, return to producers back in the form of payment for the purchase or expenditure made by households.What do you mean by circular flow of money?The circular flow model demonstrates how money moves through society. Money flows from producers to workers as wages and flows back to producers as payment for products. In short, an economy is an endless circular flow of money.What are the two types of circular flow?There are two types of circular flow:
Real flow: The term real flow means the flow of factor services from households to firms. Similarly, the flow of goods and services from firms to households. Money flow: The money flow refers to the flow of factor payments from firms to households for factor services.Learn more about the circular flow of money here:
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in which of the following situations would a functional resume be more preferable to a chronological resume?
The situation that a Functional resume would be preferred to a chronological resume is when a person has large gaps in employment.
What is a Functional Resume?This refers to type of resume that shows the skill set of a person instead of work experience.
Hence, we can see that for a person that has large gaps in employment, it would be more preferable to use functional resume to show his professional skill set.
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The contractual rate of interest is usually stated as a(n)
When the contractual rate of interest is stated, it is usually done as an annual rate.
How is the contractual rate of interest shown?The contractual rate of interest refers to the return rate that creditors expect when they loan a person money.
This rate is often shown on an annual basis which can then be converted to a periodic rate based on the compounding frequency.
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In july, lane co. Sells merchandise to avery co. On account. In august, avery pays the balance in full. The entry that lane will make to record the receipt of cash will include a credit to the _______ account.
The entry that lane will make to record the receipt of cash will include a credit to the Accounts Receivable account.
What is Accounts Receivable?Accounts Receivable is the amount, which a company will receive from its customers who have purchased its goods & services on credit.
It refers to the money that the customer owe to the company for the goods or services that they have already received but not yet paid for.
For example- Goods purchase on credit by ABC, the amount gets added to the accounts receivable.
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Global Marketing contracted with Tech Smart Company to maintain Global's computer system. Global's marketing process depends on its computer system operating properly at all times. A liquidated damages clause in the contract provided that Tech Smart pay $1,000 to Global for each day that Tech Smart was late responding to a service request. On September 1, Tech Smart was notified that Global's computer system had failed. Tech Smart did not respond to Global's service request until September 15. If Global Marketing sues Tech Smart under the liquidated damages provision of the contract, Global will:
If Global marketing should go ahead to sue under this contract they are going to win unless the liquidated damage provision is determined to be a penalty
What is the liquidated damages provision?This is a contract in business law that requires that a party that breaches a contract goes ahead to pay a particular amount as compensation.
The compensation that they are to pay is due to their failure that carry out the task they were supposed to.
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having a high debt-to-income ratio or defaulting on your loan can bring down your credit score. how can a low credit score on your credit report affect you?
A low credit score on your credit report can affect you as it will lead to higher interest rates.
What is a credit report?It should be noted that a credit report is the record of the repayment history of a borrower.
In this case, a credit score on your credit report can affect you as it will lead to higher interest rates as well as fewer loan options.
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Abby applies for a federally-related loan to purchase a home. The lender must furnish a copy of the CFPB booklet to Abby no later than the third business day from which date?
The lender must furnish a copy of the CFPB booklet to Abby no later than the third business day from: A. The date Abby receives the good faith estimate
What is CFPB ?CFPB which full meaning is Consumer Financial Protection Bureau is an agency whose roles and responsibility is to protect consumers.
Based on the given scenario the lender have to furnish a copy of the CFPB to the borrower no later than the third business day from the date the borrower receives the good faith estimate.
Therefore the correct option is A.
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The complete question is:
Abby applies for a federally-related loan to purchase a home. The
lender must furnish a copy of the CFPB booklet to Abby no later than the third business day from which date?
The date Abby receives the good faith estimate.
The date escrow is opened.
The date the lender receives her application.
The date Abby makes the request to receive the booklet.
Moringa products corporation had common stock of $820,000 and retained earnings of $1,250,000 on january 1. during the year, $75,000 of common stock was issued. dividends of $48,000 were paid. for the year ended december 31, moringa reported a net income of $287,500. what is the retained earnings balance on december 31
Based on the beginning retained earnings balance and the net income as well as dividends, the retained earnings balance will be $1,585,500.
How much are retained earnings on Dec. 31?This can be found as:
= Beginning retained earnings + Net income + dividends paid
Solving gives:
= 1,250,000 + 287,500 + 48,000
= $1,585,500
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Rachel receives employer-provided health insurance. The employer's cost of the health insurance is $6,000 annually. What is her employer's after-tax cost of providing the health insurance, assuming that the employer's marginal tax rate is 21 percent and the employer is profitable
Based on the cost of Rachel's health insurance to the employer, the employer's after-tax cost is $4,740.
How much is the health insurance after-tax cost?This can be found as:
= Before tax cost of health insurance x (1 - marginal tax rate)
Solving gives:
= 6,000 x (1 - 21%)
= 6,000 x 0.79
= $4,740
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Physical units accounted for are 155000. Total conversion costs are $413370. There are 3800 units in ending inventory which are 50% complete as to conversion costs. How much is the conversion cost per unit
The conversion cost per unit of the inventory comes out to be $2.63.
What is a conversion cost?
A conversion cost is computed by adding the production overheads to the direct labor in the production process.
Given values:
Physical units: 155,000
Conversion cost: $413,370
Units in ending inventory: 1900 (3,800 X 50%)
Computation of conversion cost per unit:
[tex]\rm\ Conversion \rm\ cost \rm\ per \rm\ unit=\frac{\rm\ Conversion \rm\ cost}{\rm\ Physical \rm\ units + \rm\ Units \rm\ in \rm\ ending \rm\ inventory} \\\rm\ Conversion \rm\ cost \rm\ per \rm\ unit=\frac{\$413,370}{\$155,000 + \$1,900} \\\rm\ Conversion \rm\ cost \rm\ per \rm\ unit=\$2.63[/tex]
Therefore, $2.63 is the conversion cost per unit on the inventory.
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what are the two main influences that the situation has on individual performance and behavior?
The two main influences that the situation has on individual performance and behavior are
The work context constrains or facilitates performance and behavior.- The job environment provides cues to motivate and guide employees.What is Behavior?This refers to the way a person acts around people and how he relates to them that is impacted by certain factors.
Hence, we can see that there are certain factors that have an impact on the performance and behavior of a person and we can see that the work constraint and the job environment are two main factors.
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A perfectly competitive apple farm produces 1,000 bushels of apples at a total cost of $36,000. The price of each bushel is $50. Calculate the firm's short-run profit or loss.
The firm's short run profit is $14,000.
What is the short run profit or loss?Short run profit or loss can be determined by subtracting total revenue from total cost. Total revenue is total units sold multiplied by price per unit.
Short run profit = total revenue - total cost
Short run profit = (1000 x 50) - 36,000 = $14,000
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What feature allows the customer to edit the payment date field when viewing an online invoice?.
In the Online invoice, the edit features allows the customer to edit the payment date field.
What is the edit features?In an Online invoice such as in the CRM, this is a features that ensures that customers can edit their input after initial submission.
Hence, the edit features in online invoice allows the customer to edit the payment date field.
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what term do economists use to refer to the minimum amount that investors must earn on the funds they invest in a firm, expressed as a percentage of the amount invested?
The term economists use to refer to the minimum amount that investors must earn on the funds they invest in a firm is Normal Rate of Return. This is further explained below.
What is the Normal Rate of Return?
Generally, the Normal Rate of Return is simply defined as the average rate at which companies in the same industry as yours are able to turn a profit under typical conditions.
In conclusion, Economists use the phrase normal rate of return to refer to the minimum rate of return required by investors on their capital in a certain company.
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Daniel is due to receive the balance of his trust fund in 5 years; as a result he has taken out a(n) ________ mortgage where he has made small payments for several years and will pay off the balance in one large payment with his trust funds. Question 25 options: shared appreciation graduated payment fixed rate balloon payment ARM
Because Daniel is due to receive the balance of his trust fund, the Balloon Payment mortgage will pay off the balance in one large payment with his trust funds.
What is a Balloon Payment mortgage?This refers to a mortgage that does not fully amortize over the term of the note thereby leaving a balance due at maturity
Here, the the Balloon Payment mortgage will pay off the balance of Daniel in one large payment with his trust funds.
Therefore, the Option D is correct.
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You have older parents who have been saving for retirement for decades. They are now getting close to retirement age and are looking at their options. One would like to leave everything in the pension fund and draw out a fixed, unchangeable amount over their retirement time. Your other parent wants to take out a chunk of retirement funds and purchase a business and use the profit from it to generate funds on which to live. You have noticed that inflation over the last year is on a rapid rise. What would you advise your parents to do based on what you know of inflation and its redistribution of purchasing power
Based on my knowledge of inflation and its redistribution of purchasing power, I would advise my older parents to embark on Plan B by purchasing a business.
How does inflation redistribute purchasing power?Inflation redistributes purchasing power by giving less value to lenders and savers than to borrowers and investors.
The purchasing power of a fixed money plan decreases. On the other hand, the purchasing power from variable investment changes with inflation.
A business would also increase its value over time more than a fixed investment.
Thus, based on my knowledge of inflation and its redistribution of purchasing power, I would advise my older parents to embark on Plan B by purchasing a business.
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Kent bought a $1,000, 20-year U.S. Treasury bond that paid six percent annual yield when he was 22. How much would that bond be worth 20 years later when it matured?
The bond bought by Kent at the age of 22 for $1000 at the rate of six percent will be worth around $3207 at maturity.
What is a bond?A bond is a debt instrument, which is subscribed by an individual at a fixed rate of return, in order to earn a secured rate of return at the time of maturity of such bond.
The formula used to calculate the rate of maturity of bond will be as below,
[tex]\rm Compounded\ Annuity\ = Amount(\dfrac{1}{1+rate})^n\\\\\rm Compounded\ Annuity\ = 1000(\dfrac{1}{1+0.06})^2^0\\\\Compounded\ Annuity= \$3,207.14[/tex]
Hence, the rate of return of the bond on maturity is as calculated above.
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Your company is launching several new video game modules, with a separate display ad for each console. Management wants to make sure the ad leading to the most purchases shows more often than the ads not performing as well. To achieve this goal, which type of display creative optimization would you use
Optimize for conversions is a type of display creative optimization.
What is video in-game advertisement?
Whether it's on social media or in video games, video is a crucial format for digital advertising. What users want to experience now is excellent for a dynamic, captivating video.
An object called an ad creative is made up of all the information needed to graphically generate the actual ad. The goal of conversion optimization is to increase the proportion of visitors who take the desired action on a website.
Hence, the significance of the video game is aforementioned.
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A corporation purchased a piece of land for $50,000. The corporation paid attorney's fees of $5,000 and brokers' commissions of $3,000 in connection with the purchase. An old building on the land was torn down at a cost of $1,500, and proceeds from the scrap were $500. The corporation also assumes $6,000 of property taxes on the land owed by the previous owner. How much is the total cost of the land
To find the total cost of the land is $65,000.
What is a corporation?A corporation is a business or other type of organization that has been established by a group of people and has been given legal status as a single juridical person by virtue of a treaty, statute, or other act that has been passed by a state or supranational organization. It can be a private or public law legal entity that is recognized in law for specific purposes. 10 Early corporations were created with a charter (i.e. by an ad hoc act granted by a monarch or passed by a parliament or legislature). The majority of governments currently permit the registration of new corporations.What are attorney fees?Attorney's fee is a word used mostly in the United States to describe payment for legal services rendered by an attorney on behalf of a client, whether in or out of court. It could be a flat-rate, hourly, or contingent charge.Solution -To find the total cost of the last, add all the numbers as follows:
[tex]50000+5000+3000+1500+6000 = 65,500[/tex]
Subtract proceeds from the scalp = [tex]65,500 - 500 = 65,000[/tex]
Therefore, to find the total cost of the land is $65,000.
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Personal selling is used most commonly in the B2B market as well as in the B2C market for Group of answer choices low-price products. mass-market products. raw materials. personal services. high-end products.
Personal selling is used most commonly in the B2B market as well as in the B2C market for high-end products.
What is personal selling?This is when a person meets with his or her potential buyers physically with a view to sell her products.
One of the benefit of personal selling is that it allows personalized communication between your business and potential customers.
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what is one advantage of being an entrepreneur
A. more promotions
B. more freedom
C.less risk
D. shorter hours
Answer:
More freedom is the advantage
Answer:
B is the answer because they the complete freedom to do their own thing.
Look at this check register. Calculate the current balance.
The Current Balance is $33.18.
What is Debit and Credit?
The term Debit and credit are anonymous to each other. Debit refers to the inflow of the money in the account. Credit refers to the outflow of the money from the account in case of the business transactions.
In the question it is given that the balance is $82.92. Therefore in order to calculate the current balance subtract the debit amount and all the deposits.
The amount was $82.92 on 5/1 after the monthly charge was paid.
The $78.24 phone bill from 5/3 was paid, leaving the following balance:-
Balance = 82.92 - 78.24
= $4.68
The paycheck of $125 was deposited on 5/15, leaving the following balance:-
Balance = 4.68 + 125
= $129.68
$40 was taken out of an ATM on 5/17, leaving the following balance:-
Balance = 129.68 - 40
= $89.68
Tennis lessons were paid for in the amount of $56.50 on 5/20 leaving a balance -:
Current balance = $89.68 - $56.50
= $33.18.
Therefore, the current balance is $33.18.
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A company purchased new equipment for $52,000. The company paid cash for the equipment. Other costs associated with the equipment were: transportation costs, $2,600; sales tax paid $2,900; and installation cost, $3,100. The cost recorded for the equipment was:
The cost at which the purchased equipment is being recorded but ignoring the sales tax is equivalent to $57,700.
What is the purchase cost?Purchase cost is the value at which the fixed asset is acquired by the company along with other related expenditures.
The purchase cost of equipment can be determined as follows:
Type of costs Amount
1) Purchase cost $52,000
2) Cost of installation 3,100
3) Cost of transportation 2,600
Total costs $57,700
Therefore, $57,700 is the total cost of the equipment being acquired by a company except for the sales tax amount which is being paid by the sellers.
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because research is blank______, it is important to figure out beforehand exactly what problem needs to be solved.
Expensive and time consuming, it is important to figure out beforehand exactly what problem needs to be solved.
Research expense must be budgeted before it is incurred so that the cost is available to be borne by the company.
What is research?Research is expense carried by the company to develop a new product if the research meet the criteria it is capitalize as intangible and it will be amortize over its useful life once the development is available for use otherwise it will expense out in profit and loss statement.
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