The professional who leads a Six Sigma project/team is typically a Black Belt or a Master Black Belt.
What is six sigma project?Six Sigma is a quality management methodology that aims to improve the efficiency and effectiveness of business processes. The goal of Six Sigma is to reduce variability and eliminate defects in products and services. Six Sigma projects are led by a Black Belt or Master Black Belt, who works with a team of experts to identify and analyze problems, develop and implement solutions, and monitor and measure progress. Six Sigma uses a data-driven approach and statistical tools to identify and solve problems. It is used in a variety of industries, including manufacturing, healthcare, and finance. Six Sigma can lead to significant cost savings, improved customer satisfaction, and increased productivity.
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green corp. owns 30% of the outstanding common stock and 100% of the outstanding noncumulative nonvoting preferred stock of axel corp. in the current year, axel declared dividends of $100,000 on its common stock and $60,000 on its preferred stock. green exercises significant influence over axel's operations. what amount of dividend revenue should green report in its income statement for the current year ended december 31?
For the current year that concluded on December 31, Green Corp.'s income statement must include a dividend revenue line item of $30,000.
What amount of dividend revenue should green report in its income statement for the current year that ended December 31?
Green Corp. holds 100% of the outstanding noncumulative nonvoting preferred stock and 30% of the outstanding ordinary stock of Axel Corp. Accordingly, Green Corp. is entitled to 30% of the dividends issued on Axel Corp.'s ordinary stock and 100% of the dividends declared on Axel Corp.'s preferred stock.
Axel announced dividends of $100,000 on its regular stock and $60,000 on its preferred shares for the current year. Green Corp. is entitled to 30% of the dividends declared on the common stock, or $30,000 (30% x $100,000), because it holds 30% of the common stock. Additionally, Green Corp. is qualified to receive the entire $60,000 in dividends declared on the preferred stock as the holder of 100% of the preferred stock.
Therefore, for the current year that concluded on December 31, Green Corp. should include dividend revenue of $30,000 + $60,000 = $90,000.
It is vital to note that Green Corp. has substantial influence over Axel's operations, which indicates that Green Corp. has the potential to influence but not control the investee's financial and operational policy decisions. In order to account for the investment, the equity method is used, which mandates that the investor include its proportionate part of the investee's revenue in its own income statement.
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according to the textbook, supplier recognition programs: a. encourage suppliers to keep their performance high b. are used by 90% of companies c. are difficult to implement d. are generally not very effective
According to the textbook, Supplier Recognition Programs: c. are difficult to implement.
Which approach is the most popular for choosing a provider of products or services?There is much more to selecting the best supplier than simply looking through a number of pricing lists. Your decision will be influenced by a variety of elements, including cost, quality, dependability, and service. Your business's priorities and strategy will determine how you should priorities these various factors.
Supplier selection is the procedure used by businesses to find, assess, and work with suppliers. A significant portion of a company's financial resources are expended during the supplier selection process, which is essential to the success of any organization.
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true or false? there should be one person who is tasked with creating and maintaining your buyer personas.
It is TRUE that one person should develop and maintain all of your buyer personas.
What is a buyer persona?A buyer persona is a thorough description of a consumer in your target market.
Despite being made up, this persona was created after careful consideration of your current or intended audience.
It may also be referred to as a marketing persona, audience persona, or client persona.
Our buyer personas should be developed and maintained by a single individual.
As many people as possible need to contribute, but there should be one person in charge of ensuring that personas are developed and kept up to date.
We can learn more about your client's requirements and desires by using buyer personas.
Therefore, the given statement "one person should create and update all of your buyer personas" is TRUE.
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fiafia is a developer at adventure works who is needs to deliver a real-time power bi dashboard. it should present real-time manufacturing data with the lowest possible latency. the dashboard only shows manufacturing events for the past hour. the solution should use the minimum of power bi resources. what type of dataset should fiafia develop?
Microsoft Power BI type of dataset should fiafia develop in order to deliver a real-time power bi dashboard.
A group of data is referred to as a data set (or dataset). When dealing with tabular data, a data set is equivalent to one or more database tables, each of which corresponds to a specific record of the corresponding data set and each of whose columns and rows represent different variables. The values may be numerical data (i.e., data that does not consist of numerical values), such as company's information on a person's ethnicity, or they may be nominal data (i.e., information that does not consist of numerical values). Values may, more broadly speaking, be of any of the types that are specified as levels of measurement. The values for each variable are typically all of the same sort.
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a 7-year municipal bond yields 4.80%. your marginal tax rate (including state and federal taxes) is 32.00%. what interest rate on a 7-year corporate bond of equal risk would provide you with the same after-tax return? (round your final answer to two decimal places.)
On a 7-year corporate bond of equal risk would provide you with the same after-tax return, the interest rate will be 7.06%.
What advantages do corporate bonds offer?Corporate bonds are an essential part of any diversified portfolio and are frequently viewed as the "yin" to equities' "yang." Corporate bonds have a wider variety, greater liquidity, and less volatility than stocks, but they also often offer lower long-term returns and involve credit and interest rate risk.
What distinguishes bonds from corporate bonds?The risk profile of corporate bonds and government bonds is the key distinction. Because corporate bonds typically have a higher credit risk than government bonds, they typically offer a higher yield.
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The largest component of the fixed-income market is _______ debt.
The largest component of the fixed-income market is treasury debt.
What is mean by fixed income?
Any investment where the issuer or borrower is required to make payments of a definite amount on a fixed schedule is referred to as having fixed income. For instance, the borrower might be required to pay interest at a predetermined rate once a year and the principal sum when the loan matures.In contrast to equity securities, also known as stocks and shares, which do not impose any responsibility to pay dividends or other forms of income, fixed-income securities, more usually referred to as bonds, generate no such commitment. Bond holders would be reimbursed following the disposal of assets in the event of bankruptcy, in contrast to stockholders with stock who frequently receive nothing, but bonds contain a level of legal safeguards for investors that equity instruments do not.To learn more about treasury debt refer to:
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which of the following is the best example of a business whose goal is to earn a profit? select one: a. a community college b. the american red cross c. boy scouts of america d. apple
The option that is the best example of a business whose goal is to earn a profit is: d. apple.
What is profit?Profit can defined as the money a person earn as revenue after deducting all expenses or expenditure.
Apple is classified as the best example of a business whose goal is to earn a profit based on the fact that they manufactures and sell their profit so as to make or earn profit.
Therefore the correct option is D.
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amy has created a new brand for her company's goldfish training materials. she knows that other companies train goldfish and it is a popular sport, but realizes that it is a niche market. she wants to use a display ads campaign to build awareness for her new brand. which display ad targeting option can help amy with her goal of creating awareness within her niche market?
Amy can achieve her objective of increasing awareness within her target market by using custom affinity audiences.
Custom Affinity Audiences: What Are They?Think of at least five different interests, URLs, locations, or apps that best describe the audience you're attempting to reach when creating a bespoke affinity audience, or CAA.
Now, in my experience, locations and applications aren't helpful and also restrict your options. Using only URLs and hobbies, you may find your ideal niche audience.
It's simple to set them up. Just select the audiences tab from a particular ad group, click the "What their interests and habits are" section, and you'll notice a button to create a Custom Affinity Audience near the bottom.
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what types of studies are conducted by pharmaceutical companies before new drugs can be released in the market?
Pharmaceutical companies perform researcher-defined trials before releasing new medications onto the market.
How many phases of clinical trial studies are required for a drug product prior to its release to the market?Before a sponsor may submit their treatments* to the FDA for consideration to be marketed on the market, there are three phases in the clinical trial procedure that must be finished. Each phase of a clinical trial serves a specific function in determining whether a treatment is suitable for general use and both safe and effective.
What is the difference between preclinical and clinical studies?
Preclinical research can address some fundamental issues regarding a medicine's safety, but it cannot replace studies of how the drug will interact with the human body. Studies or trials conducted on human subjects are referred to as "clinical research."
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during year 2, jones foundation received the following support: a cash contribution of $875,000 to be used at the board of directors' discretion. a promise to contribute $500,000 in year 3 from a supporter who has made similar contributions in prior periods. contributed legal services with a value of $100,000, which jones would have otherwise purchased. at what amounts would jones classify and record these transactions?
The $100,000 in donated legal services would be classified and recorded by Jones Foundation as unrestricted revenue and added to the unrestricted net assets account.
How the transactions would be categorised and recorded by the Jones Foundation?
Since the $875,000 cash gift is unlimited and can be used however the Jones Foundation board sees fit, it will be reported as contribution revenue in the current year (year 2).
A delayed contribution revenue would be recorded for the pledge to donate $500,000 in year 3. The reason for this is that the donation was promised for a later year, and it is likely that the foundation will record the donation as revenue when it is received in year 3.
The $100,000 in legal services that were donated would also be counted as contribution revenue. The value of the legal services would be reported as revenue in the year in which they were received since they would be regarded as a non-cash contribution.
It's crucial to remember that the Jones Foundation must also take into account any limitations that may be imposed on the donations—either by the donor or by the law. Any limitations would have an impact on how the donations were categorised and recorded. When categorising and documenting these transactions, Jones Foundation should also take into consideration any applicable accounting rules and regulations.
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should a competitive firm ever produce when it is losing money? why or why not?
In the short term, a company should continue to produce even if it is losing money. Production should continue, and a company shouldn't stop until P > = Minimum AVC.
In this scenario, the company will generate enough revenue to cover its variable costs, which will be enough to keep it operating.
In the near future, es. In the short term, a company must continue to deal with losses as long as AR>AVC because by paying variable costs, it is only losing the fixed costs that it must pay even if production is stopped. Profit is equal to total revenue less total expenses. The company's opportunity costs are all included in the total cost. The firm's revenue makes up for lost profits in the zero-profit equilibrium.
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Which of the following statements is true of a disabled person as defined by the Americans with Disabilities Act (ADA)?
a. A person is not considered disabled if any corrective measures or devices are used to reduce the impact of the disability.
b. A person is considered disabled if he or she is thought to have a mental or physical challenge that greatly reduces his or her ability to perform important life functions.
c. A person is not considered disabled if he or she has ever been a user of illegal drugs and substances.
d. A person is considered disabled on the basis of his or her inability to do something, irrespective of his or her medical condition.
The following statements is true of a disabled person as defined by the Americans with Disabilities Act (ADA): b. A person is considered disabled if he or she is thought to have a mental or physical challenge that greatly reduces his or her ability to perform important life functions.
The 88th US Congress passed the Civil Rights Act of 1964, which President Lyndon B. Johnson signed into law on July 2, 1964. In the United States of America, it is a civil rights and labour law that forbids discrimination, maintains the citizens' constitutional right to vote, and forbids segregation in schools. As a result, the Civil Rights Act of 1964 outlawed discrimination in the workplace based on racial, ethnic, or religious grounds.A civil rights law known as the Americans with Disabilities Act (ADA) of 1990 was passed and signed into effect to outlaw discrimination against people with disabilities in all spheres of public life. What constitutes equitable treatment for a person with a handicap in settings like schools, hospitals, transit, restaurants, workplaces, etc. is basically determined by the ADA.
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like a good economist, you calculated the opportunity cost of getting your college degree. suppose that at your university, you will pay $15,000 each year for tuition, $2,500 each year for textbooks, and $8,000 per year for room and board. before you left for college, your boss at your high-school job offered you a job paying $15,000 per year. assume that if you decided not to go to college, your parents would not let you live at home. what is your opportunity cost for four years of college?
During four years of college, the opportunity cost is $116,000. Opportunity cost is equal to (tuition plus books plus income from a job) x (4).
What is an example of cost in business?A business must pay a cost in order to supply a products or services to its clients. These costs include things like storefront rent, stock replacement investments, and employee pay.
What advantages does cost have for business?Making informed business decisions requires having a clear understanding of your expenses. It helps you determine your company's profitability and price points. However, correct costing is challenging, and many businesses struggle with it.
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chou sales corporation uses the perpetual inventory system. on january 1, chen had 1,000 units of product a with a unit cost of $20 per unit. a summary of purchases and sales during the year follows: unit cost units purchased units sold feb.2 400 apr.6 $22 1,800 july 10 1,600 aug.9 25 800 oct.23 800 dec.30 28 1,400 required a. assume that chou uses the first-in, first-out method. compute the cost of goods sold for the year and the ending inventory balance at december 31 for product a. b. assume that chou uses the last-in, first-out method. compute the cost of goods sold for the year and the ending inventory balance at december 31 for product a. c. assume that chou uses the weighted-average cost method. compute the cost of goods sold for the year and the ending inventory balance at december 31 for product a. do not round until your final answers. round to the nearest dollar. a. first-in, first-out ending inventory answer cost of goods sold answer b. last-in, first-out ending inventory answer cost of goods sold answer c. weighted average ending inventory answer cost of goods sold answer
The Cost Of Goods Sold for 2018 and the ending inventory balance at December 31, 2018, for product A using first-in, first-out method, last-in, first-out method and the weighted-average cost method is given below.
Give a brief account on cost of goods sold (COGS).One of the several formulas, such as first-in-first-out (FIFO), specific identification, or average cost, is used to correlate costs with specific commodities. Costs consist of all acquisition, conversion, and other expenses incurred to bring the inventory to their current location and state. Materials, labour, and assigned overhead are included in the prices of the products created by the companies. The costs of those items that haven't been sold yet are postponed as inventory costs until the stock is liquidated or its value is written down. Many businesses sell products that they have either manufactured or purchased. The costs related to the purchase or production of the items are capitalised as part of the inventory (or stock) of goods. When a business recognises revenue from the sale of items, these costs are considered an expense.
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a temporary driver's license is an acceptable form of client identification for bank product purposes. true false
States may solely problem a brief or limited-term REAL ID driver's license or identification card to an person who has brief lawful status in the United States.
Who would qualify for a transient license in Tennessee?The Temporary Driver License is issued to men and women whose presence in the United States has been approved by the federal government for a specific reason and for a specific length of time. Qualifying applicants will be issued a image license report valid for both driving and identification purposes.
There are no security elements on the paper these Temporary Texas Driver License are printed on.
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https://brainly.com/question/26006107#SPJ1The following cost data pertain to the operations of Montgomery Department Stores, Inc., for the month of July.
Corporate legal office salaries $56,000
Apparel Department cost of sales—Evendale Store $90,000
Corporate headquarters building lease $48,000
Store manager's salary—Evendale Store$12,000
Apparel Department sales commission—Evendale Store $7,000
Store utilities—Evendale Store $11,000
Apparel Department manager's salary—Evendale Store $8,000
Central warehouse lease cost $15,000
Janitorial costs—Evendale Store $9,000
The Evendale Store is just one of many stores owned and operated by the company. The Apparel Department is one of many departments at the Evendale Store. The central warehouse serves all of the company's stores.
1. What is the total amount of the costs listed above that are direct costs of the Apparel Department?
2. What is the total amount of the costs listed above that are direct costs of the Evendale Store?
3. What is the total amount of the Apparel Department's direct costs that are also variable costs with respect to total departmental sales?
The department of apparel's overall direct expenses are as follows:
Cost of sales for the clothing section of Even-dale StoreSales commission for the clothing department of Even-dale StoreSalary of the clothing department manager at Even-dale StoreTherefore:
Total direct costs for the Apparel department = $90,000 + $7,000 + $8,000 = $105,000
The Even-dale Store's overall direct costs are:
Cost of sales for the clothing section of Even-dale Store
Even-dale Store wage for store managersEven-dale Store utilities, the clothing department sales commissionSalary of the clothing department manager at Even-dale StoreEven-dale Store cleaning feesTherefore:
Total direct costs for the Even-dale Store = $90,000+ $12,000 + $7,000 + $11,000 + $8,000 + $9,000 = $137,000
Total direct expenses for the apparel division that are also variable expenses are as follows:
Cost of sales for the clothing section of Even-dale StoreSales commission for the clothing department of Even-dale StoreSince it is a fixed expense, the manager's compensation is not included.Therefore:
The total costs and variable costs for the Apparel department = $90,000 + $7,000 = $97,000.
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Why is investing a more powerful tool to build long-term wealth than saving?
investing allows you the opportunity to earn a higher return, but you take on the risk of loss in order to do so.
Why is investing important to building wealth?A successful strategy to invest your money and possibly increase your wealth is to open an investment account. Your money may see value growth that exceeds inflation if you make wise investment decisions. Compounding's effectiveness and the risk-return trade-off are the main causes of investing's higher growth potential. You can typically access your savings when you need them if you keep them (or after a period of time). You have a chance for longer-term, better returns or rewards when you invest, but you also run the risk of losing money. When investing, you run a higher risk of losing more money than you gain, but the potential reward is greater. The link between volatility and time explains why long-term investing is advantageous.To learn more about investing refer to:
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True or false: All else being equal, a one-year bond's price is less sensitive to interest rate changes as compared to that of a ten-year bond's price
All else being equal, it is true that the price of 1-year bonds is less sensitive to changes in interest rates than the price of 10-year bonds.
Bonds are inversely related to interest rates. Generally, when borrowing costs increase (interest rates rise), bond prices fall and vice versa. At first glance, the negative correlation between interest rates and bond prices seems a little illogical. But upon closer inspection, it actually starts to make sense. Most bonds pay a fixed interest rate, but as interest rates fall they become more attractive, increasing demand and increasing bond prices.
Conversely, when interest rates rise, investors dislike the lower fixed interest rates of bonds and prices fall. Zero coupon bonds are an example of how this mechanism works in practice.
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Which of the following allows for future planning due to a set amount (and set interest) due per payment
A stream of future payments will eventually increase to this value if a specific quantity of compounded interest profits gradually accumulate during the measuring period. P equates to PMT [((1 + r)n - 1) / r]. A is correct.
What do you call the value of future payments at the current time?Given a specific rate of return or discount rate, an annuity's present value is the current worth of its expected future payments. Future value (FV) is the value of an asset now based on an anticipated rate of increase in the future. Deferred payment criteria: The term "deferred payments" refers to sums that must be paid at a later date. In a modern economy, a significant portion of transactions include future payments that are simply expressed in monetary terms. M is equal to P [i(1 + I / [(1 + i)]n - 1]. A description of each of the variables is given below: M is the overall monthly payment. P is equal to the whole loan amount.
The complete question is:
Which of the following allows for future planning due to a set amount (and set interest) due per payment?
Fixed rate
Flexible rate
Semi-flexible
None of the above.
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williams inc. has acquired software to help manage interactions with its supply base. this suggests that williams inc. is involved in:
Williams inc. has acquired software to help manage interactions with its supply base. this suggests that Williams inc. is involved in Vendor-managed inventory.
What is VMI and how it works?Vendor Managed Inventory operates by developing a symbiotic connection between the two parties to a transaction, enabling the parties to share risk and cooperate for mutual gain. The vendor is able to control and manage the complete supply chain by taking care of the inventory and supply chain management for the buyer.
What do VMI's goals entail?The goal of VMI is to create citizen-soldiers—men and women who have received a quality education for the civilian world and are also equipped to defend their nation through the military forces. Army, Navy, and Air Force ROTC units are kept active by the Department of Defense at VMI.
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True or false: as long as you did not pay money for this course, there is no cost for taking this microeconomics course.
how to make a lot of money as a royalty-free stock photo library? my little brother earns 100,000 a month by relying on the freemium model
my little brother earns 100,000 a month by relying on the freemium model Money serves as a medium of commerce, a unit of account, a store of value, and occasionally a standard of postponed payment.
Any tangible object or verifiable record that is commonly accepted as payment for products and services as well as the repayment of debts, such as taxes, in a specific nation or socioeconomic setting is referred to as money.These are its four main purposes.Since practically all modern monetary systems are based on unbacked fiat money with no intrinsic value as a commodity, money was historically an emerging market phenomena.Since it has been deemed legal currency by a government or regulatory body and must be recognized as payment within the bounds of the nation, its value is derived by social convention.
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a. what type of price control would policy makers use to keep the price of wheat from getting too high?
Policymakers may use several types of price control to keep the price of wheat from getting too high. Some of the most common methods include Price Ceilings, Subsidies, Import tariffs, Price floors, Stockpiling
Price Ceiling: This is a legal maximum price that can be charged for a good or service. This is often used when policymakers believe that the market price is too high and that consumers are being harmed by high prices.Subsidies: Policymakers can provide financial assistance to farmers to help them produce wheat at a lower cost. This can help to keep the price of wheat down.Import tariffs: Policymakers can impose taxes on imported wheat to make it more expensive for consumers. This can help to reduce demand for imported wheat and increase demand for domestic wheat, keeping the price of wheat down.Price floor: This is a legal minimum price that can be charged for a good or service. This is often used when policymakers believe that the market price is too low and that producers are not being paid enough for their goods or services.Stockpiling: Policymakers can buy large amounts of wheat and store it in government-owned warehouses to help stabilize the market and keep prices from getting too high.It's important to note that these methods have their own pros and cons, and choosing the right one depends on the specific context and what the policymakers are trying to achieve.
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Agricultural subsidy programs.
A subsidy is a direct or indirect payment to individuals or firms, usually in the form of a cash payment from the government or a targeted tax cut. In economic theory, subsidies can be used to offset market failures and externalities to achieve greater economic efficiency.
Farm subsidies stimulate additional production of government-favored commodities by raising incentives to use scarce land and farmer talent on some products rather than on others. The specifics of the government program determine the degree of production stimulus; real farm programs are usually much more complex than the per unit production subsidies or price supports described in textbooks. Eliminating a subsidy for just one crop would cause production of that crop to fall much more than if all crop subsidies were eliminated simultaneously
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Which of the following steps of the consumer decision making process involves comparing the product to expectations and deciding whether it is satisfying or dissatisfying?
answer choices
O Alternative evaluation
O Post-purchase evaluation
O Information searching
O Need identification
Post-purchase evaluation of the consumer decision-making process involves comparing the product to expectations and deciding whether it is satisfying or dissatisfying
Customer satisfaction can be increased and future decisions can be informed by post-purchase evaluation, which can be a useful tool for both customers and businesses. After making a selection, consumers evaluate their choices by evaluating their satisfaction with the product in relation to their expectations.
Taking into account elements like quality, cost, and customer service, the consumer may also judge the total worth of the good or service. The evaluation enables the customer to reflect on his experience and make future decisions with greater knowledge. It can also give the company feedback on the customer experience, enabling it to make adjustments and better satisfy customer needs.
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errors in inventory count pow corp. accidentally overstated its previous year ending inventory by $750. assume that the current year ending inventory is accurately counted. the error in the previous year will have what effect on pow corp.?
If ending inventory is overstated, the cost of goods sold would be understated, and net income would be overstated by the overstated amount of inventory.
Further, beginning inventory would be understated in year two, understating 2018's net income. Therefore, in this case 2018 net income is overstated by $750 and 2019 net income would be understated by $750.
What makes up the final inventory?The total value of the goods you have available for sale at the end of an accounting period, such as your fiscal year, is your ending inventory. It is a method of inventory accounting that enables businesses to accurately check stock, obtain financing, and benchmark net income.
Why is it important to end inventory?Accounting, tax, and business management all rely on ending inventory tracking. Ending inventory can be one of the company's most valuable assets, so its accurate tracking and valuation are critical. The company's cost of goods sold (COGS) is also affected by the method of inventory valuation chosen, which has an effect on gross and net profit as well as tax liability.
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a factor of production is the same as: a. the price of a good. b. a resource. c. an opportunity cost. d. the amount of a good produced.
A factor of production is the same as. b. a resource.
What is factor of production ?Factor of production can be defined as all what a business owner must put into consideration when wanting to produce goods and service.
This factor or production are resources that are needed when a company want to produce its goods and services and this factor of production includes the following :
CapitalLabor LandEntrepreneurshipTherefore the correct option is B.
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a. by coordinating the efforts of supply chain participants, firms that engage in supply chain management are reaching beyond the limits of their own organization's hierarchical structure and creating a new network form of organization among the members of the supply chain b. electronic data interchange (edi) was the first form of electronic commerce to be widely used in business. c. direct materials that companies buy on a recurring basis are called mro supplies. d. many industry value chains no longer consist of a single sequence of companies linked in a single line but include many parallel lines that are interconnected in a web or network configuration.
Supply chain management (SCM) is the coordination and management of activities involved in the production and delivery of a product or service. It involves the management of the flow of materials, information, and financial resources from suppliers, through the company and its production processes, to the end customer.
What is supply chain management?The goal of SCM is to optimize the overall performance of the supply chain by reducing costs, improving efficiency, and increasing customer satisfaction.
According to question:-
a. Supply chain management involves coordinating the efforts of multiple organizations to improve the overall efficiency and effectiveness of the supply chain.
b. Electronic data interchange (EDI) was one of the first forms of electronic commerce to be widely adopted in business and is still used today for the electronic exchange of business documents.
c. MRO supplies refers to maintenance, repair, and operating supplies that a company regularly purchases.
d. Many industry value chains have evolved to include multiple parallel lines of companies that are interconnected in a web or network configuration, rather than a single sequence of companies.
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today, erica can get a 30-year mortgage with a low interest rate. if erica time-traveled back to the 1920s, what would the terms of her mortgage likely be and why?
Interest rates in Europe are currently at an all-time low. Most people think it makes sense to lock in these affordable borrowing rates for as long as possible when buying a home in Germany. Why else would they, right? Nevertheless, as Your German Mortgage shows, it's not always the best course of action.
The interest rate is the amount of interest that is calculated as a percentage of the amount lent, deposited, or borrowed and is due each period. The principal, interest rate, frequency of compounding, and length of the loan, deposit, or borrowing are all factors that affect the final amount of interest charged on a sum lent or borrowed. The annual interest rate is the interest rate that is calculated over a year. The interest rate "measures the preference for a dollar of present income over a dollar of future revenue," according to one definition. The borrower is prepared to pay back the loan.
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what are the four types of prepared financial statements? which one do you think would be most favored by potential buyers of companies?
Answer:
There are four main types of prepared financial statements: income statement, balance sheet, cash flow statement, and statement of changes in equity.
An income statement shows a company's revenues and expenses over a period of time, such as a month or a year. It helps to show if a company is making a profit or a loss.
A balance sheet shows a company's assets, liabilities, and equity at a specific point in time. It helps to show a company's financial position.
A cash flow statement shows how much money a company is bringing in and spending over a period of time. It helps to show a company's liquidity.
A statement of changes in equity shows how a company's equity has changed over time. It helps to show how much money a company has invested in itself and how much money it has paid out to shareholders.
The most favored statement by the potential buyers of companies would be the cash flow statement, because it shows how much money a company has coming in and going out, and it helps to predict the company's future financial health.
requirement a. explain why the interest rate for the loan that requires a review report is lower than that for the loan that did not require a review. explain why the interest rate for the loan that requires an audit report is lower than the interest rate for the other two loans.
The interest price for the loan that requires a assessment report is decrease than the mortgage that did not require a overview due to the fact of lower statistics risk.
What is the interest fee of a loan?The pastime charge is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned. The pastime charge on a loan is typically referred to on an annual foundation recognised as the annual share rate (APR).
Gold Loan pastime fees vary from 10% to 16% per annum on average. This is one of the reasons due to the fact of which a Gold Loan comes in the listing of cheapest loans in India.
Interest free loans do not certainly exist. However, you should get an hobby free loan duration when borrowing with a credit card. Some banks can also permit for pastime free overdraft as well.
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