Which of the following provides the best explanation for how consumer credit can exacerbate inequality?

Answers

Answer 1

Answer:

people with lower wealth and income may have less access to credit and pay higher interest rates when they are approved

Explanation:

Answer 2

Answer:the answer is A

Explanation:

people with lower wealth and incomes must scrifice more capacity and capital in order to acquire credit.


Related Questions

In a large open economy, why is the supply curve for loanable funds upward sloping?.

Answers

Answer:

The higher the interest rate, the more willing suppliers of loanable funds will be to lend money.

Explanation:

Answer:

The demand curve for loanable funds is downward sloping, indicating that at lower interest rates borrowers will demand more funds for investment. The supply curve for loanable funds is upward sloping, indicating that at higher interest rates lenders are willing to lend more funds to investors.

Explanation:

at what stage of the product life cycle would it be best to begin investing in research and development of the next product?

Answers

Answer: Maturity

Explanation: This is before the product completley declines so you haven’t run out of time completley to develop a new and good quality product. It also isn’t too soon after the original product as that would cause problems in customer interest and make advertising/marketing more difficult.

) What is price-matching? A Paying more money for an item. B When a store sells something at the same price. C Buying used. D Using a coupon.

Answers

Answer:

The answer is B. When a store sells something at the same price.

Explanation:

They sell it for the exact price your paying.

Tracy Lefteroff is the global managing partner for PricewaterhouseCoopers. She said that her company is eager to invest in newly created biotech companies because the U.S. has an aging population that will need new medications and treatments. What kind of equity capital would Lefteroff be likely to provide

Answers

The kind of equity capital that Tracy Lefteroff is likely to provide to invest in newly created biotech companies is venture capital.

What is venture capital?

Venture capital is a kind of private equity financing that risk-taking investors provide to startup companies because of their potential for long-term growth.

Venture capital can be differentiated from other equity capital that is provided for publicly listed or trading companies.

Thus, the kind of equity capital that Tracy Lefteroff is likely to provide to invest in newly created biotech companies is venture capital.

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True or False: In the short run, changes in exchange rates are caused by relative productivity levels and preferences for domestic goods or foreign goods. True False

Answers

True: Over short periods of time, decisions to hold domestic or foreign financial assets play a much greater role in exchange rate determination than the demand for imports and exports does.

Further explanation

According to the asset market approach to exchange rate determination, investors consider two key factors when deciding between domestic and foreign investments: relative interest rates and expected changes in exchange rates. Changes in these factors, in turn, account for fluctuations in exchange rates that one observe in the short run.

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Market failure associated with the free-rider problem is a result of.

Answers

Market failure associated with the free-rider problem is a result of benefits that accrue to those who don't pay.

What is market failure?

Market failure refers to a situation when there's an inefficient distribution of resources in the market.

Market failure occurs when the free market does not distribute resources efficiently. This leads to rational outcomes for the group as a whole.

Hence, market failure associated with the free-rider problem is a result of benefits that accrue to those who don't pay.

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MARK YOU THE BRAINLIEST! Explain how production gives form utility to natural resources.

Answers

Explanation:

land has a broad definition as factor of production and can take many forms from agricultural land to commercial real estate. natural resources such as gold and oil can be extracted and refined for human consumption. cultivation of crops on land can increase its value and utility

At the beginning of year 3 omega company had a $60,000 balance in its accounts receivable account and a $3,000 balance in allowance for doubtful accounts. during year 3, omega experienced the following events. (1) omega earned $200,000 of revenue on account (2) collected $210,000 cash from accounts receivable (3) wrote-off $2,000 of accounts receivable as uncollectible omega estimates uncollectible accounts to be 4% of receivables. based on this information, the december 31, year 3 unadjusted (current) balance in allowance for doubtful accounts account (balance before expense recognition) is: ___________

Answers

The December 31, year 3 unadjusted (current) balance in allowance for doubtful accounts account (balance before expense recognition) for Omega Co. is $1,920.

How is the ending balance for allowance for doubtful accounts determined?

The ending balance of allowance for doubtful accounts can be determined by recognizing the company's policy towards doubtful accounts.

Some companies use an estimate based on the accounts receivable, credit sales revenue, aging of receivables, etc.

Data and Calculations:

Allowance for Doubtful Accounts:

Beginning balance  $3,000

Accounts Write-off   (2,000)

Ending balance        $1,920 ($48,000 x 4%)

Bad Debts Expense  $920 ($3,920 - $3,000)

Accounts receivable:

Beginning balance   $60,000

Revenue earned = $200,000

Cash collected         (210,000

Write-off of accounts  (2,000)

Ending balance      $48,000

Thus, the December 31, year 3 unadjusted (current) balance in allowance for doubtful accounts account (balance before expense recognition) for Omega Co. is $1,920.

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Providing incentives for enterprise social network adoption and use is under the ________ best practice.

Answers

Providing incentives for enterprise social network adoption and use is under the strategy best practice.

What is enterprise social network?

Enterprise social networking refers to an organization's use of social media (internally and externally), to connect individuals who share similar business ideas.

Examples of enterprise social network include:

IBM's ConnectionsCisco's Webex Social

Hence, providing incentives for enterprise social network adoption and use is under the strategy best practice.

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Morgan Company issued convertible preferred stock. What additional special feature(s) could also have been granted to preferred stock holders

Answers

Answer:

The right to convert the shares to common shares and The right to redeem the preferred shares for cash.

Explanation:

The ability to exchange shares for common shares, as well as the ability to exchange preferred shares for cash.

What is convertible preferred stock?

Convertible preferred stocks are preferred shares with an option for conversion into a specific number of common shares at a later time.

These shares are corporate fixed-income instruments, and the investor may decide to convert them into a particular number of shares of the company's common stock at a later date or after a specified period of time.

An investor can receive a stream of income as well as potential "upside" benefits by purchasing convertible preferred stock. At the predetermined date and conversion ratio, it may be converted into the company's common stock. This is a favorite stock attribute that attracts investors.

Thus, the ability to exchange shares for common shares.

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Does compound interest have more of an impact for short-term investments or long-term investments? Why?

Answers

Answer:

Compound interest is important when it comes to investing for a long-term goal because it accumulates interest from prior interest. Longer the term, the more you accumulate interest through compound interest. In the short term, you will not be making enough interest for the compounded interest to be as significant.

Explanation:

Compound interest has more of an impact on short-term investments or long-term investments is not a valid statement.

What is the investment?

A purchase made with the intention of creating income or capital growth is known as an investment. The value of an item increasing as time passes is referred to as appreciation.

Compound interest is significant when it comes to long-term investing since it builds on earlier interest. The longer time you have, the more curiosity you will accrue due to interest compounding. You won't be earning enough money in a hurry for the phenomenon of compound interest to have much of an impact.

Net worth increases more quickly due to compound interest. Due to the fact that you will receive rewards on both the cash that invest and the returns at the conclusion of every phase of compounding, it causes an amount of money to increase quicker than with simple interest.

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Give examples of customer service problems:​

Answers

Answer:

Examples of common customer service problems?

1] Long Wait on Hold

2] Unavailable or Out of Stock Product

3] Repeating the Customer's Problem

3] Uninterested Service Rep

5] Poor Product or Service

6] No First Call Resolution

7] Lack of Follow Up

8] New Product or Feature Request.

This are the examples

Correct me if I'm wrong,Hope this helps

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Joelle purchased 100 shares of PAC stock for $20 per share and sold this same stock one year later for $25 per share. She paid commissions of $60 when she purchased the stock and $70 when she sold the stock. Dividends of $2 per share were paid during the year. The total rate of return on this investment was

Answers

The total rate of return on this investment made by Joelle, who purchased 100 shares of PAC stock for $20, is 26.8%.

What is the rate of return?

The rate of return refers to the percentage of net profit or loss from an investment.

The rate of return can be computed as the total returns divided by the total cost, multiplied by 100.

Data and Calculations:

Cost price of stock = $20 per share

Total cost = $2,000 ($20 x 100)

Sales price per share = $25

Total sales value = $2,500 ($25 x 100)

Commission paid = $130 ($60 + $70)

Dividends received = $200 ($2 x 100)

Total proceeds from the investment = $2,700 ($2,500 + $200)

Total cost of investment = $2,130 ($2,000 + $130)

Total returns in dollars = $570 ($2,700 - $2,130)

Total rate of returns = 26.8% ($570/$2,130 x 100)

Thus, the total rate of return on this investment by Joelle from PAC shares is 26.8%.

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BigManufacture Inc. currently releases lead in to the local waterways at a concentration of 5 parts per billion. The government regulations sets a limit to the lead pollution at 2 parts per billion accompanied by a $30,000 fine per year for each part per billion beyond the 2 part limit. What is BigManufacture Inc. likely to do

Answers

Based on the calculations of total costs for each option, BigManufacture Inc. is likely to D. Reduce lead pollution by 1 part per billion.

What is the best pollution strategy?

There are many strategies to reduce pollution.

Deciding on a pollution reduction strategy depends on the total costs involved, as illustrated below.

Data and Calculations:

Total costs:

                                        Option A      Option B       Option C     Option D

Pollution Reduction cost  $0              $110,000       $60,000      $25,000

Fine payment                  $90,000       $0                $30,000      $60,000

Total costs                     $90,000      $110,000      $90,000      $85,000    

Question Completion:

Cost Implication of Lead Pollution Reduction

Reduction of Lead         Cost

By 1 part per billion      $25,000/year

By 2 parts per billion   $60,000/year

By 3 parts per billion  $110,000/year

Answer Options:

A. Reduce lead pollution by O part per billion.

B. Reduce lead pollution by 3 parts per billion.

C. Reduce lead pollution by 2 parts per billion.

D. Reduce lead pollution by 1 part per billion.

Thus, based on the calculations of total costs for each option, BigManufacture Inc. is likely to D. Reduce lead pollution by 1 part per billion.

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B was 42 when the life insurance policy was issued. 42 is referred to as the ______ age of the policy. A

Answers

Because the assured is 42 when the life policy was issued, such age will be called an original age of the policy.

What is an original age?

In a life policy, an Original Age refers to the age of an insured at the inception of a life insurance policy.

Therefore, as the the assured is 42 when the life policy was issued, such age will be called an original age of the policy.

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Glen is a partner in home builders, a construction firm. Glen’s assignment of his interest in the partnership to investment consultants results in:.

Answers

Glen’s assignment of his interest in the partnership to investment consultants results in Glen’s wrongful dissociation and liability for any damages.

What is a dissociation?

This is a term that is used to refer to a disconnection or a braek in the way that information is being handled.

The firm has the dissociation given that Glen had made his intention of being a partner known.

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1. Being offered opportunities to prosper in your career.

A. Physiological

B. Esteem

C. Belongingness

D. Self- actualization

2. Gaining positive attention from your manager after a presentation.

A. Physiological

B. Esteem

C. Belongingness

D. Self- actualization

3. Having a salary that allows you to adequately feed your family.

A. Physiological

B. Esteem

C. Belongingness

D. Self- actualization

4. Alderfer combined the needs for gaining positive attention from your manager and having opportunities to prosper in a career into the categor of ________ needs.

A. Growth

B. Relatedness

C. Existence

Answers

1. Opportunities to prosper in a career matches a need for esteem.

2. Gaining positive attention from your manager after a presentation represents the need for esteem.

3. Having a salary that allows you to adequately feed your family corresponds to physiological needs.

4. The combination of the manager's needs to get positive attention and opportunities to thrive in a career is related to relationship needs.

What is Maslow's hierarchy of needs theory?

It is based on the belief that all human needs are arranged in a hierarchical relationship that, when achieved, is able to direct the satisfaction and motivation of individuals, defining the concept of Maslow's pyramid, whose human needs are defined as:

Physiological needsSecurity needSocial needsEsteem needsSelf-actualization needs

Therefore, the hierarchy of needs theory is a psychological theory widely used in human resource management to understand employee needs and motivation.

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The process whereby union and management representatives negotiate a contract for workers is called:.

Answers

The process whereby union and management representatives negotiate a contract for workers is called Collective bargaining

What is Bargaining?

This refers to the negotiation between different parties where they discuss an outcome in order to arrive at a compromise that would suit all parties involved.

Hence, we can see that because there is a negotiation between both the union and management representatives negotiate a contract for workers to better their lives, this is known as collective bargaining.

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Firms earning a loss will sometimes shut down in the short run. What quantity will the firm produce if it shuts down in the short run?.

Answers

The number of units that would be produced by the firm if it shut down is zero units.

When would a firm shut down?

A firm shuts down in the short run when average variable cost is greater than the price. When the firm shuts down, zero unit of output would be produced.

The short run is a period when at least one factor of production is fixed. When a firm shuts down, no revenue is earned by the firm incurs fixed cost.

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Economist Mancur Olson argued that _____ is more rational (when someone receives benefits without doing the work or paying dues). We can all enjoy clean air without being a member of an environmental group. He believes that providing incentives is the only way for membership in interest groups to flourish.

Answers

Economist Mancur Olson argued that Collective Action is more rational (when someone receives benefits without doing the work or paying dues).

What is the Logic of Collective Action?

The Logic of Collective Action is an argument stating that individuals in groups try to act collectively because of the motive of enjoying as free passengers at the expense of others unless the group creates common rewards that demand individual participation.

This argument was enunciated by Economist Mancur Olson in his book, "The Logic of Collective Action," 1965.

Thus, Economist Mancur Olson argued that the Logic of Collective Action is more rational (when someone receives benefits without doing the work or paying dues).

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The concept of limited liability

Answers

Answer: Function, The function of the concept of limited liability is to provide the owners of businesses a way to protect their personal assets. For example, if a business is sued, the person seeking compensation cannot go after the personal property of the business' owners.

Types The concept of limited liability gives rise to a variety of different types of business organizations.These include corporations and limited liability companies, all of which are created by the laws of each of the 50 states.

Significance The concept of limited liability plays a significant role in commerce. Absent the concept of limited liability, individuals would shy away from investing in businesses of any type. The vast majority of individuals would not want to put their personal property at risk by becoming involved in a business enterprise.

Features The concept of limited liability restricts the amount of money a person risks to what she invests in a business enterprise

Exception Protections normally associated with the concept of limited liability can be set aside in certain situations. For example, if a business owner co-mingles personal and business assets -- in a common bank account, for example -- an individual with a claim against the business likely can seek compensation from some, if not all, of the business owner's personal assets.

Expert Assistance A business owner facing a situation in which another individual or business makes a claim against the business should seek legal assistance. A qualified attorney not only protects the interests of the business but works to ensure that the owner's personal assets do not end up in jeopardy.

Explanation:

Managers are more likely to delegate if the lower-level employee has no supervisory experience. True False

Answers

Answer:

False

Explanation:

Hope this helps.

Why are entrepreneurs essential to the success of a free enterprise economy?

Answers

Answer:

they help the market respond to changing prices and consumer preferences.

Explanation:

Entrepreneurs are themselves an important ‘factor of production’ and an essential aspect of a functioning free market economy. Importance of entrepreneurs Free market evolution. Entrepreneurs are important in a free market because they help the market respond to changing prices and consumer preferences.

Which general staff member prepares incident action.

Answers

Answer:

Operations Section Chief

Explanation:

is responsible for managing all tactical operations at an incident. The Incident Action Plan (IAP) provides the necessary guidance.

The ease with which an asset can be converted quickly into cash, with little or no loss of purchasing power, is called what?.

Answers

Answer:liquidy

Explanation:

Answer:

Liquidity

Explanation:

Increasing the number of periods will increase all of the following except Multiple Choice the present value of an annuity. the present value of $1. the future value of $1. the future value of an annuity.

Answers

Increasing the number of periods will increase all of the following except the present value of an annuity.

What is meant by the present value of an annuity?

This is a term that has to do with the amount of money that would be required to pay for a series of annuity in the future.

Because money is known to have time value. the value of money today would be more than its future worth.

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Having the authority to define their own tasks makes it likely that workers will ______. a. be less satisfied b. abandon tasks c. be more productive d. expand lunch hours please select the best answer from the choices provided a b c d

Answers

When authority is given the role to define their own tasks, this makes it likely that workers will be more productive.

What is definition of tasks?

In a formal setting, this means the role of independently setting the function of the subordinates under the hierarchy of an authority.

The likely outcome of when authority is given the role to define their own tasks is that the workers will be more productive.

Therefore, the Option C is correct.

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Please I need this now!!
Careers in the ______________ cluster work from two different angles: the arts, a/v technology, and communication pathway creates things for the public to see, read, or play, while the information technology pathway focuses on using technology to wade through information or to keep information flowing to the public.

A. Health Sciences
B. Communications and Information
C. Agriculture, Food, and Natural Resources
D. Engineering, Manufacturing, and Technology
(CAREER)

Answers

health science A B communications

A separately identifiable collection of things about which the organization wants to collect and store information is a

Answers

Answera

Explanation:

the anser is a

What must owners of agricultural land do each year in order for it to qualify for protection under the Green Belt Law

Answers

In order for the land to qualify for the green belt law, it has to be used primarily for the sake of agriculture or good faith commercial agricultural purposes.

What is the Green Belt law?

This is an exemption that is given to land owners in the state of Florida if the land is used for the bona fide purpose of agriculture.

The law has it that the land owner applies for classification if they want the law applicable to them.

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What happens when you heat a sugar and water mixture? If K is the set of all letters in the word equation, and L is the set of all letters ofthe word inequality, list all of the elements of the following sets.K:The question is to find all the elements in K and YY: Which transformations take the graph of f(x) = e^x to the graph of g(x) = e^x+2 + 3 will mark Big brain Small flies are younger than larger flies,TrueFalse Read the excerpt from ronald reagans address at moscow state university. freedom, it has been said, makes people selfish and materialistic, but americans are one of the most religious peoples on earth. because they know that liberty, just as life itself, is not earned but a gift from god, they seek to share that gift with the world. "reason and experience," said george washington in his farewell address, "both forbid us to expect that national morality can prevail in exclusion of religious principle. and it is substantially true, that virtue or morality is a necessary spring of popular government." select 3 options. the underlined words in this excerpt are an example of procatalepsis. an example of allusion. used by reagan to acknowledge an opposing view. included by reagan to discourage increased freedom. followed by a counterargument proving reagans point. Write a problem that represents the addition model shown above. Don't solve the problem.15 points and Brainliest RST Company produces a product that has a selling price of $10 per unit and variable cost of $6 per unit. The company's fixed costs are $30,000. If the company sells 15,000 units, the degree of operating leverage is 3. How did Bens life change after the start of World War II? ________________________________________________________________________________________________________________________________________ Pretest Unit 4Question 10 of 30The Columbian Exchange involved the exchange of goods and ideas betweenwhich two places?A. Columbia and SpainB. the Old World and the New Worldc. South America and AfricaD. Asia and South America factor the equation y=9x-18x+9 2. When plotting a point on a coordinate grid using an ordered pair, thefirst number tells you to go up.O TrueFalse I need help with these 2 problems Please and thank you :) 100 POINTS!You have read The Strange Case of Dr. Jekyll and Mr. Hyde by Robert Louis Stevenson. In a well-organized paragraph explain the role of a significant event in the plot. Consider the relationship of the event to other events, characters, and conflicts.someone gimme their response please! part b The EPA examines six air pollutants to assess air quality. These pollutants are listed in the table. To learn more about them, conduct research using the search term "EPA six common air pollutants." Use your research to fill in the table.part cIn 1970, the US Congress passed the Clean Air Act to combat increasing levels of harmful pollution in the atmosphere. The law was amended in 1977 and 1990 to make major improvements. Read a brief summary about the Clean Air Act. Then read about how our nation's air status and trends have changed since this law was passed. As youre reading and scrolling through the nations air quality trends, list three positive or negative outcomes of the Clean Air Act.part dThis image from the EPA shows the projected benefits and costs from the most recent amendments to the Clean Air Act. A net improvement in economic welfare is projected because cleaner air leads to better health and productivity for American workers. It also reduces medical expenses for air pollution-related health problems. Find the volume of the following. Cause and Effect Reasoning Quick Check1. Cells can repair small amounts of damage. In what situation-[Answer: A person is exposed to large amounts of gamma rays.]2. If a certain amount of time in the sun is dangerous for adults, what could-[Answer: The adult and child would get the same damage per]3. An individual must receive quite a lot of sun exposure over time to develop a high risk of cell damage. [Answer: A shorter exposure time to X-rays gives the same risk]4. Ultraviolet light can damage a cell. Which exposure would most likely-[Answer: 5 minutes of exposure to UVB light]5. New vaccine studies are sometimes tested on pigs.[Answer: Humans have an immune system very similar to pigs.] What is the best way to make your point or argument stronger? Add more evidence to your report. Use all capital letters and also exclamation points. Repeat your claim in each paragraph. What does china need to do in order to drive out the foreign imperial powers now that the Boxer Rebellion has failed?(2-3 sentences) Here's the rest of the questions Good evening! Can someone please answer this, ill give you brainliest and your earning 50 points. Would be very appreciated.