The type of policy determines benefits based on a relative value scale is known as Hospital indemnity.
What is Hospital indemnity?Hospital indemnity insurance is known to be a kind of supplemental coverage that is said to often aid a person's health insurance with financial protection.
Therefore, note that The type of policy determines benefits based on a relative value scale is known as Hospital indemnity.
See options below
A. Hospital indemnity
B Major medical
C Dental expense
D Basic surgical expense
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Suppose you are the owner of a picture frame store and you wish to calculate how many pictures you must sell to cover your fixed and variable costs at a given price. Demand for pictures is strong, so the average price customers are willing to pay for each picture frame is $120. Also, suppose your fixed costs (FC) total $32,000 (real estate taxes, interest on a bank loan, etc.) and unit variable cost (UVC) for a picture frame is $40 (labor, glass, frame, and matting). What is the quantity of picture frames you will need to sell to break even
Based on the selling price of the picture frames and the unit variable costs, the break-even point is 400 picture frames.
What is the breakeven point?This can be found by the formula:
= Fixed costs / (Selling price - Variable costs)
Solving gives:
= 32,000 / (120 - 40)
= 32,000 / 80
= 400 picture frames
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Regulating banks and savings and loans differently (specifically limiting the amount of interest that a savings and loan can offer to potential savers) causes:
a: banks to have a competitive disadvantage
b: savings and loans to have a competitive advantage.
c: savings and loans to be equally competitive
d: savings and loans to have a competitive disadvantage
e: banks close
Regulating banks and savings and loans differently causes savings and loans to have a competitive disadvantage
What is the effect of the difference in regulation?When banks and savings and loans have different regulation, the party with the stricter regulation has a competitive disadvantage while the party with the less strict regulation has a competitive advantage.
Limiting the amount of interest that a savings and loan can offer to potential savers would lead to savers preferring the which can offer higher interests.
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Which of the following statement is correct Group of answer choices The risk of a portfolio will be a weighted average of the risk of the individual stocks The total risk can then be broken down into market risk and systematic risk The demand for stocks by investors should depend on the stocks' individual level of risk The reduction in risk that is accomplished by combining stocks in a portfolio is called diversification
The correct statement is: the reduction in risk that is accomplished by combining stocks in a portfolio is called diversification.
What is diversification?Diversification are strategies devised by organizations by investing or venturing to different business with the aim of reducing or eliminating exposures.
Hence, the correct statement is: the reduction in risk that is accomplished by combining stocks in a portfolio is called diversification.
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Increased flexibility in scheduling has become an important benefit for employers to offer because of: multiple select question. the increase in two-income families employer tax deductions the increase in single parent homes the increase in the birth rate
The Increased flexibility in scheduling has become an important benefit for employers to offer because of increase in single parent homes and the increase in two-income families.
What is the meaning of Scheduling ?
In a production process or manufacturing process, scheduling is the process of organizing, managing, and optimizing work and workloads.
Scheduling is used to distribute resources for equipment and buildings, prepare for human resources, organize work processes, and buy goods.
The flexible schedule must be prepared for the single parent homes and also for the two income families by the employers.
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Answer:
1. The increase in two-income families
2. The preferences of Gen X and Milennial workers
Explanation:
g
Question 4
Sally purchased a Ford Fusion for $25,000 in 2018. Today, Sally sold the car to Darien for
$18,000. How does this affect the CURRENT GDP?
Answer:
It doesn't affect it because it's a used good
Explanation:
Used goods ARE NOT counted. Goods are only counted in GDP during the year when they were produced, and/or the first time they are sold.
The selling of the used car by Sally will not have any effect on the GDP because such transaction has already been accounted earlier during the time of production and selling. Hence, no changes in GDP.
Why used goods are not included in GDP?Expenditure on used goods isn't always a part of GDP due to the fact those items had been a part of GDP withinside the duration wherein they had been produced and all through which time they had been new items.
Counting the sale of used items might be double-counting and might distort the authentic degree of manufacturing for a given duration.
Hence, no changes in GDP as the selling of the used car by Sally has already been accounted earlier.
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According to the theory of liquidity preference, holding the supply of real money balances constant, an increase in income will ______ the demand for real money balances and will ______ the interest rate.
According to the theory of liquidity preference, holding the supply of real money balances constant, an increase in income will increase the demand for real money balances and will decrease the interest rate.
What is theory of liquidity preference?In line with the liquidity preference theory, it is state that interest rates are determined by the supply and demand of money.
It is to be noted that tightening the money supply will decrease the nominal interest rates.
Hence, according to the theory of liquidity preference, holding the supply of real money balances constant, an increase in income will increase the demand for real money balances and will decrease the interest rate.
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If the Fed wants to decrease interest rates, it should: Please choose the correct answer from the following choices, and then select the submit answer button. Answer choices recall bonds in open market operations. issue bonds in open market operations. buy bonds in open market operations. sell bonds in open market operations.
If the Fed wants to decrease interest rates, they should buy bonds in open market operations.
How can the Fed decrease rates?The Fed can engage in Open market operations where they buying bonds from the market.
This would increase the amount of cash in the economy. As this happens, interest rates would decrease because less people would demand loans as they would have cash.
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On september 1, you compare the petty cash book balance of $29.30 with the actual currency in the petty cash box. the box contains the following: 2-$5 bills; 6-$1 bills; 12-half dollars; 8-quarters; 34-dimes; 16-nickels; and 25 pennies. complete the following to find the amount of cash shortage/overage:
The amount of cash overage in the petty cash book as against the opening balance will be $0.85.
What is petty cash book?A book, which has the chronological and systematic records of all the small and petty expenses and receipts of an organization, is known as a petty cash book.
The balance in petty cash book can be ascertained by the following method,
[tex]\rm Petty\ Cash\ Balance= Beginning\ Balance - Expenses\ and\ Petty\ Bills\\\\\rm Petty\ Cash\ Balance= 29.30 - (10+6+6+0+3.80+0.80+0.25)\\\\\rm Petty\ Cash\ Balance= $0.85[/tex]
Hence, the petty cash book has an overage of $0.85 for the month of September.
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Explain how e business systems naturally have greater security risks than traditional business systems. the answer must be focused on person-based trust
E-business systems naturally have greater security risks than traditional business systems because they lack a personal touch and are vulnerable to hackers.
Why E-Business is risky?Along with vulnerabilities connected to using third-party platforms, data privacy laws, internet security rules, and customer service concerns, these risks include the unauthorized sharing of data, fraud, malware, and other security lapses. E-commerce is lacking in a personal touch which is better than traditional. The product is not touchable or haptic. Therefore, it is challenging for customers to evaluate a product's quality. Risks associated with conducting business online frequently include suspicious activities and credit card data theft. This is not a problem in traditional ones.Anyone can make an online purchase using a stolen credit card, including hackers. Most often, disputes start when a customer's account has been charged for a product that never shows up.Hence, E-business is riskier than the traditional business system.
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If a company initially records the purchase of supplies to the supplies expense account, the mount of the adjusting entry made at the end of an accounting period will be equal to
The amount of the adjusting entry at the accounting period will be equal to the supplies on hand at the end of the period if the company initially records the purchase of supplies to the supplies expense account.
What is a supplies expense account?In accounting, the account report the amount of supplies that were used during the time indicated on the heading of the income statement.
Hence, If a company initially records the purchase of supplies to the supplies expense account, the amount of the adjusting entry at the accounting period will be equal to the supplies on hand at the end of the period.
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What is the typical relationship between satisfaction and loyalty?
The typical relationship between satisfaction and loyalty is Satisfaction determines loyalty.
How are satisfaction and loyalty related?In the business world, loyalty is dependent on satisfaction because the level of satisfaction that a consumer gets will determine if they will be loyal to a brand.
This is why companies place a huge premium on pleasing their customers to ensure that they are loyal to the brand.
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Business analytics use Blank______ to derive meaning form data by finding patterns to make future predictions. Multiple choice question. facts analysis algorithms knowledge
Business analytics use Blank algorithms to derive meaning form data by finding patterns to make future predictions.
What is Business Analytics?Business analytics (BA) is a fixed of disciplines and technology for fixing commercial enterprise issues the usage of records analysis, statistical fashions and different quantitative methods. It includes an iterative, methodical exploration of an organization's records, with an emphasis on statistical analysis, to force decision-making.
Data-pushed businesses deal with their records as a commercial enterprise asset and actively search for methods to show it right into a aggressive advantage. Success with commercial enterprise analytics relies upon on records quality, professional analysts who apprehend the technology and the commercial enterprise, and a dedication to the usage of records to benefit insights that tell commercial enterprise decisions.
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A distinctive competence is not a. a competitively important activity that a company performs better than its rivals. b. typically less restrictive for rivals to copy than a core competence. c. a basis for sustainable competitive advantage. d. considered as a superior internal strength. e. capable of delivering stand-out value to customers (in the form of lower prices, better product performance, or superior service).
An untrue statement on distinctive competence is that it is b. typically less restrictive for rivals to copy than a core competence.
What is distinctive competence?This refers to internal activities that a company is able to perform very well to help it meet it's goals.
While it isn't easy to copy, it is easier for rivals to copy a distinctive competence than a core competence.
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Kendall is in a convenience store considering which soda to buy. She recalls a commercial for Pepsi she saw on TV last night. Pepsi is running a promotion where you look under the bottle cap, and one in five bottles has a voucher for a free soda. If Kendall decides to purchase a Pepsi based on this promotion, which is framed in terms of _____, she will use a _____ strategy. Group of answer choices gains; risk-taking losses; risk-aversion losses; risk-taking gains; risk-aversion
Jerry is an adjuster and has signed a contract with ABC Insurance to adjust claims in an area recently devastated by a hurricane. Jerry receives the claims from ABC Insurance, completes the inspections, and settles claims on behalf of ABC Insurance according to his contract. What type of authority has ABC Insurance given Jerry
The authority that Jerry has which allows him to complete inspections and settle claims is called an Express authority.
What is express authority?This is a kind of authority that an agent has that is clearly spelled out in writing or given orally.
Jerry has a contract with ABC Insurance that writes what he is allowed to so which means that his powers are expressly given.
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Identify a true statement about modern managers in Western society They view their task as one of motivating employees to do their best They are of the view that the practice of threatening employees is usually productive They function as enforcers and disciplinarians They believe that trust and respect should be demanded
A true statement on western modern managers is that They view their task as one of motivating employees to do their best.
How do western managers try to lead employees?Studies have shown that employees are more productive when they are motivated.
As a result, modern managers in the West try to motivate their employees to give their best so that the company can be more productive.
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(04.01 LC)
If an investor sells his investments and earns money,
O he can deduct the gains
O he will be taxed
O the initial value of the investment decreases
there will be government penalties on the transaction
If an investor sells his investments and earns money he will be taxed
A tax is a mandatory financial charge or other sort of levy placed on a taxpayer by an administrative body to pay for certain public expenditures and administrative costs.
Taxes are imposed by the government on the earnings of citizens and the profits of businesses, or they are included in the price of various products, services, and transactions as a mandatory contribution to state coffers.
Most nations have a tax system in place to finance public, shared, or agreed-upon national necessities as well as governmental duties. While some scale taxes are progressive based on bands of yearly income levels, most impose a flat percentage rate of taxation on personal annual income. The majority of nations impose taxes on both personal and business income. Wealth taxes, inheritance taxes, estate taxes, gift taxes, property taxes, sales taxes, usage taxes, payroll taxes, fees, and/or tariffs are frequently levied by nations or subunits.
Hence If an investor sells his investments and earns money he will be taxed
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disadvantage of snob appeal
Answer:
The purpose of snob appeal is to persuade a consumer to purchase a product or service by convincing him or her that the purchase will elevate their status. By appealing to individuals' desires to be among the elite, advertisers attempt to sell their products.
For example, some different ads that illustrate snob appeal include the following:
Cigarette ads with big and tough guys smoking cigarettes makes it seem that the consumer, too, could be among the elite hearty men who smoke cigarettes.
Commercials that show men drinking a certain brand of beer attracting all of the beautiful women in a bar gives the underlying message that drinking that beer will make the consumer more attractive to women.
A food commercial that highlights parents who are "Number One" that purchase a certain food product implies that the consumer will also be a top notch parent if he or she purchases the product.
A perfume advertisement that features a woman dressed in fancy clothes and very expensive jewelry appeals to the "inner snob" by implying that a woman who wears that perfume will be equally as exquisite in appearance.
A commercial for cat food that shows a cat eating a certain brand of food in a posh house with a fancy pet dish makes the consumer feel she is treating her cat the best she possibly can by purchasing that food.
A military slogan that says, "Do you have what it takes?" is appealing to snob appeal by trying to recruit members implying that they are an elite group that has characteristics that others do not possess.
When a company is attempting to sell its services over competitors' services and states "You don't want to deal with those OTHER companies…" it is attempting to elevate its own image to be more appealing as an elite company.
A wireless phone company shows commercials of people waiting in lines to get their phones and the images of those who have the phones are of well-dressed and popular people. The phone company is making it seem extremely desirable to be a part of the group of people who are elite enough to own that phone.
A linen company features their products in an advertisement in a posh and fancy home implying that those who purchase their linens are amongst the elite.
Featuring a popular celebrity in a commercial in which she states she would never use another brand makes the product seem more appealing to the consumer.
A commercial for big screen televisions shows a large group of people watching the Superbowl and having fun, stating that "everyone will want to be at your house" implies that the purchase of the television will make the consumer popular and part of an elite group.
Explanation:
The main elements of market structure are
Answer:
the number and size of sellers, entry and exit barriers, nature of product, price, selling costs.
What is the tool by which financial markets allocate funds across alternative uses?
Interest rates is the tool by which financial markets allocate funds across alternative uses.
What are financial market instruments?Financial markets are formed by buying and selling of a lot of types of financial instruments such as equities, bonds, currencies, and others.
Note that Interest rates is the tool by which financial markets allocate funds across alternative uses.
See options below
A.
Automatic teller machines.
B.
Interest rates.
.C.
Commodity prices.
D.
Bank fees.
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Explain how key concepts may help you as you move forward, whether in the world of
business or otherwise.
The concept of profit making in business helps an organization to be afloat and sustainable.
What is Concept?This is referred to as abstract ideas about a particular subject or topic and profit making concept involves selling at a price higher than the cost price.
This will help reduce loss and keep business sustainable in the long term future.
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when the price of a product falls, demand for its substitute will _______. multiple choice question. stay the same decrease increase
When the price of a product falls, demand for its substitute will decrease.
What is Demand?Demand is the number of goods a consumer is willing to purchase at the right price within a period of time. The prices of goods determine the level of demand for that particular good.
When the price of a particular product falls or depreciates, the demand for the substitute for that good will also decrease.
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A registered representative hires a contractor to add a 2-bedroom wing to his house to accommodate his growing family. When the contractor finishes the job, there are a number of items that the representative wants repaired, so he withholds $10,000 of the final payment. The contractor believes that he completed the job properly and, at his first opportunity, files a mechanic's lien for the $10,000 amount. This is an event that:
The event of what is going on based on this case is that there is a breach of contract between the contractor and the home owner.
What is the breach of contract here?The agreement that was done for the job was to add a wing to the 2 bedroom wing.
But from what is seen here, the owner of the bedroom is saying he would withold for a different thing that was not clearly stated initially.
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Before investigating alternative production plans, demand forecasts should be converted into Multiple choice question. production requirements. inventory requirements. forecast for the next period. only safety stock requirements.
Demand predictions should be converted to inventory requirements before considering alternate production strategies.
Production planning is the process of creating a roadmap for the design and manufacture of a certain product or service. Production planning assists firms in making their manufacturing processes as efficient as feasible. Production planning was developed to improve the manufacturing process, but its basic logic is now used in many ways to design, manufacture, and distribute software as well.
An alternative production plan is basically a safety plan which is made. In case the main plan does not work, an alternative plan is executed. Inventory Requirements means the minimum inventory level set out of a product; provided, however, that "inventory level" comprises only those Products on hand in final form as of a specific date.
Therefore, the correct option is the inventory requirement.
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A major supplier to an auto manufacturer would most likely adopt which production and inventory strategy?
A supplier to an auto manufacturer will most likely adopt the policy of B. Make-to-stock strategy.
What is a Make-to-stock strategy?This is a strategy that is based on forecasted product demand where suppliers produce the goods they are to sell based on what they think will be needed.
A supplier to a car manufacturer would use this method because they would like to have parts readily available to be sold to the auto manufacturer.
Options are:
A.Postponement strategy
B.Make-to-stock strategy
C.Assemble-to-order strategy
D.Make-to-order strategy
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Many managers make a decision and then fail to act on it. It is critical that top managers ______ the decision and then assign middle managers the responsibility to make follow-up decisions as appropriate to achieve the goal. This responsibility should be met with rewards and sanctions for success and failure, respectively, in implementing the decision.
In Business Management, tt is critical that top managers implement the decision and then assign middle managers the responsibility to make follow-up decisions as appropriate to achieve the goal.
What is decision-making in business management?This refers to the art of recognizing actionable steps that are related to the attainment of business objectives, then identifying and act steps that must be taken to actualize them by making and implementing decisions.
It is thus correct to state that implementation is key to decision-making.
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A key contribution of ________ was the identification of the major functions of management which are planning, leading, organizing, and controlling. A key contribution of ________ was the identification of the major functions of management which are planning, leading, organizing, and controlling. the behavioral viewpoint
A key contribution of the administrative management was the identification of the major functions of management which are planning, leading, organizing, and controlling.
What is an administrative management?It should be noted that the administrative management is important in ensuring that the organization is moving towards the attainment of its goals.
In this case, key contribution of the administrative management was the identification of the major functions of management which are planning, leading, organizing, and controlling
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if you are in the 20 percent tax bracket, what is your aftertax yield on a par value municipal bond yielding 5 percent? ignore state and local taxes.
if you are in the 20 percent tax bracket, Five percent. For this reason, the after-tax yield is the same as the pre-tax yield since interest income from Muni is free from federal income tax. This is further explained below.
What is tax?Generally, taxation is simply defined as a kind of mandatory public financing that is assessed on the purchase price of certain products and services as well as on the earnings of individuals and businesses.
In conclusion, there would be a 5% reduction if your tax bracket was 20%. Since interest income from Muni is exempt from federal income tax, the after-tax yield is identical to the pre-tax rate.
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The five forces of competitive pressures do not include a. the power and influence of social/demographic trends. b. the bargaining power of suppliers and seller-supplier collaboration. c. the threat of new entrants into the market. d. the attempts of companies in other industries to win customers over to their own substitute products. e. the market maneuvering and jockeying for buyer patronage that goes on among rival sellers in the industry.
The five forces of competitive pressures do not include the power and influence of social/demographic trends.
What are the Porter's five forces?
The Porters' 5 forces is used to analyse the competitiveness among firms in an industry.
Porter's 5 forces include :
Competition in the industry : the higher the number of companies in the industry, the lower the power an individual firm possesses. For example, if an industry increases it price, a consumer can easily shift to the consumption of substitute
Potential of new entrants into the industry : If there are low barriers to entry in an industry, firms in the industry experience greater competition
Power of suppliers : the higher the number of suppliers in the industry, the higher the bargaining power of firms in the industry and the greater the power they posses
Power of customers : the larger the number of customers, the greater the power firms possess
Threat of substitute product : if there are little or no substitutes for the goods produced by companies, the greater the power the firms possess
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what must an applicant for a real estate license do if they have been convicted of a crime
The thing which an applicant for a real estate license should do when he has a crime conviction is to disclose all convictions on the application.
What is a Crime Conviction?This refers to legal process where a person is accused of a crime, tried, found guilty and sentenced.
Hence, we can see that after the sentencing, there is already a crime conviction and this must be stated for a person that wants to apply for a real estate license.
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