Who would best benefit from counseling?

A person with a debt-to-income ratio of 29%

A person with a debt-to-income ratio of 8%

A person with a debt-to-income ratio of 12%

A person with a debt-to-income ratio of 25%

Answers

Answer 1

Answer:

It's A. A person with a debt-to-income ratio of 29%

Explanation:

Answer 2

A person with a debt-to-income ratio of 29% would best benefit from counseling. Hence, option A is correct.

What is debt-to-income ratio?

People debt-to-income ratio (DTI) evaluates how much of your monthly income is going toward paying down your debts. It specifically refers to the percentage of your gross monthly income that is used to settle debts such as rent, a mortgage, credit cards, and other commitments.

As a general rule, try to keep your total debt to income ratio at or below 43%. As a general rule, aim for a debt-to-income ratio of about 36% or less and no higher than 43%. This is how lenders frequently assess DTI: Excellent DTI of 36% or less. DTI is good at 43%.

The optimal back-end ratio, which takes into account all monthly debts, should not be more than, and the front-end ratio should not exceed, 28 percent.

Thus, option A is correct.

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Related Questions

What does the stock market drive companies to do?

Answers

Answer:

It drives companies to push themselves to increase their market value, and make sure all the companies news is relevant and important.

Explanation:

The stock market is an online exchange where prices are put together and people make different trades. The stock market drives them to increase their earnings and ultimately the price per share of their stock.

What is the amount of currency of one country that can be traded for one unit of currency of another country?
- Exchange rate
-Foreign exchange

Answers

Market for foreign exchange. Exchange rate; the network of banks and other financial institutions that trade in various currencies.

How much of one currency may be purchased with another?

As a result, a reciprocal currency is priced in terms of U.S. dollars per foreign currency unit rather than dollars per foreign currency unit. The EUR/USD currency pair is a typical illustration, where a quote of 1.20 indicates that one euro is equivalent to $1.20 in USD.

Which currency is employed in international trade?

The currency

Since the end of World War II, the dollar has served as the primary reserve currency for the whole world and is the most often used currency for international trade.

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How did CNN change news?

Answers

On June 1, 1980, CNN (Cable News Network), the world's first 24-hour television news network, makes its debut. CNN went on to change the notion that news could only be reported at fixed times throughout the day. ...

A target market is a group of customers that a business decides to aim its marketing efforts and ultimately its products on.


True

False

Answers

A target market being a group of customers that a business

decides to aim its marketing efforts and ultimately its

products on is True.

What are Products?

These are the goods and services a company offers to the

public in order to take care of certain problems and also ensure

that profit is made in the organization.

Target market are the group of people in which the products

are made for. For example, a sanitary pad's target market is

females.

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true

Explanation:

noballs

Given the size of the global economy and the size of some of the large corporations, do you think it is possible to carve out a niche that you can exploit as a small businessperson?

Answers

Answer: Yes

Explanation: Especially in today's time where so many business have to rethink how they look at customer service. Along with the constant growth and change in society, finding a niche can be as simple as keeping up with the changes going on in society. For example, a five star restaurant that is known for it's great dining experience is one way to have a food business. With more people staying home, a small business that creates a 5 star dining experience for home could be a great niche.

Type the correct answer in the box. Spell all words correctly.

What economic theory does the country follow?

A country in the Middle East has state-run enterprises that regulate and oversee all its oil-based operations and means of production. This

characterizes an)

economy

Answers

Answer: planned economic system or sociallism

Explanation:

Planned economic system is when the means of production are under the control of the state government.

Here, the government is the one in charge of the allocation of the resources in the economy coupled with the production if goods and its distribution.

Answer:

Command

Explanation:

Which of the following is not an advantage of personal selling?

A.) ability to get immediate action
B.)ability to cultivate relationships
C.)relatively low cost
D.)ability to be individually tailored

Answers

Answer:

C.)relatively low cost

Explanation:

Personal selling involves the use of a sales team to engage customers and convince them to buy. It is a one-on-one interaction between the seller and potential buyer.

Personal selling is a costly affair. Each salesperson can only engage one client at a time. To engage a large number of customers, a big team of salespeople is required. The hiring of good salespeople, training them, salaries, bonuses, and commissions can be expensive.

A defensive stock:
a) is part of the manufacturing sector that sells to the Department of Defense
b) is owned by a company that is currently having a strong downturn
c) Is the type of stock that holds a steady value, such as an insurance company
d) Has a small market capitalization

Answers

C. Is the answer because the bussiness will not go down if it has an insurance company that will serve as a defense

When you begin working, you will need to find _______ in your life. sanity relaxation answers balance

Answers

Answer:

peace and to always believing in yourself!!

Explanation:

HOPE I AM CORRECT :3

Your “why” in life and worth, I hope this helps! Have a good rest of your day/night :)

can anyone please help me please.

At the zoo, Brooke learn that one of the rhinos weighs 4,897 pounds, one of the giraffes weighs 2,667 pounds, one of the African elephants 12,456 pound and one of the Komodo dragons weighs 123 pounds.

A. What is the combined weight of the zoo's African elephant and the giraffe?


B.What is the combined weight of the zoo's African elephant and the rhino?


C. What is the combined weight of the zoo's African elephant, the rhino and the giraffe


D. what is the combined weight of the zoo's Komodo dragon and the rhino?


E. How do you found the answer.

Answers

Answer:

A=15,123

B=17353

Explanation:

A  =   12456+4897=15,123

B=     4897+12456=17,353

The Stocktons are moving into a new house this weekend. To transport all their household belongings, they will need to rent a truck for 1 day. The rental cost will be $45.00 per day plus $0.79 per mile. The collision waiver will cost $25.00. a. What will be their total cost if they pay $27.50 for diesel fuel and drive 68 miles? b. What will be their cost per mile?
I need it now pls I'm struggling

Answers

Answer:

see below

Explanation:

Rental cost for one day = $45.00

Additional costs per mile = $0.79 x 68

collision waiver cost =$25.00

Diesel fuel cost = $27.50

Total cost will be = $45.00 + $53.72 +$25 + $27.50

Total cost =$151. 22

cost per mile = total cost/ total miles

=$151.22/68 miles

=$2.22 per mile

List four examples of variable costs which are likely to be incurred by a
manufacturer of supermarket ready meals

Answers

Answer:

See below

Explanation:

Variable costs are business expenses that vary with the production volume. An increase in output increases variable costs.

Examples of variable costs for a manufacturer of supermarket ready meals will include

Raw materials used to produce meals such as food ingredients and cooking oil.Transportation and distribution costs incurred in ferrying the meals to the supermarket.Packaging materials used into pack or wrap means as they get delivered.Marketing costs such as sales promotions and merchandising  expenses in the supermarket

True or false: in a typical partnership, shareholders hold stock or shares within the company

which of the following account for the least amount of the three business types that are formed in the US?
a. corporations
b. partnerships
c. limited liability companies
d. sole proprietorships

out of all of the business types you learned about, BLANK is the most complex in order to form
a. corporations
b. partnerships
c. a limited partnership
d. sole proprietorships

true or false: it is fairly easier for a corporation to raise capital compared to a sole proprietor

Answers

Answer:

the first question is true but i dont know the other ones im sorry :( (also sorry if im wrong but this is from what i believe)

Explanation:

You feel you need to make impressions per day with 5,000 people and get about 50 clicks per day to get your business going. FacePage/InstaPic charges about $0.01 per impression and $2 per click.

Answers

Answer:

Total money get = $150

Explanation:

Given:

Total impression = 5,000

Number of clicks = 50

Cost per impression = $0.01

Cost per click = $2

Find:

Total money get

Computation:

Total money get = Total impression(Cost per impression) + Number of clicks(Cost per click)

Total money get = 5,000(0.01) + 50(2)

Total money get = $50 + $100

Total money get = $150

This institution has historically served as the principal vehicle through which the money supply of the United States is expanded or contracted. This practice continues today.

Answers

Answer:

Commercial Bank

Explanation:

Commercial banks are the institutions that deal with the finances. They provide loans, and accepts deposits as savings. These financial institutions are a means of financial assistance to the public. Financial services and assistance helps in the growth and establishment of the economy. The process of commercial banking is intended towards growth and the earning of profit altogether.  

Which of the following is one of the primary responsibilities of the federal judicial branch?​

Answers

Answer:

to judge if laws made by the legislative branch are constitutional

Explanation:

Answer:

to judge the constitutionality of laws

Explanation:

Identify and explain one advantage and one disadvantage to BMW If higher inflation is expected in Germany

Answers

Answer:

Advantage: It'll take fewer cars sold to increase their revenue

Disadvantage: It will be harder to sell cars since the prices did rise.

Explanation:

Inflation: 2.

ECONOMICS

a general increase in prices and fall in the purchasing value of money.

P.S. it did say in Germany not directly to BMW company so it may be wrong....

The main source for recruiting members into the FBLA is through school guidance counselors and teachers.

True
False

Answers

Answer:

That statement is false.

Explanation:

FBLA stands for Future Business Leaders of America. It's an organization that was created to focus on preparing its members for future careers / leaderships position.

Currently, the FBLA recruited most of its members through a campaign that they personally do in campuses. They sent out  design posters, flyers, banners, and other advertisement medium to spread awareness of their group/.

QUESTION 10 of 10: If the stadium made $2,150,000 last year for sports events but only made $1,650,000 this year, what is the percentage
decrease in profit? (Round to the nearest percent.)
a) 0 percent
b) 23 percent
c) 35 percent
d) 50 percent

Answers

The correct answer is d

Based on the profit that the stadium made last year and the profit made in the current year, the percentage decrease in profit is b) 23 percent.

How much profit was lost?

This can be found by the formula:
= (This year's profit - Last year profit) / Last year profit

Solving gives:

= (1,650,000 - 2,150,000) / 2,150,000

= -500,000 / 2,150,000

= 23%

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5. What is the definition of a want? O A. Something you would like to have but will be okay without it. B. Something that is required or very important. O C. Something you can have every other day. D D. None of the above.​

Answers

Answer: A

Explanation:

:)

Answer:

A bc it is means to want sum

What does it mean to “diversify” your portfolio?

A. Pooling your money into one fund so that you can more easily manage your investments.
B. Investing all of your money into 1-2 funds so that you can focus on making money through compound interest.
C. Spreading risk by investing your money in a variety of funds and investment options.
D. Putting your money in funds that come with high fees since they are guaranteed to perform better.

Answers

Answer:

C. Spreading risk by investing your money in a variety of funds and investment options.

Explanation:

To “diversify” a portfolio is to invest in a variety of assets as opposed to focusing on one type of asset. To diversify is to invest in different classes of assets to minimize the risks associated with investing.

Diversification minimizes risk by spreading it in the different classes of assets. Should returns from one class of assets be unfavorable, the losses incurred will be neutralized by positive returns from the other assets.

Which of the following are objects that can fulfill needs or wants?
A. Economics
B. Goods
C. Services
D. Tools

Answers

Answer:

the word objects makes me think B. also, wants can be fulfilled by objects, not tools or economics.

Explanation:

The objects that fulfill the needs or wants are goods. Thus, option (B) is correct.

What is need?

The term needs refers to the basic necessity or the requirement of the person in order to survive. The basic need of the person is food, shelter and clothing. The term needs and wants to become together. As the once the needs of the person is fulfilled, the wants arises.

Need is something without which the person cannot survive in the world, whereas without fulfillment of the wants the person can survive.  In today's economy, the terms wants and needs are often yet inaccurately used.

The needs and wants of an individual can be fulfilled through the goods and services. Various companies and corporation are today working to satisfy the needs and desire of the customers.

Therefore, it can be concluded that  Goods are things that satisfy needs or desires. Hence, option (B) is correct.

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Help
What does the telecommunications pathway focus on?

And if you can could you please answer the other ones?

Answers

Telecommunications specialists focus on the interaction between computer and communications equipment. Telecommunications equipment is computerized and can communicate a variety of information, including data, graphics and video.

What is the opportunity cost of increasing the number of televisions produced by 4, moving from point B to point C?

Answers

Answer: The opportunity cost of moving from point B to point C is the 2 units of butter that are given up to gain 1 additional gun.  When an economy is producing at a point on its production possibilities curve, the economy is using its resources fully and efficiently, e.g. .

Answer:

2 Computers

Explanation:

1. What are the problems/challenges encountered by Nanay Coring in her business? 2. What alternatives did Nanay Coring take when the business encountered problem? 3. What were the business opportunities she selected?

Answers

Explanation:

1. The problems/challenges encountered by Nanay Coring in her business includes;

the Japanese who took over Philipines destroyed books they found in their bookstore which they did not like.the American war which drove the Japanese from the Philipines led to the store been destroyeda typhoon damaged the store unexpectedly, resulting in relocation.

2 & 3.

according to Nanay Coring, they had to switch to selling candies, soap, slippers, papers, and cigarettes as this was demanded by the Japanese soldiers frequently.they also spent longer working hours.

Everyone calls her "Nanay Coring," and she is Young's 2004 Entrepreneur of the Year-Philippines award and recipient of Ernst, which has been nicknamed the "Oscar" of the corporate environment. She founded the National Book Store) chain of bookstores.

1. The problems:  

The heavy volumes thinned out. We didn't exhibit the books any longer because mathematics books were virtually the only ones preserved. A typhoon soaked all of their stock and blew the roof off of their small business.

2. When a problem arises in the business, Nanay Coring can attempt another business that is currently popular. Modify her business's appearance. She's found someone who is willing to invest in her company. Make her business more appealing to the eye, but the buyer should understand that purchasing her problem or trying her service is worthwhile.

3. Business opportunities:  

 

Nanay Coring first demonstrated her financial acumen with this summer employment.

She worked at a cigarette factory, where she was paid five centavos every pack for removing rotting tobacco and keeping the rest of the cigarette filler.

"At the time, that was a lot of money because the conversion rate was P2 to $1."

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Match the scenarios to the kind of brand extension that they represent.

Answers

Answer: the top two in brand and the fourth one in brand to, the rest in line

Explanation:

Answer: 100% Correct

Explanation:

Brand Extension:

A home appliance manufacturing company decides to manufacture furniture.

A sandwich making company decides to manufacture desserts.

An apparel manufacturing company decides to manufacture traveling suitcases.

Line Extension:

An electric gadget manufacturing company decides to manufacture home appliances

An apparel manufacturing company designs clothes for adults and decides to make kids clothes

A corn flakes manufacturing company decides to make rice flakes

Present an overview of the digital marketing landscape and compare online and offline marketing concepts.

Answers

Answer:

I'm not sure sorry....

Explanation:

☹️

Digital marketing is the umbrella term for all advertising delivered through electronic devices. When people hear digital marketing, it’s true that most identify it with channels such as email, social media, website, and search engines; basically, anything connected to the Internet via your smartphone, tablet, laptop, or PC. However, digital marketing can occur both online and offline.

List three types of market structure

Answers

Answer:

perfect competition, imperfect competition, oligopoly, and monopoly. Perfect competition describes a market structure, where a large number of small firms compete against each other with homogenous products.

Justify the following statement: “Diversity should exist in the workplace.”

Answers

Answer: Yes, it should exist, since diversity allows everyone to learn from their differences and contribute to the growth of the workplace.

Explanation:

Diversity in the workplace is an issue that has been gaining momentum in recent years. Every day more companies recognize the importance of having a diverse capital. This not only benefits those people of different races or any other cultural differences that it presents, but also that the company benefits from this. Companies that have a diverse capital can experience benefits in the short and long term since when there are differences there are different ways in which to contribute to the growth of the company.

Answer: Diversity is valuable because it brings a variety of viewpoints, opinions and sets of experiences to bear against the common goals and problems of the workplace, instead of a single, possibly inaccurate point of view.

Explanation:E22

I will mark you as brainliest !!

Calculate the unemployment rate.

b) Michael lives in a city of 700,000 people. The unemployment rate is 7%. The number of
unemployed people is 28,000. How large is the labor force in Michael's city?

Answers

Answer:

400,000

Explanation:

7% of what number = 28,000

(0.07)(X) = 28,000

X = 400,000

(which is less than 700,000. But that makes sense because not everyone living in Michael's city is necessarily part of the labor force. Some could be kids in school, others grandparents who have retired, others people who stay at home and don't work.)

The correct answer is 400000.

28000/7 = 4000
4000x100 = 400000
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