Why is it good to have home equity

Answers

Answer 1
ANSWER/:

Equity reveals the portion of the house value. If your planning to sell your house the higher of equity amount, the higher cash you will get.

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Related Questions

The definition of entrepreneurship holds the promise of...

Answers

Answer:

Growth, unlimited expansion and long-term financial gain.

Modern mixed economies that include free market principles as well as active
government regulation of the economy are based on the theories of ____ .
a.) AS
b.) JMK✅
c.) MF
d.) Karl Marx

Answers

The theory of Adam Smith and Karl Marx leads to creation of a Modern mixed economies that include free market and active government regulation.

What is Adam Smith and Karl Marx theory?

Adam Smith created the Capitalism economic system while Karl Marx created the socialism economic system.

Hence, the combination gave birth to Modern mixed economies that include free market principles as well as active government regulation.

Therefore, the Option A & D is correct.

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How much money can an employer deduct if you accidentally damage or destroy something while working?

Answers

Answer:

The cost of the item that was destroyed.

Goodwin Technologies, a relatively young company, has been wildly successful but has yet to pay a dividend. An analyst forecasts that Goodwin is likely to pay its first dividend three years from now. She expects Goodwin to pay a $2.50000 dividend at that time (D₃ = $2.50000) and believes that the dividend will grow by 13.00000% for the following two years (D₄ and D₅). However, after the fifth year, she expects Goodwin’s dividend to grow at a constant rate of 3.66000% per year. Goodwin’s required return is 12.20000%. Fill in the following chart to determine Goodwin’s horizon value at the horizon date (when constant growth begins) and the current intrinsic value. To increase the accuracy of your calculations, do not round your intermediate calculations, but round all final answers to two decimal places.

Answers

Goodwin’s horizon value at the horizon date when the constant growth begins equals $38.7481 and the current intrinsic value equals $27.1393.

What is a horizon value?

This refer to the value of an asset beyond the forecasted period when future cash flows can be estimated

What is a current intrinsic value?

This refers to the current perceived or true value of an asset.

Therefore, the horizon value at the horizon date when the constant growth begins equals $38.7481 and the current intrinsic value equals $27.1393.

Note: The calculations leading to the final answer of horizon value and current intrinsic value is explained in the attached image.

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Understanding that business organizations can be extremely diverse, identify and explain management strategies to promote motivation and communication

Answers

Some management strategies to promote motivation and communication are encouraging group work and having effective communication channels.

Why are motivation and communication important?

These two elements make sure employees give the best of themselves and can report/solve problems efficiently.

How to promote these elements?

Some strategies that can be used are:

Group work: If employees work together in projects they are more likely to communicate; also, this increases motivation as work is shared.Communication channels: This makes employees they can easily and effective communicate with subordinates, colleagues and superiors in different situations.

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briefly describe micromarketing and explain what weakness it shares
with mass media advertising.

Answers

Micromarketing is a type of advertising that focuses on appealing to a small, niche market. Micromarketing is the direct marketing of goods or services to a specific consumer base.

It has the following weakness with mass media advertisement:

It is more time consuming as in micromarketing you first have to identify the customer base and then target only themIt incurs higher costs as to target only specific audience traditional methods can't be used and it increases the costThere's always a possibility of targetting wrong audience or not able to identify the correct customer base which can result all the money and time invested to go in vain

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The length of a picture is 18.25 inches shorter than twice the width. If the perimeter of the picture is 119.5 inches, find its dimensions.

Answers

An expression is defined as a set of numbers, variables, and mathematical operations. The length and the width of the picture are 33.75 inches and 26 inches, respectively.

What is an Expression?

In mathematics, an expression is defined as a set of numbers, variables, and mathematical operations formed according to rules dependent on the context.

The length of a picture is 18.25 inches shorter than twice the width. Therefore,

L = 2W - 18.25 inches

If the perimeter of the picture is 119.5 inches, therefore, the perimeter of the picture is,

Perimeter = 2(L+W)

119.5 = 2(2W - 18.25 + W)

119.5 = 2(3W-18.25)

119.5 = 6W - 36.5

156 = 6W

W = 26

Now, the length of the picture will be,

L = 2W - 18.25

L = 2(26) - 18.25

L = 33.75 inches

Hence, the length and the width of the picture are 33.75 inches and 26 inches, respectively.

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According to this credit report, how many accounts has Lillie had sent to collections?

Answers

Answer:From the credit report the number of accounts that Lille has sent collections is 0. This is because she has sent not sent any to an account. What is a credit report? This is a report of how a persons credit activity is. It also tells about the financial standing of a person and how they are faring in terms of finance.

Explanation:

Describe a specific example of how social networking sites can communicate a positive image of a person to a potential employer.​

Answers

Answer:

1. Visibility

2. Networking

3. Opportunity

Explanation:

1. Visibility

People searching for jobs can market themselves online by creating online profiles that highlight any skills or special talents and making themselves easily searchable to recruiters and companies.  

2. Networking

By making themselves visible online, people have the opportunity to network with others in their field on a global level opening up endless possibilities for themselves.

3. Opportunity

Using social media creatively can give a person an opportunity in a new field that may not be reflected in their resume. (Ex: a person would like to be a product designer but spent their career as an accountant can show off their skills in their professional profile).

Why do businesses grow

Answers

Answer:

Most firms seek to become bigger – increasing sales and market share. Firms can grow through internal expansion, external growth (merger) or diversification into related industries. The motives for increasing in size can include: Greater sales lead to greater profit, making the firm more attractive to shareholders.

Total quality management nike

Answers

Answer:

babytron solos

Explanation:

babytron better

Guji company had the following amounts of assets and liabilities at the beginning and end of last year:
Assets Liabilities
Beginning of the year………………Br.75,000 Br. 30,000
End of the year….……………………120,000 46,000
Determine the net income or net loss of Guji for the year under each of the following unrelated assumptions:
Owner made no additional investment and withdrew no amount during the year
Owner made no additional investment but withdrew Br.17,500 to pay for her personal expenses
Owner withdrew no amount during the year but made additional investment of Br. 32,500 cash.
Owner withdrew Br.17,500 and invested Br.25,000 cash during the year.​

Answers

$32300 is the net income of Guji for the year under each of the following unrelated assumptions.

Explanation:

Total assets=Total liabilities +Total equity

Beginning equity=(231,000-96500)=$134500

Ending equity=(262,000-78400)=$183600

Ending equity=Beginning equity+Issue of common stock+Net income-Dividends

183600=134500+23500+Net income-6700

Net income=(183600+6700-134500-23500)

=$32300.

Thus, $32300 is the net income.

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Defendant Mcpherson owned property adjacent to the first presbyterian church and wanted to build a gas station on the property. The church sued arguing that the operation of the station would constitute a nuisance. The lower court found that the unusual noises emanating from the station would interfere with the church’s operation to such a an extent that it would be a nuisance and therefore granted the pre permanent injunction. On appeal do you believe the injunction was upheld why or why not ?

Answers

The court did not uphold the injunction because the property on which Mcpherson wants to build the Gas station that belongs to Mcpherson has the right to build a gas station on that so Mcpherson challenged this decision any upper court.

What is an Injunction?

An injunction is a legal order requiring a person or entity to either cease doing or else start doing some specific action or task.

Thus, in this case, Mcpherson can challenge the lower court's decision in the upper court that prevents him from making a gas station on land that belongs to him.

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Which of the following is NOT a factor that is used
to determine your FICO credit score?
O Recently opened lines of credit
O Your debit card use
O Payment history
O The types of credit you use

Answers

Debit card use is not a factor that is used to determine a FICO (Fair Isaac Corporation) credit score.

More about FICO (Fair Isaac Corporation) credit score.

Numerous different types of credit information from your credit report are used to construct FICO Scores. Payment history (35 percent), amounts due (30 percent), duration of credit history (15 percent), new credit (10 percent), and credit mix make up the five factors that make up this data (10 percent ).Both positive and negative information from your credit record is taken into account by your FICO scores. The chart's percentages show how significant each category is in influencing how your FICO Scores are computed.

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Ruskin has a $150,000 cash balance on both its ledger balance and its available bank balance. If Ruskin receives a check and deposits it in its checking account, funds are not made available on this particular check for 2 days. What is the float amount?

Answers

Answer:

Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.

What is the float amount?

The float amount is the amount that a customer's account reads in the bank at a particular point in time.

The float amount is usually briefly counted twice due to time gaps in registering a deposit and processing the paper checks.

Thus, if Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.

What makes a good manager

Answers

Good mangers achieve hard-working, productive and effective workforces and they attract exceptional staff and they add to profits and reduce costs.

What is a metric when it comes to data analysis? Please provide a definition.

Answers

Answer:

Metrics are the numbers you track, and analytics implies analyses and decision making. Metrics: What you measure to gauge performance or progress within a company or organization. Your most important metrics are your key performance indicators, or KPIs.

Explanation:

You have been provided with the following summarized accounts of Golden Times Ltd. For the year ended 31 March 2000:

Balance sheet as at 31 March 2000
Sh. Sh. Sh.
Fixed Assets:
Freehold property (Net Book Value) 480,000
Plant and machinery (Net Book Value) 800,000
Motor Vehicle (Net Book Value) 200,000
Furniture and fittings (Net Book Value)

1,680,000
Current Assets:
Stocks 1,000,000
Debtors 400,000
Investments

Current Liabilities:
Trade creditors 338,400
Bank overdraft 878,400
Corporation tax 176,000
Dividends payable





Financed by:
Authorized share capital – 800,000
Sh. 1 ordinary shares
Issued and fully paid: 400,000 Sh.1 400,000
Ordinary shares
Capital reserve 200,000
Revenue reserve 800,000
Loan capital: 400,000 10% Sh. 1 Debentures




Profit and loss account for the year ended 31 March 2000
Sh.
Sales (credit)

Profit after charging all expenses except interest on 440,000
debentures

Less: Debenture interest 400,000
Profit before tax

Corporation tax 224,000
Less: ordinary dividend proposed

Retained profit transferred to revenue reserve


The following additional information was available:
1. The purchases for the year were Sh. 2,160,000 while the cost of sales was Sh.3,000,000.
2. The market price for Golden Times Ltd. Ordinary shares as at 31 March 2000 was Sh. 5.
3. The company estimates the current value of its freehold property at Sh.1,100,000
Required:
Compute the following ratios for Golden Times Ltd:
(i) Return on capital employed.
(ii) The profit margin
(iii) The turnover of capital
(iv) Current ratio;
(v) Liquid ratio
(vi) Number of days accounts receivable are outstanding;
(vii) Proprietary ratio;
(viii) Stock turnover ratio;
(ix) Dividend yield ratio;
(x) Price earnings ratio

Answers

The computation of the following financial ratios for Golden Times Ltd is as follows:

(i) Return on capital employed:

= Profit after tax/Total assets - current liabilities x 100

= 12.44% (Sh 224,000/ Sh 1,800,000) x 100

(ii) The profit margin:

= Profit after tax/Sales revenue x 100

= 5.6% (Sh 224,000/Sh 4,000,000 x 100)

(iii) The turnover of capital:

= Sales Revenue/Equity

= 2.86 x (Sh 4,000,000/Sh 1,400,000

(iv) Current ratio:

= Current Assets/Current Liabilities

= 1.09 (Sh 1,520,000/Sh 1,400,000)

(v) Liquid ratio:

= Current Assets less Stocks /Current Liabilities

= 0.37 (Sh 1,520,000 - Sh 1,000,000/Sh 1,400,000)

(vi) Number of days accounts receivable are outstanding:

= Average Accounts Receivable/Sales Revenue x 365

= (Sh. 400,000/Sh. 4,000,000 x 365

= 36.5 days

(vii) Proprietary ratio:

= Shareholders equity/Total assets x 100

= 43.75% (Sh. 1,400,000/Sh. 3,200,000)

(viii) Stock turnover ratio:

= Cost of goods sold / Average stock

= 2.11 x (Sh. 3,000,000/Sh. 1,420,000)

(ix) Dividend yield ratio:

= Dividend per share/Price per share

= 5.36% (Sh. 0.268/Sh.5 x 100)

(x) Price earnings ratio:

= Market price per share/Earnings per share

= 8.93x (Sh. 5/Sh. 0.56)

Data and Calculations:

Golden Times Ltd

Balance sheet

As at 31 March 2000

                                                              Sh.               Sh.                  Sh.

Fixed Assets:

Freehold property (Net Book Value)                                          480,000

Plant and machinery (Net Book Value)                                      800,000

Motor Vehicle (Net Book Value)                                                 200,000

Furniture and fittings (Net Book Value)                                     200,000

                                                                                                  1,680,000

Current Assets:

Stocks                                                                1,000,000

Debtors                                                                400,000

Investments                                                          120,000

                                                                          1,520,000

Current Liabilities:

Trade creditors                            338,400

Bank overdraft                            878,400

Corporation tax                           176,000

Dividends payable                      107,200      1,400,000         120,000

                                                                                               1,800,000

Financed by:

Authorized share capital – 800,000

Sh. 1 ordinary shares

Issued and fully paid: 400,000 Sh.1                                      400,000

Ordinary shares

Capital reserve                                                                      200,000

Revenue reserve                                                                   800,000

Loan capital: 400,000 10% Sh. 1 Debentures                     400,000

                                                                                            1,800,000

Golden Times Ltd

Profit and loss account

For the year ended 31 March 2000

                                                                                          Sh.

Sales (credit)                                                                 4,000,000

Profit after charging all expenses except interest on  440,000

debentures

Less: Debenture interest                                                (40,000)

Profit before tax                                                             400,000

Corporation tax                                                               176,000

Profit after tax                                                                224,000

Less: Ordinary dividend proposed                              (107,200)

Retained profit transferred to revenue reserve           116,800

Beginning stock = Sh. 1,840,000 (Sh. 3,000,000 + 1,000,000 - 2,160,000)

Average stock = Sh. 1,420,000 (Sh. 1840,000 + Sh. 1,000,000)/2

Dividend per share = Sh. 0.268 (Sh 107,200/400,000)

Earnings per share = Sh. 0.56 (Sh. 224,000/400,000)

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How do I cancel my payment plan?

Answers

The person can cancel the payment plan by giving the bank to stop payment order.

What is Payment Plan?

A term payment plan entails getting equal monthly payments over a predetermined amount of time.The time periods is predefined as the after the expiry of the period payments are not been made.

By instructing the bank to halt payments, the person can cancel the payment schedule.

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Which is the best description of authorized shares?

Answers

The best description of authorized shares is he total amount of shares that can be publicly traded.

What are shares?

Shares are refers as  common equity interest in a firm. Dividends from any earnings the business may make are payable to shareholders.

Authorised shares is refers as number of shares legally permitted  to offer to investors. It also helps to decide how many of  shares are available to issue to investors.

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people's values always stay the same throughout life

Answers

It is false that people's values always stay the same throughout life because they can change due to experiences.

What are the values?

This concept is used to refer to principles that regulate our behavior and ideas about life and other people. For example compassion makes us help those in need.

Do values stay the same?

While some values can stay the same during all life, some of them change due to experience or level of maturity, for example, someone who was honest as a child might not be honest as an adult.

Note: This question is incomplete; here is the missing part:

People's values always stay the same throughout life

True

False

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the roots of the quadratic function describing the relationship between the number of products produced and overall profit margins are x= 0 and 150. the vertex is (75, 10000).

Answers

The whole statement is as follows: When there are 75 things in production, a profit of 10000 dollars is obtained, which is the highest possible.

What is the complete statement?

Because we already know that the profit equation is defined between x = 0 and x = 150, which are the two roots of the equation, we also know that the profit is equal to zero when

x = 0 and when x = 150.

If this is the case, we may reasonably expect a positive return on investment within this range.

Therefore, the quadratic equation should have a leading coefficient that is negative. This would indicate that the arms of the graph should move in a downward direction.

If this is the case, then we already know that the maximum will be located at the vertex of the triangle.

In this case, we are aware that the vertex is:

(75, 10000)

In this equation, x stands for the total number of products sold, while y indicates the amount of money made.

Since the maximum is at the vertex, and we know that the vertex is located at  (75, 10000), we may draw the conclusion that the maximum profit is $10000, and this occurs when the number of things created is 75. This is because the vertex is located at the intersection of the two lines.

Therefore, the whole statement is as follows:

When there are 75 things in production, a profit of 10000 dollars is obtained, which is the highest possible.

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Which of the following is an example of a financial asset?

A. Cash

B. Accounts receivable

C. Goodwill

D. An ordinary share

Answers

Answer:

A. cash

Explanation:

cash is used in finance

• Highlight the negative externalities that might occur in the South African Economy, due to the Russian Ukrainian war​

Answers

Various the negative externalities such as food scarcity , racsism , price hike , etc might occur in the South African Economy, due to the Russian Ukrainian war​.

The negative externalities might occur in the South African Economy, due to the Russian Ukrainian war​ beacuse:

Around 20% of students in Ukraine are African, and they claim to often face racism and prejudice.Through food imports and tourism, African economies are connected to those of Russia and Ukraine.Without proper access to imports of wheat, corn, and oil, food prices and global food insecurity are likely to rise, having a significant impact on North Africa, since Egypt alone buys 70% of its wheat from Russia and Ukraine.The two main categories of how the links between African countries and the eastern European countries at war would affect the continent are the economy and vulnerable citizens, but both categories are intricately intertwined.As humanitarian organizations rely on wheat and cereal grains for famine assistance, areas of Africa that are already on the verge of starvation are also at risk. The Democratic Republic of the Congo, Madagascar, Ethiopia, South Sudan, and Chad are among the nations on the continent that the UN has designated as hunger hotspots because they are in danger of becoming hungry and need access to such aid commodities.

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What is a pain point of operations as a Freelancer that Fiverr helps alleviate?

Answers

The pain point of operations as a Freelancer that Fiverr helps alleviate is financial constraint and looking or lack of job.

What are financial constrain?

This is known to be when a person or firm lacks money to run their basic activities.

Note that Fiverr has eliminate the stress of looking for a job and as such, The pain point of operations as a Freelancer that Fiverr helps alleviate is financial constraint and looking or lack of job.

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Mr. Ananta Jalil has received a job offer from a large investment bank as an assistant to the vice
president. His base salary will be $35,000. He will receive his first annual salary payment one year from
the day he begins to work. In addition, he will get an immediate $10,000 bonus for joining the company.
His salary will grow at 4 percent each year. Mr. Jalil is expected to work for the next 5 years. What is the
present value of the offer if the discount rate is 12 percent?
[Hints: Mixed cash flow]

Answers

The present value of the offer is $145,466.83

What is the present value?

The first step is to determine the present value of the growing annuity. The formula that would be used is:

[tex]\frac{P}{r - g}[/tex] x [tex][1 - \frac{1 + g}{1 + r} ^{n} ][/tex]

Where:

p = base salary r = discount rate g = growth raten = number of years

$35,000 / (0.12 - 0.04) = 437,500

1 - (1.04/0.12)^5 = 0.31

0.31 x 437,500 = $135,466.83

Present value =  $135,466.83 + $10,000 =  $145,466.83

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The conventional retail inventory method is based on

Answers

Answer:

the relationship between a product's cost and its retail price. This method is used by businesses to get an idea of the cost of goods they have on-hand at the end of a particular reporting period.

Explanation:

Answer:

the relationship between a product's cost and its retail price

How should Jamba Juice compete

Answers

In order for Jamba Juice to compete effectively, it should consider: The expansion of the chain's culinary offerings throughout all mealtimes—breakfast, brunch, lunch, and dinner—by:

refranchising current outletsstarting international expansionestablishing a retail presence with branded CPGs, andlicensing.

What is competition?

Competition is the business practice of playing in the same market with another company that offers similar services while contesting for the same market share.

The above recommendation is known as a competitive strategy. See the attached for the full case study of Jamba Juice.

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What was the opening price of Dow Jones Industrial Average on May 16, 2017 in the format of XXXXX.XX?

Answers

The Opening price of the Dow Jones Industrial Average on May 16, 2017, in the format of XXXXX.XX was 20,984.48.

The Dow Jones Industrial Average, Dow Jones, or simply the Dow, is a stock market index of 30 prominent companies listed on stock exchanges in the United States.

So, Dow Jones was 20,984.48 on May 16, 2017.

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Assess critically the relevance of scientific management to present-day organizations. Illustrate your answer with reference to existing organization in your area To what extent is there anything positive to be said for bureaucratic structures? Select a large-scale organization of your choice and suggest ways in which it displays characteristics of a bureaucracy What are the main conclusions that can be drawn from the Hawthorne experiments? Discuss critically the relevance of these experiments for management and organizational behavior today Evaluate the application of the systems approach to the analysis of work organizations. Suggest an example of a work situation in which the systems approach might be appropriate​

Answers

Scientific management influences current organizations by emphasizing the rational organization of work and the need for employee selection and training.

What is scientific management?

It is a theory proposed by Taylor on the rationalization of work through the study of time, to generate greater optimization of spaces, movements and standardization in the organization, increasing the systematization of the processes that would generate the ease in the execution of the work, the reduction of time and waste.

Therefore, current organizations are influenced by scientific management due to the appreciation of human capital in the competitive environment, with the need for employee specialization and training to maintain innovation and market positioning.

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If you need to have $800 in savings at the end of 4 years and your savingsaccount yields 5% annual interest, how much do you need to deposit today? Which of the following is the disadvantage of sexual reproduction?A. Formation of new characteristicsB. Increased diversity of the speciesC. More survival ratesD. Mate selection A company makes paper labels for paint cans. As shown below, each can is in the shape of a cylinderwith a height of 7 cm and a radius of 2 cm. The paper label is wrapped around the can and covers onlythe side of the can (not the top or bottom). The company uses, on average, 3612.64 cm of papereach minute making these labels. How many labels does the company make, on average, eachminute?For your calculations, do not round any intermediate steps, and use the button on a calculator. Roundyour answer to the nearest hundredth. Describe the steps involved in the release of neurotransmitter into a synaptic cleft to bind to its receptor. Please help meFind the value of x Find the slope of the line Many television stations actually started in the 1920s as _.retail storesradio stationsgovernment agenciestheaters The length of a rectangle exceeds its width by 4inches, and the area is 60 square inches. Whatare the length and width of the rectangle? Numerous engineering and scientific applications require finding solutions to a set of equations. Ex: 8x + 7y = 38 and 3x - 5y = -1 have a solution x = 3, y = 2. Given integer coefficients of two linear equations with variables x and y, use brute force to find an integer solution for x and y in the range -10 to 10.Ex: If the input is:87383-5-1Then the output is:x = 3 , y = 2Use this brute force approach:For every value of x from -10 to 10 For every value of y from -10 to 10 Check if the current x and y satisfy both equations. If so, output the solution, and finish.Ex: If no solution is found, output:There is no solutionAssume the two input equations have no more than one solution.Note: Elegant mathematical techniques exist to solve such linear equations. However, for other kinds of equations or situations, brute force can be handy. A five-digit integer will be chosen at random from all possible positive five-digit integers. What is the probability that the number's units digit will be less than 5 Aiden has a smart phone data plan that costs $25 per month that includes 2 GB of data, but will charge an extra $10 per GB over the included amount. How much would Aiden have to pay in a month where he used 2 GB over the limit? How much would Aiden have to pay in a month where he used went over by xx GB?Total cost when over by 2 GB: Total cost when over by xx GB: need answer quick Assume that Publication is the root class of an inheritance tree. You want to form a linked list of different publications in the inheritance tree, including Book, Report, Newspaper, etc. What is the best way to create a linked list using PublListNode and Publication classes Which is the graph of f(x) = 100(0.7)? Daniel plays a shooting game in a funfair. He needs 48 points to get a skateboard. Each shot that hits the target will be given 6 points while 4 points will be deducted for every failed attempt. Daniel has already failed in three attempts. how many shots that are needed to hit the target for him to win the skateboard. (the answer is 10 points but can someone please tell me how to do it and pls explain why) Help help needed for composition of function In studies that use more than one data collector, how is the consistency of the data evaluated?. A square QR code contains 4040 tiny squares (pixels) where each tiny square represents a 0 or a 1. Calculate how many bytes of data can be stored on the QR code #+3)(2+1) for x = 3.c+5)(x-5) 5, minus, start fraction, t, divided by, 3, end fraction when t=12 Annotating is the process of highlighting important parts of a text and making notes about the text. Go to the excerpt from The Time Machineand annotate it using the strategies discussed in this lesson. Instead of highlighting or underlining, you can print the excerpt, annotate it (mark it up) on paper, and type your most important notes below. Alternately, you can copy and paste the text into a word processing application and use a commenting feature to make annotations there.