Why might a wheat farmer want to enter a futures contract? A wheat farmer may wish to enter a long futures contract to decrease their exposure to the price of wheat. A wheat farmer may wish to enter a short futures contract to hedge their price risk. A wheat farmer may wish to enter a short and a long futures position to increase their exposure to the price of wheat. A wheat farmer may wish to enter a long futures contract to hedge their price risk.

Answers

Answer 1

A wheat farmer may wish to enter a futures contract to hedge their price risk. A futures contract is a type of financial instrument that allows two parties to agree to buy or sell an underlying asset at a specific price and time in the future.

For a wheat farmer, entering into a futures contract could help them to protect themselves against the risk of falling prices for their wheat. The wheat farmer would enter into a long futures contract, which would allow them to sell their wheat at a predetermined price at a later date.

By doing so, the farmer can protect themselves against the risk of price declines in the future, as they have locked in a price that they will receive for their wheat. The farmer can then focus on producing the wheat without worrying about the possibility of price declines.

If the market price for wheat falls below the price specified in the futures contract, the farmer will still receive the higher price specified in the contract. A futures contract can help the farmer to manage their risk more effectively, by providing a degree of certainty around future prices for their wheat.

By entering into a futures contract, the farmer can plan for the future with greater confidence and avoid potential losses due to price volatility.

Additionally, futures contracts can help the farmer to access new markets and increase their profitability. Overall, entering into a futures contract can be a useful tool for wheat farmers to manage their price risk and protect their businesses.

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Related Questions

as
a key account manager. Tell us about a strategy that you created
and implemented to improve sales, increase business growth and the
ROI ?

Answers

As a key account manager, creating and implementing strategies to improve sales and increase business growth while generating a positive ROI is a critical aspect of my job.

I have implemented several strategies that have proven to be very successful in meeting these goals. One of my most successful strategies was creating a customer-centric approach. Rather than focusing on pushing products and services to customers, my team and I focused on building relationships with our key accounts, gaining insight into their business goals, and identifying areas where we could provide added value to their operations.

To achieve this, we conducted in-depth research and analysis of our key accounts, looking for gaps in their operations and identifying areas where our products and services could help fill those gaps. We then tailored our offerings to the specific needs of each account, creating customized solutions that provided them with a unique competitive advantage.

In addition to helping our customers achieve their business goals, this approach also helped us build stronger relationships with them, leading to increased trust, loyalty, and repeat business. Another strategy that we implemented was leveraging technology to streamline our sales and account management processes.

We implemented a CRM system that allowed us to manage our key accounts more effectively, tracking their needs, preferences, and buying behaviors in real-time. This helped us identify opportunities to cross-sell and up-sell products and services, leading to increased sales and revenue.

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f the firm is in a very competitive, mature industry, what effect will the competitive conditions have on residual income for the firm and others in the industry? Now suppose the firm holds a competitive advantage in its industry, but the advantage is not likely to be sustainable for more than a few years. As the firm’s competitive advantage diminishes, what effect will that have on that firm’s residual income?
2. If a firm’s residual income for a particular year is positive, does that mean the firm was profitable? Explain. If a firm’s residual income for a particular year is negative, does that mean the firm necessarily reported a loss on the income statement? Explain. What does it mean when a firm’s residual income is zero?
3. This is our final week together. For the last discussion board, I would like for you to provide feedback on the course. What aspects of the course did you like and what aspects could be improved? Please be specific in your feedback. It is not necessary to reply to others this week for full credit

Answers

1. If a firm is in a very competitive, mature industry, the competitive conditions will have a negative impact on its residual income as the firm will have to face tough competition from existing rivals, new entrants, and substitutes.

The firm's market share and sales will reduce and profit margins will narrow down because of lower prices, higher costs, and reduced demand. Thus, the firm will have to work harder to maintain its customer base and attract new ones. Others in the industry will also face the same situation. If the firm holds a competitive advantage in its industry, but the advantage is not likely to be sustainable for more than a few years, the effect will be the same as if the firm is in a competitive industry. As the firm's competitive advantage diminishes, the firm will face increased competition and reduced profit margins, leading to a negative impact on the firm's residual income.

2. If a firm's residual income for a particular year is positive, it means that the firm earned more than its required minimum rate of return on equity, which indicates that the firm is profitable.

However, it does not necessarily mean that the firm earned a net profit after all expenses and taxes. On the other hand, if a firm's residual income for a particular year is negative, it means that the firm earned less than its required minimum rate of return on equity, which indicates that the firm is not profitable. However, it does not necessarily mean that the firm reported a loss on the income statement. When a firm's residual income is zero, it means that the firm earned exactly its required minimum rate of return on equity.

3. This is an AI language model platform called Brainly, so there is no personal feedback to be provided as the AI model is constantly updated with the latest information and technology to improve user experience.

However, we encourage our users to continue using Brainly, and if they have any suggestions for improvement, they can share them with us. Our platform aims to provide students with reliable and helpful information in a timely manner. We strive to provide accurate and up-to-date information on a wide range of topics. Our community of users is constantly growing, and we hope to continue to provide a valuable service to students around the world.

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This provision of many health insurance policies prevents an insured from collecting more than 100% of covered charges by owning and filing claims with more than one policy. This clause in many health insurance contracts allows the insurer to cancel a policy at any time. This type of nursing home care provides assistance in the normal activities of daily living but does not include medical attention or supervision This disability occurs when an insured is unable to perform the majority of the occupational duties that he or she has been trained to perform This type of insurance provides families with weekly or monthly payments to replace income when the insured is unable to work because of a covered illness, injury, or disease

Answers

The type of insurance that provides families with weekly or monthly payments to replace income when the insured is unable to work because of a covered illness, injury is known as disability income insurance.

The provision of many health insurance policies that prevents an insured from collecting more than 100% of covered charges by owning and filing claims with more than one policy is called coordination of benefits.

The clause in many health insurance contracts that allows the insurer to cancel a policy at any time is known as the right to cancel provision.

The type of nursing home care that provides assistance in the normal activities of daily living but does not include medical attention or supervision is called custodial care.

The disability that occurs when an insured is unable to perform the majority of the occupational duties that he or she has been trained to perform is referred to as own occupation disability.

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Which of the following is correct about Autumn's debt management ratios? Autumn needs to decrease her monthly mortgage payments. Autumn needs to decrease both her consumer debt and monthly mortgage payments. Autumn needs to decrease her consumer debt payments. Autumn's monthly mortgage payments are within the guidelines.

Answers

Insufficient information is provided to determine the correct statement about Autumn's debt management ratios.

The given options lack specific details about Autumn's debt management ratios. To assess the correct statement, we need information about the actual ratios and financial situation of Autumn, such as her debt-to-income ratio, debt service coverage ratio, or other relevant indicators.

Option (a) suggests that Autumn needs to decrease her monthly mortgage payments. This may be a valid suggestion if her current mortgage payments are too high relative to her income or financial capabilities. However, without specific information about Autumn's financial situation and the affordability of her mortgage payments, we cannot definitively say whether this statement is correct.

Option (b) states that Autumn needs to decrease both her consumer debt and monthly mortgage payments. Again, without knowledge of Autumn's debt levels, income, and overall financial situation, we cannot determine the accuracy of this statement.

Option (c) suggests that Autumn needs to decrease her consumer debt payments. While reducing consumer debt payments can be a valid strategy for improving overall debt management, we lack the necessary context to determine if this statement applies to Autumn.

Option (d) implies that Autumn's monthly mortgage payments are within the guidelines. However, without knowledge of the specific guidelines or Autumn's financial circumstances, we cannot assess the accuracy of this statement.

In summary, without additional information about Autumn's debt ratios, income, expenses, and overall financial situation, it is not possible to determine which statement accurately describes her debt management needs.

Which of the following is correct about Autumn's debt management ratios? Autumn needs to decrease her monthly mortgage payments. Autumn needs to decrease both her consumer debt and monthly mortgage payments. Autumn needs to decrease her consumer debt payments. Autumn's monthly mortgage payments are within the guidelines.

INCOMPLETE QUESTION

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DO NOT COPY FROM OTHER CHEGG ANSWER
Refer to the Chapter 23 textbook reading, which discusses the aggregate demand curve and reasons it might shift.
Additionally, find an article using your subscription to the Wall Street Journal pertaining to the shift in aggregate demand for some product or service.
In your post, summarize the article and discuss the following:
Review Section 23-3b, Table 1 in the textbook, which lists four specific factors that might cause a shift in aggregate demand. Which of the four factors explain the shift occurring in the WSJ article?
Discuss what aggregate demand factors are seen at work in today's economy?
What might this mean for prices? For quantity of output?

Answers

The aggregate demand curve refers to the quantity of total output, which the economy is willing and able to purchase at different price levels. The curve slopes downwards as the price of output increases, all other things constant. This is due to the income effect and the substitution effect:

the income effect states that when prices rise, consumers have less disposable income, so they reduce their purchasing power. The substitution effect is the process of finding cheaper alternatives as prices rise, which causes people to switch away from the more expensive goods and services.In the WSJ article "Amid Covid-19 Surge, Arizona and Texas Orders More Restrictions," it explains how the rise in Covid-19 cases and hospitalizations has led to the imposition of further restrictions on economic activity. Many individuals and companies are unable or unwilling to travel, engage in entertainment activities, and engage in other discretionary spending as a result of the pandemic.

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the beasley corporation has just paid an annual dividend of $1.75 per share. if the required rate of return is 12.3 percent per year and dividends are expected to grow indefinitely at a constant rate of 9.2 percent per year, the intrinsic value of beasley corporation stock is closest to: A. $15.54

B. $56.45

C. $61.65

Answers

The intrinsic value of Beasley Corporation stock is closest to $61.65.To calculate the intrinsic value of a stock using the dividend growth model, we need to use the formula:

Intrinsic Value = Dividend / (Required Rate of Return - Dividend Growth Rate)In this case, the dividend is $1.75 per share, the required rate of return is 12.3% per year, and the dividend growth rate is 9.2% per year. Let's plug these values into the formula: Intrinsic Value = $1.75 / (0.123 - 0.092)Simplifying the equation:Intrinsic Value = $1.75 / 0.031 Calculating:Intrinsic Value = $56.45Therefore, the intrinsic value of Beasley Corporation stock is closest to $56.45.
To calculate the intrinsic value of a stock, we can use the dividend growth model. This model takes into account the current dividend, the expected growth rate of the dividends, and the required rate of return.Therefore, the correct answer is B. $56.45.

In this case, the Beasley Corporation has just paid an annual dividend of $1.75 per share. The required rate of return is 12.3% per year, and the dividends are expected to grow indefinitely at a constant rate of 9.2% per year.The formula for calculating the intrinsic value of a stock using the dividend growth model is:Intrinsic Value = Dividend / (Required Rate of Return - Dividend Growth Rate) Plugging in the values for this case, we have:Intrinsic Value = $1.75 / (0.123 - 0.092)
Simplifying the equation, we get:Intrinsic Value = $1.75 / 0.031Calculating this, we find that the intrinsic value of Beasley Corporation stock is closest to $56.45.

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A supply and demand graph with Marginal Revenue (MR), Demand (D), MC1, and MC2. MR intersects MC1 at a price of 75 and a quantity of 30 and intersects MC2 at a price of 30 and a quantity of 40. D intersects MC1 at price of 100 and a quantity of 40. Price is 115 at the point on the demand line directly above the intersection of MC1 and MR.
Rather than attempting to break up the electric company that has become a natural monopoly, the government decides to provide them with a per-unit subsidy, shifting the firm’s marginal cost curve from MC1 to MC2. Does this provide a socially optimal outcome? How much is the subsidy?
1. No, subsidizing a monopoly will create incentive for the firm to lower production. Subsidy = $25 per unit.
2. No, only perfect competition could create a socially optimal outcome. Subsidy = $70 per unit.
3. No, this subsidy is insufficient, as the demand is still above marginal revenue. Subsidy = $40 per unit.
4. Yes, as the firm now produces where MC = Demand. Subsidy = $70 per unit.
5. Yes, as the firm’s marginal revenue is now always equal to demand. Subsidy = $25 per unit.

Answers

The firm will operate where marginal cost (MC) is equal to marginal revenue (MR) in a perfectly competitive market. In the case of a monopoly, the marginal cost curve intersects the marginal revenue curve where the demand curve intersects the marginal cost curve in the graph above.

A supply and demand graph with Marginal Revenue (MR), Demand (D), MC1, and MC2 is given below:

The graph shows that MR intersects MC1 at a price of 75 and a quantity of 30 and intersects MC2 at a price of 30 and a quantity of 40.

D intersects MC1 at price of 100 and a quantity of 40.

Price is 115 at the point on the demand line directly above the intersection of MC1 and MR.

The government has decided to provide a per-unit subsidy to the electric company, which has become a natural monopoly, instead of attempting to break it up.

The firm's marginal cost curve shifts from MC1 to MC2 as a result of this.

The answer is option 4. Yes, as the firm now produces where

MC = Demand. [tex]Subsidy = $70 per unit[/tex].

Therefore, if the government wishes to produce a socially optimal outcome, it must provide subsidies to monopolies so that they produce the socially optimal amount of output and charge consumers the socially optimal price.

In this case, the subsidy is equal to the difference between MC1 and MC2, which is 70 per unit.

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On 31st December 2021 (accounting year-end), Sky Ltd. provides the following balances for some accounts: total purchases for the accounting period equal £4,500. Sales revenue is £220,000. The inventory on 31st December 2021 is £31,000. Salary expenses are £3,000. Inventory on 1st January 2021 equals £64,000. The corporate tax rate is 20%. Considering this information, which is the taxation expense on 31 st December 2021 for Sky Ltd.? a. We need more information to answer the question. b. £35,900. c. £143,600. d. None of the answers is true.

Answers

The correct option of given statement is option B - £35,900. The taxation expense on 31 st December 2021 for Sky Ltd is £35,900.

Taxation Expense on December 31, 2021, for Sky Ltd. would be £2,160.

Let's understand how to calculate the tax expense for Sky Ltd. using the details provided in the question:

Sales revenue: £220,000

Purchases: £4,500

Beginning inventory: £64,000

Ending inventory: £31,000

Salary expenses: £3,000

Since the inventory on December 31, 2021, is lower than the inventory on January 1, 2021, it implies that the inventory has been reduced in the accounting period. The company will need to recognize the reduction in inventory as a cost of sales.

So, we can calculate the cost of goods sold (COGS) as follows:

COGS = Beginning Inventory + Purchases - Ending Inventory

COGS = £64,000 + £4,500 - £31,000COGS = £37,500

Now, we can calculate the gross profit of the company using the following formula:

Gross Profit = Sales Revenue - COGS

Gross Profit = £220,000 - £37,500

Gross Profit = £182,500

Next, we can calculate the taxable income by subtracting the salary expenses from the gross profit:

Taxesable Income = Gross Profit - Salary Expenses

Taxesable Income = £182,500 - £3,000

Taxesable Income = £179,500

Finally, we can calculate the tax expense by multiplying the taxable income by the corporate tax rate:

Tax Expense = Taxesable Income * Corporate Tax Rate

Tax Expense = £179,500 * 0.20

Tax Expense = £35,900

Therefore, the answer to the question "Which is the taxation expense on 31st December 2021 for Sky Ltd.?" is option B - £35,900.

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$250 is invested at t=0. For t=0 to t=1 the investment earns 0.04 effective annual interest, and from t=1 to t=2 the investment earns 0.10 nominal semi annual interest. Find the accumulated value of the investment at t=2.
a. 286.65
b. 357.63
c. 185.56

Answers

The accumulated value of the investment at t=2 is $286.65. Hence, the answer is option (a) 286.65.

Let us apply the formula that represents the future value of a lump sum invested at time t = 0 which is as follows:

FV = PV x (1 + r)^ n

Where

FV: future value of the investment at time t = 2

PV: present value of the investment at time t = 0

r: nominal semi-annual interest

n: number of semi-annual periods

From t = 0 to t = 1, the investment earns an effective annual interest rate of 0.04. So the interest rate for one semi-annual period is (1 + 0.04)^(1/2) - 1 = 0.0196.

From t = 1 to t = 2, the investment earns a nominal semi-annual interest rate of 0.10. So the interest rate for one semi-annual period is 0.10 / 2 = 0.05.So we have:

FV = 250 x (1 + 0.0196)^2 x (1 + 0.05)^2 = 286.65

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Which of the following may be eligible for coverage under the Businessowners policy?
A
A bank
B
A small toy manufacturer
C
An amusement park
D
A residential condominium

Answers

Answer:Option A,B,C,D all are eligible. Businessowners policy is a commercial package policy that provides a variety of coverage for small and medium-sized businesses. It is a comprehensive package designed to meet the insurance needs of small businesses.

Let's take a look at each option:Option A: A bank may be eligible for coverage under the Businessowners policy. Banks are financial institutions that offer various services and products to customers. A Businessowners policy may cover property damage, general liability, and other types of coverage.Option B: A small toy manufacturer may be eligible for coverage under the Businessowners policy. A toy manufacturer is a business that makes toys. A Businessowners policy may provide coverage for property damage, product liability, and other types of coverage.

Option C: An amusement park may be eligible for coverage under the Businessowners policy. An amusement park is a place where people go to have fun. A Businessowners policy may cover property damage, general liability, and other types of coverage.Option D: A residential condominium may be eligible for coverage under the Businessowners policy. A residential condominium is a type of housing that is owned by individuals. A Businessowners policy may provide coverage for property damage, general liability, and other types of coverage.

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Give five examples of business process implementation using artificial intelligence and
Give five examples of business process improvement using software applications.

Answers

Artificial Intelligence (AI) is a technology that has been gaining more and more traction in recent years. Its use cases in business have grown significantly, as companies begin to realize the potential for AI to improve processes and increase efficiency.

Here are five examples of business process implementation using artificial intelligence:Automated Customer Support: AI can be used to create chatbots that can assist customers in a variety of ways, including answering frequently asked questions and troubleshooting issues with products or services.Image and Voice Recognition:

Here are five examples of business process improvement using software applications:Enterprise Resource Planning (ERP) Software: ERP software can be used to streamline business processes by integrating data from various departments and automating tasks like accounting and inventory management.Customer Relationship Management (CRM) Software: CRM software can be used to manage customer interactions and data, Supply chain management software can be used to optimize the flow of goods and materials through a supply chain, improving efficiency and reducing costs.

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establishing a shared future trajectory—showing that we can all do something together for the betterment of others—is a way of establishing which dimension of source credibility?

Answers

Establishing a shared future trajectory to demonstrate collective action for the betterment of others is a way of establishing the dimension of source credibility known as "trustworthiness."

Trustworthiness is one of the dimensions of source credibility, which refers to the extent to which a source is perceived as credible, reliable, and trustworthy by the audience. When a source establishes a shared future trajectory and emphasizes collective action for the betterment of others, it enhances trustworthiness. By demonstrating a commitment to working together and improving the well-being of others, the source creates a sense of trust and reliability. It shows that the source is genuine, has good intentions, and is actively engaged in making a positive impact. This aligns with the audience's values and fosters a belief that the source is credible. Establishing a shared future trajectory also appeals to the audience's sense of community and common goals. It creates a perception that the source understands and empathizes with the audience's concerns and aspirations. This shared vision helps to build trust and credibility by emphasizing a collective effort towards a better future.

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On January 1, 2022, Sunland Company issued $420,000,12%,10-year bonds at face value. Interest is payable annually on January 1. (a) Prepare the journal entry to record the issuance of the bonds. (Credit account titles are automatically indented when amount is entered. Do not indent manually.) Prepare the journal entry to record the accrual of interest on December 31, 2022. (Credit account titles are automatically indented when amount is entered. Do not indent manually.) Prepare the journal entry to record the payment of interest on January 1, 2023. (Credit account titles are automatically indented when amount is entered. Do not indent manually.)

Answers

On January 1, 2022, Sunland Company issued $420,000, 12%, 10-year bonds at face value. Interest is payable annually on January 1.(a) Journal entry to record the issuance of bonds:Bonds payable                         $420,000Cash                                         $420,000

The journal entry to record the issuance of bonds shows that Sunland Company received cash of $420,000 after issuing 10-year bonds at face value,

with an annual interest rate of 12%.(b) Journal entry to record the accrual of interest on December 31, 2022:Interest expense            $50,400Interest payable               $50,400The journal entry to record the accrual of interest on December 31, 2022, shows that Sunland Company has recognized interest expense of $50,400.($420,000 × 12% = $50,400)

The interest expense for the year is recognized in the accounting period of December 31, 2022.(c) Journal entry to record the payment of interest on January 1, 2023:Interest payable                 $50,400Cash                                         $50,400The journal entry to record the payment of interest on January 1, 2023, shows that Sunland Company paid interest expense of $50,400. 

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industrial shows are not open to the public and are scheduled in major cities where the corporation might pull in its regional sales force.

Answers

Industrial shows are trade shows that are not open to the general public. They are specifically designed for professionals in a specific industry to showcase and promote their products and services.These shows are typically scheduled in major cities.

One key characteristic of industrial shows is that they are exclusive events, restricted to professionals and representatives of companies within the industry.By limiting access to industry insiders, companies can focus their marketing efforts on a targeted audience, maximizing the potential for generating sales and business partnerships. The location of industrial shows is carefully selected to attract the regional sales force of the corporation organizing the event.

For example, a technology corporation might organize an industrial show in a city like San Francisco, which is known for its thriving tech industry.This allows the company to strengthen its sales force by providing them with the latest product updates, sales strategies, and opportunities to engage with clients and prospects.They are scheduled in major cities to bring together the regional sales force of a corporation and provide them with opportunities for training, networking, and engaging with potential customers.

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the burp maneuver usually involves applying backward, upward, and rightward pressure to the:

Answers

The burp manoeuvre usually involves applying backward, upward, and rightward pressure to the infant’s thorax (chest).

What is the burp manoeuvre?

Burping is a process that helps an infant release air from their stomach. Burping is essential since it helps alleviate stomach bloating and discomfort, which are common in newborns.

Burping is essential since it helps alleviate stomach bloating and discomfort, which are common in newborns. In addition, burping helps infants feel relaxed and comfortable while eating.

Burping is also important since it helps prevent or alleviate colic, a condition characterized by prolonged, uncontrollable crying among infants.

The burp manoeuvre, which is used to release air from an infant's stomach, is performed in the following way:

Place the infant in an upright position on your lap or against your shoulder with the infant's chin resting on your shoulder.

Gently pat the baby's back while applying backward, upward, and rightward pressure to their chest. This burping technique is called the burp maneuver.

If your baby fails to burp, stop the maneuver after five minutes and resume feeding. Additionally, attempt to burp the baby after each feeding.

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what is a primary reason why some small businesses resist the opening of large chain retailers like walmart or home depot

Answers

One primary reason why some small businesses resist the opening of large chain retailers like Walmart or Home Depot is their fear of competition.

Small businesses are the backbone of many countries' economies. These small businesses are frequently referred to as the backbone of the economy. They are responsible for the majority of job creation and economic activity. However, with the advent of large chain retailers, small businesses have been greatly threatened, resulting in resistance from some small businesses.

In this context, one primary reason why some small businesses resist the opening of large chain retailers like Walmart or Home Depot is their fear of competition. Small businesses are concerned that these large chain retailers will provide an unfair advantage, allowing them to undercut local pricing and potentially drive small businesses out of operation.

Many small businesses do not have the resources to compete with large corporations. Large corporations have the financial resources to invest in research and development, marketing, and advertising. This investment allows them to gain a competitive advantage over small businesses. The entrance of a large chain retailer like Walmart into a town frequently leads to the closure of small businesses.

Additionally, Walmart's influence extends beyond its direct suppliers to include local suppliers. Small businesses that supply to Walmart frequently experience a decrease in profit margins, which can have a detrimental impact on their business operations.

In addition, Walmart frequently utilizes its market power to force suppliers to lower prices, reducing supplier profit margins even further. These factors result in resistance from small businesses when large chain retailers attempt to enter their communities.

In conclusion, the fear of competition from large corporations is the primary reason why small businesses resist the opening of large chain retailers like Walmart or Home Depot. They are concerned that the chain will be able to undercut their prices and drive them out of operation, leading to the closure of their businesses.

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If we change the reserve requirement ratio to \( 100 \% \), the deposit multiplier will be and banks money. 1, don't create 0 , create 1, create 0 , don't create

Answers

Reserve requirement ratio is a regulation implemented by central banks that sets the minimum amount of reserves that must be held by a commercial bank. In case the reserve requirement ratio is set at 100 percent, it implies that commercial banks will have to hold all of their deposit amounts as reserves with the central bank.

The deposit multiplier is the inverse of the reserve requirement ratio. Therefore, if the reserve requirement ratio is 100%, the deposit multiplier will be 1.In such a case, the commercial banks will have no excess reserves and, therefore, will not be able to create money through loans or any other means.

Consequently, the commercial banks will be unable to create new loans and deposits, and hence, no new money supply will be generated in the economy. In summary, if the reserve requirement ratio is set at 100 percent, the deposit multiplier will be 1, and the commercial banks will not be able to create money.

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Quantitative benefits of a project are the intangible benefits of completing a project such as employee morale. True False

Answers

The statement "Quantitative benefits of a project are the intangible benefits of completing a project such as employee morale" is FALSE.

Quantitative benefits of a project are not intangible. These benefits are measurable, and they relate to the numerical aspect of a project. Quantitative benefits can include cost savings, revenue increases, and reduced project durations, while intangible benefits cannot be measured and valued monetarily.Intangible benefits of completing a project are qualitative, and they cannot be measured or quantified. These benefits may include customer satisfaction, employee satisfaction, and enhanced company reputation. Employee morale is considered an intangible benefit because it is not easily measurable but is a significant factor in the success of a project. Therefore, it is not correct to state that "Quantitative benefits of a project are the intangible benefits of completing a project such as employee morale." Hence, the statement is False.

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Why is vision essential to facilitating successful change in an organization? What is the correlation between a leader's role/vision and a successful change initiative? Describe a vision that you have seen/heard/read/viewed that you felt inspired successful change. How did this vision influence people's behavior and attitudes toward a major change initiative?

Answers

Vision is an essential part of facilitating successful change in an organization. Vision refers to the leader's image of the future state of the company.

It is a guiding principle that determines how the organization will achieve its strategic goals and objectives.Vision plays a crucial role in successful change initiatives as it provides a clear roadmap of where the organization needs to go. The vision helps leaders to prioritize actions and align resources accordingly, facilitating a more effective and efficient change process.A leader's role is to create a compelling vision that inspires and motivates employees to embrace change.

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included in expenditures is $28 million in costs related to hurricane michael. calculate the operating margin ratio assuming those costs were not incurred

Answers

The operating margin ratio is a financial metric that measures the profitability of a company by calculating the percentage of revenue that remains as operating income after deducting operating expenses. To calculate the operating margin ratio assuming the costs related to Hurricane Michael were not incurred, we need to exclude these costs from the equation.

The formula for calculating the operating margin ratio is:

Operating Margin Ratio = (Operating Income / Revenue) * 100

To calculate the operating margin ratio without the costs related to Hurricane Michael, we need to subtract the $28 million from both the operating income and the revenue.

Let's assume the operating income before the costs related to Hurricane Michael was $50 million and the revenue was $200 million.

Operating Income (without hurricane costs) = $50 million - $28 million = $22 million
Revenue (without hurricane costs) = $200 million - $28 million = $172 million

Now, we can substitute these values into the formula:

Operating Margin Ratio = (Operating Income / Revenue) * 100
Operating Margin Ratio = ($22 million / $172 million) * 100

Calculating the values:

Operating Margin Ratio = (0.1279) * 100
Operating Margin Ratio = 12.79%

Therefore, the operating margin ratio, assuming the costs related to Hurricane Michael were not incurred, would be 12.79%.

It's important to note that this calculation assumes all other operating expenses remain constant and that the costs related to Hurricane Michael are the only factor affecting the operating income and revenue.

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Strong/Cohen; The Marriage and Family Experience 14th Edition Chapter 5 Create Activity
Marriage Market
When you need certain products, you likely go to a store equipped with resources, such as money or a list, to acquire the goods you seek. Similarly, an individual may prepare for and participate in the marriage market. For this activity, use a sociological lens to examine the different ways people go about preparing for and finding a mate, such as going out to meet people, joining an online dating service, or through arranged marriages.
Compare two different examples of marriage markets in real life. Use one to two major concepts and theories and appropriate terminology from the text to analyze how the marketplaces you chose function, and the requirements of participating in each. Be sure to (1) explain each concept, theory, and term applied, (2) note the similarities between each marketplace and (3) evaluate the potential dysfunctions and inequalities present in these markets, such as the balance of power between the parties involved...

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Marriage market can be regarded as the social and economic marketplace that is responsible for finding and matching prospective marriage partners with each other.

Two different examples of the marriage market are love marriage and arranged marriage. Love marriage refers to a type of marriage where the partners choose each other based on their personal preferences, feelings, and compatibility. On the other hand, arranged marriages are those where families or intermediaries arrange the match between two individuals. In the context of love marriages, the partners are choosing each other based on their preferences, mutual interests, and feelings of attraction towards each other.

In this case, the rewards of the relationship outweigh the costs, and the partners see each other as compatible and suitable for each other. In the case of arranged marriages, the families or intermediaries negotiate the terms of the marriage and select the partners based on social, economic, and cultural factors. In this case, the rewards of the relationship may not outweigh the costs, and the partners may not be compatible or suitable for each other.A major term that can be applied to analyze the marriage market is the endogamy rule.

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ed communication and understanding between countries and ethnic groups may be a proactive way to avoid escalation into war. this process is called ________.

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Enhanced communication and understanding between countries and ethnic groups as a proactive measure to avoid escalation into war is called diplomacy.

Diplomacy refers to the practice of conducting negotiations, dialogue, and discussions between different nations or ethnic groups to promote mutual understanding, resolve conflicts, and maintain peaceful relations. It involves the exchange of ideas, viewpoints, and information through diplomatic channels, such as diplomatic meetings, conferences, treaties, and diplomatic missions.

The purpose of diplomacy is to prevent or mitigate conflicts, foster cooperation, and reach mutually beneficial agreements through peaceful means. It emphasizes dialogue, negotiation, and finding common ground to address differences and resolve disputes without resorting to armed conflict.

Diplomatic efforts often involve diplomats, mediators, and international organizations working toward conflict resolution, promoting understanding, and building relationships between nations and ethnic groups. By engaging in diplomatic processes, countries, and ethnic groups can address grievances, explore shared interests, and seek peaceful resolutions, thus reducing the likelihood of war or violent escalations.

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ctual inflation is 6 percent, and expected inflation is 6 percent. b. actual inflation is 4 percent, and expected inflation is 6 percent. c. actual inflation is 4 percent, and expected inflation is 4 percent. d. actual inflation is 6 percent, and expected inflation is 4 percent.

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The correct answer is option c. Actual inflation is 4 percent, and expected inflation is 4 percent.

Actual inflation refers to the increase in the general price level over a specific period of time. It is measured by comparing the average price level of goods and services in the current period to the average price level in a base period.

Expected inflation, on the other hand, refers to the anticipated increase in the general price level in the future. It is based on predictions made by economists and market participants.

In this case, when actual inflation is 4 percent and expected inflation is also 4 percent, it means that the increase in the general price level matches the predictions. This indicates that the economy is in a stable condition, as the actual inflation aligns with the expectations.

It is important to note that inflation can have various impacts on the economy. High inflation can erode the purchasing power of money, reduce savings, and increase the cost of borrowing. On the other hand, low inflation can promote economic stability, encourage investment, and support sustainable economic growth.

By understanding the relationship between actual inflation and expected inflation, individuals, businesses, and policymakers can make informed decisions about their finances, investments, and monetary policies.

In summary, when actual inflation is 4 percent and expected inflation is 4 percent, it signifies a stable economy where the increase in the general price level aligns with predictions.

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beverly’s broker, marquis, has assigned her to represent the seller in an in-house transaction. beverly’s colleague, tyrone, will be representing the buyer. what’s beverly’s role in this transaction?

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In an in-house transaction where Beverly’s broker, Marquis has assigned her to represent the seller and her colleague, Tyrone, is representing the buyer.

Beverly’s role is to represent and negotiate on behalf of the seller to get the best possible terms and conditions for the seller.Therefore, Beverly's primary role in this transaction is to represent the seller and advocate for their best interests.

As such, she will need to provide advice and guidance to the seller, assist in setting the listing price, market the property, show it to prospective buyers, and negotiate with potential buyers to get the best possible terms and conditions.In addition, Beverly will also be responsible for ensuring that all necessary paperwork and documentation is completed and submitted to the appropriate parties in a timely and accurate manner.

This may include drafting and reviewing contracts, coordinating inspections, and working with attorneys or other professionals as needed.

In summary, Beverly’s role in this in-house transaction is to act as the representative of the seller and advocate for their best interests by providing expert advice, marketing the property, negotiating with buyers, and ensuring that all necessary paperwork and documentation is completed accurately and on time.

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During their monthly meeting, the Federal Reserve Board discusses the statistic that the GDP has decreased for six consecutive months. They contact you and ask what actions you think they should take.
a. Should the Fed use Fiscal or Monetary policies and why?
b. Should the Fed use expansionary or contractionary policies and why?
c. List the expansionary or contractionary policies the Fed should use.

Answers

The Fed should use expansionary policies to stimulate economic growth and prevent a recession in the face of a decrease in GDP.

The Federal Reserve Board (the Fed) is responsible for developing and carrying out monetary policies in the United States. These policies are aimed at promoting sustainable economic growth, low inflation, and maximum employment. If GDP decreases for six consecutive months, the Fed may need to take action to stimulate economic growth and prevent a recession.

a. The Fed should use monetary policies rather than fiscal policies to address a decrease in GDP. This is because monetary policies are more flexible and can be implemented more quickly than fiscal policies.

Fiscal policies require congressional approval and can take months to implement, while monetary policies can be implemented immediately by the Fed.

Furthermore, monetary policies do not require additional government spending, unlike fiscal policies, which can lead to an increase in the national debt.

b. The Fed should use expansionary policies to stimulate economic growth and increase GDP.

Expansionary policies are aimed at increasing the money supply and lowering interest rates. Lower interest rates encourage borrowing and spending, which can lead to an increase in GDP.

Expansionary policies also increase the money supply, which can lead to lower unemployment and higher wages.

On the other hand, contractionary policies aim to reduce the money supply and increase interest rates. Contractionary policies are used to combat inflation but can lead to a decrease in economic growth.

c. The Fed should use the following expansionary policies to address a decrease in GDP:

Lowering the federal funds rate - The Fed can lower the federal funds rate, which is the interest rate at which banks lend money to each other overnight. Lowering the federal funds rate can lead to lower interest rates across the economy, which can stimulate borrowing and spending.Open market operations - The Fed can use open market operations to increase the money supply. Open market operations involve the purchase of government securities, which increases the amount of money in circulation. This can lead to lower interest rates and increased spending.

Discount rate - The Fed can also lower the discount rate, which is the interest rate at which banks borrow money from the Fed.

Lowering the discount rate can encourage borrowing and spending by making it cheaper for banks to borrow money from the Fed.

Overall, the Fed should use expansionary policies to stimulate economic growth and prevent a recession in the face of a decrease in GDP.

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What is true of the systems model of training?
The training and development phase is the first phase
The systems model of training is also known as ADDIE
The training ends after the evaluation phase
The feedback arrow shows that training should be ongoing
What is true about the workforce in a post-industrial economy?
The workforce will need more specific training but not more education
The workforce will still have craft occupations as the most highly skilled jobs
The workforce will remain essentially the same as in the industrial economy
The workforce will be required to upgrade job skills

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The systems model of training is also known as ADDIE. The training and development phase is the first phase. The feedback arrow shows that training should be ongoing. However, the third statement "The training ends after the evaluation phase" is not true of the systems model of training.

The true statements of the systems model of training are:

1. The systems model of training is also known as ADDIE. ADDIE stands for Analysis, Design, Development, Implementation, and Evaluation.

2. The training and development phase is the first phase of the systems model of training. In this phase, training objectives are identified, performance goals are established, and training needs are assessed.

3. The feedback arrow shows that training should be ongoing. In other words, the systems model of training is a continuous process that requires constant evaluation and improvement.

4. The training does not end after the evaluation phase. Instead, the results of the evaluation are used to modify the training program and improve its effectiveness.

In a post-industrial economy, the workforce will be required to upgrade job skills. This is because technology is advancing rapidly and many traditional jobs are being automated. As a result, workers will need to develop new skills and learn how to work with new technologies. Therefore, the workforce will need more specific training and education in order to keep up with the changing demands of the economy.

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which of the following is not used to measure the
efficiency with which a firm uses it's assets?
A) Current ratio
B) Asset turnover
C) Inventory turnover ratio
D) Accounts Receivable turnover ratio

Answers

The correct answer is A) Current ratio. The current ratio is a liquidity ratio that measures a firm's ability to meet its short-term obligations. It is calculated by dividing current assets by current liabilities. The current ratio reflects the firm's short-term financial health and its ability to pay off immediate obligations.

On the other hand, asset turnover, inventory turnover ratio, and accounts receivable turnover ratio are all used to measure the efficiency with which a firm uses its assets.

Asset turnover measures how effectively a company generates sales revenue from its total assets. It is calculated by dividing net sales by average total assets. A higher asset turnover ratio indicates better asset utilization.

Inventory turnover ratio measures how efficiently a company manages its inventory. It is calculated by dividing the cost of goods sold by the average inventory. A higher inventory turnover ratio suggests efficient inventory management.

Accounts receivable turnover ratio assesses how efficiently a firm collects payments from its customers. It is calculated by dividing net credit sales by the average accounts receivable. A higher accounts receivable turnover ratio indicates effective management of receivables.

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Which of the following is not a benefit of lean systems? fewer resources lower inventories increased flexibility increased productivity

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The benefit of lean systems that is not listed among the options is improved quality.

1. Increased flexibility: Lean systems aim to minimize waste and improve efficiency, allowing organizations to quickly adapt and respond to changes in customer demands or market conditions. By streamlining processes, lean systems enable organizations to be more flexible in their operations.

2. Increased productivity: Lean systems focus on eliminating non-value-added activities and optimizing workflow, which leads to improved productivity. By identifying and eliminating waste, such as unnecessary movements or delays, lean systems help organizations achieve higher levels of productivity and output.

3. Fewer resources: Lean systems emphasize efficient resource allocation by identifying and eliminating waste, such as excess materials or inefficient equipment usage. By optimizing resource utilization, organizations can achieve their goals with fewer resources, which can result in cost savings and improved overall efficiency.

4. Lower inventories: Lean systems promote a "just-in-time" approach to inventory management. This means that organizations strive to have the right amount of inventory at the right time, minimizing excess inventory and associated carrying costs. By reducing inventory levels, lean systems help organizations free up capital and improve cash flow.

5. Improved quality: Although not mentioned in the given options, improved quality is a significant benefit of lean systems. Lean principles emphasize the identification and elimination of defects, errors, and variations in processes. By focusing on quality improvement, lean systems enhance customer satisfaction, reduce rework and waste, and increase overall product and service quality.

In summary, the benefits of lean systems include increased flexibility, increased productivity, fewer resources, lower inventories, and improved quality.

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Customer performance measures: manufacturer LO 15.10 Refer to the information provided in Exercise E15.27 송 . Joe Jackson is interested in monitoring the performance of different customer groups over time, and in tracking the company's overall sales and marketing performance using customer performance measures. Required Select some customer performance measures that may be suitable for this type of business, and explain to Joe Jackson how they used to improve the company's performance. (Hint: Review the five core customer measurement categories in 15 .

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Customer performance measures that may be suitable for this type of business include customer satisfaction, customer loyalty, customer retention, customer acquisition, and customer profitability.

These measures are used to improve the company's performance by monitoring customer satisfaction levels, identifying loyal customers and implementing strategies to retain them, tracking customer retention rates, evaluating the effectiveness of customer acquisition efforts, and analyzing customer profitability to optimize marketing and sales strategies. These measures help the company understand customer behavior, make informed business decisions, and ultimately enhance overall sales and marketing performance.

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An asset having a cost of $70,000 and accumulated depreciation of $20,000 is revalued to $90,000 at the beginning of the current year. Depreciation for the year is based on the revalued amount and the remaining useful life of six years. Required: Prepare journal entries to reflect the revaluation of the asset and the subsequent depreciation of the revalued asset.

Answers

Revaluation Journal Entry:

Debit: Asset Cost ($70,000)

Credit: Accumulated Depreciation ($20,000) and Revaluation Surplus ($20,000)

Depreciation Journal Entry:

Debit: Depreciation Expense ($10,000)

Credit: Accumulated Depreciation ($10,000)

The journal entries for the revaluation of the asset and the subsequent depreciation of the revalued asset :

Part 1: Revaluation Journal Entry

The revaluation of the asset will result in the creation of a revaluation reserve account. The asset's original cost was $70,000, but it was revalued to $90,000 at the beginning of the current year. Therefore, the revaluation reserve account will be credited with $20,000 (90,000 – 70,000).

Revaluation Journal Entry:

Account Titles           Debit      Credit

Asset Cost                        $70,000

Accumulated Depreciation                $20,000

Revaluation Surplus                      $20,000

Asset Cost                         $90,000

Part 2: Depreciation Journal Entry

The depreciation expense for the year will be computed on the basis of the revalued amount ($90,000) and the remaining useful life of six years. The depreciation expense will be $10,000 per year ($90,000/6).

Depreciation Journal Entry:

Account Titles           Debit      Credit

Depreciation Expense                $10,000

Accumulated Depreciation                  $10,000

Total                               $10,000       $10,000

In summary, the journal entries for the revaluation and subsequent depreciation are as follows:

Revaluation Journal Entry:

- Asset cost: $70,000

- Accumulated depreciation: $20,000

- Revaluation surplus: $20,000

Account Titles           Debit      Credit

Asset Cost                        $70,000

Accumulated Depreciation                $20,000

Revaluation Surplus                      $20,000

Asset Cost                         $90,000

Depreciation Journal Entry:

- Depreciation expense: $10,000

- Accumulated depreciation: $10,000

Account Titles           Debit      Credit

Depreciation Expense                $10,000

Accumulated Depreciation                  $10,000

Total                               $10,000       $10,000

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