Years ago, American Express created the Gold Card for affluent customers. In response to recent declines, AmEx has decided to enhance the benefits of having a Gold Card by increasing the rewards and offering personalized services. This is an example of:

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Answer 1

Based on the given scenario with Amex enhancing the benefits of having a Gold Card, this is an example of invention.

What is Invention?

This refers to the creation of new things with the aim of making a process easier that has not been done before.

Hence, we can see that based on the changes made by American Express in their Gold Card for their affluent customers and the increased benefits, this is an example of an invention.

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Related Questions

If a person has $1,000 in a savings account and earns $20 a year in interest on that account, the rate of return on the money is close to

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Answer:

2%

Explanation:

A customer service team identifies a goal of three business days for addressing all customer concerns. In the context of a control process, this goal is

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A customer service team identifies a goal of addressing the customers by imitating corrective action.

What is Customer support teams?

Customer support teams serves as the team that provide technical assistance with products so as to answer customers' questions .

Conclusively, The goal of customer support teams is to provide the customers with interactions and answers to their questions.

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I NEED HELP!!!!!!!!!!!!!!!!!!

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Answer:

I am not home, I'm at church service will return home on Tuesday

Ammunition Handlers conduct joint inventory with the unit using _________ to ensure the unit is getting the correct quantities and types of ammunition.

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The DA Form 3151-R is used to ensure the unit is getting the correct quantities and types of ammunition.

Who are the Ammunition Handlers?

These are people that conduct a periodic inventory of ammunition, ammunition components and ammunition related material.

They also perform a principal duties of receipt, storage, and issue of ammunition etc.

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The pay ratio reporting policy, as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, requires that companies report the ratio of their average worker's pay to that of Multiple Choice other workers in the same industry. minimum wage. their competitor's average pay. exempt employees. the CEO.

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The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 made it such that companies report a ratio of average worker pay to that of the CEO.

What does the Dodd-Frank Pay ratio entail?

Passed in 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act aimed to make it such that the 2008 financial crisis would not happen again.

One provision that the act included, attempted to make salaries more equitable by ensuring the companies reported a pay ratio where average salary was compared to that of the CEO.

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If a firm in a perfectly competitive market triples the quantity of output sold, then total revenue will:.

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If a firm in a perfectly competitive market triples the quantity of output sold, then total revenue will: exactly triple.

What is a perfect competitive market?

A Perfect competitive market is a type of market that has different manaufacturers which sell product that are slightly the same and the price of those product are also slightly the same.

Their is competition in this type of market based on the fact that each producer compete against one another.

Inconclusion If a firm in a perfectly competitive market triples the quantity of output sold, then total revenue will tripple the same.

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Lazer industries, inc. manufactures medical equipment parts and accessories. assume all amounts are pre-tax and a 21% tax rate for 20x1.

net sales $1,200,000
interest expense $150,000
gain on sale of discontinued operations $400,000
cost of goods sold $300,000
selling, general and administrative expenses $170,000
gain on sale of investments $30,000
restructuring charges $20,000

required:
prepare a multiple-step income statement for lazer industries, inc. based on the available information for the year ended december 31, 20x1.

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The multi-step Income Statement for Lazer Industries, Inc. for the year ended December 31, 20x1 is as follows:

Lazer Industries, Inc.

Multi-step Income Statment

For the year ended December 31, 20x1

Net sales                                          $1,200,000

Cost of goods sold                            $300,000

Gross profit                                       $900,000

Expenses:

Selling, general and  administrative $170,000

Operational income                        $730,000

Interest expense                               $150,000

Ordinary Income before tax          $580,000

Gain on sale of

discontinued operations                $400,000

Gain on sale of investments             $30,000

restructuring charges                      ($20,000)

Taxable income                             $990,000

Tax on ordinary income                 $207,900

Net income                                     $782,100

What is a multiple-step income statement?

A multiple-step income statement is an income statement that categorizes incomes and expenses into operating and non-operating heads so that the net income can be computed after taking into account operating, ordinary, and extraordinary revenues and expenses.

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The path-goal theory of leadership identified two contingency factors that cause some leadership behaviors to be more effective than others: environmental factors and ______.

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According to the path-goal leadership theory, the two contingency factors that make leadership behaviors more effective are the environmental factors and the characteristics of employees.

What is a path-goal theory?

Path goal theory was evolved by Robert House in the year 1971. It states the behavior of an employer is accidental on the basis of the characteristics of their employees.

The two factors impacting the leadership goals under path-goal theory are the environmental factors which include the kind of leader's behavior so that the results from the employees can be enhanced and the employee's characteristics include the performance, motivation, and satisfaction among employees due to leader's behavior.

Therefore, the employee characteristics and the environment-related factors are much affecting the behavior of leaders under the path-goal theory.

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When negative externalities exist, an unregulated market will produce ______ of the good and the price will be ______ when compared to the efficient level of production.

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When negative externalities exist, an unregulated market will produce too much of the good and the price will be low when compared to the efficient level of production.

What is a negative externality?

This is type of externality that occurs when the production or the consumption of a good brings about extra costs for another party.

When this is the case, then it may result in one party having benefits and the other party suffering for the benefits.

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Fiscal policy that focuses on shifting the long-run aggregate supply curve to the right is _____ policy. contractionary mandatory fiscal aggregate shifts supply-side fiscal

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Fiscal policy that focuses on shifting the long-run aggregate supply curve to the right is: supply-side fiscal policy.

What is supply-side fiscal policy?

Supply-side fiscal policy can be defined as the type of policy which state  that when their is increase in aggregate supply or increase in the amount of goods or products supply it will lead to increase a country efficiency.

Although the issue with  supply-side fiscal policies is that it often take a while to work compare to demand-side fiscal policies.

Inconclusion Fiscal policy that focuses on shifting the long-run aggregate supply curve to the right is: supply-side fiscal policy.

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The leadership aspect of managerial leaders is to ______, while the management part is to ______.

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The leadership aspect of managerial leaders is to influence, while the management part is to facilitate. Read below on qualities of a leader.

What are the qualities of a good leader?

The qualities of a good leader are the following:

IntegrityAbility to delegateCommunicationSelf-awarenessGratitudeLearning agilityInfluenceEmpathyCourageRespect

Therefore, leadership aspect of managerial leaders is to influence, while the management part is to facilitate.

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Which of the following are characteristics of hard money? i. donations from individuals and interest group pacs ii. regulated by the federal election commission iii. goes directly to a political candidate iv. can be used for advertising or other campaign expenses a. i, ii, iii, and iv b. i and ii only c. i, iii, and iv only d. ii, iii, and iv only please select the best answer from the choices provided a b c d

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The characteristics of hard money include donations from individuals and interest group PAC'S, and they are regulated by the Federal Election Commission.

What is hard money?

Hard money and soft money are often used to describe the type of currency and also refer to political currency in the United States.

These two combined factors are the definition of what is considered "hard money" in politics.

Hard money is separated from soft cash, because the latter comes from a donation that can be controlled by the Federal Election Commission.

Thus, the correct answer is option B.

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If an insurer is incorporated in Rhode Island, but primarily does business in New York, what type of insurer is this considered in New York

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If an insurer is incorporated in Rhode Island, but primarily does business in New York. This is called foreign insurer.

Who is an insurer?

An insurer can be defined as a person who  insured a person or a person who provide insurance coverage.

An Insurer has their business situated or established in the United States of America but carried out is business activities in another country like New york this  will be tend to be called foreign insurer in New york because the business is not domiciled in New york but United state of america.

Inconclusion this is called foreign insurer.

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You have $55,000 in a savings account that pays 2% interest per year.
The inflation rate that year is 3.24%.
To calculate simple interest: Principal x Rate x Time = Interest
How much do you make in interest in a year?

Answers

Answer:

1. the interest make in a year is $1100

2. the spending power need to make to keep up with inflation in that year is $1782.

3.  the buying power lose in that year because of inflation is $682. the buying power lose in that year because of inflation is $682.

Explanation:

In a savings account, amount $55,000 which pays 2% interest each year and the rate of inflation is 3.24% gives,

1.The interest make in a year is $1100

2. Spending power need to make to keep up with inflation in that year is $1782.

3. Buying power lose in that year because of inflation is $682

1. the interest make in a year is $1100

2. the spending power need to make to keep up with inflation in that year is $1782.

3.  the buying power lose in that year because of inflation is $682. the buying power lose in that year because of inflation is $682.

What is the craziest thing you've ever done, and would you do it again?
If you could do anything knowing you would not fail, what would you do?
If a genie granted you three wishes right now, what would you wish for?
What's your biggest regret in life?
What do you think about when you're by yourself?

Answers

Answer:

01) yh for sure I'll do it again... I always doing it like staring to stranger eyes till they getting shy

02)my exams gosh

03)having my bff again.

being a good girl

nvm nothing else

04) having a stu.pid relationship with a boy nvm

05)sensitive

Straight-line, declining-balance, and activity-based refer to methods commonly used to.

Answers

Answer:

depreciate

Explanation:

Straight-line, declining-balance, and activity-based refer to methods commonly used to _depreciate_ property, plant, and equipment.

Answer:

depreciate

Explanation:

Straight-line, declining-balance, and activity-based refer to methods commonly used to .... depreciate... property, plant, and equipment.

Ugar has relocated a production firm to a country that has lower production costs, and is closer to his customers. What type of advantage does this offer Ugar's firm

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The advantage offered to Ugar by relocating their production firm is a reduction in the cost of doing business.

What advantage does Ugor gain?

When Ugor relocated to the country that has a lower production cost, it means that they will spend less to produce their goods and services.

He will also spend less on transporting his goods to his customers. These reduced costs mean that his cost of doing business has reduced.

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The demand curve for a monopolistically competitive firm is downward sloping because
A. there are a large number of firms

B. the product is produced by using scarce resources

C. the products produced by different firms are not identical

D. it is easy for firms to enter or exit the market

E. the marginal cost rises as output produced increases

Answers

The demand curve for a monopolistically competitive firm is downward sloping because the products produced by different firms are not identical.

What is monopolistic competition?

A monopolistically competitive firm is a firm where there are many sellers and buyers of differentiated goods. Sellers set the price for their goods and services.

In a monopolistic competitive market, there are large number of sellers which are producing similar products or close substitute but the products are different enough that the demand curve for each firm is downward sloping.

Hence, the demand curve for a monopolistically competitive firm is downward sloping because the products produced by different firms are not identical.

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What is it called when advertising reaches people who are not part of the target market and are not potential customers

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When advertising reaches people who are not part of the target market and are not potential customers. This is called waste coverage.

What is waste coverage?

Waste coverage can be defined as the way in which an advert reach people who the advert was not target at.

This type of advert is classified as waste coverage because the advert is not meant for the people or population that saw the target simply because advert coverage exceeded the buyer which the advert was target at.

Therefore when advertising reaches people who are not part of the target market and are not potential customers. This is called waste coverage.

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According to the business cycle represented in the diagram above, the actual rate of unemployment equals the natural rate of unemployment when the economy is.

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According to the business cycle, the actual rate of unemployment equals the natural rate of unemployment when the economy is on the potential line.

What is Unemployment?

This refers to the situation in which a person is without paid employment and cannot adequately cater to his needs.

Hence, we can see that from the complete question, there is an image attached which shows real output graphed against time and there is the expansion, peak, etc and there is equality between the actual and natural rate of unemployment on the potential line.

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Employees at livingsocial escapes who are motivated by excitement about the trips they are able to take people on are motivated by____rewards, whereas motivation that occurs as a result of receiving equity in the company illustrates the effects of____rewards.
as this company continues to grow, employee motivation should continue to be a top priority. the following table lists strategies that could be use promote the continuation of employee motivation. identify which motivation theory is associated with each suggestion given.
equity reinforcement expectanc
suggestion theory theory theory
1. maya should continue to promote the idea that
a failed trip is an opportunity to learn what not to do.
trip guides will be motivated to reduce the number of
unsuccessful trips and instead increase those
behaviors that lead to more successful trips.
2. maya knows that not all employees value free trips
and that some employees would like other rewards for
their work. she should conduct a survey to determine
what rewards employees want for good performance.
3. after maya distributes stock shares within the company,
or any other type of bonus, she should survey all her
employees and ask if they believe the compensation
was distributed using clear and acceptable rules.

Answers

When employees are motivated by excitement, this is an intrinsic motivation.

When employees are motivated by receiving equity, this is extrinsic motivation.

The motivation theories shown by the scenarios above are:

Maya should continue ... - Reinforcement theory. Maya knows that not .... - Expectancy theory. After Maya distributes...- Equity theory.

What are the types of motivation witnessed?

Intrinsic motivation are those things that motivate people outside of material compensation.

In this case this would be the excitement brought by trips the employees can take.

Extrinsic motivation comes from material compensation such as receiving equity in the business.

When Maya encourages her guides to do better by telling them that failure is an opportunity to learn, this is the reinforcement theory at work.

The expectancy theory posits that there are different things that motivate different employees which is why Maya should take a survey to find out those things.

The equity theory posits that employees will be more motivated if they are treated fairly and equally like Maya is doing by ensuring that compensation was distributed acceptably.

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A supporter of free-market policies in the late twentieth century would have most likely explained that the policy argued for in the passage did not sufficiently.

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A supporter of free-market policies would argue that the passage didn't liberalize the Chinese economy because only fourteen cities were opened for foreign investment and trade.

What is free market economy?

A free market is where the prices of goods and services are determined by the forces of demand and supply hence there's little government intervention.

Here, the prices for goods and services in a free market economy are self-regulated by buyers and sellers without any external interference.

Hence, a supporter of free-market policies would argue that the passage didn't liberalize the Chinese economy because only fourteen cities were opened for foreign investment and trade.

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Management generally resists allowing employees to manage their own workflow because it decreases their motiviation. please select the best answer from the choices provided t f

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It is false that management generally resists allowing employees to manage their own workflow because it decreases their motivation.

What are the impacts of allowing employees to manage their workflow?

Employees when have the authority and responsibility in managing their own tasks then it creates higher productivity. It is due to their rise in motivation as management enhances their empowerment and involvement in the workplace.

Thereffore, when management does not offer power to control and make decisions for their task then it would dissatisfy them with work procedures.

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Answer:false

Explanation:took the test

Would a change in the interest rates from 8% to 7% encourage a banks customers to borrow more money? Explain.

A) No, it would not encourage more borrowing, because a lower interest rate means that they would earn more interest over the course of the loan

B) Yes, it would encourage mor borrowing because a lower interest rate means that they would earn more interest over the course of the loan

C) Yes, it would encourage more borrowing because a lower interest rate means that they would have less interest to repay over the course of the loan

D) No, it would not encourage more borrowing, because a lower interest rate means that they would have less interest to repay over the course of the loan

Answers

Answer:

The answer would be D

Explanation:

The reason why i got that is an interest rate is the cost of borrowing money. Or, on the other side of the coin, it is the compensation for the service and risk of lending money. In both cases it keeps the economy moving by encouraging people to borrow, to lend, and to spend. But prevailing interest rates are always changing, and different types of loans offer different interest rates. If you are a lender, a borrower, or both, it's important you understand the reasons for these changes and differences.​ They also have a heavy effect on the rare metals trade, including silver stocks.

Yes, because they would have less interest to pay back over the term of the loan, a lower interest rate would encourage additional borrowing. Hence, Option (C ) is the accurate answer.

What is an interest rate?

An interest rate is an amount of interest that is payable each period stated as a percentage of the amount that was lent, deposited, or borrowed.

The principal amount, interest rate, frequency of compounding, and duration of the loan, deposit, or borrowing determine the total amount of interest on a sum that was lent or borrowed.

Interest rates are one of the main pillars of the American economic system. They affect borrowing costs and savings yields and greatly contribute to the overall return on many different types of assets. Additionally, some interest rates provide insight into the forthcoming financial market and economic activity.

Hence, option (C ) is the correct one.

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Using the 7/70 method, a person with an $80,000 annual income should purchase how much life insurance?.

Answers

Answer:

$80,000, So, the amount of life insurance that should be bought is: = ($80,000 × 70%) × 7 = ($80,000 × 0.7) × 7 = $56,000 × 7!

Explanation:

Hope this helps you!

_________ addresses the means by which leaders provide direction to get workers to accomplish tasks whereas _________ addresses how leaders interact on a personal level with workers.

Answers

Leadership addresses the means by which leaders provide direction to get workers to accomplish tasks whereas relationship addresses how leaders interact on a personal level with workers.

What is leadership?

Leadership explains how an individual is able to lead someone that is subjected to him for guidance, counsel and training.

It describe the relationship that exist between followers and the leader and how it influence the learning process.

Therefore, Leadership addresses the means by which leaders provide direction to get workers to accomplish tasks whereas relationship addresses how leaders interact on a personal level with workers.

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Why do current and available balances sometimes show different amounts of money in the same account?.

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Current and available balances sometimes show different amounts of money in the same account because of: Pending transaction.

What is current and available balance?

Current balance is the balance you have in your account while available balance on the other hand is the balance in your account that you have access to withdraw at any period of time.

The major reason why current and available balance may differs is because some transaction you made has not yet being processed by your bank.

Therefore current and available balances may show different amounts of money in the same account because of: Pending transaction.

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Which of the following is a positive externality?

Answers

Answer:

Research and development (R&D) conducted by a company can be a positive externality. R&D increases the private profits of a company but also has the added benefit of increasing the general level of knowledge within a society. Similarly, the emphasis on education is also a positive externality.

Explanation:

Choosing a beautiful design for a building will give benefits to everybody in society. Education or learning new skills. With better education, you are more productive and can gain more skills. But, also the rest of society benefits from your new skills

When actual revenue ______ what the revenue should have been, the variance is labeled favorable.

Answers

When actual revenue exceeds what the revenue should have been, the variance is labelled favourable.

Hope that helps!

Answer:

Answer is exceeds

Explanation:

Many companies moved their operations from new england and the midwest to locations in the south because

Answers

Many companies moved their operations from new england and the midwest to locations in the south because: the South had less expensive site factors than northern regions.

Change of operation location from midwest to south

The major reason why most companies tend to moved their operation to south was to maximize profit.

Compare to midwest, the site factors such as rew material, labor and land were more cheaper in the south.

This companies change their operation location because they want to reduce cost as their aims and objective is to generate or maximize profit.

Inconclusion the South had less expensive site factors than northern regions.

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