You purchase an interest rate futures contract that has an initial margin requirement of 12% and a futures price of $152,140. The contract has a $125,000 underlying par value bond. If the futures price falls to $145,500, you will experience a ______ loss on your money invested.
A.) 36.37%
B.) 26.00%
C.) 47.37%
D.) 59.37%

Answers

Answer 1

Our investment will lose money, and the loss will be 36.37%. The correct answer is option (A).

What is Futures Contract?

Futures contracts give investors the ability to leverage their money by allowing them to wager as little as the Margin amount on the movement of an asset's price. The buyer loses money if the price drops, and vice versa.

Initial Futures price = $152,140

Initial margin requirement = 12%

                                           = 12% * $152,140

                                           = $18,256.8

Underlying par value bond price = $125,000

New Futures price = $145,500

The amount of the loss is:

Loss = New futures price - initial futures price

        = $145,500 - $152,140

        = -$6,640

The loss amount will be deducted from the balance of the margin account.

Balance of current Margin account = Balance of initial Margin account - Loss

                                                          = $18,256.8 - $6,640

                                                          = $11,616.80

In percentage terms, the loss is:

Loss in percentage = Current Margin account balance / Initial Margin account balance

                                = 11,616.80/ 18,256.8 - 1

                                = -36.37%

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Related Questions

T/F: when the value of money is on the vertical axis, an increase in the price level shifts money demand to the right.

Answers

When the value of money is on the vertical axis, an increase in the price level shifts money demand to the right  ---- False

What if the value of money on the vertical axis represents an increase in the price level?

If you plot the money market against the value of money on the vertical axis, the value of money will rise when the value of money falls below the equilibrium level. OK, raise the prices. The money supply and price level will fall.

What happens to money demand when the price level rises?

When the price level rises, the demand for money increases and interest rates rise. As interest rates rise, the opportunity cost of financing capital and durables increases, which in turn reduces demand for capital and durables.

Why is the vertical axis the price level?

The price levels shown on the vertical axis, like the GDP deflator, represent the prices of final goods or products purchased in the economy, not the price levels of intermediate goods and services that are inputs to production.

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If the interest rate on Ed's checking account is 0.50 percent and the interest rate on the certificate of deposit (CD) that he is considering is 3 percent, then the opportunity cost of holding money is _____ percent.
3

Answers

If the interest rate on Ed's checking account is 0.50 percent and the interest rate on the certificate of deposit (CD) that he is considering is 3 percent, then the opportunity cost of holding money is 3 percent.

An interest-earning savings product known as a certificate of deposit (CD) is one that pays interest on a lump sum for a predetermined amount of time. Savings accounts and CDs are different in that the money in a CD must be kept in it for the duration of the term to avoid penalties and interest loss. As compensation for the loss of liquidity, CDs often provide higher interest rates than savings accounts.

Nearly all consumer financial institutions provide certificates of deposit (CDs), although it is up to each bank to decide whose conditions it wishes to give, how much higher the rate will be compared to the bank's savings and money market products, and what penalties it applies for early withdrawal.

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a political leader suggesting that an economic downturn will be cushioned automatically is referring to ______

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A political leader suggesting that an economic downturn will be cushioned automatically is referring to automatic actions from tax policy and spending policy.

What is meant by economic downturn?

A series of economic events, such as disruptions in the supply chain, a financial crisis, or a global disaster, can lead to a recession. After an inflationary phase, a recession may also begin.

In a recession, both large and small businesses see a fall in sales and profits. They may reduce spending on marketing, research, and capital expenditures as part of their cost-cutting measures. Recessions may restrict access to financing, hinder collections, and encourage corporate bankruptcy.

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Hope demonstrates how her company's new professional stain remover works. This demonstration is part of the ____ step of the personal-selling process.

Answers

This demonstration is part of making the presentation step of the personal-selling process.

What is personal-selling process?

With parts labeled "prospecting," "preparation," "approach," "presentation," "objections," "close," and "follow-up," the infographic resembles a funnel.

Every business relies heavily on sales to expand while developing a loyal consumer base. Understanding the selling process may improve your ability to attract new customers or buyers, boost overall revenues, and foster customer relationships.

Personal selling is direct interaction between a salesman and potential client, which frequently takes place in person or by phone, email, or video. Although it is also utilized in retail and trade selling, business-to-business (B2B) selling is where it is most frequently employed.

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According to the model of intertemporal choice, what are the major factors which determine how much savings an individual will have?

Answers

Savings depend on a person's time preferences, anticipated interest rates, and the opportunity costs of spending money now vs later.

A behavioral economist would take into account phenomena that appear unreasonable but are actually due to human nature, such as the propensity to value money differently depending on the context.

What is intertemporal choice?

The process by which people decide what and how much to do at different times when choices made at one point in time affect the options available at subsequent times is known as intertemporal choice. People's relative values for two or more payoffs at various times have an impact on these decisions.

Most decisions require the decision-maker to balance costs and rewards over time. These choices could relate to spending, labor effort, education, diet, exercise, health care, and other factors. Numerous unfavorable outcomes, from lower salaries to drug addiction, have been linked to greater demand for faster, lesser rewards.

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what report would a company want to create and run on a regular basis

Answers

Answer:

There are many different types of reports that a company may want to create and run on a regular basis, depending on the specific needs and goals of the business. Some common types of reports that companies may want to generate include:

Financial reports: These reports provide information on the financial performance and health of the company. Examples include income statements, balance sheets, and cash flow statements.

Sales reports: These reports provide information on sales activity and performance, including revenue, sales volume, and sales trends.

Marketing reports: These reports provide information on marketing efforts and their effectiveness, including data on website traffic, social media engagement, and email marketing campaigns.

Customer reports: These reports provide information on customer activity and satisfaction, including data on customer acquisition, retention, and churn.

Inventory reports: These reports provide information on inventory levels and movement, including data on inventory turnover, stockouts, and demand forecasting.

Production reports: These reports provide information on production activity and performance, including data on efficiency, quality, and capacity utilization.

HR reports: These reports provide information on human resources activity and performance, including data on employee retention, turnover, and engagement.

It's important to note that the specific reports that a company generates will depend on the specific needs and goals of the business, as well as the industry in which it operates.

Explanation:

Lester sold a warehouse with an original cost of $150,000 for $230,000. The warehouse hadaccumulated depreciation of $40,000. The recognized gain on the sale was $120,000. The amount of the gain that is unrecaptured Section 1250 gain is $40,000 and will be taxed at amaximum rate of 20 percent.

Answers

Lester sold a warehouse with an original cost of $150,000 for $230,000. The warehouse had accumulated depreciation of $40,000. The recognized gain on the sale was $120,000. The amount of the gain that is unrecaptured in Section 1250 gain is $40,000 and will be taxed at a maximum rate of 20 percent. The remaining $80,000 will be taxed at a maximum rate of 20%

Recognized gain

= Purchase price - Net book value

= 230,000 - (150,000 - 40,000) (150,000 - 40,000)

= $120,000

The amount of Section 1250 gain that is unrecaptured:

= Selling price - asset cost - depreciation accumulated

= 230,000 - 150,000 - 40,000

= $40,000

According to IRS regulations, the maximum tax rate is 25%.

The cash to be charged at a maximum of 20% is as follows:

= Profit - Section 1250 profit

= 120,000 - 40,000

= $80,000

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Which of the following steps of the market screening process involves the analysis of the quality of workforce, materials, and infrastructure?
A) identification of basic appeal of a market
B) assessment of the national business environment
C) measurement of market or site potential
D) selection of the market or site

Answers

Option B is correct. The step of market screening process that involves the analysis of the quality of workforce, materials, and infrastructure is assessment of the national business environment.

Market screening is a technique used to assess markets in light of their suitability for the company's overall skills and business goals.

Choosing the Right Markets

Determine Potential Markets in Step 1.

Step 2: Aim for the Most Lucrative Markets.

First, look at product trends.

Research the Competition in Step 2.

Step 3: Examine marketing-related factors.

Step 4: Determine Any Obstacles.

Determine Any Incentives in Step 5.

In order for businesses to start analyzing potential markets in terms of similarities and differences among variables of interest, the screening stage frequently makes use of some sort of grouping technique. The fundamental goal is to screen out or eliminate markets that don't adhere to a set of standards set forth by the company.

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michelle needs to sell her idea to remodel their business waiting room to her boss. michelle is more likely to succeed if she can base her argument on saving or earning money. t/f

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Michelle needs to sell her idea to remodel their business waiting room to her boss. Michelle is more likely to succeed if she can base her argument on saving or earning money. its true.

Increased income is the only way to truly and significantly alter their future. More savings simply won't be sufficient. Another idea is that you need to save less money, at least for your expenses, the more money you make. Earning money are what you obtain from doing chores or working a job. You still need to set up an emergency fund and invest in retirement accounts. The answer is a resounding nay for the majority of individuals. Savings are what you obtain when you don't spend everything you earn. We all need money in plain and clear ways for everything from meeting our most basic needs for survival to realizing our wildest goals. But earning money shouldn't be your only priority in life, it shouldn't come before anything else.

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Suppose that Warner Co is a U.S.-based MNC with a major subsidiary in France. This French subsidiary deals in euros, and is expected to earn 45 million euros next year. However, as these euros will stay with the subsidiary in France, Warner is concerned about translation exposure.
To hedge against this translation exposure, Warner decides to sell 45 million euros forward. Warner can then purchase euros at the prevailing spot rate in one year to fulfill the forward contract. Suppose that the forward rate for euros is $1.20 and the spot rate for euros currently is also $1.20.
If the euro depreciates to a weighted average exchange rate of $1.00 in one year, than the translated earnings for the French subsidiary will be $ __________ million.
However, if the value of the euro remains at $1.20, the translated earnings of the French subsidiary would be $ __________ million.
This means that a depreciation of the euro would cause the translated earnings of the French subsidiary to (decrease/increase).

Answers

Depreciation of the Euro would cause translated earnings of the French company to decrease.

As of November 2022, LVMH held the top spot in France in terms of market value, with a market capitalisation of over 366.3 billion dollars. Following closely after were L'Oréal and Hermes, whose market capitalizations were 192.9 and 159.1 billion dollars, respectively.

If Europe depreciated to $ 1 after one year:

Translated earnings for franchise subsidisry will be:

4,500,000 * $ 1

= $ 4,500,000

If the value of Europe remains $ 1.2

Translates earnings of French subsidisry will be:

4,500,000* $ 1.2 = $ 5,400,000

Depreciation of the Euro would cause translated earnings of the French company to decrease.

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for february, sales revenue is $646,000, sales commissions are 4% of sales, the sales manager's salary is $93,300, advertising expenses are $86,200, shipping expenses total 1% of sale, and miscellaneous selling expenses are $2,300 plus 1/2 of 1% of sales. total selling expenses for the month of february are

Answers

The total selling expenses for the month of february are $215,930. Selling expenses, also known as sales expenses or sales and marketing expenses, refer to the costs that a business incurs in order to sell its products or services.

These expenses can include a wide range of costs, including commissions paid to salespeople, advertising and promotion expenses, shipping and transportation costs, and miscellaneous expenses such as travel and entertainment expenses. Selling expenses are an important factor in a company's overall cost structure, as they can impact the price at which a product or service is sold and the profit that the business is able to generate.

To calculate the total selling expenses for the month of February, you will need to add up all of the selling expenses listed.

First, calculate the sales commission expense by multiplying the sales revenue of $646,000 by the commission rate of 4%, which gives you $646,000 x 0.04 = $25,840.

Next, calculate the shipping expense by multiplying the sales revenue of $646,000 by the shipping rate of 1%, which gives you $646,000 x 0.01 = $6,460.

Then, calculate the miscellaneous selling expenses by adding the fixed miscellaneous selling expense of $2,300 to 1/2 of 1% of sales, which is ($646,000 x 0.005) = $3,230.

Finally, add up all of these selling expenses to find the total selling expenses for the month of February: $25,840 + $93,300 + $86,200 + $6,460 + $3,230 = $215,930.

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a wholesale company wants to approximate the 11% annual interest rate based on a 360-day year it pays on its working capital loan. which of the following terms should the company offer its customers?

Answers

Annual interest rate=[tex]=0.001111%[/tex]

[Discount % ÷ (100% - Discount %)] × [Days in year ÷

(Total payment period - Discount period)]

Annual interest rate

=[1% ÷ (100% - 1%)] ×

[365 days ÷ (45 days - 10 days)]

=(1% ÷ 99%) × (365 days ÷ 35 days)

=1.01% × 11%

[tex]=0.001111%[/tex]%

The term annual percentage rate of charge (APR), also known as nominal APR or effective APR (EAPR), describes the interest rate for the entire year as opposed to only a monthly fee or rate as it applies to loans, mortgage loans, credit cards, etc. It is a finance charge at an annual rate. These phrases have official, legal definitions in some countries or jurisdictions, however in the US, the nominal APR is only the simple-interest rate, while the effective APR is the charge plus compound interest rate.

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Beta Deliveries, a package delivery company, is organized as Beta North, Beta South, Beta East, Beta West, and Beta Central divisions in the United States. Which of the following best describe the structure at Beta Deliveries? O Vertical structure O Flat structure O Product structure O Matrix structure O Geographic structure

Answers

Geographic structure best describe the structure at Beta Deliveries.

What is a geographical organizational structure?

Organizational structures based on geography are ideal for companies with branches or divisions spread across several distinct regions. It is possible for businesses with this kind of structure to have a reporting and operational system across numerous locations. Multi-divisional, flat, matrix, and functional organizational structures are the four different types.

The concept of a global geographic structure is related to the organizational design of a company that has branches all over the world. The majority of the time, these branches are used to conduct neighborhood business. One example of a company that might structure geographically is a mid-sized retail or fast-food chain having numerous locations around the state.

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all of the following accounts will appear on the post-closing trial balance except multiple choice equipment. accumulated depreciation-equipment. depreciation expense-equipment. accounts payable.

Answers

Equipment, Accumulated Depreciation, and Accounts Payable will appear.

What is depreciation expense?

A fixed asset's share that has been deemed consumed in the current period is subject to depreciation expense. The cost is subsequently added to the expense list. With this charge, the carrying amount of fixed assets will be steadily decreased as their value is depleted over time. There is no cash outflow related to this item because it is non-monetary.

When an entry is made to the depreciation expenditure account, the contra asset account that offsets the fixed assets (asset) account is the accumulated depreciation account. Over the course of a fiscal year, the balance in the depreciation expenditure account grows; at year's end, the account is flushed out and its balance is reset to zero.

Equipment, Accumulated Depreciation, and Accounts Payable will appear.

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You have been asked by the audit partner to draft a letter to the client on internal control related matters. You were informed that the written communication regarding significant deficiencies and material weaknesses indentified during an audit of financial statements should include certain statements.For each of the significant deficiencies and material weaknesses reflected in the table below, double-click on each of the associated shaded cells and select from the list provided the appropriate disposition of each statement in regard to the letter to the client on internal control related matters. Each selection may be used once, more than once, or not at all.Included, Excluded, Included but only with client management's approvalCommunicated orally with no need to document the communicationInternal controlsRelated matters1.State that the purpose of the audit was to express an opinion on the financial statements, and to express an opinion on the effectiveness of the entity's internal control over financial reporting.2.Identify, if applicable, items that are considered to be material weaknesses.3.State that the author is not expressing an opinion on the effectiveness of internal control.4.Include the definition of the term significant deficiency.5.Include the definition of the term material weakness, where relevant.6.State that the author is expressing an unqualified opinion on the effectiveness of internal control.7.State that the communication is intended solely for management and external parties.8.Identify the matters that are considered to be significant deficiencies.select an option at related matters:1 included 2. excluded 3. included, but only with client management's approval 4. communicated orally with no need to document the communication

Answers

State that the communication is intended solely for management and external parties.

Internal communication is the process by which information spreads up, down, and throughout the entire organization. It helps staff to hear from senior management in a clear and concise manner that control obligations must be taken seriously. Timely dissemination of accurate information empowers staff to work efficiently toward accomplishing goals, managing risks, and assisting the internal control system. Key employees should be given internal control duties by management. An internal control framework is made up of five interconnected elements: the control environment, risk assessment, control actions, information and communication, and monitoring.

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organizations can use which of the following to capture interviews with customers, managers, and industry leaders?

Answers

One thing that organizations can use to capture interviews with customers, managers, and industry leaders is C. Go-ogle Hangouts On Air.

What is the purpose of Go-ogle Hangouts On Air ?

There are several things you can do . For instance , You may openly stream your Hangouts on Yo-u-T-u-be and your Go-ogle + stream using Hangouts On Air .

For commercial customers, Go-ogle Hangouts can also be a practical and affordable platform for collaboration . Go-ogle Hangouts on Air, another feature of Hangouts, enables Go-ogle + users to stream video calls live on Yo-u-T-u-be . The popularity of Hangouts on Air has grown as a free platform for businesses to host online conferences and discussion programs.

With Go-ogle Hangouts on Air therefore, a company can be able to get interviews it wants from different stakeholders in the company ranging from customers, to managers, and industry leaders.

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Options for this question include:

A. LinkedIn B. Fac-ebook C. Go-ogle Hangouts On Air.

Which of the following refers to how a company arranges its employee hierarchy, divides and coordinates job tasks, and enables members of the organization to relate to one another?a. Matrix organizational structureb. Authoritative structurec. Organizational structured. Project Management Office (PMO)

Answers

Organizational structure refers to how a company arranges its employee hierarchy, divides and coordinates job tasks, and enables members of the organization to relate to one another. So, option (c) is relevant.

Give a brief account on organizational structure of a company.

The way tasks are assigned, coordinated, and managed in order to achieve organizational goals is determined by the organizational structure. Organizational structure, which has an impact on organizational action, provides the framework on which standard operating procedures and routines are created. The amount to which their opinions influence the organization's actions is determined by which individuals are allowed to participate in which decision-making processes. The lens or perspective through which people experience their organization and its surroundings can also be thought of as an aspect of organizational structure.

A subset of clustered entities are organizations. Depending on its goals, an organization's structure can take many distinct forms. An organization's organizational structure will dictate how it performs and runs. Organizational structure enables the explicit assignment of duties for various tasks and procedures to various entities, including the branch, department, workgroup, and person.

In order to establish a long-lasting competitive edge, organizations must be effective, adaptable, innovative, and caring.

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the phase of the french revolution in which the reign of terror was brought to an end and those responsible for it were removed from power and the jacobin club was closed:

Answers

The Phase in the French Revolution that saw the reign of terror come to an end with the Jacobin Club closed was the Thermidorian Reaction.

What was the Thermidorian Reaction?

The Jacobin Club leaders who controlled the Committee of Public Safety were the targets of the Thermidorian Reaction, a coup d'état during the French Revolution. The National Convention's decision to have Louis Antoine de Saint-Just, Maximilien Robespierre, and other prominent members of the revolutionary administration executed served as the impetus for it.

Following the execution of Robespierre and his allies, the Thermidorian government encountered numerous uprisings, which made it unpopular. The Robespierre supporters, numerous members of the Jacobin club, and persons who were thought to have been revolutionary in the past all became targets. The Muscadin, a gang of street fighters established by the new government, also mercilessly subdued the sans-culottes.

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because of perception and decision biases, most negotiators tend to overestimate the probability that a negotiation will be

Answers

Because of perception and decision biases, most negotiators tend to overestimate the probability that a negotiation will be Distributive negotiation.

What is Distributive negotiation?

Distributive negotiation claims that one person can only win if the other person loses. This creates a win - lose situation. This is also known as claiming value, competitive, or zero sum approach.

In this type of negotiation there are limited options available that states that the more one person gets the less the other person gets, exclaiming that one person's interests are viewed as higher than the other. This can come in the form of manipulation, or withholding information.

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in addition to accounting for the transactions that transpire during a partnership liquidation, the partnership's accountant

Answers

Make every effort to ensure that everyone participating in the liquidation is treated fairly.

He may be requested to offer suggestions for how to allocate partnership funds.

What is partnership?

In a partnership, parties who are referred to as business partners agree to work together to further their shared objectives. Individuals, companies, interest-based organisations, schools, governments, or combinations of these may be the partners in a partnership.

What happens in absence of any written document?

A partnership is a type of business arrangement where two or more persons jointly own an entity and bear personal responsibility for all of its risks and rewards. Partners may receive some protection depending on the specific type of partnership chosen. Without any kind of written agreement, a verbal agreement might create a partnership.

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A customer approaches a store associate, annoyed that a popular toy isn’t on the shelf, despite the app on her phone showing it in stock. The inventory is only updated once per day on the app. What should the associate do?

Answers

Based on the customer service relationship ethics, and considering the situation described in the question above, the associate should "apologize to the customer in a friendly way, stop what he or she is doing and look in the stock room for the missing item. Try to find an alternative item that can solve her problem."

What is Good customer service?

Good customer service is a term that is used to describe good customer service practices that involve actions like valuing customers' time, showing a pleasant attitude, and delivering knowledgeable and resourceful resources.

Generally, good customer services from business associates include taking things a step further to exceed — rather than just meet — the expectations of the customers.

Various ways to deliver good customer service are:Know your productMaintain your attitudeCreatively solve the problem of customersGive a quick responsePersonalize your customer services, etc.

Hence, in this case, it is concluded that the associate should apologize to the customer and help her solve the problem outright.

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eva borrows $10,000 from first national bank to remodel a room in her home. this transaction is subject to the consumer leasing act. the magnuson-moss warranty act. the truth-in-lending act. the uniform commercial code.

Answers

The first national bank under the Truth-in-Lending Act renovated a space in her house. The Consumer Leasing Act applies to this transaction.

Who did the Lend-Lease Act benefit and what did it entail?

The lend-lease program allowed for the provision of military assistance to any nation whose defense was essential to American national security. Roosevelt was thus given the authority to lend Britain weaponry with the condition that America would get payment in kind following the conflict.

The Lend-Lease Act benefited who?

The Lend-Lease program was initially established to aid Great Britain, but within months it had been expanded to include China and the Soviet Union as well. By the end of the conflict, the US had provided over forty countries with Lend-Lease assistance totaling over $49 billion.

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n a competitive industry, suppose the marginal revenue product of the last donut baker hired is $35 and the marginal revenue product of the last bagel maker hired is $15. a bakery must pay donut bakers $40 a day and bagel makers $10 a day. which of the following should the bakery hire to maximize profits?

Answers

To increase earnings, the bakery should hire more bagel manufacturers rather than fewer doughnut bakers.

Define Profits.

In the field of economics, profit is defined as the difference between the income produced by an economic entity's outputs and the total of its input expenses. Total income less total expenses, which includes both direct and indirect expenses, is what it amounts to.

In the field of economics, the word "profit maximizing" refers to the short- or long-term process by which a company selects the prices, input levels, and output levels that will result in the highest possible overall profit.

$35/$40 (Donut Bakers) < $15/$10 (Bagel makers), Therefore, in this case Bagel makers are more profitable.

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which of the following statements is true of a company's right over its employees' electronic communication?

Answers

The correct answer to the given question is option D: A company  technically owns its employees' electronic communications

Electronic communication can take many different forms. Some examples include email, instant messaging, websites, blogs, text messaging, voicemail, and video messaging. Business communication has altered as a result of electronic communication.

The federal Stored Communications Act safeguards electronically stored information, including wire and electronic communications that are meant to remain private. The Stored Communications Act would not prevent an employer from accessing communications held on employer-provided wire or electronic communications services (such as emails) in a way that is compliant with the firm's own policies that are openly communicated to employees.

which of the following statements is true of a company's right over its employees' electronic communication?

a. A company cannot intercept its employees' electronic communications.

b. A company cannot use its employees' electronic communication to determine legitimate business use.

c. A company can monitor its employees' electronic communications without consent

d. A company technically owns its employees' electronic communications

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There are only 3 assets to invest in, all being risky. AAPL has an expected return of 10% and volatility of 15%. MSFT has an expected return of 12% and volatility of 18%. TSLA has an expected return of 20% and volatility of 30%. Investors can form risky portfolios out of these 3 assets. Which one of the following statements is correct?
100% invested in TSLA is an efficient portfolio.
100% invested in MSFT is an inefficient portfolio.
On the expected return-volatility space, the set of all feasible risky portfolios is a curve that does not go through any of the 3 risky assets.
On the expected return-volatility space, the set of all feasible risky portfolios is a curve that goes through the 3 risky assets.

Answers

The correct statement is : 100% invested in MSFT is an inefficient portfolio.

A portfolio is a set of financial investments like shares, bonds, commodities, cash, and cash equivalents, such as closed-cease finances and trade traded funds (ETFs). human beings usually consider that stocks, bonds, and cash include the core of a portfolio.

Portfolio is partly based at the Latin folium, meaning "leaf, sheet". A portfolio typically represents a transportable show off of your capabilities.

A portfolio is a group of economic investments like shares, bonds, commodities, cash, and coins equivalents, such as closed-cease funds and alternate traded price range (ETFs). people typically trust that stocks, bonds, and cash include the center of a portfolio.

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An individual has a home that appraises for $500K, their mortgage is $400K. They open a home equity line of credit (HELOC) and withdraw $60K. On the balance sheet for their home, their equity ________ and changes to __________.
Group of answer choices
Increases; $100K
Increases; $400K
Decreases; $60K
Decreases; $40K
Increases; $500K

Answers

They open a home equity line of credit and withdraw $60K. On the balance sheet for their home, their equity decreases; $60K and changes to increases; $100K.

What is equity?

The difference between a firm's obligations and assets on its balance sheet indicates how much equity the company has.

The equity value is calculated using the share price or a value established by valuation specialists or investors.

Owners' equity, stockholders' equity, and shareholders' equity are further names for this account.

The company's balance sheet is used to calculate the equity value.

The book value of a corporation may also be equal to its shareholders' equity.

One of the most popular metrics used by analysts to assess the financial health of a company is equity.

These advantages make stockholders more likely to continue supporting the company.

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What Is a Target Market (And How to Find Yours in 2022)

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Target Market is a group of people that have been identified as the most potentiala customers for a product. You can find your target market by:

Compiling data on your current customersIncorporating social and actual dataChecking out the competition and competitors within the industryClarifying your product's valueCreating your target market segment

Target market is a group of people with similar charactheristic that have been identified as the most potential customers for a product. Identifying your target market is an important part of a successful marketing plan, because it will affect your marketing approach and strategy. The target market may also impact the product's spesifications, packaging, and distribution.

To find your target market you may:

Compile data on your current customers. Understand the defining characteristic of your existing customer base and learn about their purchasing pattern. Do some customer relationship management or CRM to gather more in-depth data along with building relationship with your customers. By doing this activity, you may know better about their preferences, interests, and other needs.

Incorporate social data through social media analytics. Understand how your social media is working, who are your potential buyers who actively interacting through your social media but haven't been your customers yet. Study previous ads or campaigns and learn how your existing market and your followers are reacting to them. Evaluate every results and key-success factors.

Understanding your competitors is an important thing to do. You have to understand how many competitors are aiming the same target market as you are. Are they reaching segments you had not thought to consider? Learn about how they are positioning themselves in the market. This step is important to make sure that you are not directly and completely competing with stronger competitors unprepared.

You have to make sure that your products have the specific values to offer to the market that differentiate your products from competitors. Hence, you have to clearly explain the benefits of your products. Use your products' values as the attraction point for the market. If you feel unsure, you may ask your customer through your social media and ask about their perspectives.

Create a clear brand positioning statement by defining your target market. Clearly decide which target market you want to aim. When choosing your target market, it is okay for neglecting other market segment and focus on your specific one. You don't have to try to attract all segments in the market,

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You and your buddy want to start a new landscaping business. You equally invest in the equipment you need to get started. You will both be equally responsible for the work and will share the profits equally. After investigating the possible forms of business entities available, you decide a partnership would be the best for your landscaping business.
What do you think you might need to do to form a partnership?
A. You and your buddy just need to agree to be partners.
B. You and your buddy must sign a written partnership agreement.
C. You and your buddy must register your landscaping business with the county clerk.
D. You and your buddy must file a certificate of organization with the government.

Answers

To form a partnership you and your buddy must sign a written partnership agreement.

Option B is correct.

The importance of having a partnership settlement. A partnership settlement is a foundational record for a commercial enterprise partnership and is legally binding on all partners. It units up the partnership for fulfillment with the aid of genuinely outlining the business's operations and the rights and obligations of each accomplice.

A business partnership agreement, also every day as a partnership settlement or articles of partnership, is a legally binding file that determines the roles and responsibilities among two individuals or entities appearing as commercial enterprise partners.

An awesome partnership agreement will element the terms of possession and the duties of either partner. The extra particular the partnership agreement is at the beginning there may be less disagreements at some point of the undertaking.

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sandra waterman purchased a 52-week, $2,200 t-bill issued by the u.s. treasury. the purchase price was $2,194. a. What is the amount of the discount? b. What is the amount Ms. Waterman will receive when the T-bill matures? c. What is the current yield for the 52-week T-bill? (Enter your answer as a percent rounded to 2 decimal places.)

Answers

(a) Discount amount is $6. (b) Maturity value is $2,200. (c) Current yield is 0.27%.

A discount is a reduction in the regular selling price of a good or service, either in terms of money or as a percentage. A product may, for instance, be discounted by $10 from its list price or by 10% from its list price. A sales discount is a lower price that a company offers on a good or service. Find out how to add discounts to invoices. A sales discount, usually referred to simply as a "discount," offers clients of a business a lower price on one or more of the goods or services being provided.

(a) Discount amount

= Maturity (face) value - Purchase price

=$2,200 - $2,194

=$6

(b) Maturity value

=Face value

=$2,200

(c) Current yield

=Discount amount / Purchase price

=$6 / $2,194

=0.0027, or 0.27%

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T/F psychoanalysis, either in a newer form or in its original freudian form, continues to be practiced and utilized as a form of therapy.

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Psychoanalysis, either in a newer form or in its original Freudian form, continues to be practiced and utilized as a form of therapy is a true statement.

Is psychoanalysis still utilized today?

These activities create the right environment for a healthy attachment and respect each individual's worth and purpose. Recognizing that psychoanalysis is still relevant in modern society is important.

Psychoanalysis is a form of mental disorder treatment that was inspired by psychoanalytic theory, a branch of psychology that emphasizes the unconscious mind and is sometimes referred to as "depth psychology."

Therefore, The clinical observations and theories that gave rise to the psychoanalytic movement.

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