A firm that uses psychographic segmentation divides a market into groups based on values, attitudes, or interests.
What is the importance of segmentation in business?Businesses may use time, energy, and other resources more effectively by segmenting their customers. It aids in the identification and improvement of your target markets and ideal clients.
The research method known as "psychographic segmentation" is used to examine consumers and categorize them based on psychological traits. It made identifications based on social structure, attitudes, and values.
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ozara is the plant manager for estate manufacturing. he is leading the efforts to double plant capacity with a new building. which of the five factors of production is ozara most impacting?
Land, labor, capital, entrepreneurship, and knowledge are the five factors of production is Ozara most impacting.
What is entrepreneurship?Entrepreneurship refers to the process of creation of economic value. Under this definition, entrepreneurship is generally seen as a change that involves more risk and knowledge than would normally occur when starting a business and may involve value other than financial value. An entrepreneur is a natural person who creates and invests in one or more businesses while taking the most risk and enjoying the greatest return.The process of initiating a business is known as entrepreneurship. Entrepreneurs are generally seen as innovators, sources of new ideas, goods, services and businesses. A narrower definition defines entrepreneurship as the process of designing, starting, and running a new business, often resembling a small business, or taking risks with others to generate profits. Ability and willingness to develop, organize and run a business together.To learn more about entrepreneurship from the given link:
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what is a projective funding strategy used by pension funds? investment solely in a benchmark bond index constructing a portfolio that can benefit from expected market and interest rate movements investment solely in a benchmark stock index incorrect investment decisions made with the objective of generating cash flows that match planned outflow payments
Investment decisions made with the objective of generating cash flows that match planned outflow payments.
Moreover, A matched funding method that suggests investing in long-term bonds to fund long-term liabilities and in intermediate bonds to fund intermediate liabilities is more suited for defined-benefit plans.
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suppose that a presidential candidate who promised large personal income tax cuts is elected. which of the following is most likely to occur?
a decrease in aggregate demand
an increase in aggregate demand
an increase in short-run aggregate supply
a decrease in short-run aggregate supply
An increase in aggregate demand will take place supposedly holding onto the option that the Presidential candidate who promised large personal income tax cuts is elected. Hence, option B is appropriate.
What is the aggregate demand?
The term "aggregate demand" in macroeconomics refers to the overall demand for locally produced commodities, comprising capital goods, consumer products, and services.
The total quantity of demand for any finished products and services generated in an economy is measured as aggregate demand. The entire amount of money spent on those products and services at a particular price level and time is known as aggregate demand
Hence, option B is correct.
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how should the acquisition of mpis be financed, considering the issues of control, flexibility, income, and risk?
Debt financing will be used to finance the purchase of MPIs while taking control, flexibility, income, and risk into account.
What exactly is debt financing?It is referred to as debt financing when a business takes out a loan that will be repaid with interest at a later time. A secured or unsecured loan could be used to finance it. To finance working capital or an acquisition, a company will take out a loan. Finance refers to the provision of funds for use in business operations, while debt refers to the amount of money that must be repaid. The fact that you retain ownership of the business when using debt financing is a crucial aspect.
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Within firm-ngo disputes, the resolution of the conflict can range between the firm doing nothing at one extreme and the firm doing everything that the ngo has asked at the other extreme. Where the resolution of a particular campaign occurs within this range of outcomes is influenced by?.
the resolution of a particular campaign occurs within this range of outcomes is influenced by how much influence the NGO has over the company and how reasonable the NGO's demands are.
A non-governmental organization or non-governmental organization is an organization that is generally formed independently of government.
NGOs can easily adapt to local environmental conditions and thus provide individualized assistance. It also enables very targeted testing of new technologies, for example. Programs can also be easily integrated when it comes to benefiting the community.
Nonprofit organizations, most commonly referred to as Section 501(c)(3) organizations, support a variety of religious, artistic, charitable, educational, and scientific purposes. Non-Governmental Organizations (NGOs), as their name suggests, exist independently of government oversight but may be government-funded.
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when laser focus inc., a pharmaceutical company, has its salespeople market new products to doctors in the hope that the doctors will recommend laser focus inc. products to clients, it is using a multiple choice push strategy. positioning strategy. pull strategy. price-fixing approach. publicity campaign.
Laser Focus Inc., is using Pull Strategy (C) by having its salesperson to market new products to doctors in hope that the doctors will recommend their products to clients.
Let's discuss the options we have:
Push strategy is a marketing strategy where a company promotes its products so that the consumers could seen the products at the point of purchase. Exposure is the key of this strategy. Push strategy focuses in acquiring an immediate sale.
Positioning Strategy is a marketing strategy where a company promotes its products relative to the competing brands. Positioning strategy focuses to help the company on distinguishing their products from competitors.
Pull strategy is a marketing strategy where a company promotes the products by encouraging the customers to seek the products actively. Pull marketing allows company to promote their products even before it becomes available for purchase.
Price-fixing approach is an agreement among competitors to either raise, lower, maintain or stabilize price on a specific price level.
Publicity campaign is an advertising campaign made for a particular product targeted to public without any specific segmentting.
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in the following scenarios, indicate those that describe a poisson random variable. multiple select question. the number of customers in a sample of 20 who use a credit card to make a purchase at a local pharmacy. the number of customers who purchase concessions over the next hour at a movie theater. the number of mortgage applicants who receive a loan in a sample of 10 applicants. the number of leaks in a specified stretch of a pipeline.
A Poisson random variable is described as the number of leaks in a specified stretch of a pipeline and the number of customers who purchase concessions over the next hour at a movie theater.
A random variable is a changeable whose value is mysterious or a function that assigns principles for each of an experiment's effects. the Poisson distribution is an individual probability distribution that signifies the feasibility of a likely number of occurrences happening in an established interval momentary or room if these occurrences accompany a popular nonstop mean rate and are independent of the moment of truth because of the last occurrence.
Poisson random variables are frequently used to model sketches used to generate cost functions in growth questions. For example, the financial portion arranging problem aims to develop the result of the number of merchandise on the number of machines likely a certain demand.
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gina owns a cidery. she gathered and examined the checks, credit card receipts, and other related evidence concerning specific transactions. she also recorded each financial transaction in a journal and transferred that information into a ledger. what should gina do before preparing the cidery's financial statements?
She must prepare a trial balance to see if the accounting equation is in balance as Gina do before preparing the cidery's financial statements. Thus, option (2) is correct.
What is financial?The term financing refers to borrowing money to go through tough times, saving money, and investing money. Finance is the provision of funds for credit against anything. Types of finance are personal, public, and business finance is the three different categories.
Gina, do before preparing the cidery's financial statements are unadjusted before trial balance as the adjustment of the record in the accounts. The trial balance as the entry in the double-entry account book, as the indicating the errors of the accounting.
Therefore, option (2) is correct.
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Your question is incomplete, but most probably the full question was.
1. She must have her journal certified by an accountant.2. She must prepare a trial balance to see if the accounting equation is in balance.3. She must hire an accountant to recheck all her source documents.4. She must attest that she used generally accepted accounting principles.5. She must repeat these steps with a new ledger.a milling machine with enhanced cnc controls that allow for high-speed machining of free-form parts was purchased 2 years ago for $195,000. the company wants to purchase a recently available faster model with control up to 8 axes for $240,000. the presently owned machine can be sold today for $105,000. its operating cost over the past 2 years has been $30,000 per year. the value that should be used as p for the presently owned machine is: (choose one)
The value that should be used as principal for presently owned machine is $105,000.
What is principal?Principal is most often used to refer to the initial amount of money that was borrowed for a loan or invested. Additionally, it can refer to the owner of a private corporation, the face value of a bond, or the principal trader. Principal in the context of borrowing refers to the initial sum of a loan; it can also refer to the balance still owed on a loan. The principal is $50,000, for instance, if you take out a $50,000 mortgage. The principal of a loan affects the amount of interest you pay. The only method to lower the monthly interest payments is to pay down the loan's principal.
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impossible corporation just paid a dividend of $1.93 per share. the dividends are expected to grow at 24 percent for the next eight years and then level off to a growth rate of 3.5 percent indefinitely. if the required return is 12 percent, what is the price of the stock today?
Because the dividend was just paid, you have to start with $0 as CF 0 because you did not get the $1.93
A dividend is a distribution of income by an agency to its shareholders.[1] while a business enterprise earns an income or surplus, it is able to pay a percentage of the earnings as a dividend to shareholders. Any amount not allotted is taken to be re-invested within the business (referred to as retained income). The recent 12 months' income in addition to the retained income of previous years is available for distribution; an organization is commonly prohibited from paying a dividend out of its capital.
Distribution to shareholders can be in coins (usually a deposit right into a financial institution account) or, if the business enterprise has a dividend reinvestment plan, the quantity can be paid via the issue of further shares or by using proportion repurchase. In some cases, the distribution can be of property.
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22. what does scripture clarify as a requirement of true repentance, reconciliation, and restitution? conflict management
Scripture clarify radical and complete 'change of direction" and "change of mind." This means facing conflict directly and owning fault completely.
The Bible is a collection of spiritual texts or scriptures that are held to be sacred in Christianity, Judaism, Samaritanism, and plenty of other religions. The Bible is an anthology – a compilation of texts of a ramification of bureaucracy – initially written in Hebrew, Aramaic, and Koine Greek.
We will say that the Scripture is God's phrase contained in the Bible. The Scriptures are taken into consideration to be a made of divine concept and a report of the relationship between God and human beings by using not most effective Christians however additionally Jews, Samaritans, and Rastafarians
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cora purchased a hotel building on may 17, 2017, for $3,000,000. determine the cost recovery deduction for 2018. (the second year)
The cost recovery deduction for 2018 is $76920
Depreciation represents a reduction in the cost of an asset on a periodic basis and is reported on an income statement though it is a non-cash expense. The expense is a tax-deductible expense and companies can claim bonus depreciation as an additional depreciation expense if they need it. For the purpose of income tax, a company is required to use the MACRS depreciation method.
A hotel building is considered a nonresidential property with a period of 39 years and the depreciation rate that should be used is 2.564%
Cost recovery deduction = Cost of the asset * Depreciation rate
Cost recovery deduction = $3,000,000 * 2.564%
Cost recovery deduction = $76,920
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what is an example of the information you can extract from a revit model? soil conditions for the foundations building humidity levels steel structure lifecycle cost quantities of different building/model elements
The example of the information you can extract from a revit model is: cost quantities of different building/model elements. Last option.
What is the revit model?It is an intelligent 3D model-based method that equips professionals in architecture, engineering, and construction (AEC) with the knowledge and instruments they need to effectively plan, design, build, and manage infrastructure and buildings.
The entire process of developing a three-dimensional database in the form of a model of data relating to a building's design is known as BIM. One of the various BIM-related software programs that facilitate effective space design is Revit.
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which of the following is true regarding temporary accounts? a.) after determining which assets can be claimed by the owner, these accounts track resources that are owned by others. b.) after closing at the end of a period, these accounts are reopened at the beginning of the next period. c.) a rolling balance carries over from one accounting period to the next accounting period. d.) these accounts record the accumulated profits throughout the life of a business.
d.)After closing at the end of a period, these accounts are reopened at the beginning of thenext period. Temporary account balances will be carried to the next accounting period.
A transitory account is one that closes at the end of each accounting period and has no balance when a new period begins. To prevent their balances from being combined with those of the subsequent accounting period, the accounts are closed. The goal is to display the revenue that was earned as well as the accounting activities for various time periods. Short-Term Account For instance, Company X reported $300,000 in revenue just in 2016. Then, in 2017, $200,000 more in earnings were recorded, and in 2018, $400,000 more. The entire revenue would be $900,000 if the temporary account had not been cancelled. Due to the combination of three years' worth of revenues, the corporation may appear to be a very prosperous enterprise, but that isn't really the case.
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Which theory of economics believes prices are subjected to how much currency is available in the economy and how fast that supply is expanding?.
Monetarism is the theory of economics that believes prices are subjected to how much currency is available in the economy and how fast that supply is expanding.
What is the theory of Monetarism?It is the macroeconomic theory that states that governments can foster economic stability by targeting the growth rate of the money supply. Essentially, the theory involves some a set of views based on the belief that the total amount of money in an economy is the primary determinant of economic growth.
As a branch of Keynesian economics, its emphasizes the use of monetary policy over fiscal policy to manage aggregate demand, contrary to most Keynesians.
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According to the concept of bounded rationality, managers make decisions ________.
According to the concept of bounded rationality, managers make decisions rationally, but are limited by their ability to process information.
Bounded rationality. is the concept that once people make decisions, their rationality is restricted through the records they have, the cognitive barriers in their minds, and the time to be had to make the selection.
In selection making, rationality of people is restricted through the records they have, the cognitive barriers in their mind, and the finite quantity of time they need to make a selection. Bounded rationality prevails whilst a hard and fast of barriers or constraints complicate the rational selection making process.
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why would belinda, owner of gc micro, a $70 million company that manufactures customized it equipment and software for fortune 1000 companies and defense contractors, decide to invest in a total quality management (tqm) program? a. because a tqm program deals exclusively with procedures to achieve defect-free manufacturing and assembly. b. because a tqm program nearly always contributes more to the achievement of operating excellence than either business process reengineering or six sigma quality control techniques. c. because a tqm program entails creating a corporate culture bent on continuously improving the performance of every task and every value chain activity. d. because tqm programs are considerably more effective in improving manufacturing and assembly activities than they are in improving such value chain activities as r
Belinda would likely decide to invest in a total quality management (TQM) program because because a TQM program deals exclusively with procedures to achieve defect-free manufacturing and assembly.
What role does total quality management plays?In an organization, the total quality management is responsible for the continual process of detecting, reducing or eliminating errors in the manufacturing and supply chain management; its also aims at improving the customer experience and ensuring that employees are up to speed with training. Generally, the total quality management aims to hold all parties involved in the production process accountable for the overall quality of the final product or service.
The focus of the total quality management is to improve the quality of an organization's outputs through the continual improvement of internal practices. In conclusion, the program of TQM provide a long-term success by providing unparalleled customer satisfaction through the constant delivery of quality IT services. Therefore, the Option A is correct.
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is it possible for the risk premium to be negative before an investment is undertaken? can the risk premium be negative after the fact? explain
Investments are subject to the financial concept known as risk premium.
The risk premium, which must be greater than the return on a risk-free asset, is the additional return that an investor anticipates when making an investment in a risky asset.
Before making an investment, there should always be a risk premium because this is the reward given to investors who take on more risk than those who invest in a risk-free project. As a result, the risk premium cannot be negative prior to making the investment.
However, it is highly unlikely that a risk premium will be negative in the future.It could happen if the risky asset's expected return suddenly drops to a very low level and the risk-free return suddenly rises, or if an irrational investment decision is made.
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1. is scott eligible to establish and deduct contributions to a traditional ira? explain your answer.
Scott earned $15,000 in 2015 and Allison earned $60,000 in 2015 ,so the total income of both of them in 2015 , is $75,000. Scott is eligible to establish a traditional IRA as his spouse , is enrolled in school's retirement plan.
According to IRA specifications, if a married couple is filing jointly with a spouse covered under retirement plan with a income group of less than $184,000 then a full deduction upto the amount of your contribution limit is allowed to them.
A traditional IRA is a way to keep for retirement that offers you tax benefits. typically, amounts on your traditional IRA (along with income and profits) are not taxed until you take a distribution (withdrawal) from your IRA.
A conventional IRA may be a fantastic way to turbocharge your nest egg through staving off taxes while you're constructing your financial savings. You get a tax smash now whilst you installed deductible contributions. inside destiny, while you take cash out of the IRA, you pay taxes at your regular profits fee.
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which of the following should be included in the capital budgeting process? check all that apply. computing the present value of the expected cash flows. computing the accounting rate of return. evaluating the riskiness of the projected cash flows. considering expansion projects over replacement projects.
The following should be included in the capital budgeting process Include all relevant cash flows and evaluate the riskiness of the projected cash flows.
Capital budgeting is a means of judging the financial being of a capital expense over the life of the grant. Unlike additional types of finance reasoning, capital calculating focuses on cash flows alternatively profits. Capital budgeting is the main cause it designs accountability and measurability. Any trade that inquires to spend allure money on a project outside understanding the risks and returns is complicated and hopefully grasped as careless by its landowner or shareholders.
Cash flow refers to the computer network balance of cash exciting into and in another direction a trade at a particular stage. Cash is uniformly affecting and consuming a business. For example, when a dealer purchases stock, services flow exhausted implausible story toward allure suppliers.
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In the context of managing inventories in supply chains, _____ is the time between placement of an order and its receipt.
Managing supply chain stockpiles, The lead time is the period of time between placing and receiving an order.
Explain about the Lead time?Lead time is the "latency" (period of time) between the beginning and end of a specific task. It is a crucial measurement for all product-based firms and is most frequently used in supply chain circles.
A critical indicator for any organisation is lead time. It helps the business forecast revenues, streamline operations, and raise customer satisfaction. However, without a suitable inventory management system, an effective production procedure, and the appropriate suppliers, it would be difficult to reduce lead times.
The period of time between the start and completion of a process is known as the lead time. Lead time in procurement refers to the period between the first attempt to acquire goods or services and the time of their arrival.
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the common stock of climate systems is selling for $28.97 per share while one-year u.s. treasury securities are currently yielding 2.8 percent. what is the current value per share of a one-year call option on climate systems stock if the exercise price is $22.50 and you assume the option will finish in the money?
The current value per share of a one-year call option on Mercury Motors stock if the exercise price is $22.50 and you assume the option will finish in the money is $7.08.
The value is computed as follows:
= Selling price per share - Exercise price / (1 + US treasury rate)
= $ 28.97 - $ 22.50 / (1 + 0.028)
= $ 7.08 Approximately.
According to the theory of current value accounting, assets and liabilities should be valued at the price at which they could be sold or settled as of the current date. This is different from the conventional practice of recording assets and liabilities only at the amounts at which they were initially acquired or incurred. The International Financial Reporting Standards (IFRS) and Generally Accepted Accounting Principles (GAAP) have both been moving in the direction of requiring more current value accounting, so that fewer assets and liabilities are still recorded on the balance sheet at their original costs.Learn more about Current value, here
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the document that serves as the basis for initiating the sales return and internal processing of the customer return by the seller is referred to as a
A document that the seller sends to the customer to request payment for goods or services is called an invoice.
In the sales and collection cycle, what triggers a transaction?
The beginning of the entire sales and collection cycle occurs when a customer places an order. The final step in the sales and collection cycle is to prepare a sales invoice. When goods are shipped between states, a special kind of sales invoice called a bill of lading is used.
A bill of lading is a legal document that specifies the kind, quantity, and destination of the goods being transported and is issued by a carrier to a shipper. This document, which must be signed by an authorized representative from the carrier, shipper, and receiver, must be included with the shipped goods.
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you are considering quitting your job where you earn $3,100 per month and opening a new business. the cost of renting an office is $2,200 per month, hiring employees would cost $3,400 per month, and utilities would cost $500 per month. the new business will earn a total revenue of $6,000 per month. what is your economic profit per month?
The economic profit=-$3,000, there is incentive to exit market. The economic profit can be defined as the difference between the revenue from sales and the total cost including opportunity cost. This can be expressed as;
P=R-(C+O)
where;
P=economic profit
R=total revenue
C=total input costs
O=opportunity cost
In our case;
R=$6,500
C=(2,100+3,100+100)=$5,300
O=$3,200
replacing;
P=6,500-(5,300+3,200)
P=6,500-8,500=-3,000
The economic profit=-$3,000, there is an incentive to exit the market.
Economics makes a speciality of the behaviour and interactions of economic retailers and how economies paint. Microeconomics analyzes what are considered as basic factors within the economy, inclusive of character dealers and markets, their interactions, and the results of interactions. Person agents may additionally consist of, for instance, families, companies, shoppers, and sellers. Macroeconomics analyzes the economic system as a system wherein production, consumption, saving, and funding have interaction, and factors affecting it: employment of the resources of labour, capital, and land, currency inflation, monetary boom, and public guidelines which have impact on these elements.
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(1)based on historical data, the average productivity of the programmer is 500 loc/pm. suppose the labor rate is $4000 per person per month, what is the total estimated project cost and the estimated effort in person-months? (5pts)
Estimates of effort and cost are commonly based totally on consequences of evaluation the usage of fashions or historical data applied to size, activities, and different planning parameters.
Confidence in these estimates is based on motive for the selected model and the nature of the data.
How do you estimate the effort for your project?Effort estimation in Agile
Rather than using time or price estimates, they will seem at user testimonies and story points. A product owner will evaluate the features of their new mission with a previous one to decide the complexity of their consumer story and assign suitable story points.
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https://brainly.com/question/28195569#SPJ4a manager believes his firm will earn a return of 20.80 percent next year. his firm has a beta of 1.75, the expected return on the market is 12.40 percent, and the risk-free rate is 2.40 percent. compute the return the firm should earn given its level of risk. note: round your answer to 2 decimal places. determine whether the manager is saying the firm is undervalued or overvalued.
a manager believes his firm will earn a return of 20.80 percent next year. his firm has a beta of 1.75, the expected return on the market is 12.40 percent, and the risk-free rate is 2.40 percent.
Required return:19.9 % the firm should earn given its level of risk and the firm is overvalued.
The anticipated profit or loss on an investment with known historical return rates is known as the expected return (RoR). It is determined by dividing possible results by the likelihood that they will occur, adding the results, and then subtracting the results.
The expected return is typically based on historical data, thus it cannot be guaranteed for the future, but it frequently sets realistic expectations. As a result, the expected return amount can be viewed as a long-term weighted average of past returns.
A risk's or risk combination's magnitude is expressed in terms of the combination of outcomes and the likelihood of those consequences.
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The happy home company produces detergents, toothpaste, liquid soap, and kitchen roll. This company has a product ________ of four lines.
The happy home company produces detergents, toothpaste, liquid soap, and kitchen roll. This company has a product width of four lines.
A company is a legal entity made by a group of things to undertake and operate a business—commercial or industrial—enterprise. An association concedes the possibility be systematized in differing habits for tax and monetary responsibility purposes contingent upon the allied law of allure area of authority. Company values are the superior law of an arrangement that indicates the arranging's brand and breeding.
Product depth refers to the alternative in produce that a guest offers inside an individual product line. Product depth is main for parties, as they can use it to label currents in their merchandise and determine the brand they offer in agreements of number and variation.
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when the activity level increases by 15%, net operating income in the flexible budget will ordinarily increase by blank 15%.
When the activity level increases by 15%, net operating income in the flexible budget will ordinarily increase by -more than 15% because fixed costs do not increase with changes in activity.
What is Net operating income?
Net income in business and accounting is an entity's revenue with fewer costs, depreciation and amortization, interest, and taxes for a certain accounting period..Net Operating Income, or NOI for short, exists as a formula those in real estate use to quickly calculate the profitability of a particular investment. After deducting essential operational costs, NOI calculates the revenue and profitability of investment real estate property.By deducting all annual expenses from income, the NOI formula determines how profitable a potential investment property is over the course of a single year.After all, costs have been deducted, operating profit displays a company's earnings, excluding the cost of debt, taxes, and some one-time expenses.Net income, on the other hand, represents the profit remaining after all costs incurred in the period have been subtracted from revenue generated from sales.Therefore, when the activity level increases by 15%, net operating income in the flexible budget will ordinarily increase by -more than 15% because fixed costs do not increase with changes in activity.
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during a down market in boston, homeowners tried to sell at prices based on what they originally paid. as a result, the boston real estate market:
During a down market in Boston, homeowners tried to sell at prices based on what they originally paid. as a result, the Boston real estate market had an excess supply of housing. Thus the correct option is A.
What is Supply?Supply refers to making available goods and services to the customer. When these demands do not get fulfilled it causes scarcity of goods in the market and when this supply is in excess it causes surplus.
Boston residents tried to sell their homes at prices based on what they had paid initially during a weak market. Due to low-price selling, the Boston real estate market had an excess supply of housing.
Therefore, option A is appropriate.
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The complete question is Probably
During a down market in Boston, homeowners tried to sell at prices based on what they originally paid. As a result, the Boston real estate market:
had an excess supply of housing.
had a housing shortage.
was characterized by prices below equilibrium.
set a record for the number of housing sales in a month.
1) a formal statement that defines how an organization expects and requires employees to resolve ethical questions is a(n) . a) securities and exchange commission (sec) b) occupational safety and health administration (osha) c) false claims act d)product liability e) code of conduct
A formal statement that defines how an organization expects and requires employees to resolve ethical questions Code of conduct.
Which of the following laws mandates that employers maintain a workplace that poses no risk to the health and safety of their workers?To avoid worker fatalities or other workplace harms, the Occupational Safety and Health Act of 1970 (OSH Act) was created. Employers must ensure that the working environment is free of known risks for their employees in order to comply with the law.
Is it ethical for an employee to tell company officials, government officials, or the media about their employer's illegal, immoral, or unethical practices?An individual who discloses information about activity inside a private or public organization that is thought to be illegal, immoral, illicit, unsafe, or fraudulent is known as a whistleblower (also written as whistle-blower or whistle blower). This individual is frequently an employee.
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