a home seller, with an assumable first mortgage of $80,000 at 6%, is able to carry back financing of $20,000 and would like to yield of at least 10%. if instead of a second deed of trust, the seller offered a wraparound mortgage of the assumable loan for $100,000 at 8% interest, the following would be true is The $20,000 equity will yield the seller more than a 10% yield.
A lending transaction known as a wrap-around mortgage involves the lender taking on the obligations of an existing mortgage. For instance, S might sell his house to B for $100,000 while still owing $70,000 on the mortgage. B purchases a new home with a $95,000 loan and a $5,000 down payment. Due to the fact that the new lender will be paying off the old mortgage, this mortgage "wraps around" the current $70,000 mortgage.
Lenders are drawn to wrap-arounds because they can increase their own yield by taking advantage of the existing mortgage's lower interest rate. Consider the following scenario: The example mortgage for $70,000 has a rate of 6%, whereas the new mortgage for $95,000 has an 8% rate. The lender makes 8% on the $25,000 loaned, plus the difference between 8% and 6% on the remaining $70,000. About 13.5% of the $25,000 was his total return. He would need to charge 13.5% in order to make as much money off a second mortgage. The yield on a wrap-around mortgage is calculated using the spreadsheet Yield to Lender on Wrap-Around Mortgages.
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One of the differences between group underwriting and individual underwriting is that there is little or no medical information required regarding plan participants in groups of ____ or [more/less].
One of the differences between group underwriting and individual underwriting is that there is little or no medical information required regarding plan participants in groups of 50 or more.
A group of individuals covered by a group health insurance policy are those who share at least one relationship. Employees of the same business, for instance, or blood relatives. It provides protection for multiple people. The policyholder, however, is the only person covered by an individual health insurance policy.A person who assesses the risks associated with insuring individuals or assets and determines pricing is known as an insurance underwriter. Medical underwriting is the procedure used to evaluate the risk involved in offering health insurance coverage. Getting group life insurance is simple. Due to your employer contributing a portion of the premium, it is typically less expensive than an individual life insurance policy. Additionally, it is frequently a guarantee issue.To know more about group underwriting here
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which is one of the steps taken by eddie lampert in response to the problems faced by sears holdings corporation?
He implemented a decentralized organizational structure in response to the problems faced by sears holdings corporation
A framework known as an organisational structure explains how specific tasks are handled in order to achieve a strategic aim. Rules, obligations, and duties apply to these actions. The organisational structure also controls how information moves across company departments. The organisational structure of a company also dictates how information is passed between organisational levels. A framework known as an organisational structure outlines how certain activities need to be completed in order to achieve an organization's goals. These activities could include rules, positions, and duties.
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research indicates that firms that support their technology investments with investments in key organizational, managerial, and social complementary assets receive superior returns. which of the following is an example of a key organizational complementary investment?
Strong senior management support for technology investments, incentive programmers that track and reward individual creativity, a focus on cooperation, and a management culture that values adaptability and knowledge.
Information technology investment refers to the use of information technology resources to assist management and the fulfilment of missions. An asset or object purchased with the intention of generating income or appreciation is referred to as an investment. The term "appreciation" describes a rise in an asset's worth over time. When a person buys a product as an investment, they don't intend to utilise it right away; instead, they plan to use it to make money later on. Employees are able to execute jobs more rapidly and effectively by optimising corporate processes and procedures. As a consequence, they are able to concentrate on other crucial projects for the organisation. Their output is greatly increased as a result.
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taking into account adjustments how much is the subject property against comp 1? remember the values 20,000 per bedroom , 10,000 per bathroom, 30,000 for a pool, and. a negative 1000for every year it ages
Taking into account adjustments, the subject property against comp 1 is 59,000 the quantity difference between the subject and similar is multiplied by an adjustment factor to compute adjustments.
What is Adjustment?
An accounting adjustment is a commercial transaction that, as of a certain date, hasn't been recorded in the company's accounting b.
The majority of transactions are ultimately recorded by way of (for instance) a supplier invoice, a customer billing, or the receipt of cash. These transactions are often entered in a module of the accounting software that is intended for them and creates an accounting entry on the user's behalf.
However, the accounting staff creates adjusting entries to remedy any such transactions that have not yet been recorded as of the end of an accounting period or whose impact has been misrepresented by the entry.
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Question:
Taking into account adjustments, how much is the subject property against company 1? remember the values for Company 1 are 20,000 per bedroom, 10,000 per bathroom, 30,000 for a pool, and a negative 1000for every year it ages
Hard rock mining allowed wealthy investors to dominate the gold mining industry in California because
a. it was similar to placer mining.
b. it required expensive equipment and deep tunnels.
c. it exploited poorly paid labor from China.
d. it depended on railroads connecting to the East Coast.
Hard rock mining allowed wealthy investors to dominate the gold mining industry in California because it required expensive equipment and deep tunnels, which means option B is correct.
Mining is the process of extraction of minerals from the rocks which requires lot of capital, labor and machinery to be invested. Apart from this, proper transportation system is to be maintained. Wealthy investors are able to afford all their expenses by themselves and get majority of profits through mining. The presence of machinery provides them with incentive of least wastage which adds further benefits. Also small investors/ contractors depend upon bigger players to ensure transportation through which they get additional earning source and so they prosper in gold mining. It was seen during California gold rush during the nineteenth century.
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Which one of the following is an example of a business-to-consumer (B2C) application of the Internet of Things (IoT)?
- Health monitoring
- Supply chain management
- Virtual workplace
The following is an example of a business-to-consumer (B2C) application of the Internet of Things (IoT):- Health monitoring.
The term IOT, or Internet of Things, describes the various internet-connected gadgets that are used in the modern world to collect and distribute specialised data. Once it can be connected to the internet to manage its data, any physical thing can function as an IOT device. The business will not profit from traffic-monitoring software since it provides utilities, critical infrastructure, or environmental services.
The concept of the Internet of Things refers to a substantial network of people and interconnected objects. They gather and share knowledge about their environment and their use. It is heavily dependent on numerous important IoT elements, including connectivity, analysis, integration, and active participation. Several of them are listed below: Connectivity: Establishing a secure connection between all IoT objects and IoT platforms, which can be servers or clouds, is known as connectivity. However, all full IoT systems are the same because they combine four different components: sensors/devices, connectivity, data processing, and a user interface.
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in the net advantage to leasing calculation, all cash flows (except salvage value) are discounted at the firm'
In the net advantage to leasing calculation, all cash flows (except salvage value) are discounted at the firm's after-tax marginal cost of borrowing.
A cash flow is a physical or virtual movement of money: in its most basic form, a cash flow is a payment (in a currency), often from one central bank account to another.
The phrase 'cash flow' is most commonly used to represent payments that are projected to occur in the future, are hence unknown, and must thus be forecasted using cash flows. However, it is common to use cash flow in a broader meaning to describe (symbolic) payments into or out of a firm, project, or financial instrument.
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suppose that georgiania was a thriving empire in its golden age. business was booming and it was the center of international trade under the leadership of emperor raphael iii. his empire's pride and joy was the trading of green and black tea, and he decreed that their entire economy should be built around it. however, in the mid 1800s, georgiania experienced a severe economic downturn when the other nations of the world created an embargo on tea from georgiania, which led to civil strife due to thousands of workers being laid off.
The emperor and his advisors attempted to fix the situation by diversifying their economy. They opened up their ports to international trade, began to invest in new and innovative industries, and encouraged entrepreneurship.
What is economy?
Economy is the study of how individuals, businesses, governments and other organizations allocate resources to meet their needs. It examines how these entities produce, exchange, distribute and consume goods and services, and how these activities are affected by economic and political factors. It also investigates the impact of economic activities on people's livelihoods, including income, employment, wealth, poverty and inequality. It takes into account the factors that influence economic growth, such as technological change, capital accumulation, labor supply, and quality of resources.
They also developed infrastructure such as roads, bridges and railways to improve transportation and communication. These efforts began to bear fruit and the economy slowly began to recover. By the beginning of the 20th century, Georgiania was once again a prosperous nation.
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At www.daveramsey.com’s Financial Peace University (FPU), Dave recommends Seven Baby Steps. One of these steps is “Pay off debt using the debt snowball.” After graduating from FPU, Courtney Lopez-Munoz is trying to calculate the effective interest rate she is paying for a $1,789 simple discount note at 5.25% for 15 months. What rate has she been paying?
The effective interest rate Courtney Lopez-Munoz has been paying for the $1,789 simple discount note at 5.25% for 15 months is 6.62%.
What is effective interest rate ?Generally, The effective interest rate is the rate of interest that is actually earned or paid on a loan, investment or deposit after taking into account compounding.
It is used to compare different investments or loans that have different interest rates and compounding periods.
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The management decision problem asks what information is needed and how it can best be obtained. T/F
The management decision problem examines what information is required and how it might be effectively acquired. The text claims that the issue with marketing research is information-oriented.
What exactly are managerial decision-making issues?We have a management choice problem when a circumstance happens that requires the management of a business to make a decision that requires investigation.
What does a decision dilemma in marketing research entail?The fundamental question that a client organization asks a marketing research agency to address; while performing the research, the agency may divide the decision problem into a variety of smaller research questions in order to provide an answer.
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land valued at $400,000 and subject to a $150,000 mortgage was donated to beaty hospital without restriction as to use. which of the following entries should beaty make to record this donation?
The accounting entries record the donation of land valued at $400,000 with a $150,000 mortgage to a beauty hospital.
To record the donation of land valued at $400,000 and subject to a $150,000 mortgage to the beauty hospital, the beauty hospital should make the following entry:
Debit: Land (Asset) $400,000Credit: Mortgage Payable (Liability) $150,000Credit: Contributions Received (Revenue) $250,000The debit entry increases the value of the land asset account by $400,000 to reflect the value of the donated land.
The first credit entry is made to decrease the value of the mortgage liability by $150,000, as the hospital is now the owner of the land and the mortgage.
The second credit entry increases the value of the Contributions Received (Revenue) account by $250,000, as the donation is considered revenue for the hospital. This credit entry indicates that the hospital has received a non-restricted donation.
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figure shows cost and demand curves for a monopolistically competitive producer of iced tea. based on the diagram, one can conclude that a. some existing firms will exit the market. b. new firms will enter the market. c. the industry is in long-run equilibrium. d. firms achieve productive efficiency.
The answer is C - New firms will enter the market. because in the above shown .
What is productive efficiency?
When a market is optimized to produce maximum output from a fixed amount of resources, economists describe it as having productive efficiency.In a manufacturing company that produces workout clothing, unit costs will be calculated based on labor, materials, and machine hours required to produce each unit for each unique product.The output of productive efficiency occurs when a business in a given market or industry reaches the lowest point of its average cost curve implying an efficient use of scarce resources and a high level of factor productivity.Productive inefficiency occurs when a firm is not producing at its lowest unit cost. Unit cost is the average cost of production, which is found by dividing total costs of production by the number of units produced.
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is your instructor a manager ?discuss in terms of the four functions of management.
Since he is in charge of providing the employees' training, the course instructor is a manager.
Briefing:-The objectives are carried out and the resources are managed by the course instructor. When it comes to planning, the course teacher establishes a goal and makes a strategy to reach it. He also assigns the program, the cost, and the time.
What do managers do in terms of roles, responsibilities, and abilities?The five fundamental management tasks of staffing, leading, managing, organizing, and planning are the skills that good managers learn to master. Planning entails outlining precisely how to carry out a specific objective. Say, for instance, that the corporation wants to increase sales.
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thus far, we have assumed that each value has equal weight, or importance, but that is not always the case. suppose a stock is expected to have a return of either 2%, 8%, or 35%. the simple, arithmetic average is
Since each number has thus far been given equal weight or importance, the return can be either 2%, 8%, or 35% when all values are averaged.
What does the phrase "avg. over" mean?
To produce a result that is balanced and even when taken into account throughout time; average out; averages out. The oddities leveled off as the investigation went on. By dividing the total number of values by the entire sum of all the numbers, the average can be computed. A mean is the mathematical average of a set of two or more data items. Common names for average include mean and arithmetic mean. The term "mean" simply represents the average of the sample.
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Hollihan and Baaske addressed all of the following demographic characteristics except one. Which of demographic characteristics did they not address?economic status
Education level is the characteristics of demographic that was not addressed by Hollihan and Baaske .
Option B is correct.
Which aspect of the population did they not address?Particularly in the field of communication, education level is a crucial demographic characteristic.An individual's communication behaviors, attitudes, and comprehension of communication concepts can be influenced by their level of education. Communication theories, methods, and practices, for instance, are likely to be more familiar to people with higher education levels than to those with lower education levels.
As a result, it's critical to take education level into account when studying communication as a demographic trait.
The following demographic characteristics were discussed by Hollihan and Baaske: gender, age, race, ethnicity, level of education, income, marital status, and profession. When conducting demographic research, this is a crucial aspect to take into account because it may have an effect on how people interact with one another in various social settings.
Incomplete question :
Hollihan and Baaske addressed all of the following demographic characteristics except one. Which of demographic characteristics did they not address?
A.economic status
B. education level
C. Income level
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a bond_____may be issued as evidence of the company's debt. multiple choice question. contract agreement article certificate
A Bond Certificate may be issued as evidence of the company's debt.
Bond Certificate:
A document that contains details of a bond, such as the name of the bond issuer, the par or principal amount of the bond, the interest rate, and the maturity date. A bond certificate is effectively a receipt to the bondholder, proving the bond's ownership and the terms of the bond. Many bonds are unregistered and do not have the bondholder's name printed on the front. These certificates are called bearer bonds. Bearer Bonds must be sealed and protected as ownership moves with them. In other words, bearer bonds are like cash. Those who have passion have a title. If someone steals a bearer bond, they can try to collect interest payments or even sell it back to the issuer.
The terms and conditions are set out in a certificate containing:
Name of the Issuer.The amount to be paid to the investor.The date of repaymentThe rate of interest to be paid on the borrowed funds.A unique identification Number.Learn more about Bond Certificate:
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According to ________, utility is defined in terms of gains and losses.
A) prospect theory
B) heuristics
C) hyperopia
D) Zipf's law
According to prospect theory, utility is defined in terms of gains and losses.
What is the main principle of prospect theory that explains utility?The main principle of Prospect Theory that explains utility is that people weigh losses and gains differently. This is based on the idea that people are risk-averse when it comes to gains, meaning they prefer a sure gain over a risky gain with an expected higher return. But people become risk-seeking when it comes to losses, meaning they prefer a risky option with an expected higher return over a sure loss. This explains why people often take risks to avoid losses even when the expected gain is unlikely. People strive for certainty and the certainty of avoiding a loss is often more attractive than the potential gain.To learn more about prospect theory refer to:
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1. CengageNOWv2 is a comprehensive online learning tool. Using CengageNOWv2, you may access all of the following except:-Homework-Grades-eReader and study tools-College transcript
CengageNOWv2 is a comprehensive online learning tool. Using CengageNOWv2, you may access all of the following except the College transcript.
CengageNOWv2 is an online learning tool that provides students with various resources to aid in their studies. It includes features such as homework assignments, grades, eReader, and study tools. These resources are designed to help students better understand the material and improve their performance in class.
However, CengageNOWv2 does not provide access to a student's college transcript. A college transcript is a record of a student's academic history and includes information such as the courses taken, grades received, and degrees earned. This information is typically only available through the college's registrar's office and is not included in CengageNOWv2's resources.
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The complete question is -
What are the features available in CengageNOWv2 and what is not available in it?
Which of the following statements concerning confidentiality of IACUC business is false?
A. Trade secrets, processes, operations, and style of work may not usually be revealed by IACUC members.
B. It is against the law for an IACUC member to use information gained during IACUC meetings to his or her financial advantage.
C. It is unlawful for any IACUC member to release certain confidential information about the research facility in some situations.
D. Confidentiality requirements prohibit IACUC members from reporting violations of the Animal Welfare Act Regulations or PHS Policy.
Confidentiality requirements prohibit IACUC members from reporting violations of the Animal Welfare Act Regulations or PHS Policy ---- False
Option D is correct .
What is the IACUC's regulation for?The Institutional Animal Care and Use Committee is tasked with ensuring that appropriate university, national, and international policies and regulations are adhered to in order to promote the humane treatment and use of animals. Members of ACUC are required to maintain confidentiality and refrain from disclosing trade secrets or proprietary information regarding AWA-regulated activities and species, or else they run the risk of incurring fines and damages for disclosing such information.
Who sets rules for the IACUC?The IACUC is a self-regulating organization that is supported by two sources: The Animal and Plant Health Inspection Service , which is run by the USDA and covers the Animal Welfare Act and its amendments
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which of the following forms of business may be classified as direct participation programs? general partnership limited partnership s corporation closely held c corporation
First option is correct. A Direct Participation Program (DPP) is a pooling entity that allows investors to access a company's cash flow and tax benefits.
A DPP, also known as a "Direct Participation Program", is a long-term, non-trading pool investment in a real estate or energy venture. A Direct Equity Program (DPP) provides investors with access to corporate cash flow and tax incentives.
Member buy-in is required for DPP to take advantage of program benefits. Most DPPs are real estate investment trusts (REITs) and limited partnerships. Understand the Direct Participation Program (DPP).
In most direct equity programs, a limited partner invests (shares are expressed in “units”) and a general partner invests. Most DPPs are passively managed and have a lifespan of 5-10 years. During this time, all tax credits and income from the DPP will pass to the partner. Although DPPs have become a popular way for average investors to access investments normally reserved for wealthy investors, due to the income they generate and their pooled nature. , there are some caveats.
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when paying by ebt, all items priced by weight are charged a 10% weight debit surcharge. if the final price is less than what you paid at checkout, we will refund the difference
When paying with SNAP and/or EBT Cash, a 10% weight debit surcharge is charged to items that are priced by weight.
What is surcharge?A surcharge is any additional fee, tax, or charge that is tacked onto the cost of a good or service above and above initial price that was provided. A surcharge, which is commonly added to an already-applied tax, is not included in the quoted price of the good or service. A surcharge may have a wide price range and be either a fixed amount or a percentage of A governing body may impose this tax to generate more revenue or pay for the cost of increasing commodity prices. They might also be based on a percentage of the total cost, which is typically a negligible portion of the expense. It is not taxed because the surcharge is only applied to the retail price.
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Dakota, inc. purchased raw materials worth $8,000 on account. the journal entry to record the purchase of raw materials on account is .
On account, Dakota, Inc. bought raw materials totaling $8,000. Debit Raw Materials Inventory, $8,000; credit Accounts Payable, $8,000 is the journal entry to reflect the purchase of raw materials on credit.
What significance does the raw material inventory have?The stock of components that a corporation has that have not yet been used in the creation of a finished good is referred to as its "raw materials inventory."
The raw material inventory lists the supplies that the company has produced or bought for use in manufacturing products. Of course, they are the essential conditions set forth by the business for the production process. Such components may be included in both direct and indirect products.
Is the raw material inventory negative or positive?On a balance sheet, raw materials are often recorded as an inventory asset. A debit is made to the accounts payable account and a credit is made to the raw materials inventory account when registering raw materials.
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On January 1, Year 1, Babson, Inc. leased two automobiles forexecutive use. The lease requires Babson to make five annualpayments of $13,000 beginning January 1, Year 1. At the end of thelease term, December 31, Year 5, Babson guarantees the residual valueof the automobiles will total $10,000. The lease qualifies as a capital(finance) lease. The interest rate implicit in the lease is 9%. Presentvalue factors for the 9% rate implicit in the lease are as follows:
For an annuity due with 5 payments 4.240
For an ordinary annuity with 5 payments 3.890
Present value of $1 for 5 periods .650
Babson's recorded capital (finance) lease liability immediately after thefirst required payment should be:
a. $48,620
b. $44,070
c. $35,620
d. $31,070
Amount($) as per ordinary annuity = $44,070
Amount ($) as per annuity due = $48,620
An annuity is an agreement made between you and an insurance company in which the insurer guarantees to pay you either now or later. An annuity can be acquired with a single payment or over time. In the financial sector, an annuity is a series of payments made at regular intervals. Annuities include regular savings account deposits, monthly mortgage payments, monthly insurance payments, and pension payments. Annuities are distinguished by the frequency of payment dates.
They are long-term insurance contracts in which your money is invested. In exchange for your investment, you receive income in the form of monthly payments or a guaranteed permanent income benefit for an extra fee.
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Registration of an investment adviser automatically confers registration on
I. officers, partners, and directors of the firm who are functioning as IARs
II. any employee who is functioning as an IAR
III. clerical employees handling back-office operations
IV. an employee who will be soliciting clients for the adviser
A)
I, II, and III
B)
I and III
C)
I only
D)
I, II, III, and IV
D) I, II, III, and IV are correct . I. officers, partners, and directors of the firm who are functioning as IARs
II. any employee who is functioning as an IAR
III. clerical employees handling back-office operations
IV. an employee who will be soliciting clients for the adviser
Registration of an investment adviser automatically confers registration on officers, partners, and directors of the firm who are functioning as IARs (Investment Adviser Representative), any employee who is functioning as an IAR, clerical employees handling back-office operations and an employee who will be soliciting clients for the adviser. This is because, investment advisor regulations and laws requires that any person who gives investment advice on behalf of the firm, whether they are officers, partners, directors, or employees, must be registered as an IAR.
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Which of the following is NOT a possible value displayed by the program? A too high. B in range. C too low. D out of range.
Option C is correct. In the following computer program, it is NOT possible value to display the value because its too low
This program will check if the value of the variable n is greater than or equal to 0. If it is, it will add 1 to the value of n. If it is not, it will multiply n by -1 (which will change the sign of the number, making it positive if it was negative, and negative if it was positive).
After this, the program will check if the value of n is greater than or equal to 1. If it is, the program will check if n is greater than or equal to 30. If it is, the program will display "too high". If it is not, the program will check if n is greater than or equal to 10. If it is, the program will display "in range". If it is not, the program will display "too low".
If the value of n is not greater than or equal to 1, the program will display "out of range".
In short, the program is checking if the value of n is within a certain range (between 1 and 30) and displaying a message based on whether it is within that range or not.
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Complete Question -
In the following program, assume that the variable n has been initialized with an integer value.
IF n >= 0
- n = n + 1
ELSE
- n = n x -1
------------------------------------
IF n >= 1
- IF n >=30
- - display "too high"
- ELSE
- - IF n >=10
- - - display "in range"
- - ELSE
- - - display "too low"
ELSE
- display "out of range"
Which of the following is NOT a possible value displayed by the program?
if ending inventory is less than the account balance of merchandise inventory, the inventory adjustment will include a credit to income summary. T/F?
It is true that if ending inventory is less than account balance of merchandise inventory, inventory adjustment will include credit to the income summary.
What is ending inventory?A company's ending inventory is the value of its remaining inventory of goods at the end of an accounting period. The financial worth of ending inventory can be calculated using a variety of valuation methods. Even though the actual number of units in ending inventory is the same regardless of the approach, the management's choice of inventory valuation method has an effect on the financial value of the inventory. The simplest method of calculating ending inventory is to add new purchases to beginning inventory and then subtract cost of goods sold (COGS). Perform a physical inventory count for a more accurate finishing inventory. Inventory management software advancements, RFID systems, and other connected device and platform technologies may make inventory counting easier.
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Which of the following statements made by an agent at a formal marketing/sales event is non-compliant?
a. This Plan's Star Rating is 4.5 out of 5 stars.
b. You must have Medicare Parts A and B and live in the service area to enroll in a Medicare Advantage plan.
c. Using an in-network provider is required when enrolled in an HMO plan, except in an emergency. Using an out-of-network provider will cost you more.
d. CMS endorses this Plan and I am a certified Medicare specialist.
You must have Medicare Parts A and B and reside in the service region to enrol in a Medicare Advantage plan, which is a non-compliant statement therefore Option B is the correct answer.
The basic goal of marketing is to persuade customers to buy something so that businesses can benefit. This describes a sales call that a person makes to generate interest in his goods and close deals.
Sales are actions involving the sale of goods or the volume of items sold during a specified time frame. A sale also includes the provision of a service for a fee.
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which statements are true regarding mutual fund offerings? i selling group members are allowed to discount mutual fund shares on their own ii selling group members cannot discount mutual fund shares on their own iii selling group members are allowed to sell mutual fund shares for more than the public offering price iv selling group members cannot sell mutual fund shares for more than the public offering price
The statements which are true regarding the mutual fund offerings are, selling group members cannot sell the mutual fund shares for more than the Public Offering Price, and also the selling group members who cannot discount mutual fund shares on their own.
Mutual fund shares are said to be regulated by the Financial Industry Regulatory Authority (FINRA) to ensure that the Public Offering Prices of mutual funds are fair and consistent across all selling group members. Thus, this prevents any single selling group from undercutting.
However, this helps in order prevent any single selling group from undercutting others by offering prices that are lower than the market rate. By requiring all selling group members to adhere to the same POPs.
Hence, options B and D are correct.
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which of the following is a common finding in looking at the statement of cash flows of a declining company?
A) determines the ability of the company to pay dividends and interest.
B) provides information about the cash receipts and cash payments during a period.
C) lists revenues and expenses.
D) predicts future cash flows.
The cash inflows and outflows of a business are shown in a statement of cash flow, a financial document. Option B is the proper reaction in this situation.
Its three main components are cash flows from operating operations, cash flows from investing, and cash flows from financing.
The statement of cash flows, one of the most important financial statements for creditors and investors, may offer information about a company's liquidity and ability to generate cash.
The cash from operating and investing activities would decrease in a failing company, and this would be reflected in the statement of cash flows. As shown in the statement of cash flows, a decline in cash from operating activities may be brought on by a decline in revenues and an increase in expenses.
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using standard fannie mae guidelines, a borrower with a total gross monthly income of $8,000 may have total monthly debt obligations that do not exceed
A borrower with a total monthly income of $8,000 is allowed of having total monthly debt obligations as long as they don't go over 43% of their gross monthly income, according to Fannie Mae regulations. This means that the borrower's total monthly debt cannot exceed $3,440.
What do you mean by Fannie Mae guidelines?
Fannie Mae guidelines refer to the rules, regulations and standards that Fannie Mae, a government-sponsored enterprise, has set for mortgages and other forms of home loan financing. The guidelines apply to all types of mortgages, including conforming, jumbo and government-backed loans, and they serve to protect borrowers, lenders and the mortgage industry as a whole. Fannie Mae guidelines dictate the eligibility requirements that lenders must follow in order to offer loans and they also set the standards for loan documentation, underwriting and closing. The guidelines also set the maximum loan limits for conforming loans and outline the requirements for loan servicing and securitization. Fannie Mae guidelines help to ensure that borrowers receive fair and responsible lending practices and that lenders remain compliant with industry guidelines.
So, The required answer is $3,440.
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