The amount in the loan which is at 8% = 3000.
According to the information given :
Let the amount be first loan at 4% = x
Hence, the amount of second loan at 8% = (10000 - x)
Simple Interest = (Prt/100)
520 = (x * 4 * 1/100) + [(10000 - x) * 8 * 1/100]
520 = [0.04x + 800 - 0.08x]
0.04x = 800-520
0.04x = 280
x = 7000
Hence, the amount in the loan which is at 4% = 7000
Amount in the loan which is at 8% = 3000
Simple Interest :
The interest amount for a particular principal amount of money at some rate of interest. Simple interest is calculated on the principal, or original, amount of a loan. Simple interest is more advantageous as it keeps overall interest payments lower. Car loans, and retailer installment loans, are examples of simple interest; as the loan balance dips with each monthly payment, so does the interest.
Simple Interest is calculated using the formula:
SI = P × R × T, where P = Principal, R = Rate of Interest, and T = Time Period.
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how does a pert chart help operations managers determine the most efficient sequence of manufacturing steps to make products?
Pert chart provides a graphical representation of a project's timeline that enables project managers to break down each individual task in the project for analysis.
Every time needed projects required pert chart. PERT charts provide project managers with an estimation of the minimum amount of time needed project. Managers can also analyze the work breakdown and task connections, as well as assess the risk associated with the project. The breakdown structure makes it easy to organize a complex project with a variety of moving parts by visualizing the dependencies between each step of the process. A PERT chart presents a graphic illustration of a project as a network diagram consisting of numbered nodes linked by labeled vectors. The direction of the arrows on the lines indicates the sequence of tasks.
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a licensed agent with a registered broker-dealer in a state would be permitted to engage in which of the following transactions in unregistered nonexempt securities? a) a solicited transaction in a small canadian mining company b) the sale of a preorganization certificate on which the agent receives no commission on the amount paid by the investor c) a private placement d) the sale of commercial paper with a 12-month maturity
A licensed agent with a registered broker-dealer in a state would be permitted to engage in a private placement in unregistered nonexempt securities.
According to the USA, no one may offer or sell a security in this state unless it is either (1) registered under the USA, (2) the security or transaction is exempt under the USA, (3) a federal covered security, or (4) one of the other three options. Since the private placement in question is an exempt transaction, the agent is within the bounds of the law in this situation. Because the investor paid for the shares and no payment is permitted, the sale of the preorganization certificate is not an exempt transaction even if the agent did not earn a commission.A securities that lacks an exemption based simply on its nature is said to be non-exempt. The vast majority of stocks and other securities are non-exempt. Private placements are among the exempt transactions protected by the Uniform Securities Act (USA). isolated transactions with non-issuers.Thus the correct answer is C.
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last year, rec room sports reported earnings per share of $8.40 when its stock price was $201.60. this year, its earnings increased by 25 percent. if the p/e ratio remains constant, what is likely to be the price of the stock? (round your answer to 2 decimal places.)
Any company's ownership certificates are referred to generally as "stocks" in this context. A share, on the other hand, alludes to the stock certificate of a specific business.
The Stock will cost $252 a share.
According to the data,
- Share price = $201.60 Earnings per share = $8.40
Determine the P/E ratio.- The price-to-earnings ratio (P/E) is calculated as follows: $201.60 / $8.40 = 24
Determine the increased earrings per share first- Increased earnings per share equals $10.5 per share ($8.40 x (1 + 25%)).
We may determine the price of stock using higher earnings per share by holding the P/E ratio constant:
P/E ratio is determined by dividing the share price by the increased earnings per share multiplied by 24 ($10.5).
Price = $252
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9. In email marketing, what is a relationship email? O An email that explains the trainer's mission, philosophies, and more about themselves O An email used to engage with clients and prospects and build rapport O An email series that presents an offer or promotion for a limited time DOA series of emails that gather client information and assessments to begin a training program
Even when a customer isn't actively looking for it, relationship email marketing aims to provide value. Building trust is the aim of relationship email, not making sell. Earn the public's trust, sales will come.
What program do you use for email marketing?Because it contains the functionality that the majority of businesses require without being unduly complicated or confusing, Mailchimp is the best email marketing software overall. Campaigns may be planned, A/B tested, and reports including open rates, tap rate increases, unsubscribe rates, and other metrics can be obtained.
Does email marketing work well for newcomers?Email marketing is the secret to expanding your clientele and developing a loyal following. The goal of any business is to have an engaged list, so knowing how to write compelling email messages and emails can help you raise overall website visibility and click-through rate.
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When resources are constrained and products use different inputs, the company should produce the product with the:
Multiple choice question.
highest contribution margin per "input unit"
lowest variable cost per input unit
highest sales price
highest contribution margin
The corporation should manufacture the good with the highest contribution margin per "input unit" when resources are limited and different products require different inputs.
What is the difference between contribution margin and gross margin?The distinction between the gross margin and the cost of goods sold is one area that frequently causes misunderstandings (GM).
Gross Margin: This metric, which is created by dividing gross profit by sales, assesses the amount of income that remains after all direct expenses, such as cost of goods sold (COGS), have been deducted.
Contribution Margin (CM): The CM calculation's goal is similar to that of the CM, but it can be more thoroughly examined in terms of profitability for each individual item or product.
The gross margin number, on the other hand, measures profitability and includes all of the company's services and products.
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when resources are shared or owned in common, the nash equilibrium leads to: higher profits than with unshared resources. overuse of resources. underuse of resources. lower profits than with unshared resources.
The nash equilibrium causes resource overuse when resources are shared or held jointly. The correct answer is option (b). Overuse of resources.
What is Nash equilibrium?In game theory, a Nash equilibrium is a circumstance where a player will stick to their chosen strategy despite having no reason to change it after taking the opponent's approach into account.
According to the idea of Nash equilibrium in game theory, the best result occurs when participants have no reason to change their initial course of action. Despite being aware of their opponent's approach, the players still won't stray from the ones they first selected since each player still finds it to be the best course of action. The most advantageous course of action is not necessarily taken when the Nash equilibrium exists.
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each year, top sales consultants for mary kay cosmetics earn the use of a signature pink cadillac, and the keys are presented to these consultants at an elaborate awards banquet. this is an example of the use of
Top Mary Kay Cosmetics sales representatives receive the keys to the company's iconic pink Cadillac at an elaborate awards ceremony each year in exchange for their exceptional sales performance. This is an illustration of how rites or rituals are used to support organizational culture.
Which of the following would be a part of an organizational culture definition?Organizational culture is manifested in member self-image, inner workings, relationships with the outside world, and expectations for the future. It includes an organization's expectations, experiences, philosophy, as well as the values that influence member conduct.
Rituals are regulated in organizations to foster a culture of support and respect for workers. It spurs workers to complete additional feats of accomplishment. The group honors these accomplishments as a component of the company's rites and rituals.
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. street lighting in a public park: nonrivalrous and nonexcludable b. playing world of warcraft, a massive multiplayer online computer game: nonrivalrous and excludable c. a chipotle burrito: rivalrous and excludable d. wild tuna in the pacific ocean for which no fishing permit is required: rivalrous and nonexcludable
The term "rivalrous goods" describes products for which consumers may engage in competition.
How would the claims be categorized?Non-rivalrous goods are those whose supply does not decrease as more people consume them.
Private commodities like automobiles are also referred to as excludable items.
The term "non-excludable goods" describes products that are accessible to all citizens.
The groupings are as follows.
A public park's street lighting is categorized as non-excludable items.
World of Warcraft gaming is considered a non-rivalrous good.
The Chipotle burrito is categorized as a competitive good.
In the Pacific Ocean, wild tuna is categorized as an excluded good.
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Which of the following scenarios is an example of a person interacting outside of a market? A) Mark places his comic book collection up for sale on eBay. B) Young buys fresh radishes at the local farmers’ market. C) Melissa votes for her favorite performer at a local talent show. D) Isabella agrees to fix Miguel’s sink if Miguel paints Isabella’s porch.
D) Isabella agrees to fix Miguel’s sink if Miguel paints Isabella’s porch, this is an example of bartering, which is a form of interaction outside of a market.
The Benefits of Bartering: Interacting Outside of a MarketThe example of bartering given in this scenario is a clear example of a person interacting outside of a market. Bartering is a form of exchange that does not rely on money, but rather on goods, services, or some combination of the two. It is an ancient form of trade that has been around for centuries and still continues to be practiced today.
In this instance, Isabella agrees to fix Miguel’s sink if Miguel paints Isabella’s porch. This is an example of bartering where both parties are exchanging something of value that is beneficial to both of them. Isabella is getting her porch painted and Miguel is getting his sink fixed without having to pay money for either service. This is advantageous to both parties, as they both benefit from the exchange without having to spend money.
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when a grocery store orders a large shipment of frozen turkeys just before thanksgiving, this type of inventory is typically called:
This type of inventory is typically called safety stock.
How are safety stocks useful?
Your safety stock protects you against unexpected demand surges and inaccurate market estimates that might happen during a busy or holiday season. When the things you ordered arrive at your warehouse later than you expected, it serves as a buffer. It guarantees that your company won't run out of popular goods and makes it possible for you to consistently complete orders.
To fulfill demand that is susceptible to irregular demand swings and to avoid product shortages, safety stock is kept on hand. Other names for this type of inventory cushion are safety stock and buffer inventory. Safety stock can help the supply chain management increase product availability when there is uncertainty.
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the bank will show a customer's withdrawal as a blank______.
willow is the owner of a smoothie shop and pays $400 per month to lease her building. how would you classify her lease expenditure?
The lease payments would be classified as Variable costs.
What are Variable cost?
The amount of a variable cost fluctuates depending on how much the company produces or sells. Variable costs change in response to a company's output or sales volume. They expand along with production and contract along with it.
Variable costs in the retail or manufacturing industries relate to expenses such raw material and packing costs, credit card processing fees, and shipping costs that change depending on sales. You can contrast a fixed cost with a variable cost.
The total costs incurred by a business include both fixed and variable costs. Variable costs are determined by industrial production or sales. Per unit produced, manufacturing has a set variable cost.
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The real interest rate is equal to the nominal interest rate A. minus the inflation rate. B. plus the inflation rate. C. divided by the inflation rate. D. times the inflation rate. E. plus the real interest rate divided by the inflation rate
The real interest rate is equal to the nominal interest rate minus the inflation rate.
What is the real interest rate?The interest rate on loans has been adjusted for inflation using the GDP deflator. However, the terms and conditions governing lending rates vary in every nation, restricting the ability to compare them. In other words, a low or negative real interest rate promotes economic risk-taking. The supply and demand of credit are influenced by interest rate levels: as the need for money or credit rises, interest rates rise as well, whereas as the demand for credit declines, interest rates fall.
Fundamentally, the amount of savings and fixed investment in the economy determines real interest rates. If all else is equal, a drop in the real interest rate results from rising savings or falling fixed investment, whereas an increase in the real interest rate results from falling savings or rising fixed investment.
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10. Lack of standardization occurs whena.employees don’t understand how to use a machine or tool.b.tasks and processes are done differently every time.c.products are complex and difficult to assemble.d.team members do not get along with each other.
Lack of standardization occurs when employees don’t understand how to use a machine or tool. The correct answer is a.
Standardization is defined as a set of framework or guidelines for process or procedure that is applicable universally for all and must be strictly followed by everyone in the organization, company, or industry in order to produce consistency and uniformity for operations within an institution. One example for a standardization would be of a Generally Accepted Accounting Principles (GAAP), a universal system of bookkeeping and accounting which needs to be followed by all companies especially in the United States, specifically those listed in the Stock Exchange, which in turns makes the financial reporting for all those companies easily read and understood for all individuals and parties outside of the companies.
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Your question seems to be incomplete but I suppose your question was:
"Lack of standardization occurs when
a. employees don’t understand how to use a machine or tool.
b. tasks and processes are done differently every time.
c. products are complex and difficult to assemble.
d. team members do not get along with each other."
carmen, inc. is considering three different independent investment opportunities. the present value of future cash flows, initial investment, net present value, and profitability index for each of the projects are as follows: project a project b project c present value of future cash flows$731,800 $687,800 $765,400 initial investment 350,000 305,000 340,000 net present value$381,800 $382,800 $425,400 profitability index 2.09 2.26 2.25 in what order should carmen prioritize investment in the projects? multiple choice c, a, b b, a, c c, b, a b, c, a
The present value of future cash flows, initial investment, net present value, and profitability index for each of the projects are as follows profitability index.
Profitability index, also called the profit ienvestmnt ratio and value investment ratio, is the ratio of payment to investment of a proposed project. It is a useful tool for ranking projects as it allows you to quantify the amount of value created per unit of investment.
The Profitability Index (PI) is a measure of the attractiveness of a project or investment. PI is calculated by dividing the present value of expected future cash flows by the initial investment of the project.
Profitability is measured by income and expenses. Income is the money generated by a company's activities. For example, if you produce and sell crops or livestock, income will be generated. However, the money that flows into the business, such as borrowing money, is not income.
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assume a company's sales are $1.4 million in 2020, $1.6 million in 2021, and $1.5 million in 2022. a. what is the percentage change from 2020 to 2021? be sure to indicate whether the percentage change is an increase or a decrease. (negative answer should be indicated by a minus sign. round your percentage to 1 decimal place.)
The percentage change from 2020 to 2021 is a 14.3% increase.
Sales of a company are the total amount of goods and services it has sold over a given period of time. They are also known as revenue and are typically reported on a company's income statement.
Subtract 2020 sales from 2021 sales:
$1.6 million - $1.4 million = $0.2 million
Divide the change in sales by the original sales:
$0.2 million / $1.4 million = 0.1429
Multiply the resulting decimal by 100 to calculate the percentage increase:
0.1429 x 100 = 14.3%
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if your company is selling its products or services to the u.s. government, you should study human resource law that pertains to:
If your company is selling its products or services to the US government, you should study human resource law that pertains to: nondiscrimination and affirmative action laws when doing business with the federal government.
What is business?A business refers to as an organization or company engaged in commercial, industrial, professional activities. A business can be either a commercial entity or a non-profit entity. Legal forms range from limited liability companies to sole proprietors, corporations and partnerships. There are three types of business in general: sole proprietorship, partnership, and corporation, each with its own advantages and disadvantages. Business plays an important role in our lives. First, they form goods and services to satisfy our desires and wants. Then, they recruit families as labor and facilitate them with compensation, such as wages, salaries, and benefits. Thus, it becomes a way of their earning, which can be used to carry their lives. The business comes from the word busy, and which means doing things.To learn more about business from the given link :
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Question :
If your company is selling its products or services to the U.S. government, you should study human resource law that pertains to:
A. the Better Business Bureau in your local area of operation.
B. the limits that the EPA (Environmental Protection Agency) places on the pollutants you can emit in your foreign factories.
C. the total number of employees you can hire.
D. nondiscrimination and affirmative action laws when doing business with the federal government.
in what phase of team development do members select alternatives, analyze effects, implement their plan, and manage their project?
In the Performing phase of team development members select alternatives, analyze effects, implement their plan, and manage their project.
What are the Phases of Team Development?Bruce Wayne Tuckman, a researcher, created "Tuckman's Stages" in 1965 to foster better team development and aid businesses in becoming more effective. The four stages of team growth that all teams go through throughout time were discussed: forming, storming, norming, and performing.
The "five stages of team development" were created by Tuckman and Ph.D. candidate Mary Ann Jensen in 1977 by adding a fifth stage called adjourning. In the Performing phase Team members are really cohesive and trustworthy. Teams are operating at their highest level of efficiency with less management from team leaders. Teams now have ways for resolving issues without jeopardizing timetables and progress, even when problems still arise.
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digital technologies have caused a massive shift in how and where people buy, today's retailers must adopt what retailing strategy to address the new retailing model?
The digital transformation of retail can increase customer happiness and retention by giving customers the goods and services they want.
Digital technologies what are they?Digital technologies are any techniques, systems, equipment, or resources that produce, store, or process data electronically. Social media, online games, multimedia, and mobile phones are popular examples. Any sort of learning that employs technology is considered digital learning.
What alterations has technology made to the retail sector?The purchasing experience is more effective, more individualized, and more practical thanks to mobile technologies. Any retailer must focus on providing satisfying customer experiences. Mobile apps can speed up checkout procedures, assist customers find products, and provide customer care. The bottom line of the retailer also gains from this.
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which principle of operational excellence refers to respectful interactions with employees that emphasize skill development and growth?
The P that refers to respectful interactions with employees that emphasize skill development and growth is people and partners.
typically, previous to some manner, including transmission over cable, or recording to phonograph document or tape, the enter frequency variety maximum susceptible to noise is boosted. this is referred to as "pre-emphasis" – before the process the sign will go through. Later, when the signal is obtained, or retrieved from recording, the reverse transformation is applied ("de-emphasis") in order that the output accurately reproduces the original input. Any noise delivered by using transmission or report/playback, to the frequency variety formerly boosted, is now attenuated within the de-emphasis degree.
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during which step of the personal-selling process would a sales representative analyze all the information available to her about qualified prospects to demonstrate her trustworthiness to customers?
During the pre-approach stage of the personal-selling process, a sales representative would analyze all available information about qualified prospects in order to demonstrate her trustworthiness to customers.
A sales representative is someone whose job is to sell products or services for a company, usually in a specific area. The abbreviation sales rep is far more common. Sales representatives are always employed by (represent) a company, whereas salespeople may sell their own products.
A sales representative always works for (represents) a company, whereas a salesperson may sell their own products. The two terms, however, are frequently used in the same sentence.
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Which of the following statements is true of marginal analysis?A. Marginal analysis is a tool used in optimization in levels.B. Marginal analysis involves the calculation of the total net benefits of all the available alternatives.C. Marginal analysis compares the consequences of doing one more step of something.D. Marginal analysis of alternatives will mostly give an outcome different from optimization in levels.
Answer:
C. Marginal analysis compares the consequences of doing one more step of something.
Explanation:
the u.s. $20 dollar bill is a commodity select an answer and submit. for keyboard navigation, use the up/down arrow keys to select an answer. a because dollars have many uses in the society. b is an incorrect statement. c because the government has decreed that it is a commodity. d because it can be used to purchase things that are a commodity.
The U.S. $20 dollar bill is a commodity is an incorrect statement. The correct option is (B).
The commodity is any goods and services which is used in commerce that is interchangeable with another goods and services of the same type.
Commodities are most used as inputs in the production of other goods or services. A commodity usually refers to a raw material which is used to manufacture finished goods or products.
U.S. currency is a fiat money. It is not commodity with its own great value and it does not represent gold-or any other valuable commodity-held in a vault somewhere. It is valued because it is legal tender and people have faith in its use a money.
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a data analyst is analyzing sales data for the newest version of a product. they use third-party data about an older version of the product. for what reasons is this inappropriate for their analysis? select all that apply.
Third-party data about an older version of the product is inappropriate because it is not original or current.
Most businesses constantly gather data, yet this data is meaningless in its unprocessed state. What you do with the data is what really matters. Data analytics is the act of examining raw data to identify patterns, trends, and insights that might provide valuable information about a certain business domain. Following that, informed judgments based on data are made using these insights. Your choice of analysis will determine the types of insights you can draw from your data. Descriptive, diagnostic, predictive, and prescriptive data analysis are the four basic categories used in data analytics and data science.
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which of the following can put pressure on a company to carry small levels of inventory?
A high cost of capital can put pressure on a company to carry small levels of inventory.
The value of a firm can also be influenced by its cost of capital. Investors are likely to perceive less value in owning a share of the stock of a company with a high cost of capital since such a corporation can anticipate fewer long-term profits.
Both the products that are on hand for sale and the raw materials required to make those products are considered inventory. On the balance sheet of an organization, it is categorized as a current asset. The three different categories of inventory are raw materials, finished commodities, and work-in-progress.
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1.Which of the following institutions oversees the safety and stability of the U.S. banking system? A. Office of the Comptroller of the Currency B. Federal Financial Institutions Examination Council C. Federal Open Market Committee D. The Federal Reserve
The Federal Reserve institutions oversee the safety and stability of the U.S. banking system. Thus, option D is correct.
What is banking system?
A network or collection of entities that offer us bank firms is known as a banking system. These organisations are in charge of managing the financial system, making loans, accepting funds, and assisting with projects.
All banking institutions are under the Federal Reserve's supervision, which improved decision-making, monitoring, & scrutinizing them to make sure they adhere to laws and regulations and conduct themselves in a sound and secure manner.
Maintaining the stability of the financial system involves a number of activities, including managing monetary policy, monitoring and policing institutions, and offering payment processing.
Therefore, option D is the correct option.
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a 5-year term bond was issued on january 1, year 1, at a discount. the carrying amount of the bond at december 31, year 2, will be
a 5-year term bond was issued on January 1, year 1, at a discount. the carrying amount of the bond on December 31, year 2, will be higher than the carrying amount on December 31, 2017.
BondsBonds are high-security debt products that allow a company to raise cash and meet capital needs. It is a type of debt that debtors obtain from individual investors for a certain period of time. Companies, governments, municipalities, and other entities issue bonds for investors in primary markets. Bonds are graded by well-known organizations such as Standard and Poor's and Moody's. Each agency's rating system is slightly different, however the highest grade is AAA and the lowest rating is C or D, depending on the agency. Bonds are typically priced at a face value (also known as par) of $1,000 per bond, but once the bond enters the open market, the asking price might be lower than the face value, known as a discount, or more than the face value, known as a premium.
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it is the custom for paper mills located alongside the layzee river to discharge waste products into the river. operators of hydroelectric generating plants on the river find they must clean up the river's water before it flows through their equipment. the above situation is an example of: group of answer choices a spillover benefit. the exclusion principle. a spillover cost. an external economy.
(OPTION D) The above situation is an example of an external economy. Business-enhancing variables called external economies of scale happen outside of a company but within the same sector.
Because of the operational efficiency and synergies, external economies of scale may also lower a company's variable expenses per unit in addition to lowering production and operating costs. Internal economies of scale quantify a company's production efficiency and are caused by variables under the management sector team's control. The larger changes within the industry lead to external economies of scale, so as the industry expands, the average cost of doing business decreases.
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is a we feeling that binds group members together" Group cohesiveness Groupthink Norming O Social loafin
Group cohesiveness is a we feeling that binds group members together.
When bonds bind individuals of a social group to one another and to the group as a whole, cohesiveness (also known as group cohesion and social cohesion) develops. Despite having many different aspects, cohesiveness may be divided into four key parts: social relations, task relations, perceived unity, and emotions. Strongly cohesive groups tend to have members who are more willing to contribute and stick with the group.
More specifically, cohesion can be described as a group's propensity to stick together while pursuing a common objective or attending to the emotional needs of its members. Important cohesiveness characteristics including its multidimensionality, dynamic nature, instrumental base, and emotional dimension are included in this description. Its multidimensionality describes how a variety of elements contribute to cohesion. Its dynamic character refers to how, from the moment a group is established until a group is disbanded, it gradually changes through time in its strength and form. Its instrumental foundation refers to how groups of individuals get together for a specific goal, such as a task or for social purposes. The group members' emotional satisfaction with coherence is referred to as its emotional dimension.
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suppose the market for this product is served by two firms that have formed a cartel. if the marginal cost of production is $0 and there is no fixed cost, the combined profit of the cartel will be a. $16 b. $30 c. $32 d. $24
If the marginal cost of production is $0 and there is no fixed cost, the combined profit of the cartel will be $32. Hence option (c) is the answer.
What is the marginal cost?The cost difference between producing one more product or serving one more customer is known as the marginal cost. It is sometimes referred to as an incremental expense. The additional expenditures you incur to generate one more unit of output are, therefore, the marginal cost of production.
In addition, direct labor expenses and other variable costs that rise in proportion to production levels are included. Typically, when production rises, the marginal cost of production rises as well. The additional expense incurred by a business when producing more units of its products or services is known as its marginal cost. You may figure it out by dividing the change in costs by the variation in quantity.
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