The E-wallet security method is generally used to prevent someone else from adding your debit or credit card to their digital wallet.
It encompasses all the activities that companies undertake to push, sell, and distribute that product or service. The goal is to digital wallet come up with sales and build a loyal Marketing customer base by informing prospective and existing buyers about the offering.
This happens through market research, research and contemplating the interest of a business's ideal customers and attracting them through messaging which might be educational and helpful to a business's target group.
Digital wallet is an organizational discipline, which deals with the sensible application of promoting orientation, techniques and methods in enterprises and organizations and with the management of a company's marketing resources and activities.
The underside line of any business is to form money and marketing is a vital channel to achieve that end goal. Credit explained that without marketing many businesses wouldn't exist because marketing is ultimately what drives sales.
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Dell used its brand to expand into new areas including printers and consumer electronics such as lcd and plasma televisions. dell engaged in a ________ extension.
Dell used its brand to enlarge into new areas like lcd and televisions.
Dell is engaged in a Category extension.
What is Category Extension?
Category or Brand Extension is a strategy by which, a corporation uses the same brand to enter into a completely unrelated product segment. the corporate leverages on the brand equity and success of its existing brand to introduce the new product to increase market acceptance.
What is a category extension in marketing?
A category extensions is when an existing name is applied to a product category that is new to the firm. The study is conducted supported exclusively written data whereas a presentation of textual. analysis will appear
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Why are s corporations less favorable than c corporations and entities taxed as partnerships in terms of owner-related limitations?
S corporations may not have more than 100 shareholders and they may not have corporations, partnerships, nonresident aliens, or certain trusts as shareholders. The only ownership restriction for C corporations and partnerships is that C corporations must have a least one shareholder and a partnership (or entity taxed as a partnership) must have at least two owners.
Taxes can be defined as mandatory levies from the people for the state. Every penny of tax money paid by the people will be included in the post of state income from the tax sector. Its use is to finance central and local government spending for the welfare of the community.
Taxes are very beneficial for the state. In full, taxes are widely used for:
Financing state expenditures, such as: self-liquidating expenditures, for example: expenditures for productive projects for export goods.Financing reproductive expenditures, such as: expenditures that provide economic benefits for the community, for example: expenditures for irrigation and agriculture.Financing expenses that are not self-liquidating and non-reproductive, for example: expenses for the construction of monuments and recreational objects.Financing unproductive expenses, for example: expenditures to finance national defense or war and expenditures for future savings, namely expenditures for orphans.You can learn more about tax here brainly.com/question/16423331
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What is true about employment of individuals with physical disabilities that impacts research?
The truth about the employment of individuals with physical disabilities that impacts research is individuals with disabilities have a high prevalence of unemployment, and research that may require them to skip work in order to participate may jeopardize their employment.
And the false statements about the employment of individuals with physical disabilities that impact research are:
There is no effect on employment.Individuals with physical disabilities who are employed should not be invited to take part in the research.Individuals with physical disabilities are more likely to be working in high-paying occupations and are more likely to be able to take time off from work to participate in research.Hence, the answer is individuals with disabilities have a high prevalence of unemployment, and research that may require them to skip work in order to participate may jeopardize their employment.
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A behavioral approach to job design in which workers regularly exchange jobs is known as:___.
a. job enlargement.
b. specialization job rotation.
c. job enrichment.
d. ergonomics
A behavioral approach to job design in which workers regularly exchange jobs are known as specialization job rotation
Option B is correct
What is the behavioral approach to job design?
A behavioral approach to job design during which workers regularly exchange jobs is known as Specialization job rotation
Behavioral approaches to job design can help improve employee motivation and productivity. during this type of philosophy, factors, like autonomy, variety, task identification/significance, and feedback, are analyzed and enhancements are made for employees.
What is job design explain the approaches of job design?The human approach of job design laid emphasis on designing employment around the people or employees and not around the organizational processes. In other words it recognizes the necessity of designing jobs that are rewarding (financially and otherwise) and interesting at the same time.
What is job rotation explain?
Job rotation is that the systematic movement of employees from one job to another within the organization to achieve various human resources objectives such as orienting new employees, training employees, enhancing career development, and preventing job boredom or burnout.
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An export subsidy by an exporting country will?
An export subsidy raises the domestic price while lowering the foreign price in the case of a large country. Export subsidies enhance the volume of exports. The export subsidy will create a price differential equal to the subsidy value between the product's foreign and domestic prices.
Export Subsidy
Export subsidies are government policies that stimulate export of commodities while discouraging local sales of goods through direct payments, low-cost loans, tax breaks for exporters, or government-funded foreign advertising. Because an export subsidy lowers the price paid by overseas buyers, domestic consumers pay more than foreign consumers. Except for LDCs, the World Trade Organization (WTO) forbids most subsidies that are directly connected to the amount of exports. A country's government provides incentives to exporters in order to encourage the export of commodities.
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Your credit card company charges you 1.26 percent per month. what is the apr on your credit card?
Your credit card company charges you 1.26 percent per month. the apr on your credit card is 1.26*12= 15.12
What is credit card?
With a credit card, a bank provides you with a loan that you can use for small and large purchases, known as a credit limit. If you don't pay off the debt on your bill each month, interest, or APR, which is applied to your statement like it would with traditional loans, will accrue on your credit limit.
Therefore,
Your credit card company charges you 1.26 percent per month. the apr on your credit card is 1.26*12= 15.12
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In health insurance, what is the amount that must be paid by the patient to an insurance agency for a health insurance policy?.
In health insurance, premium is the amount that must be paid by the patient to an insurance agency for a health insurance policy?
What is health insurance?
Health insurance is a type of insurance that covers all your medical expenses that arise due to an illness.
What are the different types of Health Insurance?
1. Mediclaim Plans
The Mediclaim or hospitalization plans are the most basic type of health insurance plans. They cover the cost of treatment when you are admitted to the hospital. The payment is made on actual expenses incurred in the hospital by submitting original bills.
2. Critical Illness Insurance Plans
Critical Illness Insurance Plans cover specific life-threatening diseases. Unlike hospitalization plans, the payout is made on Critical Illness cover chosen by the customer and not on actual expenses incurred in the hospital.
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A common reason for redeeming a bond prior to its maturity date is that?
A common reason for redeeming a bond prior to its maturity date is that there is a decrease in the market interest rate.
Bonds that can be redeemed or paid off by the issuer prior to the maturity date are known as callable or redeemable bonds.
When an issuer calls its bonds, it pays investors the call price (typically the face value of the bonds) plus accumulated interest to date and stops paying interest payments at that time.
A call premium is sometimes charged as well.
Call provisions are common in corporate and municipal bonds.
When current interest rates fall below the bond's interest rate, the issuer may choose to call the bond.
By paying off the bond and issuing another bond with a lower interest rate, the issuer saves money.
Hence, A common reason for redeeming a bond prior to its maturity date is that there is a decrease in the market interest rate.
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Do producers tend to favor price floors or price ceilings why?
Producers tend to favor price floors.
Producers should favor price floors because during binding price floors increase price above equilibrium and this can tend to increase producer surplus. When the government gets involved in an economy to control prices they can act to prevent prices from going too high.
Price floors keep producers from experiencing losses because they know the price floor in their production. Price floors also favor workers such as minimum wage which ensures workers get paid a certain amount per hour in exchange for their labor. A price ceiling creates deadweight loss and an ineffective outcome. Government establishes a price ceiling to protect consumers.
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A direct labor cost variance can be divided into price and quantity variances, which are almost always called controllable and volume variances.
true/ false
Direct labor fee variance measures the value of the difference between the anticipated labor charge and the real labor rate. If the variance demonstrates that actual exertion charges were higher than expected exertion fees, then the variance may be considered destructive.
Direct labor fee variance is the distinction between the same old cost for real manufacturing and the actual price in production. There are kinds of labor variances. Labour fee Variance is the distinction between the standard price and the actual cost paid for the actual range of hours.
Fabric Variances replicate the deviation of the actual fee incurred on material from the standards. this deviation in labor value may want to because of changes in cloth price, quantity used, exchange in a blend of diverse materials used or output carried out.
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After creating a vision as part of the strategic management process, a firm must next establish a(n) ______.
After creating a vision as part of the strategic management process, a firm must next establish a Mission.
What is Strategic Management?
The intentional use of a company's resources to accomplish goals and objectives is known as strategic management.
Continuous review of internal operations and outside variables that could affect a company's operations is necessary for strategic management.
Strategic management is a useful strategy for businesses of all sizes and across all sectors.
Setting company goals, examining competitor behavior, reviewing the internal organizational structure, assessing current strategies, and ensuring that strategies are executed throughout the company are all part of strategic management.
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1.4 Determine the area of the triangular ABC with AC-5cm and height DB=30 mm. A B 30mm D 5 cm C
The triangle ABC's area, given its dimensions, is 75 cm2.
Given:The triangle ABC has a height of DB = 30 mm and an AC of 5 cm.
To locate
Calculate the triangle's ABC's area.
Solution:Triangle's surface area is halved (base height)
30 mm in height with a 5 cm base
Triangle's surface area equals half (5 30)
Triangle's surface area is 75 cm2.
As a result, the triangle ABC's area, given its dimensions, is 75 cm2.
What is the triangular sheet's area?The entire area filled by a triangle's three sides in a two-dimensional plane is referred to as the triangle's area. The fundamental equation for a triangle's area is A = 1/2 b h, where b and h are the product of the triangle's base and height.
What is the triangle's volume?Volume is equal to 0.5 * b * h * length, where b is the triangle's base length, h is the triangle's height, and length is the prism length.
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Can you explain the practice of scalping tickets for major sporting events in terms of market shortages? how else might tickets be distributed?
Scalping is that the practice of reselling tickets at higher rates when their is an artificial creation of market shortage. The scalpers purchase ticket at fair market prices before the event happen and resell at higher prices when they exploit the market shortage they created.
What does scalping mean in tickets?
Scalping in its modern iteration, also referred to as bulk or automated buying, may be a threat to eCommerce and ticketing websites selling sought-after products and services. Scalpers are bad actors who purchase tickets or product units using scalable methods that aren't available to ordinary users.
Why are scalp tickets illegal?
Over the past 20 years , ticket scalping has become increasingly common thanks to the existence of the internet. As such, the bulk of ticket scalping incidents are now primarily committed through an online sales transaction. Currently, there are not any federal laws that prohibit the scalping or resale of tickets.
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An important insight of international trade theory is that when countries exchange goods and services one with the other, it.
An important insight of international trade theory is that when countries
exchange goods and services one with the other, it is usually
beneficial to both countries.
What is International Trade theory?
International trade enables countries to expand their markets and gain access to goods and services that would otherwise be unavailable domestically.
The market has become more competitive as a result of international trade.
This ultimately leads to more competitive pricing and a lower-cost product for the consumer.
International trade is the buying and selling of goods and services between businesses in different countries.
Global trade exposes consumers and countries to goods and services that are not available or are more expensive in their home countries.
Political economists such as Adam Smith and David Ricardo recognized the importance of international trade early on.
Still, some argue that international trade can be detrimental to smaller countries, putting them at a disadvantage on the global stage.
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When arm & hammer baking soda company ran ad campaigns highlighting all of the additional uses for its baking soda product besides deodorizing the refrigerator, what market strategy was it using?
When arm & hammer baking soda company ran ad campaigns highlighting all of the additional uses for its baking soda product besides deodorizing the refrigerator it was using product market strategy
What is market strategy?Marketing is more than just advertising and promotion – it's all about connecting with the customer.A marketing strategy sets the direction for all your product and marketing-related activities.Having a marketing strategy helps keep all your activities on track.Developing a marketing strategy involves setting goals, researching the market, developing product plans, defining your marketing initiatives, and following the "7 P's."To learn more about market strategy, refer: https://brainly.com/question/15776003?referrer=searchResults
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Cybertrespass is commonly considered to be a trespass on:________
a. real property.
b. physical property.
c. real estate.
d. personal property.
Cybertrespass is commonly considered to be a trespass on d. personal property.
Actual assets include land plus the homes and furnishings completely connected to it. real property taxes are assessed on agricultural, business, industrial, residential, and software belongings. non-public property is belongings that aren't permanently affixed to land: e.g., equipment, furniture, tools, and computer systems.
Non-public belongings can be characterized as both tangible and intangible. Examples of tangible personal property include cars, fixtures, boats, and collectibles. shares, bonds, and financial institution bills fall under intangible private property.
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Raul inherited an annuity worth $4,629.10 from his uncle. the annuity will pay him seven equal payments of $800 at the end of each year. the annuity fund is offering a return of:_________
Raoul inherited an annuity worth $4,629.10 pension from his uncle. The pension will pay him $800 at the end of each year in seven equal installments. The pension fund provides a return of 9.44%.
An annuity is a contract between you and an insurance company that requires the insurance company to pay immediately or in the future. You buy an annuity in a single payment or in a series of payments. Because your annuity increases with tax deferral, you don't have to pay income tax on your annuity until you start withdrawing money or receiving payments. If you purchased your annuity with pre-tax funds when you withdraw the money, the money is taxed as income.
An annuity is an insurance contract between you and a provider company that purchases a flow of payments for yourself over time to protect your income from losses. There are several types of annuities, so you can find the one that fits your needs and convenience level. The main disadvantages are long-term contracts, loss of control over investments, low or interest-free, and high fees. Also, annuities have fewer liquidity options and you have to wait until age 59.5 to withdraw money from your annuity without penalty.
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Tony works in the finance department as an accounting clerk. he keeps a time card and receives extra pay for any overtime he works. tony is most likely a(n):__________
Tony works in the finance department as an accounting clerk. He keeps a time card and receives extra pay for any overtime he works. Tony is most likely a non-exempt staff employee.
Non-Exempt Staff Employee: Non-exempt workers are entitled to a minimum wage that complies with any applicable federal or state wage legislation. Non-exempt workers, in contrast to exempt workers, are entitled to overtime pay when they work more than 40 hours each week. The majority of trained tradespeople, including plumbers and electricians, as well as cashiers and bookkeepers, are not excluded.
Non-Exempt Staff Employee
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Which of the following is an example of an e-commerce security concern?
A. Making sure products mailed to consumers are not damaged
OB. Keeping online payments and information secure
C. Ensuring that products are safe for consumers to use
D. Educating consumers about their market options
SUBMIT
Keeping online payments and information secure is an example of an e-commerce security concern.
What is e-commerce?
E-commerce refers to buying and selling of products and services that take online through the web rather than physical activities of trade which occurs offline, hence, we are concerned with any breach of a firm's information technology security architecture , which means that making sure the products mailed are not damaged is not a concern because mailing does not happen online, the products need to be physically delivered,
Besides, online payments security is the most essential issue to keep abreast in e-commerce, any client whose debit or credit card is compromised would return to the store and would take legal actions against the e-commerce store, safety of payment is key,
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To+buy+your+first+home,+you+take+out+a+15+year+(fully+amortizing)+mortgage+for+$400,000+which+requires+equal+yearly+payments.+the+effective+annual+interest+rate+is+3.6%.+how+must+you+pay+in+year+3?
Here's the simple interest formula: Interest = P x R x N. P = Principal amount (the beginning balance). R = Interest rate (usually per year, expressed as a decimal).
Given,
Loan amount = $400000
Term (n) = 15 years
Interest rate (r) = 3.6% or 0.036
Solution:-
Annual payment = (Loan amount x r) \div [1 - (1 + r)-n]
= ($400000 x 0.036) \div [1 - (1 + 0.036)-15]
= $14400 \div [1 - (1.036)-15]
= $14400 \div [1 - 0.5883065299]
= $14400 \div 0.4116934701 = $34977.48
Now,
First-year interest = Loan amount x interest rate
= $400000 x 3.6% = $14400
Balance after the first year = Loan amount - (Annual payment - first-year interest)
= $400000 - ($34977.48 - $14400)
= $400000 - $20577.48 = $379422.52
Second-year interest = Balance after the first year x interest rate
= $379422.52 x 3.6% = $13659.21
Principal pay off in year 2 = Annual payment - second-year interest
= $34977.48 - $13659.21 = $21318.27
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The internal revenue code authorizes deductions for trade or business activities if the expenditure is ordinary and necessary. True or false?.
The internal revenue code authorizes deductions for trade or business activities if the expenditure is ordinary and necessary is false.
Definition of activity is the quality or state of being active: behavior or actions of a particular kind of physical activity criminal activity economic activity. Popular activities include sports, scouts, art, theater, music, and community service. Many children also join school-affiliated organizations (like student council), competitive academic clubs (like Model U.N. or math club), and affinity groups that help connect kids with shared identities. Students who participate in extra activities get better grades.
Definition of educational activity. education or training activities; The activity of transferring knowledge or skills. Synonyms: education, education, education, pedagogy, education. School activity means any school-sponsored activity, including, but not limited to, classroom activities, library activities, physical education classes, formal meetings and other gatherings, school sports activities, and band performances. Concerts, school plays, and other theater productions.
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Sally is indifferent between (1) working 8 hours a day and earnings $160 a day and (2) working 9 hours a day and earnings $200 a day. this implies that:_____.
Sally is indifferent between this implies that: when Sally makes $160 in an 8 hour job, she puts a $40 value on the hometime foregone to work a 9th hour.
Sally becomes a crucial figure for Esperanza, as she represents a sort of that Esperanza finds intriguing. Sally appears to have retained her autonomy while still being desirable to boys, and Esperanza wants to be friend Sally and learn her ways.
Esperanza describes her new friend, Sally, a lady who is more inquisitive about boys than Esperanza. Esperanza wishes she were beautiful like Sally and admires Sally's sense of favor. She wants to own shoes and stockings like Sally's.
Esperanza believes Sally married to flee her house. Sally claims to be happy because her husband sometimes gives her money, but her husband sometimes becomes violent and angry additionally. She has got eyes like Cleopatra, and she or he wears nylons and black shoes, accessories that are, in Esperanza's mom's opinion, "dangerous".
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Create a bulleted list of four possible skills a person could have. These may be your own skills.
(Career explorations)
These are four possible skills a person could have for Career explorations:
You have Skilled.You have Valued. You are Experienced.You are Educated in that field.What's Skill? A skill is the learned capability to act with determined results with good prosecution frequently within a given quantum of time, energy, or both. Chops can frequently be divided into sphere-general and sphere-specific chops. For illustration, in the sphere of work, some general chops would include time operation, cooperation and leadership, tone- provocation, and others, whereas sphere-specific chops would be used only for a certain job. Skill generally requires certain environmental stimulants and situations to assess the position of skill being shown and used. Why is a skill important? Having a good skill set also helps you grow as an existent. You make a network, learn time operation and gain interpersonal chops.These chops only come with experience and no academy or schoolteacher can educate them.Learn more about skills here:
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In the strategic groups discussed in the preceding pharmaceutical case, each of the following is a differential relevant to the proprietary group of firms except which one?.
Each of the following is a differential relevant to the ownership group of the company except large-scale manufacturing.
Firms in both groups will have the ability to produce large volumes of approved drugs and follow the proper FDA certifications, so this is not a differentiator between the two groups.
The term manufacturing is the process of raw materials into a product or goods using human power, tools, machines, to chemical processes. Manufacturing companies involve the process and refinement of raw materials such as mining products, wood, as well as foodstuffs into metal goods, furniture, and processed foods.
Manufacturing processes on a large scale allow goods to be mass-produced with assembly line processes and advanced technology as key assets. Manufacturing companies generally sell products at a higher cost than the value of the raw materials used. The process of converting raw materials into something more valuable can increase the price of the finished product thus making the manufacturing process a profitable part of the business chain. Efficient manufacturing techniques also allow manufacturers to take advantage of economies of scale in order to produce more units at a lower cost.
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A company is growing at a constant rate of 8 percent. last week it paid a dividend of $3.00. if the required rate of return is 15 percent, what is the price of the share three years from now?
A business is expanding at a steady rate of 8%. It paid a $3.00 dividend last week. In three years, the price of the share will be $58.31 if the needed rate of return is 15%.
The board of directors of a firm decides how much of its profits should be distributed as a dividend to its shareholders. Quarterly dividend payments are typical and might take the form of cash payments or stock reinvestments. The dividend yield, which is defined as the dividend per share and represented as a percentage of a company's share price, is 2.5%, for example. As long as they owned the stock prior to the ex-dividend date, common shareholders of dividend-paying firms are qualified to receive a payout. When expressed as a percentage of a company's stock price, the dividend yield is the dividend paid out per share.
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Which documents are generally finished and approved before a project begins? (select three.)
Project plan, budget plan, and resource allocation are the three documents that are generally finished and approved before a project starts.
It generally requires that the documents containing the project plan, budget plan, and resource allocation details are finished and approved before a team begins a project. These documents provide the baseline to successfully complete the project according to its defined plan, budget, and allocated resources.
The project plan document provides a proper plan to ensure the successful completion of a project. The document gives clarity on the responsibilities of team members; defines the scope of the project; lists the processes and procedures involved; identifies the expected outcomes.
The budget plan document contains detailed information about the expenditures and expected revenues associated with the project. This document helps to estimate and track the expenses of the project.
The resource allocation document provides details about equipment/tools, manpower, office space, the time required, and the other facilities needed for accomplishing the various tasks of the project. This document is essential for ensuring teams have adequate access to the resources needed to finish the project effectively.
The complete question is given below:
" Which documents are generally finished and approved before a project begins?
Project PlanProject BudgetResource allocationClosure document "You can learn more about project documentation at
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For+an+investment+of+$6000.00+at+2%+interest+for+3+years+find+the+amount+of+compound+interest+you+would+earn+if+the+interest+is+calculated+quarterly.
CI=367.248 is the compound interest for an investment of $6000.00 at 2% interest for 3years.
P=6000, R=2
A=P[tex](1+\frac{R}{100} )^{3}[/tex]
A=6000[tex](1+\frac{2}{100} )^{3}[/tex]
A=[tex]6000(\frac{102}{100} )^{3}[/tex]
A=6000×1.061208
A=6367.248
CI=A-P
CI=6367.248-6000
CI=367.248
What exactly is quarterly compounding?Compounding quarterly refers to the amount of interest earned quarterly on an account or investment where the interest earned is also reinvested. Furthermore, it is useful in calculating fixed deposit income because most banks offer interest income on deposits that compound quarterly.
Annual Interest Rate Divided
Once you have that data, divide the annual interest rate by four to get the quarterly interest rate. Divide 0.0404 by 4 to get a quarterly interest rate of 0.0101 if the annual interest rate is 4.04 percent. Increase the quarterly interest rate by one.Compounded Quarterly Case
A (Future Value of Investment) must be computed. P (initial investment value) = $10,000. ROR (rate of return) = (Current Investment Value - Original Investment Value)/Original Investment Value * 100read more) = 2% compounded quarterly.To learn more about quarterly compounding refer to
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Clairmont industries reported net income of $282,828, average total assets of $637,000, and comprehensive income of $354,172. the return on total assets is:________
The return on total assets is 44.4%.
What are Returns?The nominal change in the dollar value of an investment over time can be used to describe a return. The ratio of profit to investment can be used to calculate a return as a percentage. Returns can either be shown as net results (after costs, taxes, and inflation) or as gross returns, which just take the price change into account.Only once they have been transformed into intervals of the same length can return over periodic periods of varied durations be compared. Comparing returns generated over periods of a year is usual. Annualization is the process of transforming shorter or longer return intervals into yearly returns.To learn more about Returns, refer to:
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An organizational unit of a business that incurs costs and generates revenues is known as a(n):________
An organizational unit of a business that incurs costs and generates revenues is known as a(n): Profit center.
What is a profit center?In accounting, a profit center is a component or division of an organization that is thought to increase its bottom line, such as a company's sales department. The company determines its net profit and losses independently since it is regarded as a different business unit or sector.For the purpose of internal control, a profit center is an organizational unit in accounting that represents a management-oriented structure of the company. You can use either the cost-of-sales technique or the period accounting approach to examine operating outcomes for profit centers.A department inside a company that is in charge of earnings and losses is known as a profit center. It could be a department, region, or product line. Typically, a Profit Center is managed independently from the other organizational divisions in order to evaluate its performance and make decisions about its future.For instance, market research is a typical activity that generates costs without producing a direct profit. On the other hand, marketing becomes a revenue or profit center if its objectives are to make money.
An organizational unit of a business that incurs costs and generates revenues is known as a(n): Profit center.
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In the strategy process, questions concerning where to compete, such as the industry or market, is referred to as ______ strategy.
In the strategy process, questions concerning where to compete, such as the industry or market, are referred to as corporate strategy.
At its most simple level, an approach is a speculation. To be a very good strategy, it must precisely diagnose the hassle being solved; set a guiding policy with a purpose to address that hassle; and advise a set of coherent actions so one can deliver that coverage.
Put absolutely, a commercial enterprise strategy is a clear set of plans, moves, and desires that outlines how a business will compete in a specific market, or markets, with a product or variety of services or products.
In a nutshell, the approach is how you intend to do something, and methods are how you honestly do it. strategy means a way to select things and dreams, even as the method is that means how to applicate this stuff and achieve them. the method generally calls for a few types of making plans.
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