From the law on the mortgage brokers, the maximum commission that is charged would be 10 percent of the principal loan because the loan ahs a period of more than 3 years.
Who is a mortgage broker?This is the term that is used to refer to the intermediary or the middle man that brings mortgage borrowers and lenders together.
The fee or the commission that they have to earn based on the fact that is for 4 years would be 10 percent.
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Determining which actions are right vs. Wrong represents which element of james rest’s ethical decision-making model?.
Moral judgment is typically intuitive rather than in-deathly reflective in the ethical decision-making model.
What is decision making?
Identifying decisions and gathering information to make choices is referred to as "decision making" in this context.
The moral judgements give insight on a person's organization, society, and personality. The principles of decision-making can be influenced by a person's ethical ideals and actions.
As a result, the ethical decision-making model is moral judgment.
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Which team dysfunction does safe help address with the help of business owners
The team dysfunction that is addressed by SAFe with the help of business owners is the lack of accountability.
What is the loss of accountability?
This can be defined as the scenario that occurs where people fail to take responsibilities for their lack of actions.
This may impede the growth of a team. Therefore it is very necessary that this is addressed to avoid issues.
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what is the preferred style of check to provide to employees on payday
We can actually deduce here that the preferred style of check to provide to employees on payday is: direct deposit.
Who is an employee?An employee refers to an individual who is employed or hired by an organisation or a firm to carry out a particular job description and afterwards compensated via wages or salaries.
We can see that many employees prefer that on payday that their employers send their monies via direct deposit.
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Redmont company's gross salaries and wages are $30,000, and it withholds $4,500 for income taxes and $2,000 for fica taxes, the journal entry to record the employees' pay should include a:
Based on the income taxes and the fica taxes, the journal entry needed to record employees' pay should include a credit to Salaries and Wages Payable for $23,500.
What journal entry would represent the date?An amount will have to be credited to the Salaries and Wages payable account to show that the company owes wages.
The amount is:
= Gross salaries - taxes
= 30,000 - 4,500 - 2,000
= $23,500
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The strategy of distinguishing one firm’s product from the competing products of other firms is called product.
product differentiation the strategy of distinguishing one firm's product from the competing products of other firms.
What is product differentiation?Product differentiation serves as the activities that are been put in place to make the product or service of a company to stand out to the target audience.
It serves as the idea that distinguish what the company sell from that of the competitors to increases brand loyalty as well as sales.
THE COMPLETE QUESTION IS;
__________the strategy of distinguishing one firm's product from the competing products of other firms.
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A company can learn a great deal by analyzing the degrees of brand loyalty. For example, ________ can show the firm which brands are most competitive with its own.
A company can learn a great deal by analyzing the degrees of brand loyalty. For example, split loyals can show the firm which brands are most competitive with its own.
Brand loyalty: what is it?A customer's positive attitude toward a particular brand is known as brand loyalty. Customers may continuously choose a specific brand if they have a high level of brand loyalty when they need a product from this category. Brand recognition, brand preference, and brand insistence are the three levels of brand loyalty.
What levels of brand loyalty are there?Here are the phases of brand loyalty in brief:
Focused on creating awareness and leads, attractionTurning leads into customers is known as conversion.Engaging with new clients through follow-up.Reward devoted clients by providing them with greater benefits.What five traits define a brand's loyalty?These include dedication, brand trust, customer satisfaction, and customer perceptions of value.
What in marketing is split loyalty?Split Loyals: Individuals that support two or three brands. Shifting Loyals is the act of switching brands. Switchers: unreliable individuals (possibly "deal prone", constantly looking for bargains or "vanity prone", looking for something different).
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Precepts about dealing with financial crises that most economists would sign onto are:
The rule that economists would sign to deal with financial crises are:
offset policies that might create long-run problems.deal with moral hazardsdeal with the law of diminishing control.What is a financial crises?This refers to a disruption in financial markets by a sharp decline in asset prices and numerous failures of many financial and non financial firms.
Hence, the precepts on dealing with financial crises that majority of economists would sign onto includes recognizing and offseting policies that might create long-run problems, dealing with moral hazards and law of diminishing control etc.
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Apple's_________ to customers is specifically the design of its devices, the ease of use of its products, and the aspirational qualities its products offer the user.
Apple's value proposition to customers is specifically the design of its devices, the ease of use of its products, and the aspirational qualities its products offer the user.
What is meant by value proposition?A value proposition is a brief explanation of why a client might select your good or service. It conveys the most obvious advantage that clients get from doing business with you.
Examples of the Best Value Propositions:
The Best Way to Get Around is Using Uber.The Experience Is the Product with the Apple iPhone. UnbounceA/B Testing Without Tech Pains: Slack: Work Productivity Boost with Less Work.Digit: Money Savings Without Having to Think About ItThe four different categories of value are financial value, social value, psychological value, and functional value. Not all customers place the same value on different sources of value.
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Apple's value proposition to customers is specifically the design of its devices, the ease of use of its products, and the aspirational qualities its products offer the user.
What is meant by value proposition?A value proposition is a brief explanation of why a client might select your good or service. It conveys the most obvious advantage that clients get from doing business with you.
Examples of the Best Value Propositions:
The Best Way to Get Around is Using Uber.The Experience Is the Product with the Apple iPhone. Unbounce: A/B Testing Without Tech Pains.Slack: Work Productivity Boost with Less Work.Digit: Money Savings Without Having to Think About ItThe four different categories of value are financial value, social value, psychological value, and functional value. Not all customers place the same value on different sources of value.
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One of the steps of driving-forces analysis is to identify which a. strategy changes a company may need to make to prepare for the impacts of the driving forces. b. strategic group is the most powerful. c. industry member is likely to become (or remain) the industry leader and why. d. key success factors are most likely to help their company gain a competitive advantage. e. of the five competitive forces will be the strongest driver of industry change.
The recognized step of the driving-forces analysis is to identify which strategy changes that a company may need to prepare for the impacts of the driving forces.
What is a driving-forces analysis?This refers to the process of identifying the driving forces and assessing their impact whether it will make the industry more or less attractive.
However, the recognized step of this analysis is to identify which strategy changes that a company may need to prepare for the impacts of the driving forces.
Therefore, the Option A is correct.
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How do corporations raise money and resources to expand? select three answers
Corporations raise money and resources to expand through debt or equity financing, selling stock and also reinvesting profits.
How corporations raise money and resourcesMost businesses especially start ups look out for capitals to start and scale their businesses.
They raise money from different sources and pay back with interest. Some of the sources where these corporations raise money are loan banks, debt or equity financing, selling stock and also reinvesting profits.
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brian is struggling with the choice of publishing his new book, how to cook polish barbeque, as an e-book or a paperback. brian is addressing which core marketing aspect?
The core marketing aspect that Brian is addressing is c. Making product decisions
What is Marketing?This refers to the creation of awareness for a particular product or service to the general public and engaging in several acts to make the product more attractive.
Hence, we can see that based on the given scenario for Brian who is struggling with publishing his book and wants to make a selection, the core marketing aspect that Brian is addressing is c. Making product decisions
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Suppose executives at an art museum know that 100 adults are willing to pay $12 for admission to the museum on a given weekday. Suppose the executives also know that 200 students are willing to pay $8 for admission on the same weekday. The cost of operating the museum on that weekday is $2,200. How much profit will the museum earn in the weekday under attention if it engages in price discrimination
The museum will earn $600 on a weekday.
What is an art museum?A structure or area designated for the exhibition of art, typically from the museum's own collection, is known as an art museum or gallery. It may be owned by the government or a private individual, and access may be open to everyone or subject to limitations.Who are executives?An executive manages operational activities for their company or organization and is typically in charge of developing policies and strategies to achieve organizational objectives. Executives frequently travel to conferences, meetings, and local, regional, national, and worldwide offices.Solution -
Adults willing to pay = 100 and their fees = $12.
Students are willing to pay = 200 and their fees = $8.
Operating cost of museum = $2,200.
To find the profit, do the following:
[tex](100 * 12) + (200 * 8) = 1200 + 1600 = 2800\\2800 - 2200 = 600[/tex]
Therefore, the museum will earn $600 on a weekday.
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which 3 predefined management report templates will a client see in their company file?
The predefined management report templates that a client sees in their company file will be company overview, financial statements, and sales performance.
What is a management report?It should be noted that the management report is the collection of data that is used to make better decisions.
In this case, an example of the predefined management report templates is the financial statements which are written records that convey the business activities and the financial performance of a company.
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The __________________ is the nominal interest rate minus the rate of inflation.
When the quantity demanded has increased at every price, it might be because:
When the quantity demanded has increased at every price, it might be because the price of a complementary good has decreased.
What are complementary goods?This are goods that are mostly bought together.
The use of one is dependent of the other such that the consumer have to buy the two.
When the price of one is decreasingly it will complement for the increase in the other products.
Therefore, When the quantity demanded has increased at every price, it might be because the price of a complementary good has decreased.
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how can you best describe the relationship between the performance of long-term treasury bonds and the s&p 500 during the period 2000-2012?
The relatedness of the performance of long-term treasury bonds and the S&P 500 during the period 2000-2012 was such that there was an inverse relationship between both classes of assets.
What is a long-term treasury bonds?Long-Term Treasury bonds are investment instruments in the US. Essentially, they are US government bonds that mature after at least ten years.
Hence, it is accurate to indicate that The relatedness of the performance of long-term treasury bonds and the S&P 500 during the period 2000-2012 was such that when one class was in the doldrums, the other was running a profit.
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In order for a loan to come within the scope of the truth in lending act, the credit or loan must _____.
For a loan to be within the scope of the Truth in Lending Act, it needs to be $25,000 or less. Unless secured by a mortgage on real easte.
What does the Truth in Lending Act do?It is a federal act that was passed to stop creditors from using the lack of knowledge of debtors to make them heavily indebted by offering huge loans.
As a result of that act, loans now have to be $25,000 or less unless there is a mortgage on a real estate property that the creditor can use to recoup the loan in case of a default.
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Local languages, the dominant religions, views toward leisure time, and the age and lifespan demographics constitute the _____ factors that significantly influence business.
Local languages, the dominant religions, views toward leisure time, and the age and lifespan demographics constitute the sociocultural factors that significantly influence business.
What is local language ?Local Language means the language declared by the concerned State Government as their official language.
There are various type of languages :
Standard / Polite / Formal.Colloquial / Informal.Regional Dialect.Social Dialect.Lingua Franca.Pidgin.Creole.Vernacular.What is Sociocultural?Sociocultural is a term related to social and cultural factors, which means common traditions, habits, patterns and beliefs present in a population group. The term is mostly used in sociologic and marketing contexts and refers to the most remarkable drivers behind the way people makes decisions in a society.
Therefore, The sociocultural influences that have a considerable impact on business are local languages, the prevalent faiths, attitudes toward leisure, and age and lifespan demographics.
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The market for orchids is in equilibrium. If a freeze in the southeast causes the rose growers to begin growing orchids, then we would expect to see a/an increase in supply of orchids. decrease in supply of orchids. surplus in the market of orchids. decrease in quantity supplied of orchids. increase in quantity supplied of orchids.
Based on the freeze in the Southeast, we can expect to see the following changes in the market for orchids:
a/an increase in supply of orchids. surplus in the market of orchids.What will happen in the orchid market?The fact that rose growers are growing orchids means that there will be a larger supply of orchids in the market.
Seeing as the orchid market was in equilibrium, the increased supply will mean that there would be a surplus of orchids.
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Podcasting, at its core, is about what?
A. Making money
B. Sharing
C. Obtaining market share
D. Influencing as many people as possible
________ is the most common fraud, but __________ is the most expensive fraud. Fraudulent financial reporting, misappropriation of assets Misappropriation of assets, fraudulent financial reporting Misdating stock options, misappropriation of assets, Cooking the books, misdating stock options.
Misappropriation of assets is the most common fraud but is the most expensive fraud in fraudulent financial reporting.
What is the most common type of accounting fraud?Wrong timing of revenue recognition is the most not unusual sort of accounting fraud the Securities and exchange fee (SEC) has taken motion in opposition to beneath its whistleblower software, say lawyers who work with employees who've come ahead.
Forms of fraud encompass tax fraud, credit score card fraud, twine fraud, securities fraud, and financial disaster fraud. Fraudulent interest may be achieved by one individual, more than one person, or an enterprise firm as a whole.
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how is it possible for nominal GDP to rise but real GDP to fall from one year to the next?
Yes, the given statement can be marked as true as it would indicate a larger rise in prices relative to a decrease in output.
Why would Nominal GDP increase but real GDP decrease?When nominal GDP increases and it is higher than real GDP, then it shows that inflation is occurring but when real GDP is higher than nominal, then it means deflation is occurring.
In an economy with a high inflation, it will experience an increase in nominal GDP no matter if the real amount of goods and services produced decreases.
The GDP deflator measures the the overall change in prices in an economy, by using the ratio between real and nominal GDP.
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While talking about their supervisors, a group of employees at GreenWire Corp. agreed that one of the supervisors, Samuel, has a winning personality. They found out that they like working for him and often did more than what they were asked to do because they wanted Samuel to like them. From the given information, we can infer that Samuel has __________ power.
The fact that the employees do more than they are asked to gain Samuel's approval means that Samuel has referent power.
What is referent power?Referent power refers to the power to influence others to do things that they wouldn't otherwise do.
This power comes from those people respecting who you are and looking up to you. Samuel gets people to work harder because they like him so this is the referent power.
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When would a pie chart be an effective visualization?
The time when a pie chart would be an effective visualization is when trying to work out the composition of something.
What is a Pie Chart?This refers to the visual representation that is used to show and interpret data for a group of people to show their preferences in a circular, pie form.
Hence, we can see that using a pie chart to make an effective visualization is good and it is appropriate to use when a person is trying to work out the composition of something.
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_____ is a guaranteed line of credit in which a bank makes a binding commitment to provide a business with funds up to a specified credit limit at any time during the term of the agreement.
A guaranteed line of credit in which a bank agrees in writing to offer a company is a revolving credit arrangement that allows for the use of a specific credit limit at any point during the agreement's term.
What exactly is a bank-guaranteed line of credit?
A LOC is an agreement that sets the maximum loan amount that a customer can borrow between a financial institution—typically a bank—and the consumer. If the borrower does not exceed the maximum amount (or credit limit) stipulated in the agreement, they may access funds from the LOC at any time.
The business gives the bank its promise in return for a commission charged on the unutilized money.
Revolving credit arrangement will be the appropriate term to put in the supplied gap.
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__________ is the two-way flow of communication between a buyer and seller, often in a face-to-face encounter, designed to influence a person's or group's purchase decision.
Personal Selling involves the two way flow of communication between a buyer and seller, often in a face to face encounter, designed to influence a person's or group's purchase decision.
What is Two way flow of communication?Two-way communication involves feedback from the receiver to the sender. This allows the sender to know the message was received accurately by the receiver. Communication is also negotiated which means that the sender and receiver listen to each other, the messages then gathers information to respond.
The two-way communication process involves the sender transmitting the message or information that may be of significance to the receiver. The receiver, upon getting the message, deciphers it and replies with the feedback.
What is Personal Selling?Personal selling is also known as face-to-face selling in which one person who is the salesman tries to convince the customer in buying a product. It is a promotional method by which the salesperson uses his or her skills and abilities in an attempt to make a sale.
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When expanding its operations into India, the PureWater Company chose names in Hindi for the product line. This was an appropriate strategy because the company name could not be pronounced in the local language. This is an example of a strategy of _______. a. transactional marketing b. one-brand-name everywhere c. transformational marketing d. adaptations and modifications
This is an example of a strategy (D) adaptation and modifications.
What is transactional marketing?A business technique known as "point of sale" transactions is called transactional marketing. Instead of focusing on forging a relationship with the customer, individual sales are being optimized for efficiency and volume.What is transformational marketing?When you use the art of storytelling to turn your customer from a one-time customer into a devoted supporter of your company, you are engaging in transformational marketing. The tale is no longer solely focused on your brand and what it has to offer.What is one-brand-name everywhere?One of the first beverages that come to mind is Coca-Cola. No matter where you go in the globe, a Coke is a Coke. (However, I've heard that Coke sometimes has trouble displaying its name in Chinese or Japanese characters.) Kodak is one company that unquestionably got it right.What are adaptations and modifications?A set of choices about an organization's market strategy, organizational structure, and transactions is known as business adaptation or business model adaptation. Organizations are given the tools they need to deal with a variety of business difficulties because of their adaptable features. Any significant alteration made to a product's characteristics (size, shape, color, style, price, etc.); modifying a product is typically done in an effort to revive it in order to boost demand.Therefore, This is an example of adaptations and modifications.
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Enterprise software includes a database and thousands of predefined ________________.
Answer:
business processes
Explanation:
Enterprise software includes a database and thousands of predefined business processes that reflect best practices
Barnes Corporation introduces a new e-book reader that carries a two-year warranty against manufacturer's defects. Based on industry experience with similar product introductions, warranty costs are expected to be approximately 10 percent of sales. By the end of the first year of selling the product, total sales are $5 million, and actual warranty expenditures are $100,000. What amount should Barnes report as a liability at the end of the year?
Based on the total sales and the actual warranty liability, the amount that Barnes should report as a liability is $400,000.
How much should Barnes report?This can be found as:
= (Total sales x Warranty cost percentage) - Actual warranty expenditures
Solving gives:
= (5,000,000 x 10%) - 100,000
= 500,000 - 100,000
= $400,000
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To fully benefit from economies of scale, an MNC should: a.participate in a joint venture in order to learn about a production process or other operations. b.establish a subsidiary in a market where raw materials are cheap and accessible. c.establish a subsidiary in a market that has relatively low costs of labor or land. d.establish a subsidiary in a new market that can sell products produced elsewhere, which allows for increased production and thus possibly greater efficiency.
A multinational corporation will fully benefit from economies of scale when its establish a subsidiary in a new market that can sell products produced elsewhere which allows for increased production and thus possibly greater efficiency.
What is an economies of scale?This refers to a situation whereby the average costs per unit of output decrease with the increase in output being produced by a firm.
Hence, it is agreed that any multinational corporation will be able to fully benefit from economies of scale when its establish a subsidiary in a new market that can sell products produced elsewhere.
Therefore, the Option D is correct.
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