When looking from a macroeconomic view, a payment from a foreign firm to a U.S. investor comes across as a Foreign portfolio investment (FPI).
What is a Foreign portfolio investment?This refers to when a foreign investor buys assets and investments in another country.
When a foreign company makes a payment to a U.S. investor, it is an FPI because money is flowing into the U.S. from another nation.
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If a payment cap is applied and the required payment does not cover the interest expense, the unpaid interest is added to the loan thereby increasing the loan balance even though the required payment is being made. This is known as ___________.
The condition when a payment cap is applied and the required payment does not cover the interest expense, the unpaid interest is added to the loan thereby increasing the loan balance even though the required payment is being made, is known as a negative amortization.
What is negative amortization?
A condition where the amount owed by an individual keeps adding even after the repayments are done is known as negative amortization.
Such condition of a negative amortization arises as the amount being repaid does not fully or partly cover the interest amount.
Hence, the significance of negative amortization is aforementioned.
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Janelle, her husband Maxwell, and their unmarried adult son Jared live together under one roof. This is an example of which cultural influence?
extended family
nuclear family
cultural baggage
subculture
What is the entity contracted by dod organizations to book and ticket travel reservations?.
Travel Management Company is the entity contracted by DoD organizations to book and ticket travel reservations.
Travel management companies are a travel agencies that manage organization corporate or business travel program. They will often provide an end user online booking tool, mobile application, program management etc. These companies use Global Distribution Systems to book flights got their clients.
The DoD (Department of Defense) is responsible for providing the military forces needed to deter war and protect the security of our country.
DoD organizations contracts the Travel Management Company to book and ticket travel reservations.
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Identify examples of leveling mechanisms in the United States. Example of a Leveling Mechanism use of taxpayer money to repair roads and bridges Press Space to open use of taxpayer money to pay for the military Press Space to open use of taxpayer money for political gains Press Space to open use of taxpayer money to pay for public schools
The use of taxpayer money for political gains is NOT a leveling mechanism.
The use of taxpayer money to pay for public schools IS A leveling mechanism. Leveling is the reduction of elimination of inequality.
What is a Levelling Mechanism?A leveling mechanism is a mechanism or a system that is used to reduce or eliminate social inequality.
Thus, it is correct to state that:
The use of taxpayer money for political gains is NOT a leveling mechanism; whileThe use of taxpayer money to pay for public schools IS A leveling mechanism.Learn more about inequality at;
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Bond market values are expressed as a percentage of their par (face) value. For example, a company's bonds might be trading at 103, which means that they can be bought or sold for ____ of their par value. Multiple choice question. 0.103%
The current market price of the bond is 103% of their par value
What percentage is the bond price compared to its par value?
The market bond convention is to quote the price at which the bond can be bought or sold in the market as a percentage of its par value.
The simple approach is to add a percentage sign to any bond price you are given, which means that 97 price means the bond price is 97% of par value.
In the same vein, 103 price means the quoted price of the bond is 103% of the par value of the bond/
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Financially successful people focus on
the short-term.
True or false?
How have airplanes changed the way the world does business? choose four answers
Airplanes changed the way the world does business by decreasing the cost of long-distance travel and improving the speed with which it may be completed. This is further explained below.
What are Airplanes?Generally, is simply defined as an airplane, a motorized aircraft with fixed wings that displaces more air than it weighs.
In conclusion, new trade and employment possibilities can be accessed with little disruption to existing business operations.
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The typical pattern revealed in a budget constraint model shows that as the quantity consumed rises,.
The typical pattern revealed in a budget constraint model shows that as the quantity consumed rises the cost of good purchased also increases.
What is Budget constraints modelThe models shows the amount of goods and services that an individual consumer can purchase based on a given income.
The income of the individual could be inform of salary.
Therefore, The typical pattern revealed in a budget constraint model shows that as the quantity consumed rises the cost of good purchased also increases.
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One of the widely acknowledged problems with using the consumer price index as a measure of the cost of living is that the CPI a. accounts only for consumer spending on food, clothing, and energy. b. fails to account for consumer spending on housing. c. fails to account for the introduction of new goods. d. fails to account for the fact that consumers spend larger percentages of their incomes on some goods and smaller percentages of their incomes on other goods.
A widely acknowledged problem with using the consumer price index as a measure of the cost of living is that it fails to account for the introduction of new goods.
More about consumer price index and its problem-
A more accurate indicator of a nation's standard of living than per capita GDP is the consumer price index or CPI. It is based on the total cost of a fixed basket of goods and services purchased by an average customer in comparison to the cost of the same basket in a base year. The CPI can get a precise assessment of the cost of living by including a wide range of thousands of items and services with the set basket. It's crucial to keep in mind that the CPI is an index number or a percentage change from the base year rather than a monetary value like the GDP.Because CPI is based on a fixed basket of products, the CPI does not provide an entirely accurate measure of the cost of living, despite being a convenient approach to calculate the cost of living and the relative price level over time. The bias against substitution, the introduction of new products, and quality variations are three issues with the CPI that should be mentioned.
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a(n) is a financial plan that sets forth management's expectations and, on the basis of those expectations, allocates the use of specific resources throughout the system.
Budget is a financial plan that sets forth management's expectations and, on the basis of those expectations, allocates the use of specific resources throughout the system.
What is a budget?A budget can be regarded as the spending plan which is been made on the income and expenses.
With good budgetting it is easier , to allocates the use of specific resources throughout the system.
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Marlene has been living in her $120,000 home for 31 years. Because she has paid off the mortgage, she decides to save some money on her monthly insurance premiums by reducing her homeowners coverage to $40,000. After a severe hailstorm totals her roof, her adjuster estimates the damage at $12,000. Assuming the insurer imposes the standard coinsurance penalty, and ignoring the deductible, how much will Marlene receive in the settlement
Marlene will receive $5,000 in the insurance settlement.
What is an insurance settlement?An insurance settlement is an indemnity or compensation that the insurance company pays to the insured to settle an insurance claim according to the insurance policy guidelines.
Data and Calculations:Property value = $120,000
Homeowner's coverage = $40,000
Estimated damage = $12,000
Standard coinsurance requirement threshold = 80%
Expected insurance coverage = $96,000 (120,000 x 80%)
Co-insurance penalty = 41.67% ($40,000 / $96,000 x 100)
Indemnity = $5,000 ($12,000 x 41.67%)
Thus, Marlene will receive $5,000 in the insurance settlement.
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If your job is to compare actual expenses incurred by your company with financial projections previously created, you are performing the task of Multiple Choice financial control. managerial control. the accounting cycle. financial ratio analysis.
Answer:
Financial Statement Analysis
Financial statement analysis reviews financial information found on financial statements to make informed decisions about the business. The income statement, statement of retained earnings, balance sheet, and statement of cash flows, among other financial information, can be analyzed. The information obtained from this analysis can benefit decision-making for internal and external stakeholders and can give a company valuable information on overall performance and specific areas for improvement. The analysis can help them with budgeting, deciding where to cut costs, how to increase revenues, and fu
Broker Malcolm submits his client's purchase offer, then goes on vacation. When he returns two weeks later, he learns that a counter-offer was submitted, and the response date had expired. His client's offer was terminated because he failed to respond on time. This violation is an example of ______.
The above-described violation is an example of breach of trust and professional capacity to stand in for the client as a Real Estate Broker.
What is breach of trust in the above case?
The client trusted the broker to handle the sale of his property, however, the broker negligently failed to follow through thus resulting in a loss of business.
Hence, it is correct to state that The above-described violation is an example of breach of trust and professional capacity to stand in for the client as a Real Estate Broker.
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Identify the correct definition of economy. Click or tap a choice to answer the question. an exchange of goods and services one for the other a practice in which a nation-state extends power beyond its own borders over an extended period of time to secure access to certain commodities in other regions a system of financial transactions within a country a cultural adaptation that enables a group of humans to use land, resources, and labor to satisfy their needs
The correct definition of an economy from the list of options is a cultural adaptation that enables a group of humans to use land, resources, and labor to satisfy their needs
What is Economy?
This refers to the production of goods and the distribution of the goods to people to satisfy a need.
Hence, we can see that the correct answer that gives the best definition of an economy is the last option as it shows the use of land and other resources to satisfy their needs.
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John Reynolds established a $500,000 trust, the income from which is to be paid to Mansfield University for general operating purposes. The present value of the income is estimated at $500,000. The Wyndham National Bank was appointed by Reynolds as trustee of the fund. What journal entry is required in Mansfield's books
Based on the trust amount and the present value of income, the journal entry in Mansfield's books is:
Date Account title Debit Credit
Beneficiary Interest in Trust $500,000
Contributions with Donor $500,000.
Imposed Restrictions
What journal entry would record the transaction?The beneficiary interest account should be debited with the $500,000 that was used to establish the trust.
It should be credited to the Contributions account but only an account that accounts for the restrictions on usage.
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The clause in a contract that is meant to include the text of a document (although physically separate from the contract) so it becomes part of the contract is generally called the
The clause in a contract that is meant to include the text of a document is generally called the Incorporation by reference clause.
What is Incorporation by reference clause?Incorporation by reference clause can be defined as the way of adding or including a document to another document.
When a document is Incorporation by reference clause it must be stated that the first document (former) will be included of the second (latter) document.
Therefore the clause in a contract that is meant to include the text of a document is generally called the Incorporation by reference clause.
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If Jamie Lee does not want to pay more than $285 a month and is unwilling to take a loan for more than five years what is the maximum she is willing to pay for a car credit score of 740
Based on the number of years that Jamie Lee wants to take the loan and the monthly payment, the maximum she is willing to pay is $17,100.
How much is the maximum that Jamie Lee wants to pay?This can be found as:
= Maximum monthly payment x Number of months to pay
Solving gives:
= 285 x 5 years x 12 months a year
= 285 x 60 months
= $17,100
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When a drone manufacturer decides to shift from producing and selling high-quality, high-end drones to producing drones at the lowest possible cost, it is changing its __________.
Such a switch from selling high quality drones to making drones at the lowest cost is a change in competitive strategy.
What is competitive strategy?This refers to the pricing method that a company uses to gain an edge in the market over its competitors.
Some companies decide to charge high prices but produce high quality goods while other companies produce cheaper goods at the lowest cost.
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Briefly analyse the role of the public manager by indicating his/her role in directing all resources towards achieving strategic objectives
The role of the public manager is to plan, organize, direct and control organizational resources to achieve strategic objectives.
What are the responsibilities of public managers?It is a professional responsible for managing resources in order to satisfy the needs of a public, as in governmental institutions whose objective is to promote public health and safety.
Therefore, a public manager must be able to analyze the needs and manage an organization effectively to achieve the objectives determined by planning.
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Bendernet Corporation budgeted production at 6,000 units and charged $42,000 to its factory overhead account. Bendernet applies variable overhead at $3.00 per direct labor hour and assumes that each unit takes one direct labor hour to produce. The company applied $40,000 of its overhead to work-in-process based on 5,000 hours. If the company actually required 5,500 hours to produce 5,000 units, what was the total overhead variance and to what extent did volume variances contribute to or offset that variance
The total overhead variance is an unfavorable $2,000 (the overhead account has a $2,000 debit balance). The volume variance contributed a $5,000 unfavorable.
What is total overhead variance?The total overhead variance is the difference between the total overhead absorbed and the actual total overhead incurred.
Total overhead charged to the overhead account was $42,000, the amount applied was $40,000, the difference, $2,000, is the total unfavorable overhead variance.
Volume variance: the amount applied- the budgeted fixed overhead + standard hours allowed x variable at the budgeted rate.
Derive rates : The budgeted rates are derived from the $40,000 applied based on 5,000 hours. The total rate is $8.00 per hour ($40,000/5,000). The $3.00 variable rate is given, so the fixed rate must be $5.00.
Fixed costs: Budgeted fixed costs are the budgeted production of 6,000 units* 1 hour times the $5.00 rate or $30,000.
Variable costs: Variable overhead based on allowed hours is $3.00 times 5,000 or $15,000. The budget based on standard hours allowed is, therefore, $45,000 ($30,000 fixed + $15,000 variable).
Variance computation: The volume variance is the difference between the $45,000 allowed and the $40,000 actually applied, $5,000.
Budget standard hours allowed: Fixed - 5.00 *6,000 = 30,000
Variable- 3.00 * 5,000 = 15,000
Overhead applied = 45,000
Overhead applied: Fixed- 5.00 * 5,000 = 25,000
Variable- 3.00 * 5,000 = 15,000
Overhead applied = 40,000 and Net overapplied volume= 5,000
Net overapplied overhead = $2,000
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A recent study found that an increase in the federal tax on beer (and thus an increase in the price of beer) would reduce the demand for marijuana. We can infer that
We can infer that beer and marijuana are complement goods.
What are complement goods?
Complement goods are goods that are consumed together. When the price of one of the complement goods increases, the quantity demand of that good declines and the demand for the second complement good decreases.
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Frictional unemployment is most closely associated with: Group of answer choices people who are unemployable due to alcohol or drug addictions. a general downturn in the economy. people quitting a job just long enough to look for and find another one. people losing a job when their skills become obsolete due to technological innovations.
Frictional unemployment is most closely associated with people quitting a job just long enough to look for and find another one.
What is frictional unemployment?
A person who consciously quits one job to pursue another is said to be experiencing frictional unemployment, which most frequently happens in a strong economy.
Causes of tense working relationships can include a worker quitting to be nearer to a spouse's new job, going back to school, or having the money to take time off work to hunt for another job.
Employers can lessen frictional employment by enhancing job flexibility and providing relocation support, among other things.
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EASY!!!! type a number and imma answer it
This is a question of random questions about your preferences and decision making, which can be a tool for identifying your personality traits.
Why is personality traits important?Personality corresponds to the set of psychological characteristics that a person can develop through their experiences and learning. Through such characteristics, the individual develops patterns of thought and behavior that will influence his social and professional life.
Therefore, in the academic and professional environment, there may be instruments such as tests and interviews to identify the individual's personality and greater understanding of their actions and motivations.
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Mrs. roberts has original medicare and would like to enroll in a private fee-for-service (pffs) plan. all types of pffs plans are available in her area. which options could mrs. roberts consider before selecting a pffs plan?
Mrs. Roberts consider before selecting a PFFS plan is a Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combines medical benefits and Part D prescription drug coverage. Thus, option (a) is correct.
A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that compounds benefits and Part D direction drug coverage, a PFFS plan that only supplies M benefits, or a PFFS plan in conjunction with a stand-alone direction drug.
A form of Medicare-approved health plan offered by a private firm that you can use instead of Original Medicare to cover the majority of your Part A and Part B services. It frequently includes medication coverage (Part D).
As a result, the significance of the could Mrs. Roberts consider before selecting a PFFs plan are the aforementioned. Thus, option (a) is correct.
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Your question is incomplete, but most probably the full question was.
Mrs. Roberts has original Medicare and would like to enrol in a private fee-for-service (PFFS) plan. all types of PFFS plans are available in her area. which options could Mrs. Roberts consider before selecting a PFFS plan?
a. A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combin benefits and Part D prescription drug coverage, a PFFS plan offering only m benefits, or a PFFS plan in combination with a stand-alone prescription drug.
b. A stand-alone prescription drug plan in combination with a PFFS plan or a Medigap Supplemental Insurance plan.
c. A PFFS plan offering only medical benefits or a PFFS Medigap Suppleme Insurance plan.
d. A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combin benefits and Part D prescription drug coverage, a PFFS plan offering only m benefits, or PFFS Medigap Supplemental Insurance plan.
During its first year of operations, Mack's Plumbing Supply Co. had sales of $6,740,000, wrote off $48,600 of accounts as uncollectible using the direct write-off method, and reported net income of $712,500. Determine what the net income would have been if the allowance method had been used and the company estimated that 1% of sales would be uncollectible.
The net income that would have been if the allowance method had been used is:$696,200.
Net incomeUsing this formula
Net income=Net income+Accounts uncollectible-(Sales×Estimated sales rate)
Let plug in the formula
Net income=$715,000+$48,600-($6,740,000×1%)
Net income=$715,000+$48,600-$67,400
Net income=$696,200
Therefore The net income that would have been if the allowance method had been used is:$696,200.
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Answer: 693700
Explanation:
Apply the 1% to the sales of 6,740,000.
( 6,740,000 x .01 ) = 67,400
Subtract by the original write off 48,600 from the total
( 67,400 - 48600 ) = 18,800
Subtract this from the reported net income.
( 712,500 - 18800 ) = 693,700
Hope this helps.
In a pull system reducing the number of kanbans:
The reduction of the number of kanbans in a pull system reduces the inventory which makes problems more visible.
What is a Pull system?In a supply chain, the system is one where the procurement, production, and distribution are more demand-driven rather than based on predictions.
However, when there is reduction of the number of kanbans in a pull system, its reduces the inventory which makes problems more visible.
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The optimal point on a production possibilities curve is achieved where Multiple Choice large amounts of capital goods are produced relative to consumer goods. each good is produced at a level where marginal benefits equal marginal costs. the smallest physical amounts of inputs are used to produce each good. large amounts of consumer goods are produced relative to capital goods.
Generally, on a production possibilities curve, the optimal point is achieved where each good is produced at a level where marginal benefits equal marginal costs.
What is an optimal point?On a graph, this refers to the best or most favorable point on a graph curve etc
Hence, on the a production possibilities curve, the optimal point is achieved where each good is produced at a level where marginal benefits equal marginal costs.
Therefore, the Option B is correct.
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The field of accounting that focuses on providing information for external decision makers is.
The amount of federal income taxes withheld from an employee's gross pay is recorded as a(n):
The amount of federal income taxes withheld from an employee's gross pay is recorded as a liability
What is a liability?A liability is simply debt owned by a company to an individual or another company.
This liability can be cash based or an asset. These liability are also counted as the amount of tax withheld from an employee's pay.
Hence we can conclude that the amount of federal income taxes withheld from an employee's gross pay is recorded as a LIABILITY
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Examine the table comparing auto collision insurance
deductibles and premiums for three drivers.
Why does driver 3 most likely pay a higher monthly premium than drivers 1 and 2?
The insurance company views driver 3 as a risk
because of accident history and age.
The insurance company believes that driver 3 is
less likely to pay bills on time.
Driver 3 voluntarily pays a higher premium in order
to have a lower deductible.
Driver 3 voluntarily pays a higher premium to
receive greater coverage.
Driver 3 most likely pay a higher monthly premium than drivers 1 and 2 because A. The insurance company views driver 3 as a risk
because of accident history and age.
Why will an individual pay a higher premium?It should be noted that a monthly premium will reflect the added risk of multiple drivers using a vehicle.
Also, teenagers or young people generally pay higher premiums because it's believed that there more prone to accident.
Therefore, driver 3 most likely pay a higher monthly premium than drivers 1 and 2 because the insurance company views driver 3 as a risk
because of accident history and age
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Answer: A
Explanation:
The insurance company views driver 3 as a risk because of accident history and age.
