g suppose you wish to invest money safely and are trying to decide between stock options in two companies. the average rates of return are the same for both companies but, one company has a much larger standard deviation of its rates of return. a. which company should you invest in? the company with the smaller standard deviation the company with the larger standard deviation

Answer: When a company buys an asset on account asset increases and liability also increases.

Explanation: The purchase of assets on credit can be referred to as a credit purchase.

So the effect of a credit purchase is an increased asset as well as increased liability.

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When a company buys an asset on account, it is known as a purchase on credit.

This means that the company does not pay for the asset immediately, but instead agrees to pay for it at a later date. This is typically done through the use of a purchase order or invoice, which outlines the terms of the agreement, including the amount owed and the due date for payment.

The company will then record the purchase as an accounts payable, which is a liability on the company's balance sheet.

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A downward movement of the benchmark yield frontier, which is shown by the query content area bottom half, signifies negative economic growth and a rise in the jobless rate.

Economic growth is defined as an increase in product and service output. Changes in the labor, technology, physical assets, and social capital can all have an impact on economic growth.

The economy's growth boosts capacity and the availability of public goods. The power and resources required to deliver the public goods that their people require, such as care, school, safety nets, and basic public services, are won when incomes rise and states are able to tax that cash.

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The lack of profit in the introductory stage of the product life cycle is very often the result of pricing the product too low in an attempt to quickly gain market share. So, the correct option is A.

During the introductory stage of the product life cycle, the focus is on creating awareness and generating interest in the product among consumers. This requires significant investment in marketing and product development. Since the product is new, it may not have an established customer base, and sales may be slow in the beginning.

One common mistake that companies make during this stage is to price the product too low in an attempt to quickly gain market share. This may seem like a good strategy to increase sales volume and gain a foothold in the market, but it can have negative long-term consequences.

However, pricing the product too low in an attempt to quickly gain market share can lead to lower profit margins or even losses, which can be detrimental to the long-term success of the product. It is important to strike a balance between gaining market share and achieving profitability in the early stages of the product life cycle.

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Complete question is:

The lack of profit in the introductory stage of the product life cycle is very often the result of .

a. pricing the product too low in an attempt to quickly gain market share

b. targeting the wrong target market segment

c. a lack of wholesaler support

d. the large investment costs in product development

e. ineffective execution of the marketing program

According to the investment, the amount will be willing to paid is $ 5371.58. It is calculated under the present value of cash flow.

A buyer made with the intention of creating capital or revenue growth is defined as an investment. When a person invests in a good, they must not intend to use it as a source of consumption purposes, but rather as a tool for future wealth creation.

An investment entails putting capital to use, such as time, money, effort, etc., with the hope of receiving a larger return than what was initially invested.

Here,

Calculation of present value of cash flow:

= 1737/(1+15%) + 2282/(1+15%)^2 + 3248/(1+15%)^3

= 1510.44 + 1725.52 + 2135.62

= $ 5371.58

Therefore, according to the data of the investment the amount will be willing to paid is $ 5371.58. It is calculated under the present value of cash flow.

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According to White House announcement, borrowers who are single and make less than $125,000 annually or who live in households that make less than $250,000 annually eligible for a $10,000 loan  forgiveness.

The removal of a borrower's responsibility to repay all or part of a loan is known as loan forgiveness, cancellation, or discharge. The term "forgiveness" or "cancellation" is typically used to describe situations when you are no longer needed to make loan payments because you worked in the nonprofit or public sector.

According to a White House announcement, borrowers who are single and make less than $125,000 annually or who live in households that make less than $250,000 annually are eligible for a $10,000 loan forgiveness. Forgiveness will total $20,000 for borrowers who meet the income limits and had Pell Grants during their undergraduate studies.

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The total expenditure will rise by about 1% when there is a 1 percent increase in the price of the product.

According to the total expenditure technique of price elasticity of demand, change in price, quantity, and total amount of money spent on anything can be used to determine demand. If a product's price goes up by 1%, the overall cost of purchasing it stays the same while the amount desired goes down.

Dr. Marshall provides the total spending approach to determine the price elasticity of demand. By analyzing the change in price and the subsequent change in the overall quantity of goods purchased and the overall amount of money spent on them, this method says it is possible to calculate the elasticity of demand.

If the product's price goes up by 1%, the total amount spent on it will remain unchanged, the quantity demanded falls, and there will be no effect on the amount spent overall. As a result, a 1% increase in price has no effect on the amount of total expenditure.

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was the nation's worst economic depression to that time. so the option D is the correct answer.

The Panic of 1873 was an economic depression that began in the United States and quickly spread to Europe and other parts of the world. It was triggered by a series of events, including the collapse of several major banks, the failure of investment companies and the railroads, and a decline in silver prices.

The panic was preceded by a period of rapid economic expansion and speculation, fueled by the growth of railroads and the mining industry. The expansion led to an overproduction of goods, which caused prices to fall, and the over-extension of credit, which left many businesses and individuals in debt.

The Panic of 1873 lasted for several years and had a significant impact on the global economy.

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complete question:

The Panic of 1873

A. began after the Southern crop-lien system collapsed.

B.saw Republicans call on Grant to go off the gold standard.

C.began after revelations of corruption in the Grant administration.

D.was the nation's worst economic depression to that time.

E.saw President Grant favor putting more paper currency into circulation.

Answer:

 b. No sentence fault

Explanation:

I. The income effect outweighs the substitution effect at a pay higher than $18.

ii. The substitution impact outweighs the income effect at a pay of less than $18. true .

He substitution effect describes how changes in relative income and prices have an impact on consumption, whereas the income effect expresses the impact of increased purchasing power on consumption. These economic ideas relate to market shifts and how they affect consumer spending habits on goods and services. These market shifts have diverse effects on various goods and services. When incomes rise, some goods—referred to as lesser goods—are typically purchased less frequently. Contrary to inferior items, consumer expenditure on normal goods normally rises with greater purchasing power.

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The correct answer is b .the potential gdp always slopes downwards.The GDP deflator quantifies price inflation or deflation in proportion to a specific base year, with the GDP deflator

The money price of all recently produced, locally sourced final goods and services over the course of a year is measured in relation to their real value using the GDP deflator, also known as the implicit price deflator. It can be used to determine the value of money. The entire monetary value of all finished goods and services produced on a country's territory over a certain time period is known as the gross domestic product, or GDP (quarterly or annually).The GDP deflator quantifies price inflation or deflation in proportion to a specific base year, with the GDP deflator of the base year itself being equal to 100, just as the consumer price index (CPI). Unlike to the CPI, the GDP deflator is not based on.

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A profit-sharing plan has the following benefits for companies and company owners, WITH THE EXCEPTION of permitting discretionary contributions.

Revenue investments are eligible for deduction up to 25% of the total remuneration paid to all employees during the taxable year since they are a qualified retirement plan. Profit-sharing contributions can thereby reduce a company's tax liabilities while raising employees' retirement savings, which is undoubtedly a win-win situation.

Tax deferrals and their potential use as performance incentives are two benefits of profit sharing schemes. The drawback of profit sharing schemes is that employer payments are optional and not required or guaranteed.

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A vendor conducting a pilot program with your organization is called pilot testing.

A type of software testing called pilot testing looks at a system's components or the system as a whole while it is being used. The purpose of the pilot test is to evaluate the performance, time, cost, and risk of a research project. This testing takes place exactly between UAT and Production. Pilot programmes are quite helpful when it comes to lowering the risk connected with implementing new tools and technologies. A test program's objective is to evaluate the innovation in a less critical setting before putting it into practise on a larger scale. This means you can decide whether to accept it or reject it without investing a lot of time, effort, or resources.

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$500.90 Your aunt borrowed you some money, and you agreed to reimburse her over the course of six months. You suggest paying her a 0.5% interest payment each month. The following months, you can give her $70, $85 and finally only $90 each month from weeks at least four through six.

A loan is a financial arrangement whereby a sum of money is lent to another party in return for the principal or value of the loan becoming repaid at a subsequent date. Frequently, the lender raises the principal amount by including additional or finance expenses, which the borrower is required to pay in addition to the principal amount.

When a person is unable to repay a loan or other sum of money received, that individual is called to as "bankrupt." Answer A is the appropriate answer as a result. A borrower who has defaulted on a loan is referred to as

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The correct option is A. This statements is True. System developers can start a formal project as early as the preliminary investigation phase.

This is when the developer begins to evaluate the current system and identify the needs and at the same time requirements for improving the system. During this phase, the developer would also create a project charter that outlines the overall project goals along with timeline for completion. After the preliminary investigation phase is completed, the project can move to analysis, design and implementation. Once the system is deployed, the project is complete and the system is ready for use.

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A business has a capital project that will bring in before-tax actual cash inflows of 200,000 within the next two years. During that time, inflation is anticipated to be 6% annually.

The risk to an organization from inherent risk is what happens if management does nothing to change the likelihood or effects of a catastrophic event. The risk to an organization that remains even after management has taken steps to lessen the possibility or impact of a negative event is known as residual risk.

Due to their familiarity with the four typical risk response techniques (for threats) of avoid, transfer, mitigate, and accept, project managers and risk practitioners,

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Net income is calculated as the difference between total revenue and total expenses (including cost of goods sold and selling expenses).

To complete the table for each transaction, you need to identify which accounts are affected and whether they increase or decrease. Here are some guidelines for each transaction:

a. Issued common stock to investors: Increase cash and increase common stock.

b. Purchased inventory on account: Increase inventory and increase accounts payable.

c. Borrowed cash from a local bank: Increase cash and increase notes payable.

d. Sold merchandise to customers: Increase accounts receivable and increase sales revenue. To calculate the cost of goods sold, you need to multiply the sales amount by the gross profit percentage (1 - 57.6% = 0.424) and record the result as a debit to cost of goods sold and a credit to inventory.

e. Dividends were paid to common shareholders: Decrease retained earnings and decrease cash.

f. Purchased land for cash: Increase land and decrease cash.

g. Incurred selling expenses: Increase selling expenses and either increase accounts payable (for the portion on account) or decrease cash (for the portion paid in cash).

h. Paid off the local bank loan and also paid 10% in interest: Decrease notes payable and decrease cash for the loan amount. Decrease interest expense and decrease cash for the interest payment.

i. Earned interest from the savings account at the local bank: Increase interest income and increase cash.

j. Collected amounts owed from customers: Decrease accounts receivable and increase cash.

Once you have recorded the transactions in the table, you can calculate the totals for each column and use the accounting equation (Assets = Liabilities + Equity) to check that the transactions balance.

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Based on the evidence presented in this chapter the aspect of the job are you Least satisfied with Variant B. Promotion opportunity

The required details of promotion is given below.

In marketing, advertising refers to any type of marketing communication used to inform the target audience, in most cases by persuasion, of the relative merits of a product, service, brand or issue.  It helps marketers create a distinctive place in the minds of customers, it can be a cognitive or emotional journey. The purpose of the promotion is to increase brand awareness, generate interest, generate sales or build brand loyalty. It is one of the basic elements of the market mix, which consists of the four Ps, namely product, price, location and promotion.

The promotion includes the means of communication used by the retailer to convey information about their product. Information can be both verbal and visual.

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During the final stage of the consumer buying decision process, a person might experience cognitive dissonance, which is doubts in the buyer's mind about whether purchasing the product was the right decision.

Consume meat When thinking about the origins of their meat, some people who consider themselves to be animal lovers may experience uneasiness. It's known as the "meat paradox" by some academics.

Cognitive dissonance actually keeps us cognitively healthy and happy, despite what some people may believe. Particularly if our decisions cannot be readily undone, it may help us feel content with them—or at the very least, allow us to defend them.

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The effects of the following Spanish economic policies on the lives of the Filipinos are -

1. Encomienda - It was a policy implemented by Spain on their colonies in the 16th century. In this system, the Spanish government granted land to encomienderos who in turn granted the right to demand tribute from the people giving on the land. The tribute can be in form of goods or labor and this has a significant impact on the lives of indigenous people.

2. Tributo - It was a system under which the Spanish government put taxes on the people of the Philippines during the colonial system. It was a heavy burden on the Filipino people. It also contributed to the social exploitation of the Filipino people.

3. Forced labor - The forced labor was for forty (40) days including men from 16 to 60 years of range. If someone doesn't want to do forced labor he can pay a fine for that.

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The projects should be prioritized in the following order:

Iron, Incorporated should prioritize investment in Project A first, followed by Project C, and then Project B.

As per the question given,  

To determine the order in which Iron, Incorporated should prioritize investment in the three projects, we need to calculate the net present value (NPV) of each project using the given cost of capital of 10%. The project with the highest positive NPV should be prioritized first, followed by the project with the next highest positive NPV, and so on.

The formula to calculate the NPV of each project is:

NPV = PV of cash inflows - initial investment

Using the appropriate factor from the present value of annuity table, we can calculate the PV of the annual cash flows for each project.

For Project A:

PV of cash inflows = $85,312 x 3.79079

PV of cash inflows = $323,123.63

NPV = $323,123.63 - $154,000

NPV = $169,123.63

For Project B:

PV of cash inflows = $57,277 x 3.79079

PV of cash inflows = $217,458.32

NPV = $217,458.32 - $105,400

NPV = $112,058.32

For Project C:

PV of cash inflows = $77,873 x 3.79079

PV of cash inflows = $295,410.10

NPV = $295,410.10 - $144,000

NPV = $151,410.10

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Microsoft Bond:

Value of Bond = ($42 / 0.03) x (1 - 1 / (1 + 0.03)^4) + $1,000 / (1 + 0.03)^4 = $1,040.68

Southwest Bancorp Preferred Stock:

Value of Preferred Stock = $2.63 / 0.05 = $52.60

To calculate the value of each investment based on the required rate of return, we will use the following formulas:

Value of Bond = (Interest Payment / Required Rate of Return) x (1 - 1 / (1 + Required Rate of Return)^Number of Years) + Par Value / (1 + Required Rate of Return)^Number of Years

Value of Preferred Stock = Dividend / Required Rate of Return

Value of Common Stock = (Dividend x (1 + Expected Dividend Growth Rate)) / (Required Rate of Return - Expected Dividend Growth Rate)

a. Microsoft Bond

Interest Payment = Par Value x Interest Rate = $1,000 x 4.2% = $42

Number of Years = 4

Required Rate of Return = 3%

Value of Bond = ($42 / 0.03) x (1 - 1 / (1 + 0.03)^4) + $1,000 / (1 + 0.03)^4 = $1,040.68

b. Southwest Bancorp Preferred Stock

Dividend = $2.63

Required Rate of Return = 5%

Value of Preferred Stock = $2.63 / 0.05 = $52.60

c. Emerson Electric Common Stock

Dividend = $1.88

Expected Dividend Growth Rate = (3.78 / 2.27)^(1/5) - 1 = 11.92%

Required Rate of Return = 12%

Value of Common Stock = ($1.88 x (1 + 0.01)) / (0.12 - 0.01) = $18.89

The investment with the highest value based on the required rate of return is the Microsoft Bond, with a value of $1,040.68. This is because it offers a fixed interest rate that is lower than the required rate of return, making it less risky than the other investments. The preferred stock and common stock have higher required rates of return, which indicates a higher level of risk.

If Emerson Electric's managers expect earnings to grow at 1 percent above the historical growth rate, the expected dividend growth rate would be 12.92% [(3.78 x 1.01) / 2.27 - 1]. Using this expected dividend growth rate, the value of the common stock would be:

Value of Common Stock = ($1.88 x (1 + 0.1292)) / (0.12 - 0.1292) = -$7.17 (negative value)

This negative value indicates that the expected growth rate is not sufficient to compensate for the high required rate of return of 12%. Therefore, the common stock would not be a good investment option in this scenario.

To calculate the required rates of return that would make the investor indifferent to all three options, we need to set their values equal to each other and solve for the required rate of return:

($42 / R) x (1 - 1 / (1 + R)^4) + $1,000 / (1 + R)^4 = $2.63 / R = ($1.88 x (1 + 0.1192)) / (R - 0.1192)

Solving this equation yields R = 5.29%. Therefore, if the required rate of return is 5.29%, the investor would be indifferent to all three options.

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complete question:

You have finally saved $10,000 and are ready to make your first investment. You

have the three following alternatives for investing that money:

• A Microsoft bond with a par value of $1,000, an interest rate of 4.2 percent on its par value in interest, sells for $1,115 , and matures in 4 years

• Southwest Bancorp preferred stock paying a dividend of $2.63 and selling for $26.25

• Emerson Electric common stock that is selling for $60 with a par value of $5.

The stock recently paid a $1.88 divided, and the firm's earnings per share has increased from $2.27 to $3.78 in the past 5 years

Your required rates of return for these investments are 3 percent for the bond, 5

percent for the preferred stock, and 12 percent for the common stock. Using this

information, answer the following questions.

1. Calculate the value of each investment based on your required rate of return.

2. Which investment would you select? Why?

3. Assume Emerson Electric's managers expect earnings to grow at 1 percent above the historical growth rate. How does this assumption affect your answers to part a and b?

4. What required rates of return would make you indifferent to all three options?

In this case I would try and make it seem something that can also be a strength (think too hard working). For a interview you would want to make yourself seem hard working but not seem like you try so hard that it seems like you are lying on the resume (I hope I explained this alright)

The impact of a decision by the Federal Reserve to raise the discount rate or raise the reserve requirement for banks is likely to be contractionary, as it reduces the availability of credit and can slow down economic growth.

If the Federal Reserve were to raise the discount rate or the reserve requirement for banks, it would have the following impacts:

Increased borrowing costs: When the discount rate is raised, it becomes more expensive for banks to borrow money from the Federal Reserve, and this cost is usually passed on to customers. Higher borrowing costs can lead to a decrease in borrowing and investment by businesses and individuals, which can slow down economic activity.

Decreased money supply: When the reserve requirement is raised, banks are required to hold a larger percentage of their deposits in reserve, which means they have less money available to lend. This can lead to a decrease in the money supply, which can also slow down economic activity.

Increased interest rates: Both actions can lead to an increase in interest rates in the broader economy, as banks pass on their increased borrowing costs to customers, and lending becomes more scarce. Higher interest rates can impact consumer spending, borrowing, and investment, which can have a ripple effect on the broader economy.

Overall, the impact of a decision by the Federal Reserve to raise the discount rate or raise the reserve requirement for banks is likely to be contractionary, as it reduces the availability of credit and can slow down economic growth. However, it can also help to prevent inflation and maintain price stability in the long run.

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When income changes, consumption can either increase or decrease.

This is because consumption is directly related to income. When people have more income, they tend to spend more on goods and services.

Conversely, when people have less income, they tend to spend less on goods and services. This relationship between income and consumption is known as the income effect.

Therefore, When income changes, consumption can either increase or decrease.

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Answer is 208% of direct labor cost.

To calculate the predetermined overhead rate using direct labor cost, we need to divide the total estimated manufacturing overhead cost by the total estimated direct labor cost.

We are given that the work in process inventory account has a $7,728 debit balance, and the only job still in process has direct material cost of $2,800 and direct labor cost of $1,600. This means that the total manufacturing overhead applied to the job is:

Manufacturing overhead = Total cost - Direct material cost - Direct labor cost

Manufacturing overhead = $7,728 - $2,800 - $1,600

Manufacturing overhead = $3,328

We also know that the direct labor cost is $1,600. Therefore, we can calculate the predetermined overhead rate as follows:

Predetermined overhead rate = Estimated manufacturing overhead cost / Estimated direct labor cost

Predetermined overhead rate = $3,328 / $1,600

Predetermined overhead rate = 208% of direct labor cost.

Therefore, the answer is 208% of direct labor cost.

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Answer:

Britain and France did not want to spend money to enforce the Treaty of Versailles. They hoped that appeasement might encourage Italy and Germany to become strong trading partners, benefiting the economies of all involved.

Explanation:

Hope this helps.

Option A and B. The equilibrium price will increase due to the decrease in supply caused by the drought, but the increase in price of raspberries may partially offset this effect by encouraging some consumers to switch from strawberries to raspberries.

A. If a severe drought causes the strawberry harvest to be much less than normal, the supply of strawberries will decrease, which will shift the supply curve to the left. This will result in an increase in the equilibrium price and a decrease in the equilibrium quantity of strawberries.

B. If the price of raspberries, a substitute product, increases, some consumers may switch from buying strawberries to raspberries, reducing the demand for strawberries. This will shift the demand curve for strawberries to the left, resulting in a decrease in the equilibrium price and quantity of strawberries.

Overall, the net effect on the equilibrium price and quantity of strawberries will depend on the relative magnitude of the shifts in the demand and supply curves resulting from each event. However, in this case, both events will lead to a decrease in the equilibrium quantity of strawberries. The drought will lead to a decrease in supply, while the increase in the price of raspberries will lead to a decrease in demand.

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Let's look at the market for strawberries. what happens to the market price and quantity of strawberries, if the following two events occur:

A. a severe drought causes the strawberry harvest to be much less than normal.

B. the price of raspberries,

C. a substitute product,

D. increases.

Option A. representative servicing the account. A account statement is a periodic summary of your account transactions, including start and end dates.

The most well-known are the checking account statement, which is usually provided monthly, and the deposit statement, which is provided monthly or quarterly. Monthly credit card statements also count as account statements.

An account statement refers to almost any official overview of your account, regardless of where it is located. For example, insurance companies may provide bank statements summarizing the value of cash deposited.

Statements can be created for almost any type of account representing an ongoing transaction in which funds are repeatedly exchanged.

A bank statement may be considered a summary of your account and includes a statement of services rendered, fees charged, and outstanding amounts due.

Bank statements must be checked for accuracy and historical statements are essential for budgeting.

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Complete question:

The contact information for customers who wish to report inaccuracies on their account statements CANNOT be the:

A. representative servicing the account

B. compliance department of the broker-dealer

C. operations department of the broker-dealer

D. office of supervisory jurisdiction of the broker-dealer

According to the data given in the question, the economic profits of Matthew's firm in the first year were $155,000.

To calculate the economic profits of Matthew's board game company, we need to calculate the total revenue and the total costs of producing and selling 10,000 units of the board game.

Total Revenue:

The total revenue is the number of units sold multiplied by the price per unit, so:

Total Revenue = 10,000 * $30 = $300,000

Total Costs:

The total costs include the variable costs of producing each unit and the fixed costs of running the production facility. The variable cost per unit is $10, and the fixed costs are the sum of all other expenses, which we will assume are also $45,000, the same as Matthew's previous salary.

Variable Costs = 10,000 * $10 = $100,000

Fixed Costs = $45,000

Total Costs = Variable Costs + Fixed Costs = $100,000 + $45,000 = $145,000

Now, we can calculate the economic profits by subtracting the total costs from the total revenue:

Economic Profits = Total Revenue - Total Costs

= $300,000 - $145,000

= $155,000

Therefore, the economic profits of Matthew's firm in the first year were $155,000.

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The term "work-flow design" refers to the practice of analyzing the steps necessary to produce a something or deliver a service.

Workflow is the sequence of actions required to finish an activity. Except the first and final steps, each phase in a process has a distinct step preceding it and a distinct step after it. An external event often starts the first stage in a linear workflow.

When a business process is described in enough depth for a workflow system to be to carry it out directly, it is referred to as a workflow and workflow model. The tasks that make up a workflow model are linked together in the shape of a graph structure.

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