Which of the following scenarios would most likely result in a judge finding Ursula responsible for copyright infringement Ursula visits the library and makes ten photocopies.
Is most likely correct?
Most likely denotes that this option is the most likely out of all the alternatives. For instance, it is more likely that he is the guilty party than not, and vice versa. Most of something being something that is likely and some of it being something that is unlikely. Likely is frequently referred to as an adjective that appears to be an adverb but is also one.
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Which of the following scenarios would most likely result in a judge finding Ursula responsible for copyright infringement Ursula visits the library and makes ten photocopies.
Is most likely correct?Most likely denotes that this option is the most likely out of all the alternatives. For instance, it is more likely that he is the guilty party than not, and vice versa. Most of something being something that is likely and some of it being something that is unlikely. Likely is frequently referred to as an adjective that appears to be an adverb but is also one.
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List the ways in which Japan used its silver-generated profits to improve its economy, environment, and society.
Japan used silver by Shoguns used it to defeat rival feudal lords and unify Japan, shoguns worked with merchant class to develop a market-based economy.
What is market-based economy?
"Free market" or market-based economies let firms and individuals to freely exchange products and services in accordance with supply and demand.
Most of the time, the US has a market economy. What is produced and sold, as well as the prices to charge, are decided by the producers. They will produce what consumers want and price what consumers are prepared to pay if they anticipate success.
The rules of supply and demand control pricing and overall output through these choices. In order to meet rising customer demand for a particular product, output usually rises. Prices rise as a result of the increasing demand, causing customers to protest and reduce their purchases. Then the product's demand will fall, and pricing will follow suit.
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alphaland and betaville both produce axes and batons. if they decide to specialize in producing the good in which they have the lower opportunity cost, total production will
If they decide to specialize in producing the good in which they have the lower opportunity cost, total production will increase.
The opportunity costIf alphaland and betaville were to specialize in producing the good in which they have the lower opportunity cost, total production would likely increase. This is because each firm would be able to focus their resources and energy on the specific production of one good, rather than splitting their resources across two goods.This would enable them to become more efficient in their production process and increase their productivity. Additionally, the specialization of labor would mean that each firm would become more skilled in the production of their good, leading to higher quality products. Furthermore, the specialization of production would lead to a higher division of labor and economies of scale, both of which would result in a reduction in costs for the firms. This would lead to more competitive prices and higher profits for the firms. This increased profitability would lead to more investment in technology and the development of new products, further increasing production. Ultimately, the specialization of production would lead to an overall increase in production and efficiency for both alphaland and betaville. This increased production would benefit both firms, their customers, and the economy as a whole.To learn more about opportunity cost refer to:
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True or False, If you do not have a good baseline or actual scope, time, and cost information, you cannot use earned value management.
If you do not have a good baseline or actual scope, time, and cost information, you cannot use earned value management. This is a true statement.
EVM: Does it actually work?The best forecasting method for high-risk development programs continues to be an earned value management system. The results of the aforementioned research are impressive and demonstrate that past performance can actually serve as a reliable indicator of future success.
The lack of use of earned value management, why?EVM is founded on thorough forward planning. EVM's reliance on specific plans created in advance is one of its main drawbacks. Additionally, avoidance of excessive change is a requirement for agile projects.
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use the midpoint method to find the value of the elasticity of demand as the price of a steak dinner rises from $2 to $40.
The midpoint method is used to calculate the elasticity of demand when the price of a good changes.Elasticity of demand is -0.04 or -4%.
To find the elasticity of demand, we'll use the following steps:
1)Calculate the percentage change in quantity demanded: (25 - 100) / 100 = -75%
2)Calculate the percentage change in price: (40 - 2) / 2 = 1800%
3)Calculate the midpoint price: (40 + 2) / 2 = 21
4)Calculate the midpoint quantity: (25 + 100) / 2 = 62.5
5)Plug in the values into the formula: Elasticity of demand = (-75%) / (1800%) * (21 / 62.5) = -0.04 or -4%
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Mary was getting a ride home in John's new car. On the way, a malfunctioning brake caused an accident and both Mary and John were injured. Which of the following statements is true of this situation?A) Mary can recover from a strict liability lawsuit against the manufacturer of John's car.
B) Mary can file a strict liability lawsuit against John.
C) Mary can file a negligence lawsuit against the dealership that sold John his car.
D) John can file a negligence lawsuit against the dealership from which he bought the car.
Jelly demand will move to the left of the supply curve (decrease). You would purchase less peanut butter if the price rose.
Manufacturers of peanut butter won't be able to produce as much at different price points as they once could as a result. Since the supply curve will shift to the left as a result, the equilibrium price and quantity will increase. Demand for jelly will also be affected. Remember that peanut butter and jelly pair well. We consume less jelly because we consume less peanut butter, even if jelly is still the same price. The popularity of Jelly is ebbing (jelly demand curve shifts inward). As consumer income rises, demand for a product increases, especially when the products are commonplace. The demand for "normal" goods increases along with consumer income.
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Although GGE Enterprises Inc. received a good deal on a used truck, the amount recorded in the accounting records is the amount the company paid, not the amount the truck was actually worth.
the amount recorded in the accounting records is the amount the company paid, not the amount the truck was actually worth measurement principal.
For traders to determine their minimal goal security price, they might use the measurement concept. By evaluating movements on chart patterns against one another, traders may use the measurement principle to calculate a stock's price goal. The term "physical quantities" refers to ideas used to quantify components of nature. A thermometer gauge reading to determine temperature is one example, as is counting the fruit. Measuring is the process of directly obtaining a number, a group of numbers, or related numbers from a natural system. In order to translate physical characteristics into useful figures, one must first engage in measurement. The act of measuring a certain quantity is the outcome of comparison between the quantity to be measured and a predetermined standard.
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when replacing an old asset with a new one, the original purchase price of the old asset represents .
When replacing an old asset with a new one, the original purchase price of the old asset represents sunk cost.
A sunk cost is plutocrat that has formerly been spent and can not be recovered. In business, the axiom that one has to "spend plutocrat to make plutocrat" is reflected in the miracle of the sunk cost. A sunk cost differs from unborn costs that a business may face, similar as opinions about force purchase costs or product pricing. ruined costs are barred from unborn business opinions because they will remain the same anyhow of the outgrowth of a decision. A sunk cost refers to plutocrat that has formerly been spent and can not be recovered. Ruined costs are barred from a sell or process farther decision, which is a conception that applies to products that can be vended as they're or can be reused further.
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in a given year, businesses invest $2 trillion, exports total $1.5 trillion, imports total $3 trillion, consumers spend $5 trillion, and the government spends $1.5 trillion on final goods and services. based on this, which of the following statements is true?
The total economic value added for that year must be $7 trillion.
What is total value?The total of the acquisition's purchase price plus all future expenses that will be incurred, including those for installation, consumables, breakdown, maintenance, and disposal.
Since the smallest size group is close to 8% and the largest size group is 2% of responses for both forms, the coverage across size categories for Total Value of Production is very similar with only minor differences.
Agricultural operations in the sample frame and for both of the shortened forms reported a number of different commodities in Table 3 and a number of significant commodity groups in Table 4, respectively.
Current total value is defined as the total taxable value of property listed on the appraisal roll for the current year, including all appraisal roll supplements and corrections as of the calculation date, less the taxable value of property exempted for the first time for the current tax year under Section.
1: This is incorrect. Instead, net exports are 1.5 - 3 = (-)1.5 trillion.
2: This is incorrect. Instead, the gross national income is 2+1.5-3+5+1.5 = 7 trillion.
3: This is incorrect. Instead, the gross domestic product is 2+1.5-3+5+1.5 = 7 trillion.
4: This is correct. Total economic value added is correctly calculated as 2+1.5-3+5+1.5 = 7 trillion.
5: This is incorrect.
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Complete question:
In a given year, businesses invest $2 trillion then exports total $1.5 trillion, imports total $3 trillion, consumers spend $5 trillion, & the government spends $1.5 trillion on final goods and services. Based on this, which of the given statements is true?
The net exports are $4.5 trillion.
The gross national income must be $8.5 trillion.
The gross domestic product must be $8.5 trillion.
The total value added in the economy for that year must equal $7 trillion.
The country is in a recession.
Tide tables are produced by taking measurements of past observed tide levels and comparing them to a tidal datum. The tidal datum, or zero tide, used along the California coast is the O mean lower low water. O mean higher low water, mean lower high water. O mean higher high water.
The tidal datum, or zero tide, used along the California coast is the mean higher low water.
What is tide chart datum?A tidal datum is a standard elevation that is determined by a certain tide phase. Tidal datums are used as a standard for measuring local water levels; they shouldn't be extrapolated to places with different oceanographic features without supporting data.Although Ordnance Datum is more prevalent for engineering applications since it is simpler to connect the height of the water to levels on land, Chart Datum is the most frequent datum for tide tables.Tidal datums and associated data are used to provide the goods and services required for safe navigation, the reduction of coastal hazards, ecological study, coastal engineering, and the delineation of maritime boundaries.To learn more about datum refer to:
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larry is buying salad and pizza for a company lunch. suppose that a bowl of salad costs $5.00, and a slice of pizza costs $2.00. let e be the amount in dollars that larry spends on salad and pizza. if larry buys s bowls of salad and p slices of pizza, then the total amount of money he spends (e) can be represented by the equation .
When two expressions are joined by an equal sign, a mathematical statement is called an equation.
What is an equation?1. If Eric spends $e on salad and pizza, with the salad costing $5.00 and being represented by s and the pizza costing $3.00 and being represented by p, the equation can be used to describe the total amount Eric spends;
e = 5.00s + 3.00p
where the sum represents the price of the quantity of pizza slices purchased and the quantity of salad bowls consumed.
2. Rewriting the equation with the variable p expressed in terms of e and s;
e = 5.00s + 3.00p
3.00p = e - 5.00s
[tex]$p=\frac{e-5.00 \mathrm{~s}}{3.00}$[/tex]
3. Given that Eric has $30 to spend on both salad and pizza, how much pizza can he get if he buys three bowls of salad? The answer is given by the formula e=$30.00.
[tex]$p=\frac{e-5.00 s}{3.00}$[/tex]
p = (30 - 5.00 * 3) / 3.00
pizza pieces equaling five.
The complete question is:
Eric is buying salad and pizza for a company lunch. Suppose that a bowl of salad costs $5.00, and a slice of pizza costs $3.00. Let e be the amount in dollars that eric spends on salad and pizza. If eric buys s bowls of salad and p slices of pizza, then the total amount of money he spends (
e. Can be represented by the equation . Now rearrange the equation you wrote above so that p is written in terms of e and s . The quantity of pizza he buys can be represented by the equation . Suppose eric has $30.00 to spend on salad and pizza; that is, e=$30.00 .
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The parts of the income statement shown here are identified with capital letters and listed in the accompanying table. Determine the location and match the letter to each part listed in the table. 1. Date of the income statement ___2. Heading of expenses section ___3. Statement name ___4. Expense account titles ___5. Expense account balances ___6. The amount of net income or loss ___7. Heading of revenue section ____8. Net income ratio (or return on sales) _____9. Revenue account title _____10. Words Total Expenses _____11. Business name ___12. Total amount of revenue ___13. Total amount of expenses ___14. Words Net Income or Loss ____15. Total expenses ratio ____
One of the three crucial financial statements used to describe a company's financial performance throughout a certain accounting period is the income statement. The balance sheet and the cash flow statement are the other two important statements.
1. Date of the income statement c 2. Heading of expenses section g 3. Statement name b 4. Expense account titles h 5. Expense account balances I 6. The amount of net income or loss M 7. Heading of revenue section d 8. Net income ratio (or return on sales) o 9. Revenue account title E 10. Words Total Expenses j 11. Business name A 12. Total amount of revenue F 13. Total amount of expenses K 14. Words Net Income or Loss L 15. Total expenses ratio N.
The revenue, costs, profits, and losses incurred by a corporation over a specific time period are the main topics of the income statement. An income statement, also referred to as the profit and loss (P&L) statement or the statement of revenue and expenses, offers important information about a company's operations, the effectiveness of its management, underperforming industries, and its performance in comparison to peers in the same industry.
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Kahneman and Tversky found that individuals are influenced in decision making by which of the following? a) De-escalation b) Overconfidence c) Decision bias
Alongside Tversky, they found that people aren't first and foremost foresighted utility maximizers but react to changes in terms of gains and losses. The correct option is B.
What did Kahneman and Tversky find out about making decisions?
The prospect theory was developed as a result of a series of influential essays on judgement and decision-making written by Kahneman and Tversky. According to the theory, we accept chances when making judgements that could result in a certain loss but avoiding risk when making choices that could result in a potential gain. Tversky and Kahneman proposed the idea that when people attempt to make estimations or forecasts, they start with some initial value, or starting point, and then adjust from there in a 1974 work titled "Judgment under Uncertainty: Heuristics and Biases."
The Prospect Theory is Daniel Kahneman's theory, for which he was awarded the 2002 Nobel Prize in Economic Sciences. The theory is concerned with how people decide when faced with risk, particularly financial risk.
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Read the following poem carefully before you choose your answers.This poem about a farrier (a blacksmith who makes shoes for horses) was first published in 1918.Felix Randal1 Felix Randal the farrier, O is he dead then? my duty all ended,Who have watched his mould of man, big-boned and hardy-handsomePining, pining, till time when reason rambled in it and someFatal four disorders, fleshed there, all contended?5 Sickness broke him. Impatient, he cursed at first, but mendedBeing anointed and all; though a heavenlier heart began someMonths earlier, since I had our sweet reprieve and ransomTendered to him. Ah well, God rest him all road ever he offended!This seeing the sick endears them to us, us too it endears.10 My tongue had taught thee comfort, touch had quenched thy tears,Thy tears that touched my heart, child, Felix, poor Felix Randal;How far from then forethought of, all thy more boisterous years,When thou at the random grim forge, powerful amidst peers,Didst fettle for the great grey drayhorse his bright and battering sandal!1. The speaker of the poem is best described asA: a former customerB: an adult childC: a liberated servantD: a lifelong companionE: a recent caretaker
The correct answer is option D i.e. The speaker of the poem is best described as a lifelong companion.
This is evident from the poem's description of the speaker's relationship with Felix Randal, the farrier. The speaker talks about watching Felix's "mould of man" and about comforting him and wiping away his tears. The speaker also mentions their "sweet reprieve and ransom" that was tendered to Felix, suggesting a deep connection between them.
Finally, the speaker reflects on Felix's "brazen years" when he worked as a blacksmith, suggesting that they had known each other for a long time. Taken together, these lines suggest that the speaker and Felix had a close relationship over many years, making the speaker best described as a lifelong companion.
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is a plant grown for its leaves, which are dried and fermented before being put in products.
Tobacco is a plant tilled for its leaves, which are dried and grown last to being put in tobacco items. Tobacco has nicotine, a fixing that can elicit enslavement.
The three tobacco types are Virginia, burley, and oriental. These tobaccos are filled in more than 30 nations including Argentina, Brazil, China, Greece, Italy, Malawi, Mozambique, Spain, Tanzania, Turkey, and the US.
Around four months from its beginning as a tobacco seed, plus or minus half a month relying on the climate, the tobacco plants are completely developed and the leaves mature. On the off chance that it's a broadleaf plant, that implies it stands midsection high after the long, tall blossom has been eliminated.
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Rebecca knows that Becca Furniture's marginal cost curve is above the average total cost curve. This means Becca Furniture's average total cost curve:
a. must be falling.
b. must be horizontal.
c. is at its minimum point.
d. is at its maximum point.
e. must be rising.
e.) Rebecca knows that Becca Furniture's marginal cost curve is above the average total cost curve. This means Becca Furniture's average total cost curve: must be rising.
total cost, in economics, is the total expense a company incurs to produce a particular level of production. It is often expressed as the sum of all costs that are both fixed (such as the cost of a building lease and the cost of large machinery) and variable (such as the cost of labor and raw materials), which change depending on the level of output.The rate of increase of variable costs with increased output will eventually be greater due to declining returns on extra units of output if fixed costs are not changed (e.g., by purchasing a larger building or more heavy machinery). In other words, over time, increasing inputs of variable costs will result in progressively fewer units of output.
The terms average cost (defined as the total cost divided by the number of units produced) and marginal cost are used to determine total cost (the marginal cost of a given unit of output is the increase in the total cost required to produce that unit).
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As a discipline, marketing is defined as an organizational function and set of processes for creating, communicating and delivering --- to customers.
The description of marketing as a discipline is given as an organisational function and a collection of procedures for producing,
propagating, and furnishing value to guests.
The process of developing, communicating, delivering, and trading immolations that are precious to guests, guests, mates, and society at large inclusively is known as marketing. The marketing blend, which includes the four Ps of marketing( product, pricing, place, and creation), is constantly used. All given above happen to be the main factors which are crucial in creating and promoting a good or service, and they interact heavily. The benefit of marketing for your company is that it engages consumers and helps them decide whether to buy your goods or services. also, a marketing strategy that's included in your business plan aids in
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* READING ASSIGMENT
Error affect control and subsidiary ledger accounts
A mistake was made in posting the sum of subsidiary books to the ledger. the Trial Balance's omission of an account balance.
Which errors can affect the balancing of trial balance?A mistake was made in posting the sum of subsidiary books to the ledger. the Trial Balance's omission of an account balance. incorrectly displaying the account balances in the Trial Balance or by using the incorrect values. erroneous account balance computation. Although it contains the exact balances needed to create a company's financial statements, the control account keeps the general ledger clear of unnecessary information. The subsidiary ledger makes it possible to keep a closer eye on the transactions that take place in the control account. Duplicating the same entry or recording a correct account to the incorrect vendor or customer are examples of accounting errors. No entry is made even though there was a transaction for the time, which is known as an error of omission.To learn more about trial balance refer to:
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commerce restrictions this business account is restricted from selling for the following reason: this business account doesn't comply with our terms, including section 1 of our commerce eligibility requirements.
The business account doesn't comply with our terms is the reason the business account is restricted from selling.
The financial actions of a particular asset, liability, equity, revenue, or cost are tracked by an account, which is a record in an accounting system. Throughout the accounting period, these records grow and shrink as business activities take place. Businesses can use the three forms of accounting managing accounting, financial accounting, and cost accounting to measure their revenue. a record of debit and credit entries to cover transactions involving a specific item, a specific person, or a specific business. In the general ledger, an account is a record that is used to categorise and keep track of transactions. Companies, for instance, will have a Cash account where they will record each transaction that adds or reduces the amount of cash in their business.
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Please I need a correct answer to dis
The utility schedule is a table which shows the consumption of a single good by a single individual.
Explain economic law.Economic laws are similar to scientific laws in that they establish a causal link between two or more occurrences. In economics, like in natural sciences, a certain consequence is expected to arise from a specific cause. Economic laws, like scientific principles, are generally applicable.
Consumption and Management identifies and develops three rules: natural economic law, market regulation law, and macroeconomic control law. The supply and demand law is founded on two other economic laws: the supply and demand laws. According to the rule of supply, when prices rise, businesses see greater profit potential and expand their supply of goods and services. According to the law of demand, when prices rise, people purchase less.
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Which of the following is an accurate comparison between email and new media?
Both email and new media are often used in place of face-to-face conversations.
Email has mostly replaced phone calls; new media has mostly replaced memos.
Email has revolutionized business communication more than new media has.
Email came into existence during the late 1970s; new media began in the late 1980s.
"The powers not delegated to the United States by the Constitution, nor prohibited by it to the states, are reserved to the states respectively, or to the people," is the declaration made in the Tenth Amendment.
To put it another way, the Constitution does not give the federal government any powers that states do.
What is the name of states' rights?
These resolutions, also known as "state sovereignty resolutions," have no legal effect. Instead, they are meant to be a statement demanding that the federal government stop assuming powers and imposing mandates on the states for reasons that aren't listed in the Constitution.
What distinguishes a national position from a states' rights position?
The states' rights position encourages local and state intervention in addressing social and economic issues. The nationalist viewpoint supports the involvement of the national government in these matters.
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question content area top part 1 a philanthropic organisation sent free mailing labels and greeting cards to a random sample of 100,000 potential donors on their mailing list and received 5324 donations.
The response rate for this philanthropic organization's mailing campaign was 5.32%.
A response rate is the number of valid replies entered from a given crusade, generally expressed as a chance. Response rates measure engagement on juggernauts like checks, emails, and quizzes. They ’re generally used to measure how engaging a given crusade is. The further people who reply, the advanced the rate. Advanced responses tend to lead to better issues. It could also be used to determine the validity of the information entered from the campaign. However, the organizer might decide that the crusade didn't induce a large enough sample size to validate the responses, If a response rate on a check about shopping preferences was lower than five percent. The numerous people who did n’t respond might not feel the same way as the many people who did respond. The chance that constitutes a good rate depends on the medium used. For illustration, further people will respond to an in-person check than a telephone check.
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a positive externality is internalized when group of answer choices supply shifts to the left until the socially optimum level of production is obtained. demand shifts to the right until the socially optimum level of output is obtained. demand shifts to the left until the socially optimum level of production is obtained. none of the above b and c
Out of the provided alternatives, it may be stated that when the demand curve shifts to the right until the socially optimum level of output is obtained, a positive externality is internalized. Therefore, the option B holds true.
The rightward shift of the demand curve is usually a representation of the fact that demand for a product has increased in the market in which it has been offered for sale. Moreover, when the demand curve shifts to the right, it also represents the internalization of positive externality.
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Ella's house assessed for $91,000. The tax rate for city, county, and school taxes was 9.1 mills each.
How much did she save in property taxes this year?
a. $910
b. $2,047.50
c. $1,137.50
d. $227.50
Products including household items, clothing, and other necessities are subject to this type of tax.
In essence, indirect taxes are levies that can be applied to another good or person. It is typically imposed on a maker or provider, who then transfers the responsibility to the client. Sales tax is the usage fee that must be applied to purchases made at the retail level, collected from customers and submitted by retailers to the regulatory charge authority. Now, whenever people purchase at malls or large retail chains, they will cover the costs of indirect regulatory costs. Products including household items, clothing, and other necessities are subject to this type of tax. Direct taxes are those that are transferred to the appropriate government account after being collected by middlemen or agents for the party that carries the burden directly on behalf of the government.
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true/false. the opportunity costs of attending college do not include group of answer choices food expenditures. the costs of textbooks or ebooks. the forgone wages that could have been earned working. required student activity fees.
Food expenditures does not include the opportunity costs of attending college.
Opportunity cost: What does that mean?The cost of opportunity is the amount of other commodities or services you have to forgo in order to purchase your desired item. Typically, potential cost is meant when economists use the word "cost." In regular discourse and the news, the word "cost" is frequently employed.
What are opportunity costs, and what is their formula?Opportunity Cost is the difference between the potential returns on investments that were chosen and those that were not. For instance, there is a 3% opportunity cost when choosing an investment with a 10% possible return over one with a 7% potential return. 10% - 7% = 3%
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Who is Malcolm Gladwell?
Answer:
Malcolm Gladwell is a Canadian journalist, author, and speaker. He has written several books, including "The Tipping Point: How Little Things Can Make a Big Difference," "Blink: The Power of Thinking Without Thinking," and "Outliers: The Story of Success." Gladwell's writing often explores the unseen connections and patterns in society and human behavior. He is also known for his ability to take complex ideas and make them understandable and accessible to a wide audience. Gladwell has been a staff writer for The New Yorker since 1996, and his articles and essays have been widely anthologized. He has also been a frequent guest on television and radio programs, and has given talks on a variety of topics related to his writing and research.
U.S. citizens pay $5 billion more annually for shoes and Japanese citizens pay $6 billion more for rice than the actual cost of the products becauseO creates greater savings in production costs.O cross-cultural analysisO both countries have imposed tariffs on imported goods to protect their domestic markets. O interdependencies among industries, countries, and regions.
A trade war occurs when one nation retaliates against another by increasing import tariffs or imposing other import restrictions.
What Is a Trade War?A country may start a trade war if it believes that a rival country engages in unfair trade practices. Politicians may be under pressure from domestic industry lobbyists or trade unions to reduce the appeal of imported goods to shoppers, which could lead to a trade war. A misperception of the extensive advantages of free trade is another factor that frequently leads to trade wars.A trade war happens when one nation retaliates against another by increasing import taxes or imposing other import restrictions.Trade wars are unpopular and a negative byproduct of protectionist measures.Trade war supporters claim that they advance domestic industries and safeguard national interests.Trade disputes are criticized on the grounds that they ultimately harm local businesses, consumers, and the economy.To Learn more About trade war, refer TO:
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a home seller, with an assumable first mortgage of $80,000 at 6%, is able to carry back financing of $20,000 and would like to yield of at least 10%. if instead of a second deed of trust, the seller offered a wraparound mortgage of the assumable loan for $100,000 at 8% interest, which of the following would be true
a home seller, with an assumable first mortgage of $80,000 at 6%, is able to carry back financing of $20,000 and would like to yield of at least 10%. if instead of a second deed of trust, the seller offered a wraparound mortgage of the assumable loan for $100,000 at 8% interest, the following would be true is The $20,000 equity will yield the seller more than a 10% yield.
A lending transaction known as a wrap-around mortgage involves the lender taking on the obligations of an existing mortgage. For instance, S might sell his house to B for $100,000 while still owing $70,000 on the mortgage. B purchases a new home with a $95,000 loan and a $5,000 down payment. Due to the fact that the new lender will be paying off the old mortgage, this mortgage "wraps around" the current $70,000 mortgage.
Lenders are drawn to wrap-arounds because they can increase their own yield by taking advantage of the existing mortgage's lower interest rate. Consider the following scenario: The example mortgage for $70,000 has a rate of 6%, whereas the new mortgage for $95,000 has an 8% rate. The lender makes 8% on the $25,000 loaned, plus the difference between 8% and 6% on the remaining $70,000. About 13.5% of the $25,000 was his total return. He would need to charge 13.5% in order to make as much money off a second mortgage. The yield on a wrap-around mortgage is calculated using the spreadsheet Yield to Lender on Wrap-Around Mortgages.
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What is the primary difference between managerial and financial accounting?A.Managerial accounting provides financial data for internal use within the organization, whereas financial accounting provides data to external users.B.Financial accounting data is based on the business transactions of the business. Managerial accounting is based solely on estimated activity.C. There is no significant difference between financial and managerial accounting.D.Managerial accounting data is provided to stockholders and lenders to support decisions about lending and investing in the business.
Option A is correct. Business accounting focuses on the internal financial processes of an organization whereas financial accounting focuses on the external financial processes of an organization.
Financial accounting and internal accounting are two of the four largest areas of accounting (for example, tax accounting and auditing are others). Although there are many similarities in approach and usage, there are significant differences between financial and management accounting. These differences mainly focus on compliance, accounting standards and audience.
Management accounting is the method of identifying, measuring, analyzing, interpreting and communicating financial information to managers in pursuit of organizational goals. Financial accounting involves recording, summarizing, and reporting to the public or regulators the flow of transactions and economic activity resulting from business operations over a period of time.
Internal accounting differs from financial accounting because the intended purpose of internal accounting is to help users within an organization make informed business decisions.
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compare the interest earned by $10,000 for five years at 10% simple interest with that earned by the same amount for five years at 10% compounded annually
Interest is 431.15$ and principal is 5,389.35 if the interest earned by $10,000 for five years at 10% simple interest with that earned by the same amount for five years at 10% compounded annually.
What is Compound Interest?
In other terms, compound interest is interest on principal + interest and refers to the addition of interest to the principal amount of a loan or deposit.
Reinvesting interest, or adding it to the lent capital rather than paying it out or requiring payment from the borrower, results in interest being earned on the principal amount plus previously accumulated interest in the next period.
In contrast to simple interest, compound interest builds up over time. The original sum + accrued interest payments are affected by the interest rate every period. As a result, the shift in the overall balance grows with time.
We first need our simple interest and compound interest formulas. Simple interest is, where P is the principal, r is the interest rate, and t is the length of time. Compound interest is where n is the number of compounds in a time period.
a). Compound interest earns more.
b. Compound interest earns more.
c) At the end of year one, $15,000 * 1.08=16,200$ is owed. Therefore, interest is 1,200 of your payment and 4,620.5 is principal. The remaining balance is 10,379.5.
Year 2, you owe 10,379.5 * $1.08=11,209.86$. Interest is $11,209.86-10,379.5=830.36$, so principal payment is 4,990.14.
The remaining balance is 5,389.35.
Year three, you owe 5,389.35 * $1.08=5,820.498$. Interest is $5,820.498$ $5,389.35=431.15$ and principal is 5,389.35.
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Classify each of the following in terms of their effect on interest rates (increase or decrease): I. Covenants on borrowing become more restrictive. II. The Federal Reserve decrease the money supply. III. Total household wealth decreases. A. I increases, II increases, III increases B. I increases, II decreases, III decreases C. I decreases, II increases, III increases D. I decreases, II decreases, III decreases
I decreases, II decreases, III decreases will be in terms of their impact on interest rates for tighter I covenants on borrowing. II. The Federal Reserve reduces the amount of money available. III. The overall wealth of households declines.
The Federal Reserve System is the name of the nation's central banking system. With the passage of the Federal Reserve Act on December 23, 1913, it was established in response to the need for centralized power of the money system to prevent financial crises following a string of financial panics. The United States' central bank and monetary authority is the Federal Reserve System. The Fed offers a secure, adaptable, and stable financial and financial system to the nation. Each of the 12 regional Federal Reserve Banks that make up the Federal Reserve System is in charge of a certain area of the country.
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