True, risk management is now recognized as one of the most important projects management tasks.
Management may be defined as a manner of having the work or the challenge performed that is required for reaching the dreams of an organization in an efficient and powerful way. The procedure implies the functions of the management. This is making plans, organizing, staffing, directing, and controlling.
Accomplishes branch goals via dealing with groups of workers; planning and comparing branch sports. keeps a group of workers by means of recruiting, deciding on, orienting, and educating personnel. guarantees a safe, secure, and criminal painting environment. Develops personal boom opportunities.
Learn more about management here:-https://brainly.com/question/1276995
#SPJ4
an individual was convicted of insider trading four years ago and served out her sentence in federal prison. if she is seeking a position as a registered representative, she should be informed that:
Someone was convicted of insider trading four years ago, and she served her term in a federal prison. she should be aware of: She is not permitted to be employed as a registered representative for a period of six years.
As contrast to a state or provincial organization, the federal government is in charge of running a federal prison. Federal prisons are used for offenders deemed dangerous (Brazil), those convicted of breaking federal law (U.S., Mexico), and those serving lengthier sentences (Canada). The term "federal prison" is not a legal term in every federated state. Most prisons and detention centers in Australia are not directly under the administration of the federal government. There are just a few of federal detention centers, which are made up of military prison centers (such the Defence Force Correctional Establishment), immigration detention centers, and holding areas in some territories' Australian Federal Police stations.
learn more about federal prison here:
https://brainly.com/question/8757912
#SPJ4
the document that publicly discloses relevant financial data for a firm issuing securities and all provisions applicable to the security is a . a.sec preferred disclosure form b.1040 disclosure form c.shelf-registration d.prospectus e.primary statement
A(n) prospectus discloses relevant financial data on a firm issuing securities, and the provisions applicable to the security.
Financial data manner any economic and marketplace facts, rate charges, information, analyst reviews, research reports, signals, graphs or any other statistics or statistics by any means available thru the buying and selling Platform.
Financial statements are formal information of the financial sports and function of a business, individual, or other entity. applicable economic facts is provided in a dependent way and in a form which is straightforward to recognize.
Financial data is an essential part of enterprise. economic data covers a large range of records that may help to determine a company's fitness and financial overall performance. monetary facts includes such facts as property, liabilities, equity, prices, profits, and cash float.
Learn more financial data here : https://brainly.com/question/1279044
#SPJ4
nike and adidas let customers design their own custom shoes on their website, allowing them to choose colors of the different shoe parts. the shoes are made to order, but are not significantly more expensive than regular nike or adidas shoes and are shipped to customers quickly. how is this possible?
Nike and Adidas use mass customization to streamline the manufacturing process for customized goods.
How are Nike shoes customized online?
Nikkei is an online service that offers consumers the opportunity to configure their products, especially shoes, by tailoring the colors, materials, designs and performance to their personal tastes.
What factors help Nike differentiate from Adidas?Nike's strategy focuses on design innovation and marketing, while Adidas' strategy focuses on reducing production costs and time, expanding markets, and increasing the desirability of athletic shoes and equipment.
Mass customization :Mass customization is a customer-centric business strategy that recognizes the need to deliver superior products while incorporating new programs and practices. This strategy allows us, through a flexible process, to design products that reflect the actual choices of individual customers.
Learn more about mass communication :
brainly.com/question/19923590
#SPJ1
Required information The following information applies to the questions displayed below] Widmer watercraft's predetermined overhead rate for the year 2017 is 200% of direct labor. Information on the company's production activities during May 2017 follows. a. Purchased raw materials on credit, $240,000. b. Materials requisitions record use of the following materials for the month. Job 136 Job 137 Job 138 Job 139 Job 140 s 48,8e8 33,0e0 19,280 23,28e 6.600 136,000 21,580 s 151,see Indirect Total Paid $15,500 cash to a computer consultant to reprogram factory equipment. d. Time tickets record use of the following labor for the month. These wages were paid in cash. Job 136 3ob 137 Job 138 Job 139 Job 148 s 12,eee 10,788 38,108 39,280 Indirect labor Total 27,eee S 130,480 Total materials used 151,58e c. Paid $15,500 cash to a computer consultant to reprogram factory equipment. d. Time tickets record use of the following labor for the month. These wages were paid in cash ob 136 Job 137 Job 138 Job 139 Job 148 Total direct labor Indirect labor Total $ 12,80e 10, 700 38,100 39,280 3,480 103,400 27,800 S 138,400 e. Applied overhead to Jobs 136, 138, and 139. f. Transferred Jobs 136, 138, and 139 to Finished Goods g. Sold Jobs 136 and 138 on credit at a total price of $535,000 h. The company incurred the following overhead costs during the month (credit Prepaid Insuranice for expired factory insurance). Depreciation of factory building Depreciation of factory Expired factory insurance $ 69,eee 38,e00 12,0ee 35, se0 equipment i. Applied overhead at month-end to the Work in Process Inventory account (Jobs 137 and 140) using the predeterminied overhead rate of 200% of direct labor cost Depreciation of factory building Depreciation of factory equipment Expired factory insurance $ 69,000 38,088 12,000 35, see i. Applied overhead at month-end to the Work in Process Inventory account (Jobs 137 and 140) using the predetermined of 3 overhead rte of 200% of direct labor cost 4. Prepare a report showing the total cost of each job in process and prove that the sum of their costs equals the Work in Process and Cost of Goods Sold
Economic features refer to actions taken in connection with the manufacture, sale, and consumption of commodities and services.
What exactly does "production" mean?Making something out of parts or raw materials is the act of producing something. To look at it another way, production uses inputs to produce a finished good or item that is valuable only to a specific customer or client.
What are examples and production?In its simplest form, it simply refers to a production procedure or its outcome. Producing companies are referred to as producers by economists. These businesses produce goods to market to consumers. For instance, a garment business makes apparel for customers.
To know more about production visit:
https://brainly.com/question/16848613
#SPJ4
minnie moore corporation has the following overhead costs and cost drivers. direct labor hours are estimated at 100,000 for the year. activity cost pool cost driver est. overhead cost driver activity ordering and receiving orders $ 120,000 500 orders machine setup setups 297,000 450 setups machining machine hours 1,500,000 125,000 mh assembly parts 1,200,000 1,000,000 parts inspection inspections 300,000 500 inspections if overhead is applied using traditional costing based on direct labor hours, the overhead application rate is group of answer choices $9.60. $12.00. $15.00. $34.17.
The overhead application rate is approximately $34.17. Direct labor-related costs are given an overhead rate in order to distribute or allocate the overhead costs in accordance with particular indications. The correct option is D.
Given,
overhead cost driver activity ordering and receiving orders $ 120,000 500 orders machine setup setups 297,000 450 setups machining machine hours 1,500,000 125,000 mh assembly parts 1,200,000 1,000,000 parts inspection inspections 300,000
Total direct labor hours are estimated at 100,000
Required to calculate direct labor hours, the overhead application rate =?
Overhead application rate = Total estimated overhead costs / Total estimated direct labor hours
Overhead application rate = $120,000 + $297,000 + $1,500,000 + $1,200,000 + $300,000 = $3,417,000
Overhead application rate = $3,417,000 / 100,000 hours = $34.17
Therefore, the application rate for overhead is roughly $34.17.
Thus, the ideal selection is option D.
Learn more about Direct labor overhead here:
https://brainly.com/question/32632243
#SPJ12
which of the following statements is (are) true? (a)the market share variance is more controllable by the marketing department than the market size variance. (b)the market size variance is the portion of the sales activity variance due to a change in the company's proportion of sales in the markets in which they operate.
Only A is accurate. The market share variance is tied to the percentage of sales in markets, making it more under your control than the industry volume.
What exactly is market share variation?Market share variance illustrates how a shift in market share affects a company's profits. When assessing the marketing and other expenses that will be required to increase and maintain market share, this information can be extremely important.
Variance is what?variance. a measurement of variability for the standard deviation of scores from the mean.
Which of the following variations would the marketing division have the most control over?Market share
Learn more about variance here:
https://brainly.com/question/14116780
#SPJ4
pita pal sells fast-food franchises. pita pal receives $69,000 from a new franchisee for providing initial training, equipment, and furnishings that together have a stand-alone selling price of $69,000. pita pal also receives $34,200 per year for use of the pita pal name and for ongoing consulting services (starting on the date the franchise is purchased). rachel became a pita pal franchisee on march 1, 2021, and on may 1, 2021 rachel had completed training and was open for business. how much revenue in 2021 will pita pal recognize for its arrangement with rachel?
Rs. 84,000 revenue in 2021 will pita pal recognize for its arrangement with Rachel.
What is revenue?In accounting, the total amount of money earned through the sale of goods and services that are crucial to the business's fundamental activities is referred to as revenue.
Sales or turnover are other terms used to describe commercial revenue. Some businesses make money from royalties, interest, or other fees.
As in "Last year, Company X had revenue of $42 million," the term "revenue" can refer to either general income or the sum of money earned during a specific period of time.
The general definition of profits or net income is total revenue less total expenses for a specific time period.
A government's money from tax payers is known as tax revenue. A charity's money from donors and other sources used to pursue its charitable objectives is known as fundraising revenue.
Revenue to be recognized = Initial cost + Consulting fee
Initial cost = 84,000.
Learn more about revenue, here
https://brainly.com/question/8645356
#SPJ1
martin's statement reflects a conflict resolution style called __________, while samir's statement reflects a conflict resolution style called __________.
Martin's statement reflects a conflict resolution style called compromising, while Samir's statement reflects a conflict resolution style called avoiding.
What are the four methods for resolving disputes?Five conflict resolution techniques, including avoiding, competing, compromising, accommodating, and collaborating, were created by Kenneth Thomas and Ralph Kilmann.
What compromise style is this?Has a middle-ground assertiveness and cooperativeness score. In this mode, you try to find an acceptable solution that only partially satisfies both individual's concerns. conflict without attempting to satisfy either individual's concerns.
What conflict style is cooperative and assertive?Compromising (Moderate Assertiveness and Cooperativeness) – Involves working with others to find middle ground and settling on an agreement regarding the solution.
Know more about conflict:
brainly.com/question/846617
#SPJ4
if depreciation is equal to investment . a. capital per worker equals saving b. capital per-worker rises over time c. capital per-worker falls over time d. capital per-worker is stable
To prevent the asset base from shrinking, the minimum requirement is to invest an amount equal to the annual total of depreciation.
While this may not be an issue for a little while, a net speculation that is negative for a drawn out time frame period at last will deliver the undertaking uncompetitive.
What factors determine worker capital?
The economy saves capital, but when capital physically depreciates or when the number of workers rises, the amount of capital per worker decreases. The level of technology and the rate of savings increase output per worker, while population growth and physical depreciation decrease it.
To learn more about depreciation here
https://brainly.com/question/15085226
#SPJ4
16.(p. 6)An important component of the scientific approach is peer review. Which of the following is NOT areason for employing peer review? It aims to17.(p. 7)Claims that are made on the basis of evidence that is designed to appear scientific, but which lackunderlying scientific data, are referred to asA.fraud.B.pseudoscience.C.plagiarism.D.illusory correlations.18.(p. 7)Which of the following characteristics is true of pseudoscience? The19.(p. 7)A general rule to help detect pseudoscience is to be highly ______ when scientific assertions are madebased on evidence that is _____.20.(p. 7)Which of the following is not a goal of science?
Answers to the above-given questions about, Peer review, Pseudoscience are mentioned below in chronological order:
The right response about Peer review is, It aims to allow the publication of only those findings with which other researchers agree. Before a paper is published, its quality is evaluated through a process called peer review.The correct option would be (B) Pseudoscience. The term refers to claims that something is both true and scientific but yet is incompatible with the scientific method.Characteristics which say that” claims are stated in scientific-sounding terminology and ideas.” is true about pseudoscience. The words "science" and "pseudoscience" come from the Latin term Scientia, which means "knowledge," and the Greek word pseudo, which means false."Vague" and "scientific" would be the appropriate responses. Being extremely sceptical when scientific, assertions are based on ambiguous data is a general rule that can be used to identify pseudoscience.To learn more about Pseudoscience, Click here:
https://brainly.com/question/12257058
#SPJ4
Take a closer look at the fourth section, interest in today's trading. What generalization can you make about how people viewed the effects of the stock market fluctuations?.
Take a closer look at the fourth section, interest in today's trading. No one could agree on the effects of the fluctuations can you make about how people viewed the effects of the stock market fluctuations.
TradingTrading entails more active engagement in financial markets than investing, which is based on a buy-and-hold approach. The capacity of a trader to be successful over time is critical to trading success. A trader is someone who engages in the buying and selling of financial assets in any financial market. He or she can purchase or sell for himself or herself or on behalf of another person or organization. The primary distinction between an investor and a trader is the length of time in which the asset is held.
To know more about trading visit the link
https://brainly.com/question/8153289
#SPJ4
through this program, the federal government pays an amount per kwh for each battery a company makes.
Through this program, the federal government pays an amount of $850 per kWh for each battery a company makes.
What is the Federal Government scheme?The President's Bipartisan Infrastructure Law will be used to fund the first batch of projects that will increase domestic production of batteries for electric vehicles, the electrical grid, and materials and components that are currently imported from other nations, according to the Biden-Harris Administration through the U.S. Department of Energy. The companies will receive a combined sum to construct and expand industrial-scale facilities for the extraction and processing of lithium, graphite, and other battery-related materials, for the production of component parts, and to demonstrate novel methods, such as the production of parts from recycled materials. The federal government would increase American production of sustainable energy technology, generate well-paying employment, and support President Biden's national goals for electric vehicles to account for half of all new vehicle sales by 2030.
To learn more about Federal Government from the given link
https://brainly.com/question/371257
#SPJ4
Which of the following is most typical of a command economy?
A) Consumers have choices of many substitutes for any given product.
B) Quality of products and services tends to be consistent.
C) The prices of goods and services frequently change.
D) Many products are usually in short supply.
(D) Many products are usually in short supply is one of the following is most typical of a command economy.
Describe the command economy.A command economy is an economic system where the production and distribution of products and services are planned and managed by a central authority, such as the government. This form of economy is typically linked to nations with socialist or communist governments.
The nations that practice command economies essentially have authoritarian economic frameworks in which political or social hierarchies are completely in charge of making decisions regarding the economy.
Everyone, from large participants in the economy to individual workers, must abide by these decisions that are put into effect by the nation's authorities.
Learn more about the command economy with the help of the given link:
brainly.com/question/13719381
#SPJ4
The supply chain is __________________.
EVERFI; Transportation Central
The supply chain is the combination of all the things involved in the creation and sale of a product.
What is a Supply Chain?Supply Chain is a business term that is used to describe all the activities including the people, organizations, resources, activities, and technology from the delivery of raw materials from the supplier to the manufacturer through its process and to its final delivery to the end user.
Supply Chain is an essential part of business activities, as it involves the means of getting the products delivered to the final consumers.
Various types of Supply Chain are the following:The Continuous Model.The Fast Model.The Efficient Model.The Agile Model.The Custom-Configured Model.The Flexible Model.Hence, in this case, it is concluded that the correct answer is that Supply Chain involves various processes and personnel.
Learn more about the Supply Chain here: https://brainly.com/question/17517887
#SPJ1
in an interview, you are asked to explain the major objective of having resilience in an organization. how should you respond?
The major objective of resilience in an organization is to provide uninterrupted services.
Resilience is the procedure and final results of efficaciously adapting to tough or challenging existence reviews, particularly through intellectual, emotional, and behavioral flexibility and adjustment to outside and internal demands. Resilience is commonly idea of as an "effective edition" after a traumatic or destructive situation. when a person is "bombarded with the aid of each day stress, it disrupts their internal and external sense of stability, imparting challenges as well as opportunities." but, the recurring stressors of day-by-day existence can have high-quality influences which promote resilience.
it's far still unknown what the suitable level of stress is for every individual. a few humans can manage extra quantities of pressure than others. A portion of psychologists believes that it isn't always the stress itself that promotes resilience however as an alternative the man or woman's perception of their strain and their perceived personal level of management. The presence of pressure lets humans practice this manner.
To learn more about Resilience visit here:
brainly.com/question/1615958
#SPJ4
Which of the following is NOT an example of marketing?
a.Billboard display for a law firm
b.Product line display at a trade show
c.Press release for a company-sponsored charity event
d.Television commercial to sell a new product
B) Display of a product line at a trade show.
What makes a good display for a trade show?Open Space Your exhibit, business, and brand will stand out from the crowd if your space is open and inviting. A great way to attract potential customers is to remove obstacles that prevent people from entering or leaving the establishment. You want visitors to have the freedom to enter and exit the exhibit.
How does a product display work?A custom fixture in your store called a product display is used to entice and attract customers. The visual merchandising strategy you use for your brand is a big part of how the fixture looks.
To learn more about product display here
https://brainly.com/question/14998318
#SPJ4
which of the following best describes how the revenue associated with an expenditure-driven grant will be recognized for either a public or a private, nonprofit college or university? select one: a. revenue will be recognized as expenditures are incurred for the grant's purpose. b. revenue will be recognized in equal installments over the grant period. c. revenue will be recognized with the grant award notification. d. revenue will be recognized at the end of the grant award period.
Revenue will be recorded as costs are incurred to fulfil the grant's objectives.
The modified accrual basis is used to account for the general fund. Revenues are recognised in accordance with accounting principles during the period in which they are subject to accrual (measurable and available).
Which types of costs are included in debt service funds?
The Debt Service Fund is offered to cover the receipts, other sources of funding, other uses of finance, and associated costs for long-term debt. Accounting for bond principal, interest, and other debt-related costs is part of this.
An enterprise fund is a public service provided by the government that is partially or entirely funded by fees imposed on consumers.
To know more about revenue, visit:
https://brainly.com/question/28558536
#SPJ1
patrick disagrees with the automation of many of the company's processes but decides not to speak against it as his team is in favor of the changes. patrick believes that disagreeing with his team will have a negative effect on the team. this scenario illustrates the concept of
This scenario illustrates the concept of groupthink.
When individuals reach an agreement without exercising critical thought or assessing the benefits and downsides, it is known as groupthink. The foundation of groupthink is a common desire to preserve the balance of the group.The psychological phenomenon known as "groupthink" describes situations in which members of a group make unreasonable or dysfunctional decisions out of a desire for harmony or uniformity.Organizations create psychological pressure on people to follow the opinions of leaders and other members. The core of collective thinking is this. Two well-known examples of group-think are the US decision to invade Cuba in 1961 and Coca-decision Cola's to launch "New Coke" in 1985.Thus the answer is groupthink.
Refer here to learn more about groupthink: https://brainly.com/question/10206116
#SPJ4
Which of the following is not part of the definition of GDP? A)
Measured for a given year < is wrong
B)
The production of all finished goods and services < is a wrong as well.
C)
Including government transfer payments
D Adjusted for changes in inventory
(A) "Measured for a certain year" is not part of the definition of GDP.
What is GDP?GDP is the measure of the given fiscal year.
GDP is made up of goods and services produced for the factor of customers as well as certain nonmarket output, such as defense or education programs offered by the government.
A different definition that takes into consideration total national output is the gross national product, or GNP.
GDP is frequently used as a benchmark for cross-national comparisons and as a general indicator of economic development.
The "world's most powerful statistical indicator of national development and progress," as the saying goes.
The growth imperative, however, is frequently criticized because crucial externalities like resource extraction, environmental damage, and unpaid domestic work are not included in GDP statistics, which were never intended to evaluate progress.
Therefore, (A) "measured for a certain year" is not part of the definition of GDP.
Know more about GDP here:
https://brainly.com/question/1383956
#SPJ4
if the government implements an expansionary fiscal policy, how will real gdp and the price level be affected in the short run?
If the government implements an expansionary fiscal policy Real GDP increases, price level and GDP rise.
How does expansionary fiscal policy affect price levels?
Expansionary fiscal policy measures include increased government spending, tax cuts, or increased government transfers. Doing any of these would increase aggregate demand, leading to more output, more employment, and higher price levels.
What happens when governments implement expansionary fiscal policies?But expansionary fiscal policies, especially when applied during healthy economic can result in These side effects of expansionary fiscal policy tend to partially offset its stimulatory effect.
What will expansionary policies do to real GDP?Increased money supply - increased consumption and greater economic growth. Expansion policies increase the availability of funds, which leads to increased consumption and economic growth.
Learn more about Expansionary fiscal policy :
brainly.com/question/546292
#SPJ4
Which of the following statements is correct about real GDP?
a- Real GDP is not affected by the amount of final goods and services that are newly produced.
b- Real GDP is affected by the price levels used to calculate real GDP.
c- Changes in real GDP is affected by the price levels used to calculate real GDP.
d- Nominal GDP is not affected by the amount of final goods and services that are newly produced
The ideal solution is (d) In contrast to real GDP, which values production at constant prices, nominal GDP evaluates production at current prices.
GDP Definition:
The gross domestic product is the statistic that is most frequently used to gauge the size of an economy (GDP). It is possible to estimate the GDP of a country, a region (such as Tuscany in Italy or Burgundy in France), or a group of nations (such as the European Union) (EU).
Why is GDP increasing?
The two main factors that drive economic growth are, in general, the growth of the labor force and its productivity (output per hour worked). Both can increase the economy's overall growth, but only significant productivity growth can increase per capita GDP and income.
To know more about GDP visit:
https://brainly.com/question/15682765
#SPJ4
if a company does not risk-adjust its discount rate for projects properly, what is likely to occur over time? the firm's overall risk level will increase. the firm could potentially reject projects that provide a higher rate of the company than it should require.
The firm's overall risk level will increase. The firm could potentially reject projects that provide a higher rate of the company than it should require.
How does the discount rate change with risk?The riskier project has a greater discount rate, which raises the present-value calculation's denominator and lowers the present value calculation because the riskier project should have a higher profit margin.
What is the discount rate, and how is it affected by the risk of an investment?The rate of return used to reduce future cash flows to their present value is known as a discount rate in corporate finance. This rate is frequently a company's Weighted Average Cost of Capital (WACC), needed rate of return, or the threshold rate that investors expect to reach in relation to the risk of the investment.
To know more about discount rate visit:
https://brainly.com/question/13660799
#SPJ4
the manager can invest in an additional project that would require $50,000 investment in additional assets and would generate $9,000 of additional income. the company's minimum rate of return is 15%. what is the residual income for the stock division without the additional investment?
The residual income for the stock division without the additional investment is the amount of income that is left over after all expenses (including the cost of the assets) are subtracted from the revenues. In this case, the residual income would be calculated as follows:
Revenues - Expenses (including cost of assets) = Residual Income
Revenues: $9,000
Expenses (including cost of assets): $50,000
Residual Income: -$41,000
Since the company's minimum rate of return is 15%, the residual income is not sufficient to justify the additional investment.
Residual income refers to the money you have after you've taken care of ongoing expenses like your mortgage, credit card bills, utilities, groceries and car payments. This extra money can go toward things like investments, debt payoffs, savings or even a vacation fund.
To know more about residual income here
https://brainly.com/question/16190785
#SPJ4
which of these is an effect rock and roll had on society in the united states in the 1950s?
It contributed to a cultural divide between generations. It was an effect rock and roll had on society in the United States in the 1950s.
What is cultural divide?
"A border in society that separates groups whose social economic structures, opportunities for success, conventions, and styles are so diverse that they have significantly different psychologies," according to the Oxford Dictionary, is referred to as a cultural split.
A cultural divide is a perceived barrier that prevents interactions and peaceful exchange between people of different cultures. It is the result of cultural differences. For instance, in East Asian cultures, avoiding eye contact with a superior indicates deference and respect, yet in Western cultures, it might be seen as suspicious conduct.
To know more about cultural divide, click here- brainly.com/question/28811381
#SPJ4
diemans corp. has provided a part of its budget for the 2nd quarter: apr may june cash collections $40,000 $45,000 $52,000 cash payments: purchases of inventory 4,500 7,200 4,500 operating expenses 7,900 5,600 9,000 capital expenditures 0 20,000 4,600 the cash balance on april 1 is $12,000. assume that there will be no financing transactions or costs during the quarter. calculate the cash balance at the end of april. a) $50,000 b) $40,200 c) $39,600 d) $51,800
The cash balance at the end of April is (c) 39600.
Cash balance at the end of april will be $39600.
Closing Balance at the end of april= Opening balance at the beginning of April + Cash collections during April - Cash payments in April.
Closing balance at the end of April= $12000 + $40000- $4500+ $7900
= $39600
Closing balance- The closing balance in accounting refers to the amount of funds available to a business at the end of a specified accounting period, and it is calculated by subtracting credits and debits as they appear in the general ledger.
The Closing Balance is the cash balance at the end of the month (last day of month). The following equation is used to calculate the Closing Balance: Closing Balance = Opening Balance plus Total Income minus Total Expenditure.
For more information on closing balance visit:
https://brainly.com/question/24914390
#SPJ4
for an insurance contract to be valid in the state of california, when must insurable interest exist?
As long as premium payments are up to date, an insurable interest must be established at the time of application and is valid for the length of the policy.
Any investment that is vulnerable to financial loss is protected by insurable interest. When the loss or damage of the object will result in a financial loss or other troubles, that person or entity has an insurable interest in that thing, event, or action.
A individual or organization would purchase an insurance policy to cover the specific person, thing, or event in order to have an insurable interest. If something were to happen to the asset, such as it getting destroyed or lost, the insurance policy would reduce the chance of loss.
An individual has an insurable interest if they stand to gain financially or in another way from the insured person's ongoing life. Therefore, the remaining person would suffer a financial loss or other hardship if the insured person were to pass away.
To know more about insurable interest:
https://brainly.com/question/28938508
#SPJ4
explain the role of online privacy in social media advertising. what are cyber-identity theft and online resistance?how can they affect social media advertising? list out the ways in which individuals can protect themselves. whatis the consequence of blocking websites that track your digital footprint?
This can affect social media advertising because people may not trust online sites if they were a victim of cyber-identity theft. Individuals can protect themselves by making sure that the website they are on has a privacy seal. The consequence of blocking websites that track your digital footprint is you may forget which companies you opted out of and your personal information could be sold to other companies.
A digital footprint is recorded that is left behind while users were online. There are two sorts of virtual footprints that are passive and energetic. A passive footprint is made when information is collected from the consumer without the person knowing what is going on.
Unfortunately, it's now not viable to delete your digital footprint entirely. there'll usually be some facts that you can't erase — like that held by way of third events and hidden from you.
Learn more about digital footprint here https://brainly.com/question/14423185
#SPJ4
Privacy involves the control of information disclosure and unwanted intrusions into a consumer's environment. Privacy entails control over personal exchanges that use information technology to enhance autonomy or minimize vulnerability and which can minimize covert marketing practices online.
A purchaser is a person or a set who intends to reserve, or uses purchased items, products, or offerings in most cases for non-public, social, circle of relatives, family and similar wishes, who isn't always at once associated with entrepreneurial or enterprise sports. The time period most generally refers to a person who purchases items and services for private use. “consumers, with the aid of definition, consist of us all," stated President John F. Kennedy, supplying his definition to the united states Congress on March 15, 1962. This speech became the idea for the advent of world purchaser Rights Day, now celebrated on March 15.
Learn more about consumer's here
https://brainly.com/question/380037
#SPJ4
calculate the unadjusted rate of return for an investment that has a net cost of $430,000 and should provide an average after-tax return of $40,000 for the next 15 years. round your answer to the nearest whole percentage.
9%, as the unadjusted rate of return is equal to the average yearly net income growth rate divided by the initial investment's net cost.
Calculation:$40,090 divided by $430,00 is.093 * 100, or 9%.
If the needed rate of return is 6%, what is the present value of a cash inflow of $2,000 five years from now? Examine later?$2600 will be given to the recipient after five years.
If the internal rate of return is 5% and the desired rate of return is 6%, should management accept the investment opportunity?No, as the internal rate of return on the investment is lower than the intended rate of return.
To know more about unadjusted rate visit:-
https://brainly.com/question/13037420
#SPJ4
The inflation rate is the rate of change of the: a) money supply. c) New York Stock Exchange. b) value of the dollar. d) average level of prices.
ou just deposited $4,000 in cash into a checking account at the local bank. assume that banks lend out all excess reserves and there are no leaks in the banking system. that is, all money lent by banks gets deposited in the banking system. round your answers to the nearest dollar. if the reserve requirement is 2020 %, how much will your deposit increase the total value of checkable bank deposits? $ if the reserve requirement is 88 %, how much will your deposit increase the total value of checkable deposits? $ increasing the reserve requirement increases
Total increase in checkable deposit = $4,000 / 0.07 = $57,143
When reserve requirement = 18% = 0.18,
Total increase in checkable deposit = $4,000 / 0.18 = $22,222
When reserve requirement = 7% = 0.07,
Total increase in checkable deposit = $4,000 / 0.07 = $57,143
A deposit account is a bank account maintained by a financial institution that allows customers to deposit and withdraw funds. A savings account can be a savings account, a checking account, or any of the other types of accounts described below.
A deposit is an amount of money deposited into your bank account. There are two types of deposits: list deposits and time deposits. Money market accounts include checking accounts, savings accounts, and money market accounts. Term deposit accounts include Certificates of Deposit (CD) and individual retirement accounts.
You need to deposit money in the bank to create savings and earn interest. Demand deposits are made on funds that can be withdrawn at any time. A fixed deposit is a long-term investment. The security deposit is also the amount of security deposit that you pay when you take out a loan.
Learn more deposits here:-https://brainly.com/question/1438257
#SPJ4
