Option (C), Because canal boats were less expensive than railroads, shippers did not quickly switch to them.
Why did people choose railroads over canals for the purpose of moving goods?Railroads shortened travel times across the country, making it easier and more cheap to transport goods and people.
Why were railroads thought to be better than canals?Railroads could be built more quickly and cheaply than canals, and they did not freeze over in the winter. Although these advantages plainly made railroads preferable to traditional canal systems, their growth was first restrained due to the earlier investments made in canals by many states.
The effects of railroads and canalsA developing train network and rivers linked the frontier to the eastern towns. Produce was delivered in tiny boats through canals and rivers from the farms to the ports. Massive steamships carried both people and freight between ports. Rail links between towns made it possible for everyone to travel more quickly.
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a married couple is purchasing a home for $198,000 and gave the broker a $10,000 earnest money deposit. the buyers will finance the purchase with a new 80% loan-to-value mortgage loan. the closing date is march 18, with the closing day charged to the buyer. homeowners association dues are $325 monthly and were paid in advance by the seller. property taxes are $2,416. prorations should be made using the 365-day method. the sellers will pay the 6% brokerage fee, the documentary stamp tax on the deed, and title insurance of $1,789. the buyers will pay the appropriate state taxes on the note and mortgage, $72 in recording fees, and for a survey costing $475. how is the new first mortgage shown on the closing disclosure?
The new first mortgage on the closing disclosure will be shown as a loan-to-value (LTV) mortgage loan. The mortgage amount would be equal to 80% of the purchase price of the home, which is $198,000 x 0.8 = $158,400.
It is also important to note that the closing disclosure will show the prorations of certain expenses such as the property taxes, homeowners association dues, and any other expenses that need to be divided between the buyers and sellers based on the closing date and using the 365-day method.
Additionally, the closing disclosure will show that the buyers are responsible for paying the state taxes on the note and mortgage, recording fees, and the survey cost.
Lastly, it will show that the sellers will pay for the brokerage fee, documentary stamp tax on the deed, and title insurance.
What is the definition of a mortgage principal?
The total amount borrowed. The principal on a mortgage is the amount of money borrowed from the lender to purchase the home. The interest is the amount of money charged by the lender when you pay off the principal over time.
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sylvia owns a duplex and lives in one of the units. she doesn't want to rent the other unit to a family with small children. is she allowed to do this? keep in mind that sylvia is not a real estate license holder.
Complete all HUD-96 marketing report forms and keep a record of them.When a member of a "protected class" attempts to purchase property, the seller is not allowed to do so, and the real estate agent must never get involved.
What falls outside of a licensee's purview when adhering to fair housing laws? Complete all HUD-96 marketing report forms and keep a record of them.When a member of a "protected class" attempts to purchase property, the seller is not allowed to do so, and the real estate agent must never get involved.It is unlawful to do any of the following because of someone's race, color, religion, sex (including gender identity and sexual orientation), disability, familial situation, or country of origin:refusing to buy or rent property.Families with children under the age of 18 are considered to be in a family as are pregnant women, those who are trying to conceive a child, and those who are attempting to obtain legal custody of a minor kid (including adoptive or foster parents).An apartment complex manager on-site is the solution.An employee of an owner who rents their own property is not required to have a real estate license, nor is the onsite manager of an apartment complex.To learn more about real estate license refer
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if rogers, incorporated, has an equity multiplier of 1.53, total asset turnover of 1.10, and a profit margin of 6.3 percent, what is its roe?
Rogers, Incorporated ROE is 10.74%
Return on equity (ROE) is the proportion of an organization's net gain partitioned by its investors' value. ROE shows a partnership's benefit and how effectively it creates those benefits. The Profit from Value proportion basically gauges the pace of return that the proprietors of normal load of an organization get on their shareholdings. Return on value means how great the organization is in creating profits from the venture it got from its investors.
Return on equity(ROE) is processed as:
= Profit margin * Total asset turnover * Equity multiplier
Considering that:
Net revenue = 6.3%
Absolute resource turnover = 1.10
Value multiplier = 1.55
Then, at that point,
Return on equity(ROE)
= (1.55 * 1.1 * 0.063)
= 10.74%
Thus, Rogers Consolidated ROE is 10.74%
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motivation that is driven by raw reactions is called . question 5 options: a) hedonic b) effect c) utility d) affect
Answer: A) Hedonic. Hedonic motivation is driven by raw reactions, such as pleasure or pain. This type of motivation is often driven by emotions or desires, and is not necessarily based on a rational decision.
Hedonic motivation is driven by raw reactions, typically involving pleasure and satisfaction. This type of motivation is based on the individual experiencing a feeling of gratification when their needs are met or when they reach their desired outcome. Hedonic motivation is typically associated with the idea of “instant gratification” because the individual will usually receive a positive outcome quickly, which can be satisfying and motivating in the short-term.
One example of hedonic motivation is someone who is trying to lose weight. They may set a goal of going to the gym every day and eating healthier foods. However, when they achieve their goal and see an immediate result, such as losing weight, they experience a feeling of gratification and satisfaction. This feeling of satisfaction can be motivating and can help them stay on track and continue to meet their goals.
Effect motivation is another type of motivation that is driven by raw reactions. This type of motivation is based on the individual experiencing a feeling of accomplishment or success when they reach a desired outcome or complete a task. Effect motivation can be used to help an individual stay on track and continue to meet their goals, as it provides them with a sense of accomplishment and pride.
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if you split the money evenly between yourself and one friend, what would be each person's share of the prize money
A coin, banknote, marketable security, or other comparable item that is easily redeemable or convertible into legal tender is referred to as a cash prize.
What is meant by prize money?Cash Prize refers to a coin, bill, marketable security, or other similar object that is easily redeemable or transformable into legal tender. A cash award does not include precious metal bullion, a coin made of a precious metal or an ancient coin with a market worth higher than its face value, or a gift certificate for items.
A prize that may be quickly redeemed or transformed into legal money is referred to as a "cash prize" and includes coins, bills, marketable securities, and other comparable objects. Precious metal bullion, a precious metal coin or vintage coin with a market worth beyond its face value, or a gift certificate for products are not considered cash prizes.
In acknowledgment of exceptional achievement in teaching, research, academic performance, or other performance-related activities, prizes and awards are often gifts of money, gift cards, or other tangible personal property given to university faculty, staff, students, or non-university individuals.
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robert is an agent registered in the state of new york, with most of his clients living in the buffalo area. he has a client who has inherited stock of a canadian bank listed on the toronto stock exchange and the client wishes to sell these securities to his relatives in toronto. which statement is true about this transaction under the provisions of the uniform securities act?
The statement that is true is the transaction is exempt, because it's not the NYSE.
What is a transaction?A transaction is an agreement between buyer and seller to exchange goods, services, or financial assets in exchange for money that has been carried out. This adage is widely used in the corporate accounting. In commercial bookkeeping, it can be challenging to use this straightforward notion. A transaction may be recorded sooner or later by a corporation depending on whether it uses accrual accounting or cash accounting. Transactions in the accounting sector might be trickier because companies might sign a deal today that won't be paid for until tomorrow. Using the accrual method of accounting or the cash method of accounting to record income and expense transactions has an impact on the company's financial and tax reporting.
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a. how do the aggregate price level and aggregate output change in the short run as a result of the oil shock? what is this phenomenon known as?
In response to an oil shock, the short-run aggregate supply curve is left-shifted.
The overall decrease in supply raises prices and increases unemployment. High inflation in the economy is accompanied by high unemployment. This situation is known as stagflation. Overall prices rise as a result of the oil shock, while overall output declines. This condition is referred to as stagflation. To counteract the supply shock, the government may adopt an expansionary fiscal or monetary policy. The aggregate demand curve shifts to the right as a result of expansionary monetary or fiscal policy. As a result, the real GDP increases, and full employment is achieved. The aforementioned chart shows that the economy is in long-term equilibrium with real GDP at If and prices at PL.
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mary's a marketing manager for a nationwide vegan restaurant chain. she's considering which digital channel she should use to advertise her restaurant's new menu upgrades to people who prefer vegan food. which two digital channels could mary use to reach her audience? (choose two.)
Mary should utilize video and email as marketing tools to inform customers who prefer vegan cuisine about the new menu additions at her restaurant.
Give a brief account on digital marketing.The practice of promoting goods and services to customers through digital platforms is known as "digital marketing." Utilizing websites, mobile devices, social media, search engines, and other like channels are all part of this sort of marketing. In the 1990s, as the internet expanded, digital marketing gained popularity. Digital marketing, which has some of the same ideas as traditional marketing, is frequently seen as a novel way for businesses to interact with customers and comprehend their behavior. Companies frequently blend traditional and digital marketing strategies. But it also has its own set of problems, such implicit bias.
Marketing refers to the actions taken by a business to advertise its goods and services and increase its market share. To be successful, it needs a mix of sales prowess, advertising expertise, and the capacity to deliver items to consumers. Internally (for businesses) or externally (through marketing agencies), professionals who go by the name of marketers handle these activities.
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The complete question is mentioned below :
Mary's a marketing manager for a nationwide vegan restaurant chain. She's considering which digital channel she should use to advertise her restaurant's new menu upgrades to people who prefer vegan food. Which two digital channels could mary use to reach her audience? (choose two.)
Radio
Television
Video
Broker Freehand and Broker Get Rich make a deal that Freehand will take all the listings on the north side of town, which are located near his office and Broker Get Rich will take all the listings on the south side near his office. They have agreed not to cross into each other's territories or allow their salespeople to do this. They have also agreed to set their rates at 7% so that the sellers will all pay the same fee. Is this acceptable
No, this is a violation of the Sherman Antitrust.
What makes it "antitrust"?
Competition law is antitrust law. The answer is that these laws were initially created to prevent abuses that were being threatened by or imposed by the massive "trusts" that emerged in the late 19th century.
Price fixing, bid rigging, and market division among rivals (commonly referred to as "horizontal agreements") are the most frequent violations of the Sherman Act and the ones that are most likely to be criminally prosecuted.
Therefore, The Sherman Anti-Trust Act gave the government the right to file lawsuits against trusts and dissolve them.
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even one instance of unsafe driving will lower your fico score? . true false
The statement is True. Even one instance of unsafe driving will lower your fico score.
A FICO score is a credit score created via the honest Isaac Corporation (FICO). lenders use debtors’ FICO ratings at the side of different info on debtors’ credit reviews to evaluate credit score danger and decide whether or not to extend credit.
FICO scores keep in mind information in 5 regions to determine credit score worthiness: charge records, the current level of indebtedness, styles of credit used, duration of credit score history, and new credit money owed.
FICO is a main facts analytics software business enterprise that provides services and products to each agency and customer. previously called the honest Isaac agency, the business enterprise changed its emblem call to FICO in 2009 and is pleasantly acknowledged for producing the most extensively used client credit ratings that monetary institutions depend upon to determine whether to lend money or difficulty credit score.
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In addition to the suspension or revocation of a license and any other penalties, if a producer violated any provision of the law, for which no specific fine is listed, the Commissioner may impose:
Under Section 15 of the PLMA, insurance firms are supposed to notify customers when producer appointments are canceled.
When a producer is suspected of being in violation of an insurance?The commissioner may ask for a formal hearing if they believe a producer violated the insurance laws. The hearing must take place within 30 days of the demand if someone who feels vindicated by the alleged infractions requests one.
They comprise: Including false, inaccurate, erroneous, or incomplete information in an agent license application. breaking any insurance-related rules, laws, or subpoenas, whether they are in the agent's own state or another one. attempting to fraudulently or dishonestly obtain a license.
Insurance companies are required to disclose the cancellation of producer appointments under Section 15 of the PLMA. Within 30 days following the termination, the insurer is required by Section 15 to report it.
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the buyers have $150,000 cash to buy a property. the home they would like to purchase will take $180,000. they are both over 65 and do not want payments. which is the best choice for accomplishing their goal?
Borrow money with a reverse mortgageCan you use a reverse mortgage to borrow against the equityWith a reverse mortgage, homeowners may borrow a portion of their home's equity as tax-free income if they are 62 years of age or older and have paid off their mortgage
Borrowing money might be used to establish a new business pay for college tuition, or finance a new housePeer-to-peer lending and loans through 401(k) plans are two additional financing possibilities in addition to traditional financial institutions including banks, credit unions, and financing firms (k) Banks, credit unions, and finance firms are examples of conventional lenders. Sociallending and crowdlending are other names for peer-to-peer lending Banks provide a number of options to borrow money, including mortgage products, personal loans, vehicle loans, and construction loans. They also provide possibilities. Borrowers should be aware of the terms, interest rate, and costs of the loananks
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Melvin begins his retirement fund at age 30, depositing $1,000 per month until age 50. Cindy begins her retirement fund at age 20, depositing the same $1,000 per month amount until age 50. Both Melvin and Cindy earn 5 percent annual interest on their funds, and there are no tax considerations in this problem. Based on the provided information
The generally held advice is you need to reach a net worth 25 times your annual cost of living to theoretically live off your savings for the rest of your life.
What is retirement?Retirement refers to the time of life when one chooses to permanently leave the workforce behind. The traditional retirement age is 65 in the United States and most other developed countries, many of which have some kind of national pension or benefits system in place to supplement retirees' incomes
radiational retirement.Semi-retirement.Temporary retirement.Interest accrues over time, which allows small, regular contributions to grow to significant retirement savings. Retirement assets can be carried from one employer to another. The saver's credit may be available to some employees. Employees can improve financial security in retirement.To learn more about deposit refers to:
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The complete question is :
Melvin begins his retirement fund at age 30, depositing $1,000 per month until age 50. Cindy begins her retirement fund at age 20, depositing the same $1,000 per month amount until age 50. Both Melvin and Cindy earn 5 percent annual interest on their funds, and there are no tax considerations in this problem. Based on the provided information :____________
a) and assuming they retire at age 50, Cindy will have less than 50 percent more than Melvin
b) and assuming they retire at age 50. Cindy will have exactly 50 percent more than Melvin.
c) and assuming they both retire at age 60. Cindy will have less than Melvin.
d) the difference between the two will get larger with higher inflation
e) and assuming they retire at age 50. Cindy will have over 50 percent more than Melvin.
in recent years, haverhill corporation has averaged net income of $10 million per year on net sales of $100 million per year. it currently has no long-term debt, but is considering a debt issue of $5 million. the interest rate on the debt would be 8 percent. haverhill currently faces an effective tax rate of 20 percent. what would be
The income statement includes all expenses incurred by the company, such as interest on debt and taxes. Taxes are paid after the interest on the debt is paid.
An increase in interest expense reduces taxable income, thereby reducing tax expense.
Annual Interest Tax Shield = $105,000
Total Debt = $5 million
Interest expense = 6% of $5 million = $300,000
Since there was no debt initially, there was no interest expense. It currently accrues $300,000 in interest expense. An income statement is one of the three main financial statements used to report a company's financial performance for a particular accounting period. Two other important statements are the balance sheet and the cash flow statement.
An income statement focuses on a company's revenues, expenses, profits, and losses in a particular period of time. The Income Statement, also known as the Profit and Loss Statement (P&L) or Profit and Loss Statement, provides valuable insight into a company's operations, operational efficiency, underperforming sectors, and performance relative to its peers.
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the employees at herby financial often complain that they are not provided feedback about their work. they feel that they do not get proper information as to how they have performed and the areas in which they need to improve. they also claim that the performance goals are vague and not measurable. which hr function does herby financial need to specifically improve upon to resolve the complaints put forth by its employees? group of answer choices performance management
Performance management is the HR function that Herby financial need to specifically improve upon to resolve complaints put forth by its employees.
What is performance management?Managers can monitor and evaluate employees' performance through performance management, a corporate management strategy. The goal of performance management is to create an environment where employees can work as hard as they can and produce the best work most effectively and efficiently. Performance-management programs employ conventional tactics including establishing and assessing goals, targets, and milestones. They also work to define effective performance and provide tools for doing so. Performance management systems allow managers to alter workflow, propose fresh approaches, and make other decisions that will help staff members meet their objectives. As a result, the organization is in a position to meet its goals and perform at its peak.
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if the interest rate paid on a bond is lower than the market interest rate, the bond will sell for an amount that is multiple choice question. less than its maturity value. more than its maturity value. equal to its maturity value.
When the market interest rate exceeds the specified interest rate, a bond will issue at a discount.
Whenever the bond is issued, when the market interest rate is lower than the contractual interest rate?According to the example given above, the bonds will sell for more than their face value if the market rate is lower than the contract rate. As a result, the bonds will trade at a premium since investors are willing to pay more for them if the market rate is 10% and the contract rate is 12%.When the market interest rate exceeds the specified interest rate, a bond will issue at a discount.Inverse correlation exists between interest rates and bond prices. Accordingly, bond prices rise when interest rates decrease and fall when interest rates increase.To learn more about interest rate refer to:
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what are some reasons that people act unethical? a. it is hard to balance the different needs of customers, owners and others b. different cultures have different values and beliefs c. we see poor role models all around us d. all of the above are reasons people act unethical
There are some issues where making unethical decisions is more likely. When they cannot immediately see the consequences of their actions, employees are more prone to act unethically.
Why do people behave unethically?People who value morality sometimes behave unethically due to social and environmental forces. the procedures for forming moral decisions. According to their research, people only tell lies when they can do so without compromising their belief that they are an honest person.
What are the root causes of unethical behavior in modern society?The basic causes of immoral behavior are psychological traps. Some of these traps, which are psychological in nature, alter ideas of right and wrong to the point where a person begins to believe that engaging in unethical activity is acceptable.
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an apartment property has net operating income of $1,350,000. expenses were $900,000, including reserves for replacements of $100,000. interest was $900,000, and depreciation was $225,000. what is the property's taxable income?
An apartment property has net operating income of $1,350,000. expenses were $900,000, including reserves for replacements of $100,000. interest was $900,000, and depreciation was $225,000. The net taxable income will be $525,000.
What is net operating income?Before deducting any expenditures for financing or taxes, net operational income assesses the profitability of an income-producing asset. Subtract all property-related operating costs from all income earned at the property to arrive at NOI. Net income, in both business and accounting, is an entity's revenue less costs, depreciation and amortisation, interest, and taxes for a certain accounting period. Operating income (EBIT), also known as earnings before interest and tax, is a measurement of a company's profit from normal operations, excluding interest and tax. Net operational income, operating profit, or net operating profit are further names for EBIT.
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if a company sells 5000000 shares of ownership stock for $2 per share, and the value of each share rises to $3, what is the market capitalization of the company
The company's market capitalization is $15,000,000. A company's market capitalization is the total value of the company's outstanding shares.
In this case, the company sold 5,000,000 shares at $2 per share, so the total value of the company's outstanding shares is 5,000,000 x $2 = $10,000,000. If the value of each share rises to $3, then the total value of the company's shares outstanding is 5,000,000 x $3 = $15,000,000. Therefore, the company's market capitalization is $15,000,000. This figure is used to determine the overall market value of a company and is often used by investors to evaluate the potential risk and return of an investment in a particular company.
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what is considered a human rights abuse by an american company may be viewed as an acceptable business practice in china, which illustrates that
Which illustrates that moral standards are relative to particular societies.
The Covenant deals with so much rights as opportunity of development; uniformity under the steady gaze of the law; the right to a fair preliminary and assumption of guiltlessness; opportunity of thought, heart and religion; opportunity of assessment and articulation; serene gathering; opportunity of affiliation; cooperation in open issues and decisions; and security of minority rights. It restricts erratic hardship of life; torment, savage or corrupting treatment or discipline; bondage and constrained labor; inconsistent capture or detainment; erratic impedance with security; war misleading publicity; segregation; and support of racial or strict disdain.
A progression of international human rights treaties and different instruments embraced starting around 1945 have extended the group of international human rights regulation.
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hat business strategy is best supported by a structure with moderate formalization, moderate centralization, and moderate specialization? low-cost differentiation innovation
Business strategy is best supported by a structure with moderate formalization, moderate centralization, and moderate specialization in innovation. Thus the correct option is last.
What is business strategy?The business strategy is referred to as planning by using tactics in order to increase the sales and profit of the business. The objective of this business strategy is to implement effective decisions based on the guiding principles.
An innovative busines strategy helps businesses to encourage innovation and creativity in the business planning and products offered by the organization which helps in better customer satisfaction and retention as it is able to fulfill the needs effectively.
Therefore, the Last option is appropriate.
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when manufacturers export a product to another country at a price either below the price charged in its home market or below its cost of production, as a way to get rid of excess product, it is called blank
When manufacturers export a product to another country at a price either below the price charged in its home market or below its cost of production, as a way to get rid of excess product, it is called dumping.
In the world of finance, "dumping" happens when a company or a nation sells its goods abroad at a cheaper price than it does at home. Exporters cut corners in order to compete with the sellers and producers in the importing nation.
Consumers in the importing nation can acquire items at reasonable prices thanks to dumping. The importing nation's local market could be destroyed as a result, leading to job losses and business closures.
By imposing duties and taxes on trading partners, the WTO and the EU control dumping. The existence of dumping must be established with sufficient evidence.
In the exporter's home market, dumping occurs. If a product can be sold for more money abroad, the business can charge less domestically.
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jason has $20 in a savings account. the interest rate is 10%, compounded annually. to the nearest cent, how much will he have after 3 years? formula b
jason has $20 in a savings account. the interest rate is 10%, compounded annually. to the nearest cent, how much will he have after 3 years 20*10%100=2*3=$6
The amount of interest that is due each period and is expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total amount of interest charged on a sum lent or borrowed depends on the principal amount, interest rate, frequency of compounding, and length of the loan, deposit, or borrowing. The interest rate that is determined over a year is the annual interest rate. Other interest rates—frequently annualized—apply to shorter time frames, like a day or a month.The preference for a dollar of now [income] over a dollar of future [income] has been characterized as an index of the interest rateThe debtor demands or
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prior to launching the young pink brand in china, mary kay performed a global environmental scan and identified that chinese women were becoming more mature in their understanding of skin care and cosmetics. this finding is an example of a(n) blank factor.
Environmental scanning is the process of continuously gathering information about and analyzing patterns seen in the outside environment.
What is the clearest way to define environment?Environment may be summed up as the impacts of all of the living and quasi things that have an impact on human life. Non-living or biologic elements include liquid, land, sunshine, rocks, and air, whereas all live or biotic elements include animals, plants, woods, fisheries, and birds.
What is an illustration of the environment?As far as people are concerned, the environment is the natural world, which includes things like the atmosphere, the land, the plants, marine oceans, rivers, & lakes. The phrase simply refers to all of our planet's physical surroundings.
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jameson has the following sources of income: sole proprietorship income $40,000 general partnership operating income $5,000 interest income from general partnership $1,200 what is the amount of self-employment tax jameson owes? round your answer to the nearest dollar. a) $6,358 b) $6,529 c) $6,885 d) $7,069
6,358 is the amount of self-employment tax jameson owes .
Who pays the self-employment tax?
Generally speaking, you must pay self-employment tax if your net self-employment income for the tax year is at least $400.
Along with independent contractors and freelancers, this category also covers those who operate their own businesses.
Self employement income = 40,000 + 5,000
= 45,000
Net earnings from self employment = 45,000 - 7.65%
= 41,557.5
Self employment tax = 41,557.5 * 15.30%
= 6,358
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Because costs and benefits are both subjective, a cost-benefit analysis of the value of a decision is always based on what
The price a decision maker would be willing to pay for information before making a decision is known as the value of information (VOI or VoI). The value of a decision is always determined by personal opinion because costs and benefits are both arbitrary.
An important fundamental technique for assessing whether one good or product is superior to another is economic analysis of that good or thing. This takes into account the products' prices and advantages.
Due to its subjectivity, many people will now rely on their gut feeling or unconscious thought while selecting a specific good.
Cost-benefit analysis is a methodical process used to decide what to do, how much it will cost, how much it would benefit, and whether the advantages will outweigh the expenses.
Even under identical circumstances, people utilise cost-benefit analysis to reach different judgements since costs and benefits are both arbitrary.
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the premium on a three-year insurance policy expiring on december 31, 20x4 was paid in total on january 2, 20x2. if the company has a six-month operating cycle, then on december 31, 20x2, the prepaid insurance reported as a current asset would be for:
On January 2, 20X2, the full premium for a three-year insurance contract that would expire on December 31, 20X4 was paid. The prepaid insurance reported as a current asset on December 31, 20X2, would be for a period of 12 months if the business has a six-month operational cycle.
The operating cycle is what?The term "operational cycle" refers to the period of time it takes for a business to buy goods, sell them, and get payment. It is, in other words, the amount of time needed for a company to turn its inventories into cash. An operating cycle might be of any length, depending on the industry.
At the conclusion of 20X2, there are two years of coverage left. The cost of insurance for 20X3 is a current asset because it will be consumed within a year of the 20X2 Balance Sheet. A current asset is determined by the longer of the operating cycle or one year. Any length of operational cycle, as long as it wasn't more than a year, would provide the same outcome. The operating cycle's result of the death than, say, eight months is unaffected by the prepaid insurance's partition into an as often (to expire within a year from the 20X2 Balance Sheet) as well as a long-term component (the portion to end after 20X3).
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while the united states ranks as the most competitive economy, with the highest gdp, it has been experiencing lower levels of economic growth than other major economies. responses true true false
while the united states ranks as the most competitive economy, with the highest gdp, it has been experiencing lower levels of economic growth than other major economies. responses true
Economic growth is the rise or improvement in the market value of the products an economy produces within a certain fiscal year after accounting for inflation. Historically, statisticians have calculated growth as a percentage of real gross domestic product, or real GDP. Real terms, or terms adjusted for inflation, are frequently used to quantify growth in order to eliminate the inflationary distortion on the prices of produced items. Economic growth is measured using national income accounting. The advantages and drawbacks of economic growth as assessed by the annual percent change are the same as those of GDP growth. The GDP to population ratio is a typical measure used to compare the economic growth rates of different nations (per-capita income).
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elevating the risk decision up the chain-of-command is part of what risk management principle?
Elevating the risk decision up the chain-of-command is part of Make risk decisions at the right level.
What is Risk Management principle?When the advantages outweigh the costs, take chances. Avoid taking excessive risks. Plan ahead to anticipate risks and control them. Take calculated risks when making judgements. Effective reporting, communication, process improvement in business, pro-active design, and contingency planning are the pillars of risk. Three steps make up the risk management process: risk analysis and assessment, risk evaluation, and risk mitigation. The three aspects of risk management are discussed in further detail below, along with suggestions for streamlining the procedure. Identification, evaluation, and control of risks to an organization's resources and profits are steps in the risk management process. These risks have many different causes, such as monetary unpredictability, legal responsibilities, technological problems, strategic management blunders, accidents, and natural calamities.To learn more about Risk Management refer to:
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rest cent. 53. find the accumulated value of an investment of $10,000 for 5 years at an interest rate of 5.5% if the money is a. compounded semiannually; b. compounded quarterly; c. compounded monthly; d. compounded continuously
The total value of an investment of $10,000 made over the course of five years at an interest rate of 5.5 percent is 158276.3672.The time is compounded semi annualy.
What is 5 years compounded semiannually?Let future value (FV) be PV = present value , r is the annual interest rate , n is the annual compounding frequency and t is the number of years the investment will last.
[tex]$\mathrm{FV}=\mathrm{PV}(1+\mathrm{r} / \mathrm{n})^{\mathrm{t}}$$10000\left(1+\left(\frac{5.5}{2}\right)^5\right)=158276.3672$[/tex]
The compounding time is six months when interest is compounded semiannually. The total interest accrued up to that point is therefore multiplied by nine when a five-year loan with semiannual compounding is taken out.
$10,000 is the starting balance, 10 years are required to invest, 5% interest will be earned during that time, and 12 times will be added to the initial balance. We must find the investment's future value FV. The investment you made will be worth $16,470.09 in ten years.
Therefore the correct answer is option a. compounded semiannually .
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