The defendant has an account at a local bank, as part of the trial bank statements showing the defendant made several large cash deposits are admitted. This is real type of evidence.
What is real evidence?
Any actual object or audio recording of a conversation provided as evidence is referred to as real evidence. Acceptability real evidence is admissible if it can be proven to be what it claims to be, pertinent to a matter being discussed in the proceeding, and unaltered. A document can be accepted as original if it is presented in an effort to establish its authenticity or the veracity of any statements it contains. proof that is both relevant to those issues and not hearsay.
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erik bought a coat on sale for 20 % off the retail price. if he paid $ 250 , what was the original retail price?
Erik saved 20% on purchase of a coat and getting discount. If Erik paid $ 250, The original retail price would be $312.5 ( 250/0.80 = 312.5). The retail price is set by the retailer and is the final sale price to the customer.
Calculation:A 20% discount means that the new price of the coat is 80% of the original price: 80% (100% – 20%)
100% - 20% = 80% = 0.80
250 = × * 0.80
Hence,
x = 250/0.80 = 312.5
A 20% discount means that the original price of the coat is 80% of the original price.
$80 (100% – 20%)
What are Retail price?Retail price is the price that consumers pay for a product in a particular market. Basically, it is the cost paid for the item as it moves from the producer to the consumer. This amount is determined by adding a markup to the item cost to reach the retail price.
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the original retail price of the coat was $312.50 before the 20% discount.
What is retail price?Retail price is the price at which a product is sold to the general public, usually by a retailer. Retail prices are usually higher than the cost price or wholesale price of the product because retailers need to make a profit. Retail prices are also affected by additional costs such as marketing, shipping and handling, and other expenses. Retail prices vary depending on the brand, quality, size, and location of the store. Retail prices are also affected by the competition and the market demand. In some cases, products are sold at a discount, which results in a sale price lower than the retail price, and this is when the consumer can benefit from that sale and buy the product at a lower price. Retail prices are a crucial aspect of the economy as they reflect the purchasing power of the consumers.
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for the current year ended december 31, tyre co. reported pretax financial statement income of $750,000. its taxable income was $650,000. the difference is due to accelerated depreciation for income tax purposes. tyre's effective income tax rate is 30%, and tyre made estimated tax payments during the year of $90,000. what amount should tyre report as current income tax expense for the year?
The expense for current income taxes for the year should be $195,000 tyre.
Please elaborate it?The amount currently payable (current portion) and the tax impacts of temporary variations must be stated separately as income tax expense (deferred portion). Taxable income is multiplied by the current tax rate, which is currently set at 30% ($650,000 x 30% = $195,000), to determine the current share. ($100,000 temporary difference x 30% = $30,000) is the deferred component. Although they would reduce the amount of taxes owed, the expected tax payments ($90,000) have no impact on the tax expense amount.
What's the income rate?The percentage of your income that the government deducts as taxes is known as an income tax rate.
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BUSINESS 1. Explain five advantages a firm would enjoy by engaging in prize winning competition as a method of sales promotion.
Answer:
I hope my answer is good!
1- Increased brand awareness: Prize-winning competitions can generate a lot of buzz and excitement, which can lead to increased brand awareness and visibility for the company.
2- Increased sales: By offering a prize, companies can incentivize customers to purchase their products or services, resulting in increased sales.
3- Customer engagement: Prize-winning competitions can also help companies to engage with their customers, as they are more likely to participate in the competition if there is a chance to win a prize.
4- Cost-effective: Prize-winning competitions can be a cost-effective way for companies to promote their products or services, as the cost of the prizes can be less than the cost of traditional forms of advertising.
5- Consumer data collection: Prize-winning competitions can also help companies collect valuable data on their customers, such as contact information, demographic information, and purchasing habits.
Answer: creates new things
Explanation:
creates word of mouth
creates a reason to ,creates a focused marketing approach, creates great revenue, creates a source of information
Your organization is considering launching a new project. Robert, the CEO, wants to know what business value the proposed project will contribute. Which one of the following is not an example of business value consideration for a new project
Answer:
Not all processes and procedures in the PMBOK guide are required on all projects
Which of the following allows for future planning due to a set amount (and set interest) due per payment
A stream of future payments will eventually increase to this value if a specific quantity of compounded interest profits gradually accumulate during the measuring period. P equates to PMT [((1 + r)n - 1) / r]. A is correct.
What do you call the value of future payments at the current time?Given a specific rate of return or discount rate, an annuity's present value is the current worth of its expected future payments. Future value (FV) is the value of an asset now based on an anticipated rate of increase in the future. Deferred payment criteria: The term "deferred payments" refers to sums that must be paid at a later date. In a modern economy, a significant portion of transactions include future payments that are simply expressed in monetary terms. M is equal to P [i(1 + I / [(1 + i)]n - 1]. A description of each of the variables is given below: M is the overall monthly payment. P is equal to the whole loan amount.
The complete question is:
Which of the following allows for future planning due to a set amount (and set interest) due per payment?
Fixed rate
Flexible rate
Semi-flexible
None of the above.
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a 7-year municipal bond yields 4.80%. your marginal tax rate (including state and federal taxes) is 32.00%. what interest rate on a 7-year corporate bond of equal risk would provide you with the same after-tax return? (round your final answer to two decimal places.)
On a 7-year corporate bond of equal risk would provide you with the same after-tax return, the interest rate will be 7.06%.
What advantages do corporate bonds offer?Corporate bonds are an essential part of any diversified portfolio and are frequently viewed as the "yin" to equities' "yang." Corporate bonds have a wider variety, greater liquidity, and less volatility than stocks, but they also often offer lower long-term returns and involve credit and interest rate risk.
What distinguishes bonds from corporate bonds?The risk profile of corporate bonds and government bonds is the key distinction. Because corporate bonds typically have a higher credit risk than government bonds, they typically offer a higher yield.
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for a single-price monopoly, marginal revenue is group of answer choices a and b less than price for all units of output after the first unit. horizontal. greater than price. equal to price for the first unit of output.
Under the price for each output quantity (P > MR). As a result, for a monopolist, the marginal curve of revenue is lower than the demand curve.
What exactly is a monopolist?A monopolist is an individual, collective, or organization that prevails and controls a specific market for a good or service. Because there is no competition and no substitute goods or services, the monopolist has enough market power to charge high prices.
What is a monopolist example?A monopoly is a company that is the single seller of the its product and has no close substitutes. An unregulated monopoly wields market power and has the ability to influence prices. Examples include Microsoft and Window frames, DeBeers and diamonds, and your neighborhood natural gas company.
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One of the objectives of facility location analysis is to select a site with the lowest total cost. Which of the following are hidden costs that should be included in the analysis
One of the objectives of facility location analysis is to select a site with the lowest total cost. The hidden costs that should be included in the analysis is Product life cycle costs. the correc answer is E.
Costs connected with a product across its entire life cycle are referred to as product life cycle costs. It tracks the sales or expenses of every product over the course of the relevant calendar years or time frames.
So choosing a site with the lowest total cost is one of the goals of facility location analysis. Product life cycle costs are the hidden expenses that need to be taken into account in the analysis.
Your question is incomplete but most probably your full question was
One of the objectives of facility location analysis is to select a site with the lowest total cost.
Which of the following are hidden costs that should be included in the analysis?
A. Becoming less responsive to the customer
B. Supplier costs
C. Taxes
D. Construction costs
E. Product life cycle costs
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table 4-6 if these are the only four sellers in the market then when the price increases from 6 to 8
If these are the only four sellers in the market, then when the price increases by $4, the market quantity supplied increases by $14 units
What is called as a market?In order to expedite the exchange or transaction of products and services, buyers and sellers can come together in a market. A market may be actual, like a real store, or it may be virtual, like an online retailer. Financial markets, auction markets, and criminal markets are other examples.
The entire number of buyers and sellers in a given area or region is referred to as the market. The region can represent the entire planet, as well as certain states, provinces, or cities. Value, cost, and price of traded goods are determined by the forces of supply and demand in the market.
14 Units (Correct. All separate supplies are added together to get the market quantity supplied. The total of the individual quantities supplied at all price levels rises by 14 units when the price is increased by $4. The quantity offered in the market, for instance, is 0 units when the price is $0 and 2+5+4+3 units when the price is $4. (14-0 = 14)
The complete question is,
. If these are the only four sellers in the market, then when the price increases by $4, the market quantity supplied increases by
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Teddy Roosevelt believed that large corporate trusts
a) had to all be busted up if the American economy were to thrive.
b) were essential to American national power and economic growth.
c) were simply too powerful to be broken up or regulated.
d) were bad only if they acted as monopolies against the public interest.
e) should be balanced by strong labor unions.
Teddy Roosevelt believed that large corporate trusts : were bad only if they acted as monopolies against the public interest.
What was Teddy Roosevelt's policy towards trusts?First term. Roosevelt sought new federal trust regulations as soon as he became office. Roosevelt argued for the establishment of a Cabinet agency to oversee firms involved in interstate commerce since the states had not been able to stop the expansion of what he considered to be destructive trusts.Roosevelt launched an offensive once he became the presidency. The Sherman Antitrust Act, which Congress established in 1890, was the President's primary tool. This statute deemed all arrangements "in restriction of trade" unlawful. The Sherman Act was a paper tiger for the first twelve years of its existence.As a political tradition, Roosevelt has been the major person associated with progressive conservatism. According to Roosevelt, he has "always felt that sensible conservatism and wise progressive go hand in hand."Learn more about Teddy Roosevelt refer to :
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As part of your retirement plan, you want to set up an annuity in which a regular payment of $80,121 is made at the end of each year. you need to determine how much money must be deposited earning 10% compounded annually in order to make the annuity payment for 20 years. round your answer to the nearest cent. a. $680,153.78 c. $682,115.24 b. $681,426.87 d. $683,759.64
As part of your retirement plan, you want to set up an annuity in which a regular payment of $681829.71 is made at the end of each year.
How much money must be deposited earning 10% compounded annually in order to make the annuity payment for 20 years?The calculation of an annuity follows a formula: Future Value of an Annuity =C (((1+i)^n - 1)/i), where C is the regular payment, i is the annual interest rate or discount rate in decimal, and n is the number of year or periods
To calculate the compound interest for a number of years together, we need to multiply P(1+i) to the power of the number of years of the deposit. So we end up with this formula: P (1+ i/n)n. This formula can be used to calculate compound interest that is compounded annually.
To determine the present value of an annuity, you can use the formula:
PV = PMT * [ (1 - (1 + r)^-n) / r ]
Where:
PV is the present value of the annuity
PMT is the regular payment (in this case, $80,121)
r is the annual interest rate (in this case, 10%)
n is the number of payments (in this case, 20)
Using this formula, we can calculate the present value of the annuity:
PV = 80121[1 - (1 + 0.1)^- 20]/0.1
PV = 80121[1 - (1.1)^- 20]/0.1
PV = 80121[1 - 0.149]/0.1
PV = 80121[0.851]/0.1
PV = 80121 × 8.51
PV = $681829.71
So, $681829.71 would need to be deposited earning 10% compounded annually in order to make the annuity payment of $80,121 for 20 years.
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one of your customers calls you to say that he received a letter saying that his local water works revenue bonds were being defeased. how would that affect the customer?
After the defeasance is finished, the consumer would be paid the principal amount plus any interest that has accrued.
What kind of legal document defines a borrower's responsibility when a corporation issues bonds?A bond certificate is a legal document that details a borrower's obligation and the conditions under which it will be repaid to the investor. The issuer is the organization that issues a bond certificate.
Which of the following information would not be on a revenue bond's bond resolution?the tax agreement. Revenue bonds do not have a tax basis unless specific references to special taxes are included in the question.
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a married couple filing taxes jointly has just sold their residence for a substantial gain. which is not correct about their ability to exclude the gain from taxes? a) the ownership and use periods need not have been continuous. b) they must have occupied the residence for two of the last five years. c) they may exclude up to $1 million of the gain. d) they may exclude up to $500,000 of the gain.
A married couple who file their taxes jointly recently sold their home for a significant profit. Their claim that they can deduct up to $1 million of the gain from their tax bill is incorrect. The solution is then B.
What is significant financial assistance?The amount of support that is sufficient for the individual to be listed as a dependent on federal and state income tax returns is referred to as substantial financial support. The person who claims the student as a dependent must cover more than half of the student's expenses. Food, lodging, clothing, education costs, medical and dental care, recreation, and transportation are all included in total support. In addition to all taxable and nontaxable income, it also includes housing provided by the state, welfare, and food stamps. The fair rental value of a lodging is the cost of lodging, and household expenses like food must be shared equally by all household members .
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How do low level bureaucratic employees get selected? (more than one)Pendelton actMerit based system
A lot of low-level administrative positions are filled through competitive exam-based civil service procedures, which are meant to ensure a certain degree of skill and remove politics from the hiring process.
What is meant by bureaucratic?referring to a system of running a country, business, or organization that is run by a lot of officials: Because of its extensive bureaucracy, the business was inefficient. A complex organization with multilayered procedures and processes is referred to as a bureaucracy. Decision-making is slowed down by the systems and procedures that have been put in place. They are made to uphold control and homogeneity inside the company.Bureaucratic refers to involving complex regulations and procedures that may result in significant delays. Governmental organizations, big businesses, and the military are typical examples of bureaucracy. Each of these organizations has a codified decision-making process, a written set of rules and regulations, and a hierarchical organizational structure. A logical way to achieve some aims is through bureaucracy.To learn more about bureaucratic refer to:
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a. by coordinating the efforts of supply chain participants, firms that engage in supply chain management are reaching beyond the limits of their own organization's hierarchical structure and creating a new network form of organization among the members of the supply chain b. electronic data interchange (edi) was the first form of electronic commerce to be widely used in business. c. direct materials that companies buy on a recurring basis are called mro supplies. d. many industry value chains no longer consist of a single sequence of companies linked in a single line but include many parallel lines that are interconnected in a web or network configuration.
Supply chain management (SCM) is the coordination and management of activities involved in the production and delivery of a product or service. It involves the management of the flow of materials, information, and financial resources from suppliers, through the company and its production processes, to the end customer.
What is supply chain management?The goal of SCM is to optimize the overall performance of the supply chain by reducing costs, improving efficiency, and increasing customer satisfaction.
According to question:-
a. Supply chain management involves coordinating the efforts of multiple organizations to improve the overall efficiency and effectiveness of the supply chain.
b. Electronic data interchange (EDI) was one of the first forms of electronic commerce to be widely adopted in business and is still used today for the electronic exchange of business documents.
c. MRO supplies refers to maintenance, repair, and operating supplies that a company regularly purchases.
d. Many industry value chains have evolved to include multiple parallel lines of companies that are interconnected in a web or network configuration, rather than a single sequence of companies.
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how long will it take $5000 to grow to $6500 if the investment earns interest at the rate of 6%/year compounded monthly?
It will take 4.38 years to grow $5000 to $6500 if the investment earns interest rate of 6%/year compounded monthly.
given data:
total amount = $5000
growth amount = $6500
interest rate = 6% per year
required time = t
the formula will be:
A= P[ 1+(R/12 ÷ 100)]^12t
6500 = 5000[ 1+6/12 ÷ 100]^12t
1.3 = 1.005^12t
log (1.3)= log [(1.005)^12t]
log (1.3)= 12t log (1·005)
t = log (1.3) / 12 log(1.005)
t = 4.38
t = 4.38 years.
A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person invests in a thing, they do not intend to utilise it as a source of immediate consumption, but rather as a tool for future wealth creation. Investments are defined as assets bought or invested in with the goal of increasing wealth and setting aside funds from salary or capital gains. The main goal of an investment is to generate more revenue or to make money on the investment over a certain amount of time.
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buying a car reading quiz question 8 of 10: one potential disadvantage to buying a used car from a private seller is:
It might cost more than what a dealership is willing to sell. It might have issues that the seller failed to disclose. It isn't covered by a warranty.
What qualities ought to be taken into account first when purchasing a product?
The Economic Factor is the most significant and first on this list. Any purchase decision must start with this as its primary consideration. The answer is straightforward: People can't afford to buy what they want. The requirement for a product is also unimportant in this context; affordability is what matters most.
The fact that you are responsible for handling all the paperwork related to the transfer of ownership is another drawback of buying directly from a private seller.
Therefore, Both the buyer and the seller are responsible for making sure everything is in order, from financing and sales tax to accurate vehicle registration.
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chou sales corporation uses the perpetual inventory system. on january 1, chen had 1,000 units of product a with a unit cost of $20 per unit. a summary of purchases and sales during the year follows: unit cost units purchased units sold feb.2 400 apr.6 $22 1,800 july 10 1,600 aug.9 25 800 oct.23 800 dec.30 28 1,400 required a. assume that chou uses the first-in, first-out method. compute the cost of goods sold for the year and the ending inventory balance at december 31 for product a. b. assume that chou uses the last-in, first-out method. compute the cost of goods sold for the year and the ending inventory balance at december 31 for product a. c. assume that chou uses the weighted-average cost method. compute the cost of goods sold for the year and the ending inventory balance at december 31 for product a. do not round until your final answers. round to the nearest dollar. a. first-in, first-out ending inventory answer cost of goods sold answer b. last-in, first-out ending inventory answer cost of goods sold answer c. weighted average ending inventory answer cost of goods sold answer
The Cost Of Goods Sold for 2018 and the ending inventory balance at December 31, 2018, for product A using first-in, first-out method, last-in, first-out method and the weighted-average cost method is given below.
Give a brief account on cost of goods sold (COGS).One of the several formulas, such as first-in-first-out (FIFO), specific identification, or average cost, is used to correlate costs with specific commodities. Costs consist of all acquisition, conversion, and other expenses incurred to bring the inventory to their current location and state. Materials, labour, and assigned overhead are included in the prices of the products created by the companies. The costs of those items that haven't been sold yet are postponed as inventory costs until the stock is liquidated or its value is written down. Many businesses sell products that they have either manufactured or purchased. The costs related to the purchase or production of the items are capitalised as part of the inventory (or stock) of goods. When a business recognises revenue from the sale of items, these costs are considered an expense.
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a monopolist can sell 26,000 units at a price of $30 per unit. lowering price by $1 raises the quantity demanded by 1,000 units. what is the change in total revenue resulting from this price change? group of answer choices -$2,800 $3,000 $5,500 $1,500
The change in total revenue of the monopolist is $3000.
Who is a monopolist?Irving Fisher defines a monopoly as a market where there is a "lack of competition," which results in a situation where one person or company is the only supplier of a certain commodity or service.
The Greek words "single, alone" and "to sell" are the origin of the word "monopoly."
This contrasts with oligopoly, duopoly, and monopsony, which relate to the dominance of a single firm over a market for the purchase of an item or service, respectively.
So, we have:
A monopolist sells 26000 units at $30 per unit: $7,80,000
A monopolist sells 27000 units at $29 per unit: $7,83,000
Difference: 7,83,000 - 7,80,000 = $3000
Therefore, the change in total revenue of the monopolist is $3000.
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Correct question:
A monopolist can sell 26,000 units at a price of $30 per unit. lowering price by $1 raises the quantity demanded by 1,000 units. what is the change in total revenue resulting from this price change? group of answer choices
(A) -$2,800
(B) $3,000
(C) $5,500
(D) $1,500
for most of the 1990s and early 2000s, music fans usually had to purchase entire music albums even if they only wanted one or two songs. the itunes store enabled individual song purchases to give the users more choice. what did this represent? group of answer choices a culture shock an innovation a diffusion a discovery
Individual music purchases are now possible through the iTunes store, giving users more options. It is an example of (A) innovation.
What is innovation?Innovation is the application of concepts in a way that results in the creation of new products or services or enhances the provision of existing ones.
Innovation is defined as "a new or altered entity realizing or dispersing value" by ISO TC 279 in the standard ISO 56000:2020.
Others have alternative explanations, but they all stress the invention, advancement, and spread of ideas or technologies.
Innovation frequently takes place through the development of more effective products, processes, services, technologies, works of art, or business models, which innovators then make accessible to customers, governments, and society at large.
Therefore, individual music purchases are now possible through the iTunes store, giving users more options. It is an example of (A) innovation.
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Complete question:
For most of the 1990s and early 2000s, music fans usually had to purchase entire music albums even if they only wanted one or two songs. The iTunes store enabled individual song purchases to give users more choices. What did this represent?
a. An innovation
b. A discovery
c. A culture shock
d. A diffusion
you are creating the budget for a project you are managing and you need to review the assumptions related to the activity costs. which item is the best source of this information?
When creating a budget for a project you are managing, the best source of information for reviewing the assumptions related to activity costs is the project plan.
What is project plan?The project plan is a document that outlines the project's scope, objectives, deliverables, and timelines. It also includes the details about the resources required to complete the project, including the costs of activities. Some key points to consider when reviewing the assumptions related to activity costs in the project plan are:The project plan should include detailed information about the activities that need to be completed to achieve the project's objectives.The project plan should also include the resources required to complete the activities, including the number of people and the amount of time that will be needed.The project plan should have a detailed breakdown of the costs associated with each activity.The cost assumptions in the project plan should be based on historical data, industry standards, and expert estimates.The project plan should also include contingencies and reserves to account for potential changes or unexpected expenses.The project plan should be reviewed regularly and updated as necessary to ensure that the project stays within budget.Project manager should also have a clear understanding of the project plan so that they can identify any areas where additional resources may be required or where costs may be reduced.Overall, the project plan is the best source of information for reviewing the assumptions related to activity costs because it provides a comprehensive and detailed overview of the project's objectives, resources, and costs.To learn more about project plan refer:
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Which of the following steps of the consumer decision making process involves comparing the product to expectations and deciding whether it is satisfying or dissatisfying?
answer choices
O Alternative evaluation
O Post-purchase evaluation
O Information searching
O Need identification
Post-purchase evaluation of the consumer decision-making process involves comparing the product to expectations and deciding whether it is satisfying or dissatisfying
Customer satisfaction can be increased and future decisions can be informed by post-purchase evaluation, which can be a useful tool for both customers and businesses. After making a selection, consumers evaluate their choices by evaluating their satisfaction with the product in relation to their expectations.
Taking into account elements like quality, cost, and customer service, the consumer may also judge the total worth of the good or service. The evaluation enables the customer to reflect on his experience and make future decisions with greater knowledge. It can also give the company feedback on the customer experience, enabling it to make adjustments and better satisfy customer needs.
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firm x is producing 1000 units, selling them at $15 each. variable costs are $3 per unit and the firm is making an accounting profit of $3000. what is the firm's total costs? $10,000 $11,000 $12,000 $13,000
$12,000 is the firm's total costs.
Costs that vary according on how much of a good or service a company produces are known as variable costs. The total of marginal costs across all units produced represents variable costs.
They may also be regarded as typical expenses. The two elements of total cost are fixed costs and variable costs.
Total cost is the term used to describe the total cost of manufacturing, which includes both fixed and variable costs. The cost necessary to manufacture a good is referred to as the whole cost in economics.
Formula of total cost: TC = FC + VC = Kr+Lw.
And total revenue less all costs, both explicit and implicit, equals economic profit.
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a company is considering purchasing a machine for $100,000. shipping costs would be another $5,000. the project would require an initial investment in net working capital of $4,000 which would be recouped at the end of the project. what is the project's initial outlay?
When a business is thinking about spending $100,000 on a machine, the project's first investment will be $109,000. Another $5,000 would be needed for shipment.
Does "outlay" also imply "expend"?Any payment paid to support such activity is referred to as an outlay cost. The expenses for a research endeavor, for instance, can include salaries, lab materials, and test services. Alternatively, direct materials, indirect suppliers, and direct labor are all included in the outlay expenses for a production run.
What is an example of a capital outlay?Examples of capital outlays include expenses that result in the purchase of fixed assets, site enhancements, building construction, renovation of existing structures for energy efficiency, and additional furniture and equipment for educational institutions.
Initial outlay = Purchase price of machine + Shipping cost + Initial investment in net working capital
= $100,000 + $5,000 + $4,000
= $109,000
Initial outlay = $109,000
Therefore, $109,000 is the project's initial outlay.
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a corporation: multiple choice is ultimately controlled by its board of directors. is a legal entity separate from its owners. is prohibited from entering into contractual agreements. has its identity defined by its bylaws. has its existence regulated by the rules set forth in its charter.
The owners of a corporation are not considered to be part of it legally.
What about businesses is accurate?
A business is a legitimate entity that runs independently from its owners. Many of the legal obligations and rights that apply to people also apply to businesses.
They have the power to enter into agreements, make and accept loans, engage in legal action, appoint attorneys, employ personnel, and amass property.
What does a business achieve?
A corporation is a firm that has the legal status of a corporation and was created with the goal of producing a profit by shareholders, investors, or other private individuals.
In terms of their legal powers, corporations can engage in transactions, bring legal actions, possess property, pay federal and state taxes, and borrow money from financial institutions.
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today, erica can get a 30-year mortgage with a low interest rate. if erica time-traveled back to the 1920s, what would the terms of her mortgage likely be and why?
Interest rates in Europe are currently at an all-time low. Most people think it makes sense to lock in these affordable borrowing rates for as long as possible when buying a home in Germany. Why else would they, right? Nevertheless, as Your German Mortgage shows, it's not always the best course of action.
The interest rate is the amount of interest that is calculated as a percentage of the amount lent, deposited, or borrowed and is due each period. The principal, interest rate, frequency of compounding, and length of the loan, deposit, or borrowing are all factors that affect the final amount of interest charged on a sum lent or borrowed. The annual interest rate is the interest rate that is calculated over a year. The interest rate "measures the preference for a dollar of present income over a dollar of future revenue," according to one definition. The borrower is prepared to pay back the loan.
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mai tran plans to set aside $2,400 a year for the next six years, earning 4 percent. what would be the future value of this savings amount?
$ 15919.20 would be the future value of this savings amount when tran lee plans to set aside $2,400 a year for the next six years, earning 4 percent.
given data:
Annuity amount = $2,400
earning rate = 4%
time period = 6 years
the formula for future value will be:
Future value= Annuity * FV (4%, 6 years)
= $ 2400 *6.633
= $ 15919.20
An asset or object purchased with the intention of generating income or appreciation is referred to as an investment. The term "appreciation" describes a rise in an asset's worth over time. When a person buys a product as an investment, they don't intend to utilise it right away; instead, they plan to use it to make money later on. Investments are assets that are bought or invested in to increase wealth and set aside cash from hard-earned income or gain. The main purpose of an investment is to provide an additional source of income or to generate a profit over a certain amount of time.
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q52. you wrote a check and later discovered it was for an incorrect amount. what is the best way to handle this, if you know the check will not be cashed?
The bank should be notified as soon as you discover the problem. If the check was forged, the bank can want you to fill out an affidavit to formally state the issue.
What credit score do I need to get a Discover credit card?
Discover does not publicly list the minimum credit score requirements for its cards, although for the majority of cash back cards, a fair to good FICO score—roughly 700—is required. Discover offers secured credit cards that you can apply for with a security deposit if you have bad credit. You may always examine Discover's prequalified offers on its website if you're not sure if you'll be approved for one of its credit cards.
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True or false: All else being equal, a one-year bond's price is less sensitive to interest rate changes as compared to that of a ten-year bond's price
All else being equal, it is true that the price of 1-year bonds is less sensitive to changes in interest rates than the price of 10-year bonds.
Bonds are inversely related to interest rates. Generally, when borrowing costs increase (interest rates rise), bond prices fall and vice versa. At first glance, the negative correlation between interest rates and bond prices seems a little illogical. But upon closer inspection, it actually starts to make sense. Most bonds pay a fixed interest rate, but as interest rates fall they become more attractive, increasing demand and increasing bond prices.
Conversely, when interest rates rise, investors dislike the lower fixed interest rates of bonds and prices fall. Zero coupon bonds are an example of how this mechanism works in practice.
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cost stage in the value chain salaries for employees to develop most efficient dropper to administer drug. cost of chemicals to make the drug. cost to visit doctor to explain the value of the drug. expenses to deliver products to customers. laboratory experiments to evaluate drug effectiveness. employee costs to work with hospitals to ensure adequate supplies.
1) Salaries for employees to develop the most efficient dropper to administer drugs. - Design
2) Costs of chemicals to make the drug. - Production
3) Costs to visit doctors to explain the value of a drug. - Marketing
4) Expenses to deliver products to customers. - Distribution
5) Laboratory experiments to evaluate drug effectiveness. - Research and development
6) Employee costs to work with hospitals to ensure adequate delivery supplies. - Customer Service
A price is a cost that corporations incur in going for walks in their operations. expenses include wages, salaries, maintenance, rent, and depreciation. fees are deducted from revenue to reach profits. organizations are allowed to deduct sure charges from taxes to help alleviate the tax burden and bulk up income.
In line with the internal sales carrier (IRS), business fees are normal and vital fees incurred to operate your business. Examples consist of inventory, payroll, and lease. fixed costs are every day and don’t exchange a lot — such things as rent and coverage. Variable costs are predicted, however, they are able to alternate. some examples consist of income commissions, gasoline for business cars, and shipping fees. You anticipate variable fees each month, however, the real quantity will vary. tracking your commercial enterprise charges allows you to maintain an eye fixed on whether you’ll see earnings or losses.
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