The Human Resource Management in an organization is important to improve business performance.
What is human resources management?It should be noted that human resources management simply means the strategic approach to the efficient management of people in an organization.
In this case, the Human Resource Management in an organization is important to improve business performance.
Also, they are important to uphold a culture that's inspires innovation.
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A 15-year annuity pays $2,220 per month, and payments are made at the beginning of each month. If the interest rate is 10 percent compounded monthly for the first six years, and 6 percent compounded monthly thereafter, what is the present value of the annuity?
The present value of the annuity is $304,744.04.
What is an annuity?An annuity is a periodic fixed amount of money that is received periodically.
An annuity is usually a long-term insurance product that provides guaranteed income.
Formula for Present Value of Annuity:PV = P \times \frac{1 - (1 + r)^{-n}}{r}
PV = present value of an ordinary annuity
P = value of each payment
r = interest rate per period
n = number of periods
Data and Calculations:N (# of periods) = 72 (12 x 6)
I/Y (Interest per year) = 10%
PMT (Periodic Payment) = $2,220
FV (Future Value) = $0
Results:
PV for 6 years = $119,832.64
Sum of all periodic payments $159,840.00
Total Interest $-40,007.36
PV for 9 years = $184,911.40
Sum of all periodic payments = $239,760 ($2,220 x 108)
Total Interest $54,848.6
Total PV for 15 years = $304,744.04 ($119,832.64 + $184,911.40)
Thus, the present value of the annuity is $304,744.04.
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principle states that inventory costs are expensed as cost of goods sold when inventory is sold
Answer:
The expense states that inventory costs are expensed as the cost of goods sold when inventory is sold.
Can financial markets help deploy renewables? Please explain in three sentences.
The global renewable energy market was valued at $881.7billion in 2020, and is projected to reach $1,977.6 billion by 2030, growing at a CAGR of 8.4% from 2021 to 2030
How to increase a website traffic
To increase traffic on a website you should be more focused towards your content and how do you present your content.
So, for starters, here are the top ten methods and my recommended tactics :
1. Conduct research and create a list of challenging keywords
2. Sort all of the keywords by importance for better outcomes.
3. Employ seasoned content writers to prepare the content.
4. Make all of the content current and SEO-optimized.
5. Connect all of the pertinent posts together.
6. Switch the website server to a cheap VPS hosting that includes a CDN.
7. Remove all harmful backlinks and GSC-disavow them.
8. Make Contact with Bloggers About Guest Posts in Related Niche.
9. Employ HARO link-building strategies.
10. Export Every GSC Record to Boost Website Traffic.
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how to calculate moving average method
Answer
A moving average is a technical indicator that investors and traders use to determine the trend direction of securities.It is calculated by adding up all the data points during a specific period and dividing the sum by the number of time periodsExplain the meaning of balance of trade.
[tex]\huge\purple{Hi!}[/tex]
balance of trade, the difference in value over a period of time between a country’s imports and exports of goods and services, usually expressed in the unit of currency of a particular country or economic union (e.g., dollars for the United States, pounds sterling for the United Kingdom, or euros for the European Union). The balance of trade is part of a larger economic unit, the balance of payments (the sum total of all economic transactions between one country and its trading partners around the world), which includes capital movements (money flowing to a country paying high interest rates of return), loan repayment, expenditures by tourists, freight and insurance charges, and other payments.If the exports of a country exceed its imports, the country is said to have a favourable balance of trade, or a trade surplus. Conversely, if the imports exceed exports, an unfavourable balance of trade, or a trade deficit, exists. According to the economic theory of mercantilism, which prevailed in Europe from the 16th to the 18th century, a favourable balance of trade was a necessary means of financing a country’s purchase of foreign goods and maintaining its export trade. This was to be achieved by establishing colonies that would buy the products of the mother country and would export raw materials (particularly precious metals), which were considered an indispensable source of a country’s wealth and power.
The assumptions of mercantilism were challenged by the classical economic theory of the late 18th century, when philosophers and economists such as Adam Smith argued that free trade is more beneficial than the protectionist tendencies of mercantilism and that a country need not maintain an even exchange or, for that matter, build a surplus in its balance of trade (or in its balance of payments)
State and explain 4 way by which a contruct
Can be discharged
There are three types of unemployment: frictional, structural, and cyclical. Which one is the worst for workers and what could they do to avoid it? Explain
Answer:
Over time, the economy experiences many ups and downs. That's what we call cyclical unemployment because it goes in cycles. Cyclical unemployment occurs because of these cycles. When the economy enters a recession, many of the jobs lost are considered cyclical unemployment.
For example, during the Great Depression, the
Answer:
Structural Unemployment is the most common type of unemployment. It is also the worst type of unemployment. Since it is caused by forces other than the business cycle, it is more permanent in nature compared to other types of unemployment.
Explanation:
Economists primarily focus on three types of unemployment: cyclical, frictional, and structural.
if the present value of growing perpetuity is 214,the required rate of return is 10% and growth rate is 3%, what is cash flow in year1(round to nearest whole number) i
Answer:
15
Explanation:
PV= 214
rate of return 10%
(10+1)^1
11+3= 14
214/14= 15.2...= 15
Households can sign up for a telemarketing “no-call list.” How might households who sign up differ from those who don’t? What biases might this create for telemarketers promoting (a) financial planning services, (b) carpet cleaning services, and (c) vacation travel packages?
Answer:
business in good in grenada
a) Households that sign up for the "no-call list" might be more privacy-conscious and value their time.
b) Households on the "no-call list" might be more concerned about privacy and unwanted interruptions, making them less receptive to telemarketing calls promoting carpet cleaning services.
c) Households on the "no-call list" may be less inclined to entertain unsolicited offers for vacation travel packages, as they might prefer to plan their trips on their own terms or through trusted travel agencies.
(a) Financial Planning Services:
They may be less interested in unsolicited calls and prefer to research and seek financial services on their own terms. This could lead to biased telemarketing as financial planners might have fewer leads and potential clients, limiting their outreach to only those who are open to unsolicited calls or who haven't signed up for the list. This can result in missing out on potential clients who might have been interested but are unreachable due to the "no-call list."
(b) Carpet Cleaning Services:
As a result, telemarketers might face challenges reaching potential customers and might need to rely more on alternative marketing channels. This could create a bias in favor of households that haven't signed up for the list, potentially leading to a more favorable response rate from those individuals.
(c) Vacation Travel Packages:
This bias could lead to a decreased likelihood of telemarketers successfully promoting travel packages to households on the list. Telemarketers might need to focus their efforts on households not on the list, potentially affecting the diversity of their clientele and sales.
Overall, the "no-call list" can introduce biases in telemarketing efforts, favoring households that haven't signed up for the list.
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Victor needs to calculate his total net worth from the data in a balance sheet. He adds his total assets in cell B2 and total liabilities in cell B3. What formula should Victor use to calculate his net worth?
Victor should use = MINUS(B2,B3) formula to calculate his net worth
Given the total assets in cell B2 and total liabilities in Cell B3
We need to find formula should Victor use to calculate his net worth
A liability in financial accounting is the future economic gains that an entity must forfeit to other entities as a result of previous transactions or other past occurrences.
Any resource that a company or other economic organization owns or controls is considered an asset in financial accounting. Anything that has the potential to provide positive economic value qualifies. The ownership value that may be turned into cash is represented by assets.
The total net worth of any company or person is difference between their assets and liabilities
So victor would use following formula to find his net worth:
Victor networth = total assets in cell B2 - total liabilities in cell B3
Hence Victor should use = MINUS(B2,B3) formula to calculate his net worth
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Researchers are always interested in the relationships between or among variables. When two variables are
related, a desired policy outcome can be achieved. Table 1 illustrates one of such research outputs.
Table 1: Correlation analysis of X and Y
Pearson
Correlation
Sig. (2-tailed)
N
Y
1.00
450
Study the results carefully and explain them in terms of
presence of relationship [3 marks]
X
0.625***
0.000
450
Based on the correlational analysis of X and Y that is given, we can infer that there is a linear relationship between X and Y.
What does the correlation analysis show?The Pearson correlation coefficient shows if there is a linear relationship between given variables.
In the given table, the Pearson Correlation coefficient is not 0 for either variable which means that a linear relationship does in fact exist between the variables.
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Explain any 2 objectives of a multinational firm with regard to its compensation policies?
The 2 objectives of a multinational firm with regard to its compensation policies are:
to keep the expatriate whole through maintenance of home-country living standardensuring a financial inducement to make the package attractiveWhat is a compensation policies?This refers to the principle of action that is proposed by an organization in regard to its employee's salary, benefits, bonuses etc
Therefore, the objectives of these multi-national firm are to keep the expatriate whole through maintenance of home-country living standard and ensuring a financial inducement to make the package attractive.
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Discuss the relationship between bond prices and interest rates. What impact do changing interest rates have on the price of long-term bonds versus short-term bonds? Your answer must be supported with examples and academic citations.
Interest rates and bond prices have an adverse correlation. Bond prices grow during periods of low-interest rates and decline during periods of high-interest rates.
What is the interest rate?The cost of borrowing and the rewards for saving are both indicated by the interest rate. Since there is a premium if the coupon rate is higher than the market rate, the bond's price will be higher. Bond prices will decrease if the coupon rate is lower because there will be a discount.
The price of long-term bonds is more affected by interest rates than the price of short-term bonds. A bond's price varies depending on how long it is.
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how to write an effective persuasive claims and complaints message
An effective persuasive claims and complaints system starts with a real compliment, a factual description of the issue, or a point of agreement.
What are the Complaint messages?A complaint message is a message that details damage, defects, or blunders that occurred with the given items and requests reimbursement.
Thus, an effective complaints message starts with a real compliment, a factual description of the issue, or a point of agreement.
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Capitalization of interest is adding accrued
interest to the principal balance, so that the
interest-bearing principal balance of the loan
increases. True or false
It is true that capitalization of interest is adding accrued interest to the principal balance, so that the interest-bearing principal balance of the loan increases.
What is interest capitalization?This is when an unpaid interest is rolled over with the principal amount, which increase the overall amount to be paid. It is the inclusion of an unpaid interest to the principal balance of the loan taken.
Hence, Capitalization of interest is adding accrued interest to the principal balance, so that the interest-bearing principal balance of the loan increases.
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On a per unit basis economic profit can be determined as the difference between?
An employee earned $61,300 during the year working for an employer. The Federal Insurance Contributions Act (FICA) tax rate for Social Security is 6.2% of the first $137,700 of employee earnings per calendar year, and the Federal Insurance Contributions Act (FICA) tax rate for Medicare is 1.45% of all earnings. The current Federal Unemployment Taxes (FUTA) tax rate is 0.6%, and the State Unemployment Taxes (SUTA) tax rate is 5.4%. Both unemployment taxes are applied to the first $7,000 of an employee’s pay. What is the amount of total unemployment taxes the employee must pay?
Based on tax laws, the total amount of unemployment taxes that the employee will pay is $0.
What amount of unemployment taxes do employees pay?Unemployment taxes are paid by employers on the basis of the amount they pay their employees.
This means that the employees don't actually pay unemployment taxes, but their salaries allow for the calculation of unemployment taxes.
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The amount of unemployment taxes paid by the employees is equivalent to zero in accordance with the rules made by the IRS authority.
What is IRS?IRS stands for Internal Revenue Service and is the authority in the US country that monitors and regulates the taxation system of the US.
The unemployment taxes are the impositions put on the income of employees but are required to be paid by the employer. It is merely done to provide funding for workforce agencies of states in the US country. It is determined as per the rate permitted by the IRS authority.
Therefore, the employee needs to pay nothing in respect of the unemployment taxes.
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You gave some clothes for. dry cleaning. Your suit was spoiled you went to the dry cleaner and made the compliant .
Answer:
Apart from the question words or the yes/no tags, a question can begin with auxiliary verbs like will, shall, can, etc.The word 'can' is specifically used to request or get permission for something.The word 'can' is joined by the subject and the main verb in the question.Questions beginning with 'can' are answered with a yes or no answer in short or expanded form'. Question: "Can I pay you later?"*Explanation:
The bid price is $0.64 for the Canadian dollar and the ask price is $0.68 for the Canadian dollar. What is the bid-ask spread for the Canadian dollar?
O a. 6.25%
O b. 8.75%
O c. 5.25%
O d. 6.77%
O e. 7.77%
Answer:
Explanation:
The way this is normally done is to take the difference between the bid price and the ask price and divide by the ask price. That answer is not listed. What is listed is the difference divided by the bid price which is (.68 -.64)/.64 That gives 0.0625. To get a % multiply by 100..That gives 6.25% which is A.
So that is the best I can do for you.. Done the way I first suggested gives 5.88% which isn't there.
Which of the following actions would be an acceptable response by the Federal Reserve to an economic downturn?
O Decrease the reserve requirement
O Increase the reserve requirement
Raise the discount rate
Sell government securities
Answer:
Raise the discount rate
Explanation:
might be the answer
how do we advice company on how to support each of it`s S.B.U
5. One-year interest rates are 2% in the U.S. and 5% in Canada. “Jackie the carry trader” borrows $3,000,000 to execute a carry trade. At the start, the exchange rate is $.881/CAD. After one year, the exchange rate is $.865/CAD
A. What is Jackie’s USD profit or loss over the year?
B. When Jackie starts this trade, she is hoping that the Canadian dollar doesn’t ______________.
C. When Jackie starts this trade, she is hoping that the USD doesn’t
______________.
D. What is the BEEX in one year? (place in terms of USD/CAD to 4 decimal places)
A)
Firstly convert $3000000 into CADSo, CAD is 3405221.33938
Invest CAD in Canada 5% for 1 yearIn t= 1yr realize canadian investment with interest so, CAD on maturity= CAD 3405221.33938 (1+ 0.05)
= CAD 3575482.40634
Again now convert CAD into US $ so, equivalent US $ realised on conversion = CAD 3575482.40634 * $0.865/ CAD= $ 3092792.28148
US repayment = $ 3000000*(1+ 0.02)= $ 3060000
That's why,
Profit over the year = $3092792.28148- $3060000
= $32792.28148
B) doesn't depreciates relative to USD
C) appreciates relative to Canadian dollar
D) BEEX = US$ borrowings to be repaid with interest/ CAD realized with interest on maturity
= $3060000/ CAD 3575482.40634
= 0.8558
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MCQ: A firm’s marginal cost function, MC=2Q2+50Q and average total cost function, ATC=Q2+50Q+10000. How many units should they produce to achieve the lowest average cost?
They must produce 100 units to achieve the lowest average cost.
As we know that to achieve lowest average cost the average cost function and marginal cost function must be equal.
That is , MC=ATC
⇒ [tex]2Q^{2} + 50Q = Q^{2} + 50Q + 10000\\[/tex][tex]Q^{2}[/tex]
⇒ [tex]Q^{2} = 10000[/tex]
⇒ Q = 100
So , 100 units must be produced to achive lowest average cost.
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. Suppose you are given a privilege to choose between Capitalism and Socialism as an economic system to be followed in Ethiopia. Which do you choose? Support your answer with at least five justifications.
The system that would be chosen between Capitalism and socialism is capitalism.
Why Capitalism is chosen over socialismThe people of the nation have the right to make economic choices based on production.The demand and the supply of goods are rested in the hands of the people instead of the government.It allows for private ownership of properties unlike socialism.It encourages the people to be innovative as well as efficient.It provides for growth and freedom in the economy.Read more on capitalism here:
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Kaspar Corporation makes a commercial-grade cooking griddle. The following information is available for Kaspar Corporation’s anticipated annual volume of 30,000 units. Direct materials $17 per unit Direct labor $ 8 per unit Variable manufacturing overhead $11 per unit Total Fixed manufacturing overhead $300,000 Variable selling and administrative expenses per unit cost $ 4 Fixed selling and administrative expenses $150,000 (Total cost) The company uses a 40% markup percentage on total cost. Required: (a) Compute the total cost per unit.
Based on the costs incurred by Kasper Corporation to make the commercial-grade cooking griddle, the total cost per unit is $55.00.
What is Kaspar Corporation's cost per unit?This can be found as:
= Direct materials + Direct labor + Variable manufacturing overhead + Fixed manufacturing overhead per unit + Variable selling and administrative expenses + Fixed selling and administrative expenses per unit
Solving gives:
= 17 + 8 + 11 + (300,000 / 30,000) + 4 + (150,000 / 30,000)
= $55
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McCallister's just purchased $16,500 worth of inventory. The terms of the sale were 1/15, net 45. What is the implicit interest?
The implicit interest based on the information given is $165.
How to calculate the interest?It should be noted that the implicit interest is calculated as:
= Inventory worth × Discount rate
= $16500 × 1%
= $165
Therefore, the implicit interest based on the information given is $165.
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14. All are the reasons for market segmentation except: A. buyers are too numerous B. buyers are too varied in their needs and buying practices C. buyers are too widely scattered by demographics D. capability of companies managerially and financially E. none of the above
The correct option is E). None of the above as rest of the options are reasons for market segmentation.
What is market segmentation?Market segmentation refers to process of dividing the broad market into sub groups on the basis of needs, priorities, common interest etc.
The main elements of the market segmentation are demographic, psychographic, behavioral, geographic, and firmographic segmentation.
Market segmentation allows to target the specific audience rather than targeting entire audience.
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Types of conclusion
In a nut shell, when you look
In a nut shell, when you look belongs to reflective type of conclusion. Hence, the type of conclusion in the phrase above is reflective conclusion. Read below about types of conclusion
What are the types of conclusion?Majorly, the types of conclusion include: embedded, retrospective, reflective, and projective forms are four main types of conclusions applicable for different academic papers when writing.
Therefore, the correct answer is reflective conclusion. This is so, because, the introductory phrase after the transitional marker signals reflection, 'when you look...' hence, the correct address is reflective conclusion.
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Efficient Market Hypothesis
Answer:
The Efficient Markets Hypothesis (EMH) is an investment theory primarily derived from concepts attributed to Eugene Fama’s research as detailed in his 1970 book, “Efficient Capital Markets: A Review of Theory and Empirical Work.” Fama put forth the basic idea that it is virtually impossible to consistently “beat the market” – to make investment returns that outperform the overall market average as reflected by major stock indexes such as the S&P 500 Index.
