The Federal reserve is acting as a lender of last resort when its lends money to banks and other financial institutions because no one else will/
What is the Federal Reserve?It is the United states central banking system that is responsible for the nation's monetary policy and regulation of the supply of money and interest rates.
One of the role of Federal reserve is to act as a lender of last resort when its lends money to banks and other financial institutions because no one else will.
Therefore, the Option A is correct.
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George and Betty, a middle-aged couple, have watched their savings account dwindle over the years. They both make good incomes and can't understand why they aren't saving more each month. Below is their financial information to complete an income statement. Gross monthly income: $8,000 Income taxes withheld monthly: $2,300 Monthly interest income from investments: $100 Monthly insurance payments: $700 Monthly housing expenses: $4,500 Monthly food expenses: $800 Miscellaneous expenses: $400 What is George and Betty's net income
The net income of George and Betty has been calculated to be $600.
What is net income?This is the term that is used to describe a person's gross income minus all other expenses which are to be accounted for.
In other to solve for the net income, we have to first determine the pay that Betty and George have.
revenue = Gross income + interest income
= 8000 + 100
= 8100
Next we solve for the expenses
taxes withheld + insurance payments + housing + food + miscellaneous
= 2300 + 700 + 4500 + 800 + 400
= 8700
Net income = 8700 - 8100
= $600
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How does a mutual fund differ from an index
fund?
---
a. Mutual funds group the stocks in their
funds together while index funds do
not.
b. Mutual funds are passively managed
while index funds are actively managed.
c. Mutual funds typically have lower fees
than index funds.
d. Mutual funds are actively managed by a
professional while index funds are not.
Answer:
i will for D because that is the right answer
Suppose your main competitor has just introduced a new technology by which customers are really delighted about that technology. the customers are increasing substantially after introducing that new technology in the market. as a top-level manager, what should you do at this moment for your organization?
As a top-level manager of the organization, the duty of the manager is to come up with a business strategy that can be effectively applied to the situation so that it works in favor of the organization.
How a company can conquer technological challenges?Sustaining in the market by lowing the prices of the products.Introducing discounts and combo offers to attract customers.Creating better customer-business relationships so that a business rapport can be built.Working with the team, brainstorming some ideas which can bring positive results for the organization with the existing products available in the market.Thus, these are some of the ways a manager can adapt to survive through a technological threat.
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Your client has a documentary film coming out next month. They have three separate 30-second promo videos and want to identify which ad viewers watch to the end most often. To prioritize showing that ad, which type of video creative optimization would you use
To prioritize showing that ad, the type of video creative optimization to use would be dynamic creative optimization
What is Video Creative Optimization?This refers to the use of visual effects to make a media file or video come out better by making some changes to it.
Hence, we can see that based on the fact that there are different 30-second videos and get feedback from customers, the use of dynamic creative optimization would be encouraged so that each ad would be prioritized.
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The investigation of consumer thought processes at each stage in a purchase in order to determine the best way to help the buyer buy is called:
The investigation of consumer thought processes at each stage in a purchase in order to determine the best way to help the buyer buy is called consumer behavior.
What is consumer behavior?This can be described as the study of humans and organizations on the way that they purchase goods and services.
This would have to do with the attitudes, needs and the emotions of the people that consume the goods.
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An example of how companies can revamp their value chain to reduce costs is to a. have suppliers locate their plants close to companies' own facilities. b. continue to utilize traditional methods of distribution and sales. c. not make any changes in product manufacturing but change end distribution methods. d. increase extra services to increase staffing requirements. e. facilitate the learning curve by providing superior training to new employees.
An example of how companies can revamp their value chain to reduce costs is to A. have suppliers locate their plants close to companies' own facilities
What is a Value Chain?
This refers to the various processes where a company adds value to its products which include marketing, production, etc.
Hence, we can see that in production, a company can try and reduce costs when they make a revamp their value chain and this can be done by putting the supplier's plants very close to the companies' own facilities.
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Management should select the depreciation method that
When it comes to selecting a depreciation method, management should select on that D. best measures the plant asset's contribution to revenue over its useful life.
Which depreciation method should be picked?Different companies use the same equipment in different ways and for that reason, depreciation cannot be the same.
The company needs to pick a depreciation method that takes the contribution of the equipment to its specific type of business and the revenue that is brought in.
Options include:
a. has been used most often in the past by the company.
b. best measures the plant asset's market value over its useful life.
c. is easiest to apply.
d. best measures the plant asset's contribution to revenue over its useful life.
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Individual consumers supply ____ and purchase ____. Group of answer choices None of the Answers are Correct. Factors of production; final goods and services Intermediate goods; final goods and services National goods and services; factors of production Final goods and services; factors of production PreviousNext
In the market, individual customers are able to supply Factors of production which allows them to purchase final goods and services.
How did individual customers trade in the market?Individual customers would offer factors of production such as labor and savings (loans) to companies.
These companies would then produce goods and sell them to consumers who buy them as final goods and services.
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Meng Company maintains a $375 petty cash fund. On January 31, the fund is replenished. The accumulated receipts on that date represent $95 for office supplies, $190 for merchandise inventory, and $35 for miscellaneous expenses. There is a cash shortage of $9. The journal entry to replenish the fund on January 31 is:
The journal entry to replenish the fund on January 31 is $46.
What is a replenishment?In a journal entry, this refers to refilling up a depleted cash box in a petty cash system.
The replenishment = $375- $190 - $95 - $35 - $9
The replenishment = $46
Therefore, the journal entry to replenish the fund on January 31 is $46.
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Which will increase GDP the most: 1 pound of whole apples priced at $1.99/pound, or a
16 ounce package of sliced apples priced at $5.99? Explain why.
In the first case, one pound of whole apples which are priced at $1.99/pound will contribute more towards an increase in the GDP as whole apples can be used by households, and business organizations and also can be used for exporting but sliced apples have a time duration within which it has to be used or else will lead to wastage. Hence, the first option can be chosen.
What is the definition of GDP?The standard measure of the value-added created via the manufacturing of products and services in a country all through a certain period is known as the Gross domestic product (GDP).
It additionally measures the profits earned from that manufacturing or the entire amount spent on final goods and services (less imports).
Hence, the first option can be chosen which is one pound of whole apples which are priced at $1.99/pound will contribute more towards an increase in the GDP.
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Christopher just received his checking account statement from his bank. He has a NOW account with free checking that pays 0.75% APR on the balance and requires a $500 minimum balance. His statement shows that he currently has a balance of $3,950. In looking at his statement he notices that his car payment check for $400 is still outstanding, and that his recently received payroll deposit of $3,600 had not posted at the time the statement was created. His normal living expenses average $1,500 per month including his car payment. Other than his car loan, he rarely writes any checks as he prefers to use his debit card and ATM card for day-to-day living expenses. He pays his credit card balance in full every month. Other than his checking account he does not own any investments. He has always dreamed of owning a house, and would like to buy one within the next five years. He has access to a 401(k) pension plan at work where his employer will match contributions up to 6% of his salary. He currently contributes 2% of his salary to this plan. Christopher has not received an Income Tax refund in 4 years. Is there anything you could recommend to him
Yes, I would recommend that Christopher should increase his 401(k) contributions to 6% of his salary.
What is 401(k)?A 401(k) refers to a type of savings plan that is sponsored by a business firm (employer), so as to avail its employees an opportunity to contribute a certain amount of money into.
In this scenario, I would recommend that Christopher should increase his 401(k) contributions to 6% of his salary because it would reduce his income tax for the next five years while taxing only his withdrawals.
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ways in wich painting is an innovative idea
Answer:
ExplanationThey say that it is possible to resist an army of men but not an idea whose time has come. For an artist, generating maritime painting ideas or ideas for any other form of painting is critical. However, no artist flows in continuous inspiration because we have times when the “well” of inspiration dries. But how can you maintain a steady flow of oil painting ideas to express your artistic genius when the occasion demands? The remaining sections of this post will expose some of the ways of doing so.
Look Behind You:
Look Around You
Ask, and You Will Receive
Enhance Your Previous Ideas
Dvds are an example of a product in the _______ stage. the demand for dvds has now been surpassed by the demand for blu-ray discs and online streaming of content. this stage is governed by the change in consumer tastes and the rate at which new products enter the market.
Dvds are an example of a product in the decline stage in which the demand for dvds has now been surpassed by the demand for blu-ray discs and online streaming of content.
What is a product life cycle?A product's life cycle refers to the process a product goes through right from its introduction to the market, until it declines or people stop buying it.
It is to be noted that no matter how amazing a product is, it must follow the product life cycle.
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Suppose a severe drought results in a poor harvest and leads to higher overall food prices. This situation is a _____ shock and is likely to lead to _____ inflation.
Suppose a severe drought results in a poor harvest and leads to higher overall food prices. This situation is a "supply" shock and is likely to lead to "cost-push" inflation.
What is cost-push inflation?Cost-push inflation happens when a good or service's supply changes but its demand remains the same. Cost push is one of the two causes of inflation. The other is demand-pull inflation.
The causes of cost-push inflation are-
The most frequent causes of it include
monopolies, wage increases, natural disasters, the introduction of regulations, and changes in exchange rates.In this situation, the supply levels fall down due to loss of harvest and demand remains the same. This will drive up the prices, leading to inflation.
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in order to accurately evaluate the new product launch, marketers must undertake a critical blank______ review to determine whether the product and its launch were a success or failure.
in order to accurately evaluate the new product launch, marketers must undertake a critical postlaunch review to determine whether the product and its launches were a success or failure. This is further explained below.
What is a product?Generally, a product is simply defined as one that has been processed or made for commercial sale.
In conclusion, Marketers need to conduct a vital postlaunch evaluation to identify the success or failure of a new product launch.
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Answer: It is postlaunch.
A recent study found that the death rate for people who sleep 6 to 7 hours per night is lower than the death rate for people who sleep 8 or more hours. The 1.1 million observations used for this study came from a random survey of Americans aged 30 to 102. Each survey respondent was tracked for 4 years. The death rate for people sleeping 7 hours was calculated as the ratio of the number of deaths over the span of the study among people sleeping 7 hours to the total number of survey respondents who slept 7 hours. This calculation was then repeated for people sleeping 6 hours, and so on. Based on this summary, would you recommend that Americans who sleep 9 hours per night consider reducing their sleep to 6 or 7 hours if they want to prolong their lives? Why or why not? Explain. Which of the following variables are likely useful to add to the regression to control for important omitted variables?
A. Type of employment.
B. Indicator for chronic illness.
C. Drug or alcohol use.
D. Individual eye color.
Type of employment, indicator for chronic illness, drug, or alcohol use these variables are likely useful to add to the regression to control for important omitted variables.
What is sleep pattern?
The word sleep pattern, commonly referred to as a sleep-wake pattern, refers to a person's schedule for going to bed and getting up as well as their napping habits. The frequency and length of sleep disruptions may also be part of the sleep pattern.
Type of employment, Chronic illness and drug/alcohol use they ought to be included in regression since they disturb sleep patterns.
As a result, option (a) Type of employment. (b) Indicator for chronic illness. (c) Drug or alcohol use is correct.
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A data analytics team works to recognize the current problem. Then, they organize available information to reveal gaps and opportunities. Finally, they identify the available options. These steps are part of what process?
These steps regarding the data are part of the process that is known as using structured thinking.
How to depict the information?From the information given, the data analytics team works to recognize the current problem. Then, they organize available information to reveal gaps and opportunities.
In this case, the steps regarding the data are part of the process that is known as using structured thinking.
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g The international Fisher effect: Group of answer choices is an example of absolute PPP focuses on changes over time in the relative price of traded baskets of goods and services between two countries none of the answers is correct is the difference in nominal interest rates across countries reflecting the difference in expected rates of inflation in those countries explains how the financial market prices one country's currency in terms of another's
The international Fisher effect is the difference in nominal interest rates across countries reflecting the difference in expected rates of inflation in those countries.
What does the Fisher effect show?It shows that the nominal rate of interest in a nation usually follows the inflation rate because an inflation-adjusted rate needs to be formed.
This then leads to a change in exchange rates between countries because the difference in nominal rates shows the difference in inflation which is what devalues or appreciates a currency.
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When creating the complete 2nd Order Model for a regression model using job tenure (years working at that job), job experience (years working in that field), and education (high school, some college, associate's, or bachelor's), to predict income, you need to create interactions between all of the following EXCEPT:
One needs to create interactions between all of the following EXCEPT option B. high school and college. since, the model is using job tenure, it is the only option without work experience.
What is a 2nd Order Model for a regression model?The polynomial regression model has one, two, or more than two predictor variables. Each predictor variable may be present in various powers. This polynomial model is called a second-order with one predictor variable because the single predictor variable is expressed in the model to the first and second powers.
Therefore, the only predictor variable in all other options is job experience. However, option C. does not have the dominating variable.
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You present a solution that is reasonable and not presented as an ultimatum. if there are areas of disagreement, you make concessions. this describes what step in the negotiation process
The settlement step is the part of the negotiation process that is described using the description here.
What is the negotiation process?This term is used to refer to the ways through which two people would have to resolve a conflict.
They do this by reaching an agreement or what is called the compromise.
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The single most common form of competition in the U.S. is perfect competition among firms with differentiated products. monopolistic competition among firms with differentiated products. oligopolistic competition in a certain market with similar products. perfect competition because it displays product and allocative efficiencies.
The single most common form of competition in the U.S. is A. perfect competition among firms with differentiated products.
What is Market Competition?
This refers to the different pricing systems that exist in a market system that allows people to outmaneuver their competition.
Hence, we can see that the United States has capitalism where profit is the main goal and the single most common form of competition in the U.S. is perfect competition among firms with differentiated products.
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A credit balance in cash over and short is reported as a(n)
When there is a credit balance in the cash over and short account this is reported as Revenue.
What is the cash over and short account?This is an expense account which shows the variance between cash balance than the company expects, and the actual cash balance that is seen.
A credit balance means that it is revenue because a debit balance would be an expense.
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Ecosystem sustainability primarily results from the:
Ecosystem sustainability primarily results from the: relationships between the organisms in an ecosystem.
What is ecosystem sustainability?This is a term that has to mean that the ecosystem that we have is well preserved in the long run. What this means is that the natural resources and the environment are well preserved.
Hence it has to do relationships that exist between the organism in the given environment.
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What is the summary of the podcast "Go after what you want before it's too late with" by Rich Cardona
Answer:
The podcast is about how to go after what you want in life before it's too late. Rich Cardona interviews people who have done just that and shares their stories.
at the household level, higher saving rates lead to ______ and greater economic security.
At the household level, higher saving rates lead to greater wealth and greater economic security. This is further explained below.
What is savings?Generally, Saving is simply defined as the share of income not spent on current expenses. In other words, it is the money held away for future use and not spent immediately.
In conclusion, Increased wealth and financial stability are the results of increased personal savings.
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At the beginning of january, john deposits a dollars into a non-interest-bearing bank account. if john withdrawals d dollars from the account every month and makes no additional deposits, how much money, in dollars, will be in the account after m months
The money that would be in the account after m months is a - md.
How much money would be in the account after m months?The amount of money in the account would decline each month by the value of the withdrawals.
Balance after m months = amount deposited - (number of months x monthly withdrawals)
a - md
Where:
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Which would be a cost driver for a facility-level activity?
The Square footage would be a cost driver for a facility-level activity.
What is a facility-level activity?This refers to the actions taken to maintain the general operations of a business which can not be traced to individual products, production cells, product line etc
In production, the Square footage is an example of a cost driver for a facility-level activity.
Therefore, the Option C is correct.
Missing options "Number of setups. Number of product designs. Square footage. Number of purchase orders"
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if you expect the inflation rate to be 15 percent next year and a one-year bond has a yield to maturity of 7 percent, then the real interest rate on this bond is:
If the inflation rate is 15 percent. The real interest rate on this bond is:22%.
Real interest rateUsing this formula
Real interest rat=Expected inflation rate+ One year yield to maturity
Let plug in the formula
Real interest rate=15%+7%
Real interest rate=22%
Therefore the inflation rate is 15 percent. The real interest rate on this bond is:22%.
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the state of __________ offers the lowest organizational costs for a corporation.
The state of Delaware offers the lowest organizational costs for a corporation. This is further explained below.
What is Delaware?Generally, Native Americans are Someone who used to live in the Delaware River valley in New Jersey and eastern Pennsylvania.
In conclusion, When it comes to establishing a company, Delaware is the most budget-friendly option.
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what is the primary target market for a best cost-provider?
The primary target market for a best cost-provider is the value-conscious buyers.
What is this value-conscious buyers about?Value consciousness is a term that connote that consumers often pay more attention to deals and any kind of unique offers and are prepared to buy in bulk to be able to get discounts.
Therefore, The primary target market for a best cost-provider is the value-conscious buyers.
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