Answer:
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Which of these can lower the amount of monthly payments on a mortgage?
Insurance
Down payment
Property taxes
Collateral
Answer:
I think that the answer is collateral
Collateral is the item that can lower the amount of monthly payments on a mortgage.
What is collateral?Collateral refers to item owned by a borrower, which is used as a guarantee that loan taken will be repaid. It is an asset that a borrower offers to a lender as a promise that the payment of the loan will be repaid as agreed.
It is important to note that collateral is used to secure loan incase a borrow does not pay back the loan taken.
Hence, collateral is the one that can lower the amount of monthly payments on a mortgage.
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A tiny South Pacific island nation produces large quantities of honey-based products. To protect this industry, the island government mandates that only designated trading companies can import the crop, each of which is allocated the right to import a maximum number of pounds of honey each year. This is an example of a(n)
Answer:
Import quotaa
Explanation:
By import quota, we are talking about a type of trade restriction. This particular type of restriction in trades puts a limit on the number or quantity of a commodity that can be imported into a given country as a particular time. When such types of restrictions are put in place the makers of this type of commodity in this economy benefits.
In this question we can see that Pacific island nation would benefit given that there would be less import of the crop. the restriction on imports would make more buyers turn to them.
Skysong Company is considering two capital investment proposals. Estimates regarding each project are provided below: Project Soup Project Nuts Initial investment $400000 $600000 Annual net income 18000 34000 Net annual cash inflow 96000 119000 Estimated useful life 5 years 6 years Salvage value 0 0 The company requires a 10% rate of return on all new investments. Present Value of an Annuity of 1 Periods 9% 10% 11% 12% 5 3.89 3.791 3.696 3.605 6 4.486 4.355 4.231 4.111 The annual rate of return for Project Soup is
Answer:
20%
Explanation:
Calculation to determine The annual rate of return for Project Soup is
Annual rate of return = [(Current Value of Investment - Initial Investment for one year )/Initial Investment for one year )]*100
Let plug in the formula
Annual rate of return= (($96000 - $80000) / $80000) * 100
Annual rate of return= ($16000 / $80000) *100
Annual rate of return= 20%
Workings:
Calculation to determine the Initial Investment for one year
Initial Investment for one year = $400000 / 5 year
Initial Investment for one year = $80000
Therefore The annual rate of return for Project Soup is 20%
Behavioral targeting is the practice of ______. Multiple choice question. visiting a retail store to inspect merchandise but them purchasing online using information from cookies for directing online advertising from marketers to online shoppers forwarding a marketer-initiated message to others via electronic channels posting video blogs of merchandise purchase
Answer:
using information from cookies for directing online advertising from marketers to online shopper
Explanation:
Piper Inc. is a large cosmetics company that made an initial small investment in a start-up company, Oscorp, which was developing an organic face lotion. This gave Piper controlling interests in the start-up company. However, Oscorp soon began to have financial difficulties because of principal-agent problems. As a result, Piper did not invest in the next stage of development and pulled out of the company. This approach to strategic alliance is referred to as a
Answer:
a real-options perspective
Explanation:
A real-options strategy or perspective regarding investments is carried out when the investor is not sure that the results will be positive or not. For example, investing in a startup is always risky since the chances of success are not very high. The investor will keep investing only as long as the results are positive. It is like investing in tranches.
anet is the secretary to the CEO. The CEO uses the corporateanet is the secretary to the CEO. The CEO uses the corporate jet to travel to locations where he acts as a private consultant. Janet knows that he does not disclose his consulting activities or the use of the corporate jet for personal gain, and she decides to make the CEO's activities public by alerting the board of directors. Janet is a(n) jet to travel to locations where he acts as a private consultant. Janet knows that he does not disclose his consulting activities or the use of the corporate jet for personal gain, and she decides to make the CEO's activities public by alerting the board of directors. Janet is a(n)
Answer:
whistleblower
Explanation:
whistleblower can be regarded as person, employee , workers in any company as well as government agency, that is responsible forget disclosure of information to higher authority , or disclosure to the public about a particular wrongdoing that is going on. This wrong doing could be fraud or corruption. whistleblowers can be from internal or external environment.
A company specializes in manufacturing internal combustion engines. Recently, this company has decided to create a division for the flexible fuel field. During this time, Beto, the HR manager, has been reviewing and updating job descriptions. With the knowledge that a new division of jobs will be created, what would be the appropriate course of action for Beto to take next
Answer:
Beto should consider preparing new job descriptions since new jobs will be created in the organization
Explanation:
In the given scenario the company that specialises on manufacturing internal combustion engines has now decided to go into a new production line - flexible fuel field.
Because the roles are now different from previous jobs in the company Beto will have to prepare new job descriptions to fit the new jobs roles.
It is the responsibility of human resources staff to continuously review job roles and make appropriate changes to job descriptions
Some argue that ____________ is actually in the long-term best interests of the corporation. This argument, referred to as ____________, is based on the notion that socially responsible corporations benefit by creating ____________ for themselves, thus motivating consumers to purchase their products, investors to buy their stock, and lawmakers to grant them further legal advantages.
Answer:
social responsibility; enlightened corporate self-interest; goodwill.
Explanation:
Corporate social responsibility (CSR) can be defined as a strategic management concept which typically involves socially contributing to the growth and development of the people, community and the world at large. Thus, it's an organization's obligation to act in a manner that benefits and adds significant value to the society, usually it has its business operations.
Some examples of CSR programs are building of roads, provision of electricity, water supply, establishing health care centers, awarding scholarships, etc.
A corporation can be defined as a corporate organization that has facilities and owns or controls assets used for the production of goods and services in at least one country other than its headquarter (home office) located in its home country.
Corporations can be sold to investors through stocks or shares, as a public entity. Thus, a company that engages in the sales of ownership shares to many investors is referred to as a corporation.
Actually, some economists argue that social responsibility is in the long-term best interests of any corporation that is engaged in it. This argument is simply referred to as enlightened corporate self-interest, posits that a corporation that is socially responsible benefit by creating goodwill for itself. Consequently, this would motivate consumers to purchase its products, investors to buy its stock, and lawmakers to grant the corporation further legal advantages.
Fiscal policy refers to the ________using_________
to affect the economy.
Congress and the president, taxes and spending
Forte
The Federal Reserve, taxes and spending
The Federal Reserve, interest rates
Congress and the president, interest rates
The Federal Reserve, the money supply
Answer:
Congress and the president, taxes and spending.
Explanation:
Fiscal policy refers to the Congress and the president using taxes and spending to affect the economy.
Fiscal policy in economics refers to the use of government (Congress and the president) expenditures (spending) and revenues (taxation) in order to influence macroeconomic conditions such as Aggregate Demand (AD), inflation, and employment within a country. Fiscal policy is in relation to the Keynesian macroeconomic theory by John Maynard Keynes.
Generally, a fiscal policy affects combined demand through changes in government policies, spending and taxation which eventually impacts employment and standard of living plus consumer spending and investment.
The assumption that preferences are complete: Group of answer choices means that a consumer will spend her entire income. means that the consumer can compare any two market baskets of goods and determine that either one is preferred to the other or that she is indifferent between them. is unnecessary, as long as transitivity is assumed. recognizes that there may be pairs of market baskets that cannot be compared.
Answer:
means that a consumer will spend her entire income. means that the consumer can compare any two market baskets of goods and determine that either one is preferred to the other or that she is indifferent between them
Explanation:
In the case when the presumption is to be considered as completed means that the consumer would able to spend her overall income. That means the consumer could compared any kind of two markets for the goods and measures which one is to be preferred over the other or it is indifference between them
So as per the given situation, the first option is correct
Define a total system inventory. Multiple choice question. It is the period of time when an unknown amount of inventory is on hand. It is the sum of the inventory held across all of the locations in a company. It specifies the amount of risk of incurring a stockout that a firm is willing to incur. It is a fixed time period that passes between inventory reviews.
Answer:
It is the sum of the inventory held across all of the locations in a company.
Explanation:
Total system inventory is a business term that is used in describing the total sum of the inventory held by a particular company across all of the locations in which that company is situated regardless of whether vacant or rented.
Hence, in this case, the correct answer is option B
All the following statements are true about leadership EXCEPT Question 7 options: a) Leading in a multinational company is an even greater challenge than in a domestic one. b) Excellent leaders motivate their employees to achieve more than minimal organizational requirements. c) Leadership is influencing group members to achieve organizational goals. d) Companies can achieve success with or without good leaders.
Answer:
C
Explanation:
B
For every A you earn on your report card, your grandma gives you a twenty dollar bill. This is an example of
Answer:
a positive incentive I think
Explanation:
A business operated at 100% of capacity during its first month, with the following results: Sales (109 units) $490,500 Production costs (136 units): Direct materials $66,157 Direct labor 16,891 Variable factory overhead 29,560 Fixed factory overhead 28,152 140,760 Operating expenses: Variable operating expenses $5,601 Fixed operating expenses 3,325 8,926 The amount of gross profit that would be reported on the absorption costing income statement is
Answer:
$377,685
Explanation:
Calculation to determine what The amount of gross profit that would be reported on the absorption costing income statement is
Particulars Amount
Sales $490,500
Less: Cost of goods sold ($112,815)
($140,760*109 units/136 units)
Gross profit $377,685
($490,500-$112,815)
Therefore The amount of gross profit that would be reported on the absorption costing income statement is $377,685
The marketing strategy that a company adopts: a. has little impact on the company's efficiency and cost structure. b. aims at attaining superior efficiency of the company's operations. c. should not take into account the impact the strategy has on the company's cost structure. d. aims at automating much of the work in the production process. e. refers to the position that the company takes with regard to a product's pricing and distribution.
Answer:
e. refers to the position that the company takes with regard to a product's pricing and distribution.
Explanation:
When a company produces a good or service it need to come up with a way of making it available to the customer at a profitable price. This is called marketing strategy.
Marketing strategy is defined as the overall plan that a company uses to reach consumers with their products with a view of making them customers.
It contains the brand message, value proposition, data on demographics of the consumer, distribution method, and pricing
Because of the difference between the discipline imposed by market competition and the discipline imposed by political decisions, which of the following is most likely? reduced government borrowing to avoid crowding out private investment difficulty managing public investment so it’s done in a cost effective way government budgets will exactly shadow the rate of private investment tax budgets increase without a corresponding drop in private investment NEXT
Answer:
Difficulty managing public investment so it's done in a cost effective way
Explanation:
An Economy
This is simply known as a well arranged means by which nations supply or provide for the needs and wants of its people.
Resources
This are simply all the materials or things that is put in place that is used in producing goods and services.
Factors of production includes land, labor, capital, and entrepreneurship.
The reasons for government intervention is due to the allocation function, market failure occurs in case of Public Goods, externalities, Insufficient Competition; distribution function and stabilization function. Government influences decision making by establishing legal framework within which businesses and households operate.
Barclay Bikes manufactures and sells three distinct styles of bicycles: the Youth model sells for $420 and has a unit contribution margin of $165; the Adult model sells for $970 and has a unit contribution margin of $510; and the Recreational model sells for $1,120 and has a unit contribution margin of $560. The company's sales mix includes: 5 Youth models; 9 Adult models; and 6 Recreational models. If the firm's annual fixed costs total $6,620,000, calculate the firm's contribution margin per composite unit.
Answer:
the firm's contribution margin per composite unit is $8,775
Explanation:
The computation of the firm's contribution margin per composite unit is given below:
= $165 × 5 + $510 × 9 + $560 × 6
= $825 + $4,590 + $3,360
= $8,775
Hence, the firm's contribution margin per composite unit is $8,775
Therefore the same is to be considered and relevant
Capital budgeting decisions ______. Multiple select question. involve an immediate cash outlay in order to obtain a future return are day-to-day decisions made by managers require little or no thought before being made require a great deal of analysis prior to acceptance
Answer:
involve an immediate cash outlay in order to obtain a future return
require a great deal of analysis prior to acceptance
Explanation:
A capital budgeting decision refers to an investment and the financial commitement. If we considered a project so here the business is making the financial commitment and at the same time it invest in the longer period that have an influence on the future projects
So it is an instant cash outflow for gaining a future return and also have a great deal before accepting it
3. A fine-dining restaurant has been making every- thing from scratch for the five years it has been open; it is the only operation in the area known for scratch- cooking. The management hires a new chef who does a make–buy analysis only to discover that she can get much better pricing on many of her products if she buys them premade. After a tasting comparison, she discovers that the premade products are of high quality and taste only slightly different from her own. Should she switch to the premade products? Would your answer be different if this decision took place when the restaurant first opened?
Answer:
No
Explanation:
The premade products could have been contaminated with any type of disease because she doesn't know what went inside whereas making it from scratch means she is able to monitor and remove and contaminated product.
:)
Tomorrow is my interview in Lucknow Public School for admission for 9th standard. Can anyone help me by giving some tips and tricks passing my interview
Which of the following statements is true? Multiple Choice The short-run aggregate supply curve is downsloping. The short-run aggregate supply curve is vertical. The long-run aggregate supply curve is vertical. The long-run aggregate supply curve is upsloping.
Answer:
The long-run aggregate supply curve is vertical.
Explanation:
The short-run aggregate supply curve is upward sloping. This means that at higher prices, more output would be produced.
The long-run aggregate supply curve is vertical. This is because it is believed that in the long run only capital, labour, and technology lead to changes in the aggregate supply.
The aggregate demand curve is a graph that represents the total quantity of all goods and services demanded by the economy at different price levels. The aggregate demand curve slopes downward
Conducting a postaudit ______. Multiple select question. provides an opportunity to reinforce and possibly expand successful projects flags any manager's attempts to inflate benefits or downplay costs in a project proposal determines which capital project should be selected for investment provides an opportunity to cut losses on floundering projects
Answer:
not sure but we all need points
Answer:
Flags any manager's attempts to inflate benefits or downplay costs in a project proposal.
Provides an opportunity to cut losses on floundering projects.
Provided an opportunity to reinforce and possibly expand successful projects.
Explanation:
ASAP PLZ
True or false: $50,000 in Pennsylvania will buy you the same amount of goods as $50,000 would in California.
Answer:
i think it is true
Explanation:
The given statement is false, that the $50,000 in Pennsylvania will buy up the corresponding amount of goods as $50,000 would in California.
What is dollar?Dollar is defined as the basic monetary unit that is used in exchange for something. This is the defined as the money value of the US, Australia, Canada and certain countries in the Pacific, SE Asia, Africa, Caribbean, and South America.
Because Pennsylvania is nearly 3.5 times littler than California, the notion that $50,000 will buy the same amount of things in Pennsylvania as it will in California is false.
Therefore, the given statement is false.
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At a products liability trial, a critical issue is whether the temperature was below freezing on January 16. A local man who works for a civil engineering firm is also an avid amateur meteorologist. One of the man's weather detection instruments in his backyard records temperature by markings from a stylus on a round barograph. The man's record of the day in question indicates that it was unseasonably warm and that the temperature never fell lower than 48 degrees Fahrenheit, 16 degrees above the freezing mark. The plaintiff offers into evidence the man's barograph record of the temperature on January 16. Is the barograph record admissible
Answer:
The barograph record is admissible as long as it had been properly authenticated. Before an article or any secondary evidence of its content could also be received conspicuous, the writing must be authenticated by proof showing that the writing is what the proponent says it's. generally, writing could also be authenticated by any evidence that serves to determine its authenticity. One means of authentication under Federal Rule 901(b) is by evidence describing a process or system wont to produce a result and showing that the method or system produces an accurate result. Hence, for the man's barograph record to be admissible, the evidence must are offered that the instrument is accurate which it had been in good working order when the record was produced.
A municipality is issuing 40,000 bonds at a public offering price of $1,000. The manager of the underwriting syndicate receives $1.50 per bond. The total takedown is $6.50 per bond and the selling concession is $4.00 per bond. Assume the entire issue is sold with the selling group distributing 20,000 of the bonds sold. Calculate the amount of compensation the syndicate will receive for its risk on selling group sales
Answer:
$50,00
Explanation:
Calculation to determine the amount of compensation the syndicate will receive for their risk on selling group sales.
First step is to determine the Amount receive per bond for their risk.
Using this formula
Amount receive=Total takedown -Selling concession
Let plug in the formula
Amount receive=$6.50 -$4.00
Amount receive=$2.50
Now let determine the amount of compensation the syndicate will receive for their risk
Compensation received =$2.50*20,000 bonds
Compensation received= $50,000
Therefore the amount of compensation the syndicate will receive for their risk on selling group sales is $50,000
Tina purchased a personal umbrella policy with a $1 million limit. Her insurer required her to carry liability limits of 250/500/50 under her auto insurance policy. The personal umbrella policy was written with a $1,000 self-insured retention. Tina was responsible for an auto accident in which the other driver was severely injured. The other driver's bodily injuries were $400,000 and the property damage was $20,000. How much will the insurer pay under Tina's umbrella policy
Answer: $150000
Explanation:
The Personal Umbrella Policy helps in the provision of protection against a catastrophic judgement. Also, the excess liability insurance will be provided in amounts starting from $1-$10 million.
Based on the information given in the question, the amount that the insurer will pay under TIna's umbrella policy will be:
= $400,000 - $250,000
= $150,000
The insurer will pay $150,000 under Tina's umbrella Policy wherein it not only covers the policy owner but also other family members or households.
What is a Personal Umbrella Policy?Umbrella insurance is a type of personal liability insurance that covers claims in excess of homeowners, car policy, or shipping policy. The umbrella insurance covers not only the policy owner but also other family members or households.
The Personal Umbrella Policy helps in the provision of protection against a catastrophic judgment. Also, the excess liability insurance will be provided in amounts starting from $1-$10 million.
Based on the information, the amount that the insurer will pay under Tina's umbrella policy will be:
[tex]= \$400,000 - \$250,000\\\\= \$150,000[/tex]
Hence, The insurer will pay $150,000 under Tina's umbrella Policy.
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An increase in the demand for movies also increases the salaries of actors and actresses. Is the​ long-run supply curve for movies likely to be horizontal or upward​ sloping? Explain. If an increase in the demand for movies also increases the salaries of actors and​ actresses, then the​ long-run supply curve for movies is likely to be A. upward sloping because increases in output raise input prices . B. horizontal because the input supply curve is horizontal. C. upward sloping because increases in output lower input prices. D. horizontal because returns to scale are constant . E. horizontal because the input supply curve is upward sloping .
Answer:
A
Explanation:
If there is an increase in the demand for movies, producers would want to make more movies. This would lead to an increase in the demand for actors
The demand for actors can be seen as derived demand.
Derived demand is demand for a good or service that is dependent on the demand for another good.
Due to the increase in the demand for actors, there would be a rightward shift of the demand curve for actors. This would lead to a rise in equilibrium salary for actors and an increase in equilibrium quantity of actors.
As a result of the increase in the salary of actors, the cost of producing a movie increases.
Roselawn Company reported net sales of $90,000 and net income of $18,000 for the previous year ended December 31. The company reported net sales of $100,000 and net income of $20,000 for the current year ended December 31. Total assets amounted to $200,000 at December 31 of the previous year and $246,000 at December 31 of the current year. The company’s profit margin for the current year ended December 31 (rounded to the nearest decimal point) is:
Answer:
The company’s profit margin for the current year ended December 31 (rounded to the nearest decimal point) is 20%
Explanation:
Use the following formula to calculate the Profit Margin
Profit Margin = [tex]\frac{Net Income}{Net Sales} X 100[/tex]
Where
Net Income = $20,000
Net Sales = $100,000
Placing values in the formula
Profit Margin = [tex]\frac{20000}{100000} X 100[/tex]
Profit Margin = 0.2 x 100
Profit Margin = 20%
Jones Company issued $500,000 of 5%, 10-year bonds payable at a price of 92. The market interest rate on the date of issuance was 6%, and the bonds pay interest semiannually. The journal entry to record the first semiannual interest payment using the effective interest amortization method is:
Answer:
Date Account Title Debit Credit
XX-XX-XXXX Interest expense $13,800
Discount on bond payable $1,300
Cash $12,500
Working
The bonds were issued at a price of 92 which means they were issued at:
= 500,000 * 96/100
= $460,000
Interest expense
= Issue price * interest rate * 6/12 months
= 460,000 * 6% * 6/12
= $13,800
Cash:
= Bond price * coupon rate * 6/12
= 500,000 * 5% * 6/12
= $12,500
You work in an office and one of your co-workers has announced his retirement. You have offered to purchase the retirement gift, so you place a collection jar in the lunch room for anonymous donations to help pay for the gift. After a week you find that very few dollars are in the jar, so you end up paying for a large share of the retirement gift. You are the victim of the:
A. common resource problem.
B. private good problem.
C. overuse of a common resource problem.
D. free-rider problem.
Answer:
D
Explanation:
The free rider problem is a form of market failure. It occurs when people benefit from a good or service of communal nature and do not pay to enjoy these services.
Because you have offered to buy the gift, fellow employees are not bound to make donations to buy the gift. This is because regardless of if donations are made, you would still purchase the gift