The phrase that best captures how the world changed as a result of communication innovations throughout the period of industrialization and growth is:
"Advances in communication created new industries and jobs.."
How advances in communication changed the world during the time of industrialization and expansion?
The development of communication throughout the era of industrialization and growth had a huge impact on how the world was shaped. The emergence of new industries and occupations was one of the most significant ways that these advancements altered the world. The telegraph, telephone, and radio were among the new technologies that allowed businesses to connect with clients, suppliers, and one another more effectively and efficiently. As a result, both already established sectors and new ones like telecommunications and television were developed.The development of new positions in these industries, like those of telephone operators, telegraph operators, and radio broadcasters, was also made possible by these advancements in communication. They also promoted the development of other sectors including industry, transportation, and finance.It's also critical to remember that improvements in communication enabled families to split up and stay in touch as well as improved government efficiency in huge nations thanks to improved citizen communication. The claim that technological advancements in communication created new industries and jobs, as it was a crucial component of the Industrial Revolution and it altered how people lived and worked, is, however, the one that best captures how the world changed during the period of industrialization and expansion.Learn more about communication and industrialization from the link below
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Which of the following would cause the demand curve to shift from Demand A to Demand B in the market for golf balls in the United States?
a. an increase in the price of green fees
b. an expectation by buyers that their incomes will increase in the very near future
c. a change in consumer tastes away from golf and toward tennis
d. a decrease in the price of golf balls
The correct answer is b. an expectation by buyers that their incomes will increase in the very near future.
The demand curve represents the quantity of a good or service that consumers are willing and able to purchase at different prices. A shift in the demand curve occurs when a change in a non-price determinant of demand causes the entire curve to move either left or right.
In this case, an expectation by buyers that their incomes will increase in the very near future would cause them to be willing to purchase more golf balls at each price, resulting in a rightward shift of the demand curve from Demand A to Demand B. This is because as the consumer income increases they can afford to buy more of a good or service.
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identify the type of data that would be used to describe a response age of executives in fortune 500 companies
A response age of executives in fortune 500 companies is qualitative discrete.
What is fortune500 company?The Fortune 500 is an annual ranking of 500 of the largest American firms based on total revenue for each of their separate fiscal years, compiled and published by Fortune magazine. There are both privately held businesses whose revenues are disclosed publicly and publicly traded businesses on the list. A ranking of the 500 biggest American corporations is referred to as the Fortune 500 and is prepared annually by Fortune magazine. The annual revenues for each fiscal year for each company are used to determine the ranking. Using publicly available revenue data, this list consists of both private and public companies.Through a licensing deal, Time Inc., the US-based publisher of Fortune, and Kolkata-based ABP Group, one of India's biggest media conglomerates, publish Fortune India once a month in English.To learn more about fortune500 company refer to:
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Name a business in your community that illustrates the same type of organization used by William Procter in his original candle-making business.?
A small-scale craft or artisanal business would be an example of the same organizational structure used by William Procter in his original candle-making business.
In general, business such as a candle-making, soap-making, or pottery studio, that utilizes a division of labor, and a clear hierarchy, with specialized workers responsible for specific tasks, and a central management team overseeing the overall operation, would be an example of the same organizational structure used by William Procter in his original candle-making business.
The organizational structure used by William Procter in his original candle-making business was a partnership. He formed a partnership with James Gamble, and together they established Procter & Gamble Company. The partnership structure allowed them to pool their resources and expertise to build the business.
The partnership had a clear division of labor and a clear hierarchy, with Procter managing the manufacturing and Gamble managing the sales and finances. They also employed skilled workers to handle specific tasks and a management team to oversee the overall operation of the business.
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Drop shipping results in time and shipping cost savings.true or false
Drop shipping saves time and money on shipment. true
Any physical object or verifiable document that is commonly accepted as payment for goods and services as well as the settlement of debts, including tax liabilities, in a specific nation or socioeconomic context is referred to be money. Money serves as a method of commerce, a unit of account, a store of value, and, on occasion, a standard for postponed payment. These are its four primary objectives. Since almost all modern monetary systems are based on unbacked fiat money that has no inherent value as a commodity, money historically has been an emergent market phenomena. Being accepted as a means of payment for "all" uses inside the nation's boundaries is a need for being recognized as legal currency by a governing body or regulatory body.
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in a statement of activities of a voluntary health and welfare organization, contributions to the building fund should
Contributions to the building fund should be listed as a source of support in a statement of activities for a voluntary health and welfare organisation.
What do you know about voluntary health?
Voluntary health is an approach to health and wellbeing that focuses on individuals taking an active role in their own health and wellbeing. It is based on the idea that individuals can live healthier lives and make healthier choices if they are given the right information, support and encouragement. Through voluntary health, individuals can become more aware of their own health needs, take steps to reduce potential risks, and access support and resources to help them make decisions that will benefit their health and wellbeing. Voluntary health also involves individuals engaging with their local communities, and working together to promote health and wellbeing.
So, the required answer is included as an element of support.
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how to book monthly entries when you have an expense that was paid in one month but incurred in prior months
Therefore, understating an expense will result in a rise in profit during the period in which the entry is made, whereas understating a revenue will result in a fall in profit during that time.
In what way are accruing costs recorded?Accrued expenses are documented by debiting the appropriate expenditure account and crediting an accrued liability account. Then, in the time that follows, the entry must be reversed with a fresh journal entry. For instance, a company wants to set aside $10,000 for a June power bill.
How would a journal entry for accruing expenses look?Journal entry for accrued expenses. A journal entry for accumulated expenses is generated when a corporation incurs expenses over the course of one accounting period but does not actually pay those charges during that accounting period. In this instance, the expenditure account is debited and the accumulated liabilities account is credited.
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focusing on the symptoms, not causes, is a common mistake in which step of the decision-making process? step 4 step 1 step 3 step 5
focusing on the symptoms, not causes, step 1 is a common mistake in which step of the decision-making process.
Decision-making in psychology is seen as the cognitive process that leads to the choice of a belief or a plan of action from a variety of viable alternatives. It could be both logical and illogical. A decision-values, maker's preferences, and beliefs are used as a foundation for their reasoning process. The outcome of any decision-making process is a final conclusion, which may or may not lead to action.
Research on issue solving, notably in European psychology research, is frequently published along with research on decision-making. It is possible to think of decision-making as a problem-solving process that results in an ideal, or at the very least, acceptable, answer. So it is a process that might be more or less reasonable or irrational and can be founded on overt or covert facts and ideas.
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subway recognized that it was no longer possible to reach and effectively persuade its audiences through traditional media and advertising alone. the company needed to combine its traditional advertising efforts with its digital media presence and efforts as well as the user interface experience in online ordering on subway's website or app. this best describes a(n) approach.
This best describes a(n) approach integrated marketing communications.
What strategies does Subway use to reach and effectively persuade its audiences?Subway uses a variety of strategies to reach and effectively persuade its audiences.
One of the main strategies is its advertising campaigns, which include a mix of traditional and digital platforms.
The company has also utilized influencer marketing, partnering with celebrities and social media influencers to reach their target audience.Subway also implements loyalty programs and promotions to reward their customers, which encourages repeat purchases.Additionally, Subway has invested in their online presence, utilizing social media platforms to engage with customers, showcase their menu offerings, and promote special offers.Finally, Subway has incorporated a strong focus on health and wellness in their messaging, which appeals to their core target audience of health-conscious consumers.To learn more about marketing refer to:
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when a competitive market is in equilibrium, what is the economically efficient level of output?
When a market is in equilibrium, it is the most efficient condition for producers and consumers.
This is because both parties have the right amount of supply and demand, meaning that prices are neither too high nor too low.
In this situation, the economically efficient level of output is the level that maximizes the total benefit to society, achieved by balancing the costs of production with the value of the product or service.
This level of output is determined by the interplay between supply and demand, and is often referred to as the equilibrium price.
This means that the output level should be set so that the marginal cost of producing one more unit matches the marginal benefit that consumers receive from consuming one more unit.
This balance produces the most efficient level of output and is the optimal solution for maximizing the total economic benefit for all parties.
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Consider the following partially completed schedules of cost of goods manufactured. Compute the missing amounts.
Calculating a company's entire production expenses during a given time period results in the cost of items manufactured. Additionally, it includes all costs associated with producing items, storing them, and for sale.
The total cost of the items when they have completed the entire manufacturing process and are prepared for sale is the cost of goods manufactured. Direct materials and direct labor, the two main components of manufacturing costs, are fully taken into account.
Using the cost of products manufactured formula, we will solve the cost of the ff.
COGM = DM + DL + MOH + WIP(B) − WIP(E)
Where:
DM = Direct Materials Used
DL = Direct Labor
MOH = Manufacturing Overhead
WIP (B) = Work In Progress Beginning
WIP (E) = Work In Progress Ending
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COMPLETE QUESTION:
Consider the following partially completed schedules of cost of goods manufactured. Compute the missing amounts.
Flynt Corp Laura's Bakery Rustic Gear
Beginning Work-in-Process Inventory $(a) $40,200 $2,100
Direct Materials Used 14,000 35,300 (g)
Direct Labor 10,300 20,100 1,400
Manufacturing Overhead (b) 10,800 300
Total Manufacturing Costs Incurred during the Year 45,100 (d) (h)
Total Manufacturing Costs to Account For 56,000 (e) 7,300
Ending Work-in-Process Inventory (c) (25,800) (2,700)
Cost of Goods Manufactured $51,600 $(f) $(i)
4. when the returns to an input are diminishing and a profit-maximizing firm chooses to hire more of that input, the total product curve has what kind of slope? a. negative and decreasing b. positive and decreasing c. negative and increasing d. positive and increasing e. positive and constant
Option e is correct. When the returns to an enter are diminishing and a profit-maximizing organization chooses to lease extra of that enter, the overall product curve has positive and constant slope.
The regulation of diminishing marginal productiveness is an monetary precept typically taken into consideration with the aid of using managers in productiveness management. Generally, it states that benefits received from mild development at the enter facet of the manufacturing equation will simplest develop marginally in line with unit and might degree off or maybe lower after a selected point.
Diminishing marginal productiveness generally happens whilst high-quality modifications are made to enter variables affecting overall productiveness.
The regulation of diminishing marginal productiveness states that after a bonus is received in a aspect of manufacturing, the productiveness received from every next unit produced will simplest growth marginally from one unit to the next.
Production managers remember the regulation of diminishing marginal productiveness whilst enhancing variable inputs for accelerated manufacturing and profitability.
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Show graphically the abnormal profit (economic profit) area of the pure competition firm in the short run.
The graph showing economic profits is in the image.
Perfect or pure competition is explained as "a condition in an industry where that industry is composed of many tiny firms providing homogenous products, when there is no barrier to the entry or leave of firms, and when full data is available."
In the short-run, the pure or perfect competition profit of a firm go up to the maximum position in situations where marginal revenues (MR) equals to the marginal cost (MC).
When the price (P) is higher than average cost (AC) for a given period of time, the firm can generate abnormal or economic profits in the Short run.
The difference between abnormal and normal profit is related to the link between average total cost and average market price, and abnormal profit can only be produced when average revenue is higher than average total cost. It's crucial to keep in mind, though, that not every business has the ability to make earnings that are above average
The characters in the graph stands for:
D = Demand in the market
MR = Marginal Revenue
MC = Marginal Cost
ATC = Average Total Cost
Short Run Profit = ( P - ATC ) × Quantity
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The following data occurs chronologically from left to right:
15.2 19.7 16.0 11.1 14.8 14.5
The number of runs up and down is:
Multiple Choice
5.
2.
3.
4.
none of these.
15 runs make up the sample's median number of runs.
One metric of central tendency is the median. It is the sample's average value. Both ascending and descending order are acceptable.
The first step in determining the sample's median is to arrange the data, either in ascending or descending order. We must first arrange the given data because it is not already organised before we can get the median.
11.1, 14.5, 14.8, 15.2, 16.0, 19.7
Now, the information is listed in increasing order.
We determine that the sample's median values are 14.8 and 15.2.
The median represents the midpoint between these two numbers.
Average: 14.8 + 15.2/2 equals 15
The median is therefore 15.
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Substitutions may not be viable options for some industrial clients due to ________ or physical distance limitations
Substitutions may not be viable options for some industrial clients due to technical limitations or physical distance limitations.
Technical limitations refer to the fact that certain industries or processes may require specific materials or equipment that cannot be easily replaced by substitutes.
For example, aerospace industries rely heavily on high-strength, lightweight alloys that may not have suitable substitutes. Similarly, certain electronic components used in semiconductor manufacturing may not have a substitute that can meet the same performance specifications.
Physical distance limitations refer to the fact that some industrial clients may be located in remote areas with limited access to substitute materials or equipment.
This can make it difficult or expensive to transport substitutes to the location, making them less viable options. Additionally, some industrial clients may have established supply chains and relationships with specific vendors, making it difficult to switch to substitutes without significant disruptions to their operations.
In summary, the main reason why substitutions may not be viable options for some industrial clients is technical limitations and physical distance limitations.
Technical limitations due to the requirement of specific materials or equipment and Physical distance limitations due to the location of industries with limited access to substitute materials or equipment.
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robin company reported the following costs for the current month: direct materials used $ 12,000 direct labor 21,000 sales salaries 10,000 indirect labor 2,400 production manager's salary 5,500 marketing costs 8,800 factory lease 3,800 what is robin's total manufacturing cost?
The right answer is a. Prime fees = direct substances + direct labor. = 23,000 + 19,800 = $42,800. The right reply is d. Total manufacturing cost$15,400.
What are manufacturing prices called?Production expenses refer to the costs a organization incurs from manufacturing a product or imparting a provider that generates income for the company. Production expenses can include a variety of expenses, such as labor, raw materials, consumable manufacturing supplies, and regularly occurring overhead.
To calculate complete manufacturing cost you add collectively three exclusive price categories: the fees of direct materials, direct labour and manufacturing overheads. Expressed as a formula, that's: Total manufacturing price = Direct substances + Direct labour + Manufacturing overheads.
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https://brainly.com/question/8873972#SPJ4there are quality issues with the last iteration and the stakeholders are not happy. not only do they not meet the quality expectations, they demand additional security features on the site. also, half your team maybe reassigned to a higher priority project. which issue should you focus on?
The resources should be your first priority. If you lack the resources, the other problems will become more difficult to solve. Answer is option (c).
How do you prioritize high priority projects?High priority projects are those of regional or statewide importance that the Board has identified and that will reduce traffic, improve safety, generate jobs, or advance economic development. Most people prioritize their activities using a tried-and-true system that takes each task's priority and urgency into account.
All the problems can be resolved properly, however the project is in danger without a strong team in place. The project manager or Scrum Master is in charge of prioritizing and resolving crucial obstacles.
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Options for the given questions,
A. Stakeholders
B. Quality issues
C. Resources
D. Security features Assistance
expert content is also referred to as
Expert content, also known as authoritative content, is content created by professionals with extensive knowledge and experience in the subject matter.
This type of content is often used to educate audiences, to provide reliable information and to support research.
Expert content is generally the most reliable source of information, as it is written by people who have spent a significant amount of time studying the topic in question.
It is important to use expert content when conducting research and forming opinions on a given subject, as it ensures accuracy and offers the best possible insight.
Expert content is content that has been created by professionals with expertise in a certain field.
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bethany is in 7th grade. she wants to attend college and knows that she will need funds. which option of funding her education should she consider now?
She has the option of receiving a scholarship to help pay for her further education.
A scholarship is financial help given to a student on a certain basis, generally academic excellence. They can be based on a variety of characteristics, including needs, nation or area of origin, gender, subject of study, race, and so on. Scholarship money is not repaid because it is not a loan. Grants, tuition exemptions, and fellowships are some examples. Scholarships are an excellent way to help students complete their education, which is generally higher education. They are given to relieve students (both prospective and current) and their families of a major portion of the expensive cost of higher education. Scholarships are awarded by several organizations and entities for undergraduate and postgraduate study at colleges, institutions, and universities.
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Firms decide how much to invest by comparing the rate of return on their projects with: the productivity of the workers assigned to the projects. the before-tax rate of return. the interest rate. their total profit.
Before selecting how much to invest, businesses weigh (C) the interest rate against the rate of return on their projects.
What is the interest rate?An amount that a borrower must pay to a lender as interest during the course of a loan, is stated as a percentage of the loan amount.
Over time, it is given as a percentage rate.
Interest rates can be fixed, which means they are predetermined and won't vary, or variable, or "floating," which means they could alter over time and could go up or down.
Businesses compare the rate of return on their initiatives with the interest rate before deciding how much to invest.
Bond prices fall when interest rates rise, and the opposite is true when interest rates are on the rise.
Bonds with low coupons issued in the lower-rate environment will be worth less because newly issued bonds will have higher coupons as rates rise.
Therefore, before selecting how much to invest, businesses weigh (C) the interest rate against the rate of return on their projects.
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Correct question:
Firms decide how much to invest by comparing the rate of return on their projects with:
(A) the productivity of the workers assigned to the projects.
(B) the before-tax rate of return.
(C) the interest rate.
(D) their total profit.
Compared to data warehouses, data marts have which one of the following characteristics?
cost less
contain more information
are harder to navigate
have longer lead time for implementation have central rather than local control
Compared to data warehouses, data marts a) cost less.
Data marts are quickly becoming the preferred choice for businesses looking for cost effective and efficient data storage solutions.
Compared to data warehouses, data marts cost significantly less, making them an attractive option for companies with limited IT budgets. Additionally, data marts are much simpler and easier to deploy, requiring less time and resources to get up and running.
Data marts are also more agile and flexible, allowing organizations to quickly adjust and respond to changing business needs.
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a marketer is injecting new customers from a data extension into journey builder to send an updated welcome series. they need to test the updated content and logic of the journey before publishing the new version. what would the marketer be able to see when using journey builder test mode for data extension entry source journeys?
Inbox delivered email and journey path for up to 10 contacts is the correct answer.
Prospect is the common term used to describe a company's potential customers. Those who may be interested in the goods and services the business provides but haven't yet made a purchase are considered potential customers.higher sales: Increased sales, which frequently result in higher profits, can be achieved by bringing in more customers to complement the current clientele. Brand recognition: These marketing initiatives can make it easier for potential customers to identify the brand when they need the offered products, which can increase sales and foster customer loyalty.Companies are able to offer new customers lower prices because existing customers pay more. Due to the need for companies to provide discounts in order to entice you to join, new customers often receive better deals.To know more about Customers here
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the stage of the product life cycle in which process innovation becomes an important way to increase efficiencies is:
The stage of the product life cycle in which process innovation becomes an important way to increase efficiencies is growth and development.
What is the innovation lifecycle?
Despite frequently being conflated with inventions, the term "innovation" is well-known. In our essay Innovation vs. Invention, we have went into further depth on how the two terms vary. We shall thus concentrate on the innovation cycle. It currently occurs in the context of practically every product and has become a standard in business. But just what does it describe?
It is generally accepted that this refers to the observation of an item through time, which is broken up into many stages and proceeds in a bell-shaped fashion. The start and finish of this time are indicated by these phases. When we talk about products, we imply that they go through these several stages.
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for a app campaign optimizing to a tcpa of $10, what would be the recommended minimum budget?
In a app campaign optimizing to a tcpa of $10. The recommended minimum budget be 100.
It became customary to share a Coke with someone to express your thought for them. The simplicity of this wildly successful campaign was its genius. A campaign is a set of pre-planned acts people conduct over a predetermined period of time to effect change, such as social or political change. A series of advertisements that are focused on the same theme and have a specific objective together constitute an ad campaign. For instance, a business might develop an advertising campaign to fulfill one of the following corporate goals: to raise awareness of a new product's brand.
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a. city streets are consumption goods because they wear out with use. b. stocks are capital goods because when people buy and sell them they make a profit. c. a shopping mall produces retail services and is a capital good. d. the coffee maker in the coffee shop at an airport is a consumption good because people buy the coffee it produces
The correct classification made here is:
A shopping mall produces retail services and is a capital good. Option CWhat is a retail service?Retail service refers to the various types of support or assistance that retailers provide to customers in order to improve their shopping experience and increase customer satisfaction. Retail services can include a wide range of activities, such as providing product information, answering customer questions, resolving complaints, providing after-sales support, and offering additional services like gift wrapping or delivery.
Retail services can also include activities that enhance the shopping experience, such as in-store events, personal styling sessions, or product demonstrations.
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Which of the classification is correct
Each of these students is required to file a 2019 federal tax return. Which student is NOT potentially eligible to receive the life time learning credit.
A Amber (22) She is a resident alien.
B Chyna (23) Her patrents will claim her as dependent on their return.
C Garrett (24) He was enrolled on a part-time basis'
D Kyle (29) He is pursuing a master degree in education
To illustrate, when you submit your taxes, you may be entitled to a return if your employer withheld taxes from your paycheck. Stay away from fees and interest.
If you file your taxes on time, are honest about what you owe, and pay what you owe in the proper manner, you may be able to avoid interest and penalties.
Taxpayers can use tax returns to figure out how much they owe in taxes, plan out when they'll make tax payments, and file for refunds if they overpay. Any person or company earning money in the form of salary, interest, dividends, capital gains, or other earnings is required by law to file an annual tax return.
For those under the age of 65 filing as a single in 2022, the base requirement is $12,950. If your annual income is less than that amount, you are exempt from filing the federal income tax return.
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Which of the following terms refers to a customer's evaluation of the difference between all the benefits and all the costs of a market offering relative to those of competing offers?
Customer perceived value refers to a customer's evaluation of the difference between all the benefits and all the costs of a market offering relative to those of competing offers.
Gathering customer feedback is a crucial part of running a successful business. It helps us understand the customer experience and gain insight into what they want and need. Through customer evaluation, we can better identify areas where we need to improve and create better strategies to reach our customers.
We value our customers' input and use their evaluation to refine our services, products, and overall customer experience. With customer evaluation, we are able to continue to provide our customers with the best possible service.
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the exclusive control of the production of a certain good by a business is known as a(n) of that commodity. consolidation antitrust monopoly protectorate
The exclusive control of the production of a certain good by a business is known as monopoly of that commodity. Fourth is the correct option.
According to Irving Fisher, a market with "absence of competition" results in a situation where one person or business is the only supplier of a given good or service.
A monopoly is a market structure in which one manufacturer or seller has an excessive level of control over another market. Monopolies may establish prices and maintain consistent, predictable pricing for consumers in the absence of competition.
A business with monopoly status has few internal competitors and no substitutes for its products.
Thus, third option is correct.
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A partner withdrew 4,000 per month from 1 July, 2016, on beginning of every month. counts are closed at 31st March, 2017. Calculate interest on drawings while rate of interest is 10% per annum.
The interest on the drawings is ₹1500. (Option C)
Amount drawn per month = ₹4000
Number of drawings = 9 (From July 2016 to March 2017)
rate of interest per annum = 10%
Interest on the drawings
We can solve this problem utilizing the mathematical technique outlined below.
This equation may be solved using the following approach.
We know that,
Using the average method,
∴ Interest on drawings = Total drawing × interest rate × [(longest outstanding time+ shortest outstanding time) / 2 * 12
Total drawing = ₹4000×9
= ₹36000
Time = ([tex]\frac{1+9}{2}[/tex]) months
= 5 months
Interest on the drawings = ₹ 36000 × 0.1 × [tex]\frac{5}{12}[/tex]
= ₹ 1500
Thus, the interest on the drawings is ₹1500. (Option C)
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the monthly payroll system contains every pay period from the start of the year and is updated weekly. this data will be used to write a weekly payroll report. however, when working with the data, the date field for payroll date does not appear to have a date hierarchy. what is most likely?
The most likely explanation is that the data is stored as a text field instead of a date field.
What is date field?A date field is a type of data entry field which is used to store date values. It is typically found in databases, spreadsheets, and other software applications. A date field typically stores the date in a standardized format, such as YYYY-MM-DD or DD/MM/YYYY. The exact formatting may vary depending on the application, but the standard format is generally used. Date fields are useful for tracking dates related to events, deadlines, or other important dates in an application. They can also be used to calculate time intervals between dates, such as the time elapsed between two events. Date fields can be used for various purposes, such as for tracking the age of a person or for tracking the time of a purchase.
\Text fields do not have a date hierarchy, so it will be necessary to manually reformat the dates in order to create a date hierarchy.
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during the year, total liabilities increased $105,000 and stockholders' equity decreased $76,000. what is the amount of total assets at the end of the year
Total liabilities rose by $105,000 throughout the course of the year, while shareholders' equity fell by $76,000. Therefore, $148,000 would be the shareholders' assets there at end of the year.
By liabilities, what do you mean?Liability often denotes being accountable for something, but it may also imply owing someone payment or services. A homeowner's tax obligation, for instance, may be the amount of property taxes due to the city or the amount of income taxes due to the federal government.
What are equity and liabilities?Equity in the context of finance refers to the ownership interest that shareholders own in a corporation, whereas liabilities are the debts or commitments that a firm owes to third parties. Liabilities are subtracted from equity to calculate equity.
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