You are planning to save for retirement over the next 15 years. To do this, you will invest $1,100 a month in a stock account and $500 a month in a bond account. The return on the stock account is expected to be 7 percent, and the bond account will pay 4 percent. When you retire, you will combine your money into an account with a 5 percent return. How much can you withdraw each month during retirement assuming a 20-year withdrawal period?.

Utilitarianism is a theory of morality that urges managers to take those actions that provide the greatest pleasure after having subtracted the pain or harm associated with the action in question.

What is meant by Utilitarianism ?

In the utilitarian theory of morality, activities that promote happiness or pleasure are encouraged, while those that result in sadness or injury are discouraged. An utilitarian philosophy would seek to improve society as a whole when used to guide social, economic, or political decisions.

According to utilitarianism, a course of action is morally correct if it makes the majority of the people in a society or a group of individuals happy.

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When using the conunctive rule of decision-making, a consumer evaluates brands on the most important attribute, but specific cutoffs are imposed.

A consumer is a person or a group who intends to reserve, orders, or makes use of bought goods, merchandise, or services mostly for personal, social, circle of relatives, household and comparable desires, not without delay associated with entrepreneurial or commercial enterprise activities.

Any character who purchases products or services for his personal use and not for manufacturing or resale is known as a customer. A patron is one who is the selection-maker whether or not or no longer to shop for an object at the store or a person who is prompted by way of commercial and advertising and marketing.

Residing things that must hunt, acquire and eat their meals are called purchasers. consumers have to devour to gain energy or they'll die. There are four sorts of purchasers: omnivores, carnivores, herbivores and decomposers.

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Stephanie works for a company that manufactures purses and is considering employing a trading company to reduce the risk of getting involved in international marketing. One of the benefits of using a trading company is that it facilitates all marketing aspects of a transaction.

The function of a trading company is to buy products from one country and sell it to another. A trading company has a firm knowledge and understanding of the various marketing aspects of different countries.

Manufacturer companies, like the one in which Stephanie is currently working, focus on making products but they do not have enough understanding of the various marketing aspects of different countries. These companies may be able to formulate strategies for selling their product in their own country but are not good at international marketing.

For such manufacturing countries, an association with a trading company can be helpful as a trading company will facilitate all the marketing aspects to other countries.

Although a part of your question is missing, you might be referring to this question:

Stephanie works for a company that manufactures purses and is considering employing a trading company to reduce the risk of getting involved in international marketing. What is one of the benefits of using a trading company?

It negotiates with the government to get the best deals.

It handles all manufacturing services

It facilitates all marketing aspects of a transaction

It develops advertising campaigns for the advertising firm.

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The purpose of giving teachers tenure after they teach satisfactorily during a probationary period is to protect teachers from arbitrary and unfair dismissal.

What do you understand by tenure?

When working for one company over an extended period of time, then the employee is considered a long-tenured employee. This serves  several advantages and disadvantages for working professionals. Knowing what tenure is and how it works helps you determine whether you should stay with your current employer for a long period or change jobs more frequently.

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A teacher receives a paycheck every two weeks, always the same day of the week. In any six consecutive calendar months she receives exactly 13 paychecks. This statement is true.

If she starts working from January 1st then she will get paid on June 30 or July 1st that is after six consecutive months. This totals up to 181 days and i we divide it by 14 days as she is getting paid after every two weeks then it comes up to a total of exactly 13 paychecks.

Even if we start from any month and take into consideration 6 consecutive months still she will receive 13 of total paychecks for the works she does or service she provides in a company or firm whatever she does the work in.

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The method that does not necessarily produce a declining or constant pattern of depreciation over an asset's service life is the units of production method.

What do you understand by the units of production method?

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A business firm seeks profit while a(n) non-profit organization may seek other goals like operational efficiency or customer satisfaction.

Operational Efficiency: Utilizing time, people, equipment, inventory, and money as effectively as possible to support the business is known as operating efficiently. Effective businesses are leaner, more flexible, and more successful.

Customer Satisfaction: Customer satisfaction is measured in terms of how content customers are with a business's goods, services, and abilities.

A business firm seeks profit while a(n) non-profit organization may seek other goals like operational efficiency or customer satisfaction.

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High-volume, low-variety products are ideal for what sort of manufacturer, the Frito-Lay facility uses a product focus approach.

A supplier's ability to offer a wide choice of BRANDS or PRODUCTS. The degree of market segmentation and the number of product variations offered by rival suppliers will determine how many variants of a product a supplier advertises.

When choosing product varieties, a company must think about how to position its brands to best serve its target market segments without creating an excessive number of brand overlaps in any one segment. It also needs to think about the additional costs of producing small volumes of numerous varieties, which results in a loss of standardization economies.

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The federal trade commission is empowered to prohibit unfair or misleading practices under the Wheeler-Lea Amendment.

An American federal law from 1938 is known as the Wheeler-Lea Amendment. This Act makes an effort to combat the negative effects of deceptive and misleading advertising. Food, medication, medical device, and cosmetic misleading advertising is subject to oversight by the Federal Trade Commission.

The Federal Trade Commission Act was amended as a result of the Act. The Wheeler-Lea Amendment is frequently referred to as the Advertising Act. An amendment to Section 5 of the Federal Trade Commission Act known as the Wheeler-Lea Act of 1938 forbade "unfair or misleading acts or practices" as well as "unfair methods of competition." For infractions of Section 5 orders, it stipulated civil penalties.

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The form of business ownership that most effectively limits the risk of ownership is LLCs and corporations.

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Sales after 5 years could be $802.94million

Given here, the growth rate (r) = 6% or 0.06 and total corporation sales or production(P) = 600$ and time period (n) = 5years.

Now we calculate the Principal amount by the formula,

Principal amount (A) = P(1+r)ⁿ

= 600(1+0.06) ⁵

= 600(1.06) ⁵

= 802.94$

Thus, the sales after five year was 802.94 million dollars.

The principal amount is referred to that amount, which was borrowed from bank as loan or the amount currently are in the bank account itself.

Whereas the interest rate refers to the extra charges or fee amount that could charge along with loan together make the final amount. Loan could be applied to both loan amount or amount in savings account.

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Account balances in the general ledger are updated for transactions through the process of posting.

A transaction is a commercial enterprise event that has a financial impact on an entity's economic statements and is recorded as access in its accounting records. Examples of transactions are as follows: Paying a provider for services rendered or items introduced.

An Accounting Transaction is an enterprise hobby or transaction that has a financial effect on a company's financial statements. For instance, Apple representing nearly $2 hundred billion in cash & cash equivalents in its balance sheet is an accounting transaction.

An accounting transaction is a method of recording financial data that has an impact on the monetary statements of the enterprise. It's by far the best method used by the business to record each transaction of each day event which would assist in measuring the value of the companies.

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As a student of economics, when you speak of scarcity, you are referring to the ability of society to: satisfy economic wants given limited resources.

In economics, scarcity refers to sources that a limited in quantity. There are three causes of scarcity – demand-triggered, deliver-triggered, and structural. There are also styles of shortage – relative and absolute.

Scarcity is the basic monetary hassle. It arises from the insufficiency of assets to meet people's wants. The shortage is ubiquitous. rich humans face shortages after they want extra than they should purchase, when they can not be in two locations at once, and when, consequently, they ought to pick among options.

The shortage impact is the cognitive bias that makes people location a better value on an item that is scarce and a lower value on one that is to be had in abundance.

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Apples, Oranges and Bananas comprise of 18.99%, 50.66% and 25.33% of the total fruits respectively

Let f be the total number of fruits available

Let b the number of bananas

Fruits that consist of bananas, oranges and apples = 95%

Oranges = 2*bananas

=2b

Apples = 75% of bananas

=0.75b

Formulating the equation we get:

b + 2b + 0.75b = 0.95f

3.75b = 0.95f

b = 0.95f/3.75

b= 0.2533

So bananas amount to 25.33% of the total fruit

Oranges in terms of total fruit= 2*25.33% = 50.66%

Apples in terms of total fruit = 0.75*25.33 = 18.99%

Hence, Apples, Bananas and Oranges comprise 95% of the total fruits.

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Stock Market is an example of financial market. Thus option D is correct.

The term securities market refers to many exchanges during which shares of publicly held companies are bought and sold. Such financial activities are conducted through formal exchanges and via over-the-counter (OTC) marketplaces that operate under an outlined set of regulations. Both “stock market” and “stock exchange” are often used interchangeably. Traders within the exchange buy or sell shares on one or more of the stock exchanges that are a part of the securities market. The leading U.S. stock exchanges include the the big apple stock market (NYSE) and also the Nasdaq. Stock markets are components of a free-market economy because they permit democratized access to investor trading and exchange of capital.

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The maximum price to be paid for the bond at a 5% required rate of return is $4,329.48.

Let us have a required rate of return of 5%.

The decision to buy the bond will be based on present  value of cash inflows:

present value of cash inflows = A* [1-(1+r)^(-n)]/r

here

A = $1000 per month

r=5%=>0.05

n=5 years.

$1000*[1-(1.05)^(-5)]/0.05

=>$1000*4.329476.

=>$4,329.48.

Since the present value of cash inflows is lower than the price of the bond , we need not purchase the bond.

The maximum price to be paid for the bond at 5% required rate of return is $4,329.48.

Our decision is based on the required rate of return of 5%, the higher the required return the lower will be the amount to be paid for the bond.

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6 souvenir brochures must be purchased in order. The correct answer would be an option (A)

What is the Linear equation?

A linear equation is defined as an equation in which the highest power of the variable is always one.

The slope-intercept form is y = mx+c, where the slope is m and the y-intercept is c.

For the functions, we have that:

The set-up fee is the admission fee.

The price per souvenir brochure is the slope.

Hence the functions are given by:

R(x) = 10 + 6.25x

S(x) = 13 + 5.75x

We have been given the total cost at Concert R and Concert S to be the same.

So

R(x) = S(x).

⇒ 10 + 6.25x = 13 + 5.75x

⇒ 0.5x = 3

⇒ x = 3/0.5

⇒ x = 6.

Therefore, 6 souvenir brochures must be purchased in order for the total cost at Concert R and Concert S to be the same.

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The firm will breakeven when 40 units of the good is produced.

Cost is given as C = 40x + 400

Revenue is given as: R = 50x

In this case, the point of breakeven will be:

Cost = Revenue

40x + 400 = 50x

Collect like terms

50x - 40x = 400

10x = 400

Divide both side by 20

10x/10 = 400/10

x = 40

There will be breakeven at 40 units

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Assume the economy is initially located on ad0 and as0. an increase in personal income taxes would result in price at E and real domestic output at B.

Real gross domestic product or the real GDP is an inflation-adjusted measure which will be reflecting the value of all goods and services produced by a particular economy in a given year which is expressing the prices in base years and is often referred to as a constant price, such as "inflation-corrected" or else the "constant dollar" GDP.

Real GDP would make a comparison of GDP from year to year and also from different years as it is more meaningful because it can show the comparison for both the quantity and particular values of goods and services.

It is calculated by dividing nominal GDP over another GDP deflator. The intuition that exists behind the real wealth effect is that when the level of prices decreases, it takes only less money to buy goods and services. The money now you have is worth more and you will be feeling wealthier. So, in response to where there is a decrease in the price level, real GDP will actually increase. So, from the diagram, an increase in personal income taxes would be resulting in a price at E and the real domestic output at B.

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The given statement is false.

Jerry’s paid amount is not considered as tax, because amount paid to the toll refers to amount which are paid for public or private authority on crossing the highway or bridge, so amount paid to toll, not cosidered as tax.

Jerry paid amount to the Florida turnpike is considered as particular individual's user fees not tax.

Generally tax is a fee or mandatory amount given by the citizens to the government or the individual who collect revenue for building the facilities and services. Whereas toll charges or toll tax refers to the revenue collected by the government when we cross any bridge, tunnel or highway as they are providing the best facilities for humans.

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 50% is estimated over the number of accident of all crashes in the u.s are caused by the driver distraction .

It is almost 50% because driving-related accidents usually involve the driver; if the driver is paying attention to something other than the road, there is always a high risk of an accident. As a driver, you should pay attention to the road, avoid using your phone, and never drive after drinking.

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They have picked up on to alert them to potential problems

The early signs of dementia are very subtle and vague and may not be immediately obvious.

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Because these bonds are issued by governmental bodies that have the authority to tax their constituents, Munis could also offer lower yields. These governments, however, are riskier than those that issue federal government bonds since they are unable to manufacture money or issue Treasuries like the federal government.

The United States is made up of 50 states, five large self-governing territories, many island holdings, and a city inside a federal territory (the city of Washington in the District of Columbia). The common government of the United States, a federal republic in North America, is often referred to as the United States federal government or the United States government. Legislative, executive, and judicial branches of the federal government make up what is commonly referred to simply as Washington. The president, the Congress, and the federal courts are each in charge of these branches, according to the U.S. Constitution. The tasks and responsibilities of these branches are further defined by acts of Congress.

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The post-closing trial balance does not include any revenues, expenses, or dividends, because these accounts are permanent accounts is a false statement.

Trial Balance is a list of closing balances of ledger accounts on a certain date and is the first step towards the preparation of financial statements.  The debt balances are in one column and the other column consists of credit balances.It is usually prepared at the end of an accounting period to assist in the drafting of financial statements.

It is prepared at various stages in an accounting cycle.

A company is supposed to prepare their trial balance periodically,which is usually at the end of reporting period.

The major purpose o the trial balance is to ensure whether the entries are mathematically correct in a company's book keeping system

The post-closing trial balance includes any revenues, expenses, or dividends, because these accounts are permanent accounts.

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$4,749.14 is the future value of $3,048 invested for 8 years at 5.7 percent compounded annually.

What is compound?

Compound interest, also known as interest on principal and interest, is the practice of adding interest to the principal amount of a loan or deposit.

Therefore,

$4,749.14 is the future value of $3,048 invested for 8 years at 5.7 percent compounded annually.

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The value of $540 deposited today into an account receiving 8% interest semi-annually for two years is $15033.6

The fee paid for the right to borrow money is called interest. In contrast to how the interest rate used to compute interest is normally expressed, which is as an annual percentage rate, interest expense or revenue is frequently expressed as a dollar figure (APR). Interest is the payment a lender or financial organization makes in exchange for extending credit. The amount of ownership a stockholder has in a corporation, typically represented as a percentage, is another term for interest. Interest is frequently linked to credit cards, mortgages, auto loans, personal loans, savings accounts, or fines. The macroeconomic policies set by the Federal Reserve's Federal funds rate heavily influence interest rates.

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The fact that your federal taxes paid were more than you calculated means that D.You will get $363.44 refund from the government.

What happens when we overpay taxes?

while someone pays an excessive amount of in taxes, the inner sales provider may be capable of come up with a refund for the quantity that you overpaid.

In this case, that amount would be:

= 3,155.24 - 2,791.80

= $363.44

To get the refund, you would have to fill in your annual tax returns and the Internal Revenue Service would find the refund.

In conclusion, you can expect a tax refund of $363.44 from the government.

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The security pillar protects data, systems, and assets while creating business value through risk analyses and mitigation techniques.

Business value is a management term that refers to all types of value that impact the company's long-term health and prosperity. Business value is an estimate of a company's health and prosperity based on the measurement of both tangible and intangible factors such as financial assets and utility, as well as employee, customer, supplier, and societal value.

The value of a business is calculated using a simple formula: assets minus liabilities. Your company's assets are any items of value that can be exchanged for money, such as inventory, real estate, or equipment. Liabilities are financial obligations incurred by a business.

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If the two countries specialize and trade to maximize the benefits of specialization and trade, then Sweden will produce more chocolate even without trade. correct option is (c).

The spread of movement of goods, services, information, technology and employment across national and cultural borders is called globalization. It refers to the interdependence of countries around the world that is facilitated by free trade from an economic point of view.

Similarly, Italy and Sweden may combine to maximize their profits by exchanging their specialties and products, but at the individual level they would also focus on their niche commodity and at the individual level they would maximize their products, therefore even without trade Sweden will produce chocolate as it has advantage in that and Italy would focus on wine production.

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The question is incomplete. Check below the full question.

Assume that sweden has a comparative advantage in chocolate and italy has a comparative advantage in wine. Also assume that sweden has an absolute advantage in both chocolate and wine. If these two countries specialize and trade so as to maximize the benefits of specialization and trade, then?

A. The two countries combined output of both goods will be lower than it would be in the absence of trade.

B. The two countries will consume less than they would in the absence of trade

C. Sweden will produce more chocolate than it would produce in the absence of trade.

D. Italy would produce less wine than it would produce in the absence of trade.

Of the five types of risk associated with purchase decisions, Performance involves the perceived danger inherent in a poorly performing product or service.

This term refers to a person's subjective evaluation of his or her risk of an illness or an adverse outcome, often in reference to performing a specific risky behavior. Five varieties of perceived risk emerged from these procedures to subsume the kinds of risk found within the literature and generated by the hypothetical purchasing situation.

It includes aspects like the likelihood, the impact, and therefore the severity of the danger. Perceived risk could be a subjective judgment of a private. It combines factors like emotion, contextual factors, and private experiences. A performance risk is that the potential that a product, service, program or project won't deliver the maximum amount value as needed.

This will apply to internal projects, outsourced projects and purchases of a product or service. Perceived risks can include the fear and or doubt a consumer has that the merchandise they're buying will fail to perform its intended function. the patron may well be afraid that if they buy a car, the engine or other parts may malfunction. Social - this kind of risk pertains to a consumer's rank.

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