1 contract law
2 Something of value must be exchanged between the parties.
3 civil law
Why is the law important?
Laws are created for protect our general safety, and ensure our rights as citizens against abuses by other people, by organization's, and by the government itself. We have laws for help provide to our general safety.
How many kinds of Laws?
Natural or Moral Laws: Natural laws are the belief that certain laws of morality are inherent by human nature, reason, or religious belief.
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When the same payer issues the primary, secondary, or supplemental policies, the correct procedure for submitting the claim would be to submit __________. a. primary first, followed by secondary and supplemental b. three separate claims c. one claim for all policies d. a separate claim for each policy
When the same payer issues the primary, secondary, or supplemental policies, the correct procedure for submitting the claim would be to submit: c. one claim for all policies.
What is insurance claim?An insurance claim can be defined as the way in which a policyholder request that the insurance company under which the policyholder is covered pay for the damage or damages the policyholder incurred.
In a situation where the same payer issues both primary and secondary polices they have to submit one claim for all the policies.
Therefore the correct option is C.
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The costs of producing, distributing and promoting the product will all influence the product's:
The costs of producing, distributing and promoting the product will all influence the product's PRICE
What are products?Products are goods and services offered by an organization. These products can be tangible or intangible. Most intangible products are in form of ideas.
The costs of producing, distributing and promoting the product will all influence the product's price. The higher the price, the lower the level of demand and vice versa.
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A decrease in the quantity supplied of iPads is caused by a(n) increase in TV advertising for iPads. increase in the number of iPad consumers. technological advancement in iPad production. drop in the price of iPads.
The correct option is D). drop in the price of iPads.
What happens to supply when prices drop?An increase in price leads to an increase in the quantity supplied of that good or service, while a decrease in price will decrease the quantity supplied.
The supply curve will move from left to the right, as the price of the commodity increases and the quantity supplied also increases.
Therefore, a decrease in the quantity supplied of iPads is caused by drop in the price of iPads.
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Mark and Julie are going to sell brownies and cookies for their third annual fundraiser bake sale. In one day, Mark can make 40 brownies or 20 cookies, and Julie can make 15 brownies or 15 cookies. Based on this information, ________ has the absolute advantage in making brownies and ________ has the absolute advantage in making cookies.
Based on this information, Mark has the absolute advantage in making brownies and Julie has the absolute advantage in making cookies.
What is absolute advantage?Absolute advantage refers to the notion that a company, country or person has the best ability with respect to the production of a stated service or product.
Thus, it is right to state that given the above information, Mark has the absolute advantage in making brownies and Julie has the absolute advantage in making cookies.
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The most lucrative podcasts can make about how much money per podcast off ads?
A. $25,000
B. $70,000
C. $14,000
D. $52,000
Within a ________________________ economy, we often see both producers and consumers responding to the incentive of price changes.
Within a ________________________ economy, we often see both producers and consumers responding to the incentive of price changes.
Answer:
market economy
When downgrading a client’s subscription, what will be affected as a result of the downgrade?
Downgrading a subscription is the process of decreasing the value or the services provided to a client.
Downgrading a client's subscription will result in a lower amount of subscription and or lower level of services available to the client.
The subscription can be upgraded as well depends on the requirements of the client
What is subscription?A subscription is a monthly payment for a number of services available, the amount is usually paid at the end or the start of the month, while the services can be enjoyed for the whole month.
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American Paper Company has a beta of 1.2. The risk-free rate is 6 percent and the required return on the market is 14 percent. The required rate of return on the security is
American Paper Company has a beta of 1.2. The risk-free rate is 6 percent and the required return on the market is 14 percent. The required rate of return on the security is:
-15.6%-13.2%-22.0%-22.8%What Is the Security Market Line?The security market line (SML) is a line drawn on a chart that serves as a graphical representation of the capital asset pricing model (CAPM)—which shows different levels of systematic, or market risk, of various marketable securities, plotted against the expected return of the entire market at any given time.
Its Also known as the "characteristic line," the SML is a visualization of the CAPM, where the x-axis of the chart represents risk (in terms of beta), and the y-axis of the chart represents expected return. The market risk premium of a given security is determined by where it is plotted on the chart relative to the SML
The formula for plotting the SML is:
Required return = risk-free rate of return + beta (market return - risk-free rate of return)
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The costs incurred by the firm when new issues of stocks or bonds are sold are called:
The costs incurred by the firm when new issues of stocks or bonds are sold are called: Flotation costs.
What are flotation costs?When publicly trade companies issues new securities, these are the costs that are incurred.
These would make the new equity that this firm has to be more expensive than it formerly was.
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__________ goods appeal to consumers who are willing to make an extra shopping effort to acquire them. Group of answer choices Specialty Shopping Convenience Consumer
Specialty goods appeal to consumers who are willing to make an extra shopping effort to acquire them.
Convenience goods are reasonably priced and require no effort to buy for. Examples include sodas, candy bars, milk, bread, and small hardware items. Consumers frequently purchase items without much thought.Consumer goods include items like jewelry, clothing, and food. Copper is an example of a basic or raw material that is not regarded as a consumer good because it must be converted into useable commodities.Automobile tires and electric appliances are a couple of examples of homogeneous buying items. Microwaves, pedestal and ceiling fans, washing machines, and refrigerators are all useful electrical equipment examples.What are Speciality goods?Specialty goods are those with distinctive qualities or brand recognition. Customers of these goods are willing to make extra effort to buy specialist goods. Specialty goods are frequently expensive, and customers rarely take the time to compare them to comparable goods.
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A dog owner lived next door to a day care center. Because he had a large yard and there were no applicable zoning restrictions, he installed a kennel and began training attack dogs to sell to businesses. As soon as he opened the business and posted signs in front advertising the exceptional ferocity of the dogs, some parents who had children enrolled in the day care center became alarmed at the prospect of the dogs right next to the yard where the children played, especially because the children could see and hear the dogs being taught to attack people. Within a few months of the dogs' arrival next door, the owner of the day care lost 10% of her enrollment. If the day care owner brings a nuisance action against the dog owner, what will be the most critical factual issue that the trier of fact must resolve to determine who should prevail
The most critical factor that the tier of facts has to determine for who to win is Whether the day care owner's use of her property makes her business abnormally sensitive to the presence of the dogs. option B is correct.
What is the tier of facts?The trier of facts is the law term that is used to refer to the person or the groups that have to get the facts in a legal case.
The fact that has to be determined in this case has to be the way that business affects the dog.
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Progressive’s addition of a mobile app, which allows customers to start photo estimates for insurance claims, was likely created because progressive marketers noticed a change in _______.
Because the progressive marketers noticed a change in the technological environment, the firm decided to create a mobile app that allows customers to start photo estimates for insurance claims.
What is a technological environment?This have to do with a firm external environment that is related to its developments and changes in technology.
Here, the change in the technological environment birthed the firm decision to create a mobile app that allows customers to start photo estimates for insurance claims.
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True or false: a large, simple design is best used in situations where baseline measurements are complex and require special equipment.
The given statement is FALSE because if the baseline measurements are complex and need special equipment, then a large, simple design would NOT be needed.
What is a Design?This refers to the framework that is used to show a blueprint for a thing and can also mean the construction of a thing.
Hence, we can see that the given statement is false because, in a case of a complex measurement that would require special equipment, a special design would be needed.
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When you market medicare advantage and part d plans, what may you offer as a gift to induce enrollment in a plan?.
When the insurance agents sold the Medicare plans under part D then in order to induce the enrollees they can provide them with gifts worth not more than $15 in value.
What is a Medicare plan?A Medicare plan is an insurance plan provided to US citizens in the healthcare sector by private insurance firms.
Under part D of the Medicare plan, the insurance agents cannot be allowed to provide prizes or gifts having a value of greater than $15, are not permitted to pay for any kind of meals, and also not allowed to give any gift card or any kind of money to the enrollees.
Therefore, the insurance agents can induce the persons to get enrolled in the Medicare plan by giving them gifts of not higher than $15.
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An increase in venous return will _______
An increase in venous return will increase EDV and therefore, increase stroke volume
What are venous return?Venous return is a term used to describe the flow of blood from the periphery back to the right atrium.
An increase in venous return will increase EDV and therefore, increase stroke volume. These increased pulmonary venous return to the left atrium leads to increase the filling of the left ventricle.
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what type of graphic shows the amounts of two products a nation can obtain by specializing in one product and trading for the other?
A trading possibilities line is the graphic that shows the amounts of two products a nation can obtain by specializing in one product and trading for the other. This is further explained below.
What is a trading possibilities line?Generally, A graph depicts the many permutations of two goods that a single-product economy may receive (consume) due to its focus on producing only one of them.
In conclusion, When a country focuses on producing one good and trading for another, the quantity of both goods increases along a trade possibilities line.
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Due to FX Company's poor financial performance, John received a decrease in both his pay and benefits. He received a job offer from BT Corp. that included a significant pay increase, but he turned it down because he felt morally obligated to remain with FX despite its financial troubles. John's feelings toward his organization are best characterized as:
John feeling's toward his organization is known as a normative commitment as he turned down a new job despite the current job's financial troubles.
What is a normative commitment?This refers to when an employee believed he/she most stay committed to a particular target and most remain obligated in an organization.
Most time, the commitment exist in an employee when they feel a sense of obligation to the organization and want to pursue better opportunities.
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Ace Company sells merchandise to a customer in the amount of $200 on credit, terms n/30. The entry to record this sale would include a debit to the ____________ account:
The journal entry to record the given sale of $200 on credit would include a debit to the bill receivables account.
What is a journal entry?A systematic and chronological record of financial transactions that take place in a business organization during a given period is known as a journal entry.
Hence, the significance of journal entry is given.
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A company requires physical isolation of its amazon ec2 instances from the instances of other customers. which instance purchasing option meets this requirement?
The instance purchasing option that meets this requirement of physical isolation is Dedicated Hosts.
What are Dedicated Hosts?
A dedicated host is a kind of hosting service that tis internet based where by the client is the sole use of the hosting service.
Thus, it is right to indicate that The instance purchasing option that meets this requirement of physical isolation is Dedicated Hosts.
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When a company finds a small but profitable market segment and designs products just for them, the company is engaged in:
When a company finds a small but profitable market segment and designs products just for them, the company is engaged in: Niche marketing.
What is niche marketing?
This is a term that is used to refer to the specialization in the sale and the development of a particular product to a market.
It is the focus that is put in a particular market segment. Hence the answer is niche marketing.
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What is the likely effect on the market for wine of a simultaneous increase in both consumer incomes and producer taxes on wine?
If there was an increase in both consumer incomes and producer taxes, the market for wine would see an increase in price.
How would the wine market be affected?An increase in producer taxes on wine would increase wine prices as producers aim to pass on the taxes to consumers.
Prices will also increase when consumers have more income and demand more wine. The overall effect is there an increase in the price of wine.
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Consider two processes. If both versions create the same benefit, but one costs more than the other, the higher-cost version is less ________ than the lower-cost version.
Consider two processes. If both versions create the same benefit, but one costs more than the other, the higher-cost version is less Efficient than the lower-cost version.
What is Process Quality?Process Quality = measured in two dimensions: process effectiveness and process efficiency
Effective Business Process = enables the organization to accomplish its strategy. ex: investigating whether 3D printing will help accomplish the strategy of having the largest selection of parts in the industry
Efficiency Business Process = the ratio of benefits to costs. ex: consider two versions that create the same benefit, but one costs more than the other does, meaning the higher-cost version is less efficient than the lower-cost version/if both versions cost the same, but one generates less benefit than the other, then the lower-benefit one is less efficient.
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What do you think an investor would be most interested in knowing about the financials of your company? Why do you think that is? How would you show an investor that investing in your company wouldn't pose a high risk?
Before making an investment, investors look at a company's financial accounts because they believe that bigger profit margins will result in a better return. The company's reputation encourages investors to make risk-free investments with ease.
What is investing?
Buying an asset or thing in the future with the expectation that it will produce income or increase in value is referred to as "investing."
Investors value financial statements because they contain a wealth of information about a company's balance sheet, income statement, and cash flow statement.
Investors pay attention to a company's profit margins since they result in a higher rate of return. The company's annual report from the prior year and goodwill of the company show investor to easily invest without any risk.
As a result, an investor must be interested of the company's financial statements and goodwill.
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Education and training of workers would best be categorized as:
Education and training of workers would best be categorized as: human capita development.
What is human capita development?This can be defined to be the investment in people. This type of investment is to offer them training that would ensure that they are able to get jobs that would make them self reliant.
Human capita development is very important in the growth and development of a nation.
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Which situation is a result of fiscal policy?
a. A corporation is fined for violating regulations.
b. A consumer has limited options for food at a store.
c. A bank offers a loan to a small business.
d. A school gets more money to buy computers
The following statement, which may be viewed as the outcome of fiscal policy, is D: A school receives greater funding to purchase computers.
Fiscal policy can be thought of as a projection of government expenditure and taxes that have an impact on the economy.It typically results in a reduction in taxation and government spending, but everything is done to ensure that purchasing power is not weakened.
An illustration of the effects of this policy was Option D.
Therefore, D is correct option.
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Which of the following is true of specialty stores? Group of answer choices They carry a deep assortment of merchandise within a single category of interest. They offer consumers very limited service and carry a vast assortment of well-known, nationally branded goods such as toys, housewares, and clothing. They carry a wide range of products and specialty goods, including apparel, cosmetics, housewares, electronics, and sometimes furniture. They price products lower than specialty discount stores.
The correct option is that they carry a deeper by narrower assortment of merchandise within a single category of interest.
What is a specialty store?This refers to a retail store which lay emphasis on selling products which have specific category. It is to be noted that specialty store have a wide selection of products but few categories.
Hence, the correct option is that they carry a deeper by narrower assortment of merchandise within a single category of interest.
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ideally, a positioning statement should identify which three things?
The positioning statement ideally should include the three segments where the relevant information is provided.
The three things are as follows:
1) The product's unique benefits
2) The target market and need satisfied
3) The category of the firm that the product belongs to
What is a product?A product is a article that is produced by a company/ business and is sold to consumer, at a market price.
Benefits of the product are required to be communicated to the consumer
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Anita, a quality supervisor, knows that her manager focuses on maintaining quality. Anita tends to favor a high-quality alternative whenever she is considering alternative ways to approach a problem. She understands that another alternative might be more successful. However, Anita believes that whatever the outcome, her manager is likely to appreciate her efforts to maintain the quality standard. This is an example of the human compromise known as
The given scenario is an example of the human compromise known as rationalization.
What is Rationalization?This refers to the use of logic to try and explain or justify a certain behavior, even when they are not appropriate.
Hence, we can see that based on the high quality alternative that Anita, the quality supervisor uses, she knows that she would still be appreciated by her manager if she maintains the standard, and this is known as rationalization.
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Since 1950, the number of employees who work in the federal bureaucracy has ________ and the number of employees who work in both state and local government has ________.
Since 1950, the number of employees who work in the federal bureaucracy has decreased and the number of employees who work in both state and local government has increased.
What is the federal bureaucracy?
This is the term that is used to refer to the administrative body of the executive government of the United States.
From time it has been said that the people working here has reduced and that of the local government has grown.
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According to the text, the most logical budget-setting method in advertising is the ________ method.
The logical budget setting method is advertising, the company set advertising budget cost is required to achieve tasks.
What is Objective and Task?The objective and budgeting work simultaneously, budget is established when specific objective is in mind.
The company sets advertising budget for promotion of products, budget requires certain amount of money needed to achieve objective and task.
Businesses use objective and task method by examining cost of each goals. The objective and task method is difficult to assess accurately advertising costs needed to achieve the task.
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