An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend greater than its excess reserves.
It should be noted that a single bank may not lend money more than the amount that it has in its excess reserves. This is different from the commercial banks that lend more than what they've in their reserves.
An individual bank can safely lend an amount equal to its excess reserves because it's typically difficult for individual banks to keep reserves as per the legal reserve requirements.
Read related link on:
https://brainly.com/question/25628048
Direct labor variances ______. Multiple choice question. can only be computed for differences in pay rates are computed in the same way as material variances are generally the responsibility of the human resources manager are broken into two components (price and usage)
The direct labor variances are computed in the same way as the material variances.
In accounting, a direct labor variance means the difference between Standard cost for actual production and Actual cost in production.
Also, the material variances means the difference between the Standard cost and Actual cost of material purchased.Hence, the Direct labor variances are computed in the same way as the material variances.
Therefore, the correct option is B.
Read more about direct labor variances:
brainly.com/question/21287626
Do you think it is fair for dealers to charge you more for a car they pay the manufacturer
Answer:
I dont think they should charge more
Explanation:
Answer:
In my opinion, No,
But this occurs only when demand is so high that dealers aren't struggling to make a sale, and it generally indicates that an MSRP is too low. In the rare case that dealers can't restock a particular vehicle fast enough, it's perfectly legal (and a savvy business decision) to charge more than the MSRP.
I hope this helps.
The bulk of evidence suggest that_______.
a. markets are competitive enough that only superior information or insight will earn superior risk adjusted returns
b. markets are competitive enough that earning superior risk adjusted returns is impossible
c. markets are inefficient enough that earning superior risk adjusted returns is time consuming but not difficult the efficient
d. market hypothesis has been proven incorrect, resoundly.
Answer:
C
Explanation:
I’m not sure tho
Education benefits both students and the community. Suppose students purchasing education consider only their own benefits when determining how much education to obtain and schools supplying education consider only their costs when determining how much education to supply.
Education has help man to be able to shape a better society to live in by knowing and obeying rights, laws etc. In this situation, the social benefit will be Greater than the private benefit and the amount of education produced will be below the socially efficient amount.
Education has help in a lot of ways. These ways includes;
It has help to become better citizens.It has also help people to secure better-paid job. Education shows us the essence of hard work.Community education is also called community-based education. This is simply an organization's programs aim to promote learning and social development work with individuals and groups in a said communities through the agent of formal and informal methods.
Learn more from
https://brainly.com/question/14143681
You are considering an investment in a municipal bond that has a yield of 5 percent. Your tax rate is 25 percent. What is your taxable equivalent yield
The taxable equivalent yield is 6.67%.
Given Information
Municipal bond has yield of 5%
Tax rate = 25 percent
Taxable equivalent yield = ?
The formula for use to derive the taxable equivalent yield is {Current yield on municipal bond / (1-tax rate).Taxable equivalent yield = 5% / (1 - 25%)
Taxable equivalent yield = 0.05 / 0.75
Taxable equivalent yield = 0.06666666666
Taxable equivalent yield = 6.67%
Therefore, the taxable equivalent yield is 6.67%.
See similar solution here
brainly.com/question/14951055
Type the correct answer in the box. Spell all words correctly.
What is a continuous discussion to bring out innovative ideas from employees?
A _____ session is a continuous discussion to bring out innovative ideas from employees. (Using Plato for this)
The name which is given to the session that is a continuous discussion to bring out innovative ideas from employees is called:
BrainstormingAccording to the given question, we are asked to state the name which is given to the session that is a continuous discussion to bring out innovative ideas from employees.
As a result of this, we can see that when a group of workers sit down together to bring out a new idea that would be innovative to their company, then we can say that they are brainstorming because they bring ideas that would improve overall business and profit
Read more here:
https://brainly.com/question/20482811
An accumulated deficit means a company has ______. Multiple choice question. a contra-asset account due to losses accumulated more net losses than net income Treasury Stock that it repurchased at a cost that was higher than the issuance price dividends in arrears
Based on accounting principles, an accumulated deficit means a company has "accumulated more net losses than net income."
This is because the accumulated deficit is generally considered to be a "negative retained earnings balance."
In other words, accumulated deficit is the total summation of the losses and dividends paid by a company that supersedes the profits gained by the company.
Hence, in this case, it is concluded that the correct answer is option B. "accumulated more net losses than net income."
Learn more here: https://brainly.com/question/16551961
Explain why most trade occurs because of comparative advantage. Be sure to provide examples from the data tables or from the lesson to support your answer.
Most trade is due to the comparative advantage of an organization's ability to produce a good or service with lower marginal cost and opportunity cost.
As an example, we can cite trade between Africa and the United States, where Africa markets agricultural products such as corn and citrus to the US, and the US markets technological products such as computers to Africa.
Therefore, companies will use comparative advantage to acquire goods and services at lower prices than other competitors.
Learn more here:
https://brainly.com/question/7780461
KRJ Enterprises reported this year sales of $404 million, earnings before income taxes of $102.4 million, and tax expense of $18.2 million. If sales are projected to increase by 3.8% next year, what would be the projected tax expense for next year
The KRJ Enterprises' projected tax expense for the next year is $18.87 million.
Data and Calculations:
Reported year's sales = $404 million
Earnings before income taxes =$102.4 million (25% of sales)
Tax expense =$18.2 million
The tax expense = 4.5% of Sales ($18.2.$404 x 100)
Projected sales for next year = $419.35 million ($404 x 1.038)
Projected tax expense = $18.87 million ($419.35 x 4.5%)
Thus, the projected tax expense for the next year is $18.87 million.
Learn more: https://brainly.com/question/21418254
When a company issues no-par common stock, the ______. Multiple select question. cash inflow is classified as a financing activity
When the company issues no-par common stock, then, the:
entire amount of the proceeds will placed in Common Stock account. the cash inflow will be classified as a financing activity.The no-par common stock is a stock issued without a par value.
The value of the no-par common stocks is determined by price that the investors want to pay on the open market.
In conclusion, the entire amount of the proceeds will placed in Common Stock account and the cash inflow will be classified as a financing activity.
Read more about thos here
brainly.com/question/11453024
Which of the following is typically NOT led by a company's Human Resource department?
Answer: they dont file complaints
Explanation:
people often become wealthy by using a painfully simple strategy.
Answer:
It's about the power
It's about the drive
Explanation:
Just listen to face off song
what is the child abuse prevention hotline number
Please help please please
Answer:
e you chose that includes at leasnts on your time line.) You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim
Explanation:
5. Submit a thematic time line for the theme yo You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim
The percentage of total industry output accounted for by the largest firms in an industry is called the:
Answer:
A B
A concentration ratio is used to measure... market dominance
Percentage of total industry output accounted for by the largest firms in the industry is termed... the concentration ratio
The sum of the squared market shares of each firm in an industry is termed ... the Herfindahl-Herschman Index
Explanation:
supportive, value-based, and work facilitation are examples of the ________ element in house’s revised path-goal leadership model.
Based on the components of the path-goal leadership model, supportive, value-based, and work facilitation are examples of Leadership behaviors elements in the House’s revised path-goal leadership model.
The other significant elements in House's revised path-goal leadership model include the following:
Follower's characteristics;Task Characteristics.House R.J was 1971 started these elements in his work titled "A Path-Goal Theory of Leader Effectiveness."
These elements define a different aspect of effective leadership.
Hence, in this case, it is concluded that the correct answer is "Leadership behaviors."
Learn more here: https://brainly.com/question/13847556
True or false: A management contract is an arrangement in which one firm contracts with another to produce products to its specifications.
The statement which states that a management contract is an arrangement in which one firm contracts with another to produce products to its specifications is false
According to the given question, we are asked to show whether a management contract is one where there is an arrangement between two firms to produce its goods to its specifications.
As a result of this, we can see that a management contract is one where one firm gives its management skills in part or in full to another firm.
With this in mind, we can see that contract manufacturing is one where there is an arrangement in which one firm contracts with another to produce products to its specifications but is in charge of the marketing.
Therefore, the correct answer is false.
Read more here:
https://brainly.com/question/17440307
An exporter can shift exchange rate risk to their customers by:_________.
a. invoicing in their home currency.
b. splitting the difference, and invoicing half of sales in local currency and half of sales in home currency.
c. invoicing in their customer's local currency.
d. invoicing sales in a currency basket such as the SDR as the invoice currency.
The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers
An exchange rate risk refers to the risk related to fluctuations in local currency in comparison to the foreign currency.
An exporter who want to avoid the risk of exchange rate can invoice the trade in his local currency, thus, only the customer will suffer for fluctuation if any occurs.Hence, the Option A is correct because the The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers
Learn more about exchange rate
brainly.com/question/1962276
Anchor Resort and Casino surveils its customers and employees through a complex network of recorded video; undercover security agents; and weighing chips, cards, and coins for key transactions. What potential disadvantage of monitoring employees should Anchor managers consider
The potential disadvantage of monitoring employees that Anchor Resort and Casino managers do is that extensive monitoring can make employees feel that Anchor Resort doesn't trust them.
In a Casino where there is a high currency circulation and whose games can be more susceptible to fraud, it is necessary to have more regulation and monitoring, but when it becomes an excessive practice it can encourage employee turnover and demotivation.
There must be a mutual trusting relationship between a company and an employee, as a positive relationship generates greater job satisfaction, greater motivation and generates an organizational culture focused on development.
Therefore, Anchor Resort and Casino can develop a strategy to increase trust in the relationship among employees through training, open communication, feedback and encouraging positive practices in the company.
Learn more here:
https://brainly.com/question/11142307
The existence of a ________ means that the interest rate on a two-year bond will exceed the average interest rate on two successive one-year bonds.
Event Credit Payment Interest Principal Balance
$500.00 $0.00 $0.00 $500.00
Payment 1 $100.00 $7.40 $92.60 $407.40
Payment 2 $100.00 $6.23 $93.77 $313.63
Payment 3 $100.00 $4.79 $95.21 $218.42
Payment 4 $100.00 $3.02 $96.98 $121.44
Payment 5 $100.00 $1.86 $98.14 $23.30
Payment 6 $23.64 $0.34 $23.30 $0.00
Grand Total $500 $523.64 $23.64 $500.00 $0.00
Study this payment schedule and answer the following questions.
Part A
How long will it take to pay off this credit card?
Part B
How much will the interest be?
Answer: 6 months
Explanation:
plato
Answer:
It will take six months to pay off the credit card and the interest will be $23.64
Explanation:
An annuity refers to a a.principal payment. b.lump sum payment. c.balloon payment. d.series of equal cash receipts at fixed intervals.
If+d+0+=+$1. 75,+g+(which+is+constant)+=+3. 6%,+and+p+0+=+$32. 00,+what+is+the+stock's+expected+total+return+for+the+coming+year?.
Answer:
$ 102 . 33
Explanation:
an assessment of costs and benefits inevitably involves
What happens to the price and quantity of churro waffles if the price of brown sugar decreases?.
Answer:
The price of the churro waffles will go up and the quality will go down.
If the price of brown sugar decreases, then the price of churro waffles will decrease and quantity will increase.
How quantity is affected by price changes?The quantity that customers desire is determined by the price of an item or service in a market. When non-price elements are taken out of the equation, it follows that higher prices lead to lower quantities demanded and lower prices lead to larger quantities desired. As a result, according to the rule of demand, there is an inverse connection between a product's price and the quantity that is desired for it.
A drop in the cost of the good leads to an increase in the amount required (and vice versa). The amount wanted and any market price is represented by a demand curve. A shift along a demand curve is used to illustrate a change in the amount required.
Learn more about Quantity Demanded, here:
https://brainly.com/question/12538447
#SPJ5
Managers can limit conflicts brought about by ______ by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.
Based on workplace or organizational management, Managers can limit conflicts brought about by co-workers by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.
To promote good working relationships, managers need to solve any conflicts among co-workers amicably by being open to everyone involved.
This will show impartiality from the managers and will help solve the issue permanently.
Co-workers tend to have dynamic relationships in the same organization, and to prevent long-term conflict; managers should settle the issue without looking biased.
Hence, in this case, it is concluded that the correct answer is "Co-workers."
Learn more about co-workers relationships here: https://brainly.com/question/10608164
When Maria’s friend mentioned an upcoming concert, Maria quickly thought about the new CD that was supposed to come out that day. This connection that occurred as a result of the word "concert" is an example of a __________. A. Semantic network B. Hierarchy C. Concept D. Schema.
The information illustrated is an example of a A. semantic network.
A semantic network means a source of information reflecting semantic relationships among approaches within a server. It is also used as the type of recognition of information.
While Maria's friend suggested an upcoming show, she was quick to assume of that same latest record that had been expected to be released that day. Therefore, the relationship that happened as a result of the concert is an illustration of the semantic network.
Read related link on:
https://brainly.com/question/25804894
How are the management functions of planning, organizing, and leading different from one another? explain.
Answer:
Planning is the function of management that involves setting objectives and determining a course of action for achieving those objectives.
The management functions are planning, organizing, and leading different from one another because planning is to plan for the future. Organizing are to coordinate the team. Leading are the lead the team according to the plan.
What is management?
The term “management” refers to the act of managing. The management of the business activities. Management is the basis of art, science, and the profession. Management are they manage the organization. Management are based of the different functions are the step by step.
There are the different types of the function of the management are the planning, organizing, and the controlling. The planning for the project and the task of the future. Organizing are the team and the information of the new project. Leading are to lead of the team and the directing as how to perform the new task.
Learn more about on management, here:
https://brainly.com/question/14523862
#SPJ2
Katrine doesn't understand all of the various aspects of automobile insurance and relies on her local independent State Farm Insurance agent to provide her with information. This agent acts as a(n) _____ for State Farm.
At his sales firm, Angus tends to have a negative attitude and deflates his group members by being hostile toward their ideas and accomplishments. Angus fills the individualistic role of
Based on the way he acts towards his colleagues and the effect it has on them, we can infer that Angus is playing the role of Aggressor.
An aggressor:
Behaves in such a way as to dominate others and subjugate them Behaves in a hostile manner and are usually negative Aims to stir up conflictIn being hostile to his colleagues, Angus is trying to subjugate them and stir up negative feelings in the workplace which is what an aggressor would do.
We can therefore conclude that Angus is an aggressor.
Find out more at https://brainly.com/question/20592029.
