The way the instrument need to be negotiated is that Since it is an order instrument, it is negotiated by delivery and indorsement.
What is negotiable instrument?A negotiable instrument is known to be a kind of a signed document that tells or promises a given amount of payment to a particular individual or the assignee.
Note that in the case above, The way the instrument need to be negotiated is that Since it is an order instrument, it is negotiated by delivery and indorsement.
See options below
Since it is an order instrument, it is negotiated by delivery only.
Since it is a bearer instrument, it is negotiated by delivery and indorsement.
Since it is a bearer instrument, it is negotiated by delivery only.
Since it is an order instrument, it is negotiated by delivery and indorsement.
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A man purchased a new power boat with an inboard engine from a boating supply store. The boating supply store properly inspected the boat before delivery, but did not detect a virtually invisible manufacturing defect in the boat's steering mechanism. Later that summer, the man was entertaining some friends on his boat on a lake near a dam. There were some warning pylons near the dam, warning boaters to stay clear. The man decided to show off for his friends by weaving his boat in and out of the warning pylons. As he rounded the last of them, the steering mechanism of his boat jammed, and the boat crashed into the dam. The man was severely injured. The man brings an action for damages against the boating supply store on a theory of strict liability in tort in a jurisdiction that does not apply its comparative fault rules to strict liability actions. Who will prevail
In this scenario with the boat the person that would prevail is the man that bought the boat.
The reason why the man would prevailThis is due to the fact that the people that sold him the boat should have made sure that they were not selling a defective item.
The accident was not the fault of the man. The defect should have been well detected and dealt with before the sale of the boat.
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if an economy is experiencing a cyclical downturn and output does not return to the secular growth trend, the economy is said to be experiencing ______.
If an economy is experiencing a cyclical downturn and output does not return to the secular growth trend, the economy is said to be experiencing structural stagnation.
What is structural stagnation?This stagnation is attached to economies that are matured and it occurs when growth rate do the economy decreases rather than increasing.
The population may be decreasing and yet the country is experiencing stagnation.
Therefore, If an economy is experiencing a cyclical downturn and output does not return to the secular growth trend, the economy is said to be experiencing structural stagnation.
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Asset deflation: Multiple select question. reflects a decline in the productive capacity of assets and therefore reduces potential output. tends to reduce the value of collateral used for consumer and producer loans and therefore consumer spending. can lead to deflation in the economy in general. tends to reduce consumer and business confidence and therefore business investment.
Generally, a firm's asset deflation mostly reflects a decline in the productive capacity of assets and therefore reduces potential output.
What is an asset deflation?This refers to the general reduction in the value of firm's assets such as lands, homes, office, machine etc \.
Most time, the firm's asset deflation mostly reflects a decline in the productive capacity of assets and therefore reduces potential output.
Therefore, the Option A is correct.
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A disadvantage of extending credit to customers is that the cost may ______ the additional sales revenue received through credit transactions.
The disadvantage of extending credit to customers is that the cost may exceed the additional sales revenue received through credit transactions. hence, Option C is the correct statement.
What do you mean by extending credit to customers?The method of extending credit to customers permits them to buy items and services and pay for them later on. Offering credit is usually a win-win for each trader and buyer.
Customers have greater buying strength and have a tendency to shop for greater in the event that they are not restrained to the cash they have got at the time of the sale.
The missing information from the above question is given below:
increase
be less than
exceed
Thus, The disadvantage of extending credit to customers is that the cost may exceed the additional sales revenue received through credit transactions. hence, Option C is the correct statement.
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question content area prepaid expenses are eventually expected to become:
Prepaid expenses are eventually expected to become expenses when their future economic value expires. This is further explained below.
What are Prepaid expenses?Generally, Prepaid expenses are simply defined as an asset on the balance sheet since they represent cash spent in advance for products or services.
In conclusion, When the future economic worth of costs that have been prepaid expires, the prepaid amount is written off as an expense.
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An instrument that give their holders the right to purchase a certain number of shares of the firm's common stock at a specified price over a certain period of time is called
An instrument that gives its holders the right to purchase a certain number of shares of the firm's common stock at a specified price over a certain period of time is called stock purchase warrants.
What are stock purchase warrants?
Stock options are contracts that give the holder the freedom to purchase or sell a security at a certain price for a set period of time without being impacted by changes in the security's market price during that time.
A stock purchase warrant is another form of stock option.
An owner of a stock purchase warrant has the right to acquire shares of common stock at a given price (the exercise price of the warrant).
In order to make senior securities (preferred stocks and bonds) more marketable, warrants are frequently issued alongside them.
They may also be given out directly as part of the payment made to underwriters of new issues and other company promoters.
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Internet service providers are an example of organizations that provide both products and services. true or false
The statement that internet service providers are capable of providing products and services is false.
Internet service providers cannot be an example of organizations that can provide both goods and services. This is because, internet service providing organizations fall under the category of organizations that are especially known for only being able to provide services. Some other organizations that produce services alone, also include commercial banks and consulting firms. Therefore, the statement cannot be true.Thus, from the above reasons it is clear that internet service providers can only provide services.
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Suppose a piece of equipment cost $35,000 and has accumulated depreciation of $10,000. It is sold for $15,000 cash. What is the journal entry to record the sale of the equipment
The amount of the journal entry are as follows:-
Cash $15000
Accumulated Depreciation $10000
Equipment cost $35000
Loss on sale $10000
What is Depreciation?An asset loses value over time as a result of use, damage, or obsolescence. Depreciation is the measurement for this decline.
The complete solution is attached below.
Depreciation, or a decline in asset value, can be brought on by a variety of other variables, such as bad market conditions, etc.
Thus the journal entry credit amount is Equipment cost $35000 and Debit amount of the journal entry are Cash $15000 Accumulated Depreciation $10000 and Loss on sale $10000.
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Productivity is the Blank______ at which goods and services are produced based upon total output given total inputs. Multiple choice question. rate input output process
Productivity is the "rate" at which goods and services are produced based upon total output given total inputs.
What is rate pf productivity?In economics, productivity is the ratio of output to input, such as labour, capital, or any other resource. It is frequently determined for the economy as a ratio of hours worked to gross domestic product (GDP).
Labour productivity is calculated by the formula-
the labour productivity equation: total output / total input.
The residual of any discrepancy between the rate of output growth and the rate of input growth is used to calculate productivity growth.
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A disadvantage of extending credit to customers is that the cost may ______ the additional sales revenue received through credit transactions.
Answer:
Exceed is the answer
Adrian, a single man who wants to buy a house in five years, read an article that recommended a down payment of 20 percent. With a large income and little debt, Adrian can afford to save a substantial amount of money every month. He is asking you for advice to help him reach his goal. It is now five years later, and Adrian has saved enough money for a 20 percent down payment on a house. He will have to borrow $135,000 in a 30-year loan with an annual interest rate of 6 percent compounded monthly. What will his monthly mortgage payment be
Based on the amount that Adrian borrowed and the annual interest, his monthly mortgage payment would be $809.39.
What is the monthly mortgage payment?The monthly payment is an annuity because it will be constant so we can use the present value of an annuity formula.
Periods:
= 30 x 12
= 360 months
Interest:
= 6% / 12 months
= 0.5%
Monthly amount is:
135,000 = Amount x (1 - (1 + 0.5%)⁻³⁶⁰) / 0.5%
Amount = 135,000 / 166.791614392335294
= $809.39
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An ice cream manufacturer makes ice cream in two processes, Mixing and Packaging. During April, its first month of business, the Packaging department transferred 208,000 units and $665,600 of production costs to finished goods. The company completed and sold 200,000 units at a price of $4.70 per unit in April. What is the total gross profit on ice cream sales for April.
Based on the sales revenue that the ice cream manufacturer got and the cost of goods sold, the total gross profit on ice cream sales is $300,000.
How is the total gross profit calculated?This can be found as:
= Sales revenue - Cost of goods sold
Sales revenue:
= 200,000 x 4.70
= $940,000
Cost of goods sold:
= Total production cost / Total units produced x Units sold
= 665,600 / 208,000 x 200,000
= $640,000
Gross profit:
= 940,000 - 640,000
= $300,000
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Se the following tax rates, ceiling and maximum taxes: employee and employer oasdi: 6.20% $142,800 $8,853.60 employee* and employer hi: 1.45% no limit no maximum self-employed oasdi: 12.4% $142,800 $17,707.20 self-employed hi: 2.9% no limit no maximum *employee hi: plus an additional 0.9% on wages over $200,000. also applicable to self-employed. rounding rules: unless instructed otherwise compute hourly rate and overtime rates as follows: carry the hourly rate and the overtime rate to 3 decimal places and then round off to 2 decimal places (round the hourly rate to 2 decimal places before multiplying by one and one-half to determine the overtime rate). if the third decimal place is 5 or more, round to the next higher cent. if the third decimal place is less than 5, drop the third decimal place. also, use the minimum hourly wage of $7.25 in solving these problems and all that follow. crow earned $585.15 during the week ended march 1, 20--. prior to payday, crow had cumulative gross earnings of $4,733.20. round your answers to the nearest cent. a. the amount of oasdi taxes to withhold from crow's pay is $fill in the blank 1. b. the amount of hi taxes to withhold from crow's pay is
Based on the OASDI and HI tax rates given, the amount to be withheld for OASDI is $36.28 and for HI is $8.48.
What amount of OASDI taxes will be withheld?This can be found as:
= OASDI tax rate x weekly earnings
= 6.2% x 585.15
= $36.28
What amount of HI Taxes will be withheld?= HI tax rate x weekly earnings
= 1.45% x 585.15
= $8.48
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Suppose you hold a portfolio of two stocks in the healthcare industry. The future outcomes for these stocks depend mainly on the next healthcare bill to be passed by Congress. The possible outcomes and returns are: Outcome Probability Return for Stock A Return for Stock B 1=Republican Bill 0.8 12% -5% 2=Democratic Bill 0.2 3% 20% What is the expected return and a standard deviation of a portfolio that has 50% of its value in stock A and 50% in stock B?
The expected return and standard deviation of the portfolio is 5.1% and 3.2%.
What is the expected return?The expected return of the portfolio is the weighted sum of the return of stock A and stock B.
Return of stock A = (0.8 x 12%) + (0.2 x 3%) = 10.20%
Return of stock B = (0.8 x -5%) + (0.2 x 20%) = 0
Weighed sum = 0.5 x 10.20% = 5.1%
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If you're using a 50/30/20 budget,
what percentage of your monthly
income should you spend on savings
and paying off debt?
A: 30%
B: 20%
C: 0%
Answer:
B: 20%
Explanation:
you spend 50% of your after-tax pay on needs
30% on wants, and
20% on savings or paying off debt.
So its B 20%
Each of these events occurred as a result of falling real estate prices in 2006 and 2007 EXCEPT that: Please choose the correct answer from the following choices, and then select the submit answer button. Answer choices the Federal Funds rate began to rise. the growth rate of the money supply fell. aggregate demand fell. new home construction dropped very quickly.
The exception to the result of falling real estate prices in 2006 and 2007 includes the Federal Funds rate began to rise.
What is the federal funds rate?This refers to the interest rate which the banks charges other while borrowing or lending their excess reserves.
Now, this Federal Funds rate is independently determined by the Federal reserve not by events in the broader economy such as the falling real estate prices.
Therefore, the Option A is correct.
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Most single-payment loans are secured by:
Most single-payment loans are secured by collateral.
What is Collateral?Collateral can be explained as money or property that is been used by the one who borrow of a loan as a guarantee that someone will repay.
This can be a personal assets especially for small business loans, hence, Most single-payment loans are secured by collateral.
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Select all that apply The four general accounting principles include: (Check all that apply). Multiple select question. going concern measurement expense recognition time period revenue recognition full disclosure business entity
The four general accounting principles from the provided options are going concern principle, time period principle, full disclosure principle and revenue recognition principle.
What are accounting principles?Accounting principles are the rules and guidelines which guide the accounting users in preparing and finalizing the accounting reports.
The principles of accounting are as follows:
Going concern principle is a concept that treat a business firm to have an indefinite life.Time period principle states that the activities performed by an entity should be bifurcated into various periods.Full disclosure principle signifies that each and every material information must be reported in the accounting statements and none of the information should be hide out.Revenue Recognition principle is the one where an income is recorded when it is actually earned and the expense is recorded when it is charged. The cash receipt and cash payment would be irrelevant in this concept.Therefore, the principles related to accounting process has been explained as above.
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A corporate financial analyst must calculate the value of an asset which produces year-end annual cash flows of $0 the first year, $2,000 the second year, $3,000 the third year, and $2,500 the fourth year. Assuming a discount rate of 15 percent, what is the value of this asset?.
Based on the year-end annual cash flows and the discount rate, the value of the asset is $4,914.22.
What is the asset's value?The asset value can be found by summing the present values of the cash flows:
= 0/(1 + 15%) + (2,000 / (1 + 15%)² + (3,000 / (1 + 15%)³) + (2,500 / (1 + 15%)⁴)
= 1,512.2873 + 1,972.548697 + 1,429.38311
= $4,914.22
In conclusion, the asset value is $4,914.22.
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Willard works as a representative focused on the senior marketplace. What would be considered prohibited activity by willard?.
The act of Implying that only seniors can enroll in a Medicare Advantage plan when meeting with Mr. Hernandez would be considered a prohibited activity by Willard.
What is a prohibited activity?This refers to those activities that are not permitted under code of conduct of an organization.
Hence, among other options, the act of Implying that only seniors can enroll in a Medicare Advantage plan when meeting with Mr. Hernandez would be considered a prohibited activity by Willard.
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Product package sizes are becoming smaller around the world in a phenomenon called….
When they first started to conduct business, international ride-sharing companies such as Uber or Lyft relied on new, unfamiliar concepts to develop breakthrough decisions. Drivers use their own cars to transport customers who call or text for a reservation using a credit or debit card. According to the innovation matrix, ride sharing is considered a(n) _______. a. adjacent innovation b. core innovation c. product development strategy d. transformational innovation
Ride sharing is transformational innovation, according to the innovation matrix.
Uber and Lyft use transformational innovation
Transformational innovation includes making discoveries and creating products for the market. Companies like Uber use credit and debit cards for reservations, a novel tactic. Such ideas were virtually unknown to markets in many nations. In some markets, it gave businesses like Uber a competitive edge.To learn more about transformational innovation, refer to-
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Slavin Movement has bonds on the market making annual payments, with 14 years to maturity, a par value of $1,000, and a current price of $1,108.60. At this price, the bonds yield 7.5 percent. What is the coupon rate
The coupon rate=8.781% as bonds on the market making annual payments, with 14 years to maturity, a par value of $1,000, and a current price of $1,108.60.
Explanation:The price at the moment is stated as;
Current price=C×{1-(1/(1+r)^n)}/r+{F.V/(1+r)^n}
where;
C=current price
r=annual yield to maturity rate
n=number of years to maturity
F.V=face value
In our case;
C=$1,108.60
r=7.5%=7.5/100=0.075
n=14 years
F.V=$1,000
replacing;
1,108.60=C×{1-(1/(1+0.075)^14)}/0.075+{1,000/(1+0.075)^14}
1,108.60=C×{1-1/(1.075^14)}/0.075+{1,000/1.075^14}
1,108.60=(C×0.637/0.075)+363.313
1,108.60-363.313=8.48915 C
C=$87.81
But;
Annual coupon payments=coupon rate×face value
where;
annual coupon payments=$87.81
coupon rate=R%=(1/100)R=0.01 R
face value=$1,000
replacing;
87.81=0.01 R×1,000
R=87.81/(0.01×1,000)=8.781% = 8.781
Thus, The coupon rate=8.781%
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Green Thumb Nursery has 38,000 shares outstanding at a market price of $63.27 per share. The earnings per share are $3.27. The firm has total assets of $332,000 and total liabilities of $192,000. Today, the firm announced a share repurchase for $87,000 of its stock. What is the earnings per share after the repurchase
Based on the market price and the earnings per share before the share repurchase, the earnings per share after is $3.39.
How can the earnings per share be found?First find the earnings of the company:
= 38,000 x 3.27
= $124,260
Then find the shares to be repurchased;
= 87,000 / 63.27
= 1,375shares
The shares after repurchase is:
= 38,000 - 1,375
= 36,625 shares
The new earnings per share is:
= 124,260 / 36,625
= $3.39
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Multi-modal combines several modes of shipment. The most common multi-modal combination globally is Group of answer choices rail-water-rail-truck truck-rail-truck-water truck-rail-water-rail-truck None of these answer choices is correct.
Answer:
truck, rail, water, rail, truck
Explanation:
im a truck driver. my company is GSP Intermodal. shipment comes from supplier, goes to the rail yard, then to the port,(water), then to next rail yard, loaded to a truck, taken to a receiver
Multi-modal combines several modes of shipment. The most common multi-modal combination globally is truck-water-rail-truck.
What is Multi-modal transportation ?Multimodal transportation refers to the blending of many modes of delivery for a consignment. The carrier might be anything from cars to trains to planes to ships. Despite the shipment being broken down into many modes of transportation, it is still covered by a single contract or bill of lading.
Multimodal transportation is the moving of cargo utilizing several modes of transportation from point of origin to point of destination. However, in this case, each mode is run by a single carrier or a number of carriers, but only in accordance with a single contract or Bill of Lading. an individual carrier for an individual trip.
Utilizing several modes of transportation, such as train, ship, and truck, is known as multimodal transportation of products.
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Assume that tangerines are produced in a constant cost industry which sells in a perfectly competitive market. Suppose that at the current level of output, firms are earning positive economic profits. What can we say about the long run equilibrium where productive and allocative efficiency is achieved
In the long-run equilibrium where productive and allocative efficiency is achieved, there will be more producers and more tangerine products in the market.
What is long-run equilibrium?The long run of a firm refers to the future term when the firm has attained equilibrium and the factory is able to produce at the output where the minimum point of the Long-Run Average Cost curve.
It is thus correct to state that In the long-run equilibrium where productive and allocative efficiency is achieved, there will be more producers and more tangerine products in the market.
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what are examples of government legislation designed to protect the consumer? (choose every correct answer.)
Some examples of government legislation in the united states which is aimed at protecting consumers include the following.
Federal Food, Drug, and Cosmetic Act,Fair Debt Collection Practices Act the Fair Credit Reporting Act Truth in Lending Act Fair Credit Billing ActThe Gramm–Leach–Bliley ActHow does Government protect Consumers?Government provide legislation which helps in protecting consumers and their right.
These legislation ensures that producers and manufacturers do not exploit the consumers for lack of options.
The government does this by enacting laws that guarantees consumer protection thereby regulating the excesses in the market.
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When you are talking to a case, they disclose to you that they are an undocumented worker. in this scenario you should:
If talking to a case and they are undocumented, it is recommended that you carry on the conversation so that the necessary medical care reaches them. Also get their contact information.
What should you do if talking to an undocumented worker?This question relates to contact tracing during the C0vid-19 pandemic.
If you are talking to someone who has C0vid-19 and they are undocumented, this changes nothing in terms of getting them medical attention.
Continue the conversation and try to get their contacts for contact tracing to ensure that they don't spread the virus.
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Why is scenario analyses an important tool for managers?
Scenario analysis is very important because it helps to ensure that the management of an organization follows a course that can help them to make better decisions.
What is scenario analysis?This can be defined to be the analysis that can help one to make better decisions and plan their business in such a way that they would have a better strategy.
It helps to challenge the assumptions that are made about the future and also explore alternatives.
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The most common pattern for marginal utility is:
The most common pattern for marginal utility is Diminishing marginal utility.
What is Diminishing marginal utility?Diminishing marginal utility can be regarded as a phenomenon which is a pattern of marginal utility and explains that each additional unit of gain brings about subjective value been increased.
For instance, when you eat more three candy, is more better than two but having 30 doesn't bring more experience.
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