The mission and business of an organisation are transformed into long- and short-term performance targets through goals.
Goal-based investing is a relatively new method of wealth management that places an emphasis on making investments with the intention of achieving particular life objectives. Goal-based investing (GBI) involves clients of a wealth manager or investment firm tracking their progress toward specific life goals, such as saving for a child's education or creating a nest egg for retirement, rather than concentrating on generating the highest possible portfolio return or outperforming the market. Goal-based investing incorporates personal objectives such as retirement planning and college savings. Goal-based investment puts more of an emphasis on achieving personal objectives than on maximising returns. Goal-based investing is different from traditional investing in that its criterion for success is how effectively the investor is able to achieve their personal life objectives, rather than how well their investments perform in comparison to the market.
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3. how much potential value, if any, can american home products create for its shareholders at each of the proposed levels of debt?
The following is the potential value that AHP can create for its shareholders at each of the proposed levels of debt:
American Home Products(AHP) can reduce taxes by taking on more debt because the company will have a tax shield. On the other side, debt will result in decreased interest income. Tax shield less interest should be the value produced. At 30%, 50%, and 70% debt, the values generated for shareholders will be 52.7, 173, and 293.4 million. AHP will also have 52.7 million for the value created and 173 million for the tax shield.
American Home Products(AHP): American Home Products, one of the largest pharmaceutical concerns in the United States and a conglomerate that includes food and household-product divisions, is often referred to as “Anonymous Home Products” or the “withdrawn corporate giant.”
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You have created a small worksheet and need to calculate the amount of inventory you have left from widget a month after month. when creating your formulas, what do you need to consider?
You've made a tiny worksheet and need to figure out how much widget inventory you still have each month. We must take cell references into account when developing our calculations.
What is Cell reference?
A cell reference is a spreadsheet term that denotes the name or address of a particular cell or range of cells. In Excel calculations, a cell reference is frequently utilised as a variable. In order to express a cell reference in Excel, we must first supply the column name and then the cell's row number.Cell references are mostly used by the Excel programme to locate a cell within a worksheet and read or use its data in the formula supplied to produce the result. Even whether the relevant cell is located on the same sheet, a separate sheet, or a different workbook, we can use cell references or a range of several cells in other cells when generating a formula.To know more about Cell reference visit:
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List the steps of the rational model of decision making in the correct order, with the first step listed at the top and the last step listed at the bottom.
The steps of the rational model of decision making in the correct order (with the first step listed at the top and the last step listed at the bottom) includes as follows:
Identify the problem or opportunityThink of alternative solutionsEvaluate alternatives and select a solutionImplement and evaluate the solution chosen.What is the rational model of decision making?Basically, the decision making refers to the process of making choices by identifying a decision, gathering information and assessing alternative resolutions, the use of this process can help to make more deliberate and thoughtful decisions by organizing relevant information and defining alternative.
Going forward, the rational model of decision making involves an individuals using facts and information, analysis and a step-by-step procedure to come to a decision. This rational model is more advanced type of decision-making model.
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Marketing efforts for which type of products focus on maintaining the product's market position as a leader in a growing industry for as long as possible?
Marketing efforts for the star type of products focus on maintaining the product's market position as a leader in a growing industry for as long as possible.
Marketing is the process of discovering, creating, and creating value to meet the needs of the target market for goods and services; may include the selection of the target audience; selection of certain attributes or themes to be featured in the ad; operating advertising campaigns.
Marketing in trade shows and public events; designing attractive products and packaging for shoppers; defining terms of sale, such as prices, discounts, warranties, and returns; placing products in the media or with people who can influence the buying habits of others; agreements with retailers, wholesale distributors or resellers; and try to create awareness, loyalty and positive feelings towards the brand.
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Answer: stars
Explanation:
got it right
Suppose+stock+is+expected+to+pay+a+$0.50+dividend+every+quarter+and+the+required+return+is+10%+with+quarterly+compounding.+what+is+the+price?.
The price is $20.
Stock valuation is a technique for determining hypothetical values for businesses and their stocks.
What is meant by stock Valuation?
Stock valuation is a technique for determining hypothetical values for businesses and their stocks. In order to profit from price movement, these methods are primarily used to forecast future market prices, or more generally, potential market prices.
Stocks that are deemed to be undervalued (in relation to their theoretical value) are bought, while stocks that are deemed to be overvalued are sold, with the expectation that undervalued stocks will generally increase in value while overvalued stocks will generally decrease in value.
The price-to-earnings (P/E) ratio of the corporation is the most used method of stock valuation. The P/E ratio is calculated by dividing the stock price by the most recent reported earnings per share for the company (EPS). A low P/E ratio suggests that a company is offering an appealing amount of value to the person purchasing it.
[tex]P_{0} =.50/(.1/4)=[/tex] $20.
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If the lowest limit sell order for ibm stock is $138 per share and the highest limit buy order is $136, the bid-ask spread on ibm stock is?
If the lowest limit sell order for IBM stock is $138 per share and the highest limit buy order is $136, the bid-ask spread on ibm stock is 2.
A stock is a form of protection that shows the holder has proportionate ownership in the issuing business enterprise and is sold predominantly on inventory exchanges. businesses trouble stock to raise funds to operate their companies. There are fundamental kinds of inventory: commonplace and favored.
Example, if a company has a hundred,000 stocks, and also you purchase 1,000 of them, you own 1% of the enterprise. proudly owning shares lets in you to earn extra from the organization's increase and gives you shareholder voting rights.
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On december 27, 2022 , abc, inc receives a $5,000 deposit by a customer for some remodeling that is scheduled to be started on december 29, 2022 and completed on january 3, 2023. The company president tells the accountant to go ahead and book the $5,000 as revenue since the completion of the project will only take a few days. What is the ethical dilemma involved?.
The Revenue Recognition idea is the source of the problem. A service cannot be recorded as revenue until it has been rendered.
According to the idea of revenue recognition, we can only record revenue under the accrual basis of accounting after a business has finished the process of generating revenue. Therefore, if a company is getting money in an obstruction when a consumer makes a payment, the entity can record it as a liability rather than a profit. after the completion of they might acknowledge the cash as compensation for all work. Therefore, the president's call to record consumer payments as income for renovation work that hasn't yet been finished is wrong.
So, The Revenue Recognition idea is the source of the problem. A service cannot be recorded as revenue until it has been rendered. The revenue cannot be recorded prior to January 3rd due to the remodelling project's impending completion.
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_____ are laws that require a company earning foreign currency from its exports to sell the foreign currency to a control agency, usually a central bank.
Exchange control are laws that require a company earning foreign currency from its exports to sell the foreign currency to a control agency, usually a central bank.
The Reserve financial institution of India, is the custodian of the country foreign exchange reserves and is vested with the obligation of managing their investment. The prison provisions governing management of forex reserves are laid down in the Reserve financial institution of India Act, 1934.
An Act to consolidate and amend the regulation regulating sure bills, dealings in foreign exchange and securities, transactions not directly affecting forex and the import and export of forex, for the conservation of the forex resources of the united states and the proper utilization thereof
Alternate controls are authorities-imposed limitations on the acquisition and/or sale of currencies. These controls allow international locations to higher stabilize their economies by using proscribing in-flows and out-flows of forex, which could create alternate price volatility.
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Countries that enact laws prohibiting trade with specific countries are said to be using trade sanctions, sometimes referred to as?
Trade sanctions, often known as embargoes, are enacted by nations that pass legislation forbidding trade with certain nations.
Trade restrictions known as embargos are frequently used as economic sanctions by governments, groups of nations, or international organizations. Embargoes can prevent all trade or just some types of it, such imports of weapons. They are intended to penalize the targeted nation for its deeds and to take away its ability to implement unpopular policies.
Embargoes are frequently used in reaction to human rights abuses and armed conflict as a means of punishment and deterrence without the use of lethal force. A publicly acknowledged embargo can be a potent tool for isolation and depriving the targeted nation of the advantages of international trade.
Embargoes are particularly dangerous for nations that depend on international trade or imported technology. On the other hand, tenacious authoritarian governments have successfully withstood embargoes for decades, frequently at great cost to living standards.
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If income increases by 10 percent and the quantity demanded of a good then increases by 5 percent, the good is:________
If income increases by 10 percent and the quantity demanded of a good then increases by 5 percent, the good is normal and income-inelastic.
What is income-inelastic.?
The quantity of a good that is demanded in response to a change in consumer income is referred to as the income elasticity of demand in economics. The ratio of the percentage change in quantity required to the percentage change in income is used to calculate it.
Therefore,
If income increases by 10 percent and the quantity demanded of a good then increases by 5 percent, the good is normal and income-inelastic.
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Ec can be conducted in an _____ where buyers and sellers meet online to exchange goods, services, money, or information.
EC will be conducted in an Electronic market or E-Market place where buyers and sellers meet online to exchange goods, services, money, or information.
E-Marketing is a section of selling that's supported achieving targets by using transmission technology on the net. an internet marketplace is an e-commerce site that connects sellers with buyers. It’s often called an electronic marketplace and every one transactions are managed by the web site owner. Companies use online marketplaces to succeed in customers who want to get their products and services. samples of online marketplaces include Amazon, eBay, and Craigslist. Today, marketplaces are growing at a awfully fast pace. Analysts predicted that worldwide marketplaces would account for 40% of the world online retail market in 2020. 75% of U.S. marketing experts say that by placing your business where your customers want to shop for from will benefit your company’s revenue from selling via online marketplaces.
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Job __________ centers increasing the number of tasks an employee has to perform at a given time.
Job enlargement refers to increasing the number of tasks an employee has to perform at a given time.
Job enlargement is the horizontal expansion of duties or tasks across the same organizational level. it refers to an increase in the number of tasks to be performed by an employee at a given time. In job enlargement, new tasks with the same level of skills and difficulty are added to the existing job duties of an employee.
Some important features of job enlargement are:
Job enlargement gives an edge when a company faces a shortage of staff, in such a scenario additional tasks would be assigned to available employees.Job enlargement allows an employee to perform a variety of tasks, thus reducing monotony and increasing motivation.Job enlargement maximizes the use of an employee’s skills.No special training is required in job enlargement. It is because new tasks assigned to employees are the same as the ones which they are already performing.You can learn more about job enlargement at
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Consider the market for cheese.
What will be the consequences if the price of milk increases?
A. The demand for cheese would decrease
B. The supply of cheese would decrease
C. The demand for cheese would increase
D. The suppl of cheese would increase
Answer:
the answer is b
Explanation:
the answer is b because you need milk to make cheese and without milk less cheese is made
What have workers traditionally been interested in when it comes to the goals and objectives of the workplace?
Workers have historically been interested in the goals and objectives of the workplace when it comes to better working conditions, fairness in the legal system, wages , and possibilities.
A wage is the payment made to employees for the time they put in working for their employer. Always depending on a specific period of time, wages are paid. On an hourly basis, typically. This is the origin of the phrase hourly worker. Salary and commissions are some more types of payment.
wage for lower level employees is determined by the number of hours worked. To record the number of hours worked each week, these personnel typically use a time sheet or time card. To keep track of hourly employee hours, the majority of modern firms use computerized systems.
To enter their hours worked, employees must log in and out of the system. Then, these personnel are wage either once a week or once every other week, depending on the state. If an hourly worker works more than 40 hours per week, they must be compensated for overtime.
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Suppose you borrowed $27,000 at a rate of 10.5 nd must repay it in 5 equal installments at the end of each of the next 5 years. how much interest would you have to pay in the first year?
Suppose you borrowed $27,000 at a rate of 10.5% and must repay it in 5 equal installments at the end of each of the next 5 years. The interest would you have to pay in the first year will be $2835.00.
How to calculate the amount of interest?
We are given:
Principle amount, P = $27,000
rate of interest, r = 10.5%
Interest amount will be:
[tex]\frac{P}{r} \times 100\\\frac{27000}{10.5} \times 100\\ \\2835\\[/tex]
Hence, $2835 must be paid as the interest in the first year.
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Neglecting the process of _____________ can easily leave the members with unfinished work and will limit opportunities for them to conceptualize what they learned from a group experience.
Neglecting the process of Termination that can easily leave participants with incomplete work and restrict their ability to understand what they gained from a group event.
What is Termination?Termination can be defined as the act of removing something from someone. It can be referred to as the separation from the employment. It is an exit from the work place.
When the employee does not work properly and do not take the work seriously, then he for sure liable for termination.
Therefore, it can be concluded that termination is the result of Neglecting of the task at the workplace.
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An economic resource of an entity is? a revenue. an asset. a liability. a contra asset until used.
An economic resource of an entity is an asset.
An economic system is a place of the production, distribution and trade, in addition to the intake of products and services. In general, it's miles described as a social area that emphasize the practices, discourses, and cloth expressions related to the production, use, and control of scarce resources'.
The economy is described because of the control of monetary subjects for a community, enterprise or family. An instance of an economic system is the inventory marketplace machine withinside the United States. Careful control of wealth, resources, etc.; avoidance of waste via way of means of cautious making plans and use; thrift or thrifty use.
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Anna is creating a personal balance sheet. She plans to list these items.
Bank Account
Jewelry
Health Insurance
Rent
Which statements about the balance sheet are correct? Select three choices.
-Health insurance, and rent will be listed in the liabilities column.
-Anna will need to find the total value of her jewelry and bank account.
-The period of the balance sheet will be one year.
-Anna will add the value of the assets and subtract the value of the liabilities.
-The items in the table will be listed in four columns.
The correct statement is "Health insurance, and rent are listed in the liabilities column of the balance sheet. Anna will find the total value of her jewelry and bank account statements. The items in the table will be listed in four columns."
The balance sheet would be the final step in the company's financial process and reflects the company's financial status and verifies its accuracy. All liabilities could be listed on the left side of the balance sheet in this instance, while all assets were listed on the right.
She will use the value of all of the items for the period of one year. An accounting document known as a balance sheet lists a company's assets, liabilities, and shareholder equity.
One of the three primary financial statements that are used to analyze a corporation is the balance sheet. A balance sheet provides you with a momentary glimpse of your company's financial situation. A balance sheet can assist business owners in assessing the financial health of their organization along with an income statement.
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Answer:
A, B, D
Explanation:
:)
A description of what an employee expects to contribute in an employment relationship and what the employer will provide in exchange for those contributions is called a(n) _____.
A description of what an employee expects to contribute in an employment relationship and what the employer will provide in exchange for those contributions is called a psychological contract.
Employee relations are defined as an organization's efforts to establish and uphold a good working relationship with its employees. Organizations hope to retain employees' loyalty and increase their level of engagement at work by upholding positive, constructive employee relations.
Any employment or consulting arrangement with one or more businesses that can reasonably be expected to require a total of at least 30 hours of work per week from the employee is considered a new employment relationship.
The objective of employee relations, also known as HR relations, associate relations, and even labour relations, is to uphold your company's culture while ensuring that employees can work effectively together.
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When working together on a group writing project, what is the most important stage of the process?
When working together on a group writing project, planning is the most important stage of the process?
What do you understand by team planning?
Team planning is the process of making strategies and operational plans for the team. It includes strategically aligning the team's work to the overall direction of travel for the business.
It provides a clear roadmap to success by making the strategic objectives for your team and breaking these down into specific projects, goals, and tasks. Instead of focusing on day-to-day tasks, team planning allows one to zoom out and see the bigger picture of the scenario.
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If you have many competing financial goals, what should you do to help yourself focus on the most important ones? a. get more unearned income. b. prioritize and make a budget. c. open a checking account. d. diversify your investments. please select the best answer from the choices provided a b c d
If you have many competing financial goals, you should b. prioritize and make a budget.
A budget is a tool for managing goals, costs, and income while working toward financial success over a certain period of time. Budgets are plans for spending money based on income and expenses. In other words, it's a forecast of your earnings and spendings for a given period of time, such as a month or a year.
Recognize your feelings around money. How you keep track of your income and expenses will determine how much money you have to save or spend. You can choose where to make modifications when you can spot patterns.
Put away enough cash for the future. A good budget pushes you to save money for both an emergency fund and other goals like a trip or retirement.
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Did joining the eurozone help them pay rising government debts? explain your answers.
Yes joining Eurozone helped them to pay rising government debts.
Eurozone membership helped the Greek government to borrow cheaply and to finance its operations in the absence of sufficient tax revenues.
What happened in the Eurozone debt crisis?
The debt crisis started in 2008 with the collapse of Iceland's banking system, it then spread primarily to Portugal, Italy, Ireland, Greece, and Spain in 2009, leading to the popularization of a somewhat offensive moniker (PIIGS). It has been to a loss of confidence in European businesses and economies.
How was the Greek debt crisis resolved?
On 27 October 2011, Eurozone leaders and the IMF settled an agreement together with banks whereby they accepted a 50%part of of Greek debt. Greece went down towards its primary deficit from €25 bn (11% of GDP) in 2009 to €5bn (2.4% of GDP) in 2011.
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The addition of liberal amounts of calcium and vitamin d to commercially available orange juice products by juice processors is most properly termed ____
Fortification is the most accurate term to describe juice processors' generous addition of calcium and vitamin D to commercially available orange juice products.
To increase the nutritional quality of the food supply and to promote public health with little danger to the individual, fortification is the deliberate addition of one or more micronutrients (such as vitamins and minerals) to a food or condiment. The inclusion of micronutrients can assist replace any lost micronutrients during processing in addition to enhancing the nutritional value of staple foods.
An evidence-based practice called fortification helps to prevent, reduce, and manage micronutrient deficiencies. It may be employed to address a confirmed micronutrient deficiency in the whole population (mass or large-scale fortification) or in particular demographic groups (targeted fortification), such as young children, expectant mothers, and those receiving benefits from social protection programs. Point-of-use fortification occurs when vitamins and minerals are added to foods shortly before consumption at home, in schools, or in child care facilities rather than during food manufacturing.
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The variable cost to produce a slice of cake is $1. the bakery wants to implement a two-part tariff. what per-unit-price should the bakery charge?
The variable cost to produce a slice of cake is $1. The bakery wants to implement a two-part tariff. Per-unit-price the bakery should charge must be equal to the per unit cost i.e. $1.
What is a variable cost?
Variable costs are company costs that change in proportion to how much the company produces or sells. Variable costs rise or fall based on a company's volume of production or sales—they rise as production rises and fall as production falls.
Examples of variable costs include a manufacturing company's cost of raw materials and packaging—or a retail company's credit card transaction fees or shipping costs that rise or fall with sales. Variable costs can be compared to fixed costs.
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If 1,600 units remain unsold at the end of the month, the amount of inventory that would be reported on the variable costing balance sheet is:________
The amount of inventory that would be reported on the variable costing
the balance sheet is $56,000
Explanation:
If 1,600 units remain unsold at the end of the month, the amount of inventory that would be reported on the variable costing balance sheet is...
1. Variable cost per unit = (180,000 + 240,000 + 280,000) / 20,000 = $35
2. ($35 x 1,600) = $56,000
The balance sheet of inventory is $56,000
How do you calculate the cost?The cost of goods sold formula, also referred to as the COGS formula is: Beginning Inventory + New Purchases - Ending Inventory = Cost of Goods Sold. The beginning inventory is the inventory balance on the balance sheet from the previous accounting period.
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How can you overcome defensiveness when your writing is criticized constructively?
To overcome defensiveness when your writing is criticized constructively then you must have bravery. Even though handling criticism doesn't become any simpler, you can get better at it.
Criticism is painful. There is, however, no getting around it if you are a writer who is prepared to share your work with others. Honesty is necessary for the arts. Vulnerability necessitates honesty. Sharing your experience with others is similar to opening up your heart. These other people are hyenas. To take on this path, writer, .
Receiving criticism is essential for a writer's growth. If you want to develop into the finest writer you can be, you must endure this hardship. Think about your narrative from the viewpoint of your audience as well. Consider feedback as a personal assessment of your work.
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What are some of the challenges caused by a natural monopoly? check all that apply. it can raise prices without concern for customers. it is unable to serve all of the customers in a market. it lacks incentive to improve its good or service. it might not increase production if it cannot make a profit. it cannot be controlled by the government or other outside forces.
Some of the challenges faced by a natural economy are it can raise prices without concern for customers and that it cannot be controlled by the government or other outside forces.
A natural monopoly is a situation when the most efficient number of firms in the industry is one. So a natural monopoly will typically have fixed costs that are very high. This means that it is not practical to have more than one firm producing the good. Examples of natural monopolies are the electricity grid, railway infrastructure, gas network, etc.
Another example of a natural monopoly is tap water. It makes sense to have just one company to provide the network of water pipes and sewers because of the high costs. So some of the challenges are that it can raise prices without thinking about its customers and the government and outside forces cannot interfere.
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Answer:
A. It can raise prices without concern for customers.
C. It lacks incentive to improve its good or service.
D. It might not increase production if it cannot make a profit.
Explanation:
A simplistic but useful way to determine whether a manager or a company is acting ethically is to apply the broadcast news test. True or false?.
Applying the broadcast news test is a simple but effective approach to judge whether a manager or business is performing ethically. True
A manager is someone who oversees and inspires workers as well as steers the development of an organization. Managers include those in charge of customer service, those who handle customer complaints, and those who manage and oversee customer service representatives.
responsibilities of a manager
identifies, chooses, onboards, and trains new hires to maintain the workforce. secures a lawful, secure, and safe working environment. creates chances for personal development. By outlining employment objectives and discussing how to plan, monitor, and evaluate job outcomes, employers can achieve their goals for their staff.
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Three-factor authentication is most often implemented with a credit card. true false
The given statement is true. The use of identity-verifying credentials from three different categories of authentication elements, often the knowledge, possession, and inherence categories, is known as three-factor authentication (3FA).
What is Three-factor authentication?The use of identity-verifying credentials from three different categories of authentication elements, often the knowledge, possession, and inherence categories, is known as three-factor authentication (3FA). Secure authentication with several factors is far better. Authentication can be divided into three categories.
The first is knowledge-based and involves something that only the identified individual would know, like a password or PIN number. The second is property-based, meaning the user is in possession of a personal authorization device, such as an access card, key, or key fob. The third is based on biology.
Customers must enter a special PIN to prove their identity when using a credit card to pay for goods or services. The PIN is the second authentication element because the card's chip is the first component of two-factor authentication (something you have) (something you know).
Hence, The given statement is true.
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Which organization is the principal policy-making forum responsible for the nation's security strategy?
The National Security Council is the principal policy-making forum responsible for the nation's security strategy.
What is principal policy?
A principal is a person or program that has the authority to ask for a particular action to be taken on an AWS resource. To submit requests to AWS, the principal must be authenticated as either the root user of the AWS account or an IAM entity. Use your root user credentials sparingly for daily work as a best practice.
Therefore,
The National Security Council is the principal policy-making forum responsible for the nation's security strategy.
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