Would a change in the interest rates from 8% to 7% encourage a banks customers to borrow more money? Explain.

A) No, it would not encourage more borrowing, because a lower interest rate means that they would earn more interest over the course of the loan

B) Yes, it would encourage mor borrowing because a lower interest rate means that they would earn more interest over the course of the loan

C) Yes, it would encourage more borrowing because a lower interest rate means that they would have less interest to repay over the course of the loan

D) No, it would not encourage more borrowing, because a lower interest rate means that they would have less interest to repay over the course of the loan

Answers

Answer 1

Answer:

The answer would be D

Explanation:

The reason why i got that is an interest rate is the cost of borrowing money. Or, on the other side of the coin, it is the compensation for the service and risk of lending money. In both cases it keeps the economy moving by encouraging people to borrow, to lend, and to spend. But prevailing interest rates are always changing, and different types of loans offer different interest rates. If you are a lender, a borrower, or both, it's important you understand the reasons for these changes and differences.​ They also have a heavy effect on the rare metals trade, including silver stocks.

Answer 2

Yes, because they would have less interest to pay back over the term of the loan, a lower interest rate would encourage additional borrowing. Hence, Option (C ) is the accurate answer.

What is an interest rate?

An interest rate is an amount of interest that is payable each period stated as a percentage of the amount that was lent, deposited, or borrowed.

The principal amount, interest rate, frequency of compounding, and duration of the loan, deposit, or borrowing determine the total amount of interest on a sum that was lent or borrowed.

Interest rates are one of the main pillars of the American economic system. They affect borrowing costs and savings yields and greatly contribute to the overall return on many different types of assets. Additionally, some interest rates provide insight into the forthcoming financial market and economic activity.

Hence, option (C ) is the correct one.

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Related Questions

The usd is rising quickly relative to the indian rupee (inr). will an indian company that imports cars made in the united states find that car prices in inr will rise or fall? explain.

Answers

Answer:

The rate of car in India is also rising due to inflation occured due to rise of dollars over indian rupees

Explanation:

paraphrase it to answer the question :)

The decision framework that is based on the relative distance between home and a foreign target country is the ______.

Answers

The decision framework that is based on the relative distance between home and a foreign target country is the CAGE Distance Framework.

What is CAGE Distance Framework?

The CAGE Distance Framework is use to determine the difference between countries using cultural, geographic and economic status of the countries.

CAGE is also used to understand the different patterns of business among people and the flows.

Therefore, The decision framework that is based on the relative distance between home and a foreign target country is the CAGE Distance Framework.

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What initially stalled the adoption of behind-the-plate signage in the mlb?.

Answers

The reason the adoption of the Behind-The-Plate Signage was stalled at the Major League Baseball (MLB) was that:

"In the early 90s, George Steinbrenner thought it was a "slippery path to a bad place". The main source of concern was that it would lead to overcommercialization.

When did the objections to the Behind The Plate Signage abate?

The resistance to the idea of installing signages for adverts behind-the-plate disappeared after the 1993 season.

One of the reasons that helped was the increase in revenues as a result of the installation of the signages.

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Applicants who test positive for illegal drug use can be screened out of a job immediately. please select the best answer from the choices provided t f

Answers

Answer:

True

Explanation:

People who have done drugs in the past is a typical red flag for businesses, which they want to avoid at all costs.

Applicants who test positive for illegal drug use cannot be automatically screened out of a job immediately. Hence, the given statement is false.

What are illegal drugs?

llegal drugs are drugs that are prohibited by law, either because they have a high potential for abuse, are considered dangerous or have no accepted medical use. Examples of illegal drugs include heroin, cocaine, methamphetamine, and marijuana (in many jurisdictions).

Applicants who test positive for illegal drug use cannot be automatically screened out of a job immediately. It depends on the laws and policies in place in a particular jurisdiction and the company's specific policies. In some cases, companies may be required to offer rehabilitation or other accommodations before making any employment decisions based on drug test results.

Therefore, applicants who test positive for illegal drug use cannot be automatically screened out of a job immediately. Hence, the given statement is false.

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Project manager Anna is working with her team on risk management. Match the components of risk management with what each component involves.
includes risk identification
includes impacts of risks and
responses
Includes action for minimizing risks
Includes risk monitoring
includes analysis of consequences
includes prioritization of measures

Answers

These management of risk serves as assessment and controlling of threats to an organization's capital and earnings.

What is risk management?

This management entails the identifiying, analyszing and responding to risk factors that form part of the life of a business.

The risk identification in risk management includes documenting and communicating of concern of threats.

The impacts of risks & responses in risk management includes efforts to assess the consequences of an existing risk.

The action for minimizing risks inculudes use of insurance to minimize loss occuring from a risk.

The action of risk monitoring tracks and evaluates the levels of risk in an organisation.

In conclusion, the risk management is an essential part for an a project management because a managed risks will significantly increase the likelihood of project success.

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Answer:

includes risk identification- Risk Evaluation

includes impacts of risks and responses- Risk Control

Includes action for minimizing risks- Risk Control

Includes risk monitoring- Risk Evaluation

includes analysis of consequences- Risk Evaluation

includes prioritization of  measures- Risk Control

Explanation:

An approach in which MNEs draw on multiple, equally important innovation hubs throughout the world characteristic of Globalization 3.0 is known as a(n) ___.

Answers

When MNEs draw on multiple, equally important innovation hubs throughout the world globalization, they become transnational corporation.

What is globalization?

It should be noted that globalization simply means the process whereby thw world become linked together.

In this case, when MNEs draw on multiple, equally important innovation hubs throughout the world globalization, they become transnational corporation.

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How are nuclear weapons distinguished from conventional weapons?.

Answers

Answer:

This quantitative difference between nuclear and conventional weapons means that if nuclear weapons were used, they would alter key features of warfare—in particular, its duration, the targeting of noncombatants, and even the military relationship between winning and losing sides in a conflict.

Explanation:

5 creative ideas that have changed how we live​

Answers

Answer:

talent without Hard work is nothing

don't waste time

believe in yourself never lose hope and dream big and chase them

work hard now and be proud later

sometime doing smart work with hard work is really important

never judge anyone coz. you never know a person's suffering ......

always be kind but never lose your self respect for anyone you love coz. if that person really loves you than he/she never make a thing that much big that affects your self respect or make you depress

be consistent maintain your time properly and complete your daily to daily tasks and think positive which develops confidence in you

don't run on towards the different different peeples to find love just improve yourself day by day and one day you automatically will have the person whom deserves you .....

respect elders especially parents and teachers and listen to them

don't hurt somebody just went away from the place you don't like

and eat healthy stay happy be confidence accept your faults and flaws and try to improve them never think what others says just do what you want the people will gonna demotivate you and taunt you but will also come to you when they need at the time when you will get success

Also, try to wake up early and be the part of humanity

THERE ARE SO MANY THINGS AND I AM TIRED OF WRITING NOW BUT YA I HOPE ITS HELP YOU TO BRINGS IMPROVEMENT IN YOUR LIFE ........

True or false: the supply chain is a one-way process that runs directly from raw materials to the end customer.

Answers

true the supply chain was created to be efficient

I did my homework on the landlord and found out he has a lot of complaints against him from former renters. He never repairs problems in apartments and never gives deposits back without a fight.

Answers

I sorry but what do you mean

Answer:

this is seriously not the app for this...sorry

Retailers provide value to product manufacturers by:.

Answers

Answer:

allowing manufacturers to focus on product development and production.

Explanation:

Hope it helps.

When preparing a presentation, you want to learn about the audience so that you can tailor your message accordingly. What factors should you be identifying

Answers

The characteristics of the audience that infer the reception of a message include age, profession, language, relevance, among others.

What is a presentation?

A presentation is a form of communication in which one or more people prepare a presentation on a specifc topic to share with an audience. Generally the presentations are made in academic environments although there are presentations in other spaces.

What should we take into account regarding the public?

When we make a presentation we must take into account who we are addressing, that is, adapt our presentation and speech so that the public receives it in the best way. Some factors that influence the receptivity of a message are:

Age.The professionRelevanceLanguageAmong others

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2. Give at least two examples of types of identity theft.

Answers

Answer:

Two examples of identity theft:

1. Dressing like a coworker to give the impression that you are them.

2. Talking like a coworker to give the impression that you are them.

Explanation:

The minimum amount of reserves that a bank is required by law to hold and not lend out is called its

Answers

When a bank holds a minimum amount as reserves as required by law, this is the required reserves.

What are required reserves?

These are a certain percentage of every deposit made into a bank that they are to keep as reserves and not loan out.

These reserves are to ensure that the bank still has some money to pay out to depositors even in the event of financial crises. They are also useful in government monetary policy.

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A juice manufacturer has 50,000 gallons of juice in process at the beginning of the month. By month's end 25,000 gallons were complete, 20,000 gallons were 60% complete and 5,000 units were 40% complete. Equivalent units equals ______ gallons.

Answers

If 20,000 gallons were 60% complete and 5,000 units were 40% complete. The Equivalent units equals 39,000 gallons.

Equivalent units

Using this formula

Equivalent units=Ending complete gallons(25,000 gallons ×60% complete)+ (5,000 units ×40% complete)

Let plug in the formula

Equivalent units=25000+(20000×60%)+(5000×40%)

Equivalent units=25,000+12,000+2,000

Equivalent units=39,000 gallon

Therefore the Equivalent units equals 39,000 gallons.

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What are the sales dollars required to attain a target profit of $120,000?.

Answers

What are the sales dollars required to attain a target profit of $120,000? Sales dollars to attain the target profit = (Target profit + Fixed expenses)/Contribution margin ratio. Substituting the values, sales required = ($120,000 + $40,000)/0.40 = $400,000.

The sales dollars required to attain a target profit of $120,000  is $400,000.

What are profits?

The profits are the financial gains earned by a business or organization after all expenses and costs are deducted from the revenue generated from its operations.

The profits are what is left over when a business subtracts all of its costs, including the cost of goods sold, operating expenses, taxes, and other expenses, from its total revenue.

A business that earns high profits is generally seen as successful, while a business that consistently incurs losses is considered to be struggling. It is a key measure of a company's financial performance and are an important indicator of its ability to generate income.

For attaining a target profit of $120,000, the  sales dollars required is $400,000.

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Weiss’s paint store uses a (q, r) inventory system to control its stock levels. for a particularly popular white latex paint, historical data show that the distribution of monthly demand is approximately normal, with mean 28 and standard deviation 8. replenishment lead time for this paint is about 14 weeks. each can of paint costs the store $6. although excess demands are back-ordered, the store owner estimates that unfilled demands cost about $10 each in bookkeeping and loss-of-goodwill costs. fixed costs of replenishment are $15 per order, and holding costs are based on a 30 percent annual rate of interest.
a. what are the optimal lot sizes and reorder points for this brand of paint?
b. what is the optimal safety stock for this paint?

Answers

The optimal sizes of the brand of paint given a  mean of 28 and standard deviation of 8 is 81. The reorder point of the paint is 124 while the optimal safety stock is 26.

How to solve for the optimal size

mean = 28

sd = 8

Replenishment = 14 weeks

convert to months = 3.5 months

paint = $6

mean = 28 x 3.5

= 98

Find the standard deviation

= 8 x sqr(3.5)

= 14.966 = 15

Mean rate of demand

12 x 28 = 336

cost of holding = 30% x 6 = 1.8

unfilled demand = $10

EOQ = 2x 336 x 15 /1.8

= 5600

[tex]\sqrt{5600} = 75[/tex]

R0 = [tex]\frac{75*1.8}{10*336} = 0.04[/tex]

From the z table, 0.04 = 1.75

15x1.75x98 = 124.35

σLz = 0.242

Q1 = [tex]\sqrt{\frac{2*336}{1.8}(15+10)(0.2426) }[/tex]

= 81

81x1.8/10x336

= 0.043

How to solve for the reorder point

If R1 = 0.043  z value would be 1.75

15 x 1.75 + 98

= 124.3

R0 = R1

Q,R = (81, 124)

the optimal lot sizes  = 81.

reorder points = 124

How to solve for the optimal safety stock

R - mean

124 - 98

= 26

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Letitia is in high school. she wants to go to medical school in kentucky and then become a pediatric surgeon to help children. which best describes her goals? going to medical school is her short-term career goal, and becoming a pediatric surgeon is her long-term financial goal. going to medical school is her short-term educational goal, and becoming a pediatric surgeon is her intermediate career goal. going to medical school is her intermediate educational goal, and becoming a pediatric surgeon is her long-term career goal. going to medical school is her long-term career goal, and becoming a pediatric surgeon is her short-term financial goal.

Answers

Goals are the future commitment to achieve to get the desired result. Her intermediate academic goal is to go to medical school.

What are intermediate and long-term goals?

Intermediate are goals that can be achieved in course of one to five years of duration and require a bit of saving.  This type of goal includes educational accomplishments.

Long-term goals are goals that take many years to accomplish and require much savings. It may include learning something new, starting a business, specializing in an educational field, etc.

Therefore, option C. attending medical school is intermediate, and becoming a pediatric surgeon is a long-term goal.

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Answer:

c

Explanation:

did it on edg:)

A company operates an oil refinery. To reduce risk the company has decided to implement significant controls over safe operations. This is an example of:

Answers

If  company has decided to implement significant controls over safe operations. This is an example of: Risk reduction.

What is risk reduction?

Risk reduction can be defined as the way of preventing disasters or  unforseen or unexpected circumstance by implementing control.

Risk reduction is important as it help prevent loss of life and properties and it as well help to maintain sustainable future.

Therefore this is an example of: Risk reduction

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what was your favorite movie ever?
What was the last book you read?
Do you believe in aliens?
What is your star sign?
What is the best gift you've ever given someone?
Would you rather spend the day inside or outside?
Do you shower at night or in the morning?

Answers

Us

Diary kid

Yea

Scorpio

A hug

Inside


Morning

What kind of warranty is often offered not through the manufacturer but instead through a third party? a. manufacturer’s warranty b. extended warranty c. full warranty d. limited warranty

Answers

Extended warranties are policies that extend the warranty period for consumer goods in excess of what is provided by the manufacturer.

What do you mean by extended warranty?

An extended warranty is the service insurance or contract that is offered to any individual apart from the standard warranty as an addition.

It acts as a warranty that can run for a longer period of time than is offered by a third party.

This warrant costs extra besides the normal warranty that is provided for any unpredictable and expensive repairing work.

It provides a warranty to cars, bikes, and many more which can be purchased by the consumer as per their will.

Thus, an extended warranty is a warranty that is often offered not through the manufacturer but instead through a third party.Option B is the correct answer.

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The other person is correct. The answer is B: extended warranty.

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God bless! :D

Nile River Scuba has never paid any dividends. Six years ago, the firm's stock was selling for $24.58 per share. Today the stock is priced at $42.91. What was the compound annual return over the past 6 years

Answers

Answer:

multiply

Explanation: calc?

Difference between pharmacy and pharmacist ? it's important.​

Answers

Answer:

a cist works in the pharmacy

First Offense DWI in Texas can result in ______________. Choose one A. A fine of up to $2,000 B. Three days to 180 days in jail C. Loss of driver license up to a year D. Annual fee of $1,000 or $2,000 for three years to retain driver license E. All of the above.

Answers

In the state of Texas, the first case of DWI can bring about A fine of up to $2,000.

What is a DWI?

This is the short form for the words driving while intoxicated. Strict measures are taken to prevent this because they are a leading cause of accidents on the road.

In the state, such an offense for the first time is fined 2000 dollars and it could even result to days in Jail.

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David is 60 years old, has moderate financial health, a short time horizon, and a low risk tolerance.
Drag the slider to decide what percentage he should invest in stocks versus bonds and cash equivalents.
When you’re finished, click submit.

Answers

Based on the fact that David has a low-risk tolerance, it is advisable that he invests small percentages in stocks and bonds.

What is Risk Tolerance?

This refers to the level of risk that an investor is willing to endure and this has to do with the variability in investment.

Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.

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Answer:

On Everfi-58% on bonds and the rest on stocks

Explanation:

I just kept randomly moving the sider and it worked. If not keep trying near the bottom middle area

What term describes the relationship between the flow rate and the capacity of each labor resource that works in a process

Answers

The relationship between flow rate and the capacity of labor resources is called labor utilization. To achieve optimal labor use, it is crucial to maintain a balance between flow rate and worker capacity.

It assesses how much of the labor resource's capability is being used to execute a process and is stated as a percentage. It is important to maximize worker utilization to ensure the process is efficient.

Due to underutilization of the human resource, low labor productivity can lead to inefficiencies and increased costs. On the other hand, using too much work could lead to burnout and decreased output.

Therefore, the relationship between flow rate and the capacity of labor resources is called labor utilization.

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What hygiene or personal care considerations are particularly important in the occupation forwhich you are training or that you hope to follow?

Answers

The hygiene or personal care considerations that are important in the occupation include washing of hands, cleaning one's body, etc.

What is personal hygiene?

It should be noted that personal hygiene simply means the cleaning of body, washing hands, etc to keep one clean and prevent diseases.

In this case, the hygiene or personal care considerations that are important in the occupation include washing of hands, cleaning one's body, etc.

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Activity 19.5: comparing costs between two businesses
the following cost data has been collected from two shoe manufacturing companies
company a
company b
annual output - pairs of shoes
20 000
700 000
variable cost per pair of shoes
$4
$2.50
annual fixed costs
$120000
$2,1m
a calculate the total annual cost of manufacturing shoes for both businesses
b calculate the average cost per unit (pair of shoes)
than for company a.
d explain two benefits gained by company b as a result of lower average cost (cost per
unit)

Answers

a) The computation of the total annual costs of manufacturing shoes for both businesses is as follows:

                                  Company A      Company B

Annual fixed costs     $120,000        $2.1 million

Total variable costs    $80,000       $1,750,000

Total costs                $200,000      $3,850,000

b) The computation of the average cost per unit (pair of shoes) for Company A is $10 ($200,000/20,000).

c) The computation of the average cost per unit (pair of shoes) for Company B is $5.50 ($3,850,000/700,000).

d) The two benefits gained by Company B as a result of lower average cost (cost per unit) are:

It can produce and sell more units than Company A.It makes more profits than Company A, especially if the selling price is the same for both companies.

What is the cost of production?

The cost of production is made up of two elements: variable and fixed costs.

The variable element depends on the units of production.  The fixed element of the production cost is a period cost that does not vary within a relevant range.

Data and Calculations:

                                  Company A      Company B

Annual output                20,000            700,000

Variable cost per pair      $4.00                $2.50

Annual fixed costs     $120,000        $2.1 million

Total variable costs    $80,000       $1,750,000

Total costs                $200,000      $3,850,000

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Michael works as an operations manager in a company that manufactures automobiles. Michael ensures that a new part is added to the product

as it moves through the facility. By the end of all the stages in the sequence, the product reaches its completion. Which type of facility layout

does Michael use?

A. Product layout

B. Process layout

C. Fixed position layout

D. Hybrid layout

Answers

Answer:

c

Explanation:

As he was doing it he was fixed the postition

Answer:

its not fixed

Explanation:

it might be process

Bramble Corp. reports operating expenses of $91,000, excluding depreciation expense of $15,200 for 2022. During the year, prepaid expenses decreased $7,300 and accrued expenses payable increased $4,500. Compute the cash payments for operating expenses in 2022.

Answers

The cash payments for Bramble Corp. reports operating expenses is  $79,200

What is operating expenses?

Operating expenses refers to the costs incurred by a business for its operational activities.

Cash payments for operating expenses is computed as :

= Operating expenses - Prepaid expenses decreased - Accrued expenses payable increased

= $91,000 - $7,300 - $4,500

= $79,200

Hence, the cash payments for Bramble Corp. reports operating expenses is  $79,200

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Complete the sentences to describe natural selection.The environment needs toin order for natural selection to occur.Populations have some geneticNature selects organisms with specificto survive and reproduce. Ethel is packing two suitcases for her vacation. Thefirst suitcase weighs 24 pounds. The total weight ofthe suitcases is 49 pounds. What is the weight of thesecond suitcase? What kind of warranty is often offered not through the manufacturer but instead through a third party? a. manufacturers warranty b. extended warranty c. full warranty d. limited warranty How do sections one through twenty two differ from the remaining sections of the passage? A) The second half of the passage marks a shift in the attitude of Elnora B) The second hald of the passage marks a shift in the attitude in Elnoras mother. C) The first half of the passage focuses on the mothers feelings, and the second half focuses on Elnora's feelings. D) The first half of the passage focuses on Elnor'as feelings, and the second half focuses on her mother's feelings. Hi can someone please help me find the average for these temperatures? I need them asap In which situation has the precautionary principle been least strictly applied?A chain of health stores is allowed to sell over-the-counter nutritional supplements thathave not been tested by the Food and Drug Administration for adverse effects. A foreign marketplace relaxes certain restrictions on genetically modified produce aftertesting demonstrates that the produce poses no health risks to consumers. A toy company recalls a particular brand of action figure after several young children nearlydie from choking on loose pieces of plastic. The U. S. Government requires that cigarette manufacturers include on cigarette packages awarning from the surgeon general that smoking causes diseases such as lung cancer Fill in the table using this function rule. Which of the following descriptions best states how oceans and land absorb the sun's energy differently?OA. Land retains absorbed heat longer than oceans do.O B. Land absorbs the sun's energy slowly, while oceans absorb it more quickly.OC. Land only absorbs radiation that is not harmful to humans.OD. Land reflects more of the sun's energy, while oceans absorb it slowly and retain it longer. -3|x|=9, what is x? I wrote that x = -3, but I guess that's wrong? I NEED HELP CUZ I BAD compare and contrast the five types of evidence that support the theory of evolution Find the volume of the figure below. It is given that the volume of a size 5 football is larger than that of a size 4 football by 72.8%.find the ratio of the radius of the size 5 football to that of the size 4 football. Which of the following is stated in"Leviathan" by Thomas Hobbes?A. Power is a monster that could not be tamed by thepeople.B. The people will become a monster that causes chaosaand anarchyC. The monster government should not have absolutepower. Help! The question is in the image. Circle the conjunction, identify the sentence patterns, and diagram this compound sentence. 1) The false prophets had failed, for their god could not hear. What is the measure of ZABC?D75O A. 7545BEmB. 60O C. 45O D. 120 In a redox reaction, which ion would you expect to be more easily reduced?. How much heat is absorbed when 70 grams ofwater is completely vaporized at its boilingpoint? What is the system of peonage?